The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLEGION PLC FOREIGN EQUITIES G0176J109 9 80 SH   SOLE   80 0 0
ALLERGAN PLC SHS FOREIGN EQUITIES G0177J108 111 665 SH   SOLE   665 0 0
ALLERGAN PLC SHS FOREIGN EQUITIES G0177J108 33 200 SH   DFND   200 0 0
ACCENTURE LTD BERMUDA CL A FOREIGN EQUITIES G1151C101 201 1,090 SH   SOLE   1,090 0 0
ACCENTURE LTD BERMUDA CL A FOREIGN EQUITIES G1151C101 37 200 SH   DFND   200 0 0
EATON CORP PLC FOREIGN EQUITIES G29183103 8 100 SH   SOLE   100 0 0
HELEN OF TROY LTD FOREIGN EQUITIES G4388N106 10 76 SH   SOLE   76 0 0
INGERSOLL-RAND PUBLIC LTD FOREIGN EQUITIES G47791101 30 240 SH   SOLE   240 0 0
INTERNATIONAL GAME TECHNOLOGSHS USD FOREIGN EQUITIES G4863A108 2 143 SH   SOLE   143 0 0
INVESCO LTD COMMON STOCK G491BT108 1 41 SH   SOLE   41 0 0
JAZZ PHARMACEUTICALS PLC FOREIGN EQUITIES G50871105 5 36 SH   SOLE   36 0 0
JOHNSON CONTROLS INTRNL FOREIGN EQUITIES G51502105 14 334 SH   SOLE   334 0 0
LINDE PLC SHS FOREIGN EQUITIES G5494J103 20 100 SH   SOLE   100 0 0
MEDTRONIC PLC ORDINARY FOREIGN EQUITIES G5960L103 429 4,400 SH   SOLE   4,100 0 300
MEDTRONIC PLC ORDINARY FOREIGN EQUITIES G5960L103 68 700 SH   DFND   300 400 0
ALCON INC ORD SHS FOREIGN EQUITIES H01301128 34 546 SH   SOLE   488 0 58
ALCON INC ORD SHS FOREIGN EQUITIES H01301128 22 348 SH   DFND   250 98 0
CHUBB LTD FOREIGN EQUITIES H1467J104 47 317 SH   SOLE   317 0 0
STRATASYS LTD COMMON STOCK M85548101 15 500 SH   SOLE   500 0 0
CORE LABORATORIES N V COM COMMON STOCK N22717107 2 42 SH   SOLE   42 0 0
LYONDELLBASELL INDUSTRIES N.V. CL A FOREIGN EQUITIES N53745100 15 175 SH   SOLE   175 0 0
MYLAN NV FOREIGN EQUITIES N59465109 8 400 SH   SOLE   400 0 0
COPA HOLDINGS SA FOREIGN EQUITIES P31076105 2 22 SH   SOLE   22 0 0
AFLAC INCORPORATED COMMON STOCK 001055102 131 2,395 SH   DFND   0 2,395 0
AES CORP COM COMMON STOCK 00130H105 2 100 SH   SOLE   100 0 0
AT&T INC COM COMMON STOCK 00206R102 1,779 53,110 SH   SOLE   50,510 2,100 500
AT&T INC COM COMMON STOCK 00206R102 1,120 33,418 SH   DFND   25,686 7,732 0
ABBOTT LABS COM COMMON STOCK 002824100 1,007 11,978 SH   SOLE   10,478 1,200 300
ABBOTT LABS COM COMMON STOCK 002824100 648 7,700 SH   DFND   7,500 200 0
ABBVIE, INC COMMON STOCK 00287Y109 993 13,655 SH   SOLE   12,555 800 300
ABBVIE, INC COMMON STOCK 00287Y109 669 9,200 SH   DFND   9,100 100 0
AGILENT TECHNOLOGIES INC COM COMMON STOCK 00846U101 7 100 SH   SOLE   100 0 0
AGILENT TECHNOLOGIES INC COM COMMON STOCK 00846U101 15 200 SH   DFND   0 200 0
AIR PRODUCT AND CHEMICALS INC COMMON STOCK 009158106 1,396 6,167 SH   SOLE   5,667 500 0
AIR PRODUCT AND CHEMICALS INC COMMON STOCK 009158106 694 3,066 SH   DFND   2,666 400 0
ALCOA CORP COMMON STOCK 013872106 2 78 SH   SOLE   78 0 0
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTNERSHIP COMMON STOCK 01881G106 18 600 SH   SOLE   600 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 15 148 SH   SOLE   148 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 5 48 SH   DFND   48 0 0
