The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,305 12,099 SH   SOLE   12,099 0 0
ABBOTT LABS COM 002824100 1,160 16,035 SH   SOLE   16,035 0 0
ABBVIE INC COM 00287Y109 13,603 147,549 SH   SOLE   147,549 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 312 2,216 SH   SOLE   2,216 0 0
ACTIVISION BLIZZARD INC COM 00507V109 5,571 119,625 SH   SOLE   119,625 0 0
ACUITY BRANDS INC COM 00508Y102 363 3,154 SH   SOLE   3,154 0 0
AES CORP COM 00130H105 203 14,068 SH   SOLE   14,068 0 0
AFLAC INC COM 001055102 389 8,548 SH   SOLE   8,548 0 0
AGNC INVT CORP COM 00123Q104 202 11,535 SH   SOLE   11,535 0 0
AKAMAI TECHNOLOGIES INC COM 00971T101 342 5,595 SH   SOLE   5,595 0 0
ALBEMARLE CORP COM 012653101 443 5,750 SH   SOLE   5,750 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 5,736 41,850 SH   SOLE   41,850 0 0
ALLEGION PUB LTD CO ORD SHS G0176J109 206 2,579 SH   SOLE   2,579 0 0
ALPHABET INC CAP STK CL A 02079K305 8,321 7,963 SH   SOLE   7,963 0 0
ALPHABET INC CAP STK CL C 02079K107 316 305 SH   SOLE   305 0 0
ALTRIA GROUP INC COM 02209S103 902 18,266 SH   SOLE   18,266 0 0
AMAZON COM INC COM 023135106 1,959 1,304 SH   SOLE   1,304 0 0
AMERICAN ELEC PWR INC COM 025537101 451 6,028 SH   SOLE   6,028 0 0
AMERICAN EXPRESS CO COM 025816109 610 6,400 SH   SOLE   6,400 0 0
AMGEN INC COM 031162100 11,809 60,660 SH   SOLE   60,660 0 0
AMPHENOL CORP NEW CL A 032095101 497 6,137 SH   SOLE   6,137 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 838 12,736 SH   SOLE   12,736 0 0
APOLLO COML REAL EST FIN INC COM 03762U105 210 12,602 PRN   SOLE   12,602 0 0
APPLE INC COM 037833100 18,800 119,186 SH   SOLE   119,186 0 0
ASSURANT INC COM 04621X108 225 2,517 SH   SOLE   2,517 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 664 17,490 SH   SOLE   17,490 0 0
AT&T INC COM 00206R102 3,567 124,969 SH   SOLE   124,969 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 13,134 100,164 SH   SOLE   100,164 0 0
BANK AMER CORP COM 060505104 651 26,413 SH   SOLE   26,413 0 0
BANK MONTREAL QUE COM 063671101 471 7,200 SH   SOLE   7,200 0 0
BCE INC COM NEW 05534B760 466 11,776 SH   SOLE   11,776 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 918 3 SH   SOLE   3 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,294 6,338 SH   SOLE   6,338 0 0
BIOGEN INC COM 09062X103 739 2,455 SH   SOLE   2,455 0 0
BLACKROCK MUNIHLDGS NJ QLTY COM 09254X101 187 14,869 SH   SOLE   14,869 0 0
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 731 24,512 PRN   SOLE   24,512 0 0
BOEING CO COM 097023105 4,630 14,357 SH   SOLE   14,357 0 0
BOSTON SCIENTIFIC CORP COM 101137107 318 9,000 SH   SOLE   9,000 0 0
BP PLC SPONSORED ADR 055622104 424 11,182 SH   SOLE   11,182 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 2,908 55,949 SH   SOLE   55,949 0 0
BROADCOM INC COM 11135F101 607 2,387 SH   SOLE   2,387 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 1,308 45,134 PRN   SOLE   45,134 0 0
CAPITAL ONE FINL CORP COM 14040H105 203 2,687 SH   SOLE   2,687 0 0
