The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES INC MSCI JPN ETF NEW 46434G822 1,581 27,299 SH   SOLE N/A 27,299 0 0
ISHARES INC MSCI MEXICO ETF 464286822 410 8,700 SH   SOLE N/A 8,700 0 0
ISHARES TR 20 YR TR BD ETF 464287432 3,372 27,709 SH   SOLE N/A 27,709 0 0
ISHARES TR CORE MSCI EURO 46434V738 464 9,754 SH   SOLE N/A 9,754 0 0
ISHARES TR CORE S&P500 ETF 464287200 8,137 29,802 SH   SOLE N/A 29,802 0 0
ISHARES TR CORE US AGGBD ET 464287226 4,714 44,338 SH   SOLE N/A 44,338 0 0
ISHARES TR IBOXX HI YD ETF 464288513 6,533 76,781 SH   SOLE N/A 76,781 0 0
ISHARES TR MSCI INDIA ETF 46429B598 370 11,102 SH   SOLE N/A 11,102 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 5,376 32,828 SH   SOLE N/A 32,828 0 0
ISHARES TR S&P MC 400GR ETF 464287606 1,597 7,105 SH   SOLE N/A 7,105 0 0
ISHARES TR TIPS BD ETF 464287176 4,775 42,309 SH   SOLE N/A 42,309 0 0
ISHARES TR U.S. REAL ES ETF 464287739 2,777 34,466 SH   SOLE N/A 34,466 0 0
ISHARES US ETF TR SHT MAT BD ETF 46431W507 1,938 38,620 SH   SOLE N/A 38,620 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 26,878 489,492 SH   SOLE N/A 489,492 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,639 86,231 SH   SOLE N/A 86,231 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,122 72,778 SH   SOLE N/A 72,778 0 0