The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 881 4,182 SH   SOLE   4,182 0 0
3M COM 88579Y101 418 1,985 SH   DFND 13 0 1,985 0
3M COM 88579Y101 3,998 18,974 SH   DFND 5 0 18,974 0
3M COM 88579Y101 2,077 9,855 SH   DFND 1 0 9,855 0
3M COM 88579Y101 701 3,325 SH   DFND 12 0 3,325 0
3M COM 88579Y101 82 390 SH   DFND 6 0 390 0
3M COM 88579Y101 211 1,000 SH   DFND 15 0 1,000 0
3M COM 88579Y101 326 1,545 SH   DFND 16 0 1,545 0
3M COM 88579Y101 137 650 SH   DFND 14 0 650 0
3M COM 88579Y101 737 3,500 SH   DFND 05,13 0 3,500 0
ABBOTT LABS COM 002824100 541 7,369 SH   SOLE   7,369 0 0
ABBOTT LABS COM 002824100 539 7,350 SH   DFND 13 0 7,350 0
ABBOTT LABS COM 002824100 3,512 47,876 SH   DFND 5 0 47,876 0
ABBOTT LABS COM 002824100 2,499 34,065 SH   DFND 1 0 34,065 0
ABBOTT LABS COM 002824100 1,163 15,850 SH   DFND 12 0 15,850 0
ABBOTT LABS COM 002824100 275 3,750 SH   DFND 15 0 3,750 0
ABBOTT LABS COM 002824100 352 4,805 SH   DFND 16 0 4,805 0
ABBOTT LABS COM 002824100 183 2,500 SH   DFND 14 0 2,500 0
ABBOTT LABS COM 002824100 550 7,500 SH   DFND 05,13 0 7,500 0
ABBOTT LABS COM 002824100 11 150 SH   DFND 6 0 150 0
ABBVIE COM 00287Y109 132 1,393 SH   SOLE   1,393 0 0
ABBVIE COM 00287Y109 1,145 12,105 SH   DFND 1 0 12,105 0
ABBVIE COM 00287Y109 149 1,575 SH   DFND 13 0 1,575 0
ABBVIE COM 00287Y109 790 8,350 SH   DFND 12 0 8,350 0
ABBVIE COM 00287Y109 147 1,550 SH   DFND 16 0 1,550 0
ABBVIE COM 00287Y109 57 600 SH   DFND 5 0 600 0
ABBVIE COM 00287Y109 567 6,000 SH   DFND 05,13 0 6,000 0
ABBVIE COM 00287Y109 9 100 SH   DFND 6 0 100 0
AIR PRODUCTS & CHEM COM 009158106 242 1,450 SH   DFND 1 0 1,450 0
ALPHABET INC CL A COM 02079K305 605 501 SH   SOLE   501 0 0
ALPHABET INC CL A COM 02079K305 460 381 SH   DFND 13 0 381 0
ALPHABET INC CL A COM 02079K305 4,144 3,433 SH   DFND 5 0 3,433 0
ALPHABET INC CL A COM 02079K305 2,429 2,012 SH   DFND 1 0 2,012 0
ALPHABET INC CL A COM 02079K305 610 505 SH   DFND 12 0 505 0
ALPHABET INC CL A COM 02079K305 25 21 SH   DFND 6 0 21 0
ALPHABET INC CL A COM 02079K305 284 235 SH   DFND 15 0 235 0
ALPHABET INC CL A COM 02079K305 325 269 SH   DFND 16 0 269 0
ALPHABET INC CL A COM 02079K305 169 140 SH   DFND 14 0 140 0
ALPHABET INC CL C COM 02079K107 475 398 SH   DFND 1 0 398 0
AMAZON.COM COM 023135106 20 10 SH   SOLE   10 0 0
AMAZON.COM COM 023135106 741 370 SH   DFND 1 0 370 0
AMAZON.COM COM 023135106 10 5 SH   DFND 15 0 5 0
AMGEN INC COM 031162100 93 450 SH   SOLE   450 0 0
AMGEN INC COM 031162100 21 100 SH   DFND 13 0 100 0
AMGEN INC COM 031162100 155 750 SH   DFND 15 0 750 0
AMGEN INC COM 031162100 104 500 SH   DFND 1 0 500 0
ANALOG DEVICES COM 032654105 325 3,520 SH   SOLE   3,520 0 0
ANALOG DEVICES COM 032654105 385 4,160 SH   DFND 13 0 4,160 0
ANALOG DEVICES COM 032654105 2,480 26,819 SH   DFND 5 0 26,819 0
ANALOG DEVICES COM 032654105 1,621 17,530 SH   DFND 1 0 17,530 0
ANALOG DEVICES COM 032654105 203 2,200 SH   DFND 12 0 2,200 0
ANALOG DEVICES COM 032654105 16 175 SH   DFND 6 0 175 0
ANALOG DEVICES COM 032654105 222 2,400 SH   DFND 15 0 2,400 0
ANALOG DEVICES COM 032654105 281 3,035 SH   DFND 16 0 3,035 0
ANALOG DEVICES COM 032654105 120 1,300 SH   DFND 14 0 1,300 0
ANALOG DEVICES COM 032654105 277 3,000 SH   DFND 05,13 0 3,000 0
APOLLO COMMERCIAL REAL ESTATE COM 03762U105 305 16,189 SH   DFND 1 0 16,189 0
APPLE INC COM 037833100 747 3,310 SH   SOLE   3,310 0 0
APPLE INC COM 037833100 586 2,596 SH   DFND 13 0 2,596 0
APPLE INC COM 037833100 5,419 24,005 SH   DFND 5 0 24,005 0
APPLE INC COM 037833100 6,514 28,858 SH   DFND 1 0 28,858 0
APPLE INC COM 037833100 745 3,300 SH   DFND 12 0 3,300 0
APPLE INC COM 037833100 36 160 SH   DFND 6 0 160 0
