The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 29 150 SH   SOLE   150 0 0
ABBOTT LABORATORIES CMN COM 002824100 7,953 109,947 SH   SOLE   109,947 0 0
ABBVIE INC COM 00287Y109 10,109 109,654 SH   SOLE   109,654 0 0
ADOBE INC CMN COM 00724F101 0 2 SH   SOLE   2 0 0
AEROJET ROCKETDYNE HOLDINGS IN COM 007800105 21 600 SH   SOLE   600 0 0
ALLIANCEBERNSTEIN HOLDING LP U COM 01881G106 123 4,504 SH   SOLE   4,504 0 0
ALLSTATE CORPORATION COMMON ST COM 020002101 0 2 SH   SOLE   2 0 0
ALPHABET INC. CMN CLASS C COM 02079K107 2 2 SH   SOLE   2 0 0
ALTRIA GROUP INC COM 02209S103 0 10 SH   SOLE   10 0 0
AMC NETWORKS INC CL A COM 00164V103 58 1,052 SH   SOLE   1,052 0 0
AMERICAN ELECTRIC POWER INC CM COM 025537101 2 26 SH   SOLE   26 0 0
AMERICAN EXPRESS CO. CMN COM 025816109 119 1,250 SH   SOLE   1,250 0 0
AMGEN INC. CMN COM 031162100 1 5 SH   SOLE   5 0 0
ANTHEM INC COM 036752103 2 6 SH   SOLE   6 0 0
APPLE INC. CMN COM 037833100 173 1,100 SH   SOLE   1,100 0 0
AT&T INC. CMN COM 00206R102 1 18 SH   SOLE   18 0 0
BANK NEW YORK MELLON COM COM 064058100 193 4,095 SH   SOLE   4,095 0 0
BANK OF AMERICA CORP CMN COM 060505104 3 106 SH   SOLE   106 0 0
BASSETT FURNITURE INDS INC COM COM 070203104 18 900 SH   SOLE   900 0 0
BECTON DICKINSON & CO CMN COM 075887109 127 565 SH   SOLE   565 0 0
BERKLEY W R CORP COM COM 084423102 37 500 SH   SOLE   500 0 0
BERKSHIRE HATHAWAY INC. CLASS COM 084670702 384 1,882 SH   SOLE   1,882 0 0
BIOGEN INC. CMN COM 09062X103 1 2 SH   SOLE   2 0 0
BLACK HILLS CORP COM COM 092113109 31 492 SH   SOLE   492 0 0
BOEING COMPANY CMN COM 097023105 358 1,109 SH   SOLE   1,109 0 0
BOSTON SCIENTIFIC CORP. COMMON COM 101137107 150 4,245 SH   SOLE   4,245 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 31 600 SH   SOLE   600 0 0
BROWN FORMAN CORP CL A COM 115637100 32 682 SH   SOLE   682 0 0
BROWN FORMAN CORP CL B COM 115637209 8 170 SH   SOLE   170 0 0
CAMPBELL SOUP CO CMN COM 134429109 46 1,400 SH   SOLE   1,400 0 0
CATERPILLAR INC (DELAWARE) CMN COM 149123101 76 595 SH   SOLE   595 0 0
CBRE GROUP INC CMN COM 12504L109 0 9 SH   SOLE   9 0 0
CDW CORP / DE COM 12514G108 0 6 SH   SOLE   6 0 0
CHARTER COMMUNICATIONS, INC. C COM 16119P108 5 18 SH   SOLE   18 0 0
CHEVRON CORPORATION CMN COM 166764100 1 6 SH   SOLE   6 0 0
CISCO SYSTEMS, INC. CMN COM 17275R102 1 30 SH   SOLE   30 0 0
CITIGROUP INC. CMN COM 172967424 0 8 SH   SOLE   8 0 0
CME GROUP INC. CMN CLASS A COM 12572Q105 2 9 SH   SOLE   9 0 0
CNX RESOURCES CORPORATION COM 12653C108 37 3,235 SH   SOLE   3,235 0 0
COCA-COLA COMPANY (THE) CMN COM 191216100 139 2,927 SH   SOLE   2,927 0 0
COGNIZANT TECH SOLUTNS CL A COM 192446102 0 4 SH   SOLE   4 0 0
COHEN & STEERS INC COM COM 19247A100 103 3,000 SH   SOLE   3,000 0 0
