The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES INC MSCI JPN ETF NEW 46434G822 1,527 25,355 SH   SOLE N/A 25,355 0 0
ISHARES INC MSCI MEXICO ETF 464286822 345 6,743 SH   SOLE N/A 6,743 0 0
ISHARES TR 20 YR TR BD ETF 464287432 3,030 25,837 SH   SOLE N/A 25,837 0 0
ISHARES TR CORE MSCI EURO 46434V738 430 8,969 SH   SOLE N/A 8,969 0 0
ISHARES TR CORE S&P500 ETF 464287200 7,313 24,983 SH   SOLE N/A 24,983 0 0
ISHARES TR CORE US AGGBD ET 464287226 4,263 40,401 SH   SOLE N/A 40,401 0 0
ISHARES TR IBOXX HI YD ETF 464288513 5,961 68,964 SH   SOLE N/A 68,964 0 0
ISHARES TR MSCI INDIA ETF 46429B598 324 9,976 SH   SOLE N/A 9,976 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 4,932 29,260 SH   SOLE N/A 29,260 0 0
ISHARES TR S&P MC 400GR ETF 464287606 1,459 6,264 SH   SOLE N/A 6,264 0 0
ISHARES TR TIPS BD ETF 464287176 4,343 39,259 SH   SOLE N/A 39,259 0 0
ISHARES TR U.S. REAL ES ETF 464287739 2,388 29,845 SH   SOLE N/A 29,845 0 0
ISHARES US ETF TR SHT MAT BD ETF 46431W507 1,762 35,105 SH   SOLE N/A 35,105 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 24,343 451,122 SH   SOLE N/A 451,122 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,491 85,158 SH   SOLE N/A 85,158 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,869 66,295 SH   SOLE N/A 66,295 0 0