The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 1,113 5,282 SH   SOLE   5,282 0 0
3M COM 88579Y101 232 1,100 SH   DFND 7 0 1,100 0
3M COM 88579Y101 668 3,169 SH   DFND 9 0 3,169 0
3M COM 88579Y101 205 975 SH   DFND 01,06 0 975 0
3M COM 88579Y101 38 180 SH   DFND 6 0 180 0
3M COM 88579Y101 462 2,193 SH   DFND 12 0 2,193 0
3M COM 88579Y101 9 45 SH   DFND 5 0 45 0
3M COM 88579Y101 84 400 SH   DFND 1 0 400 0
ABBOTT LABS COM 002824100 1,648 22,461 SH   SOLE   22,461 0 0
ABBOTT LABS COM 002824100 326 4,450 SH   DFND 7 0 4,450 0
ABBOTT LABS COM 002824100 623 8,492 SH   DFND 9 0 8,492 0
ABBOTT LABS COM 002824100 246 3,350 SH   DFND 01,06 0 3,350 0
ABBOTT LABS COM 002824100 46 630 SH   DFND 6 0 630 0
ABBOTT LABS COM 002824100 480 6,540 SH   DFND 12 0 6,540 0
ABBOTT LABS COM 002824100 13 175 SH   DFND 5 0 175 0
ABBOTT LABS COM 002824100 95 1,300 SH   DFND 1 0 1,300 0
ABBVIE COM 00287Y109 160 1,690 SH   SOLE   1,690 0 0
ABBVIE COM 00287Y109 251 2,651 SH   DFND 12 0 2,651 0
ABBVIE COM 00287Y109 5 50 SH   DFND 9 0 50 0
ALPHABET INC CL A COM 02079K305 1,235 1,023 SH   SOLE   1,023 0 0
ALPHABET INC CL A COM 02079K305 326 270 SH   DFND 7 0 270 0
ALPHABET INC CL A COM 02079K305 666 552 SH   DFND 9 0 552 0
ALPHABET INC CL A COM 02079K305 193 160 SH   DFND 01,06 0 160 0
ALPHABET INC CL A COM 02079K305 42 35 SH   DFND 6 0 35 0
ALPHABET INC CL A COM 02079K305 395 327 SH   DFND 12 0 327 0
ALPHABET INC CL A COM 02079K305 13 11 SH   DFND 5 0 11 0
ALPHABET INC CL A COM 02079K305 60 50 SH   DFND 1 0 50 0
ALPHABET INC CL C COM 02079K107 477 400 SH   SOLE   400 0 0
ALPHABET INC CL C COM 02079K107 30 25 SH   DFND 1 0 25 0
ANALOG DEVICES COM 032654105 1,162 12,567 SH   SOLE   12,567 0 0
ANALOG DEVICES COM 032654105 245 2,650 SH   DFND 7 0 2,650 0
ANALOG DEVICES COM 032654105 327 3,537 SH   DFND 9 0 3,537 0
ANALOG DEVICES COM 032654105 134 1,450 SH   DFND 01,06 0 1,450 0
ANALOG DEVICES COM 032654105 34 365 SH   DFND 6 0 365 0
ANALOG DEVICES COM 032654105 327 3,539 SH   DFND 12 0 3,539 0
ANALOG DEVICES COM 032654105 9 100 SH   DFND 5 0 100 0
ANALOG DEVICES COM 032654105 102 1,100 SH   DFND 1 0 1,100 0
ANSYS INC COM 03662Q105 317 1,700 SH   SOLE   1,700 0 0
APPLE INC COM 037833100 2,112 9,358 SH   SOLE   9,358 0 0
APPLE INC COM 037833100 372 1,650 SH   DFND 7 0 1,650 0
APPLE INC COM 037833100 785 3,479 SH   DFND 9 0 3,479 0
APPLE INC COM 037833100 277 1,225 SH   DFND 01,06 0 1,225 0
APPLE INC COM 037833100 307 1,358 SH   DFND 12 0 1,358 0
APPLE INC COM 037833100 16 70 SH   DFND 5 0 70 0
APPLE INC COM 037833100 8 35 SH   DFND 6 0 35 0
APPLE INC COM 037833100 95 420 SH   DFND 1 0 420 0
