The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CIGNA CORP NEW COM 125523100 2,787 14,674 SH   DFND   14,674 0 0
STANLEY BLACK AND DECKER INC COM 854502101 292 2,435 SH   DFND   2,435 0 0
AFLAC COM 001055102 1,003 22,014 SH   DFND   22,014 0 0
AT&T INC COM 00206R102 4,082 143,026 SH   DFND   140,074 0 2,952
ABBOTT LABS COM 002824100 6,498 89,841 SH   DFND   70,291 0 19,550
ABBVIE INC. COM 00287Y109 8,363 90,719 SH   DFND   70,469 0 20,250
AIR PRODUCTS & CHEMICALS INC COM 009158106 90,298 564,187 SH   DFND   484,305 0 79,882
ALLSTATE CORP COM 020002101 302 3,659 SH   DFND   3,659 0 0
ALPHABET INC CL C CAP STK CL C 02079K107 2,137 2,064 SH   DFND   2,064 0 0
ALPHABET INC - CL A CAP STK CL A 02079K305 1,266 1,212 SH   DFND   1,212 0 0
ALTRIA GROUP INC COM COM 02209S103 20,073 406,420 SH   DFND   399,110 0 7,310
AMAZON.COM INC COM 023135106 2,559 1,704 SH   DFND   1,688 0 16
AMERICAN ELECTRIC POWER COM 025537101 10,754 143,885 SH   DFND   142,644 0 1,241
AMERICAN EXPRESS CO COM 025816109 2,273 23,841 SH   DFND   23,816 0 25
AMERICAN TOWER CORP COM 03027X100 19,960 126,180 SH   DFND   124,544 0 1,636
AMGEN INC COM 031162100 13,192 67,765 SH   DFND   67,765 0 0
ANHEUSER-BUSCH INBEV SA ADR SPONSORED ADR 03524A108 296 4,505 SH   DFND   4,505 0 0
ANTHEM INC COM 036752103 474 1,804 SH   DFND   1,804 0 0
APPLE INC COM 037833100 138,434 877,611 SH   DFND   737,949 0 139,662
AQUA AMERICA INC COM 03836W103 850 24,851 SH   DFND   22,894 0 1,957
AUTOMATIC DATA PROCESSING COM 053015103 38,695 295,114 SH   DFND   290,443 0 4,671
BB&T CORP COM 054937107 21,278 491,188 SH   DFND   484,989 0 6,199
BP PLC SPONSORED ADR 055622104 2,686 70,833 SH   DFND   70,833 0 0
BANK OF AMERICA COM 060505104 1,000 40,579 SH   DFND   40,579 0 0
BANK NEW YORK MELLON CORP COM 064058100 260 5,534 SH   DFND   4,634 0 900
BAXTER INTL INC COM 071813109 71,731 1,089,808 SH   DFND   904,480 0 185,328
BECTON DICKINSON COM 075887109 76,646 340,166 SH   DFND   287,957 0 52,209
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,530 5 SH   DFND   5 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 4,896 16 SH   DFND   16 0 0
BERKSHIRE HATHAWAY INC DEL CL B CL B NEW 084670702 4,114 20,148 SH   DFND   19,048 0 1,100
BLACKROCK INC COM 09247X101 110,809 282,086 SH   DFND   233,408 0 48,678
BOEING CO COM 097023105 2,288 7,096 SH   DFND   7,018 0 78
BRISTOL MYERS SQUIBB CO COM 110122108 3,959 76,173 SH   DFND   74,773 0 1,400
BROWN-FORMAN CORP CL B 115637209 440 9,252 SH   DFND   9,252 0 0
CBS CORP CL B CL B 124857202 381 8,716 SH   DFND   8,716 0 0
CVS HEALTH CORPORATION COM 126650100 92,971 1,418,974 SH   DFND   1,129,399 0 289,575
