The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Wells Fargo & Co New Perp Pfd CV PFD 949746804 818 650 SH   SOLE   575 0 75
Wells Fargo & Co New Perp Pfd CV PFD 949746804 1,039 825 SH   OTR   0 0 825
AG Mortgage Inv Tr 8 Pfd Ser B PRD 001228303 220 8,600 SH   SOLE   2,000 0 6,600
AG Mortgage Inv Tr 8 Pfd Ser B PRD 001228303 36 1,400 SH   OTR   0 0 1,400
AG Mortgage Inv Tr 8.25 Pfd Se PRD 001228204 43 1,700 SH   SOLE   0 0 1,700
AG Mortgage Inv Tr 8.25 Pfd Se PRD 001228204 800 31,400 SH   OTR   0 0 31,400
CYS Investments Inc Pfd Ser B PRD 12673A306 621 25,450 SH   SOLE   18,550 0 6,900
CYS Investments Inc Pfd Ser B PRD 12673A306 917 37,600 SH   OTR   700 0 36,900
Capital One Finl Pfd Ser H PRD 14040H840 44 1,700 SH   OTR   0 0 1,700
JPMorgan Chase 6.15 Pfd Ser H PRD 48127V827 80 3,000 SH   SOLE   0 0 3,000
JPMorgan Chase 6.15 Pfd Ser H PRD 48127V827 242 9,100 SH   OTR   0 0 9,100
Wells Fargo & Co New Dep Shs S PRD 949746879 44 1,700 SH   OTR   0 0 1,700
3M Co. COM 88579Y101 361 1,835 SH   SOLE   225 0 1,610
3M Co. COM 88579Y101 1,565 7,957 SH   OTR   124 0 7,833
AFLAC Inc. COM 001055102 2,741 63,712 SH   SOLE   52,324 0 11,388
AFLAC Inc. COM 001055102 325 7,556 SH   OTR   156 0 7,400
AT&T Inc COM 00206R102 499 15,525 SH   SOLE   125 0 15,400
AT&T Inc COM 00206R102 3 81 SH   OTR   81 0 0
AbbVie Inc. COM 00287Y109 1,019 10,995 SH   SOLE   4,235 0 6,760
AbbVie Inc. COM 00287Y109 1,302 14,050 SH   OTR   250 0 13,800
Abbott Labs COM 002824100 110 1,810 SH   SOLE   0 0 1,810
Abbott Labs COM 002824100 317 5,200 SH   OTR   0 0 5,200
Adobe Sys Inc Com COM 00724F101 30 124 SH   SOLE   124 0 0
Adobe Sys Inc Com COM 00724F101 73 300 SH   OTR   0 0 300
Advanced Micro Devices Com COM 007903107 12,837 856,400 SH   SOLE   386,900 0 469,500
Advanced Micro Devices Com COM 007903107 162 10,800 SH   OTR   0 0 10,800
Air Prods & Chems, Inc. COM 009158106 685 4,400 SH   OTR   0 0 4,400
Albemarle Corp. COM 012653101 138 1,463 SH   SOLE   1,463 0 0
Albemarle Corp. COM 012653101 830 8,804 SH   OTR   8,804 0 0
Allergan COM G0177J108 9,068 54,389 SH   SOLE   20,252 0 34,137
Allergan COM G0177J108 173 1,035 SH   OTR   175 0 860
Alphabet Inc Cap Stk Cl A COM 02079K305 18,254 16,166 SH   SOLE   8,767 0 7,399
Alphabet Inc Cap Stk Cl A COM 02079K305 2,645 2,342 SH   OTR   273 0 2,069
Alphabet Inc Cap Stk Cl C COM 02079K107 6,400 5,737 SH   SOLE   2,646 0 3,091
Alphabet Inc Cap Stk Cl C COM 02079K107 229 205 SH   OTR   114 0 91
Altria Group Inc COM 02209S103 117 2,064 SH   OTR   0 0 2,064
Amazon Com Inc Com COM 023135106 216 127 SH   SOLE   2 0 125
Amer States Water Co COM 029899101 159 2,780 SH   OTR   0 0 2,780
Amgen, Inc. Com COM 031162100 533 2,890 SH   SOLE   1,765 0 1,125
Amgen, Inc. Com COM 031162100 420 2,273 SH   OTR   122 0 2,151
Apache Corp COM 037411105 342 7,310 SH   SOLE   1,310 0 6,000
Apache Corp COM 037411105 138 2,950 SH   OTR   300 0 2,650