APTARGROUP COM 038336103 1,015 9,423 SH   SOLE   9,423 0 0
APTARGROUP COM 038336103 215 2,000 SH   DFND 7 0 2,000 0
APTARGROUP COM 038336103 646 5,999 SH   DFND 9 0 5,999 0
APTARGROUP COM 038336103 210 1,950 SH   DFND 01,06 0 1,950 0
APTARGROUP COM 038336103 37 340 SH   DFND 6 0 340 0
APTARGROUP COM 038336103 461 4,283 SH   DFND 12 0 4,283 0
APTARGROUP COM 038336103 11 100 SH   DFND 5 0 100 0
APTARGROUP COM 038336103 75 700 SH   DFND 1 0 700 0
AT&T INC. COM 00206R102 244 7,266 SH   SOLE   7,266 0 0
AUTOMATIC DATA PROCESSING COM 053015103 1,393 9,248 SH   SOLE   9,248 0 0
AUTOMATIC DATA PROCESSING COM 053015103 279 1,850 SH   DFND 7 0 1,850 0
AUTOMATIC DATA PROCESSING COM 053015103 830 5,510 SH   DFND 9 0 5,510 0
AUTOMATIC DATA PROCESSING COM 053015103 264 1,750 SH   DFND 01,06 0 1,750 0
AUTOMATIC DATA PROCESSING COM 053015103 47 315 SH   DFND 6 0 315 0
AUTOMATIC DATA PROCESSING COM 053015103 697 4,628 SH   DFND 12 0 4,628 0
AUTOMATIC DATA PROCESSING COM 053015103 12 80 SH   DFND 5 0 80 0
BECTON DICKINSON COM 075887109 339 1,300 SH   SOLE   1,300 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 64 300 SH   SOLE   300 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 43 200 SH   DFND 01,06 0 200 0
BERKSHIRE HATHAWAY CL B COM 084670702 231 1,078 SH   DFND 12 0 1,078 0
BERKSHIRE HATHAWAY CL B COM 084670702 231 1,080 SH   DFND 9 0 1,080 0
BIOGEN COM 09062X103 389 1,100 SH   SOLE   1,100 0 0
CANADIAN NATL RAILWAY COM 136375102 982 10,936 SH   SOLE   10,936 0 0
CANADIAN NATL RAILWAY COM 136375102 314 3,500 SH   DFND 7 0 3,500 0
CANADIAN NATL RAILWAY COM 136375102 719 8,008 SH   DFND 9 0 8,008 0
CANADIAN NATL RAILWAY COM 136375102 256 2,850 SH   DFND 01,06 0 2,850 0
CANADIAN NATL RAILWAY COM 136375102 47 525 SH   DFND 6 0 525 0
CANADIAN NATL RAILWAY COM 136375102 441 4,910 SH   DFND 12 0 4,910 0
CANADIAN NATL RAILWAY COM 136375102 7 75 SH   DFND 5 0 75 0
CANADIAN NATL RAILWAY COM 136375102 90 1,000 SH   DFND 1 0 1,000 0
CELGENE CORP COM 151020104 521 5,820 SH   SOLE   5,820 0 0
CELGENE CORP COM 151020104 117 1,309 SH   DFND 9 0 1,309 0
CELGENE CORP COM 151020104 69 775 SH   DFND 01,06 0 775 0
CELGENE CORP COM 151020104 134 1,500 SH   DFND 7 0 1,500 0
CELGENE CORP COM 151020104 15 170 SH   DFND 6 0 170 0
CELGENE CORP COM 151020104 123 1,380 SH   DFND 12 0 1,380 0
CELGENE CORP COM 151020104 4 50 SH   DFND 5 0 50 0
CELGENE CORP COM 151020104 45 500 SH   DFND 1 0 500 0
CHECK POINT SOFTWARE TECH LTD COM M22465104 282 2,400 SH   SOLE   2,400 0 0
CHUBB LIMITED COM H1467J104 990 7,411 SH   SOLE   7,411 0 0
