The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR SERIES TRUST BLOMBRG BRC TIPS 78464A656 44,608 818,954 SH   SOLE 0 0 0 818,954
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 39,784 786,867 SH   SOLE 0 0 0 786,867
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 38,639 478,921 SH   SOLE 0 0 0 478,921
ISHARES TR TIPS BD ETF 464287176 21,483 194,206 SH   SOLE 0 0 0 194,206
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 17,521 632,284 SH   SOLE 0 0 0 632,284
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 16,767 387,489 SH   SOLE 0 0 0 387,489
ISHARES TR CORE INTL AGGR 46435G672 14,777 282,709 SH   SOLE 0 0 0 282,709
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 12,241 397,815 SH   SOLE 0 0 0 397,815
VANGUARD INDEX FDS TOTAL STK MKT 922908769 12,048 80,508 SH   SOLE 0 0 0 80,508
FIDELITY MSCI RL EST ETF 316092857 11,967 497,194 SH   SOLE 0 0 0 497,194
ISHARES TR CRE U S REIT ETF 464288521 10,829 223,839 SH   SOLE 0 0 0 223,839
ISHARES TR CALIF MUN BD ETF 464288356 10,504 181,139 SH   SOLE 0 0 0 181,139
VANGUARD INDEX FDS VALUE ETF 922908744 9,294 83,972 SH   SOLE 0 0 0 83,972
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 8,339 73,747 SH   SOLE 0 0 0 73,747
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 7,947 70,853 SH   SOLE 0 0 0 70,853
SPDR SERIES TRUST BLOMBERG INTL TR 78464A516 7,484 273,331 SH   SOLE 0 0 0 273,331
ISHARES TR CORE MSCI EAFE 46432F842 7,440 116,109 SH   SOLE 0 0 0 116,109
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 7,349 141,184 SH   SOLE 0 0 0 141,184
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 7,125 196,817 SH   SOLE 0 0 0 196,817
ELECTRONICS FOR IMAGING INC COM 286082102 6,556 192,377 SH   SOLE 0 0 0 192,377
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,993 146,172 SH   SOLE 0 0 0 146,172
ISHARES TR EAFE SML CP ETF 464288273 5,790 92,970 SH   SOLE 0 0 0 92,970
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 5,629 180,880 SH   SOLE 0 0 0 180,880
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 5,613 155,271 SH   SOLE 0 0 0 155,271
ISHARES TR S&P 500 VAL ETF 464287408 5,558 47,980 SH   SOLE 0 0 0 47,980
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 5,198 151,273 SH   SOLE 0 0 0 151,273
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 4,912 141,022 SH   SOLE 0 0 0 141,022
APPLE INC COM 037833100 4,736 20,978 SH   SOLE 0 0 0 20,978
SPDR SER TR PORTFOLIO SM ETF 78468R853 4,619 138,957 SH   SOLE 0 0 0 138,957
ISHARES TR NORTH AMERN NAT 464287374 4,174 116,432 SH   SOLE 0 0 0 116,432
ISHARES TR CORE US AGGBD ET 464287226 4,078 38,642 SH   SOLE 0 0 0 38,642
ISHARES TR S&P MC 400VL ETF 464287705 3,975 23,754 SH   SOLE 0 0 0 23,754
ISHARES TR CORE S&P TTL STK 464287150 3,466 52,013 SH   SOLE 0 0 0 52,013
ISHARES INC CORE MSCI EMKT 46434G103 2,970 57,359 SH   SOLE 0 0 0 57,359
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,909 17,892 SH   SOLE 0 0 0 17,892
ISHARES TR RUS MDCP VAL ETF 464287473 2,904 32,174 SH   SOLE 0 0 0 32,174
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 2,803 35,619 SH   SOLE 0 0 0 35,619
SEMPRA ENERGY COM 816851109 2,666 23,435 SH   SOLE 0 0 0 23,435
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,534 18,183 SH   SOLE 0 0 0 18,183
ISHARES TR SP SMCP600VL ETF 464287879 2,301 13,786 SH   SOLE 0 0 0 13,786
ISHARES TR 1 3 YR TREAS BD 464287457 2,115 25,460 SH   SOLE 0 0 0 25,460