APPLE INC COM 037833100 350 1,550 SH   DFND 15 0 1,550 0
APPLE INC COM 037833100 351 1,555 SH   DFND 16 0 1,555 0
APPLE INC COM 037833100 208 920 SH   DFND 14 0 920 0
APPLE INC COM 037833100 948 4,200 SH   DFND 05,13 0 4,200 0
APTARGROUP COM 038336103 709 6,580 SH   SOLE   6,580 0 0
APTARGROUP COM 038336103 345 3,205 SH   DFND 13 0 3,205 0
APTARGROUP COM 038336103 4,231 39,266 SH   DFND 5 0 39,266 0
APTARGROUP COM 038336103 2,002 18,580 SH   DFND 1 0 18,580 0
APTARGROUP COM 038336103 905 8,400 SH   DFND 12 0 8,400 0
APTARGROUP COM 038336103 226 2,100 SH   DFND 15 0 2,100 0
APTARGROUP COM 038336103 375 3,480 SH   DFND 16 0 3,480 0
APTARGROUP COM 038336103 145 1,350 SH   DFND 14 0 1,350 0
APTARGROUP COM 038336103 679 6,300 SH   DFND 05,13 0 6,300 0
APTARGROUP COM 038336103 12 110 SH   DFND 6 0 110 0
ARMOUR RESIDENTIAL REIT INC COM 042315507 1,280 57,000 SH   DFND 1 0 57,000 0
AUTOMATIC DATA PROCESSING COM 053015103 819 5,435 SH   SOLE   5,435 0 0
AUTOMATIC DATA PROCESSING COM 053015103 575 3,815 SH   DFND 13 0 3,815 0
AUTOMATIC DATA PROCESSING COM 053015103 4,848 32,179 SH   DFND 5 0 32,179 0
AUTOMATIC DATA PROCESSING COM 053015103 3,339 22,160 SH   DFND 1 0 22,160 0
AUTOMATIC DATA PROCESSING COM 053015103 859 5,700 SH   DFND 12 0 5,700 0
AUTOMATIC DATA PROCESSING COM 053015103 249 1,650 SH   DFND 15 0 1,650 0
AUTOMATIC DATA PROCESSING COM 053015103 403 2,675 SH   DFND 16 0 2,675 0
AUTOMATIC DATA PROCESSING COM 053015103 166 1,100 SH   DFND 14 0 1,100 0
AUTOMATIC DATA PROCESSING COM 053015103 791 5,250 SH   DFND 05,13 0 5,250 0
AUTOMATIC DATA PROCESSING COM 053015103 11 75 SH   DFND 6 0 75 0
BANK OF AMERICA COM 060505104 886 30,065 SH   DFND 1 0 30,065 0
BERKSHIRE HATHAWAY CL B COM 084670702 332 1,550 SH   DFND 1 0 1,550 0
BERKSHIRE HATHAWAY CL B COM 084670702 856 4,000 SH   DFND 12 0 4,000 0
BERKSHIRE HATHAWAY CL B COM 084670702 407 1,900 SH   DFND 05,13 0 1,900 0
BERKSHIRE HATHAWAY CL B COM 084670702 96 450 SH   DFND 13 0 450 0
BOEING COM 097023105 340 915 SH   DFND 1 0 915 0
BRISTOL-MYERS SQUIBB COM 110122108 165 2,650 SH   DFND 5 0 2,650 0
BRISTOL-MYERS SQUIBB COM 110122108 43 700 SH   DFND 13 0 700 0
BRISTOL-MYERS SQUIBB COM 110122108 93 1,500 SH   DFND 1 0 1,500 0
CANADIAN NATL RAILWAY COM 136375102 814 9,066 SH   SOLE   9,066 0 0
CANADIAN NATL RAILWAY COM 136375102 380 4,230 SH   DFND 13 0 4,230 0
CANADIAN NATL RAILWAY COM 136375102 3,869 43,084 SH   DFND 5 0 43,084 0
CANADIAN NATL RAILWAY COM 136375102 2,089 23,260 SH   DFND 1 0 23,260 0
CANADIAN NATL RAILWAY COM 136375102 781 8,700 SH   DFND 12 0 8,700 0
CANADIAN NATL RAILWAY COM 136375102 83 925 SH   DFND 6 0 925 0
CANADIAN NATL RAILWAY COM 136375102 238 2,650 SH   DFND 15 0 2,650 0
CANADIAN NATL RAILWAY COM 136375102 381 4,240 SH   DFND 16 0 4,240 0
CANADIAN NATL RAILWAY COM 136375102 108 1,200 SH   DFND 14 0 1,200 0
CANADIAN NATL RAILWAY COM 136375102 808 9,000 SH   DFND 05,13 0 9,000 0
CDK GLOBAL COM 12508E101 4 66 SH   SOLE   66 0 0
CDK GLOBAL COM 12508E101 302 4,832 SH   DFND 1 0 4,832 0
CDK GLOBAL COM 12508E101 8 133 SH   DFND 13 0 133 0
CELGENE CORP COM 151020104 118 1,315 SH   SOLE   1,315 0 0
CELGENE CORP COM 151020104 883 9,865 SH   DFND 5 0 9,865 0
CELGENE CORP COM 151020104 378 4,226 SH   DFND 1 0 4,226 0
CELGENE CORP COM 151020104 72 800 SH   DFND 13 0 800 0
CELGENE CORP COM 151020104 94 1,050 SH   DFND 15 0 1,050 0
CELGENE CORP COM 151020104 36 400 SH   DFND 16 0 400 0
CELGENE CORP COM 151020104 63 700 SH   DFND 12 0 700 0
CELGENE CORP COM 151020104 89 1,000 SH   DFND 05,13 0 1,000 0
CELGENE CORP COM 151020104 4 50 SH   DFND 6 0 50 0
CELGENE CORP COM 151020104 27 300 SH   DFND 14 0 300 0
CHEVRON COM 166764100 61 500 SH   SOLE   500 0 0