Apple, Inc. COM 037833100 26,910 145,373 SH   SOLE   84,330 0 61,043
Apple, Inc. COM 037833100 2,710 14,639 SH   OTR   3,250 0 11,389
Applied Materials Inc. COM 038222105 4,323 93,585 SH   SOLE   74,385 0 19,200
Applied Materials Inc. COM 038222105 241 5,220 SH   OTR   500 0 4,720
Aptiv PLC COM G6095L109 13,042 142,335 SH   SOLE   68,235 0 74,100
Aptiv PLC COM G6095L109 1,178 12,855 SH   OTR   2,980 0 9,875
Automatic Data Process Com COM 053015103 296 2,210 SH   OTR   0 0 2,210
Avery Dennison Corp. COM 053611109 317 3,100 SH   OTR   3,100 0 0
B&G Foods Inc. COM 05508R106 571 19,100 SH   SOLE   9,200 0 9,900
B&G Foods Inc. COM 05508R106 568 19,000 SH   OTR   400 0 18,600
BP PLC Spons ADR COM 055622104 169 3,700 SH   SOLE   0 0 3,700
BP PLC Spons ADR COM 055622104 249 5,449 SH   OTR   0 0 5,449
Bank of New York Mellon COM 064058100 22 400 SH   OTR   0 0 400
Berkshire Hathaway Cl B COM 084670207 334 1,792 SH   SOLE   1,792 0 0
Berkshire Hathaway Cl B COM 084670207 10 55 SH   OTR   0 0 55
Boeing Co. COM 097023105 287 855 SH   SOLE   100 0 755
Bright Horizons Family Solutio COM 109194100 17,369 169,420 SH   SOLE   85,535 0 83,885
Bright Horizons Family Solutio COM 109194100 1,059 10,330 SH   OTR   530 0 9,800
Bristol Myers Squibb C COM 110122108 19 350 SH   SOLE   350 0 0
Broadridge Financial Solutions COM 11133T103 18,765 163,035 SH   SOLE   82,520 0 80,515
Broadridge Financial Solutions COM 11133T103 1,744 15,155 SH   OTR   3,360 0 11,795
CSX Corp COM 126408103 41 650 SH   SOLE   650 0 0
CVS Caremark Corp COM 126650100 43 668 SH   SOLE   0 0 668
CVS Caremark Corp COM 126650100 80 1,244 SH   OTR   0 0 1,244
California Wtr Svc Group COM 130788102 117 3,000 SH   SOLE   0 0 3,000
Capital One Finl Corp COM 14040H105 14,687 159,817 SH   SOLE   71,780 0 88,037
Capital One Finl Corp COM 14040H105 1,289 14,029 SH   OTR   600 0 13,429
Cardinal Health Inc. COM 14149Y108 5 93 SH   SOLE   93 0 0
Celgene Corp COM 151020104 9,558 120,353 SH   SOLE   57,214 0 63,139
Celgene Corp COM 151020104 1,004 12,646 SH   OTR   2,935 0 9,711
Charles Schwab Corp (New) COM 808513105 744 14,557 SH   SOLE   13,957 0 600
Charles Schwab Corp (New) COM 808513105 153 3,000 SH   OTR   3,000 0 0
Chevron Corp COM 166764100 4,127 32,644 SH   SOLE   23,502 0 9,142
Chevron Corp COM 166764100 4,552 36,002 SH   OTR   4,252 0 31,750
Cisco Systems COM 17275R102 5,291 122,951 SH   SOLE   92,751 0 30,200
Cisco Systems COM 17275R102 1,309 30,425 SH   OTR   800 0 29,625
Citizens Finl Group COM 174610105 10,393 267,170 SH   SOLE   133,515 0 133,655
Citizens Finl Group COM 174610105 1,357 34,882 SH   OTR   5,230 0 29,652
Coca Cola Co COM 191216100 528 12,030 SH   SOLE   0 0 12,030
Coca Cola Co COM 191216100 9 200 SH   OTR   0 0 200
Commscope Hldg Co. Inc. COM 20337X109 9,964 341,175 SH   SOLE   164,950 0 176,225
Commscope Hldg Co. Inc. COM 20337X109 694 23,775 SH   OTR   6,900 0 16,875