ALNYLAM PHARMACEUTICALS INC COM COMMON STOCK 02043Q107 4 50 SH   SOLE   50 0 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 773 715 SH   SOLE   635 80 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 730 675 SH   DFND   655 20 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 288 266 SH   SOLE   266 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 65 60 SH   DFND   50 10 0
ALTABA INC COM COMMON STOCK 021346101 14 201 SH   SOLE   201 0 0
ALTABA INC COM COMMON STOCK 021346101 35 500 SH   DFND   500 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 266 5,622 SH   SOLE   5,622 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 170 3,600 SH   DFND   1,800 1,800 0
AMAZON COM INC COM COMMON STOCK 023135106 1,441 761 SH   SOLE   736 25 0
AMAZON COM INC COM COMMON STOCK 023135106 1,428 754 SH   DFND   749 5 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 31 355 SH   SOLE   355 0 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 245 2,785 SH   DFND   2,785 0 0
AMERICAN EQUITY INVT LIFE HLDG COMMON STOCK 025676206 3 111 SH   SOLE   111 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 1,900 15,389 SH   SOLE   14,164 1,225 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 1,225 9,925 SH   DFND   1,825 8,100 0
AMERICAN INTL GROUP WARRANTSEXP 1/19/2021 WARRANTS & RIGHTS 026874156 0 8 SH   SOLE   8 0 0
AMERICAN INTL GROUP INC COM COMMON STOCK 026874784 0 8 SH   SOLE   8 0 0
AMERICAN WATER WORKS COMMON STOCK 030420103 1,111 9,575 SH   SOLE   8,375 1,200 0
AMERICAN WATER WORKS COMMON STOCK 030420103 151 1,300 SH   DFND   1,100 200 0
AMERIPRISE FINL INC COM COMMON STOCK 03076C106 126 865 SH   SOLE   865 0 0
AMERIPRISE FINL INC COM COMMON STOCK 03076C106 290 2,000 SH   DFND   0 2,000 0
AMGEN INC COM COMMON STOCK 031162100 503 2,732 SH   SOLE   2,432 300 0
AMGEN INC COM COMMON STOCK 031162100 424 2,300 SH   DFND   1,800 500 0
ANALOG DEVICES INC COMMON STOCK 032654105 1,075 9,522 SH   SOLE   8,522 1,000 0
ANALOG DEVICES INC COMMON STOCK 032654105 178 1,577 SH   DFND   1,088 489 0
ANNALY CAP MGMT INC COM COMMON STOCK 035710409 13 1,400 SH   SOLE   1,400 0 0
APPLE COMPUTER INC COM COMMON STOCK 037833100 3,176 16,045 SH   SOLE   15,475 570 0
APPLE COMPUTER INC COM COMMON STOCK 037833100 1,037 5,237 SH   DFND   4,372 865 0
APPLIED MATLS INC COM COMMON STOCK 038222105 45 1,000 SH   SOLE   1,000 0 0
AQUA AMERICA INC COM COMMON STOCK 03836W103 41 1,000 SH   SOLE   0 0 1,000
AQUA AMERICA INC COM COMMON STOCK 03836W103 79 1,916 SH   DFND   250 1,666 0
ARCONIC INC COMMON STOCK 03965L100 6 236 SH   SOLE   236 0 0
ARES CAP CORP COM MUTUAL FUNDS-ETF EQUITIES 04010L103 12 682 SH   SOLE   682 0 0
ASHLAND GLOBAL HLDGS INC NPV COMMON STOCK 044186104 1 13 SH   DFND   13 0 0