CDK GLOBAL INC COM 12508E101 5,677 118,561 SH   SOLE   118,561 0 0
CELGENE CORP COM 151020104 837 13,060 SH   SOLE   13,060 0 0
CENTRAL SECS CORP COM 155123102 432 17,409 SH   SOLE   17,409 0 0
CHEVRON CORP NEW COM 166764100 4,106 37,742 PRN   SOLE   37,742 0 0
CHUBB LIMITED COM H1467J104 596 4,610 SH   SOLE   4,610 0 0
CINCINNATI FINL CORP COM 172062101 209 2,697 SH   SOLE   2,697 0 0
CISCO SYS INC COM 17275R102 7,186 165,835 PRN   SOLE   165,835 0 0
CME GROUP INC COM CL A 12572Q105 8,215 43,667 SH   SOLE   43,667 0 0
COCA COLA CO COM 191216100 549 11,601 SH   SOLE   11,601 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 458 7,217 SH   SOLE   7,217 0 0
COLGATE PALMOLIVE CO COM 194162103 726 12,199 SH   SOLE   12,199 0 0
COMCAST CORP NEW CL A 20030N101 5,984 175,732 PRN   SOLE   175,732 0 0
CONOCOPHILLIPS COM 20825C104 535 8,581 SH   SOLE   8,581 0 0
CONSOLIDATED EDISON INC COM 209115104 277 3,619 SH   SOLE   3,619 0 0
CORNING INC COM 219350105 4,036 133,605 SH   SOLE   133,605 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,012 4,966 SH   SOLE   4,966 0 0
COVANTA HLDG CORP COM 22282E102 324 24,116 SH   SOLE   24,116 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 3,787 34,866 PRN   SOLE   34,866 0 0
CROWN HOLDINGS INC COM 228368106 208 5,000 SH   SOLE   5,000 0 0
CUMMINS INC COM 231021106 1,293 9,678 SH   SOLE   9,678 0 0
DARDEN RESTAURANTS INC COM 237194105 4,538 45,439 SH   SOLE   45,439 0 0
DEERE & CO COM 244199105 610 4,086 SH   SOLE   4,086 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 300 6,020 SH   SOLE   6,020 0 0
DENTSPLY SIRONA INC COM 24906P109 342 9,196 SH   SOLE   9,196 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 385 2,714 SH   SOLE   2,714 0 0
DINE BRANDS GLOBAL INC COM 254423106 239 3,555 SH   SOLE   3,555 0 0
DISNEY WALT CO COM DISNEY 254687106 1,554 14,174 SH   SOLE   14,174 0 0
DOMINION ENERGY INC COM 25746U109 3,260 45,621 SH   SOLE   45,621 0 0
DOWDUPONT INC COM 26078J100 1,737 32,481 SH   SOLE   32,481 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 655 7,585 SH   SOLE   7,585 0 0
EATON CORP PLC SHS G29183103 271 3,945 SH   SOLE   3,945 0 0
EMERSON ELEC CO COM 291011104 234 3,920 SH   SOLE   3,920 0 0
ENBRIDGE INC COM 29250N105 3,060 98,464 SH   SOLE   98,464 0 0
EOG RES INC COM 26875P101 314 3,600 SH   SOLE   3,600 0 0
EXXON MOBIL CORP COM 30231G102 2,669 39,146 SH   SOLE   39,146 0 0
FACEBOOK INC CL A 30303M102 8,260 63,012 SH   SOLE   63,012 0 0
FEDEX CORP COM 31428X106 808 5,010 SH   SOLE   5,010 0 0
FIRST BANCORP INC ME COM 31866P102 210 8,000 SH   SOLE   8,000 0 0
FLIR SYS INC COM 302445101 370 8,491 SH   SOLE   8,491 0 0
FORTIVE CORP COM 34959J108 7,673 113,402 SH   SOLE   113,402 0 0
FRONTDOOR INC COM 35905A109 1,602 60,187 SH   SOLE   60,187 0 0
GABELLI EQUITY TR INC COM 362397101 97 19,000 PRN   SOLE   19,000 0 0
GENERAL DYNAMICS CORP COM 369550108 397 2,527 SH   SOLE   2,527 0 0
GENERAL ELECTRIC CO COM 369604103 447 59,059 SH   SOLE   59,059 0 0
