The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLEGION PLC FOREIGN EQUITIES G0176J109 7 80 SH   SOLE   80 0 0
ALLERGAN PLC SHS FOREIGN EQUITIES G0177J108 85 445 SH   SOLE   445 0 0
ACCENTURE LTD BERMUDA CL A FOREIGN EQUITIES G1151C101 237 1,390 SH   SOLE   1,390 0 0
ACCENTURE LTD BERMUDA CL A FOREIGN EQUITIES G1151C101 34 200 SH   DFND   200 0 0
EATON CORP PLC COMMON STOCK G29183103 9 100 SH   SOLE   100 0 0
HELEN OF TROY LTD FOREIGN EQUITIES G4388N106 10 76 SH   SOLE   76 0 0
INGERSOLL-RAND PUBLIC LTD FOREIGN EQUITIES G47791101 25 240 SH   SOLE   240 0 0
INTERNATIONAL GAME TECHNOLOGSHS USD FOREIGN EQUITIES G4863A108 3 143 SH   SOLE   143 0 0
WEATHERFORD INTERNATIONAL COMMON STOCK G48833100 0 100 SH   DFND   100 0 0
INVESCO LTD COMMON STOCK G491BT108 1 41 SH   SOLE   41 0 0
JAZZ PHARMACEUTICALS PLC FOREIGN EQUITIES G50871105 6 36 SH   SOLE   36 0 0
JOHNSON CONTROLS INTRNL COMMON STOCK G51502105 12 334 SH   SOLE   334 0 0
MEDTRONIC PLC ORDINARY FOREIGN EQUITIES G5960L103 447 4,539 SH   SOLE   4,239 0 300
MEDTRONIC PLC ORDINARY FOREIGN EQUITIES G5960L103 69 700 SH   DFND   300 400 0
SEAGATE TECHNOLOGY PLC SHS FOREIGN EQUITIES G7945M107 5 104 SH   SOLE   104 0 0
CHUBB LTD FOREIGN EQUITIES H1467J104 42 317 SH   SOLE   317 0 0
STRATASYS LTD COMMON STOCK M85548101 12 500 SH   SOLE   500 0 0
CORE LABORATORIES N V COM COMMON STOCK N22717107 5 42 SH   SOLE   42 0 0
LYONDELLBASELL INDUSTRIES N.V. CL A FOREIGN EQUITIES N53745100 22 210 SH   SOLE   210 0 0
MYLAN NV FOREIGN EQUITIES N59465109 15 400 SH   SOLE   400 0 0
COPA HOLDINGS SA FOREIGN EQUITIES P31076105 2 22 SH   SOLE   22 0 0
AES CORP COM COMMON STOCK 00130H105 1 100 SH   SOLE   100 0 0
AT&T INC COM COMMON STOCK 00206R102 1,825 54,360 SH   SOLE   52,060 1,800 500
AT&T INC COM COMMON STOCK 00206R102 1,038 30,929 SH   DFND   24,829 6,100 0
ABBOTT LABS COM COMMON STOCK 002824100 937 12,778 SH   SOLE   11,178 1,300 300
ABBOTT LABS COM COMMON STOCK 002824100 565 7,700 SH   DFND   7,500 200 0
ABBVIE, INC COMMON STOCK 00287Y109 1,112 11,755 SH   SOLE   10,555 900 300
ABBVIE, INC COMMON STOCK 00287Y109 724 7,650 SH   DFND   7,500 150 0
ADOBE SYS INC COM COMMON STOCK 00724F101 9 35 SH   SOLE   35 0 0
ADVANSIX INC COM COMMON STOCK 00773T101 0 4 SH   SOLE   4 0 0
AETNA INC NEW COM COMMON STOCK 00817Y108 21 104 SH   SOLE   104 0 0
AGILENT TECHNOLOGIES INC COM COMMON STOCK 00846U101 7 100 SH   SOLE   100 0 0
AGILENT TECHNOLOGIES INC COM COMMON STOCK 00846U101 14 200 SH   DFND   0 200 0
AIR PRODUCT AND CHEMICALS INC COMMON STOCK 009158106 1,219 7,297 SH   SOLE   6,747 550 0
AIR PRODUCT AND CHEMICALS INC COMMON STOCK 009158106 462 2,766 SH   DFND   2,566 200 0
ALCOA CORP COMMON STOCK 013872106 3 78 SH   SOLE   55 0 23
ALIBABA GROUP HLDG LTD SPONSORED ADS COMMON STOCK 01609W102 33 200 SH   SOLE   200 0 0
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTNERSHIP COMMON STOCK 01881G106 23 750 SH   SOLE   750 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 24 248 SH   SOLE   248 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 5 48 SH   DFND   48 0 0
ALNYLAM PHARMACEUTICALS INC COM COMMON STOCK 02043Q107 4 50 SH   SOLE   50 0 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 973 815 SH   SOLE   735 80 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 865 725 SH   DFND   655 70 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 276 229 SH   SOLE   229 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 12 10 SH   DFND   0 10 0
ALTABA INC COM COMMON STOCK 021346101 21 301 SH   SOLE   301 0 0
ALTABA INC COM COMMON STOCK 021346101 34 500 SH   DFND   500 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 428 7,097 SH   SOLE   6,597 0 500
ALTRIA GROUP INC COMMON STOCK 02209S103 217 3,600 SH   DFND   1,800 1,800 0
AMAZON COM INC COM COMMON STOCK 023135106 1,250 624 SH   SOLE   599 25 0
AMAZON COM INC COM COMMON STOCK 023135106 1,430 714 SH   DFND   709 5 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 18 250 SH   SOLE   250 0 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 197 2,785 SH   DFND   2,785 0 0
AMERICAN EQUITY INVT LIFE HLDG COMMON STOCK 025676206 4 111 SH   SOLE   111 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 1,695 15,914 SH   SOLE   14,689 1,225 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 1,084 10,175 SH   DFND   2,075 8,100 0
AMERICAN INTL GROUP WARRANTSEXP 1/19/2021 WARRANTS & RIGHTS 026874156 0 8 SH   SOLE   8 0 0
AMERICAN INTL GROUP INC COM COMMON STOCK 026874784 0 8 SH   SOLE   8 0 0
AMERICAN WATER WORKS COMMON STOCK 030420103 904 10,275 SH   SOLE   8,875 1,400 0
AMERICAN WATER WORKS COMMON STOCK 030420103 119 1,350 SH   DFND   1,150 200 0
AMERISOURCEBERGEN CORP COMMON STOCK 03073E105 7 75 SH   SOLE   75 0 0
AMERIPRISE FINL INC COM COMMON STOCK 03076C106 128 865 SH   SOLE   865 0 0
AMERIPRISE FINL INC COM COMMON STOCK 03076C106 295 2,000 SH   DFND   0 2,000 0
AMGEN INC COM COMMON STOCK 031162100 674 3,250 SH   SOLE   2,950 300 0