CAMPBELL SOUP CO COM 134429109 208 6,290 SH   DFND   2,665 0 3,625
CANADIAN NATL RAILWAY CO COM 136375102 392 5,292 SH   DFND   5,292 0 0
CANADIAN PACIFIC RAILWAY LTD COM 13645T100 666 3,750 SH   DFND   3,750 0 0
CATERPILLAR INC COM 149123101 809 6,367 SH   DFND   6,117 0 250
CELGENE CORP COM 151020104 351 5,473 SH   DFND   5,473 0 0
CENOVUS ENERGY INC COM 15135U109 72 10,260 SH   DFND   10,260 0 0
CHEMOURS COMPANY COM 163851108 1,816 64,355 SH   DFND   64,355 0 0
CHEVRON CORPORATION COM 166764100 32,350 297,364 SH   DFND   285,285 0 12,079
CHURCH & DWIGHT CO COM 171340102 1,122 17,060 SH   DFND   17,060 0 0
CISCO SYS INC COM 17275R102 48,662 1,123,060 SH   DFND   1,111,479 0 11,581
CITIZENS FINL GROUP INC COM 174610105 384 12,908 SH   DFND   12,908 0 0
CLOROX CO COM 189054109 540 3,504 SH   DFND   3,504 0 0
COCA-COLA CO COM 191216100 78,745 1,663,043 SH   DFND   1,396,979 0 266,064
COGNIZANT TECH SOLUTIONS - A CL A 192446102 226 3,560 SH   DFND   3,560 0 0
COLGATE-PALMOLIVE CO COM 194162103 2,885 48,472 SH   DFND   36,572 0 11,900
COLUMBIA EMERGING MARKETS CONSUMER ETF EMRG MARKETS ETF 19762B509 522 25,615 SH   DFND   25,615 0 0
COMCAST CORP NEW COM CL A CL A 20030N101 105,904 3,110,244 SH   DFND   2,526,929 0 583,315
COMMUNITY BANK SYSTEM INC COM 203607106 249 4,279 SH   DFND   4,279 0 0
CONOCOPHILLIPS COM 20825C104 2,773 44,471 SH   DFND   44,471 0 0
CONSOLIDATED EDISON INC COM 209115104 2,190 28,636 SH   DFND   28,636 0 0
CONSTELLATION BRANDS COM CL A 21036P108 305 1,899 SH   DFND   1,899 0 0
COSTCO WHSL CORP NEW COM COM 22160K105 850 4,174 SH   DFND   4,032 0 142
CUMMINS INC COM 231021106 249 1,866 SH   DFND   1,866 0 0
DANAHER CORP COM 235851102 1,696 16,445 SH   DFND   16,445 0 0
DARDEN RESTAURANTS COM 237194105 351 3,511 SH   DFND   3,511 0 0
DEERE & CO. COM 244199105 533 3,574 SH   DFND   3,574 0 0
DIAGEO PLC - SPONSORED ADR SPON ADR NEW 25243Q205 1,509 10,645 SH   DFND   10,645 0 0
DISNEY WALT PRODUCTIONS COM DISNEY 254687106 99,933 911,378 SH   DFND   746,310 0 165,068
DOMINION ENERGY INC COM 25746U109 1,187 16,613 SH   DFND   16,613 0 0
DOVER CORP COM 260003108 301 4,237 SH   DFND   4,237 0 0
DOWDUPONT INC COM 26078J100 116,685 2,181,848 SH   DFND   1,923,996 0 257,852
DUKE ENERGY CORP COM NEW 26441C204 1,090 12,631 SH   DFND   12,631 0 0
EMERSON ELECTRIC CO COM 291011104 31,708 530,675 SH   DFND   467,808 0 62,867
ENCANA CORP COM COM 292505104 60 10,296 SH   DFND   10,296 0 0
ENBRIDGE INC. COM 29250N105 263 8,456 SH   DFND   8,456 0 0
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 1,404 106,246 SH   DFND   106,246 0 0
ENTERPRISE PRODUCTS PARTNERS COM 293792107 2,827 114,973 SH   DFND   114,973 0 0
EXELON CORP COM 30161N101 340 7,544 SH   DFND   7,544 0 0