CHUBB LIMITED COM H1467J104 287 2,150 SH   DFND 7 0 2,150 0
CHUBB LIMITED COM H1467J104 433 3,239 SH   DFND 9 0 3,239 0
CHUBB LIMITED COM H1467J104 150 1,125 SH   DFND 01,06 0 1,125 0
CHUBB LIMITED COM H1467J104 30 225 SH   DFND 6 0 225 0
CHUBB LIMITED COM H1467J104 360 2,692 SH   DFND 12 0 2,692 0
CHUBB LIMITED COM H1467J104 9 70 SH   DFND 5 0 70 0
CHUBB LIMITED COM H1467J104 114 850 SH   DFND 1 0 850 0
CHURCH & DWIGHT COM 171340102 416 7,000 SH   SOLE   7,000 0 0
CHURCH & DWIGHT COM 171340102 65 1,100 SH   DFND 9 0 1,100 0
CISCO SYS INC COM 17275R102 204 4,190 SH   SOLE   4,190 0 0
CME GROUP COM 12572Q105 125 736 SH   SOLE   736 0 0
CME GROUP COM 12572Q105 84 495 SH   DFND 12 0 495 0
COLGATE-PALMOLIVE COM 194162103 29 430 SH   SOLE   430 0 0
COLGATE-PALMOLIVE COM 194162103 247 3,684 SH   DFND 12 0 3,684 0
COLGATE-PALMOLIVE COM 194162103 131 1,960 SH   DFND 9 0 1,960 0
COLGATE-PALMOLIVE COM 194162103 54 800 SH   DFND 1 0 800 0
CVS HEALTH COM 126650100 656 8,339 SH   SOLE   8,339 0 0
CVS HEALTH COM 126650100 157 2,000 SH   DFND 7 0 2,000 0
CVS HEALTH COM 126650100 336 4,274 SH   DFND 9 0 4,274 0
CVS HEALTH COM 126650100 138 1,750 SH   DFND 01,06 0 1,750 0
CVS HEALTH COM 126650100 33 425 SH   DFND 6 0 425 0
CVS HEALTH COM 126650100 252 3,199 SH   DFND 12 0 3,199 0
CVS HEALTH COM 126650100 8 100 SH   DFND 5 0 100 0
DANAHER CORP COM 235851102 1,598 14,708 SH   SOLE   14,708 0 0
DANAHER CORP COM 235851102 255 2,350 SH   DFND 7 0 2,350 0
DANAHER CORP COM 235851102 572 5,267 SH   DFND 9 0 5,267 0
DANAHER CORP COM 235851102 136 1,250 SH   DFND 01,06 0 1,250 0
DANAHER CORP COM 235851102 40 365 SH   DFND 6 0 365 0
DANAHER CORP COM 235851102 435 4,003 SH   DFND 12 0 4,003 0
DANAHER CORP COM 235851102 11 100 SH   DFND 5 0 100 0
DANAHER CORP COM 235851102 120 1,100 SH   DFND 1 0 1,100 0
DISCOVER FINL SVCS COM 254709108 271 3,546 SH   SOLE   3,546 0 0
DISNEY COM 254687106 367 3,136 SH   SOLE   3,136 0 0
DISNEY COM 254687106 166 1,422 SH   DFND 12 0 1,422 0
DISNEY COM 254687106 47 400 SH   DFND 9 0 400 0
DISNEY COM 254687106 35 300 SH   DFND 1 0 300 0
EMERSON ELECTRIC COM 291011104 27 350 SH   SOLE   350 0 0
EMERSON ELECTRIC COM 291011104 19 250 SH   DFND 9 0 250 0
EMERSON ELECTRIC COM 291011104 19 250 SH   DFND 01,06 0 250 0
EMERSON ELECTRIC COM 291011104 313 4,082 SH   DFND 12 0 4,082 0
EOG RESOURCES COM 26875P101 546 4,283 SH   SOLE   4,283 0 0
EOG RESOURCES COM 26875P101 153 1,200 SH   DFND 7 0 1,200 0
EOG RESOURCES COM 26875P101 121 950 SH   DFND 9 0 950 0
EOG RESOURCES COM 26875P101 89 700 SH   DFND 01,06 0 700 0
EOG RESOURCES COM 26875P101 22 170 SH   DFND 6 0 170 0