CHEVRON COM 166764100 205 1,675 SH   DFND 5 0 1,675 0
CHEVRON COM 166764100 348 2,850 SH   DFND 1 0 2,850 0
CHEVRON COM 166764100 49 400 SH   DFND 13 0 400 0
CHEVRON COM 166764100 550 4,500 SH   DFND 12 0 4,500 0
CHEVRON COM 166764100 367 3,000 SH   DFND 05,13 0 3,000 0
CHEVRON COM 166764100 31 250 SH   DFND 14 0 250 0
CHIMERA INVESTMENT COM 16934Q208 807 44,500 SH   DFND 1 0 44,500 0
CHUBB LIMITED COM H1467J104 570 4,265 SH   SOLE   4,265 0 0
CHUBB LIMITED COM H1467J104 259 1,935 SH   DFND 13 0 1,935 0
CHUBB LIMITED COM H1467J104 2,643 19,778 SH   DFND 5 0 19,778 0
CHUBB LIMITED COM H1467J104 1,509 11,295 SH   DFND 1 0 11,295 0
CHUBB LIMITED COM H1467J104 675 5,054 SH   DFND 12 0 5,054 0
CHUBB LIMITED COM H1467J104 12 90 SH   DFND 6 0 90 0
CHUBB LIMITED COM H1467J104 167 1,250 SH   DFND 15 0 1,250 0
CHUBB LIMITED COM H1467J104 278 2,082 SH   DFND 16 0 2,082 0
CHUBB LIMITED COM H1467J104 134 1,000 SH   DFND 14 0 1,000 0
CHUBB LIMITED COM H1467J104 334 2,500 SH   DFND 05,13 0 2,500 0
CISCO SYS INC COM 17275R102 7 150 SH   DFND 6 0 150 0
CISCO SYS INC COM 17275R102 243 5,000 SH   DFND 12 0 5,000 0
CISCO SYS INC COM 17275R102 117 2,400 SH   DFND 16 0 2,400 0
CISCO SYS INC COM 17275R102 190 3,900 SH   DFND 1 0 3,900 0
CISCO SYS INC COM 17275R102 146 3,000 SH   DFND 5 0 3,000 0
CISCO SYS INC COM 17275R102 24 500 SH   DFND 13 0 500 0
CISCO SYS INC COM 17275R102 24 500 SH   DFND 14 0 500 0
COCA COLA COM 191216100 176 3,800 SH   SOLE   3,800 0 0
COCA COLA COM 191216100 236 5,100 SH   DFND 1 0 5,100 0
COCA COLA COM 191216100 416 9,000 SH   DFND 12 0 9,000 0
COCA COLA COM 191216100 162 3,500 SH   DFND 5 0 3,500 0
COLGATE-PALMOLIVE COM 194162103 21 315 SH   SOLE   315 0 0
COLGATE-PALMOLIVE COM 194162103 70 1,050 SH   DFND 13 0 1,050 0
COLGATE-PALMOLIVE COM 194162103 15 230 SH   DFND 1 0 230 0
COLGATE-PALMOLIVE COM 194162103 144 2,150 SH   DFND 16 0 2,150 0
COLGATE-PALMOLIVE COM 194162103 100 1,500 SH   DFND 12 0 1,500 0
COLGATE-PALMOLIVE COM 194162103 27 400 SH   DFND 15 0 400 0
CONOCOPHILLIPS COM 20825C104 19 240 SH   DFND 13 0 240 0
CONOCOPHILLIPS COM 20825C104 426 5,500 SH   DFND 05,13 0 5,500 0
CVS HEALTH COM 126650100 369 4,685 SH   SOLE   4,685 0 0
CVS HEALTH COM 126650100 2,297 29,174 SH   DFND 5 0 29,174 0
CVS HEALTH COM 126650100 1,218 15,469 SH   DFND 1 0 15,469 0
CVS HEALTH COM 126650100 274 3,485 SH   DFND 13 0 3,485 0
CVS HEALTH COM 126650100 403 5,125 SH   DFND 12 0 5,125 0
CVS HEALTH COM 126650100 13 165 SH   DFND 6 0 165 0
CVS HEALTH COM 126650100 91 1,150 SH   DFND 15 0 1,150 0
CVS HEALTH COM 126650100 146 1,850 SH   DFND 16 0 1,850 0
CVS HEALTH COM 126650100 512 6,500 SH   DFND 05,13 0 6,500 0
CVS HEALTH COM 126650100 39 500 SH   DFND 14 0 500 0
DANAHER CORP COM 235851102 370 3,405 SH   SOLE   3,405 0 0
DANAHER CORP COM 235851102 407 3,745 SH   DFND 13 0 3,745 0
DANAHER CORP COM 235851102 2,599 23,915 SH   DFND 5 0 23,915 0
DANAHER CORP COM 235851102 1,334 12,275 SH   DFND 1 0 12,275 0
DANAHER CORP COM 235851102 272 2,500 SH   DFND 12 0 2,500 0
DANAHER CORP COM 235851102 234 2,150 SH   DFND 15 0 2,150 0
DANAHER CORP COM 235851102 228 2,100 SH   DFND 16 0 2,100 0
DANAHER CORP COM 235851102 152 1,400 SH   DFND 14 0 1,400 0
DANAHER CORP COM 235851102 326 3,000 SH   DFND 05,13 0 3,000 0
DANAHER CORP COM 235851102 8 70 SH   DFND 6 0 70 0
DEERE & CO COM 244199105 4 25 SH   SOLE   25 0 0
DEERE & CO COM 244199105 327 2,175 SH   DFND 1 0 2,175 0
DEERE & CO COM 244199105 15 100 SH   DFND 16 0 100 0
DEERE & CO COM 244199105 1,270 8,450 SH   DFND 5 0 8,450 0
DEERE & CO COM 244199105 120 800 SH   DFND 12 0 800 0
DEERE & CO COM 244199105 18 120 SH   DFND 13 0 120 0