ASTRAZENECA PLC SPONSORED ADR FOREIGN EQUITIES 046353108 6 150 SH   SOLE   150 0 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 843 5,100 SH   SOLE   5,000 100 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 99 600 SH   DFND   200 400 0
AUTOZONE INC COM COMMON STOCK 053332102 344 313 SH   SOLE   313 0 0
AUTOZONE INC COM COMMON STOCK 053332102 55 50 SH   DFND   50 0 0
BB&T CORP COM COMMON STOCK 054937107 37 750 SH   SOLE   750 0 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 248 5,939 SH   SOLE   5,459 480 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 121 2,900 SH   DFND   2,700 200 0
BANKAMERICA CORP NEW COMMON STOCK 060505104 289 9,975 SH   SOLE   9,975 0 0
BANKAMERICA CORP NEW COMMON STOCK 060505104 22 750 SH   DFND   750 0 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100 106 2,400 SH   SOLE   2,400 0 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100 93 2,100 SH   DFND   2,100 0 0
BAXTER INTL INC COM COMMON STOCK 071813109 864 10,550 SH   SOLE   8,750 1,800 0
BAXTER INTL INC COM COMMON STOCK 071813109 201 2,450 SH   DFND   2,150 300 0
BERKSHIRE HATHAWAY B NEW COMMON STOCK 084670702 1,402 6,575 SH   SOLE   6,075 500 0
BERKSHIRE HATHAWAY B NEW COMMON STOCK 084670702 433 2,030 SH   DFND   1,830 200 0
BERKSHIRE HILLS BANCORP INC COM COMMON STOCK 084680107 222 7,080 SH   DFND   0 7,080 0
BIOGEN INC COM COMMON STOCK 09062X103 2 10 SH   SOLE   10 0 0
BLACKROCK INC COM COMMON STOCK 09247X101 329 700 SH   DFND   700 0 0
BOEING CO COM COMMON STOCK 097023105 2,131 5,854 SH   SOLE   5,854 0 0
BOEING CO COM COMMON STOCK 097023105 317 870 SH   DFND   870 0 0
BOOKING HOLDINGS INC COMMON STOCK 09857L108 19 10 SH   SOLE   10 0 0
BRIGHTHOUSE FINANCIAL INC COMMON STOCK 10922N103 1 27 SH   SOLE   27 0 0
BRIGHTHOUSE FINANCIAL INC COMMON STOCK 10922N103 1 18 SH   DFND   0 18 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1,522 33,570 SH   SOLE   31,970 1,200 400
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 569 12,548 SH   DFND   10,485 2,063 0
BROADCOM INC NPV COMMON STOCK 11135F101 849 2,950 SH   SOLE   2,550 400 0
BROADCOM INC NPV COMMON STOCK 11135F101 144 500 SH   DFND   500 0 0
BUCKEYE PARTNERS COMMON STOCK 118230101 57 1,400 SH   DFND   1,000 400 0
CDK GLOBAL, INC. COMMON STOCK 12508E101 4 91 SH   SOLE   91 0 0
CIGNA CORP NEW COM COMMON STOCK 125523100 16 100 SH   SOLE   100 0 0
CSX CORP COM COMMON STOCK 126408103 248 3,200 SH   SOLE   3,200 0 0
CVS/CAREMARK CORP COM COMMON STOCK 126650100 27 496 SH   SOLE   496 0 0
CAMPBELL SOUP CO COM COMMON STOCK 134429109 24 600 SH   SOLE   600 0 0
CANTEL MEDICAL CORP COMMON STOCK 138098108 4 50 SH   SOLE   50 0 0
CAPITAL ONE FINL CORP COMMON STOCK 14040H105 18 200 SH   SOLE   200 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 41 300 SH   SOLE   300 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 20 150 SH   DFND   0 150 0
CELGENE CORP COM COMMON STOCK 151020104 7 80 SH   SOLE   80 0 0
CHARTER COMMUNICATIONS INC NCL A COMMON STOCK 16119P108 7 18 SH   SOLE   18 0 0