GENERAL MTRS CO COM 37045V100 2,539 75,896 SH   SOLE   75,896 0 0
GENUINE PARTS CO COM 372460105 373 3,887 SH   SOLE   3,887 0 0
GILEAD SCIENCES INC COM 375558103 3,857 61,661 SH   SOLE   61,661 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 261 1,560 SH   SOLE   1,560 0 0
HASBRO INC COM 418056107 2,565 31,564 SH   SOLE   31,564 0 0
HCP INC COM 40414L109 252 9,006 PRN   SOLE   9,006 0 0
HOLLYFRONTIER CORP COM 436106108 249 4,875 SH   SOLE   4,875 0 0
HOME DEPOT INC COM 437076102 14,444 84,065 SH   SOLE   84,065 0 0
HONEYWELL INTL INC COM 438516106 5,246 39,703 SH   SOLE   39,703 0 0
HORMEL FOODS CORP COM 440452100 412 9,664 SH   SOLE   9,664 0 0
HP INC COM 40434L105 478 23,342 SH   SOLE   23,342 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 283 6,882 SH   SOLE   6,882 0 0
HUNTINGTON BANCSHARES INC COM 446150104 24,584 2,062,448 SH   SOLE   2,062,448 0 0
ICICI BK LTD ADR 45104G104 105 10,211 SH   SOLE   10,211 0 0
ICON PLC SHS G4705A100 840 6,500 SH   SOLE   6,500 0 0
ILLINOIS TOOL WKS INC COM 452308109 9,248 72,995 SH   SOLE   72,995 0 0
INSTALLED BLDG PRODS INC COM 45780R101 1,204 35,744 SH   SOLE   35,744 0 0
INTEL CORP COM 458140100 7,001 149,188 SH   SOLE   149,188 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 409 3,595 SH   SOLE   3,595 0 0
INTUIT COM 461202103 9,379 47,643 SH   SOLE   47,643 0 0
INVESCO ACTIVELY MANAGD ETF OPTIMUM YIELD 46090F100 2,858 189,619 SH   SOLE   189,619 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 327 3,578 SH   SOLE   3,578 0 0
INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138E784 435 16,462 SH   SOLE   16,462 0 0
INVESCO EXCHNG TRADED FD TR SR LN ETF 46138G508 54,567 2,505,350 SH   SOLE   2,505,350 0 0
INVESTORS BANCORP INC NEW COM 46146L101 4,201 403,912 SH   SOLE   403,912 0 0
ISHARES GOLD TRUST ISHARES 464285105 3,572 290,615 SH   SOLE   290,615 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 1,040 12,436 SH   SOLE   12,436 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 253 2,430 SH   SOLE   2,430 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 1,952 23,134 SH   SOLE   23,134 0 0
ISHARES TR CORE S&P MCP ETF 464287507 220 1,327 SH   SOLE   1,327 0 0
ISHARES TR CORE S&P SCP ETF 464287804 30,296 437,041 SH   SOLE   437,041 0 0
ISHARES TR CORE S&P TTL STK 464287150 209 3,681 SH   SOLE   3,681 0 0
ISHARES TR CORE S&P500 ETF 464287200 12,777 50,780 SH   SOLE   50,780 0 0
ISHARES TR CORE US AGGBD ET 464287226 5,718 53,691 SH   SOLE   53,691 0 0
ISHARES TR GLB INFRASTR ETF 464288372 513 13,023 SH   SOLE   13,023 0 0
ISHARES TR IBOXX HI YD ETF 464288513 366 4,510 SH   SOLE   4,510 0 0
ISHARES TR INTL SEL DIV ETF 464288448 967 33,673 SH   SOLE   33,673 0 0
ISHARES TR INTRM GOV CR ETF 464288612 331 3,054 SH   SOLE   3,054 0 0
ISHARES TR MIN VOL EAFE ETF 46429B689 3,952 59,285 SH   SOLE   59,285 0 0
ISHARES TR MODERT ALLOC ETF 464289875 255 7,133 SH   SOLE   7,133 0 0
ISHARES TR MSCI ACWI ETF 464288257 1,772 27,616 SH   SOLE   27,616 0 0