DISNEY COM 254687106 292 2,500 SH   DFND 1 0 2,500 0
DISNEY COM 254687106 19 166 SH   DFND 16 0 166 0
DISNEY COM 254687106 95 810 SH   DFND 5 0 810 0
DISNEY COM 254687106 1 10 SH   DFND 13 0 10 0
DOWDUPONT INC COM 26078J100 105 1,634 SH   SOLE   1,634 0 0
DOWDUPONT INC COM 26078J100 8 128 SH   DFND 13 0 128 0
DOWDUPONT INC COM 26078J100 66 1,025 SH   DFND 12 0 1,025 0
DOWDUPONT INC COM 26078J100 227 3,525 SH   DFND 1 0 3,525 0
DOWDUPONT INC COM 26078J100 643 10,000 SH   DFND 05,13 0 10,000 0
EMERSON ELECTRIC COM 291011104 46 600 SH   SOLE   600 0 0
EMERSON ELECTRIC COM 291011104 318 4,150 SH   DFND 1 0 4,150 0
EMERSON ELECTRIC COM 291011104 329 4,300 SH   DFND 12 0 4,300 0
EMERSON ELECTRIC COM 291011104 214 2,800 SH   DFND 5 0 2,800 0
EOG RESOURCES COM 26875P101 176 1,380 SH   SOLE   1,380 0 0
EOG RESOURCES COM 26875P101 1,066 8,360 SH   DFND 5 0 8,360 0
EOG RESOURCES COM 26875P101 539 4,225 SH   DFND 1 0 4,225 0
EOG RESOURCES COM 26875P101 159 1,250 SH   DFND 12 0 1,250 0
EOG RESOURCES COM 26875P101 159 1,250 SH   DFND 13 0 1,250 0
EOG RESOURCES COM 26875P101 115 900 SH   DFND 15 0 900 0
EOG RESOURCES COM 26875P101 121 950 SH   DFND 14 0 950 0
EOG RESOURCES COM 26875P101 104 815 SH   DFND 16 0 815 0
EOG RESOURCES COM 26875P101 4 35 SH   DFND 6 0 35 0
EXXON MOBIL COM 30231G102 504 5,929 SH   SOLE   5,929 0 0
EXXON MOBIL COM 30231G102 210 2,465 SH   DFND 13 0 2,465 0
EXXON MOBIL COM 30231G102 2,210 25,993 SH   DFND 5 0 25,993 0
EXXON MOBIL COM 30231G102 1,517 17,840 SH   DFND 1 0 17,840 0
EXXON MOBIL COM 30231G102 285 3,350 SH   DFND 12 0 3,350 0
EXXON MOBIL COM 30231G102 77 900 SH   DFND 15 0 900 0
EXXON MOBIL COM 30231G102 312 3,675 SH   DFND 16 0 3,675 0
EXXON MOBIL COM 30231G102 94 1,100 SH   DFND 14 0 1,100 0
EXXON MOBIL COM 30231G102 8 90 SH   DFND 6 0 90 0
FIDELITY NATL INFO SVCS COM 31620M106 338 3,100 SH   DFND 5 0 3,100 0
FISERV COM 337738108 678 8,225 SH   SOLE   8,225 0 0
FISERV COM 337738108 645 7,835 SH   DFND 13 0 7,835 0
FISERV COM 337738108 4,740 57,544 SH   DFND 5 0 57,544 0
FISERV COM 337738108 3,090 37,505 SH   DFND 1 0 37,505 0
FISERV COM 337738108 371 4,500 SH   DFND 12 0 4,500 0
FISERV COM 337738108 15 180 SH   DFND 6 0 180 0
FISERV COM 337738108 236 2,860 SH   DFND 15 0 2,860 0
FISERV COM 337738108 320 3,890 SH   DFND 16 0 3,890 0
FISERV COM 337738108 173 2,100 SH   DFND 14 0 2,100 0
FISERV COM 337738108 758 9,200 SH   DFND 05,13 0 9,200 0
FORTIVE CORP COM 34959J108 161 1,915 SH   SOLE   1,915 0 0
FORTIVE CORP COM 34959J108 1,537 18,258 SH   DFND 5 0 18,258 0
FORTIVE CORP COM 34959J108 575 6,830 SH   DFND 1 0 6,830 0
FORTIVE CORP COM 34959J108 147 1,750 SH   DFND 12 0 1,750 0
FORTIVE CORP COM 34959J108 53 625 SH   DFND 13 0 625 0
FORTIVE CORP COM 34959J108 145 1,725 SH   DFND 15 0 1,725 0
FORTIVE CORP COM 34959J108 88 1,050 SH   DFND 16 0 1,050 0
FORTIVE CORP COM 34959J108 76 900 SH   DFND 14 0 900 0
FORTIVE CORP COM 34959J108 4 50 SH   DFND 6 0 50 0
GENERAL ELECTRIC COM 369604103 91 8,040 SH   SOLE   8,040 0 0
GENERAL ELECTRIC COM 369604103 186 16,500 SH   DFND 1 0 16,500 0
GENERAL ELECTRIC COM 369604103 97 8,568 SH   DFND 5 0 8,568 0
GENERAL ELECTRIC COM 369604103 44 3,910 SH   DFND 13 0 3,910 0
GENERAL ELECTRIC COM 369604103 135 12,000 SH   DFND 12 0 12,000 0
GENERAL ELECTRIC COM 369604103 237 21,000 SH   DFND 05,13 0 21,000 0
GENERAL MILLS COM 370334104 318 7,400 SH   DFND 1 0 7,400 0
GENERAL MILLS COM 370334104 15 350 SH   DFND 13 0 350 0
GENERAL MILLS COM 370334104 150 3,500 SH   DFND 5 0 3,500 0
GILEAD SCIENCES COM 375558103 18 230 SH   SOLE   230 0 0
GILEAD SCIENCES COM 375558103 10 125 SH   DFND 5 0 125 0
GILEAD SCIENCES COM 375558103 23 300 SH   DFND 14 0 300 0