Consolidated Edison Inc COM 209115104 156 2,000 SH   OTR   0 0 2,000
Constellation Brands Inc Cl A COM 21036P108 37 170 SH   SOLE   0 0 170
Costco Wholesale COM 22160K105 17,022 81,454 SH   SOLE   40,085 0 41,369
Costco Wholesale COM 22160K105 887 4,243 SH   OTR   1,156 0 3,087
DR Horton Inc COM 23331A109 16,261 396,617 SH   SOLE   200,680 0 195,937
DR Horton Inc COM 23331A109 1,793 43,725 SH   OTR   8,440 0 35,285
Danaher Corp Del COM COM 235851102 13,853 140,385 SH   SOLE   67,890 0 72,495
Danaher Corp Del COM COM 235851102 1,404 14,225 SH   OTR   2,845 0 11,380
Deere & Co COM 244199105 9 63 SH   SOLE   63 0 0
Digital Realty Trust Inc COM 253868103 151 1,350 SH   OTR   0 0 1,350
Disney Walt Co Del COM 254687106 10,200 97,323 SH   SOLE   49,124 0 48,199
Disney Walt Co Del COM 254687106 884 8,434 SH   OTR   1,811 0 6,623
DowDupont, Inc. COM 26078J100 621 9,425 SH   SOLE   4,475 0 4,950
DowDupont, Inc. COM 26078J100 867 13,150 SH   OTR   3,550 0 9,600
Eaton Corp COM G29183103 40 530 SH   SOLE   80 0 450
Eaton Corp COM G29183103 194 2,600 SH   OTR   2,600 0 0
Ecolab Inc Com COM 278865100 84 600 SH   SOLE   0 0 600
Edwards Lifesciences Inc. COM 28176E108 6,784 46,600 SH   SOLE   4,000 0 42,600
Edwards Lifesciences Inc. COM 28176E108 364 2,500 SH   OTR   0 0 2,500
Energy Transfer Partners LP COM 29278N103 94 4,950 SH   SOLE   0 0 4,950
Energy Transfer Partners LP COM 29278N103 14 750 SH   OTR   0 0 750
Exxon Mobil Corp COM 30231G102 1,109 13,408 SH   SOLE   6,250 0 7,158
Exxon Mobil Corp COM 30231G102 731 8,833 SH   OTR   0 0 8,833
Fiserv Inc Com COM 337738108 14,093 190,220 SH   SOLE   91,150 0 99,070
Fiserv Inc Com COM 337738108 1,397 18,860 SH   OTR   3,840 0 15,020
Franklin Res Inc COM 354613101 14 423 SH   SOLE   423 0 0
General Elec Co COM 369604103 388 28,500 SH   SOLE   19,100 0 9,400
General Elec Co COM 369604103 651 47,798 SH   OTR   850 0 46,948
Gilead Sciences Inc. COM 375558103 1,243 17,545 SH   SOLE   5,000 0 12,545
Gilead Sciences Inc. COM 375558103 854 12,060 SH   OTR   0 0 12,060
HP Inc COM 40434L105 11 500 SH   SOLE   500 0 0
Halliburton Co COM 406216101 5,992 132,975 SH   SOLE   26,125 0 106,850
Halliburton Co COM 406216101 257 5,700 SH   OTR   350 0 5,350
Hewlett Packard Enterp COM 42824C109 7 500 SH   SOLE   500 0 0
Hexcel Corp COM 428291108 18,098 272,642 SH   SOLE   136,205 0 136,437
Hexcel Corp COM 428291108 1,000 15,068 SH   OTR   940 0 14,128
Home Depot Inc COM 437076102 135 692 SH   SOLE   192 0 500
Home Depot Inc COM 437076102 117 600 SH   OTR   0 0 600
Honeywell Intl Inc COM 438516106 85 590 SH   SOLE   590 0 0
IHS Markit LTD COM G47567105 160 3,100 SH   SOLE   0 0 3,100
IQVIA Holdings Inc COM 46266C105 13,101 131,248 SH   SOLE   64,810 0 66,438
IQVIA Holdings Inc COM 46266C105 887 8,890 SH   OTR   450 0 8,440
Int'l Bus Mach COM 459200101 126 900 SH   OTR   0 0 900
Intel Corp COM 458140100 415 8,355 SH   SOLE   700 0 7,655
