The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALEXANDRIA REAL ESTATE EQ IN COM 015271109 261 2,267 SH   SOLE   2,267 0 0
ALLETE INC COM NEW 018522300 1,206 15,825 SH   SOLE   15,825 0 0
ALLIANT ENERGY CORP COM 018802108 1,041 24,638 SH   SOLE   24,638 0 0
ALPHABET INC CAP STK CL C 02079K107 2,104 2,032 SH   SOLE   2,032 0 0
ALPHABET INC CAP STK CL A 02079K305 2,013 1,926 SH   SOLE   1,926 0 0
AMEREN CORP COM 023608102 1,328 20,357 SH   SOLE   20,357 0 0
AMERICAN ELEC PWR INC COM 025537101 1,077 14,413 SH   SOLE   14,413 0 0
APPLE INC COM 037833100 4,592 29,111 SH   SOLE   29,111 0 0
AT&T INC COM 00206R102 240 8,405 SH   SOLE   8,405 0 0
AVALONBAY CMNTYS INC COM 053484101 517 2,971 SH   SOLE   2,971 0 0
AVISTA CORP COM 05379B107 1,164 27,406 SH   SOLE   27,406 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 306 1 SH   SOLE   1 0 0
BOEING CO COM 097023105 433 1,343 SH   SOLE   1,343 0 0
BOSTON PROPERTIES INC COM 101121101 374 3,320 SH   SOLE   3,320 0 0
CALIFORNIA WTR SVC GROUP COM 130788102 1,493 31,325 SH   SOLE   31,325 0 0
CAPSTAR FINL HLDGS INC COM 14070T102 147 10,000 SH   SOLE   10,000 0 0
CATERPILLAR INC DEL COM 149123101 207 1,627 SH   SOLE   1,627 0 0
CHEVRON CORP NEW COM 166764100 13,440 123,539 SH   SOLE   123,539 0 0
CIGNA CORP NEW COM 125523100 396 2,083 SH   SOLE   2,083 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 334 2,354 SH   SOLE   2,354 0 0
DIGITAL RLTY TR INC COM 253868103 472 4,430 SH   SOLE   4,430 0 0
DISNEY WALT CO COM DISNEY 254687106 234 2,130 SH   SOLE   2,130 0 0
DOWDUPONT INC COM 26078J100 205 3,842 SH   SOLE   3,842 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,238 14,343 SH   SOLE   14,343 0 0
EL PASO ELEC CO COM NEW 283677854 865 17,259 SH   SOLE   17,259 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 523 7,917 SH   SOLE   7,917 0 0
ESSEX PPTY TR INC COM 297178105 348 1,419 SH   SOLE   1,419 0 0
EVERGY INC COM 30034W106 1,500 26,430 SH   SOLE   26,430 0 0
EVERSOURCE ENERGY COM 30040W108 1,238 19,035 SH   SOLE   19,035 0 0
EXTRA SPACE STORAGE INC COM 30225T102 286 3,163 SH   SOLE   3,163 0 0
EXXON MOBIL CORP COM 30231G102 16,869 247,383 SH   SOLE   247,383 0 0
GENERAL ELECTRIC CO COM 369604103 604 79,803 SH   SOLE   79,803 0 0
HAWAIIAN ELEC INDUSTRIES COM 419870100 1,111 30,325 SH   SOLE   30,325 0 0
HOME DEPOT INC COM 437076102 564 3,282 SH   SOLE   3,282 0 0
HOST HOTELS & RESORTS INC COM 44107P104 281 16,863 SH   SOLE   16,863 0 0
IDACORP INC COM 451107106 949 10,196 SH   SOLE   10,196 0 0
INTEL CORP COM 458140100 469 9,995 SH   SOLE   9,995 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 14,991 131,878 SH   SOLE   131,878 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 251 525 SH   SOLE   525 0 0
ISHARES GOLD TRUST ISHARES 464285105 30,787 2,505,038 SH   SOLE   2,505,038 0 0
ISHARES TR TIPS BD ETF 464287176 814 7,435 SH   SOLE   7,435 0 0
ISHARES TR CORE S&P500 ETF 464287200 477 1,897 SH   SOLE   1,897 0 0
ISHARES TR CORE US AGGBD ET 464287226 452 4,242 SH   SOLE   4,242 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 518 13,272 SH   SOLE   13,272 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,168 7,751 SH   SOLE   7,751 0 0
ISHARES TR S&P 500 VAL ETF 464287408 587 5,799 SH   SOLE   5,799 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 10,554 126,212 SH   SOLE   126,212 0 0
ISHARES TR MSCI EAFE ETF 464287465 247 4,195 SH   SOLE   4,195 0 0
ISHARES TR RUS MID CAP ETF 464287499 846 18,196 SH   SOLE   18,196 0 0
ISHARES TR COHEN STEER REIT 464287564 325 3,398 SH   SOLE   3,398 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 284 2,560 SH   SOLE   2,560 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,205 9,208 SH   SOLE   9,208 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 458 3,417 SH   SOLE   3,417 0 0
ISHARES TR SP SMCP600VL ETF 464287879 746 5,658 SH   SOLE   5,658 0 0
ISHARES TR SHORT TREAS BD 464288679 651 5,898 SH   SOLE   5,898 0 0
ISHARES TR MICRO-CAP ETF 464288869 558 6,765 SH   SOLE   6,765 0 0
JPMORGAN CHASE & CO COM 46625H100 389 3,985 SH   SOLE   3,985 0 0
KRAFT HEINZ CO COM 500754106 589 13,692 SH   SOLE   13,692 0 0
LILLY ELI & CO COM 532457108 336 2,900 SH   SOLE   2,900 0 0