COMCAST CORPORATION CMN CLASS COM 20030N101 2 54 SH   SOLE   54 0 0
CONAGRA BRANDS INC CMN COM 205887102 0 17 SH   SOLE   17 0 0
CONSOL ENERGY INC. COM 20854L108 13 403 SH   SOLE   403 0 0
CONSTELLATION BRANDS INC CMN C COM 21036P108 0 2 SH   SOLE   2 0 0
COSTCO WHOLESALE CORPORATION C COM 22160K105 1 6 SH   SOLE   6 0 0
CRANE CO (DELAWARE) CMN COM 224399105 123 1,700 SH   SOLE   1,700 0 0
CROWN CASTLE INTL CORP COMMON COM 22822V101 1 8 SH   SOLE   8 0 0
CUBESMART CMN COM 229663109 0 16 SH   SOLE   16 0 0
CURTISS WRIGHT CORP COM COM 231561101 120 1,175 SH   SOLE   1,175 0 0
CUSTOMERS BANCORP INC COM 23204G100 105 5,776 SH   SOLE   5,776 0 0
CVS HEALTH CORP CMN COM 126650100 147 2,236 SH   SOLE   2,236 0 0
DANA HOLDING CORP COM COM 235825205 33 2,400 SH   SOLE   2,400 0 0
DELTA AIR LINES, INC. CMN COM 247361702 1 16 SH   SOLE   16 0 0
DIAGEO PLC SPON ADR (NEW) SPON COM 25243Q205 60 425 SH   SOLE   425 0 0
DISCOVERY COMMUN NEW COM SER A COM 25470F104 49 2,000 SH   SOLE   2,000 0 0
DISH NETWORK CORPORATION CMN C COM 25470M109 39 1,565 SH   SOLE   1,565 0 0
DOLLAR TREE INC COM COM 256746108 1 6 SH   SOLE   6 0 0
EATON CORP PLC CMN COM G29183103 550 8,016 SH   SOLE   8,016 0 0
EBAY INC. CMN COM 278642103 0 4 SH   SOLE   4 0 0
EDISON INTERNATIONAL COM 281020107 0 5 SH   SOLE   5 0 0
EDWARDS LIFESCIENCES COM COM 28176E108 1 4 SH   SOLE   4 0 0
EL PASO ELEC CO COM NEW COM 283677854 30 600 SH   SOLE   600 0 0
ENERGIZER HOLDINGS INC NEW COM 29272W109 12 270 SH   SOLE   270 0 0
EOG RESOURCES INC CMN COM 26875P101 1 10 SH   SOLE   10 0 0
EVEREST RE GROUP LTD CMN COM G3223R108 1 3 SH   SOLE   3 0 0
EXXON MOBIL CORPORATION CMN COM 30231G102 1 10 SH   SOLE   10 0 0
FACEBOOK, INC. CMN CLASS A COM 30303M102 2 14 SH   SOLE   14 0 0
FIDELITY NATIONAL FINANCIAL IN COM 31620R303 0 13 SH   SOLE   13 0 0
FIDELITY NATL INFO SVC COM COM 31620M106 0 2 SH   SOLE   2 0 0
FISERV INC COM COM 337738108 0 1 SH   SOLE   1 0 0
FOMENTO ECONOMICO MEXICANO SAB COM 344419106 17 200 SH   SOLE   200 0 0
FORTUNE BRANDS HOME & COM COM 34964C106 63 1,650 SH   SOLE   1,650 0 0
GENUINE PARTS CO COM COM 372460105 312 3,250 SH   SOLE   3,250 0 0
GILEAD SCIENCES CMN COM 375558103 1 8 SH   SOLE   8 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 0 2 SH   SOLE   2 0 0
GRIFFON CORP COM COM 398433102 1 50 SH   SOLE   50 0 0
HALOZYME THERAPEUTICS COM COM 40637H109 1 50 SH   SOLE   50 0 0
HARRIS CORP DEL COM COM 413875105 40 300 SH   SOLE   300 0 0
HONEYWELL INTL INC CMN COM 438516106 1 10 SH   SOLE   10 0 0
HP Inc. COM 40434L105 1 39 SH   SOLE   39 0 0
HUNTINGTON INGALLS IND COM COM 446413106 1 3 SH   SOLE   3 0 0
INTEL CORPORATION CMN COM 458140100 1 26 SH   SOLE   26 0 0