AMGEN INC COM COMMON STOCK 031162100 456 2,200 SH   DFND   2,200 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 1,013 10,956 SH   SOLE   9,772 1,184 0
ANALOG DEVICES INC COMMON STOCK 032654105 118 1,273 SH   DFND   1,134 139 0
ANNALY CAP MGMT INC COM COMMON STOCK 035710409 14 1,400 SH   SOLE   1,400 0 0
APPLE COMPUTER INC COM COMMON STOCK 037833100 3,639 16,120 SH   SOLE   15,550 570 0
APPLE COMPUTER INC COM COMMON STOCK 037833100 1,065 4,720 SH   DFND   4,055 665 0
APPLIED MATLS INC COM COMMON STOCK 038222105 46 1,185 SH   SOLE   1,185 0 0
AQUA AMERICA INC COM COMMON STOCK 03836W103 37 1,000 SH   SOLE   0 0 1,000
AQUA AMERICA INC COM COMMON STOCK 03836W103 71 1,916 SH   DFND   250 1,666 0
ARCONIC INC COMMON STOCK 03965L100 5 236 SH   SOLE   166 0 70
ARES CAP CORP COM MUTUAL FUNDS-ETF EQUITIES 04010L103 12 682 SH   SOLE   682 0 0
ASHLAND GLOBAL HLDGS INC NPV COMMON STOCK 044186104 1 13 SH   DFND   13 0 0
ASTRAZENECA PLC SPONSORED ADR FOREIGN EQUITIES 046353108 9 226 SH   SOLE   226 0 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 821 5,450 SH   SOLE   5,250 200 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 98 650 SH   DFND   250 400 0
AUTOZONE INC COM COMMON STOCK 053332102 243 313 SH   SOLE   313 0 0
AUTOZONE INC COM COMMON STOCK 053332102 39 50 SH   DFND   50 0 0
BB&T CORP COM COMMON STOCK 054937107 36 750 SH   SOLE   750 0 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 296 6,430 SH   SOLE   5,950 480 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 134 2,900 SH   DFND   2,700 200 0
BANKAMERICA CORP NEW COMMON STOCK 060505104 253 8,575 SH   SOLE   8,575 0 0
BANKAMERICA CORP NEW COMMON STOCK 060505104 16 550 SH   DFND   550 0 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100 117 2,300 SH   SOLE   2,300 0 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100 107 2,100 SH   DFND   2,100 0 0
BAXTER INTL INC COM COMMON STOCK 071813109 821 10,650 SH   SOLE   8,750 1,900 0
BAXTER INTL INC COM COMMON STOCK 071813109 189 2,450 SH   DFND   2,150 300 0
BECTON DICKINSON & CO COM COMMON STOCK 075887109 8 30 SH   SOLE   30 0 0
BERKSHIRE HATHAWAY B NEW COMMON STOCK 084670702 1,397 6,525 SH   SOLE   6,025 500 0
BERKSHIRE HATHAWAY B NEW COMMON STOCK 084670702 392 1,830 SH   DFND   1,830 0 0
BIOGEN INC COM COMMON STOCK 09062X103 4 10 SH   SOLE   10 0 0
BLACKROCK INC COM COMMON STOCK 09247X101 9 19 SH   SOLE   19 0 0
BLACKROCK INC COM COMMON STOCK 09247X101 283 600 SH   DFND   600 0 0
BOEING CO COM COMMON STOCK 097023105 2,257 6,069 SH   SOLE   6,069 0 0
BOEING CO COM COMMON STOCK 097023105 353 950 SH   DFND   950 0 0
BOOKING HOLDINGS INC COMMON STOCK 09857L108 28 14 SH   SOLE   14 0 0
BRIGHTHOUSE FINANCIAL INC COMMON STOCK 10922N103 2 37 SH   SOLE   37 0 0
BRIGHTHOUSE FINANCIAL INC COMMON STOCK 10922N103 1 18 SH   DFND   0 18 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1,986 31,995 SH   SOLE   30,595 1,000 400
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 798 12,848 SH   DFND   10,785 2,063 0
BROADCOM INC NPV COMMON STOCK 11135F101 799 3,240 SH   SOLE   2,840 400 0
BROADCOM INC NPV COMMON STOCK 11135F101 160 650 SH   DFND   650 0 0
BUCKEYE PARTNERS COMMON STOCK 118230101 104 2,900 SH   DFND   2,500 400 0
CDK GLOBAL, INC. COMMON STOCK 12508E101 6 91 SH   SOLE   91 0 0
CSX CORP COM COMMON STOCK 126408103 237 3,200 SH   SOLE   3,200 0 0
CVS/CAREMARK CORP COM COMMON STOCK 126650100 41 525 SH   SOLE   525 0 0
CA INC COM COMMON STOCK 12673P105 4 100 SH   SOLE   100 0 0
CABOT OIL & GAS CORPORATION COMMON STOCK 127097103 34 1,500 SH   SOLE   1,500 0 0
CAMPBELL SOUP CO COM COMMON STOCK 134429109 22 600 SH   SOLE   600 0 0
CANTEL MEDICAL CORP COMMON STOCK 138098108 5 50 SH   SOLE   50 0 0
CAPITAL ONE FINL CORP COMMON STOCK 14040H105 19 200 SH   SOLE   200 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 46 300 SH   SOLE   300 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 23 150 SH   DFND   0 150 0
CELGENE CORP COM COMMON STOCK 151020104 7 80 SH   SOLE   80 0 0
CHARTER COMMUNICATIONS INC NCL A COMMON STOCK 16119P108 6 18 SH   SOLE   18 0 0
CHEMOURS CO COM COMMON STOCK 163851108 4 107 SH   SOLE   107 0 0
CHEMOURS CO COM COMMON STOCK 163851108 2 60 SH   DFND   60 0 0
CHENIERE ENERGY INC COM NEW COMMON STOCK 16411R208 7 100 SH   SOLE   100 0 0
CHEVRONTEXACO CORP COM COMMON STOCK 166764100 1,697 13,874 SH   SOLE   12,584 1,290 0
CHEVRONTEXACO CORP COM COMMON STOCK 166764100 1,189 9,720 SH   DFND   9,420 300 0
CHIMERA INVT CORP COM NEW COMMON STOCK 16934Q208 9 500 SH   SOLE   500 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 1,597 32,830 SH   SOLE   30,430 2,400 0
CISCO SYS INC COM COMMON STOCK 17275R102 280 5,750 SH   DFND   3,650 2,100 0
CITIGROUP INC NEW COMMON STOCK 172967424 147 2,047 SH   SOLE   1,997 50 0
CITIGROUP INC NEW COMMON STOCK 172967424 12 161 SH   DFND   161 0 0
CLOROX COMPANY COMMON STOCK 189054109 15 100 SH   SOLE   100 0 0
COCA COLA CO COM COMMON STOCK 191216100 1,939 41,990 SH   SOLE   39,690 1,500 800