MASTERCARD INCORPORATED CL A 57636Q104 432 2,288 SH   SOLE   2,288 0 0
MCDONALDS CORP COM 580135101 585 3,297 SH   SOLE   3,297 0 0
MONDELEZ INTL INC CL A 609207105 1,674 41,826 SH   SOLE   41,826 0 0
NEW JERSEY RES COM 646025106 1,020 22,325 SH   SOLE   22,325 0 0
NEXTERA ENERGY INC COM 65339F101 393 2,260 SH   SOLE   2,260 0 0
NIKE INC CL B 654106103 334 4,505 SH   SOLE   4,505 0 0
PEPSICO INC COM 713448108 899 8,134 SH   SOLE   8,134 0 0
PFIZER INC COM 717081103 9,821 224,987 SH   SOLE   224,987 0 0
PG&E CORP COM 69331C108 311 13,104 SH   SOLE   13,104 0 0
PINNACLE WEST CAP CORP COM 723484101 1,088 12,766 SH   SOLE   12,766 0 0
PNM RES INC COM 69349H107 981 23,881 SH   SOLE   23,881 0 0
PROCTER AND GAMBLE CO COM 742718109 2,169 23,601 SH   SOLE   23,601 0 0
PROLOGIS INC COM 74340W103 824 14,037 SH   SOLE   14,037 0 0
PUBLIC STORAGE COM 74460D109 652 3,221 SH   SOLE   3,221 0 0
REALTY INCOME CORP COM 756109104 393 6,237 SH   SOLE   6,237 0 0
REGENCY CTRS CORP COM 758849103 213 3,625 SH   SOLE   3,625 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 866 14,510 SH   SOLE   14,510 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,017 20,640 SH   SOLE   20,640 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,703 28,060 SH   SOLE   28,060 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 993 42,201 SH   SOLE   42,201 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,189 41,948 SH   SOLE   41,948 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 459 8,677 SH   SOLE   8,677 0 0
SIMON PPTY GROUP INC NEW COM 828806109 788 4,691 SH   SOLE   4,691 0 0
SOUTHERN CO COM 842587107 976 22,228 SH   SOLE   22,228 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 970 8,002 SH   SOLE   8,002 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 542 16,735 SH   SOLE   16,735 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 730 27,590 SH   SOLE   27,590 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,020 20,086 SH   SOLE   20,086 0 0
SPDR SER TR PORTFOLIO SM ETF 78468R853 1,092 41,444 SH   SOLE   41,444 0 0
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 752 13,965 SH   SOLE   13,965 0 0
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 243 8,310 SH   SOLE   8,310 0 0
TE CONNECTIVITY LTD REG SHS H84989104 242 3,205 SH   SOLE   3,205 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 3,556 45,265 SH   SOLE   45,265 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,536 19,393 SH   SOLE   19,393 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,299 23,949 SH   SOLE   23,949 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,829 37,938 SH   SOLE   37,938 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 7,588 66,530 SH   SOLE   66,530 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 411 2,971 SH   SOLE   2,971 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 22,404 166,780 SH   SOLE   166,780 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 9,952 101,605 SH   SOLE   101,605 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,663 12,601 SH   SOLE   12,601 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,650 20,763 SH   SOLE   20,763 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 531 10,138 SH   SOLE   10,138 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,014 15,493 SH   SOLE   15,493 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,581 146,480 SH   SOLE   146,480 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 251 3,947 SH   SOLE   3,947 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 461 5,568 SH   SOLE   5,568 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 7,227 194,797 SH   SOLE   194,797 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873 5,768 66,395 SH   SOLE   66,395 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 4,996 42,396 SH   SOLE   42,396 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 26,520 471,718 SH   SOLE   471,718 0 0
VISA INC COM CL A 92826C839 283 2,148 SH   SOLE   2,148 0 0
VORNADO RLTY TR SH BEN INT 929042109 231 3,723 SH   SOLE   3,723 0 0
WEC ENERGY GROUP INC COM 92939U106 1,058 15,279 SH   SOLE   15,279 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E204 5,946 463,832 SH   SOLE   463,832 0 0