EXPEDIA INC COM NEW 30212P303 257 2,278 SH   DFND   2,278 0 0
EXXON MOBIL CORP COM 30231G102 70,003 1,026,588 SH   DFND   871,225 0 155,363
FACEBOOK INC CL A 30303M102 1,110 8,471 SH   DFND   8,441 0 30
FASTENAL COMPANY COM 311900104 209 4,000 SH   DFND   4,000 0 0
FEDEX CORP COM 31428X106 41,672 258,302 SH   DFND   228,705 0 29,597
FIDELITY NATIONAL INFO SVCS COM 31620M106 388 3,787 SH   DFND   3,787 0 0
FNF GROUP FNF GROUP COM 31620R303 283 8,990 SH   DFND   8,990 0 0
FRANKLIN RES INC COM 354613101 537 18,115 SH   DFND   18,115 0 0
GAP INC COM 364760108 30,875 1,198,573 SH   DFND   1,187,989 0 10,584
GENERAL DYNAMICS CORP COM 369550108 267 1,697 SH   DFND   1,697 0 0
GENERAL ELECTRIC COM 369604103 494 65,196 SH   DFND   65,196 0 0
GENERAL MILLS INC COM 370334104 695 17,843 SH   DFND   14,943 0 2,900
GENUINE PARTS CO COM 372460105 32,713 340,689 SH   DFND   337,409 0 3,280
GILEAD SCIENCES INC COM 375558103 263 4,202 SH   DFND   4,202 0 0
GLATFELTER P H CO COM 377316104 1,693 173,445 SH   DFND   173,445 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 14,259 373,162 SH   DFND   222,567 0 150,595
GLOBAL X MLP & ENERGY INFRASTRUCTURE ETF GLB X MLP ENRG I 37950E226 1,941 177,540 SH   DFND   177,540 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104 245 1,467 SH   DFND   1,467 0 0
WW GRAINGER INC COM 384802104 356 1,262 SH   DFND   1,262 0 0
HP INC. COM 40434L105 472 23,052 SH   DFND   23,052 0 0
HANOVER FOODS CORP - CL A COM 41078W100 598 7,333 SH   DFND   7,333 0 0
THE HERSHEY COMPANY COM 427866108 225 2,099 SH   DFND   2,099 0 0
HOME DEPOT INC COM 437076102 9,778 56,910 SH   DFND   52,842 0 4,068
HONEYWELL INTERNATIONAL, INC. COM 438516106 47,780 361,638 SH   DFND   304,304 0 57,334
ILLINOIS TOOL WKS INC COM 452308109 2,799 22,096 SH   DFND   21,932 0 164
INTEL CORP COM 458140100 5,943 126,629 SH   DFND   126,029 0 600
INTERACTIVE BROKERS GROUP COM 45841N107 454 8,300 SH   DFND   8,300 0 0
INTERNATIONAL BUSINESS MACHINES COM 459200101 2,605 22,914 SH   DFND   21,340 0 1,574
INVESCO QQQ TRUST SERIES 1 UNIT SER 1 46090E103 793 5,140 SH   DFND   5,140 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF S&P500 EQL WGT 46137V357 6,297 68,897 SH   DFND   68,897 0 0
INVESCO TAXABLE MUNICIPAL BOND PORTFOLIO TAXABLE MUN BD 46138G805 13,022 438,594 SH   DFND   431,398 0 7,196
ISHARES MSCI EMERGING MARKETS MINIMUM VOLATILITY I EM MK MINVOL ETF 464286533 1,991 35,645 SH   DFND   35,645 0 0
ISHARES DJ SELECT DIVIDEND INDEX FUND SELECT DIVID ETF 464287168 4,388 49,132 SH   DFND   49,132 0 0
ISHARES BARCLAYS TIPS BOND FUND TIPS BD ETF 464287176 373 3,407 SH   DFND   3,407 0 0
