The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P 500 ETF TR UNIT 78462F103 92,548 368,317 SH   SOLE NONE 368,317 0 0
Vanguard Emrg.MKTS.ETF FTSE EMR MKT ETF 922042858 46,511 1,220,624 SH   SOLE NONE 1,220,624 0 0
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835 44,281 558,933 SH   SOLE NONE 558,933 0 0
Vanguard Short-Term Corp. Bond ETF SHRT TRM CORP BD 92206C409 43,577 559,124 SH   SOLE NONE 559,124 0 0
Vanguard European ETF FTSE EUROPE ETF 922042874 40,795 839,237 SH   SOLE NONE 839,237 0 0
Vanguard Pacific ETF FTSE PACIFIC ETF 922042866 35,834 590,898 SH   SOLE NONE 590,898 0 0
iShares Barclays TIPS BD.FD. TIPS BD ETF 464287176 21,269 194,223 SH   SOLE NONE 194,223 0 0
WisdomTree Floating Rate Treasury ETF FLOATNG RAT TREA 97717X628 16,259 648,300 SH   SOLE NONE 648,300 0 0
WisdomTree Europe Hedged Equity ETF EUROPE HEDGED EQ 97717X701 15,998 283,460 SH   SOLE NONE 283,460 0 0
T Rowe Price Group Inc. COM 74144T108 12,786 138,500 SH   SOLE NONE 138,500 0 0
SPDR S&P Midcap 400 ETF UTSER1 S&PDCRP 78467Y107 12,312 40,446 SH   SOLE NONE 40,446 0 0
SPDR Nuveen Blmbg Barclays ST MunBd ETF NUVEEN BLMBRG SR 78468R739 11,257 234,231 SH   SOLE NONE 234,231 0 0
iShares Core MSCI Emerging Markets ETF CORE MSCI EMKT 46434G103 11,102 235,475 SH   SOLE NONE 235,475 0 0
iShares TST.S&P Midcap 400 CORE S&P MCP ETF 464287507 10,833 65,254 SH   SOLE NONE 65,254 0 0
iShares MSCI Canada ETF MSCI CDA ETF 464286509 10,449 436,135 SH   SOLE NONE 436,135 0 0
iShares Trust Core CORE MSCI EURO 46434V738 8,739 211,451 SH   SOLE NONE 211,451 0 0
Global X MLP & Energy Infrastructure ETF GLB X MLP ENRG I 37950E226 8,564 782,057 SH   SOLE NONE 782,057 0 0
Energy Select Sector SPDR ETF ENERGY 81369Y506 6,619 115,445 SH   SOLE NONE 115,445 0 0
Vanguard Sector (index FDS Vanguard Energy Vipers) ENERGY ETF 92204A306 6,512 84,460 SH   SOLE NONE 84,460 0 0
WisdomTree Japan Hedged Equity ETF JAPN HEDGE EQT 97717W851 6,223 134,148 SH   SOLE NONE 134,148 0 0
Vaneck Vectors ETF (TR Amt Free Int Etf) AMT FREE INT ETF 92189H201 5,798 122,148 SH   SOLE NONE 122,148 0 0
Apple Inc. COM 037833100 5,386 34,149 SH   SOLE NONE 34,149 0 0
iShares TST.Russell 2000 Idx.FD. RUSSELL 2000 ETF 464287655 5,250 39,211 SH   SOLE NONE 39,211 0 0
United States Commodity Index Fund COMM IDX FND 911717106 4,960 132,184 SH   SOLE NONE 132,184 0 0
iShares S&P Nat.Mun.BD. Fund NATIONAL MUN ETF 464288414 4,499 41,265 SH   SOLE NONE 41,265 0 0
Vanguard S&P 500 ETF S&P 500 ETF SHS 922908363 4,207 18,310 SH   SOLE NONE 18,310 0 0
SPDR DB Int'l Government Inflation-Protected Bond ETF FTSE INT GVT ETF 78464A490 3,905 75,063 SH   SOLE NONE 75,063 0 0
iShares Barclays Agg.BF. CORE US AGGBD ET 464287226 3,816 35,839 SH   SOLE NONE 35,839 0 0