COCA COLA CO COM COMMON STOCK 191216100 267 5,786 SH   DFND   4,386 1,400 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 397 5,930 SH   SOLE   5,930 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 315 4,700 SH   DFND   4,000 700 0
COMCAST CORP COMMON STOCK 20030N101 97 2,744 SH   SOLE   2,744 0 0
COMCAST CORP COMMON STOCK 20030N101 55 1,554 SH   DFND   1,554 0 0
COMMUNITY BANK SYSTEM INC COMMON STOCK 203607106 342 5,600 SH   SOLE   5,600 0 0
COMMUNITY BANK SYSTEM INC COMMON STOCK 203607106 305 5,000 SH   DFND   5,000 0 0
CONAGRA FOODS INC COM COMMON STOCK 205887102 3 100 SH   SOLE   100 0 0
CONDUENT INC COM COMMON STOCK 206787103 2 75 SH   SOLE   75 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 397 5,125 SH   SOLE   5,125 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 650 8,400 SH   DFND   4,400 4,000 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 238 3,128 SH   SOLE   3,128 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 76 1,000 SH   DFND   1,000 0 0
CORNING INC COM COMMON STOCK 219350105 114 3,233 SH   SOLE   3,233 0 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 54 230 SH   SOLE   230 0 0
DANAHER CORP COMMON STOCK 235851102 8 75 SH   SOLE   75 0 0
DEERE & CO COM COMMON STOCK 244199105 338 2,250 SH   SOLE   1,950 100 200
DEERE & CO COM COMMON STOCK 244199105 278 1,850 SH   DFND   1,600 250 0
DELL TECHNOLOGIES INC COM CL V COMMON STOCK 24703L103 5 55 SH   DFND   55 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 779 6,661 SH   SOLE   6,061 600 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 323 2,765 SH   DFND   2,665 100 0
DISCOVER FINL SVCS COMMON STOCK 254709108 17 226 SH   SOLE   226 0 0
DOLLAR TREE INC COM COMMON STOCK 256746108 2 30 SH   SOLE   30 0 0
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 1,309 18,620 SH   SOLE   16,820 1,200 600
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 650 9,250 SH   DFND   8,550 700 0
DOWDUPONT INC COM COMMON STOCK 26078J100 1,566 24,356 SH   SOLE   23,232 512 612
DOWDUPONT INC COM COMMON STOCK 26078J100 2,345 36,457 SH   DFND   12,051 24,406 0
DUKE ENERGY HLDG CORP COMMON STOCK 26441C204 691 8,640 SH   SOLE   8,640 0 0
DUKE ENERGY HLDG CORP COMMON STOCK 26441C204 363 4,532 SH   DFND   4,466 66 0
EOG RES INC COMMON STOCK 26875P101 7 55 SH   SOLE   55 0 0
EATON VANCE CORP- NON VTG COMMON STOCK 278265103 3 64 SH   SOLE   64 0 0
EATON VANCE INSURED MUNI BD FD MUTUAL FUNDS-ETF NON-TAX 27827X101 19 1,666 SH   SOLE   1,666 0 0
EATON VANCE TAX ADVT DIV INCCOM COMMON STOCK 27828G107 20 800 SH   SOLE   800 0 0
EBAY INC COM COMMON STOCK 278642103 14 434 SH   SOLE   434 0 0
ELECTRONIC ARTS INC COMMON STOCK 285512109 4 31 SH   SOLE   31 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104 1,439 18,795 SH   SOLE   17,195 1,200 400
EMERSON ELEC CO COM COMMON STOCK 291011104 444 5,800 SH   DFND   4,300 1,500 0
ENBRIDGE INC FOREIGN EQUITIES 29250N105 1,086 33,620 SH   SOLE   30,932 2,688 0
ENBRIDGE INC FOREIGN EQUITIES 29250N105 379 11,731 SH   DFND   9,552 2,179 0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PRTNERS COMMON STOCK 29273V100 772 44,320 SH   SOLE   44,320 0 0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PRTNERS COMMON STOCK 29273V100 7 408 SH   DFND   408 0 0
ENERSYS COMMON STOCK 29275Y102 4 50 SH   SOLE   50 0 0
ENERGY TRANSFER PARTNERS LP UNIT LTD PRT INT COMMON STOCK 29278N103 31 1,400 SH   SOLE   1,400 0 0
ENTEGRIS INC COMMON STOCK 29362U104 6 200 SH   SOLE   200 0 0
EQUIFAX INC COMMON STOCK 294429105 5 41 SH   SOLE   41 0 0
ESSA BANCORP INC COM COMMON STOCK 29667D104 10 600 SH   SOLE   600 0 0
EXELON CORP COM COMMON STOCK 30161N101 493 11,300 SH   SOLE   10,800 0 500
EXELON CORP COM COMMON STOCK 30161N101 111 2,533 SH   DFND   2,533 0 0
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 1,524 20,720 SH   SOLE   18,920 1,300 500
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 349 4,750 SH   DFND   2,850 1,900 0
EXPRESS SCRIPTS HLDG CO. COMMON STOCK 30219G108 176 1,850 SH   SOLE   1,850 0 0
EXPRESS SCRIPTS HLDG CO. COMMON STOCK 30219G108 71 750 SH   DFND   750 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 2,998 35,262 SH   SOLE   33,625 1,537 100
EXXON MOBIL CORP COM COMMON STOCK 30231G102 3,183 37,435 SH   DFND   20,674 16,761 0
FLIR SYSTEM INC COMMON STOCK 302445101 5 75 SH   SOLE   75 0 0
F M C CORP COM NEW COMMON STOCK 302491303 506 5,800 SH   SOLE   5,800 0 0
F N B CORP PA COMMON STOCK 302520101 737 57,937 SH   SOLE   0 0 57,937
FACEBOOK INC COMMON STOCK 30303M102 42 255 SH   SOLE   255 0 0
FACEBOOK INC COMMON STOCK 30303M102 33 200 SH   DFND   0 200 0
FASTENAL CO COM COMMON STOCK 311900104 2,018 34,775 SH   SOLE   31,775 2,000 1,000
FASTENAL CO COM COMMON STOCK 311900104 502 8,650 SH   DFND   6,350 2,300 0
FEDEX CORPORATION COMMON STOCK 31428X106 489 2,030 SH   SOLE   2,030 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 14 493 SH   SOLE   493 0 0