ISHARES TR MSCI EAFE ETF 464287465 904 15,375 SH   SOLE   15,375 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 21,830 163,033 SH   SOLE   163,033 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 352 2,393 SH   SOLE   2,393 0 0
ISHARES TR S&P US PFD STK 464288687 1,431 41,795 SH   SOLE   41,795 0 0
ISHARES TR SH TR CRPORT ETF 464288646 14,537 281,508 SH   SOLE   281,508 0 0
JACOBS ENGR GROUP INC DEL COM 469814107 288 4,926 SH   SOLE   4,926 0 0
JOHNSON & JOHNSON COM 478160104 6,574 50,943 SH   SOLE   50,943 0 0
JOHNSON CTLS INTL PLC SHS G51502105 1,392 46,943 SH   SOLE   46,943 0 0
JP MORGAN EXCHANGE TRADED FD JPMORGAN DIVER 46641Q407 9,917 152,872 SH   SOLE   152,872 0 0
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 521 10,400 SH   SOLE   10,400 0 0
JPMORGAN CHASE & CO COM 46625H100 17,662 180,928 SH   SOLE   180,928 0 0
KIMBERLY CLARK CORP COM 494368103 1,827 16,031 SH   SOLE   16,031 0 0
KKR & CO INC CL A 48251W104 278 14,180 PRN   SOLE   14,180 0 0
KLA-TENCOR CORP COM 482480100 313 3,500 SH   SOLE   3,500 0 0
KORN FERRY INTL COM NEW 500643200 206 5,217 SH   SOLE   5,217 0 0
KRAFT HEINZ CO COM 500754106 1,493 34,686 SH   SOLE   34,686 0 0
LAMAR ADVERTISING CO NEW CL A 512816109 337 4,878 PRN   SOLE   4,878 0 0
LEIDOS HLDGS INC COM 525327102 265 5,025 SH   SOLE   5,025 0 0
LILLY ELI & CO COM 532457108 397 3,429 SH   SOLE   3,429 0 0
LOCKHEED MARTIN CORP COM 539830109 796 3,041 SH   SOLE   3,041 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 10,622 127,734 SH   SOLE   127,734 0 0
MACQUARIE INFRASTRUCTURE COR COM 55608B105 857 23,430 SH   SOLE   23,430 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 294 5,152 PRN   SOLE   5,152 0 0
MASTERCARD INCORPORATED CL A 57636Q104 13,282 70,405 SH   SOLE   70,405 0 0
MCCORMICK & CO INC COM NON VTG 579780206 822 5,900 SH   SOLE   5,900 0 0
MERCK & CO INC COM 58933Y105 7,765 101,628 SH   SOLE   101,628 0 0
MERITOR INC COM 59001K100 1,592 94,121 SH   SOLE   94,121 0 0
METLIFE INC COM 59156R108 2,742 66,784 SH   SOLE   66,784 0 0
MICROSOFT CORP COM 594918104 22,801 224,485 SH   SOLE   224,485 0 0
MONDELEZ INTL INC CL A 609207105 848 21,178 SH   SOLE   21,178 0 0
NEKTAR THERAPEUTICS COM 640268108 261 7,940 SH   SOLE   7,940 0 0
NEW JERSEY RES COM 646025106 685 15,000 SH   SOLE   15,000 0 0
NEW RESIDENTIAL INVT CORP COM NEW 64828T201 199 14,000 PRN   SOLE   14,000 0 0
NEXTERA ENERGY INC COM 65339F101 5,040 28,997 SH   SOLE   28,997 0 0
NIKE INC CL B 654106103 402 5,427 SH   SOLE   5,427 0 0
NORFOLK SOUTHERN CORP COM 655844108 1,756 11,745 SH   SOLE   11,745 0 0
NORTHROP GRUMMAN CORP COM 666807102 10,160 41,485 SH   SOLE   41,485 0 0
NOVARTIS A G SPONSORED ADR 66987V109 3,421 39,864 SH   SOLE   39,864 0 0
NUCOR CORP COM 670346105 274 5,284 SH   SOLE   5,284 0 0
NVENT ELECTRIC PLC SHS G6700G107 326 14,517 SH   SOLE   14,517 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 1,899 30,937 SH   SOLE   30,937 0 0