GILEAD SCIENCES COM 375558103 247 3,200 SH   DFND 1 0 3,200 0
HELMERICH & PAYNE COM 423452101 16 230 SH   SOLE   230 0 0
HELMERICH & PAYNE COM 423452101 34 500 SH   DFND 5 0 500 0
HELMERICH & PAYNE COM 423452101 309 4,500 SH   DFND 12 0 4,500 0
HELMERICH & PAYNE COM 423452101 12 175 SH   DFND 1 0 175 0
HERSHEY COMPANY COM 427866108 224 2,200 SH   DFND 1 0 2,200 0
HOME DEPOT COM 437076102 598 2,885 SH   SOLE   2,885 0 0
HOME DEPOT COM 437076102 4,068 19,638 SH   DFND 5 0 19,638 0
HOME DEPOT COM 437076102 1,648 7,955 SH   DFND 1 0 7,955 0
HOME DEPOT COM 437076102 356 1,720 SH   DFND 13 0 1,720 0
HOME DEPOT COM 437076102 549 2,650 SH   DFND 12 0 2,650 0
HOME DEPOT COM 437076102 41 200 SH   DFND 6 0 200 0
HOME DEPOT COM 437076102 228 1,100 SH   DFND 15 0 1,100 0
HOME DEPOT COM 437076102 294 1,420 SH   DFND 16 0 1,420 0
HOME DEPOT COM 437076102 52 250 SH   DFND 14 0 250 0
HOME DEPOT COM 437076102 829 4,000 SH   DFND 05,13 0 4,000 0
ILLUMINA COM 452327109 264 718 SH   SOLE   718 0 0
ILLUMINA COM 452327109 147 400 SH   DFND 13 0 400 0
ILLUMINA COM 452327109 2,668 7,269 SH   DFND 5 0 7,269 0
ILLUMINA COM 452327109 239 650 SH   DFND 12 0 650 0
ILLUMINA COM 452327109 744 2,028 SH   DFND 1 0 2,028 0
ILLUMINA COM 452327109 162 440 SH   DFND 15 0 440 0
ILLUMINA COM 452327109 22 60 SH   DFND 16 0 60 0
ILLUMINA COM 452327109 119 325 SH   DFND 14 0 325 0
ILLUMINA COM 452327109 7 20 SH   DFND 6 0 20 0
INTEL CORP COM 458140100 669 14,140 SH   SOLE   14,140 0 0
INTEL CORP COM 458140100 218 4,615 SH   DFND 13 0 4,615 0
INTEL CORP COM 458140100 3,425 72,427 SH   DFND 5 0 72,427 0
INTEL CORP COM 458140100 1,854 39,205 SH   DFND 1 0 39,205 0
INTEL CORP COM 458140100 407 8,600 SH   DFND 12 0 8,600 0
INTEL CORP COM 458140100 14 300 SH   DFND 15 0 300 0
INTEL CORP COM 458140100 709 15,000 SH   DFND 05,13 0 15,000 0
INTEL CORP COM 458140100 9 200 SH   DFND 6 0 200 0
INTEL CORP COM 458140100 47 1,000 SH   DFND 14 0 1,000 0
IPG PHOTONICS COM 44980X109 126 810 SH   SOLE   810 0 0
IPG PHOTONICS COM 44980X109 1,052 6,739 SH   DFND 5 0 6,739 0
IPG PHOTONICS COM 44980X109 66 425 SH   DFND 12 0 425 0
IPG PHOTONICS COM 44980X109 59 375 SH   DFND 13 0 375 0
IPG PHOTONICS COM 44980X109 103 660 SH   DFND 1 0 660 0
IPG PHOTONICS COM 44980X109 11 70 SH   DFND 15 0 70 0
IPG PHOTONICS COM 44980X109 31 200 SH   DFND 14 0 200 0
ISHARES S&P 500 COM 464287200 1,256 4,290 SH   DFND 13 0 4,290 0
JOHNSON & JOHNSON COM 478160104 1,007 7,291 SH   SOLE   7,291 0 0
JOHNSON & JOHNSON COM 478160104 446 3,225 SH   DFND 13 0 3,225 0
JOHNSON & JOHNSON COM 478160104 6,070 43,930 SH   DFND 5 0 43,930 0
JOHNSON & JOHNSON COM 478160104 2,656 19,221 SH   DFND 1 0 19,221 0
JOHNSON & JOHNSON COM 478160104 1,102 7,975 SH   DFND 12 0 7,975 0
JOHNSON & JOHNSON COM 478160104 193 1,400 SH   DFND 15 0 1,400 0
JOHNSON & JOHNSON COM 478160104 334 2,420 SH   DFND 16 0 2,420 0
JOHNSON & JOHNSON COM 478160104 141 1,020 SH   DFND 14 0 1,020 0
JOHNSON & JOHNSON COM 478160104 967 7,000 SH   DFND 05,13 0 7,000 0
JOHNSON & JOHNSON COM 478160104 12 85 SH   DFND 6 0 85 0
JPMORGAN CHASE COM 46625H100 406 3,600 SH   DFND 1 0 3,600 0
JPMORGAN CHASE COM 46625H100 33 290 SH   DFND 13 0 290 0
MASTERCARD COM 57636Q104 906 4,070 SH   SOLE   4,070 0 0
MASTERCARD COM 57636Q104 665 2,987 SH   DFND 13 0 2,987 0
MASTERCARD COM 57636Q104 5,535 24,864 SH   DFND 5 0 24,864 0
MASTERCARD COM 57636Q104 3,049 13,695 SH   DFND 1 0 13,695 0
MASTERCARD COM 57636Q104 740 3,325 SH   DFND 12 0 3,325 0
MASTERCARD COM 57636Q104 35 155 SH   DFND 6 0 155 0
MASTERCARD COM 57636Q104 195 875 SH   DFND 15 0 875 0
MASTERCARD COM 57636Q104 411 1,845 SH   DFND 16 0 1,845 0
MASTERCARD COM 57636Q104 223 1,000 SH   DFND 14 0 1,000 0
