The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,466 6,847 SH   SOLE NONE 0 0 6,847
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 700 6,550 SH   SOLE NONE 0 0 6,550
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 954 9,383 SH   SOLE NONE 0 0 9,383
WESTERN ASSET EMRG MKT DEBT COM 95766A101 607 45,246 SH   SOLE NONE 0 0 45,246
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 318 15,810 SH   SOLE NONE 0 0 15,810
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 368 18,190 SH   SOLE NONE 0 0 18,190
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 371 17,960 SH   SOLE NONE 0 0 17,960
EXXON MOBIL CORP COM 30231G102 1,412 16,607 SH   SOLE NONE 0 0 16,607
SPDR SERIES TRUST FTSE INT GVT ETF 78464A490 237 4,500 SH   SOLE NONE 0 0 4,500
VERIZON COMMUNICATIONS INC COM 92343V104 253 4,735 SH   SOLE NONE 0 0 4,735
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 340 3,909 SH   SOLE NONE 0 0 3,909
VANGUARD STAR FD VG TL INTL STK F 921909768 1,196 22,142 SH   SOLE NONE 0 0 22,142
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 399 3,250 SH   SOLE NONE 0 0 3,250
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,082 50,781 SH   SOLE NONE 0 0 50,781
INVESCO SR INCOME TR COM 46131H107 306 71,257 SH   SOLE NONE 0 0 71,257
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 22,532 465,820 SH   SOLE NONE 0 0 465,820
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,443 23,008 SH   SOLE NONE 0 0 23,008
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 421 3,750 SH   SOLE NONE 0 0 3,750
INVESCO EXCHNG TRADED FD TR VAR RATE PFD 46138G870 2,384 95,795 SH   SOLE NONE 0 0 95,795
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,807 6,765 SH   SOLE NONE 0 0 6,765
VANGUARD INDEX FDS MID CAP ETF 922908629 505 3,075 SH   SOLE NONE 0 0 3,075
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5,503 68,206 SH   SOLE NONE 0 0 68,206
VANGUARD GROUP DIV APP ETF 921908844 1,006 9,085 SH   SOLE NONE 0 0 9,085
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,409 46,273 SH   SOLE NONE 0 0 46,273
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,267 75,492 SH   SOLE NONE 0 0 75,492
VANGUARD INDEX FDS SMALL CP ETF 922908751 890 5,474 SH   SOLE NONE 0 0 5,474
ISHARES TR MIN VOL USA ETF 46429B697 5,239 91,844 SH   SOLE NONE 0 0 91,844
MANAGED PORTFOLIO SER TORTOISE NRAM PI 56167N720 23,652 1,016,432 SH   SOLE NONE 0 0 1,016,432
TJX COS INC NEW COM 872540109 664 5,927 SH   SOLE NONE 0 0 5,927
ISHARES TR TIPS BD ETF 464287176 9,818 88,752 SH   SOLE NONE 0 0 88,752
SPDR S&P 500 ETF TR TR UNIT 78462F103 41,034 141,144 SH   SOLE NONE 0 0 141,144
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 4,713 95,176 SH   SOLE NONE 0 0 95,176
ISHARES TR PHLX SEMICND ETF 464287523 814 4,400 SH   SOLE NONE 0 0 4,400