MFC Vaneck Vectors ETF TR JR Gold Minersetf JR GOLD MINERS E 92189F791 3,803 125,850 SH   SOLE NONE 125,850 0 0
iShares iBoxx $ Investment Grade Corporate Bond ETF IBOXX INV CP ETF 464287242 3,602 31,932 SH   SOLE NONE 31,932 0 0
Vanguard REIT ETF REAL ESTATE ETF 922908553 3,202 42,955 SH   SOLE NONE 42,955 0 0
Vanguard Whitehall EMERG MKT BD ETF 921946885 3,058 41,030 SH   SOLE NONE 41,030 0 0
iShares Trust (ishares Core Msci) CORE MSCI PAC 46434V696 3,032 59,906 SH   SOLE NONE 59,906 0 0
Amazon.Com COM 023135106 2,861 1,905 SH   SOLE NONE 1,905 0 0
Vaneck Vectors ETF TR Gold Miners ETF GOLD MINERS ETF 92189F106 2,798 132,803 SH   SOLE NONE 132,803 0 0
SPDR Ser TR Nuvn NUVEEN BRC MUNIC 78468R721 1,942 40,373 SH   SOLE NONE 40,373 0 0
Vanguard Europe Pac.ETF FTSE DEV MKT ETF 921943858 1,838 49,363 SH   SOLE NONE 49,363 0 0
Vanguard TTL.STK.MKT. Idx.FD. TOTAL STK MKT 922908769 1,792 14,035 SH   SOLE NONE 14,035 0 0
iShares TR Short Treas BD ETF SHORT TREAS BD 464288679 1,632 14,800 SH   SOLE NONE 14,800 0 0
iShares TST.Russell 1000 Val. RUS 1000 VAL ETF 464287598 1,532 13,706 SH   SOLE NONE 13,706 0 0
The Trade Desk Inc COM CL A 88339J105 1,262 10,878 SH   SOLE NONE 10,878 0 0
Schwab Strategic TR US TIPS ETF 808524870 1,128 21,201 SH   SOLE NONE 21,201 0 0
iShares S&P Latin Am.40 Idx.FD. LATN AMER 40 ETF 464287390 1,052 34,193 SH   SOLE NONE 34,193 0 0
iShares JP Morgan Usd Emrg.MKT.BD.FD. JPMORGAN USD EMG 464288281 1,041 10,035 SH   SOLE NONE 10,035 0 0
Nuveen Amt-Free Mun.Inc. FD. COM 670657105 1,019 82,823 SH   SOLE NONE 82,823 0 0
Alphabet Inc Cap STK CAP STK CL C 02079K107 933 901 SH   SOLE NONE 901 0 0
BlackRock Muniyield COM 09254E103 926 76,839 SH   SOLE NONE 76,839 0 0
Nuveen Divid Advantage Mun FD Com COM 67066V101 858 68,450 SH   SOLE NONE 68,450 0 0
Goldman Sachs GP. COM 38141G104 855 5,120 SH   SOLE NONE 5,120 0 0
Invesco TR Invt Grad Muns Com COM 46131M106 854 74,412 SH   SOLE NONE 74,412 0 0
Invesco Mun Opportunity TR Com COM 46132C107 817 73,154 SH   SOLE NONE 73,154 0 0
iShares MSCI Emrg.MKTS. Idx.FD. MSCI EMG MKT ETF 464287234 807 20,671 SH   SOLE NONE 20,671 0 0
Eaton Vance Mun BD FD Com COM 27827X101 793 70,313 SH   SOLE NONE 70,313 0 0
iShares TR GL Clean GL CLEAN ENE ETF 464288224 769 93,218 SH   SOLE NONE 93,218 0 0
Wisdomtree India Earns. FD.ETF INDIA ERNGS FD 97717W422 714 28,823 SH   SOLE NONE 28,823 0 0
Tesla Motors COM 88160R101 708 2,130 SH   SOLE NONE 2,130 0 0
SPDR Gold Shares GOLD SHS 78463V107 698 5,759 SH   SOLE NONE 5,759 0 0
Invesco S&P 500 Low Volatility S&P500 LOW VOL 46138E354 644 13,824 SH   SOLE NONE 13,824 0 0
Sector SPDR TST.Sbi Int. Tech. TECHNOLOGY 81369Y803 600 9,687 SH   SOLE NONE 9,687 0 0
Invesco Exchng (traded FD TR II Taxable Mun BD) TAXABLE MUN BD 46138G805 593 20,000 SH   SOLE NONE 20,000 0 0
