The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,259 6,747 SH   SOLE NONE 0 0 6,747
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 667 6,550 SH   SOLE NONE 0 0 6,550
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,197 11,783 SH   SOLE NONE 0 0 11,783
WESTERN ASSET EMRG MKT DEBT COM 95766A101 620 46,746 SH   SOLE NONE 0 0 46,746
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 267 13,310 SH   SOLE NONE 0 0 13,310
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 367 18,159 SH   SOLE NONE 0 0 18,159
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 216 10,460 SH   SOLE NONE 0 0 10,460
EXXON MOBIL CORP COM 30231G102 1,359 16,422 SH   SOLE NONE 0 0 16,422
SPDR SERIES TRUST FTSE INT GVT ETF 78464A490 244 4,500 SH   SOLE NONE 0 0 4,500
VERIZON COMMUNICATIONS INC COM 92343V104 238 4,735 SH   SOLE NONE 0 0 4,735
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 325 3,909 SH   SOLE NONE 0 0 3,909
VANGUARD STAR FD VG TL INTL STK F 921909768 844 15,600 SH   SOLE NONE 0 0 15,600
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 383 3,250 SH   SOLE NONE 0 0 3,250
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,974 46,782 SH   SOLE NONE 0 0 46,782
INVESCO SR INCOME TR COM 46131H107 372 86,863 SH   SOLE NONE 0 0 86,863
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 23,328 477,539 SH   SOLE NONE 0 0 477,539
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,290 16,305 SH   SOLE NONE 0 0 16,305
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 433 3,750 SH   SOLE NONE 0 0 3,750
INVESCO EXCHNG TRADED FD TR VAR RATE PFD 46138G870 2,574 103,577 SH   SOLE NONE 0 0 103,577
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,580 6,332 SH   SOLE NONE 0 0 6,332
VANGUARD INDEX FDS MID CAP ETF 922908629 485 3,075 SH   SOLE NONE 0 0 3,075
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5,579 68,501 SH   SOLE NONE 0 0 68,501
VANGUARD GROUP DIV APP ETF 921908844 922 9,071 SH   SOLE NONE 0 0 9,071
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,284 44,053 SH   SOLE NONE 0 0 44,053
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,037 70,788 SH   SOLE NONE 0 0 70,788
VANGUARD INDEX FDS SMALL CP ETF 922908751 852 5,474 SH   SOLE NONE 0 0 5,474
ISHARES TR MIN VOL USA ETF 46429B697 4,915 92,449 SH   SOLE NONE 0 0 92,449
MANAGED PORTFOLIO SER TORTOISE NRAM PI 56167N720 23,428 1,005,475 SH   SOLE NONE 0 0 1,005,475
TJX COS INC NEW COM 872540109 564 5,927 SH   SOLE NONE 0 0 5,927
ISHARES TR TIPS BD ETF 464287176 10,857 96,190 SH   SOLE NONE 0 0 96,190
SPDR S&P 500 ETF TR TR UNIT 78462F103 38,517 141,981 SH   SOLE NONE 0 0 141,981
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 4,655 98,176 SH   SOLE NONE 0 0 98,176
ISHARES TR PHLX SEMICND ETF 464287523 784 4,400 SH   SOLE NONE 0 0 4,400
SPDR SERIES TRUST S&P DIVID ETF 78464A763 21,960 236,898 SH   SOLE NONE 0 0 236,898
ISHARES TR EAFE SML CP ETF 464288273 819 13,055 SH   SOLE NONE 0 0 13,055
SCHWAB CHARLES CORP NEW COM 808513105 377 7,376 SH   SOLE NONE 0 0 7,376
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 341 13,152 SH   SOLE NONE 0 0 13,152
ROYAL BK CDA MONTREAL QUE COM 780087102 952 12,649 SH   SOLE NONE 0 0 12,649
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 465 11,889 SH   SOLE NONE 0 0 11,889
OPPENHEIMER ETF TR S&P 500 REVENUE 68386C104 10,492 206,700 SH   SOLE NONE 0 0 206,700
OPPENHEIMER ETF TR S&P MDCP 400 REV 68386C203 838 13,724 SH   SOLE NONE 0 0 13,724
OPPENHEIMER ETF TR S&P SMALLCAP 600 68386C302 824 11,233 SH   SOLE NONE 0 0 11,233
ROSS STORES INC COM 778296103 866 10,219 SH   SOLE NONE 0 0 10,219
COHEN & STEERS TOTAL RETURN COM 19247R103 136 10,830 SH   SOLE NONE 0 0 10,830
INVESCO QQQ TR UNIT SER 1 46090E103 212 1,233 SH   SOLE NONE 0 0 1,233
INVESCO EXCHNG TRADED FD TR FTSE RAFI DEV 46138E743 248 5,773 SH   SOLE NONE 0 0 5,773
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 20,890 185,526 SH   SOLE NONE 0 0 185,526
PJT PARTNERS INC COM CL A 69343T107 8,724 163,398 SH   SOLE NONE 0 0 163,398
PFIZER INC COM 717081103 494 13,626 SH   SOLE NONE 0 0 13,626