INTERNATIONAL FLAV&FRA COM COM 459506101 43 320 SH   SOLE   320 0 0
INTERPUBLIC GROUP COS COM COM 460690100 46 2,250 SH   SOLE   2,250 0 0
INTL BUSINESS MACHINES CORP CM COM 459200101 45 400 SH   SOLE   400 0 0
ITT INC COM 45073V108 34 714 SH   SOLE   714 0 0
JOHNSON & JOHNSON CMN COM 478160104 645 5,001 SH   SOLE   5,001 0 0
JPMORGAN CHASE & CO CMN COM 46625H100 69 707 SH   SOLE   707 0 0
KAMAN CORP COM COM 483548103 81 1,450 SH   SOLE   1,450 0 0
KELLOGG CO COM COM 487836108 51 900 SH   SOLE   900 0 0
LYONDELLBASELL INDUSTRIES N.V. COM N53745100 0 3 SH   SOLE   3 0 0
M&T BANK CORPORATION CMN COM 55261F104 115 800 SH   SOLE   800 0 0
MACY'S INC. CMN COM 55616P104 82 2,762 SH   SOLE   2,762 0 0
MADISON SQUARE GARDEN CO NEW C COM 55825T103 145 543 SH   SOLE   543 0 0
MAGNA INTL INC CL A COM 559222401 0 9 SH   SOLE   9 0 0
MARATHON PETROLEUM CORPORATION COM 56585A102 1 12 SH   SOLE   12 0 0
MASTERCARD INCORPORATED CMN CL COM 57636Q104 156 825 SH   SOLE   825 0 0
MC DONALDS CORP CMN COM 580135101 1 4 SH   SOLE   4 0 0
MEDTRONIC PUBLIC LIMITED COMPA COM G5960L103 1 6 SH   SOLE   6 0 0
MERCK & CO., INC. CMN COM 58933Y105 1 13 SH   SOLE   13 0 0
MICROSOFT CORPORATION CMN COM 594918104 2 16 SH   SOLE   16 0 0
MID-AMERICA APT CMNTYS INC CMN COM 59522J103 1 9 SH   SOLE   9 0 0
MODELEZ INTERNATIONAL INC COM 609207105 45 1,115 SH   SOLE   1,115 0 0
MORGAN STANLEY CMN COM 617446448 143 3,605 SH   SOLE   3,605 0 0
MSG NETWORK INC CL A COM 553573106 37 1,557 SH   SOLE   1,557 0 0
MYERS INDS INC COM COM 628464109 17 1,137 SH   SOLE   1,137 0 0
NATIONAL FUEL GAS N J COM COM 636180101 75 1,465 SH   SOLE   1,465 0 0
NATIONAL OILWELL VARCO INC COM 637071101 0 8 SH   SOLE   8 0 0
NAVISTAR INTL CORP (NEW) CMN COM 63934E108 91 3,500 SH   SOLE   3,500 0 0
NEW RESIDENTIAL INVESTMENT COR COM 64828T201 14 1,000 SH   SOLE   1,000 0 0
NEWMONT MINING CORPORATION CMN COM 651639106 73 2,100 SH   SOLE   2,100 0 0
NIKE CLASS-B CMN CLASS B COM 654106103 1 20 SH   SOLE   20 0 0
NISOURCE INC COM COM 65473P105 1 22 SH   SOLE   22 0 0
NOKIA CORP SPON ADR SPONSORED COM 654902204 0 54 SH   SOLE   54 0 0
NORFOLK SOUTHERN CORP COM 655844108 1 6 SH   SOLE   6 0 0
NORTHERN TRUST CORP CMN COM 665859104 118 1,407 SH   SOLE   1,407 0 0
NORTHROP GRUMMAN CORP CMN COM 666807102 1 4 SH   SOLE   4 0 0
NOVARTIS AG-ADR SPONSORED ADR COM 66987V109 43 500 SH   SOLE   500 0 0
ONEOK INC CMN COM 682680103 11 203 SH   SOLE   203 0 0
ORACLE CORPORATION CMN COM 68389X105 1 32 SH   SOLE   32 0 0
PEPSICO, INC. CMN COM 713448108 1 12 SH   SOLE   12 0 0
PFIZER INC. CMN COM 717081103 2 46 SH   SOLE   46 0 0
PNC FINANCIAL SERVICES GROUP C COM 693475105 216 1,850 SH   SOLE   1,850 0 0
POST HOLDINGS INC COM 737446104 116 1,300 SH   SOLE   1,300 0 0