ISHARES TR INTL TREA BD ETF 464288117 2,019 41,913 SH   SOLE 0 0 0 41,913
ISHARES INC MSCI BRIC INDX 464286657 1,693 41,955 SH   SOLE 0 0 0 41,955
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,682 50,159 SH   SOLE 0 0 0 50,159
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 1,634 30,413 SH   SOLE 0 0 0 30,413
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,463 29,116 SH   SOLE 0 0 0 29,116
MERCK & CO INC COM 58933Y105 1,436 20,245 SH   SOLE 0 0 0 20,245
AMAZON COM INC COM 023135106 1,404 701 SH   SOLE 0 0 0 701
ISHARES TR RUS 1000 GRW ETF 464287614 1,343 8,611 SH   SOLE 0 0 0 8,611
SPDR SERIES TRUST DJ REIT ETF 78464A607 1,340 14,370 SH   SOLE 0 0 0 14,370
PFIZER INC COM 717081103 1,304 29,601 SH   SOLE 0 0 0 29,601
TOCAGEN INC COM 888846102 1,231 78,933 SH   SOLE 0 0 0 78,933
HOME DEPOT INC COM 437076102 1,221 5,895 SH   SOLE 0 0 0 5,895
QUALCOMM INC COM 747525103 1,135 15,756 SH   SOLE 0 0 0 15,756
ABBVIE INC COM 00287Y109 1,087 11,490 SH   SOLE 0 0 0 11,490
GENERAL DYNAMICS CORP COM 369550108 1,087 5,311 SH   SOLE 0 0 0 5,311
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 1,068 23,848 SH   SOLE 0 0 0 23,848
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,025 7,190 SH   SOLE 0 0 0 7,190
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,016 14,437 SH   SOLE 0 0 0 14,437
SCHWAB STRATEGIC TR US TIPS ETF 808524870 991 18,358 SH   SOLE 0 0 0 18,358
MICROSOFT CORP COM 594918104 974 8,512 SH   SOLE 0 0 0 8,512
EDWARDS LIFESCIENCES CORP COM 28176E108 897 5,150 SH   SOLE 0 0 0 5,150
BOEING CO COM 097023105 881 2,368 SH   SOLE 0 0 0 2,368
ISHARES TR MSCI EAFE ETF 464287465 873 12,843 SH   SOLE 0 0 0 12,843
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 849 15,173 SH   SOLE 0 0 0 15,173
ABBOTT LABS COM 002824100 846 11,536 SH   SOLE 0 0 0 11,536
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 838 3,913 SH   SOLE 0 0 0 3,913
ISHARES TR CORE S&P500 ETF 464287200 809 2,765 SH   SOLE 0 0 0 2,765
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 755 13,462 SH   SOLE 0 0 0 13,462
LOCKHEED MARTIN CORP COM 539830109 729 2,107 SH   SOLE 0 0 0 2,107
INTEGRA LIFESCIENCES HLDGS C COM NEW 457985208 710 10,781 SH   SOLE 0 0 0 10,781
DOWDUPONT INC COM 26078J100 688 10,700 SH   SOLE 0 0 0 10,700
ISHARES TR RUSSELL 3000 ETF 464287689 636 3,689 SH   SOLE 0 0 0 3,689
ISHARES TR RUS 1000 VAL ETF 464287598 636 5,021 SH   SOLE 0 0 0 5,021
BECTON DICKINSON & CO COM 075887109 629 2,411 SH   SOLE 0 0 0 2,411
LEIDOS HLDGS INC COM 525327102 623 9,009 SH   SOLE 0 0 0 9,009
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 610 23,707 SH   SOLE 0 0 0 23,707
ISHARES TR CORE S&P MCP ETF 464287507 593 2,945 SH   SOLE 0 0 0 2,945
BAXTER INTL INC COM 071813109 584 7,572 SH   SOLE 0 0 0 7,572
UNITED TECHNOLOGIES CORP COM 913017109 570 4,077 SH   SOLE 0 0 0 4,077
PNC FINL SVCS GROUP INC COM 693475105 553 4,064 SH   SOLE 0 0 0 4,064
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 552 14,425 SH   SOLE 0 0 0 14,425
ISHARES TR CORE S&P US VLU 464287663 549 9,744 SH   SOLE 0 0 0 9,744
FIRSTENERGY CORP COM 337932107 545 14,650 SH   SOLE 0 0 0 14,650
SPDR SERIES TRUST FTSE INT GVT ETF 78464A490 545 10,357 SH   SOLE 0 0 0 10,357
ISHARES TR CORE MSCI TOTAL 46432F834 543 9,002 SH   SOLE 0 0 0 9,002
UNITEDHEALTH GROUP INC COM 91324P102 502 1,888 SH   SOLE 0 0 0 1,888
