The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR 0-5YR HI YL CP 46434v407 82,551 1,770,726 SH   SOLE   1,770,726 0 0
ISHARES TR 20 YR TR BD ETF 464287432 50,918 418,324 SH   SOLE   418,324 0 0
ISHARES TR CORE US AGGBD ET 464287226 115,750 1,088,696 SH   SOLE   1,088,696 0 0
ISHARES TR EAFE GRWTH ETF 464288885 229 2,908 SH   SOLE   2,908 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 19,094 510,817 SH   SOLE   510,817 0 0
ISHARES TR IBOXX INV CP ETF 464287242 50,113 437,404 SH   SOLE   437,404 0 0
ISHARES TR MIN VOL USA ETF 46429B697 41,023 771,686 SH   SOLE   771,686 0 0
ISHARES TR MSCI EAFE ETF 464287465 61,243 914,482 SH   SOLE   914,482 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,463 33,762 SH   SOLE   33,762 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 648,522 3,996,070 SH   SOLE   3,996,070 0 0
ISHARES TR S&P 100 ETF 464287101 115,509 965,794 SH   SOLE   965,794 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 7,224 60,888 SH   SOLE   60,888 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 142,930 526,873 SH   SOLE   526,873 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 386,740 2,753,967 SH   SOLE   2,753,967 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 408 3,934 SH   SOLE   3,934 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 172,989 4,099,267 SH   SOLE   4,099,267 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 781,703 18,221,509 SH   SOLE   18,221,509 0 0
VANGUARD WORLD FDS ENERGY ETF 92204a306 21,034 200,173 SH   SOLE   200,173 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204a504 32,517 204,330 SH   SOLE   204,330 0 0
VANGUARD WORLD FDS INF TECH ETF 92204a702 428 2,362 SH   SOLE   2,362 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717w851 57,051 1,056,896 SH   SOLE   1,056,896 0 0