Health Care Sel Sect SPDR FD SBI HEALTHCARE 81369Y209 572 6,620 SH   SOLE NONE 6,620 0 0
Consumer Discret Sel Sect SPDR ETF SBI CONS DISCR 81369Y407 550 5,565 SH   SOLE NONE 5,565 0 0
WisdomTree Emerging Market Equity Income ETF EMER MKT HIGH FD 97717W315 550 13,715 SH   SOLE NONE 13,715 0 0
iShares TST.MSCI Acwi Idx.FD. MSCI ACWI ETF 464288257 533 8,302 SH   SOLE NONE 8,302 0 0
Invesco DB Mlti (sectr CMMTY TR Base Metals FD) BASE METALS FD 46140H700 515 33,500 SH   SOLE NONE 33,500 0 0
Invesco QQQ TR Unit (ser 1) UNIT SER 1 46090E103 511 3,319 SH   SOLE NONE 3,319 0 0
Vanguard Index FDS GROWTH ETF 922908736 491 3,658 SH   SOLE NONE 3,658 0 0
iShares Trust Core CORE MSCI EAFE 46432F842 476 8,656 SH   SOLE NONE 8,656 0 0
Nextera Energy COM 65339F101 455 2,618 SH   SOLE NONE 2,618 0 0
iShares TR MSCI Acwi MSCI ACWI EX US 464288240 422 10,060 SH   SOLE NONE 10,060 0 0
Popular COM NEW 733174700 394 8,320 SH   SOLE NONE 8,320 0 0
Citigroup COM NEW 172967424 383 7,370 SH   SOLE NONE 7,370 0 0
SPDR Index SHS FDS EURO STOXX 50 78463X202 332 10,000 SH   SOLE NONE 10,000 0 0
Enterprise PRDS.PTNS.LP. COM 293792107 329 13,402 SH   SOLE NONE 13,402 0 0
iShares TR Russell 2000 Value ETF RUS 2000 VAL ETF 464287630 302 2,816 SH   SOLE NONE 2,816 0 0
Berkshire Hathaway 'B' CL B NEW 084670702 295 1,445 SH   SOLE NONE 1,445 0 0
Vangd.Intm.-Term CBD.ETF INT-TERM CORP 92206C870 294 3,550 SH   SOLE NONE 3,550 0 0
Comm Serv Select Sector SPDR COMMUNICATION 81369Y852 283 6,875 SH   SOLE NONE 6,875 0 0
Magellan Midstream PTNS. Uts. COM UNIT RP LP 559080106 279 4,896 SH   SOLE NONE 4,896 0 0
Cons Staples Sel Sect SPDR FD SBI CONS STPLS 81369Y308 279 5,500 SH   SOLE NONE 5,500 0 0
SPDR Blackstone/Gso ETF BLKSTN GSOSRLN 78467V608 269 6,035 SH   SOLE NONE 6,035 0 0
Netflix Com Inc Com COM 64110L106 267 1,000 SH   SOLE NONE 1,000 0 0
Golub Capital BDC Inc COM 38173M102 239 14,509 SH   SOLE NONE 14,509 0 0
Vanguard Total World Stock ETF TT WRLD ST ETF 922042742 234 3,583 SH   SOLE NONE 3,583 0 0
Microsoft COM 594918104 232 2,290 SH   SOLE NONE 2,290 0 0
Costco Wholesale COM 22160K105 229 1,129 SH   SOLE NONE 1,129 0 0
iShares S&P US PF.STK. Idx.FD. S&P US PFD STK 464288687 226 6,700 SH   SOLE NONE 6,700 0 0
Vanguard Index FDS (vanguard Value ETF Formerly Vanguard) VALUE ETF 922908744 226 2,310 SH   SOLE NONE 2,310 0 0
Invesco Exchange Traded FD TR FTSE Rafi US 1500 Small Mid ETF FTSE RAFI 1500 46137V597 225 1,986 SH   SOLE NONE 1,986 0 0
Celanese COM 150870103 224 2,500 SH   SOLE NONE 2,500 0 0
Energy Transfer Eq. COM UT LTD PTN 29273V100 200 15,178 SH   SOLE NONE 15,178 0 0
W & T Offshore Inc COM 92922P106 41 10,000 SH   SOLE NONE 10,000 0 0
Odyssey Marine COM NEW 676118201 34 10,378 SH   SOLE NONE 10,378 0 0