The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 3,096 32,805 SH   SOLE NONE 0 0 32,805
ADVANCE AUTO PARTS INC COM 00751Y106 1,184 7,140 SH   SOLE NONE 0 0 7,140
ALTRIA GROUP INC COM 02209S103 2,351 37,888 SH   SOLE NONE 0 0 37,888
AMAZON COM INC COM 023135106 1,252 663 SH   SOLE NONE 0 0 663
AMERICAN EXPRESS CO COM 025816109 229 2,141 SH   SOLE NONE 0 0 2,141
AMGEN INC COM 031162100 998 4,894 SH   SOLE NONE 0 0 4,894
ANADARKO PETE CORP COM 032511107 1,838 26,599 SH   SOLE NONE 0 0 26,599
APPLE INC COM 037833100 6,745 30,073 SH   SOLE NONE 0 0 30,073
AT&T INC COM 00206R102 614 18,093 SH   SOLE NONE 0 0 18,093
BANK AMER CORP COM 060505104 481 15,936 SH   SOLE NONE 0 0 15,936
BAXTER INTL INC COM 071813109 1,871 25,225 SH   SOLE NONE 0 0 25,225
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 573 2,615 SH   SOLE NONE 0 0 2,615
BERKSHIRE HATHAWAY INC DEL CL A 084670108 3,294 10 SH   SOLE NONE 0 0 10
BEST BUY INC COM 086516101 2,805 38,675 SH   SOLE NONE 0 0 38,675
BIOGEN INC COM 09062X103 2,016 5,896 SH   SOLE NONE 0 0 5,896
BJS WHSL CLUB HLDGS INC COM 05550J101 702 28,115 SH   SOLE NONE 0 0 28,115
BRISTOL MYERS SQUIBB CO COM 110122108 2,077 33,295 SH   SOLE NONE 0 0 33,295
BRUNSWICK CORP COM 117043109 215 3,400 SH   SOLE NONE 0 0 3,400
CACI INTL INC CL A 127190304 1,020 5,513 SH   SOLE NONE 0 0 5,513
CARNIVAL CORP UNIT 99/99/9999 143658300 2,164 35,736 SH   SOLE NONE 0 0 35,736
CENTENE CORP DEL COM 15135B101 1,065 7,404 SH   SOLE NONE 0 0 7,404
CHEVRON CORP NEW COM 166764100 3,629 28,957 SH   SOLE NONE 0 0 28,957
CIGNA CORPORATION COM 125509109 2,507 11,623 SH   SOLE NONE 0 0 11,623
CISCO SYS INC COM 17275R102 4,776 99,243 SH   SOLE NONE 0 0 99,243
CITIZENS FINL GROUP INC COM 174610105 3,873 99,889 SH   SOLE NONE 0 0 99,889
COCA COLA CO COM 191216100 2,295 50,029 SH   SOLE NONE 0 0 50,029
CSX CORP COM 126408103 410 5,510 SH   SOLE NONE 0 0 5,510
CVS HEALTH CORP COM 126650100 3,865 49,136 SH   SOLE NONE 0 0 49,136
DIGITAL RLTY TR INC COM 253868103 2,976 27,115 SH   SOLE NONE 0 0 27,115
DISCOVER FINL SVCS COM 254709108 4,314 56,166 SH   SOLE NONE 0 0 56,166
DISNEY WALT CO COM DISNEY 254687106 3,512 30,598 SH   SOLE NONE 0 0 30,598
DOMINION ENERGY INC COM 25746U109 2,749 38,271 SH   SOLE NONE 0 0 38,271
DOVER CORP COM 260003108 670 7,670 SH   SOLE NONE 0 0 7,670
DOWDUPONT INC COM 26078J100 3,451 54,619 SH   SOLE NONE 0 0 54,619
E TRADE FINANCIAL CORP COM NEW 269246401 664 12,610 SH   SOLE NONE 0 0 12,610
ECOLAB INC COM 278865100 321 2,040 SH   SOLE NONE 0 0 2,040
ENCOMPASS HEALTH CORP COM 29261A100 281 3,659 SH   SOLE NONE 0 0 3,659