PEPSICO INC COM 713448108 477 4,384 SH   SOLE NONE 0 0 4,384
INVESCO EXCHNG TRADED FD TR FTSE RAFI SML 46138E735 398 12,000 SH   SOLE NONE 0 0 12,000
INVESCO EXCHNG TRADED FD TR FTSE RAFI SML 46138E735 213 6,420 SH   SOLE NONE 0 0 6,420
ISHARES TR S&P 100 ETF 464287101 823 6,880 SH   SOLE NONE 0 0 6,880
ISHARES US ETF TR SHT MAT BD ETF 46431W507 13,069 260,490 SH   SOLE NONE 0 0 260,490
MICROSOFT CORP COM 594918104 1,456 14,767 SH   SOLE NONE 0 0 14,767
MERCK & CO INC COM 58933Y105 315 5,184 SH   SOLE NONE 0 0 5,184
GLOBAL X FDS GLB X MLP ENRG I 37950E226 1,259 94,532 SH   SOLE NONE 0 0 94,532
UBS AG JERSEY BRH ALERIAN INFRST 902641646 16,840 734,722 SH   SOLE NONE 0 0 734,722
BLACKROCK MUNIHLDGS NY QLTY COM 09255C106 133 10,685 SH   SOLE NONE 0 0 10,685
MOHAWK INDS INC COM 608190104 229 1,068 SH   SOLE NONE 0 0 1,068
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 17,698 49,850 SH   SOLE NONE 0 0 49,850
BARINGS CORPORATE INVS COM 06759X107 269 17,800 SH   SOLE NONE 0 0 17,800
MASTERCARD INCORPORATED CL A 57636Q104 1,206 6,137 SH   SOLE NONE 0 0 6,137
CARMAX INC COM 143130102 379 5,205 SH   SOLE NONE 0 0 5,205
JPMORGAN CHASE & CO COM 46625H100 499 4,791 SH   SOLE NONE 0 0 4,791
JOHNSON & JOHNSON COM 478160104 963 7,933 SH   SOLE NONE 0 0 7,933
JONES LANG LASALLE INC COM 48020Q107 1,245 7,500 SH   SOLE NONE 0 0 7,500
JACOBS ENGR GROUP INC DEL COM 469814107 224 3,533 SH   SOLE NONE 0 0 3,533
ISHARES TR RUS MID CAP ETF 464287499 520 2,451 SH   SOLE NONE 0 0 2,451
ISHARES TR RUSSELL 2000 ETF 464287655 5,714 34,888 SH   SOLE NONE 0 0 34,888
ISHARES TR RUS 1000 ETF 464287622 3,278 21,569 SH   SOLE NONE 0 0 21,569
ISHARES TR CORE S&P500 ETF 464287200 70,497 258,183 SH   SOLE NONE 0 0 258,183
ISHARES TR S&P 500 VAL ETF 464287408 265 2,405 SH   SOLE NONE 0 0 2,405
COHEN & STEERS GLOBAL INC BL COM 19248M103 350 36,845 SH   SOLE NONE 0 0 36,845
ISHARES TR CORE S&P SCP ETF 464287804 20,426 244,745 SH   SOLE NONE 0 0 244,745
ISHARES TR CORE S&P MCP ETF 464287507 40,739 209,155 SH   SOLE NONE 0 0 209,155
ISHARES TR INTL SEL DIV ETF 464288448 5,868 183,092 SH   SOLE NONE 0 0 183,092
HERSHEY CO COM 427866108 322 3,458 SH   SOLE NONE 0 0 3,458
HONEYWELL INTL INC COM 438516106 287 1,994 SH   SOLE NONE 0 0 1,994
ISHARES TR CORE HIGH DV ETF 46429B663 1,772 20,845 SH   SOLE NONE 0 0 20,845
HOME DEPOT INC COM 437076102 641 3,286 SH   SOLE NONE 0 0 3,286
ALPHABET INC CAP STK CL C 02079K107 817 732 SH   SOLE NONE 0 0 732
BLACKROCK FLOAT RATE OME STR COM 09255X100 820 59,011 SH   SOLE NONE 0 0 59,011
FIRST TR SR FLG RTE INCM FD COM 33733U108 1,272 99,000 SH   SOLE NONE 0 0 99,000
FACEBOOK INC CL A 30303M102 334 1,717 SH   SOLE NONE 0 0 1,717
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 420 8,860 SH   SOLE NONE 0 0 8,860
FIRST TR EXCHANGE TRADED FD NO AMER ENERGY 33738D101 318 13,696 SH   SOLE NONE 0 0 13,696
ISHARES TR MIN VOL EAFE ETF 46429B689 1,180 16,580 SH   SOLE NONE 0 0 16,580
ISHARES TR MSCI EAFE ETF 464287465 2,951 44,070 SH   SOLE NONE 0 0 44,070
ISHARES TR MSCI EMG MKT ETF 464287234 480 11,081 SH   SOLE NONE 0 0 11,081
ISHARES TR SELECT DIVID ETF 464287168 4,207 43,042 SH   SOLE NONE 0 0 43,042
DISNEY WALT CO COM DISNEY 254687106 368 3,509 SH   SOLE NONE 0 0 3,509
WISDOMTREE TR EMER MKT HIGH FD 97717W315 560 13,055 SH   SOLE NONE 0 0 13,055
CHEVRON CORP NEW COM 166764100 273 2,161 SH   SOLE NONE 0 0 2,161
CSX CORP COM 126408103 228 3,570 SH   SOLE NONE 0 0 3,570
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 474 37,240 SH   SOLE NONE 0 0 37,240
CITIZENS FINL GROUP INC COM 174610105 3,112 80,000 SH   SOLE NONE 0 0 80,000
CREDIT ACCEP CORP MICH COM 225310101 312 882 SH   SOLE NONE 0 0 882
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 249 11,991 SH   SOLE NONE 0 0 11,991
AMAZON COM INC COM 023135106 756 445 SH   SOLE NONE 0 0 445
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 23,069 867,905 SH   SOLE NONE 0 0 867,905
ABBVIE INC COM 00287Y109 341 3,685 SH   SOLE NONE 0 0 3,685
APPLE INC COM 037833100 7,659 41,377 SH   SOLE NONE 0 0 41,377