MASTERCARD COM 57636Q104 779 3,500 SH   DFND 05,13 0 3,500 0
MERCK COM 58933Y105 89 1,250 SH   SOLE   1,250 0 0
MERCK COM 58933Y105 170 2,400 SH   DFND 5 0 2,400 0
MERCK COM 58933Y105 1 10 SH   DFND 13 0 10 0
MERCK COM 58933Y105 71 1,000 SH   DFND 12 0 1,000 0
MERCK COM 58933Y105 241 3,400 SH   DFND 1 0 3,400 0
MICROSOFT CORP COM 594918104 546 4,775 SH   SOLE   4,775 0 0
MICROSOFT CORP COM 594918104 3,917 34,249 SH   DFND 5 0 34,249 0
MICROSOFT CORP COM 594918104 1,612 14,095 SH   DFND 1 0 14,095 0
MICROSOFT CORP COM 594918104 173 1,510 SH   DFND 13 0 1,510 0
MICROSOFT CORP COM 594918104 618 5,400 SH   DFND 12 0 5,400 0
MICROSOFT CORP COM 594918104 103 900 SH   DFND 14 0 900 0
NESTLE SA ADR COM 641069406 525 6,316 SH   SOLE   6,316 0 0
NESTLE SA ADR COM 641069406 3,555 42,733 SH   DFND 5 0 42,733 0
NESTLE SA ADR COM 641069406 1,659 19,935 SH   DFND 1 0 19,935 0
NESTLE SA ADR COM 641069406 347 4,175 SH   DFND 13 0 4,175 0
NESTLE SA ADR COM 641069406 657 7,900 SH   DFND 12 0 7,900 0
NESTLE SA ADR COM 641069406 30 360 SH   DFND 6 0 360 0
NESTLE SA ADR COM 641069406 140 1,680 SH   DFND 15 0 1,680 0
NESTLE SA ADR COM 641069406 247 2,974 SH   DFND 16 0 2,974 0
NESTLE SA ADR COM 641069406 108 1,300 SH   DFND 14 0 1,300 0
NESTLE SA ADR COM 641069406 582 7,000 SH   DFND 05,13 0 7,000 0
NORFOLK SOUTHERN COM 655844108 90 500 SH   DFND 13 0 500 0
NORFOLK SOUTHERN COM 655844108 902 5,000 SH   DFND 05,13 0 5,000 0
NOVARTIS AG ADR COM 66987V109 514 5,960 SH   SOLE   5,960 0 0
NOVARTIS AG ADR COM 66987V109 3,391 39,360 SH   DFND 5 0 39,360 0
NOVARTIS AG ADR COM 66987V109 1,460 16,944 SH   DFND 1 0 16,944 0
NOVARTIS AG ADR COM 66987V109 413 4,790 SH   DFND 13 0 4,790 0
NOVARTIS AG ADR COM 66987V109 517 6,000 SH   DFND 12 0 6,000 0
NOVARTIS AG ADR COM 66987V109 168 1,950 SH   DFND 15 0 1,950 0
NOVARTIS AG ADR COM 66987V109 336 3,900 SH   DFND 16 0 3,900 0
NOVARTIS AG ADR COM 66987V109 125 1,450 SH   DFND 14 0 1,450 0
NOVARTIS AG ADR COM 66987V109 517 6,000 SH   DFND 05,13 0 6,000 0
NOVARTIS AG ADR COM 66987V109 9 100 SH   DFND 6 0 100 0
NOVOZYMES A S DKK 2.0 COM B798FW902 346 6,315 SH   SOLE   6,315 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 2,872 52,478 SH   DFND 5 0 52,478 0
NOVOZYMES A S DKK 2.0 COM B798FW902 1,131 20,665 SH   DFND 1 0 20,665 0
NOVOZYMES A S DKK 2.0 COM B798FW902 210 3,840 SH   DFND 13 0 3,840 0
NOVOZYMES A S DKK 2.0 COM B798FW902 479 8,750 SH   DFND 12 0 8,750 0
NOVOZYMES A S DKK 2.0 COM B798FW902 148 2,700 SH   DFND 15 0 2,700 0
NOVOZYMES A S DKK 2.0 COM B798FW902 63 1,150 SH   DFND 16 0 1,150 0
NOVOZYMES A S DKK 2.0 COM B798FW902 99 1,800 SH   DFND 14 0 1,800 0
NOVOZYMES A S DKK 2.0 COM B798FW902 629 11,500 SH   DFND 05,13 0 11,500 0
NOVOZYMES A S DKK 2.0 COM B798FW902 8 150 SH   DFND 6 0 150 0
ORACLE COM 68389X105 129 2,500 SH   SOLE   2,500 0 0
ORACLE COM 68389X105 788 15,275 SH   DFND 5 0 15,275 0
ORACLE COM 68389X105 320 6,200 SH   DFND 1 0 6,200 0
ORACLE COM 68389X105 6 125 SH   DFND 13 0 125 0
ORACLE COM 68389X105 98 1,900 SH   DFND 16 0 1,900 0
ORACLE COM 68389X105 52 1,000 SH   DFND 12 0 1,000 0
ORACLE COM 68389X105 309 6,000 SH   DFND 05,13 0 6,000 0
PAYPAL HOLDINGS COM 70450Y103 118 1,340 SH   SOLE   1,340 0 0
PAYPAL HOLDINGS COM 70450Y103 68 770 SH   DFND 13 0 770 0
PAYPAL HOLDINGS COM 70450Y103 859 9,780 SH   DFND 5 0 9,780 0
PAYPAL HOLDINGS COM 70450Y103 775 8,820 SH   DFND 1 0 8,820 0
PAYPAL HOLDINGS COM 70450Y103 88 1,000 SH   DFND 12 0 1,000 0
PAYPAL HOLDINGS COM 70450Y103 79 900 SH   DFND 15 0 900 0
PAYPAL HOLDINGS COM 70450Y103 96 1,090 SH   DFND 16 0 1,090 0
PAYPAL HOLDINGS COM 70450Y103 53 600 SH   DFND 14 0 600 0