EOG RESOURCES COM 26875P101 213 1,669 SH   DFND 12 0 1,669 0
EOG RESOURCES COM 26875P101 6 50 SH   DFND 5 0 50 0
EOG RESOURCES COM 26875P101 45 350 SH   DFND 1 0 350 0
EXXON MOBIL COM 30231G102 233 2,740 SH   SOLE   2,740 0 0
EXXON MOBIL COM 30231G102 298 3,503 SH   DFND 9 0 3,503 0
EXXON MOBIL COM 30231G102 204 2,400 SH   DFND 01,06 0 2,400 0
EXXON MOBIL COM 30231G102 18 215 SH   DFND 6 0 215 0
EXXON MOBIL COM 30231G102 102 1,200 SH   DFND 12 0 1,200 0
FEDEX COM 31428X106 289 1,200 SH   SOLE   1,200 0 0
FISERV COM 337738108 999 12,123 SH   SOLE   12,123 0 0
FISERV COM 337738108 313 3,800 SH   DFND 7 0 3,800 0
FISERV COM 337738108 694 8,419 SH   DFND 9 0 8,419 0
FISERV COM 337738108 264 3,200 SH   DFND 01,06 0 3,200 0
FISERV COM 337738108 46 560 SH   DFND 6 0 560 0
FISERV COM 337738108 290 3,525 SH   DFND 12 0 3,525 0
FISERV COM 337738108 12 150 SH   DFND 5 0 150 0
FISERV COM 337738108 115 1,400 SH   DFND 1 0 1,400 0
FORTIVE CORP COM 34959J108 385 4,575 SH   SOLE   4,575 0 0
FORTIVE CORP COM 34959J108 185 2,200 SH   DFND 7 0 2,200 0
FORTIVE CORP COM 34959J108 84 1,000 SH   DFND 01,06 0 1,000 0
FORTIVE CORP COM 34959J108 144 1,715 SH   DFND 9 0 1,715 0
FORTIVE CORP COM 34959J108 19 230 SH   DFND 6 0 230 0
FORTIVE CORP COM 34959J108 181 2,147 SH   DFND 12 0 2,147 0
FORTIVE CORP COM 34959J108 6 75 SH   DFND 5 0 75 0
FORTIVE CORP COM 34959J108 51 600 SH   DFND 1 0 600 0
GILEAD SCIENCES COM 375558103 5 65 SH   SOLE   65 0 0
GILEAD SCIENCES COM 375558103 125 1,621 SH   DFND 9 0 1,621 0
GILEAD SCIENCES COM 375558103 231 2,994 SH   DFND 12 0 2,994 0
GILEAD SCIENCES COM 375558103 2 30 SH   DFND 6 0 30 0
GILEAD SCIENCES COM 375558103 39 500 SH   DFND 1 0 500 0
HOME DEPOT COM 437076102 968 4,671 SH   SOLE   4,671 0 0
HOME DEPOT COM 437076102 269 1,300 SH   DFND 7 0 1,300 0
HOME DEPOT COM 437076102 285 1,378 SH   DFND 9 0 1,378 0
HOME DEPOT COM 437076102 238 1,150 SH   DFND 01,06 0 1,150 0
HOME DEPOT COM 437076102 44 210 SH   DFND 6 0 210 0
HOME DEPOT COM 437076102 210 1,015 SH   DFND 12 0 1,015 0
HOME DEPOT COM 437076102 8 40 SH   DFND 5 0 40 0
HOME DEPOT COM 437076102 52 250 SH   DFND 1 0 250 0
ILLINOIS TOOL WORKS COM 452308109 323 2,290 SH   SOLE   2,290 0 0
ILLINOIS TOOL WORKS COM 452308109 95 675 SH   DFND 12 0 675 0
ILLINOIS TOOL WORKS COM 452308109 56 400 SH   DFND 9 0 400 0
ILLUMINA COM 452327109 1,024 2,791 SH   SOLE   2,791 0 0
ILLUMINA COM 452327109 305 831 SH   DFND 9 0 831 0
ILLUMINA COM 452327109 156 425 SH   DFND 01,06 0 425 0
ILLUMINA COM 452327109 184 500 SH   DFND 7 0 500 0
ILLUMINA COM 452327109 28 75 SH   DFND 6 0 75 0