FIRST SOLAR INC COMMON STOCK 336433107 10 200 SH   DFND   200 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860 9 1,000 SH   SOLE   1,000 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860 1 107 SH   DFND   107 0 0
FORTIVE CORP COM COMMON STOCK 34959J108 3 37 SH   SOLE   37 0 0
FRANKLIN ELECTRIC INC COMMON STOCK 353514102 4 75 SH   SOLE   75 0 0
FRANKLIN LTD DURATION INCM TRIGHT 10/18/2018 WARRANTS & RIGHTS 353793110 0 3,000 SH   SOLE   3,000 0 0
FRANKLIN RESOURCES INC COMMON STOCK 354613101 1 30 SH   SOLE   30 0 0
FRANKLIN LTD DURATION INC TRCOM COMMON STOCK 35472T101 31 3,000 SH   SOLE   3,000 0 0
FREEPORTMCMORAN COPP CL B COMMON STOCK 35671D857 4 268 SH   SOLE   54 214 0
FRONTIER COMMUNICATIONS CORPNPV COMMON STOCK 35906A306 0 6 SH   SOLE   6 0 0
FRONTIER COMMUNICATIONS CORPNPV COMMON STOCK 35906A306 0 10 SH   DFND   10 0 0
GATX CORP COMMON STOCK 361448103 6 72 SH   SOLE   72 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 241 1,175 SH   SOLE   1,175 0 0
GENERAL ELEC CO COM COMMON STOCK 369604103 1,292 114,448 SH   SOLE   110,648 3,800 0
GENERAL ELEC CO COM COMMON STOCK 369604103 423 37,471 SH   DFND   17,900 19,571 0
GENERAL MLS INC COM COMMON STOCK 370334104 921 21,475 SH   SOLE   20,075 1,400 0
GENERAL MLS INC COM COMMON STOCK 370334104 278 6,475 SH   DFND   5,475 1,000 0
GENERAL MOTORS CO COM COMMON STOCK 37045V100 3 100 SH   SOLE   100 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 62 803 SH   SOLE   803 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 4 50 SH   DFND   50 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 428 10,662 SH   SOLE   10,662 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 108 2,700 SH   DFND   2,400 300 0
GLOBAL PAMENTS INC COMMON STOCK 37940X102 13 100 SH   SOLE   100 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 18 82 SH   SOLE   82 0 0
GOVERNMENT PPTYS INCOME TR COM SHS BEN INT COMMON STOCK 38376A103 3 227 SH   SOLE   227 0 0
HCP INC COMMON STOCK 40414L109 82 3,100 SH   SOLE   3,100 0 0
HCP INC COMMON STOCK 40414L109 79 3,000 SH   DFND   3,000 0 0
HALLIBURTON CO COMMON STOCK 406216101 9 219 SH   SOLE   219 0 0
HANESBRANDS INC COM COMMON STOCK 410345102 2 100 SH   SOLE   100 0 0
HARLEY DAVIDSON INC COM COMMON STOCK 412822108 9 200 SH   SOLE   200 0 0
HARRIS CORP DEL COM COMMON STOCK 413875105 8 46 SH   DFND   46 0 0
HARSCO CORP COMMON STOCK 415864107 2 78 SH   SOLE   78 0 0
HARTFORD FINL SVCS COMMON STOCK 416515104 19 373 SH   DFND   373 0 0
HELMERICH & PAYNE INC COMMON STOCK 423452101 4 57 SH   SOLE   57 0 0
HERSHEY FOODS CORP COM COMMON STOCK 427866108 64 629 SH   SOLE   629 0 0
HEXCEL CORP- NEW COMMON STOCK 428291108 7 100 SH   SOLE   100 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 289 1,395 SH   SOLE   1,395 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 484 2,911 SH   SOLE   2,911 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 50 300 SH   DFND   200 100 0
ITT INC COM COMMON STOCK 45073V108 14 231 SH   DFND   231 0 0
INTEL CORP COM COMMON STOCK 458140100 1,051 22,223 SH   SOLE   20,923 900 400
INTEL CORP COM COMMON STOCK 458140100 400 8,450 SH   DFND   7,750 700 0
INTERCONTINENTAL EXCHANGE INC COMMON STOCK 45866F104 8 110 SH   SOLE   110 0 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 1,170 7,736 SH   SOLE   7,736 0 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 2,450 16,200 SH   DFND   5,600 10,600 0
INTL PAPER CO COM COMMON STOCK 460146103 6 130 SH   SOLE   130 0 0
INTL PAPER CO COM COMMON STOCK 460146103 34 700 SH   DFND   0 700 0
INTUITIVE SURGICAL INC. COMMON STOCK 46120E602 26 45 SH   DFND   0 45 0
INVESCO VAN KAMPEN SR INCOMETR MUTUAL FUNDS-FIXED INCOME 46131H107 6 1,400 SH   SOLE   1,400 0 0
INVESCO EX AEROSPACE DEFENSE MUTUAL FUNDS-ETF EQUITIES 46137V100 7 120 SH   SOLE   120 0 0
INVESCO EX PFD ETF MUTUAL FUNDS-ETF EQUITIES 46138E511 57 4,000 SH   SOLE   4,000 0 0
ISHARES GOLD TRUST MUTUAL FUNDS-EQUITIES 464285105 8 674 SH   SOLE   674 0 0
ISHARES MSCI PAC JP ETF MUTUAL FUNDS-EQUITIES 464286665 2 50 SH   SOLE   50 0 0
ISHARES S&P 100 MUTUAL FUNDS-EQUITIES 464287101 6 50 SH   SOLE   50 0 0
I SHARES TR DJ SLECT DIV INDEX MUTUAL FUNDS-EQUITIES 464287168 5 50 SH   SOLE   50 0 0
ISHARES BARCLAYS TIPS BND FD MUTUAL FUNDS-FIXED INCOME 464287176 20 180 SH   SOLE   180 0 0
ISHARES S&P 500 INDEX MUTUAL FUNDS-ETF EQUITIES 464287200 18 61 SH   SOLE   61 0 0
ISHARES MSCI EMERGING MKTS INDEX FD MUTUAL FUNDS-ETF EQUITIES 464287234 14 321 SH   SOLE   321 0 0
ISHARES TR S&P NA NATURAL RESOURCES MUTUAL FUNDS-EQUITIES 464287374 18 500 SH   SOLE   500 0 0
ISHARES TR S&P NA NATURAL RESOURCES MUTUAL FUNDS-EQUITIES 464287374 36 1,000 SH   DFND   500 500 0
ISHARES TR MSCI EAFE INDEX MUTUAL FUNDS-ETF EQUITIES 464287465 316 4,652 SH   SOLE   4,652 0 0
ISHARES TR MSCI EAFE INDEX MUTUAL FUNDS-ETF EQUITIES 464287465 129 1,900 SH   DFND   1,400 500 0
ISHARES RUSSELL MID-CAP ETF MUTUAL FUNDS-EQUITIES 464287499 22 100 SH   SOLE   100 0 0