PPL CORPORATION CMN COM 69351T106 1 50 SH   SOLE   50 0 0
PROCTER & GAMBLE COMPANY (THE) COM 742718109 1 13 SH   SOLE   13 0 0
RANGE RESOURCES CORPORATION CM COM 75281A109 0 50 SH   SOLE   50 0 0
RAYTHEON COMPANY CMN COM 755111507 0 3 SH   SOLE   3 0 0
ROSS STORES INC COM 778296103 1 12 SH   SOLE   12 0 0
RPC INC COM COM 749660106 16 1,619 SH   SOLE   1,619 0 0
RYMAN HOSPITALITY PPTYS INC CO COM 78377T107 181 2,715 SH   SOLE   2,715 0 0
S & T BANCORP INC COM COM 783859101 1,542 40,748 SH   SOLE   40,748 0 0
S&P GLOBAL INC. CMN COM 78409V104 0 2 SH   SOLE   2 0 0
SCRIPPS E W CO OHIO CL A NEW COM 811054402 20 1,241 SH   SOLE   1,241 0 0
SONY CORPORATION ADR CMN COM 835699307 386 8,000 SH   SOLE   8,000 0 0
STARBUCKS CORP. CMN COM 855244109 0 2 SH   SOLE   2 0 0
STATE STREET CORPORATION (NEW) COM 857477103 114 1,815 SH   SOLE   1,815 0 0
SUN COMMUNITIES INC COM COM 866674104 1 8 SH   SOLE   8 0 0
SYNCHRONY FINL COM COM 87165B103 0 15 SH   SOLE   15 0 0
T-MOBILE US, INC. CMN COM 872590104 1 10 SH   SOLE   10 0 0
TCG BDC INC COM 872280102 13,781 1,111,373 SH   SOLE   1,111,373 0 0
TELEPHONE AND DATA SYSTEMS INC COM 879433829 32 989 SH   SOLE   989 0 0
TENNECO INC COM COM 880349105 13 487 SH   SOLE   487 0 0
TEXAS INSTRUMENTS INC. CMN COM 882508104 241 2,546 SH   SOLE   2,546 0 0
TEXTRON INC.DEL. CMN COM 883203101 170 3,700 SH   SOLE   3,700 0 0
THE HOME DEPOT, INC. CMN COM 437076102 45 262 SH   SOLE   262 0 0
THE PROGRESSIVE CORPORATION CM COM 743315103 1 24 SH   SOLE   24 0 0
TJX COMPANIES INC (NEW) CMN COM 872540109 1 32 SH   SOLE   32 0 0
TOTAL SYS SVCS INC COM COM 891906109 0 4 SH   SOLE   4 0 0
TREDEGAR CORP COM COM 894650100 25 1,600 SH   SOLE   1,600 0 0
TWENTY FIRST CENTURY FOX INC COM 90130A200 158 3,300 SH   SOLE   3,300 0 0
TWIN DISC INC COM 901476101 16 1,100 SH   SOLE   1,100 0 0
UNITED STATES CELLULAR COM COM 911684108 19 375 SH   SOLE   375 0 0
UNITEDHEALTH GROUP INCORPORATE COM 91324P102 2 7 SH   SOLE   7 0 0
US FOODS HOLDING CORP COM 912008109 0 10 SH   SOLE   10 0 0
VERIZON COMMUNICATIONS, INC. C COM 92343V104 1 20 SH   SOLE   20 0 0
VIACOM INC CMN CLASS B COM 92553P201 1 50 SH   SOLE   50 0 0
VIACOM INC NEW CL A COM 92553P102 17 600 SH   SOLE   600 0 0
VISA INC. CMN CLASS A COM 92826C839 1 8 SH   SOLE   8 0 0
WALMART INC CMN COM 931142103 1 10 SH   SOLE   10 0 0
WALT DISNEY COMPANY (THE) CMN COM 254687106 1 10 SH   SOLE   10 0 0
WELLS FARGO & CO (NEW) CMN COM 949746101 100 2,168 SH   SOLE   2,168 0 0
WHITING PETE CORP NEW COM COM 966387409 12 543 SH   SOLE   543 0 0
XEROX CORP COM NEW COM 984121608 0 8 SH   SOLE   8 0 0
XILINX INCORPORATED CMN COM 983919101 1 12 SH   SOLE   12 0 0
XYLEM INC COM 98419M100 163 2,450 SH   SOLE   2,450 0 0