ILLUMINA COM 452327109 256 697 SH   DFND 12 0 697 0
ILLUMINA COM 452327109 11 30 SH   DFND 5 0 30 0
INTEL CORP COM 458140100 390 8,250 SH   SOLE   8,250 0 0
INTEL CORP COM 458140100 489 10,336 SH   DFND 9 0 10,336 0
INTEL CORP COM 458140100 209 4,425 SH   DFND 01,06 0 4,425 0
INTEL CORP COM 458140100 32 675 SH   DFND 6 0 675 0
INTEL CORP COM 458140100 423 8,939 SH   DFND 12 0 8,939 0
IPG PHOTONICS COM 44980X109 34 220 SH   SOLE   220 0 0
IPG PHOTONICS COM 44980X109 133 850 SH   DFND 7 0 850 0
IPG PHOTONICS COM 44980X109 35 225 SH   DFND 01,06 0 225 0
IPG PHOTONICS COM 44980X109 111 714 SH   DFND 9 0 714 0
IPG PHOTONICS COM 44980X109 9 60 SH   DFND 6 0 60 0
JOHNSON & JOHNSON COM 478160104 1,204 8,715 SH   SOLE   8,715 0 0
JOHNSON & JOHNSON COM 478160104 269 1,950 SH   DFND 7 0 1,950 0
JOHNSON & JOHNSON COM 478160104 783 5,664 SH   DFND 9 0 5,664 0
JOHNSON & JOHNSON COM 478160104 263 1,900 SH   DFND 01,06 0 1,900 0
JOHNSON & JOHNSON COM 478160104 45 325 SH   DFND 6 0 325 0
JOHNSON & JOHNSON COM 478160104 600 4,342 SH   DFND 12 0 4,342 0
JOHNSON & JOHNSON COM 478160104 10 75 SH   DFND 5 0 75 0
JOHNSON & JOHNSON COM 478160104 83 600 SH   DFND 1 0 600 0
JPMORGAN CHASE COM 46625H100 735 6,515 SH   SOLE   6,515 0 0
JPMORGAN CHASE COM 46625H100 26 230 SH   DFND 9 0 230 0
MASTERCARD COM 57636Q104 1,939 8,711 SH   SOLE   8,711 0 0
MASTERCARD COM 57636Q104 378 1,700 SH   DFND 7 0 1,700 0
MASTERCARD COM 57636Q104 966 4,338 SH   DFND 9 0 4,338 0
MASTERCARD COM 57636Q104 217 975 SH   DFND 01,06 0 975 0
MASTERCARD COM 57636Q104 42 190 SH   DFND 6 0 190 0
MASTERCARD COM 57636Q104 314 1,410 SH   DFND 12 0 1,410 0
MASTERCARD COM 57636Q104 16 70 SH   DFND 5 0 70 0
MERCK COM 58933Y105 391 5,515 SH   SOLE   5,515 0 0
MERCK COM 58933Y105 136 1,914 SH   DFND 9 0 1,914 0
MERCK COM 58933Y105 131 1,845 SH   DFND 12 0 1,845 0
METTLER TOLEDO COM 592688105 426 700 SH   SOLE   700 0 0
MICROSOFT CORP COM 594918104 687 6,010 SH   SOLE   6,010 0 0
MICROSOFT CORP COM 594918104 490 4,280 SH   DFND 9 0 4,280 0
MICROSOFT CORP COM 594918104 137 1,200 SH   DFND 01,06 0 1,200 0
MICROSOFT CORP COM 594918104 263 2,300 SH   DFND 7 0 2,300 0
MICROSOFT CORP COM 594918104 454 3,971 SH   DFND 12 0 3,971 0
MICROSOFT CORP COM 594918104 114 1,000 SH   DFND 1 0 1,000 0
NESTLE SA ADR COM 641069406 838 10,075 SH   SOLE   10,075 0 0
NESTLE SA ADR COM 641069406 270 3,250 SH   DFND 7 0 3,250 0
NESTLE SA ADR COM 641069406 631 7,580 SH   DFND 9 0 7,580 0
NESTLE SA ADR COM 641069406 237 2,850 SH   DFND 01,06 0 2,850 0
NESTLE SA ADR COM 641069406 44 525 SH   DFND 6 0 525 0