ISHARES CORE S&P 500 ETF CORE S&P ETF 464287200 42,123 167,412 SH   DFND   150,526 0 16,886
ISHARES CORE TOTAL U.S. BOND MARKET ETF CORE TOTUSBD ETF 464287226 592 5,560 SH   DFND   5,560 0 0
ISHARES IBOXX $ INVESTOP INVESTMENT GRADE BOND FUN IBOXX INV CP ETF 464287242 720 6,384 SH   DFND   5,744 0 640
ISHARES S&P 500 GROWTH INDEX FUND S&P 500 GRWT ETF 464287309 888 5,893 SH   DFND   5,893 0 0
ISHARES BARCLAYS 7-10 YEAR TREASURY BOND FUND 7-10 Y TR BD ETF 464287440 12,189 116,973 SH   DFND   113,580 0 3,393
ISHARES MSCI EAFE INDEX FUND MSCI EAFE ETF 464287465 1,770 30,104 SH   DFND   30,104 0 0
ISHARES RUSSELL MID CAP GROWTH INDEX FUND RUS MDCP VAL ETF 464287481 677 5,953 SH   DFND   5,953 0 0
ISHARES RUSSELL MID CAP INDEX FUND RUS MID-CAP ETF 464287499 815 17,532 SH   DFND   17,532 0 0
ISHARES CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507 72,894 438,962 SH   DFND   427,379 0 11,583
ISHARES RUSSELL 1000 VALUE INDEX FUND RUS 1000 VAL ETF 464287598 1,254 11,292 SH   DFND   11,292 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND RUS 1000 GRW ETF 464287614 2,914 22,263 SH   DFND   22,263 0 0
ISHARES RUSSELL 1000 INDEX FUND RUS 1000 ETF 464287622 921 6,644 SH   DFND   6,644 0 0
ISHARES RUSSELL 2000 GROWTH INDEX FUND RUS 2000 GRW ETF 464287648 924 5,502 SH   DFND   5,502 0 0
ISHARES RUSSELL 2000 INDEX FUND RUSSELL 2000 ETF 464287655 7,030 52,505 SH   DFND   52,505 0 0
ISHARES RUSSELL 3000 INDEX FUND RUSSELL 3000 ETF 464287689 286 1,950 SH   DFND   1,950 0 0
ISHARES S&P MID CAP 400 VALUE INDEX FUND S&P MC 400VL ETF 464287705 237 1,714 SH   DFND   1,714 0 0
ISHARES CORE S&P SMALL-CAP ETF CORE S&P SCP ETF 464287804 135,588 1,955,978 SH   DFND   1,904,807 0 51,171
ISHARES S&P SMALL CAP 600 VALUE INDEX FUND SP SMCP600VL ETF 464287879 3,435 26,049 SH   DFND   26,049 0 0
ISHARES S&P SHORT TERM NATIONAL AMT-FREE MUNICIPAL SHT NTLAMTFR ETF 464288158 313 2,969 SH   DFND   2,273 0 696
ISHARES TRUST ISHARES MSCI ACWI EX US INDEX FUND MSCI ACWI US ETF 464288240 52,657 1,254,931 SH   DFND   1,177,260 0 77,671
ISHARES MSCI ACWI ETF MSCI ACWI ETF 464288257 1,122 17,494 SH   DFND   17,494 0 0
ISHARES NATIONAL AMT-FREE MUNICIPAL BOND FUND NAT AMT FREE BD 464288414 299 2,742 SH   DFND   2,742 0 0
ISHARES DOW JONES INTERNATIONAL SELECT DIVIDEND IN INTL SEL DIV ETF 464288448 968 33,711 SH   DFND   33,711 0 0
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND FUND IBOXX INV CP ETF 464288513 684 8,436 SH   DFND   8,436 0 0
ISHARES BARCLAYS MBS BOND FUND MBS ETF 464288588 18,216 174,069 SH   DFND   170,857 0 3,212
ISHARES BARCLAYS INTERMEDIATE GOVERNMENT/CREDIT BO INTRM GOV/CR ETF 464288612 757 6,997 SH   DFND   6,997 0 0