ISHARES S&P 600 INDEX MUTUAL FUNDS-ETF EQUITIES 464287804 22 250 SH   SOLE   250 0 0
ISHARES TR US TREAS BD ETF MUTUAL FUNDS-FIXED INCOME 46429B267 15 619 SH   SOLE   619 0 0
ISHARES TR FLTG RATE BD ETF MUTUAL FUNDS-FIXED INCOME 46429B655 4 74 SH   SOLE   74 0 0
ISHARES TR MIN VOL USA ETF MUTUAL FUNDS-ETF EQUITIES 46429B697 25 440 SH   SOLE   440 0 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 1,754 15,545 SH   SOLE   14,545 1,000 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 161 1,430 SH   DFND   1,030 400 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 2,835 20,518 SH   SOLE   19,718 800 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 1,402 10,150 SH   DFND   8,050 2,100 0
KELLOGG CO COM COMMON STOCK 487836108 945 13,500 SH   SOLE   11,900 1,100 500
KELLOGG CO COM COMMON STOCK 487836108 266 3,800 SH   DFND   3,700 100 0
KEYSIGHT TECHNOLOGIES INC. COMMON STOCK 49338L103 7 100 SH   DFND   0 100 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 199 1,748 SH   SOLE   1,748 0 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 403 3,547 SH   DFND   3,547 0 0
KRAFT HEINZ CO COM COMMON STOCK 500754106 100 1,813 SH   SOLE   1,513 0 300
KRAFT HEINZ CO COM COMMON STOCK 500754106 80 1,445 SH   DFND   912 533 0
LABORATORY CORP AMER HLDGS COM NEW COMMON STOCK 50540R409 9 50 SH   SOLE   50 0 0
LAMB WESTON HLDGS INC COM COMMON STOCK 513272104 2 32 SH   SOLE   32 0 0
LANDS END INC NEW COM COMMON STOCK 51509F105 0 6 SH   SOLE   6 0 0
LEGGETT & PLATT INC COMMON STOCK 524660107 6 139 SH   SOLE   139 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 816 7,600 SH   SOLE   7,200 0 400
LILLY ELI & CO COM COMMON STOCK 532457108 990 9,225 SH   DFND   7,425 1,800 0
LINCOLN NATIONAL CORP COMMON STOCK 534187109 8 117 SH   SOLE   117 0 0
LITTLEFUSE INC COMMON STOCK 537008104 8 38 SH   SOLE   38 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 190 550 SH   SOLE   550 0 0
LOWES COS INC COM COMMON STOCK 548661107 175 1,525 SH   SOLE   1,125 0 400
LOWES COS INC COM COMMON STOCK 548661107 46 400 SH   DFND   0 400 0
LULULEMON ATHLETICA COMMON STOCK 550021109 32 200 SH   SOLE   200 0 0
MFS CHARTER INCOME TRUST MUTUAL FUNDS-FIXED INCOME 552727109 2 300 SH   SOLE   300 0 0
MAGNA INTERNATIONAL INC CL A FOREIGN EQUITIES 559222401 8 146 SH   SOLE   146 0 0
MANNKIND CORPORATION COMMON STOCK 56400P706 0 240 SH   DFND   240 0 0
MANULIFE FINANCIAL CORP FOREIGN EQUITIES 56501R106 59 3,294 SH   SOLE   3,294 0 0
MARATHON OIL CO COMMON STOCK 565849106 72 3,111 SH   SOLE   0 3,111 0
MARATHON PETROLEUM CORP COMMON STOCK 56585A102 221 2,768 SH   SOLE   0 2,768 0
MARRIOTT VACATIONS WRLDWDE CCOM COMMON STOCK 57164Y107 2 17 SH   DFND   17 0 0
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202 26 196 SH   DFND   196 0 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104 3,295 14,800 SH   SOLE   13,750 1,050 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104 679 3,050 SH   DFND   2,950 100 0
MATTEL INC COM COMMON STOCK 577081102 63 3,983 SH   SOLE   3,983 0 0
MC CORMICK & COMPANY INC. NON VOTING COMMON STOCK 579780206 8 60 SH   SOLE   60 0 0
MCDERMOTT INTL INC COM FOREIGN EQUITIES 580037703 1 41 SH   SOLE   41 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 3,059 18,285 SH   SOLE   17,585 700 0
MCDONALDS CORP COM COMMON STOCK 580135101 494 2,950 SH   DFND   2,850 100 0
MCKESSON CORP COMMON STOCK 58155Q103 13 100 SH   SOLE   100 0 0
MEDICAL PROPERTIES TR INC COMMON STOCK 58463J304 3 188 SH   SOLE   188 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 1,318 18,575 SH   SOLE   18,075 0 500
MERCK & CO INC NEW COMMON STOCK 58933Y105 485 6,835 SH   DFND   5,735 1,100 0
METLIFE INC COMMON STOCK 59156R108 15 317 SH   SOLE   317 0 0
METLIFE INC COMMON STOCK 59156R108 9 200 SH   DFND   0 200 0
MICROSOFT CORP COMMON STOCK 594918104 3,917 34,251 SH   SOLE   32,651 1,600 0
MICROSOFT CORP COMMON STOCK 594918104 886 7,750 SH   DFND   4,950 2,800 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 1,605 20,340 SH   SOLE   18,240 1,700 400
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 371 4,700 SH   DFND   3,300 1,400 0
MONDELEZ INTL INC COMMON STOCK 609207105 455 10,591 SH   SOLE   10,091 0 500
MONDELEZ INTL INC COMMON STOCK 609207105 446 10,378 SH   DFND   8,742 1,636 0
MOOG INC CLASS A COMMON STOCK 615394202 4 51 SH   SOLE   51 0 0
MOTOROLA SOLUTIONS, INC. COMMON STOCK 620076307 4 28 SH   SOLE   28 0 0
NBT BANCORP INC COM COMMON STOCK 628778102 4,990 130,025 SH   DFND   90,025 40,000 0
NCR CORP NEW COMMON STOCK 62886E108 3 100 SH   SOLE   100 0 0
NCR CORP NEW COMMON STOCK 62886E108 1 27 SH   DFND   27 0 0
NATIONAL OILWELL VARCO INC COM COMMON STOCK 637071101 116 2,700 SH   SOLE   2,700 0 0
NATIONAL OILWELL VARCO INC COM COMMON STOCK 637071101 17 400 SH   DFND   400 0 0
NETFLIX INC COM COMMON STOCK 64110L106 42 112 SH   SOLE   112 0 0
NETFLIX INC COM COMMON STOCK 64110L106 112 300 SH   DFND   300 0 0