Intel Corp COM 458140100 20 400 SH   OTR   0 0 400
Intercontinental Exchange Grou COM 45866F104 16,474 223,980 SH   SOLE   111,025 0 112,955
Intercontinental Exchange Grou COM 45866F104 1,356 18,430 SH   OTR   4,175 0 14,255
Intuitive Surgical Inc Com New COM 46120E602 69 144 SH   SOLE   0 0 144
JPMorgan Chase & Co COM 46625H100 6,310 60,560 SH   SOLE   4,110 0 56,450
JPMorgan Chase & Co COM 46625H100 974 9,350 SH   OTR   250 0 9,100
Johnson & Johnson COM 478160104 15,385 126,792 SH   SOLE   60,197 0 66,595
Johnson & Johnson COM 478160104 1,662 13,693 SH   OTR   2,142 0 11,551
Kimberly Clark Corp COM 494368103 116 1,100 SH   SOLE   0 0 1,100
Lockheed Martin Corp COM 539830109 59 200 SH   SOLE   0 0 200
Lockheed Martin Corp COM 539830109 384 1,300 SH   OTR   0 0 1,300
Lowes Cos Inc Com COM 548661107 47 488 SH   SOLE   0 0 488
McDonalds Corp COM 580135101 386 2,462 SH   SOLE   0 0 2,462
McDonalds Corp COM 580135101 67 425 SH   OTR   0 0 425
Merck & Co Inc COM 58933Y105 7,773 128,055 SH   SOLE   101,115 0 26,940
Merck & Co Inc COM 58933Y105 622 10,255 SH   OTR   55 0 10,200
Microsoft Corp COM 594918104 596 6,045 SH   SOLE   2,011 0 4,034
Microsoft Corp COM 594918104 256 2,593 SH   OTR   60 0 2,533
Nestle SA Spons ADR (For Reg) COM 641069406 4,606 59,486 SH   SOLE   53,619 0 5,867
Nestle SA Spons ADR (For Reg) COM 641069406 650 8,397 SH   OTR   2,500 0 5,897
Norfolk Southern Corp COM 655844108 181 1,200 SH   SOLE   0 0 1,200
OGE Energy Corp. COM 670837103 17 480 SH   SOLE   480 0 0
Occidental Pete Corp D COM 674599105 452 5,400 SH   SOLE   3,300 0 2,100
Occidental Pete Corp D COM 674599105 59 700 SH   OTR   300 0 400
Oracle Systems Corp COM 68389X105 379 8,600 SH   SOLE   8,000 0 600
Paccar Inc COM 693718108 362 5,850 SH   SOLE   3,300 0 2,550
Panasonic Corp ADR (new) COM 69832A205 6 465 SH   SOLE   465 0 0
PayPal Holdings Inc. COM 70450Y103 19,547 234,745 SH   SOLE   115,950 0 118,795
PayPal Holdings Inc. COM 70450Y103 1,645 19,756 SH   OTR   4,956 0 14,800
Pepsico Inc COM 713448108 14,206 130,488 SH   SOLE   59,263 0 71,225
Pepsico Inc COM 713448108 2,097 19,258 SH   OTR   1,265 0 17,993
Pfizer Inc COM 717081103 170 4,680 SH   SOLE   1,380 0 3,300
Pfizer Inc COM 717081103 536 14,780 SH   OTR   0 0 14,780
Procter & Gamble Co. COM 742718109 1,189 15,236 SH   SOLE   4,299 0 10,937
Procter & Gamble Co. COM 742718109 1,891 24,219 SH   OTR   300 0 23,919
Qualcomm Inc. COM 747525103 79 1,400 SH   SOLE   0 0 1,400
Qualcomm Inc. COM 747525103 550 9,800 SH   OTR   0 0 9,800
Regeneron Pharmaceutical Com COM 75886F107 8,316 24,105 SH   SOLE   12,640 0 11,465
Regeneron Pharmaceutical Com COM 75886F107 386 1,120 SH   OTR   350 0 770
Roper Technologies Inc COM 776696106 16,282 59,013 SH   SOLE   29,128 0 29,885
Roper Technologies Inc COM 776696106 1,364 4,945 SH   OTR   1,085 0 3,860
Ross Stores Inc. COM 778296103 534 6,300 SH   SOLE   6,300 0 0