ISHARES INTERMEDIATE TERM CORP BOND ETF INTERM CR BD ETF 464288638 34,538 658,861 SH   DFND   642,413 0 16,448
ISHARES SHORT-TERM CORPORATE BOND ETF 1-3 YR CR BD ETF 464288646 39,390 762,775 SH   DFND   744,171 0 18,604
ISHARES S&P US PREFERRED STOCK INDEX FUND U.S. PFD STK ETF 464288687 809 23,625 SH   DFND   23,625 0 0
ISHARES US HEALTH CARE PROVIDERS ETF US HLTHCR PR ETF 464288828 248 1,504 SH   DFND   1,504 0 0
ISHARES MSCI EAFE GROWTH INDEX FUND EAFE GRWTH ETF 464288885 398 5,756 SH   DFND   5,756 0 0
ISHARES LONG TERM CORP BOND ETF 10+ YR CR BD ETF 464289511 237 4,210 SH   DFND   4,210 0 0
ISHARES FLOATING RATE BOND E FLTG RATE NT ETF 46429B655 34,649 688,023 SH   DFND   670,816 0 17,207
ISHARES HIGH DIVIDEND EQUITY HIGH DIVIDND ETF 46429B663 5,313 62,961 SH   DFND   62,961 0 0
ISHARES SHORT MATURITY BOND SHT MAT BD ETF 46431W507 597 11,969 SH   DFND   11,969 0 0
ISHARES CORE MSCI ACMI CORE MSCI TOTAL 46432F834 1,023 19,475 SH   DFND   19,150 0 325
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 151,166 2,748,476 SH   DFND   2,688,025 0 60,451
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103 200,928 4,261,457 SH   DFND   4,164,228 0 97,229
J.P. MORGAN CHASE & CO COM 46625H100 133,086 1,363,305 SH   DFND   1,143,017 0 220,288
JP MORGAN ALERIAN MLP INDEX ALERIAN ML ETN 46625H365 538 24,085 SH   DFND   24,085 0 0
JOHNSON & JOHNSON COM 478160104 135,404 1,049,239 SH   DFND   877,769 0 171,470
KIMBERLY CLARK CORP COM 494368103 27,725 243,332 SH   DFND   238,174 0 5,158
THE KRAFT HEINZ COMPANY COM 500754106 1,020 23,708 SH   DFND   23,294 0 414
ESTEE LAUDER COS INC CL A CL A 518439104 347 2,666 SH   DFND   2,666 0 0
LIBERTY PROPERTY TRUST SH BEN INT 531172104 209 5,000 SH   DFND   5,000 0 0
LILLY, ELI & COMPANY COM 532457108 503 4,351 SH   DFND   4,201 0 150
LITHIA MOTORS INC CL A 536797103 310 4,055 SH   DFND   4,055 0 0
LOCKHEED MARTIN CORP COM 539830109 1,913 7,305 SH   DFND   7,305 0 0
LOWES COS INC COM 548661107 97,996 1,061,024 SH   DFND   872,673 0 188,351
M & T BK CORP COM 55261F104 1,778 12,424 SH   DFND   12,424 0 0
MSC INDUSTRIAL DIRECT CO - A CL A 553530106 510 6,635 SH   DFND   6,635 0 0
MAGELLAN MIDSTREAM PARTNERS COM UNIT RP LP 559080106 1,281 22,450 SH   DFND   22,450 0 0
MARATHON PETROLEUM CORP COM 56585A102 295 4,998 SH   DFND   4,998 0 0
MARRIOTT INTL INC NEW CL A CL A 571903202 242 2,233 SH   DFND   2,233 0 0
MASTERCARD CLA 57636Q104 126,768 671,972 SH   DFND   551,551 0 120,421
MCCORMICK & CO INC COM NON VTG 579780206 206 1,478 SH   DFND   1,478 0 0
MCDONALDS CORP COM 580135101 31,856 179,399 SH   DFND   151,716 0 27,683
MERCK & CO COM 58933Y105 39,307 514,427 SH   DFND   498,929 0 15,498