ON SEMICONDUCTOR CORP COM 682189105 188 11,400 SH   SOLE   11,400 0 0
ONEOK INC NEW COM 682680103 850 15,760 SH   SOLE   15,760 0 0
ORACLE CORP COM 68389X105 1,153 25,535 SH   SOLE   25,535 0 0
PAYCHEX INC COM 704326107 333 5,109 SH   SOLE   5,109 0 0
PAYPAL HLDGS INC COM 70450Y103 11,215 133,369 SH   SOLE   133,369 0 0
PEOPLES UNITED FINANCIAL INC COM 712704105 2,530 175,351 SH   SOLE   175,351 0 0
PEPSICO INC COM 713448108 5,701 51,600 SH   SOLE   51,600 0 0
PFIZER INC COM 717081103 9,278 212,558 SH   SOLE   212,558 0 0
PHILIP MORRIS INTL INC COM 718172109 632 9,469 SH   SOLE   9,469 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 25,859 256,160 SH   SOLE   256,160 0 0
PINNACLE WEST CAP CORP COM 723484101 356 4,175 SH   SOLE   4,175 0 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 757 37,750 SH   SOLE   37,750 0 0
PPL CORP COM 69351T106 284 10,010 SH   SOLE   10,010 0 0
PROCTER AND GAMBLE CO COM 742718109 1,366 14,862 SH   SOLE   14,862 0 0
PROVIDENT FINL SVCS INC COM 74386T105 27,920 1,157,080 SH   SOLE   1,157,080 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 521 10,010 SH   SOLE   10,010 0 0
PURECYCLE CORP COM NEW 746228303 412 41,516 SH   SOLE   41,516 0 0
QUALCOMM INC COM 747525103 3,756 65,996 SH   SOLE   65,996 0 0
RAYTHEON CO COM NEW 755111507 10,722 69,917 SH   SOLE   69,917 0 0
REPUBLIC SVCS INC COM 760759100 297 4,119 SH   SOLE   4,119 0 0
ROPER TECHNOLOGIES INC COM 776696106 837 3,141 SH   SOLE   3,141 0 0
ROSS STORES INC COM 778296103 3,193 38,381 SH   SOLE   38,381 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 377 6,287 SH   SOLE   6,287 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 499 8,571 SH   SOLE   8,571 0 0
S&P GLOBAL INC COM 78409V104 818 4,813 SH   SOLE   4,813 0 0
SCHLUMBERGER LTD COM 806857108 556 15,416 SH   SOLE   15,416 0 0
SCOTTS MIRACLE GRO CO CL A 810186106 283 4,600 SH   SOLE   4,600 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 249 4,700 SH   SOLE   4,700 0 0
SERVICE CORP INTL COM 817565104 233 5,794 SH   SOLE   5,794 0 0
SERVICEMASTER GLOBAL HLDGS I COM 81761R109 4,607 125,405 SH   SOLE   125,405 0 0
SHERWIN WILLIAMS CO COM 824348106 8,038 20,429 SH   SOLE   20,429 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 858 7,078 SH   SOLE   7,078 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 11,519 46,089 SH   SOLE   46,089 0 0
SPDR SER TR BLOOMBERG SRT TR 78468R408 388 14,900 SH   SOLE   14,900 0 0
SPDR SER TR NUVEEN BLMBRG SR 78468R739 594 12,358 SH   SOLE   12,358 0 0
SPDR SER TR SPDR BLOOMBERG 78468R663 201 2,200 SH   SOLE   2,200 0 0
SPDR SERIES TRUST BLOMBRG BRC TIPS 78464A656 9,039 167,734 SH   SOLE   167,734 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 285 3,188 SH   SOLE   3,188 0 0
STANLEY BLACK & DECKER INC COM 854502101 274 2,286 SH   SOLE   2,286 0 0
STRYKER CORP COM 863667101 8,426 53,752 SH   SOLE   53,752 0 0
SUNTRUST BKS INC COM 867914103 1,893 37,534 SH   SOLE   37,534 0 0
TD AMERITRADE HLDG CORP COM 87236Y108 7,167 146,375 SH   SOLE   146,375 0 0