NESTLE SA ADR COM 641069406 356 4,283 SH   DFND 12 0 4,283 0
NESTLE SA ADR COM 641069406 8 100 SH   DFND 5 0 100 0
NESTLE SA ADR COM 641069406 83 1,000 SH   DFND 1 0 1,000 0
NOVARTIS AG ADR COM 66987V109 908 10,538 SH   SOLE   10,538 0 0
NOVARTIS AG ADR COM 66987V109 271 3,150 SH   DFND 7 0 3,150 0
NOVARTIS AG ADR COM 66987V109 490 5,687 SH   DFND 9 0 5,687 0
NOVARTIS AG ADR COM 66987V109 207 2,400 SH   DFND 01,06 0 2,400 0
NOVARTIS AG ADR COM 66987V109 46 530 SH   DFND 6 0 530 0
NOVARTIS AG ADR COM 66987V109 151 1,755 SH   DFND 12 0 1,755 0
NOVARTIS AG ADR COM 66987V109 9 100 SH   DFND 5 0 100 0
NOVARTIS AG ADR COM 66987V109 121 1,400 SH   DFND 1 0 1,400 0
NOVOZYMES A S DKK 2.0 COM B798FW902 592 10,810 SH   SOLE   10,810 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 219 4,000 SH   DFND 7 0 4,000 0
NOVOZYMES A S DKK 2.0 COM B798FW902 339 6,193 SH   DFND 9 0 6,193 0
NOVOZYMES A S DKK 2.0 COM B798FW902 181 3,300 SH   DFND 01,06 0 3,300 0
NOVOZYMES A S DKK 2.0 COM B798FW902 27 500 SH   DFND 6 0 500 0
NOVOZYMES A S DKK 2.0 COM B798FW902 149 2,717 SH   DFND 12 0 2,717 0
NOVOZYMES A S DKK 2.0 COM B798FW902 10 175 SH   DFND 5 0 175 0
NOVOZYMES A S DKK 2.0 COM B798FW902 55 1,000 SH   DFND 1 0 1,000 0
NVIDIA CORP COM 67066G104 124 440 SH   SOLE   440 0 0
NVIDIA CORP COM 67066G104 112 400 SH   DFND 7 0 400 0
NVIDIA CORP COM 67066G104 53 189 SH   DFND 1 0 189 0
ORACLE COM 68389X105 242 4,696 SH   SOLE   4,696 0 0
ORACLE COM 68389X105 111 2,155 SH   DFND 9 0 2,155 0
ORACLE COM 68389X105 31 600 SH   DFND 12 0 600 0
PARKER HANNIFIN COM 701094104 202 1,100 SH   SOLE   1,100 0 0
PAYPAL HOLDINGS COM 70450Y103 293 3,330 SH   SOLE   3,330 0 0
PAYPAL HOLDINGS COM 70450Y103 141 1,600 SH   DFND 7 0 1,600 0
PAYPAL HOLDINGS COM 70450Y103 42 475 SH   DFND 01,06 0 475 0
PAYPAL HOLDINGS COM 70450Y103 120 1,363 SH   DFND 9 0 1,363 0
PAYPAL HOLDINGS COM 70450Y103 11 120 SH   DFND 6 0 120 0
PAYPAL HOLDINGS COM 70450Y103 38 430 SH   DFND 12 0 430 0
PAYPAL HOLDINGS COM 70450Y103 4 50 SH   DFND 5 0 50 0
PAYPAL HOLDINGS COM 70450Y103 31 350 SH   DFND 1 0 350 0
PEPSICO COM 713448108 95 850 SH   SOLE   850 0 0
PEPSICO COM 713448108 212 1,900 SH   DFND 9 0 1,900 0
PEPSICO COM 713448108 105 935 SH   DFND 12 0 935 0
PEPSICO COM 713448108 3 25 SH   DFND 6 0 25 0
PROCTER & GAMBLE COM 742718109 635 7,628 SH   SOLE   7,628 0 0
PROCTER & GAMBLE COM 742718109 558 6,703 SH   DFND 9 0 6,703 0
PROCTER & GAMBLE COM 742718109 183 2,200 SH   DFND 01,06 0 2,200 0
PROCTER & GAMBLE COM 742718109 125 1,500 SH   DFND 7 0 1,500 0
PROCTER & GAMBLE COM 742718109 29 345 SH   DFND 6 0 345 0