MICROSOFT CORP COM 594918104 159,082 1,566,234 SH   DFND   1,373,852 0 192,382
MIDDLESEX WTR CO COM 596680108 1,307 24,501 SH   DFND   24,501 0 0
MONDELEZ INTERNATIONAL INC CL A CL A 609207105 549 13,707 SH   DFND   13,707 0 0
NESTLE S A SPON ADR REG COM 641069406 1,881 23,238 SH   DFND   23,238 0 0
NETFLIX INC COM 64110L106 417 1,559 SH   DFND   1,559 0 0
NEXTERA ENERGY INC COM 65339F101 2,724 15,669 SH   DFND   15,669 0 0
NIKE INC CL B CL B 654106103 1,360 18,341 SH   DFND   14,341 0 4,000
NORFOLK SOUTHERN CORP COM 655844108 2,159 14,440 SH   DFND   14,440 0 0
NORTHROP GRUMMAN CORP COM 666807102 1,406 5,740 SH   DFND   5,740 0 0
NOVARTIS AG - ADR SPONSORED ADR 66987V109 2,361 27,510 SH   DFND   26,510 0 1,000
NOVO-NORDISK A/S SPONS ADR ADR 670100205 502 10,905 SH   DFND   10,905 0 0
OCCIDENTAL PETE CORP COM 674599105 839 13,662 SH   DFND   13,662 0 0
ORACLE SYS CORP COM 68389X105 67,234 1,489,114 SH   DFND   1,208,119 0 280,995
PNC FINANCIAL CORP COM 693475105 2,135 18,264 SH   DFND   18,264 0 0
PPG INDS INC COM 693506107 239 2,338 SH   DFND   2,338 0 0
PPL CORP COM COM 69351T106 560 19,766 SH   DFND   19,766 0 0
PAYCHEX INC COM 704326107 339 5,207 SH   DFND   5,207 0 0
PEPSICO INC COM 713448108 130,180 1,178,313 SH   DFND   980,524 0 197,789
PFIZER INC COM 717081103 20,269 464,357 SH   DFND   452,818 0 11,539
PHILIP MORRIS INTL,INC COM 718172109 19,971 299,154 SH   DFND   297,227 0 1,927
PHILLIPS 66 COM 718546104 1,083 12,569 SH   DFND   12,569 0 0
PROCTER & GAMBLE COM 742718109 22,239 241,936 SH   DFND   163,027 0 78,909
PUBLIC SVC ENTERPRISES COM 744573106 428 8,228 SH   DFND   8,228 0 0
QUALCOMM INC COM 747525103 17,209 302,391 SH   DFND   300,116 0 2,275
RAYTHEON CO NEW COM COM NEW 755111507 791 5,156 SH   DFND   5,156 0 0
ROYAL DUTCH SHELL PLC - ADR SPON ADR B 780259107 15,939 265,919 SH   DFND   262,601 0 3,318
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 2,625 45,044 SH   DFND   44,344 0 700
S&P Global Inc COM 78409V104 252 1,481 SH   DFND   1,481 0 0
SEI INVESTMENTS CO COM 784117103 347 7,500 SH   DFND   7,500 0 0
SPDR TR UNIT SER 1 TR UNIT 78462F103 71,907 287,722 SH   DFND   233,267 0 54,455
SPDR GOLD TRUST GOLD SHS 78463V107 1,213 10,000 SH   DFND   10,000 0 0
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763 299 3,340 SH   DFND   3,340 0 0
MIDCAP SPDR TRUST SERIES 1 UTSER1 S&PDCRP 78467Y107 3,028 10,003 SH   DFND   10,003 0 0
SAP SE SPONSORED ADR SPON ADR 803054204 766 7,695 SH   DFND   7,695 0 0
SCHLUMBERGER COM 806857108 2,306 63,908 SH   DFND   62,663 0 1,245
SPDR FINANCIAL SELECT SBI INT-FINL 81369Y605 2,424 101,750 SH   DFND   101,750 0 0
TECHNOLOGY SELECT SECT SPDR TECHNOLOGY 81369Y803 308 4,968 SH   DFND   4,968 0 0