ZOESTIS INC COM 98978V103 1 10 SH   SOLE   10 0 0
GLOBAL X MSCI NORWAY ETF 37950E747 424 36,786 SH   SOLE   36,786 0 0
ISHARES COMEX GOLD TRUST ETF 464285105 10,938 890,000 SH   SOLE   890,000 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 8,242 32,756 SH   SOLE   32,756 0 0
ISHARES INC MSCI ITL ETF NEW ETF 46434G830 11 469 SH   SOLE   469 0 0
ISHARES MSCI ACWI ETF ETF 464288257 147,386 2,297,163 SH   SOLE   2,297,163 0 0
ISHARES MSCI ACWI EX US ETF 464288240 5,562 132,540 SH   SOLE   132,540 0 0
ISHARES MSCI CANADA ETF ETF 464286509 2,942 122,784 SH   SOLE   122,784 0 0
ISHARES MSCI EAFE ETF ETF 464287465 6,165 104,880 SH   SOLE   104,880 0 0
ISHARES MSCI EMERGING MARKETS ETF 464287234 2,756 70,550 SH   SOLE   70,550 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 3 19 SH   SOLE   19 0 0
ISHARES TR RUSSELL MIDCAP ETF 464287499 248 5,340 SH   SOLE   5,340 0 0
ISHARES TR RUSSELL1000GRW ETF 464287614 983 7,509 SH   SOLE   7,509 0 0
ISHARES TR RUSSELL1000VAL ETF 464287598 1,287 11,593 SH   SOLE   11,593 0 0
ISHARES TR S&P500 GRW ETF 464287309 411 2,725 SH   SOLE   2,725 0 0
ISHARES US PREFERRED STOCK ETF ETF 464288687 7,135 208,436 SH   SOLE   208,436 0 0
JOHN HANCOCK MULTIFACTOR UTILI ETF 47804J867 1 37 SH   SOLE   37 0 0
JP MORGAN ALERIAN MLP ETF 46625H365 10,420 466,834 SH   SOLE   466,834 0 0
MFC ISHARES TR CORE S&P SMALL- ETF 464287804 440 6,348 SH   SOLE   6,348 0 0
SECTOR SPDR TR SBI INT-UTILS ETF 81369Y886 2 39 SH   SOLE   39 0 0
SPDR GOLD TRUST ETF ETF 78463V107 18 150 SH   SOLE   150 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103 89,755 359,134 SH   SOLE   359,134 0 0
SPDR SOLACTIVE CANADA ETF ETF 78463X376 828 16,675 SH   SOLE   16,675 0 0
VANECK VECTORS ETF TR ETF 92189F692 1 13 SH   SOLE   13 0 0
VANGUARD DIVIDEND APPRECIATION ETF 921908844 282 2,882 SH   SOLE   2,882 0 0
VANGUARD FTSE ALL WO X-US SC ETF 922042718 14,681 155,052 SH   SOLE   155,052 0 0
VANGUARD FTSE DEVELOPED MARKET ETF 921943858 6,324 170,455 SH   SOLE   170,455 0 0
VANGUARD FTSE EMERGING MARKETS ETF 922042858 726 19,053 SH   SOLE   19,053 0 0
VANGUARD INDEX FDS STK MRK ETF ETF 922908769 113,749 891,241 SH   SOLE   891,241 0 0
VANGUARD REIT ETF ETF 922908553 39,970 536,007 SH   SOLE   536,007 0 0
VANGUARD S&P 500 ETF ETF 922908363 28,612 124,499 SH   SOLE   124,499 0 0
VANGUARD TOTAL INTERNATIONAL S ETF 921909768 203,953 4,319,212 SH   SOLE   4,319,212 0 0
VICTORYSHARES US 500 VOLATILIT ETF 92647N766 0 3 SH   SOLE   3 0 0
VICTORYSHARES US EQ INCOME ENH ETF 92647N824 0 8 SH   SOLE   8 0 0
ALTABA INC CLOSED-END FUNDS 021346101 124 2,140 SH   SOLE   2,140 0 0
TORTOISE MLP FUND INC CLOSED-END FUNDS 89148B101 5,808 474,111 SH   SOLE   474,111 0 0