ENERGEN CORP COM 29265N108 1,039 11,953 SH   SOLE NONE 0 0 11,953
EXPEDIA GROUP INC COM NEW 30212P303 3,358 27,143 SH   SOLE NONE 0 0 27,143
EXXON MOBIL CORP COM 30231G102 3,138 36,781 SH   SOLE NONE 0 0 36,781
FACEBOOK INC CL A 30303M102 1,234 7,847 SH   SOLE NONE 0 0 7,847
GENERAL DYNAMICS CORP COM 369550108 3,226 15,636 SH   SOLE NONE 0 0 15,636
HOME DEPOT INC COM 437076102 2,491 12,687 SH   SOLE NONE 0 0 12,687
HONEYWELL INTL INC COM 438516106 4,244 25,871 SH   SOLE NONE 0 0 25,871
HP INC COM 40434L105 2,602 102,689 SH   SOLE NONE 0 0 102,689
INTEL CORP COM 458140100 3,404 72,394 SH   SOLE NONE 0 0 72,394
INTERNATIONAL BUSINESS MACHS COM 459200101 888 5,962 SH   SOLE NONE 0 0 5,962
INTUIT COM 461202103 522 2,350 SH   SOLE NONE 0 0 2,350
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 804 39,948 SH   SOLE NONE 0 0 39,948
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 2,347 117,556 SH   SOLE NONE 0 0 117,556
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 857 43,632 SH   SOLE NONE 0 0 43,632
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 661 32,121 SH   SOLE NONE 0 0 32,121
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 305 16,491 SH   SOLE NONE 0 0 16,491
IQVIA HLDGS INC COM 46266C105 739 5,790 SH   SOLE NONE 0 0 5,790
ISHARES TR 1 3 YR TREAS BD 464287457 557 6,730 SH   SOLE NONE 0 0 6,730
ISHARES TR SHORT TREAS BD 464288679 334 3,029 SH   SOLE NONE 0 0 3,029
ISHARES TR S&P 100 ETF 464287101 995 7,743 SH   SOLE NONE 0 0 7,743
ISHARES TR CORE S&P SCP ETF 464287804 1,113 13,285 SH   SOLE NONE 0 0 13,285
ISHARES TR GLOBAL 100 ETF 464287572 352 7,297 SH   SOLE NONE 0 0 7,297
JOHNSON & JOHNSON COM 478160104 4,405 31,673 SH   SOLE NONE 0 0 31,673
JPMORGAN CHASE & CO COM 46625H100 512 4,468 SH   SOLE NONE 0 0 4,468
KEYSIGHT TECHNOLOGIES INC COM 49338L103 686 10,535 SH   SOLE NONE 0 0 10,535
KOHLS CORP COM 500255104 903 12,513 SH   SOLE NONE 0 0 12,513
KRAFT HEINZ CO COM 500754106 236 4,235 SH   SOLE NONE 0 0 4,235
MEDICAL PPTYS TRUST INC COM 58463J304 217 15,219 SH   SOLE NONE 0 0 15,219
MERCK & CO INC COM 58933Y105 3,422 48,187 SH   SOLE NONE 0 0 48,187
METTLER TOLEDO INTERNATIONAL COM 592688105 271 450 SH   SOLE NONE 0 0 450
MICROSOFT CORP COM 594918104 914 8,152 SH   SOLE NONE 0 0 8,152
MONDELEZ INTL INC CL A 609207105 328 7,752 SH   SOLE NONE 0 0 7,752
NORFOLK SOUTHERN CORP COM 655844108 292 1,600 SH   SOLE NONE 0 0 1,600
NORWEGIAN CRUISE LINE HLDG L SHS G66721104 973 17,956 SH   SOLE NONE 0 0 17,956
NUVEEN AMT FREE QLTY MUN INC COM 670657105 124 10,171 SH   SOLE NONE 0 0 10,171
PEPSICO INC COM 713448108 205 1,927 SH   SOLE NONE 0 0 1,927