NEW YORK COMMUNITY BANCORP INC COMMON STOCK 649445103 4 404 SH   SOLE   404 0 0
NEW YORK TIMES CO CL A COMMON STOCK 650111107 14 600 SH   SOLE   600 0 0
NEWPARK RESOURCES INC COMMON STOCK 651718504 1 100 SH   SOLE   100 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 775 4,625 SH   SOLE   4,625 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 802 4,783 SH   DFND   4,133 650 0
NIKE INC CL B COMMON STOCK 654106103 114 1,347 SH   SOLE   1,347 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1,340 7,425 SH   SOLE   7,425 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 86 475 SH   DFND   375 100 0
NORTHROP GRUMMAN CORP COM COMMON STOCK 666807102 63 200 SH   SOLE   200 0 0
NORWOOD FINANCIAL CORPORATION COMMON STOCK 669549107 463 11,821 SH   SOLE   11,821 0 0
NOVARTIS AG FOREIGN EQUITIES 66987V109 149 1,734 SH   SOLE   1,442 0 292
NOVARTIS AG FOREIGN EQUITIES 66987V109 150 1,742 SH   DFND   1,250 492 0
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205 5 100 SH   DFND   100 0 0
NOW INC COMMON STOCK 67011P100 4 250 SH   SOLE   250 0 0
NOW INC COMMON STOCK 67011P100 2 100 SH   DFND   100 0 0
NUCOR CORP COMMON STOCK 670346105 79 1,250 SH   SOLE   1,250 0 0
NUCOR CORP COMMON STOCK 670346105 89 1,400 SH   DFND   1,400 0 0
NUVEEN AMT-FREE MUNI INC FNDCOM MUTUAL FUNDS-FIXED INCOME 670657105 58 4,568 SH   SOLE   4,568 0 0
NUVEEN REAL ESTATE INCOME FD MUTUAL FUNDS-ETF EQUITIES 67071B108 17 1,700 SH   SOLE   1,700 0 0
NUVEEN PA INVT QUALITY MUN FCOM MUTUAL FUNDS-FIXED INCOME 670972108 42 3,352 SH   SOLE   3,352 0 0
O REILLY AUTOMOTIVE INC NEW COM COMMON STOCK 67103H107 35 100 SH   DFND   100 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 636 7,744 SH   SOLE   7,744 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 33 400 SH   DFND   0 400 0
ONE GAS INC. COMMON STOCK 68235P108 2 19 SH   SOLE   19 0 0
ONEOK INC COMMON STOCK 682680103 3 50 SH   SOLE   50 0 0
ORACLE CORP COM COMMON STOCK 68389X105 1,166 22,613 SH   SOLE   20,513 2,100 0
ORACLE CORP COM COMMON STOCK 68389X105 77 1,500 SH   DFND   700 800 0
ORASURE TECHNOLOGIES INC COM COMMON STOCK 68554V108 31 2,000 SH   SOLE   2,000 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 985 7,235 SH   SOLE   6,135 800 300
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 615 4,515 SH   DFND   115 4,400 0
PPG INDS INC COM COMMON STOCK 693506107 151 1,380 SH   SOLE   1,380 0 0
PPG INDS INC COM COMMON STOCK 693506107 57 525 SH   DFND   125 400 0
PPL CORP, COM COMMON STOCK 69351T106 1,378 47,116 SH   SOLE   46,516 0 600
PPL CORP, COM COMMON STOCK 69351T106 839 28,695 SH   DFND   28,495 200 0
PVH CORP COMMON STOCK 693656100 4 25 SH   SOLE   25 0 0
PAYCHEX INC COM COMMON STOCK 704326107 11 150 SH   SOLE   150 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 38 434 SH   SOLE   434 0 0
PENNYMAC MTG INVT TR COM COMMON STOCK 70931T103 4 200 SH   SOLE   200 0 0
PEOPLES FINL SVCS CORP COMMON STOCK 711040105 13,322 314,190 SH   SOLE   207,113 4,545 102,532
PEOPLES FINL SVCS CORP COMMON STOCK 711040105 139 3,269 SH   DFND   133 3,136 0
PEPSICO INC COM COMMON STOCK 713448108 3,822 34,190 SH   SOLE   32,890 1,000 300
PEPSICO INC COM COMMON STOCK 713448108 291 2,600 SH   DFND   1,050 1,550 0
PETMED EXPRESS INC COM COMMON STOCK 716382106 33 1,000 SH   SOLE   1,000 0 0
PFIZER INC COM COMMON STOCK 717081103 3,358 76,204 SH   SOLE   73,954 1,550 700
PFIZER INC COM COMMON STOCK 717081103 2,094 47,526 SH   DFND   23,017 24,509 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 490 6,008 SH   SOLE   6,008 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 240 2,940 SH   DFND   1,240 1,700 0
PHILLIPS 66 COMMON STOCK 718546104 577 5,121 SH   SOLE   5,121 0 0
PHILLIPS 66 COMMON STOCK 718546104 548 4,865 SH   DFND   2,365 2,500 0
PIMCO MUNI INCOME FUND II COMMON STOCK 72200W106 4 300 SH   SOLE   300 0 0
PIMCO MUN INCOME FD III COM COMMON STOCK 72201A103 4 350 SH   SOLE   350 0 0
PLANET FITNESS INC CL A COMMON STOCK 72703H101 8 149 SH   SOLE   149 0 0
PRAXAIR INC COMMON STOCK 74005P104 16 100 SH   SOLE   100 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 2,747 33,013 SH   SOLE   31,113 1,400 500
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 3,020 36,288 SH   DFND   29,538 6,750 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106 11 200 SH   SOLE   200 0 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106 74 1,400 SH   DFND   1,400 0 0
PUTNAM MUNICIPAL OPP TRUST MUTUAL FUNDS-FIXED INCOME 746922103 20 1,715 SH   SOLE   1,715 0 0
QUALCOMM INC COM COMMON STOCK 747525103 356 4,946 SH   SOLE   4,946 0 0
QUALCOMM INC COM COMMON STOCK 747525103 133 1,850 SH   DFND   1,850 0 0
RMR GROUP INC CL A COMMON STOCK 74967R106 0 2 SH   SOLE   2 0 0
RAYMOND JAMES FINANCIAL INC COMMON STOCK 754730109 7 80 SH   SOLE   80 0 0
RAYTHEON CO COM NEW COMMON STOCK 755111507 186 900 SH   SOLE   900 0 0
REGIONS FINANCIAL CORP NEW COMMON STOCK 7591EP100 13 684 SH   SOLE   684 0 0