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 208 3,041 SH   SOLE NONE 0 0 3,041
SPDR SERIES TRUST S&P DIVID ETF 78464A763 22,791 232,729 SH   SOLE NONE 0 0 232,729
ISHARES TR EAFE SML CP ETF 464288273 813 13,055 SH   SOLE NONE 0 0 13,055
SCHWAB CHARLES CORP NEW COM 808513105 349 7,098 SH   SOLE NONE 0 0 7,098
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 338 13,152 SH   SOLE NONE 0 0 13,152
ROYAL BK CDA MONTREAL QUE COM 780087102 959 11,959 SH   SOLE NONE 0 0 11,959
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 455 11,902 SH   SOLE NONE 0 0 11,902
OPPENHEIMER ETF TR S&P 500 REVENUE 68386C104 11,204 206,784 SH   SOLE NONE 0 0 206,784
OPPENHEIMER ETF TR S&P MDCP 400 REV 68386C203 859 13,674 SH   SOLE NONE 0 0 13,674
OPPENHEIMER ETF TR S&P SMALLCAP 600 68386C302 846 11,233 SH   SOLE NONE 0 0 11,233
ROSS STORES INC COM 778296103 1,013 10,219 SH   SOLE NONE 0 0 10,219
COHEN & STEERS TOTAL RETURN COM 19247R103 144 11,830 SH   SOLE NONE 0 0 11,830
INVESCO QQQ TR UNIT SER 1 46090E103 229 1,233 SH   SOLE NONE 0 0 1,233
INVESCO EXCHNG TRADED FD TR FTSE RAFI DEV 46138E743 250 5,773 SH   SOLE NONE 0 0 5,773
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 22,049 185,646 SH   SOLE NONE 0 0 185,646
PPG INDS INC COM 693506107 365 3,342 SH   SOLE NONE 0 0 3,342
PJT PARTNERS INC COM CL A 69343T107 8,554 163,398 SH   SOLE NONE 0 0 163,398
PROCTER AND GAMBLE CO COM 742718109 210 2,522 SH   SOLE NONE 0 0 2,522
PFIZER INC COM 717081103 658 14,939 SH   SOLE NONE 0 0 14,939
PEPSICO INC COM 713448108 492 4,403 SH   SOLE NONE 0 0 4,403
INVESCO EXCHNG TRADED FD TR FTSE RAFI SML 46138E735 392 12,000 SH   SOLE NONE 0 0 12,000
INVESCO EXCHNG TRADED FD TR FTSE RAFI SML 46138E735 322 9,863 SH   SOLE NONE 0 0 9,863
O REILLY AUTOMOTIVE INC NEW COM 67103H107 284 819 SH   SOLE NONE 0 0 819
ISHARES TR S&P 100 ETF 464287101 892 6,880 SH   SOLE NONE 0 0 6,880
ISHARES US ETF TR SHT MAT BD ETF 46431W507 14,733 293,583 SH   SOLE NONE 0 0 293,583
MICROSOFT CORP COM 594918104 1,763 15,417 SH   SOLE NONE 0 0 15,417
MERCK & CO INC COM 58933Y105 368 5,184 SH   SOLE NONE 0 0 5,184
GLOBAL X FDS GLB X MLP ENRG I 37950E226 1,230 92,083 SH   SOLE NONE 0 0 92,083
UBS AG JERSEY BRH ALERIAN INFRST 902641646 17,194 714,922 SH   SOLE NONE 0 0 714,922
BLACKROCK MUNIHLDGS NY QLTY COM 09255C106 127 10,685 SH   SOLE NONE 0 0 10,685
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 18,268 49,713 SH   SOLE NONE 0 0 49,713
BARINGS CORPORATE INVS COM 06759X107 273 17,800 SH   SOLE NONE 0 0 17,800
MASTERCARD INCORPORATED CL A 57636Q104 1,310 5,886 SH   SOLE NONE 0 0 5,886
CARMAX INC COM 143130102 390 5,226 SH   SOLE NONE 0 0 5,226
JPMORGAN CHASE & CO COM 46625H100 555 4,917 SH   SOLE NONE 0 0 4,917
JOHNSON & JOHNSON COM 478160104 1,096 7,933 SH   SOLE NONE 0 0 7,933
