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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
GRANITESHARES ETF TR BBG COMMD K 1 38747R108 867 35,709 SH   SOLE   35,709 0 0
ISHARES GOLD TRUST ISHARES 464285105 665 53,710 SH   SOLE   53,710 0 0
ISHARES TR CORE S&P500 ETF 464287200 638,096 2,242,395 SH   SOLE   2,242,395 0 0
ISHARES TR JPMORGAN USD EMG 464288281 164,531 1,494,922 SH   SOLE   1,494,922 0 0
ISHARES TR IBOXX HI YD ETF 464288513 62,066 717,780 SH   SOLE   717,780 0 0
ISHARES TR US TREAS BD ETF 46429B267 5,812 230,279 SH   SOLE   230,279 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 587,248 10,112,766 SH   SOLE   10,112,766 0 0
ISHARES TR BROAD USD HIGH 46435U853 40,966 841,708 SH   SOLE   841,708 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 7,609 138,337 SH   SOLE   138,337 0 0
SPDR SERIES TRUST BLOOMBERG BRCLYS 78464A417 62,059 1,725,292 SH   SOLE   1,725,292 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E204 96,956 7,510,162 SH   SOLE   7,510,162 0 0