ISHARES TR CORE MSCI EURO 46434V738 496 10,332 SH   SOLE 0 0 0 10,332
ALLERGAN PLC SHS G0177J108 490 2,574 SH   SOLE 0 0 0 2,574
AMEREN CORP COM 023608102 476 7,525 SH   SOLE 0 0 0 7,525
ISHARES INC EM MKT SM-CP ETF 464286475 473 10,330 SH   SOLE 0 0 0 10,330
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 460 12,904 SH   SOLE 0 0 0 12,904
WELLS FARGO CO NEW COM 949746101 433 8,237 SH   SOLE 0 0 0 8,237
PHILIP MORRIS INTL INC COM 718172109 428 5,248 SH   SOLE 0 0 0 5,248
PIMCO ETF TR 1-5 US TIP IDX 72201R205 428 8,349 SH   SOLE 0 0 0 8,349
JOHNSON & JOHNSON COM 478160104 427 3,093 SH   SOLE 0 0 0 3,093
SPDR S&P 500 ETF TR TR UNIT 78462F103 390 1,343 SH   SOLE 0 0 0 1,343
CHARTER COMMUNICATIONS INC N CL A 16119P108 377 1,157 SH   SOLE 0 0 0 1,157
ISHARES TR 0-5 YR TIPS ETF 46429B747 368 3,724 SH   SOLE 0 0 0 3,724
ALPHABET INC CAP STK CL A 02079K305 363 301 SH   SOLE 0 0 0 301
BANK AMER CORP COM 060505104 358 12,137 SH   SOLE 0 0 0 12,137
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 357 4,690 SH   SOLE 0 0 0 4,690
ISHARES TR 3 7 YR TREAS BD 464288661 356 2,987 SH   SOLE 0 0 0 2,987
MEDTRONIC PLC SHS G5960L103 355 3,606 SH   SOLE 0 0 0 3,606
SCIENCE APPLICATNS INTL CP N COM 808625107 353 4,383 SH   SOLE 0 0 0 4,383
ISHARES TR RUS MD CP GR ETF 464287481 349 2,577 SH   SOLE 0 0 0 2,577
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 348 7,026 SH   SOLE 0 0 0 7,026
LILLY ELI & CO COM 532457108 340 3,166 SH   SOLE 0 0 0 3,166
ISHARES TR U.S. REAL ES ETF 464287739 340 4,244 SH   SOLE 0 0 0 4,244
AT&T INC COM 00206R102 339 10,094 SH   SOLE 0 0 0 10,094
ISHARES TR MSCI EMG MKT ETF 464287234 337 7,848 SH   SOLE 0 0 0 7,848
JPMORGAN CHASE & CO COM 46625H100 336 2,978 SH   SOLE 0 0 0 2,978
PEPSICO INC COM 713448108 329 2,946 SH   SOLE 0 0 0 2,946
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 323 4,731 SH   SOLE 0 0 0 4,731
EXXON MOBIL CORP COM 30231G102 323 3,794 SH   SOLE 0 0 0 3,794
ALTRIA GROUP INC COM 02209S103 322 5,345 SH   SOLE 0 0 0 5,345
US BANCORP DEL COM NEW 902973304 320 6,051 SH   SOLE 0 0 0 6,051
TORO CO COM 891092108 288 4,800 SH   SOLE 0 0 0 4,800
PPL CORP COM 69351T106 282 9,623 SH   SOLE 0 0 0 9,623
AMGEN INC COM 031162100 273 1,316 SH   SOLE 0 0 0 1,316
INVESCO QQQ TR UNIT SER 1 46090E103 269 1,449 SH   SOLE 0 0 0 1,449
ISHARES TR RUSSELL 2000 ETF 464287655 267 1,583 SH   SOLE 0 0 0 1,583
ALPHABET INC CAP STK CL C 02079K107 266 223 SH   SOLE 0 0 0 223
MCDONALDS CORP COM 580135101 261 1,558 SH   SOLE 0 0 0 1,558
CVS HEALTH CORP COM 126650100 255 3,235 SH   SOLE 0 0 0 3,235
SCHWAB STRATEGIC TR US REIT ETF 808524847 252 6,048 SH   SOLE 0 0 0 6,048
CATERPILLAR INC DEL COM 149123101 248 1,625 SH   SOLE 0 0 0 1,625
MASTERCARD INCORPORATED CL A 57636Q104 242 1,089 SH   SOLE 0 0 0 1,089
CIGNA CORPORATION COM 125509109 239 1,147 SH   SOLE 0 0 0 1,147
DISNEY WALT CO COM DISNEY 254687106 234 2,001 SH   SOLE 0 0 0 2,001
VANGUARD INDEX FDS GROWTH ETF 922908736 223 1,383 SH   SOLE 0 0 0 1,383
WALMART INC COM 931142103 209 2,226 SH   SOLE 0 0 0 2,226
INTEL CORP COM 458140100 207 4,368 SH   SOLE 0 0 0 4,368
BAIDU INC SPON ADR REP A 056752108 205 895 SH   SOLE 0 0 0 895
BRISTOL MYERS SQUIBB CO COM 110122108 201 3,239 SH   SOLE 0 0 0 3,239
PIMCO CALIF MUN INCOME FD II COM 72200M108 162 19,387 SH   SOLE 0 0 0 19,387
SIRIUS XM HLDGS INC COM 82968B103 96 15,190 SH   SOLE 0 0 0 15,190