PROCTER & GAMBLE COM 742718109 343 4,126 SH   DFND 12 0 4,126 0
PROCTER & GAMBLE COM 742718109 7 90 SH   DFND 5 0 90 0
PROCTER & GAMBLE COM 742718109 67 800 SH   DFND 1 0 800 0
ROCHE HLDG LTD ADR COM 771195104 130 4,308 SH   SOLE   4,308 0 0
ROCHE HLDG LTD ADR COM 771195104 18 600 SH   DFND 01,06 0 600 0
ROCHE HLDG LTD ADR COM 771195104 60 2,000 SH   DFND 7 0 2,000 0
ROCHE HLDG LTD ADR COM 771195104 161 5,335 SH   DFND 9 0 5,335 0
ROCHE HLDG LTD ADR COM 771195104 18 590 SH   DFND 6 0 590 0
ROCHE HLDG LTD ADR COM 771195104 102 3,373 SH   DFND 12 0 3,373 0
ROCHE HLDG LTD ADR COM 771195104 8 250 SH   DFND 5 0 250 0
ROCKWELL AUTOMATION COM 773903109 565 3,011 SH   SOLE   3,011 0 0
ROCKWELL AUTOMATION COM 773903109 244 1,300 SH   DFND 7 0 1,300 0
ROCKWELL AUTOMATION COM 773903109 337 1,797 SH   DFND 9 0 1,797 0
ROCKWELL AUTOMATION COM 773903109 131 700 SH   DFND 01,06 0 700 0
ROCKWELL AUTOMATION COM 773903109 33 175 SH   DFND 6 0 175 0
ROCKWELL AUTOMATION COM 773903109 56 300 SH   DFND 12 0 300 0
ROCKWELL AUTOMATION COM 773903109 9 50 SH   DFND 5 0 50 0
ROCKWELL AUTOMATION COM 773903109 56 300 SH   DFND 1 0 300 0
SCHLUMBERGER COM 806857108 161 2,650 SH   SOLE   2,650 0 0
SCHLUMBERGER COM 806857108 100 1,648 SH   DFND 9 0 1,648 0
SCHLUMBERGER COM 806857108 14 225 SH   DFND 6 0 225 0
SCHLUMBERGER COM 806857108 18 300 SH   DFND 12 0 300 0
SCHLUMBERGER COM 806857108 5 80 SH   DFND 5 0 80 0
SMUCKER J M COM 832696405 52 510 SH   SOLE   510 0 0
SMUCKER J M COM 832696405 122 1,185 SH   DFND 9 0 1,185 0
SMUCKER J M COM 832696405 27 260 SH   DFND 6 0 260 0
SMUCKER J M COM 832696405 44 425 SH   DFND 12 0 425 0
SMUCKER J M COM 832696405 8 75 SH   DFND 5 0 75 0
SPDR S&P 500 ETF COM 78462F103 494 1,700 SH   SOLE   1,700 0 0
STATE STREET COM 857477103 265 3,166 SH   DFND 9 0 3,166 0
STRYKER CORP COM 863667101 329 1,850 SH   SOLE   1,850 0 0
TJX COS COM 872540109 578 5,164 SH   SOLE   5,164 0 0
TJX COS COM 872540109 29 260 SH   DFND 9 0 260 0
UNILEVER PLC NEW ADR COM 904767704 1,237 22,508 SH   SOLE   22,508 0 0
UNILEVER PLC NEW ADR COM 904767704 247 4,500 SH   DFND 7 0 4,500 0
UNILEVER PLC NEW ADR COM 904767704 303 5,516 SH   DFND 9 0 5,516 0
UNILEVER PLC NEW ADR COM 904767704 159 2,900 SH   DFND 01,06 0 2,900 0
UNILEVER PLC NEW ADR COM 904767704 31 565 SH   DFND 6 0 565 0
UNILEVER PLC NEW ADR COM 904767704 200 3,643 SH   DFND 12 0 3,643 0
UNILEVER PLC NEW ADR COM 904767704 10 175 SH   DFND 5 0 175 0
UNILEVER PLC NEW ADR COM 904767704 82 1,500 SH   DFND 1 0 1,500 0
UNION PACIFIC COM 907818108 155 950 SH   DFND 01,06 0 950 0
UNION PACIFIC COM 907818108 299 1,837 SH   DFND 12 0 1,837 0