Royal Dutch Shell PLC Spons AD COM 780259206 1,909 27,574 SH   SOLE   25,374 0 2,200
Salesforce.com Inc COM 79466L302 7,703 56,475 SH   SOLE   15,100 0 41,375
Sanofi - ADR COM 80105N105 83 2,075 SH   SOLE   75 0 2,000
Sanofi - ADR COM 80105N105 70 1,750 SH   OTR   400 0 1,350
Schlumberger Ltd COM 806857108 12,713 189,658 SH   SOLE   91,688 0 97,970
Schlumberger Ltd COM 806857108 950 14,170 SH   OTR   3,670 0 10,500
Sempra Energy COM 816851109 116 1,000 SH   SOLE   0 0 1,000
Sempra Energy COM 816851109 189 1,624 SH   OTR   1,624 0 0
Sibanye-Stillwater Spons ADR COM 825724206 23 9,547 SH   SOLE   0 0 9,547
Siemens AG Spons ADR (new) COM 826197501 97 1,468 SH   SOLE   0 0 1,468
Smith & Nephew PLC Spons ADR COM 83175M205 306 8,150 SH   SOLE   0 0 8,150
SouthWest Airlines COM 844741108 8,465 166,375 SH   SOLE   55,250 0 111,125
SouthWest Airlines COM 844741108 515 10,125 SH   OTR   975 0 9,150
Southern Co COM 842587107 139 3,000 SH   OTR   0 0 3,000
Southwestern Energy Co COM 845467109 21 4,028 SH   SOLE   2,285 0 1,743
Southwestern Energy Co COM 845467109 15 2,779 SH   OTR   0 0 2,779
Starbucks Corp COM 855244109 20 400 SH   OTR   400 0 0
State Street Corp COM 857477103 158 1,700 SH   OTR   0 0 1,700
Tredegar Corp. COM 894650100 34 1,455 SH   SOLE   1,455 0 0
Union Pac Corp COM 907818108 18 124 SH   SOLE   124 0 0
United Parcel Service Cl B COM 911312106 287 2,700 SH   SOLE   2,700 0 0
United Technologies COM 913017109 204 1,634 SH   SOLE   0 0 1,634
United Technologies COM 913017109 23 180 SH   OTR   0 0 180
Universal Display Corp Com COM 91347P105 60 700 SH   SOLE   0 0 700
V F Corp COM 918204108 143 1,750 SH   SOLE   1,550 0 200
Verisign Inc. Com. COM 92343E102 832 6,058 SH   SOLE   6,058 0 0
Verizon Communications COM 92343V104 1,167 23,190 SH   SOLE   14,900 0 8,290
Verizon Communications COM 92343V104 377 7,485 SH   OTR   350 0 7,135
Versum Materials, Inc. COM 92532W103 82 2,200 SH   OTR   0 0 2,200
Vertex Pharmaceuticals Com COM 92532F100 1,628 9,577 SH   SOLE   3,322 0 6,255
Vertex Pharmaceuticals Com COM 92532F100 382 2,250 SH   OTR   325 0 1,925
Visa Inc Cl A COM 92826C839 19,393 146,421 SH   SOLE   63,100 0 83,321
Visa Inc Cl A COM 92826C839 1,797 13,570 SH   OTR   2,645 0 10,925
Vivendi ORD Shs COM F97982106 19 792 SH   SOLE   792 0 0
Walgreens Boots Alliance Inc COM 931427108 45 745 SH   SOLE   0 0 745
Walgreens Boots Alliance Inc COM 931427108 113 1,891 SH   OTR   0 0 1,891
Wisdomtree Tr India Erngs Fd COM 97717W422 14 570 SH   SOLE   570 0 0
Zoetis Inc Cl A COM 98978V103 10 118 SH   SOLE   118 0 0
Zoetis Inc Cl A COM 98978V103 88 1,028 SH   OTR   0 0 1,028
Aberdeen Emerging Markets Fd C EQ FDS 003021250 33 2,323 SH   SOLE   0 0 2,323
Matthews Asia Small Companies EQ FDS 577125206 53 2,339 SH   SOLE   0 0 2,339
Schwab S&P 500 Index Fd EQ FDS 808509855 45 1,055 SH   SOLE   1,055 0 0
Schwab Small Cap Index Fd EQ FDS 808509848 49 1,494 SH   SOLE   1,494 0 0