COMM SERV SELECT SECTOR SPDR COMMUNICATION 81369Y852 554 13,425 SH   DFND   13,425 0 0
UTILITIES SELECT SECTOR SPDR SBI INT-UTILS 81369Y886 754 14,240 SH   DFND   14,240 0 0
SHERWIN WILLIAMS CO COM 824348106 1,997 5,076 SH   DFND   5,005 0 71
SIERRA WIRELESS LNC COM 826516106 1,343 100,000 SH   DFND   100,000 0 0
SOUTHERN CO COM 842587107 378 8,608 SH   DFND   8,608 0 0
SOUTHERN NATIONAL BANCORP OF VIRG. INC. COM 843395104 132 10,000 SH   DFND   10,000 0 0
SOUTHWEST AIRLS CO COM 844741108 967 20,796 SH   DFND   20,796 0 0
STARBUCKS CORP COM 855244109 62,719 973,896 SH   DFND   814,306 0 159,590
STRYKER CORP COM 863667101 1,595 10,174 SH   DFND   10,174 0 0
SYNCHRONY FINAN COM 87165B103 1,381 58,850 SH   DFND   58,850 0 0
SYSCO CORP COM 871829107 899 14,346 SH   DFND   14,346 0 0
TD AMERITRADE HOLDINGS COM 87236Y108 292 5,960 SH   DFND   5,960 0 0
TJX COS INC NEW COM 872540109 110,335 2,466,147 SH   DFND   1,982,925 0 483,222
TAPESTRY INC COM 876030107 12,525 371,124 SH   DFND   366,896 0 4,228
TARGET CORP COM 87612E106 1,437 21,750 SH   DFND   21,750 0 0
TEXAS INSTRUMENTS INC COM 882508104 932 9,866 SH   DFND   9,866 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 535 2,389 SH   DFND   2,389 0 0
3M COMPANY COM 88579Y101 7,886 41,387 SH   DFND   30,287 0 11,100
TORONTO-DOMINION BANK COM NEW 891160509 776 15,599 SH   DFND   15,599 0 0
TOTAL FINA ELF S A ADR SPONSORED ADR 89151E109 285 5,467 SH   DFND   5,467 0 0
TRANSDIGM GROUP, INC. COM 893641100 510 1,500 SH   DFND   1,500 0 0
TRAVELERS COMPANIES INC COM 89417E109 740 6,178 SH   DFND   3,303 0 2,875
TWENTY-FIRST CENTURY FOX, INC. CL A 90130A200 385 8,062 SH   DFND   8,062 0 0
UGI CORP NEW COM 902681105 264 4,950 SH   DFND   4,950 0 0
U S BANCORP COM NEW 902973304 57,402 1,256,061 SH   DFND   1,019,357 0 236,704
UNILEVER PLC SPONSORED ADR SPON ADR NEW 904767704 2,014 38,552 SH   DFND   38,552 0 0
UNILEVER N V WI N Y SHS NEW 904784709 2,201 40,910 SH   DFND   23,345 0 17,565
UNION PACIFIC CORP COM 907818108 7,486 54,153 SH   DFND   52,543 0 1,610
UNITED PARCEL SVC INC CL B CL B 911312106 34,191 350,568 SH   DFND   345,903 0 4,665
UNITED TECHNOLOGIES CORP COM 913017109 93,722 880,186 SH   DFND   713,055 0 167,131
UNITEDHEALTH GROUP INC COM COM 91324P102 133,928 537,606 SH   DFND   433,823 0 103,783
V F CORPORATION COM 918204108 527 7,393 SH   DFND   7,393 0 0
VANECK VECTORS ETF TR OIL SVCS ETF 92189F718 2,251 160,433 SH   DFND   5,008 0 155,425
VANGUARD DIVIDEND DIV APP ETF 921908844 6,348 64,811 SH   DFND   64,811 0 0
VANGUARD STAR FUND VG TL INTL STK F 921909768 52,677 1,115,555 SH   DFND   1,098,255 0 17,300
VANGUARD FTSE EUROPE PACIFIC ETF FTSE DEV MKT ETF 921943858 8,610 232,078 SH   DFND   185,971 0 46,107