JACOBS ENGR GROUP INC DEL COM 469814107 270 3,533 SH   SOLE NONE 0 0 3,533
ISHARES TR RUS MID CAP ETF 464287499 540 2,451 SH   SOLE NONE 0 0 2,451
ISHARES TR RUSSELL 2000 ETF 464287655 5,950 35,302 SH   SOLE NONE 0 0 35,302
ISHARES TR RUS 1000 ETF 464287622 3,488 21,569 SH   SOLE NONE 0 0 21,569
ISHARES TR CORE S&P500 ETF 464287200 77,893 266,092 SH   SOLE NONE 0 0 266,092
ISHARES TR S&P 500 VAL ETF 464287408 279 2,405 SH   SOLE NONE 0 0 2,405
COHEN & STEERS GLOBAL INC BL COM 19248M103 332 35,650 SH   SOLE NONE 0 0 35,650
ISHARES TR CORE S&P SCP ETF 464287804 21,708 248,836 SH   SOLE NONE 0 0 248,836
ISHARES TR CORE S&P MCP ETF 464287507 43,040 213,820 SH   SOLE NONE 0 0 213,820
ISHARES TR INTL SEL DIV ETF 464288448 5,752 176,292 SH   SOLE NONE 0 0 176,292
HERSHEY CO COM 427866108 326 3,200 SH   SOLE NONE 0 0 3,200
HONEYWELL INTL INC COM 438516106 434 2,609 SH   SOLE NONE 0 0 2,609
ISHARES TR CORE HIGH DV ETF 46429B663 1,881 20,771 SH   SOLE NONE 0 0 20,771
HOME DEPOT INC COM 437076102 767 3,701 SH   SOLE NONE 0 0 3,701
ALPHABET INC CAP STK CL C 02079K107 897 752 SH   SOLE NONE 0 0 752
BLACKROCK FLOAT RATE OME STR COM 09255X100 696 50,436 SH   SOLE NONE 0 0 50,436
FIRST TR SR FLG RTE INCM FD COM 33733U108 920 72,316 SH   SOLE NONE 0 0 72,316
FACEBOOK INC CL A 30303M102 262 1,594 SH   SOLE NONE 0 0 1,594
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 397 8,860 SH   SOLE NONE 0 0 8,860
FIRST TR EXCHANGE TRADED FD NO AMER ENERGY 33738D101 321 13,696 SH   SOLE NONE 0 0 13,696
ISHARES TR MIN VOL EAFE ETF 46429B689 1,228 16,862 SH   SOLE NONE 0 0 16,862
ISHARES TR MSCI EAFE ETF 464287465 2,996 44,070 SH   SOLE NONE 0 0 44,070
ISHARES TR MSCI EMG MKT ETF 464287234 476 11,082 SH   SOLE NONE 0 0 11,082
ISHARES TR SELECT DIVID ETF 464287168 4,294 43,042 SH   SOLE NONE 0 0 43,042
DISNEY WALT CO COM DISNEY 254687106 410 3,510 SH   SOLE NONE 0 0 3,510
WISDOMTREE TR EMER MKT HIGH FD 97717W315 566 12,955 SH   SOLE NONE 0 0 12,955
CHEVRON CORP NEW COM 166764100 264 2,161 SH   SOLE NONE 0 0 2,161
CSX CORP COM 126408103 264 3,570 SH   SOLE NONE 0 0 3,570
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 494 37,240 SH   SOLE NONE 0 0 37,240
CITIZENS FINL GROUP INC COM 174610105 3,086 80,000 SH   SOLE NONE 0 0 80,000
CREDIT ACCEP CORP MICH COM 225310101 386 882 SH   SOLE NONE 0 0 882
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 202 2,595 SH   SOLE NONE 0 0 2,595
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 249 11,991 SH   SOLE NONE 0 0 11,991
AMAZON COM INC COM 023135106 1,062 530 SH   SOLE NONE 0 0 530
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 23,482 855,144 SH   SOLE NONE 0 0 855,144
ABBVIE INC COM 00287Y109 349 3,685 SH   SOLE NONE 0 0 3,685
APPLE INC COM 037833100 9,453 41,877 SH   SOLE NONE 0 0 41,877