PFIZER INC COM 717081103 5,009 111,545 SH   SOLE NONE 0 0 111,545
PHILIP MORRIS INTL INC COM 718172109 1,481 17,610 SH   SOLE NONE 0 0 17,610
PNC FINL SVCS GROUP INC COM 693475105 897 6,479 SH   SOLE NONE 0 0 6,479
PROCTER AND GAMBLE CO COM 742718109 2,532 30,828 SH   SOLE NONE 0 0 30,828
PRUDENTIAL FINL INC COM 744320102 3,296 31,558 SH   SOLE NONE 0 0 31,558
PVH CORP COM 693656100 1,146 8,625 SH   SOLE NONE 0 0 8,625
RELIANCE STEEL & ALUMINUM CO COM 759509102 708 8,465 SH   SOLE NONE 0 0 8,465
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 2,480 35,257 SH   SOLE NONE 0 0 35,257
SALESFORCE COM INC COM 79466L302 894 5,768 SH   SOLE NONE 0 0 5,768
SCHLUMBERGER LTD COM 806857108 1,563 24,810 SH   SOLE NONE 0 0 24,810
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 218 4,074 SH   SOLE NONE 0 0 4,074
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 230 4,319 SH   SOLE NONE 0 0 4,319
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 2,889 36,614 SH   SOLE NONE 0 0 36,614
SELECT SECTOR SPDR TR ENERGY 81369Y506 248 3,220 SH   SOLE NONE 0 0 3,220
SPDR S&P 500 ETF TR TR UNIT 78462F103 418 1,455 SH   SOLE NONE 0 0 1,455
SPDR SERIES TRUST S&P REGL BKG 78464A698 262 4,396 SH   SOLE NONE 0 0 4,396
SPDR SERIES TRUST S&P PHARMAC 78464A722 240 5,227 SH   SOLE NONE 0 0 5,227
TARGET CORP COM 87612E106 3,736 44,214 SH   SOLE NONE 0 0 44,214
THERMO FISHER SCIENTIFIC INC COM 883556102 2,406 9,997 SH   SOLE NONE 0 0 9,997
TRANSOCEAN LTD REG SHS H8817H100 699 51,200 SH   SOLE NONE 0 0 51,200
UNION PAC CORP COM 907818108 2,304 14,070 SH   SOLE NONE 0 0 14,070
UNITEDHEALTH GROUP INC COM 91324P102 201 750 SH   SOLE NONE 0 0 750
UNIVERSAL DISPLAY CORP COM 91347P105 201 1,725 SH   SOLE NONE 0 0 1,725
VALLEY NATL BANCORP COM 919794107 138 12,273 SH   SOLE NONE 0 0 12,273
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 206 2,657 SH   SOLE NONE 0 0 2,657
VANGUARD GROUP DIV APP ETF 921908844 208 1,906 SH   SOLE NONE 0 0 1,906
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 466 4,171 SH   SOLE NONE 0 0 4,171
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 3,541 51,225 SH   SOLE NONE 0 0 51,225
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,844 47,035 SH   SOLE NONE 0 0 47,035
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 3,687 67,123 SH   SOLE NONE 0 0 67,123
VANGUARD WORLD FDS INF TECH ETF 92204A702 3,111 15,764 SH   SOLE NONE 0 0 15,764
VERIZON COMMUNICATIONS INC COM 92343V104 244 4,444 SH   SOLE NONE 0 0 4,444
VOYA FINL INC COM 929089100 234 4,571 SH   SOLE NONE 0 0 4,571
WILLIS TOWERS WATSON PUB LTD SHS G96629103 2,870 20,248 SH   SOLE NONE 0 0 20,248