REINSURANCE GROUP AMER INC COMMON STOCK 759351604 6 43 SH   SOLE   43 0 0
RESTAURANT BRANDS INTL INC COM FOREIGN EQUITIES 76131D103 6 106 SH   SOLE   106 0 0
ROCKWELL AUTOMATION INC COMMON STOCK 773903109 9 50 SH   SOLE   50 0 0
ROCKWELL COLLINS INC COM COMMON STOCK 774341101 77 550 SH   SOLE   550 0 0
ROYAL DUTCH SHELL PLC RDS-B FOREIGN EQUITIES 780259107 28 389 SH   SOLE   389 0 0
ROYAL DUTCH SHELL PLC RDS-B FOREIGN EQUITIES 780259107 130 1,830 SH   DFND   1,830 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A FOREIGN EQUITIES 780259206 366 5,370 SH   DFND   2,470 2,900 0
SBA COMMUNICATIONS CORP NEW NPV COMMON STOCK 78410G104 6 39 SH   SOLE   39 0 0
GOLD TRUST MUTUAL FUNDS-ETF EQUITIES 78463V107 56 500 SH   SOLE   500 0 0
SPDR INDEX SHS FDS S&P INTL ETF MUTUAL FUNDS-ETF EQUITIES 78463X772 30 800 SH   SOLE   800 0 0
SPDR SER TR SSGA US SMAL ETF MUTUAL FUNDS-ETF EQUITIES 78468R887 6 60 SH   SOLE   60 0 0
SANOFI AVENTIS SPONSORED ADR FOREIGN EQUITIES 80105N105 3 75 SH   SOLE   75 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 519 8,520 SH   SOLE   7,520 600 400
SCHLUMBERGER LTD COM COMMON STOCK 806857108 204 3,350 SH   DFND   3,050 300 0
TECHNOLOGY SELECT SECT SPDR EFT MUTUAL FUNDS-EQUITIES 81369Y803 38 500 SH   SOLE   500 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS ETF EQUITIES 81369Y886 9 175 SH   SOLE   175 0 0
SHERWIN WILLIAMS CO COM COMMON STOCK 824348106 46 100 SH   DFND   100 0 0
SHIRE PLC SPONSORED ADR FOREIGN EQUITIES 82481R106 9 48 SH   SOLE   48 0 0
JM SMUCKER CO COMMON STOCK 832696405 21 200 SH   DFND   0 200 0
SNAP ON INC COMMON STOCK 833034101 9 47 SH   SOLE   47 0 0
SNAP INC CL A COMMON STOCK 83304A106 2 200 SH   SOLE   200 0 0
SOUTH JERSEY INDUSTRIES INC COMMON STOCK 838518108 74 2,102 SH   SOLE   2,102 0 0
SOUTHERN CO COM COMMON STOCK 842587107 848 19,450 SH   SOLE   18,450 300 700
SOUTHERN CO COM COMMON STOCK 842587107 331 7,600 SH   DFND   7,300 300 0
SOUTHWESTERN ENERGY COMMON STOCK 845467109 5 1,000 SH   SOLE   1,000 0 0
SOUTHWESTERN ENERGY COMMON STOCK 845467109 56 11,000 SH   DFND   11,000 0 0
STARBUCKS CORP COM COMMON STOCK 855244109 987 17,360 SH   SOLE   15,960 1,400 0
STARBUCKS CORP COM COMMON STOCK 855244109 173 3,050 SH   DFND   3,050 0 0
STATE STR CORP COM COMMON STOCK 857477103 144 1,718 SH   SOLE   1,718 0 0
STATE STR CORP COM COMMON STOCK 857477103 8 100 SH   DFND   100 0 0
STERLING BANCORP DEL COM COMMON STOCK 85917A100 2 87 SH   SOLE   87 0 0
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN COMMON STOCK 864482104 7 300 SH   SOLE   300 0 0
SUNCOR ENERGY INC NEW COM FOREIGN EQUITIES 867224107 231 5,960 SH   SOLE   5,960 0 0
SUNCOR ENERGY INC NEW COM FOREIGN EQUITIES 867224107 147 3,800 SH   DFND   3,800 0 0
SUNPOWER CORP COMMON STOCK 867652406 0 30 SH   DFND   30 0 0
SYSCO CORP COM COMMON STOCK 871829107 963 13,150 SH   SOLE   11,350 1,800 0
SYSCO CORP COM COMMON STOCK 871829107 136 1,850 SH   DFND   1,150 700 0
TAIWAN SEMICONDUCTOR ADR COMMON STOCK 874039100 3 75 SH   SOLE   75 0 0
TARGET CORP COMMON STOCK 87612E106 245 2,775 SH   SOLE   2,775 0 0
TARGET CORP COMMON STOCK 87612E106 62 700 SH   DFND   700 0 0
TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 9 37 SH   SOLE   37 0 0
TEVA PHARMACEUTICAL INDS LTDADR FOREIGN EQUITIES 881624209 4 200 SH   DFND   200 0 0
3 D SYSTEMS CORP (NEW) COMMON STOCK 88554D205 38 2,000 SH   SOLE   2,000 0 0
3M CO COMMON STOCK 88579Y101 2,573 12,211 SH   SOLE   12,111 0 100
3M CO COMMON STOCK 88579Y101 888 4,216 SH   DFND   3,866 350 0
TIMKEN CO COMMON STOCK 887389104 3 60 SH   SOLE   60 0 0
TIMKENSTEEL CORP COMMON STOCK 887399103 0 30 SH   SOLE   30 0 0
TITAN MEDICAL INC. FOREIGN EQUITIES 88830X819 0 33 SH   SOLE   33 0 0
TOOTSIE ROLL IND INC COMMON STOCK 890516107 41 1,400 SH   SOLE   1,400 0 0
TOTAL S.A. ADR FOREIGN EQUITIES 89151E109 8 118 SH   SOLE   118 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 113 875 SH   SOLE   875 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 13 100 SH   DFND   100 0 0
TRUSTMARK CORP COMMON STOCK 898402102 3 103 SH   SOLE   103 0 0
TWITTER INC. COMMON STOCK 90184L102 14 500 SH   SOLE   500 0 0
TWITTER INC. COMMON STOCK 90184L102 43 1,500 SH   DFND   1,300 200 0
US BANCORP DEL COMMON STOCK 902973304 1,252 23,710 SH   SOLE   21,910 1,800 0
US BANCORP DEL COMMON STOCK 902973304 74 1,400 SH   DFND   1,000 400 0
UNDER ARMOUR INC COMMON STOCK 904311107 8 365 SH   SOLE   365 0 0
UNDER ARMOUR INC CL C COMMON STOCK 904311206 6 300 SH   SOLE   300 0 0
UNION PAC CORP COM COMMON STOCK 907818108 1,411 8,668 SH   SOLE   8,668 0 0
UNION PAC CORP COM COMMON STOCK 907818108 53 328 SH   DFND   328 0 0
UNITED BANKSHARES INC COMMON STOCK 909907107 3 74 SH   SOLE   74 0 0
UNITED FIRE GROUP INC COMMON STOCK 910340108 4 80 SH   SOLE   80 0 0
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 169 1,450 SH   SOLE   1,150 0 300
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 23 200 SH   DFND   200 0 0