PEPSICO COM 713448108 221 1,975 SH   SOLE   1,975 0 0
PEPSICO COM 713448108 2,021 18,075 SH   DFND 5 0 18,075 0
PEPSICO COM 713448108 1,519 13,585 SH   DFND 1 0 13,585 0
PEPSICO COM 713448108 120 1,070 SH   DFND 13 0 1,070 0
PEPSICO COM 713448108 17 150 SH   DFND 6 0 150 0
PEPSICO COM 713448108 246 2,200 SH   DFND 16 0 2,200 0
PEPSICO COM 713448108 89 800 SH   DFND 12 0 800 0
PEPSICO COM 713448108 335 3,000 SH   DFND 05,13 0 3,000 0
PEPSICO COM 713448108 44 390 SH   DFND 14 0 390 0
PHILLIPS 66 COM 718546104 49 432 SH   SOLE   432 0 0
PHILLIPS 66 COM 718546104 310 2,750 SH   DFND 05,13 0 2,750 0
PROCTER & GAMBLE COM 742718109 525 6,310 SH   SOLE   6,310 0 0
PROCTER & GAMBLE COM 742718109 373 4,480 SH   DFND 13 0 4,480 0
PROCTER & GAMBLE COM 742718109 3,066 36,832 SH   DFND 5 0 36,832 0
PROCTER & GAMBLE COM 742718109 1,364 16,385 SH   DFND 1 0 16,385 0
PROCTER & GAMBLE COM 742718109 595 7,150 SH   DFND 12 0 7,150 0
PROCTER & GAMBLE COM 742718109 18 215 SH   DFND 6 0 215 0
PROCTER & GAMBLE COM 742718109 198 2,375 SH   DFND 15 0 2,375 0
PROCTER & GAMBLE COM 742718109 308 3,700 SH   DFND 16 0 3,700 0
PROCTER & GAMBLE COM 742718109 100 1,200 SH   DFND 14 0 1,200 0
PROCTER & GAMBLE COM 742718109 499 6,000 SH   DFND 05,13 0 6,000 0
QUALCOMM COM 747525103 13 175 SH   SOLE   175 0 0
QUALCOMM COM 747525103 4 50 SH   DFND 6 0 50 0
QUALCOMM COM 747525103 47 650 SH   DFND 13 0 650 0
QUALCOMM COM 747525103 281 3,900 SH   DFND 5 0 3,900 0
QUALCOMM COM 747525103 108 1,500 SH   DFND 1 0 1,500 0
ROCHE HLDG LTD ADR COM 771195104 37 1,225 SH   SOLE   1,225 0 0
ROCHE HLDG LTD ADR COM 771195104 948 31,425 SH   DFND 5 0 31,425 0
ROCHE HLDG LTD ADR COM 771195104 57 1,890 SH   DFND 13 0 1,890 0
ROCHE HLDG LTD ADR COM 771195104 24 800 SH   DFND 12 0 800 0
ROCHE HLDG LTD ADR COM 771195104 66 2,200 SH   DFND 1 0 2,200 0
ROCHE HLDG LTD ADR COM 771195104 53 1,750 SH   DFND 14 0 1,750 0
ROCHE HLDG LTD ADR COM 771195104 36 1,200 SH   DFND 15 0 1,200 0
ROCKWELL AUTOMATION COM 773903109 385 2,055 SH   SOLE   2,055 0 0
ROCKWELL AUTOMATION COM 773903109 3,013 16,070 SH   DFND 5 0 16,070 0
ROCKWELL AUTOMATION COM 773903109 1,264 6,740 SH   DFND 1 0 6,740 0
ROCKWELL AUTOMATION COM 773903109 131 700 SH   DFND 12 0 700 0
ROCKWELL AUTOMATION COM 773903109 66 350 SH   DFND 6 0 350 0
ROCKWELL AUTOMATION COM 773903109 210 1,120 SH   DFND 13 0 1,120 0
ROCKWELL AUTOMATION COM 773903109 206 1,100 SH   DFND 15 0 1,100 0
ROCKWELL AUTOMATION COM 773903109 145 775 SH   DFND 14 0 775 0
ROCKWELL AUTOMATION COM 773903109 116 620 SH   DFND 16 0 620 0
ROCKWELL AUTOMATION COM 773903109 375 2,000 SH   DFND 05,13 0 2,000 0
SCHLUMBERGER COM 806857108 104 1,700 SH   SOLE   1,700 0 0
SCHLUMBERGER COM 806857108 120 1,975 SH   DFND 1 0 1,975 0
SCHLUMBERGER COM 806857108 458 7,511 SH   DFND 5 0 7,511 0
SCHLUMBERGER COM 806857108 213 3,500 SH   DFND 05,13 0 3,500 0
SMUCKER J M COM 832696405 81 790 SH   SOLE   790 0 0
SMUCKER J M COM 832696405 15 150 SH   DFND 13 0 150 0
SMUCKER J M COM 832696405 128 1,250 SH   DFND 12 0 1,250 0
SMUCKER J M COM 832696405 26 250 SH   DFND 5 0 250 0
SMUCKER J M COM 832696405 15 145 SH   DFND 1 0 145 0
SMUCKER J M COM 832696405 3 25 SH   DFND 6 0 25 0
SNAP ON COM 833034101 330 1,800 SH   DFND 12 0 1,800 0
SPDR S&P 500 ETF COM 78462F103 436 1,500 SH   DFND 12 0 1,500 0
SPDR S&P 500 ETF COM 78462F103 1,112 3,825 SH   DFND 5 0 3,825 0
STATE STREET COM 857477103 142 1,700 SH   SOLE   1,700 0 0
STATE STREET COM 857477103 13 150 SH   DFND 13 0 150 0
STATE STREET COM 857477103 129 1,540 SH   DFND 1 0 1,540 0
STATE STREET COM 857477103 92 1,100 SH   DFND 16 0 1,100 0
STRYKER CORP COM 863667101 222 1,250 SH   DFND 1 0 1,250 0