UNION PACIFIC COM 907818108 61 375 SH   DFND 9 0 375 0
UNITED TECHNOLOGIES COM 913017109 1,504 10,761 SH   SOLE   10,761 0 0
UNITED TECHNOLOGIES COM 913017109 308 2,200 SH   DFND 7 0 2,200 0
UNITED TECHNOLOGIES COM 913017109 628 4,491 SH   DFND 9 0 4,491 0
UNITED TECHNOLOGIES COM 913017109 161 1,150 SH   DFND 01,06 0 1,150 0
UNITED TECHNOLOGIES COM 913017109 39 280 SH   DFND 6 0 280 0
UNITED TECHNOLOGIES COM 913017109 506 3,619 SH   DFND 12 0 3,619 0
UNITED TECHNOLOGIES COM 913017109 10 75 SH   DFND 5 0 75 0
UNITED TECHNOLOGIES COM 913017109 112 800 SH   DFND 1 0 800 0
VERIZON COMMUNICATIONS COM 92343V104 273 5,116 SH   SOLE   5,116 0 0
VERIZON COMMUNICATIONS COM 92343V104 27 500 SH   DFND 9 0 500 0
VISA COM 92826C839 615 4,100 SH   SOLE   4,100 0 0
VISA COM 92826C839 38 250 SH   DFND 9 0 250 0
VISA COM 92826C839 75 500 SH   DFND 1 0 500 0
WASTE MANAGEMENT INC COM 94106L109 316 3,500 SH   SOLE   3,500 0 0
XILINX COM 983919101 614 7,661 SH   SOLE   7,661 0 0
XILINX COM 983919101 80 1,000 SH   DFND 01,06 0 1,000 0
XILINX COM 983919101 160 2,000 SH   DFND 7 0 2,000 0
XILINX COM 983919101 337 4,198 SH   DFND 9 0 4,198 0
XILINX COM 983919101 30 375 SH   DFND 6 0 375 0
XILINX COM 983919101 91 1,130 SH   DFND 12 0 1,130 0
XILINX COM 983919101 12 150 SH   DFND 5 0 150 0
XILINX COM 983919101 24 300 SH   DFND 1 0 300 0
XYLEM INC COM 98419M100 868 10,863 SH   SOLE   10,863 0 0
XYLEM INC COM 98419M100 216 2,700 SH   DFND 7 0 2,700 0
XYLEM INC COM 98419M100 221 2,773 SH   DFND 9 0 2,773 0
XYLEM INC COM 98419M100 43 540 SH   DFND 12 0 540 0
XYLEM INC COM 98419M100 10 125 SH   DFND 5 0 125 0
XYLEM INC COM 98419M100 5 60 SH   DFND 6 0 60 0
XYLEM INC COM 98419M100 48 600 SH   DFND 1 0 600 0
ABERDEEN EMERG MKTS INSTL Equity Mutual Fu 003021714 246 17,181 SH   SOLE   17,181 0 0
HARDING LOEVNER FUNDS INC GLOB Equity Mutual Fu 412295206 214 5,392 SH   SOLE   5,392 0 0
OAKMARK INTL FD Equity Mutual Fu 413838202 216 8,146 SH   SOLE   8,146 0 0
OAKMARK INTL FD Equity Mutual Fu 413838202 34 1,273 SH   DFND 9 0 1,273 0
VANGUARD EMERGING MARKETS STOC Equity Mutual Fu 922042841 241 7,070 SH   SOLE   7,070 0 0
VANGUARD EUROPEAN STOCK INDEX Equity Mutual Fu 922042809 252 3,575 SH   SOLE   3,575 0 0
VANGUARD PACIFIC STOCK INDEX F Equity Mutual Fu 922042700 256 2,916 SH   SOLE   2,916 0 0
VANGUARD PRECIOUS METALS AND M Equity Mutual Fu 921908208 115 14,056 SH   SOLE   14,056 0 0
VANGUARD SMALL CAP INDEX FD AD Equity Mutual Fu 922908686 380 4,875 SH   SOLE   4,875 0 0
VANGUARD TOTAL STOCK MARKET IN Equity Mutual Fu 922908728 384 5,265 SH   SOLE   5,265 0 0