UNITED STATES STL CORP NEW COM COMMON STOCK 912909108 2 62 SH   SOLE   0 62 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 253 1,812 SH   SOLE   1,812 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 1,398 10,000 SH   DFND   10,000 0 0
VF CORP COMMON STOCK 918204108 346 3,700 SH   SOLE   3,700 0 0
VF CORP COMMON STOCK 918204108 19 200 SH   DFND   0 200 0
VALERO ENERGY CORP NEW COM COMMON STOCK 91913Y100 11 100 SH   SOLE   100 0 0
VALVOLINE INC COMMON STOCK 92047W101 1 35 SH   DFND   35 0 0
VANGUARD TOTAL INTL STOCK VG TL INTL STK F MUTUAL FUNDS-ETF EQUITIES 921909768 97 1,795 SH   SOLE   1,795 0 0
VANGUARD B SHORT TERM BOND MUTUAL FUNDS-FIXED INCOME 921937827 49 625 SH   DFND   0 625 0
VANGUARD BD INDEX FD INC TOTAL BD MARKET MUTUAL FUNDS-FIXED INCOME 921937835 49 619 SH   DFND   0 619 0
VANGUARD FTSE DEVELOPED MARKET ETF MUTUAL FUNDS-EQUITIES 921943858 10 234 SH   SOLE   234 0 0
VANGUARD INFORMATION TECH ETF MUTUAL FUNDS-EQUITIES 92204A702 40 198 SH   SOLE   198 0 0
VANGUARD WORLD FDS COMM SRVC ETF ETF EQUITIES 92204A884 7 75 SH   SOLE   75 0 0
VANGUARD EMERGING MARKETS ETF MUTUAL FUNDS-ETF EQUITIES 922042858 114 2,771 SH   SOLE   2,200 571 0
VANGUARD EMERGING MARKETS ETF MUTUAL FUNDS-ETF EQUITIES 922042858 8 200 SH   DFND   200 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP MUTUAL FUNDS-ETF EQUITIES 92206C870 8 90 SH   SOLE   90 0 0
VECTRUS INC. COMMON STOCK 92242T101 1 25 SH   DFND   25 0 0
VANGUARD REIT ETF MUTUAL FUNDS-ETF EQUITIES 922908553 251 3,110 SH   SOLE   3,110 0 0
VANGUARD REIT ETF MUTUAL FUNDS-ETF EQUITIES 922908553 48 600 SH   DFND   500 100 0
VANGUARD MID CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908629 107 650 SH   SOLE   550 100 0
VANGUARD MID CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908629 66 400 SH   DFND   300 100 0
VANGUARD INDEX FDS EXTEND MKT ETF MUTUAL FUNDS-ETF EQUITIES 922908652 510 4,160 SH   SOLE   4,160 0 0
VANGUARD GROWTH ETF MUTUAL FUNDS-EQUITIES 922908736 16 100 SH   SOLE   100 0 0
VANGUARD VALUE ETF MUTUAL FUNDS-ETF EQUITIES 922908744 11 100 SH   SOLE   100 0 0
VANGUARD SMALL CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908751 106 650 SH   SOLE   550 100 0
VANGUARD SMALL CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908751 65 400 SH   DFND   300 100 0
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 2,252 42,183 SH   SOLE   39,283 1,500 1,400
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 1,035 19,387 SH   DFND   14,610 4,777 0
VERSUM MATLS INC COM COMMON STOCK 92532W103 3 84 SH   SOLE   84 0 0
VERSUM MATLS INC COM COMMON STOCK 92532W103 1 33 SH   DFND   33 0 0
VIACOM INC CL B COMMON STOCK 92553P201 9 254 SH   DFND   254 0 0
VISA CLASS A COMMON STOCK 92826C839 11,354 75,648 SH   SOLE   75,648 0 0
VISA CLASS A COMMON STOCK 92826C839 300 2,000 SH   DFND   1,900 100 0
VODAFONE GROUP PLC FOREIGN EQUITIES 92857W308 278 12,806 SH   SOLE   12,534 0 272
VODAFONE GROUP PLC FOREIGN EQUITIES 92857W308 169 7,800 SH   DFND   7,800 0 0
WMIH CORP COM COMMON STOCK 92936P100 0 2 SH   SOLE   2 0 0
WEC ENERGY GROUP INC COM COMMON STOCK 92939U106 25 375 SH   SOLE   375 0 0
WAL MART STORES INC COM COMMON STOCK 931142103 440 4,690 SH   SOLE   4,690 0 0
WAL MART STORES INC COM COMMON STOCK 931142103 75 800 SH   DFND   800 0 0
WALGREENS BOOTS ALLIANCE COMMON STOCK 931427108 279 3,825 SH   SOLE   3,425 0 400
WALGREENS BOOTS ALLIANCE COMMON STOCK 931427108 7 100 SH   DFND   0 100 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 1,397 26,580 SH   SOLE   25,180 1,400 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 210 4,000 SH   DFND   3,700 300 0
WELLTOWER INC COM COMMON STOCK 95040Q104 7 111 SH   SOLE   111 0 0
WENDYS CO COM COMMON STOCK 95058W100 4 212 SH   SOLE   212 0 0
WESTPAC BKG CORP SPONSORED ADR COMMON STOCK 961214301 5 234 SH   SOLE   234 0 0
WEYERHAEUSER CO COM COMMON STOCK 962166104 1,369 42,424 SH   SOLE   38,847 2,600 977
WEYERHAEUSER CO COM COMMON STOCK 962166104 420 13,004 SH   DFND   10,404 2,600 0
WILLIAMS CO INC COMMON STOCK 969457100 7 258 SH   DFND   0 258 0
WYNDHAM DESTINATIONS INC COM COMMON STOCK 98310W108 4 100 SH   SOLE   100 0 0
WYNDHAM HOTELS & RESORTS INC COMMON STOCK 98311A105 6 100 SH   SOLE   100 0 0
WYNN RESORTS LTD COMMON STOCK 983134107 4 33 SH   SOLE   33 0 0
WYNN RESORTS LTD COMMON STOCK 983134107 4 33 SH   DFND   33 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 160 3,400 SH   SOLE   3,400 0 0
XENIA HOTELS & RESORTS INC COM COMMON STOCK 984017103 22 937 SH   SOLE   937 0 0
XEROX CORP USD 1.0 COM COMMON STOCK 984121608 3 93 SH   SOLE   93 0 0
XYLEM INC COMMON STOCK 98419M100 551 6,900 SH   SOLE   5,400 1,500 0
XYLEM INC COMMON STOCK 98419M100 133 1,663 SH   DFND   1,563 100 0
YUM BRANDS INC COMMON STOCK 988498101 7 80 SH   SOLE   80 0 0
YUM CHINA HLDGS INC COM COMMON STOCK 98850P109 3 80 SH   SOLE   80 0 0
ZIMMER HLDGS INC COM COMMON STOCK 98956P102 11 80 SH   SOLE   80 0 0
ZIMMER HLDGS INC COM COMMON STOCK 98956P102 255 1,940 SH   DFND   1,940 0 0