STRYKER CORP COM 863667101 40 225 SH   DFND 13 0 225 0
SYSCO COM 871829107 623 8,500 SH   DFND 12 0 8,500 0
SYSCO COM 871829107 44 600 SH   DFND 15 0 600 0
SYSCO COM 871829107 220 3,000 SH   DFND 1 0 3,000 0
UNILEVER PLC NEW ADR COM 904767704 289 5,265 SH   SOLE   5,265 0 0
UNILEVER PLC NEW ADR COM 904767704 2,200 40,029 SH   DFND 5 0 40,029 0
UNILEVER PLC NEW ADR COM 904767704 887 16,130 SH   DFND 1 0 16,130 0
UNILEVER PLC NEW ADR COM 904767704 213 3,870 SH   DFND 13 0 3,870 0
UNILEVER PLC NEW ADR COM 904767704 201 3,650 SH   DFND 12 0 3,650 0
UNILEVER PLC NEW ADR COM 904767704 12 225 SH   DFND 6 0 225 0
UNILEVER PLC NEW ADR COM 904767704 240 4,370 SH   DFND 15 0 4,370 0
UNILEVER PLC NEW ADR COM 904767704 171 3,110 SH   DFND 16 0 3,110 0
UNILEVER PLC NEW ADR COM 904767704 121 2,200 SH   DFND 14 0 2,200 0
UNILEVER PLC NEW ADR COM 904767704 110 2,000 SH   DFND 05,13 0 2,000 0
UNION PACIFIC COM 907818108 118 725 SH   SOLE   725 0 0
UNION PACIFIC COM 907818108 168 1,032 SH   DFND 5 0 1,032 0
UNION PACIFIC COM 907818108 35 215 SH   DFND 13 0 215 0
UNION PACIFIC COM 907818108 199 1,220 SH   DFND 1 0 1,220 0
UNITED TECHNOLOGIES COM 913017109 552 3,950 SH   SOLE   3,950 0 0
UNITED TECHNOLOGIES COM 913017109 429 3,065 SH   DFND 13 0 3,065 0
UNITED TECHNOLOGIES COM 913017109 3,204 22,915 SH   DFND 5 0 22,915 0
UNITED TECHNOLOGIES COM 913017109 2,104 15,050 SH   DFND 1 0 15,050 0
UNITED TECHNOLOGIES COM 913017109 294 2,100 SH   DFND 12 0 2,100 0
UNITED TECHNOLOGIES COM 913017109 164 1,175 SH   DFND 15 0 1,175 0
UNITED TECHNOLOGIES COM 913017109 315 2,255 SH   DFND 16 0 2,255 0
UNITED TECHNOLOGIES COM 913017109 147 1,050 SH   DFND 14 0 1,050 0
UNITED TECHNOLOGIES COM 913017109 10 75 SH   DFND 6 0 75 0
US BANCORP COM 902973304 21 400 SH   DFND 5 0 400 0
US BANCORP COM 902973304 248 4,700 SH   DFND 1 0 4,700 0
VERIZON COMMUNICATIONS COM 92343V104 96 1,806 SH   DFND 1 0 1,806 0
VERIZON COMMUNICATIONS COM 92343V104 91 1,700 SH   DFND 15 0 1,700 0
VERIZON COMMUNICATIONS COM 92343V104 41 760 SH   DFND 12 0 760 0
WAL-MART STORES COM 931142103 103 1,100 SH   DFND 12 0 1,100 0
WAL-MART STORES COM 931142103 272 2,900 SH   DFND 1 0 2,900 0
WAL-MART STORES COM 931142103 681 7,250 SH   DFND 5 0 7,250 0
WAL-MART STORES COM 931142103 45 480 SH   DFND 14 0 480 0
WALGREEN BOOTS ALLIANCE INC COM 931427108 51 700 SH   DFND 15 0 700 0
WALGREEN BOOTS ALLIANCE INC COM 931427108 148 2,033 SH   DFND 5 0 2,033 0
WALGREEN BOOTS ALLIANCE INC COM 931427108 292 4,000 SH   DFND 1 0 4,000 0
WELLS FARGO COM 949746101 124 2,350 SH   DFND 1 0 2,350 0
WELLS FARGO COM 949746101 315 6,000 SH   DFND 12 0 6,000 0
XILINX COM 983919101 389 4,848 SH   SOLE   4,848 0 0
XILINX COM 983919101 3,034 37,848 SH   DFND 5 0 37,848 0
XILINX COM 983919101 212 2,645 SH   DFND 13 0 2,645 0
XILINX COM 983919101 224 2,800 SH   DFND 12 0 2,800 0
XILINX COM 983919101 615 7,665 SH   DFND 1 0 7,665 0
XILINX COM 983919101 120 1,500 SH   DFND 15 0 1,500 0
XILINX COM 983919101 24 300 SH   DFND 16 0 300 0
XILINX COM 983919101 8 100 SH   DFND 6 0 100 0
XYLEM INC COM 98419M100 50 625 SH   SOLE   625 0 0
XYLEM INC COM 98419M100 1,083 13,555 SH   DFND 5 0 13,555 0
XYLEM INC COM 98419M100 101 1,265 SH   DFND 13 0 1,265 0
XYLEM INC COM 98419M100 136 1,700 SH   DFND 12 0 1,700 0
XYLEM INC COM 98419M100 422 5,285 SH   DFND 1 0 5,285 0
XYLEM INC COM 98419M100 140 1,750 SH   DFND 15 0 1,750 0
XYLEM INC COM 98419M100 104 1,300 SH   DFND 16 0 1,300 0
XYLEM INC COM 98419M100 52 650 SH   DFND 14 0 650 0
GABELLI UTILITES FUND CLASS A Equity Mutual Fu 36240E202 1,240 138,714 SH   DFND 1 0 138,714 0
VANGUARD TOTAL STOCK MARKET IN Equity Mutual Fu 922908728 328 4,501 SH   DFND 12 0 4,501 0