The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR NATIONAL MUN ETF 464288414 332 3,049 SH   SOLE NONE 0 0 3,049
INVESCO EXCHNG TRADED FD TR FTSE RAFI DEV 46138E743 588 15,660 SH   SOLE NONE 0 0 15,660
UNION BANKSHARES INC COM 905400107 205 4,291 SH   SOLE NONE 0 0 4,291
WISDOMTREE TR EMER MKT HIGH FD 97717W315 4,553 113,400 SH   SOLE NONE 0 0 113,400
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,002 20,613 SH   SOLE NONE 0 0 20,613
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 2,439 47,773 SH   SOLE NONE 0 0 47,773
VANGUARD INDEX FDS GROWTH ETF 922908736 314 2,339 SH   SOLE NONE 0 0 2,339
BLUE HILLS BANCORP INC COM 095573101 632 29,613 SH   SOLE NONE 0 0 29,613
ISHARES TR RUS 2000 VAL ETF 464287630 234 2,177 SH   SOLE NONE 0 0 2,177
PROCTER AND GAMBLE CO COM 742718109 389 4,236 SH   SOLE NONE 0 0 4,236
BOEING CO COM 097023105 685 2,125 SH   SOLE NONE 0 0 2,125
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 40,566 856,361 SH   SOLE NONE 0 0 856,361
EXXON MOBIL CORP COM 30231G102 512 7,505 SH   SOLE NONE 0 0 7,505
ISHARES INC CORE MSCI EMKT 46434G103 1,273 26,998 SH   SOLE NONE 0 0 26,998
VANGUARD INDEX FDS VALUE ETF 922908744 263 2,680 SH   SOLE NONE 0 0 2,680
VANGUARD INDEX FDS SML CP GRW ETF 922908595 467 3,100 SH   SOLE NONE 0 0 3,100
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 394 5,288 SH   SOLE NONE 0 0 5,288
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 2,434 83,314 SH   SOLE NONE 0 0 83,314
ISHARES TR RUS 1000 VAL ETF 464287598 299 2,693 SH   SOLE NONE 0 0 2,693
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,165 8,825 SH   SOLE NONE 0 0 8,825
SPDR SER TR SPDR BLOOMBERG 78468R663 8,541 93,382 SH   SOLE NONE 0 0 93,382
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 1,288 12,680 SH   SOLE NONE 0 0 12,680
ISHARES TR RUS 1000 GRW ETF 464287614 283 2,158 SH   SOLE NONE 0 0 2,158
ISHARES TR CORE MSCI EAFE 46432F842 526 9,572 SH   SOLE NONE 0 0 9,572
VANGUARD GROUP DIV APP ETF 921908844 4,851 49,528 SH   SOLE NONE 0 0 49,528
ISHARES TR RUS 1000 ETF 464287622 230 1,656 SH   SOLE NONE 0 0 1,656
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 7,320 262,833 SH   SOLE NONE 0 0 262,833
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,039 108,857 SH   SOLE NONE 0 0 108,857
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 30,678 948,031 SH   SOLE NONE 0 0 948,031
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 25,065 947,642 SH   SOLE NONE 0 0 947,642
SPDR SER TR PORTFOLIO SM ETF 78468R853 9,351 354,731 SH   SOLE NONE 0 0 354,731
SPDR SER TR NUVEEN BLMBRG SR 78468R739 583 12,127 SH   SOLE NONE 0 0 12,127
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,588 146,675 SH   SOLE NONE 0 0 146,675
ISHARES TR CORE S&P500 ETF 464287200 47,680 189,498 SH   SOLE NONE 0 0 189,498
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 353 4,451 SH   SOLE NONE 0 0 4,451
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 235 3,007 SH   SOLE NONE 0 0 3,007
ISHARES TR CORE MSCI EURO 46434V738 8,624 208,670 SH   SOLE NONE 0 0 208,670
VANGUARD INDEX FDS SM CP VAL ETF 922908611 562 4,928 SH   SOLE NONE 0 0 4,928
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 730 6,098 SH   SOLE NONE 0 0 6,098