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406 918 11,767 SH   DFND   11,767 0 0
VANGUARD FTSE ALL WORLD SC ETF FTSE SMCAP ETF 922042718 36,639 386,980 SH   DFND   375,316 0 11,664
VANGUARD FTSE EMERGING MARKET ETF FTSE EMR MKT ETF 922042858 4,723 123,975 SH   DFND   123,975 0 0
VANGUARD FTSE PACIFIC ETF INF TECH ETF 922042866 54,359 896,564 SH   DFND   877,436 0 19,128
VANGUARD FTSE EUROPE ETF FTSE EUROPE ETF 922042874 26,435 543,697 SH   DFND   534,635 0 9,062
VANGUARD INFO TECH ETF INF TECH ETF 92204A702 1,414 8,476 SH   DFND   8,476 0 0
VANGUARD UTILITIES ETF UTILITIES ETF 92204A876 216 1,835 SH   DFND   1,835 0 0
VENTAS INC COM 92276F100 247 4,213 SH   DFND   4,213 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 3,150 13,705 SH   DFND   13,705 0 0
VANGUARD MIDCAP VALUE ETF MCAP VL IDXVIP 922908512 211 2,219 SH   DFND   2,219 0 0
VANGUARD REIT ETF REIT ETF 922908553 3,003 40,271 SH   DFND   40,271 0 0
VANGUARD GROWTH ETF GROWTH ETF 922908736 600 4,465 SH   DFND   4,465 0 0
VANGUARD VALUE ETF VALUE ETF 922908744 868 8,858 SH   DFND   8,858 0 0
VANGUARD SMALL-CAP ETF SMALL CAP ETF 922908751 488 3,700 SH   DFND   3,700 0 0
VANGUARD TOTAL STOCK MARKET TOTAL STK MKT 922908769 84,248 660,097 SH   DFND   594,857 0 65,240
VERIZON COMMUNICATIONS COM 92343V104 40,155 714,249 SH   DFND   703,490 0 10,759
VERSUM MATLS INC COM 92532W103 325 11,720 SH   DFND   11,720 0 0
VISA IN - CLASS A COM CL A 92826C839 1,426 10,808 SH   DFND   10,708 0 100
WAL-MART STORES COM 931142103 1,906 20,462 SH   DFND   20,462 0 0
WALGREENS BOOTS ALLIANCE, INC COM 931427108 642 9,398 SH   DFND   9,398 0 0
WASTE MGMT INC DEL COM 94106L109 1,518 17,061 SH   DFND   16,836 0 225
WELLS FARGO CO COM 949746101 9,673 209,917 SH   DFND   151,270 0 58,647
WISDOMTREE DEFA FUND INTL EQUITY FD 97717W703 453 9,720 SH   DFND   9,720 0 0
WISDOMTREE JAPAN HEDGED EQUITY FUND JAPN HEDGE EQT 97717W851 2,670 57,565 SH   DFND   57,565 0 0
YUM BRANDS INC COM COM 988498101 263 2,862 SH   DFND   2,662 0 200
ZIMMER HLDGS INC COM COM 98956P102 538 5,187 SH   DFND   5,187 0 0
ALLERGAN PLC SHS G0177J108 752 5,628 SH   DFND   5,628 0 0
ACCENTURE LTD SHS CLASS A G1151C101 111,539 791,003 SH   DFND   631,260 0 159,743
EATON CORP, PLC SHS G29183103 29,418 428,455 SH   DFND   421,325 0 7,130
JOHNSON CONTROLS INTERNATIONAL PLC SHS G51502105 12,047 406,321 SH   DFND   401,995 0 4,326
LINDE PLC COM G5494J103 556 3,562 SH   DFND   3,562 0 0
MEDTRONIC PLC SHS G5960L103 64,817 712,584 SH   DFND   623,351 0 89,233
NIELSEN HOLDINGS N.V. SHS EUR G6518L108 287 12,300 SH   DFND   12,300 0 0
CHUBB LTD COM H1467J104 2,722 21,074 SH   DFND   21,074 0 0