TEXAS INSTRS INC COM 882508104 4,235 44,811 SH   SOLE   44,811 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 392 1,750 SH   SOLE   1,750 0 0
THOMSON REUTERS CORP COM NEW 884903709 400 8,288 SH   SOLE   8,288 0 0
THOR INDS INC COM 885160101 2,807 53,978 SH   SOLE   53,978 0 0
TJX COS INC NEW COM 872540109 5,952 133,031 SH   SOLE   133,031 0 0
TRAVELERS COMPANIES INC COM 89417E109 1,461 12,201 SH   SOLE   12,201 0 0
UBS AG JERSEY BRH ALERIAN INFRST 902641646 259 13,120 SH   SOLE   13,120 0 0
UGI CORP NEW COM 902681105 304 5,696 SH   SOLE   5,696 0 0
ULTA BEAUTY INC COM 90384S303 10,378 42,386 SH   SOLE   42,386 0 0
UNDER ARMOUR INC CL C 904311206 225 13,935 SH   SOLE   13,935 0 0
UNILEVER N V N Y SHS NEW 904784709 425 7,898 SH   SOLE   7,898 0 0
UNILEVER PLC SPON ADR NEW 904767704 716 13,700 SH   SOLE   13,700 0 0
UNION PAC CORP COM 907818108 13,919 100,697 SH   SOLE   100,697 0 0
UNITED PARCEL SERVICE INC CL B 911312106 5,796 59,429 SH   SOLE   59,429 0 0
UNITEDHEALTH GROUP INC COM 91324P102 11,034 44,293 SH   SOLE   44,293 0 0
US BANCORP DEL COM NEW 902973304 10,624 232,474 SH   SOLE   232,474 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 284 2,500 SH   SOLE   2,500 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,246 15,859 SH   SOLE   15,859 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 6,508 119,960 SH   SOLE   119,960 0 0
VANGUARD GROUP DIV APP ETF 921908844 412 4,205 SH   SOLE   4,205 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 286 3,000 SH   SOLE   3,000 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,001 13,428 SH   SOLE   13,428 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 50,530 395,911 SH   SOLE   395,911 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,095 45,954 SH   SOLE   45,954 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,586 67,870 SH   SOLE   67,870 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 2,480 47,316 SH   SOLE   47,316 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 8,302 223,761 SH   SOLE   223,761 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 257 1,600 SH   SOLE   1,600 0 0
VARIAN MED SYS INC COM 92220P105 423 3,737 SH   SOLE   3,737 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,382 42,361 SH   SOLE   42,361 0 0
VORNADO RLTY TR SH BEN INT 929042109 321 5,179 SH   SOLE   5,179 0 0
W P CAREY INC COM 92936U109 1,126 17,238 PRN   SOLE   17,238 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 387 5,668 SH   SOLE   5,668 0 0
WALMART INC COM 931142103 3,966 42,576 SH   SOLE   42,576 0 0
WELLS FARGO CO NEW COM 949746101 509 11,055 SH   SOLE   11,055 0 0
WEYERHAEUSER CO COM 962166104 1,492 68,243 PRN   SOLE   68,243 0 0
WORLDPAY INC CL A 981558109 9,971 130,459 SH   SOLE   130,459 0 0
XCEL ENERGY INC COM 98389B100 264 5,351 SH   SOLE   5,351 0 0
YUM BRANDS INC COM 988498101 467 5,076 SH   SOLE   5,076 0 0
ZIONS BANCORPORATION N A COM 989701107 273 6,713 SH   SOLE   6,713 0 0