CHARTER COMMUNICATIONS INC NCL A COMMON STOCK 16119P108 116 293 SH   DFND   0 293 0
CHEMOURS CO COM COMMON STOCK 163851108 1 35 SH   SOLE   35 0 0
CHEMOURS CO COM COMMON STOCK 163851108 1 60 SH   DFND   60 0 0
CHENIERE ENERGY INC COM NEW COMMON STOCK 16411R208 7 100 SH   SOLE   100 0 0
CHEVRONTEXACO CORP COM COMMON STOCK 166764100 1,720 13,824 SH   SOLE   12,534 1,290 0
CHEVRONTEXACO CORP COM COMMON STOCK 166764100 1,094 8,790 SH   DFND   8,490 300 0
CHIMERA INVT CORP COM NEW COMMON STOCK 16934Q208 9 500 SH   SOLE   500 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 1,729 31,595 SH   SOLE   29,295 2,300 0
CISCO SYS INC COM COMMON STOCK 17275R102 342 6,250 SH   DFND   3,550 2,700 0
CITIGROUP INC NEW COMMON STOCK 172967424 143 2,047 SH   SOLE   1,997 50 0
CITIGROUP INC NEW COMMON STOCK 172967424 11 161 SH   DFND   161 0 0
CLOROX COMPANY COMMON STOCK 189054109 15 100 SH   SOLE   100 0 0
COCA COLA CO COM COMMON STOCK 191216100 2,036 39,995 SH   SOLE   37,695 1,500 800
COCA COLA CO COM COMMON STOCK 191216100 295 5,786 SH   DFND   4,386 1,400 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 382 5,330 SH   SOLE   5,330 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 337 4,700 SH   DFND   4,000 700 0
COMCAST CORP COMMON STOCK 20030N101 116 2,744 SH   SOLE   2,744 0 0
COMCAST CORP COMMON STOCK 20030N101 66 1,554 SH   DFND   1,554 0 0
COMMUNITY BANK SYSTEM INC COMMON STOCK 203607106 369 5,600 SH   SOLE   5,600 0 0
COMMUNITY BANK SYSTEM INC COMMON STOCK 203607106 329 5,000 SH   DFND   5,000 0 0
CONDUENT INC COM COMMON STOCK 206787103 1 75 SH   SOLE   75 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 260 4,257 SH   SOLE   4,257 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 512 8,400 SH   DFND   4,400 4,000 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 274 3,128 SH   SOLE   3,128 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 88 1,000 SH   DFND   1,000 0 0
CORNING INC COM COMMON STOCK 219350105 107 3,233 SH   SOLE   3,233 0 0
CORTEVA INC COM COMMON STOCK 22052L104 167 5,666 SH   SOLE   5,463 0 203
CORTEVA INC COM COMMON STOCK 22052L104 200 6,783 SH   DFND   3,934 2,849 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 53 200 SH   SOLE   200 0 0
DANAHER CORP COMMON STOCK 235851102 11 75 SH   SOLE   75 0 0
DEERE & CO COM COMMON STOCK 244199105 307 1,850 SH   SOLE   1,650 0 200
DEERE & CO COM COMMON STOCK 244199105 348 2,100 SH   DFND   1,550 550 0
DELL TECHNOLOGIES INC CL C COMMON STOCK 24703L202 2 35 SH   SOLE   35 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 1,007 7,211 SH   SOLE   6,611 600 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 428 3,065 SH   DFND   2,665 400 0
DISCOVER FINL SVCS COMMON STOCK 254709108 11 136 SH   SOLE   136 0 0
DOLLAR TREE INC COM COMMON STOCK 256746108 3 30 SH   SOLE   30 0 0
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 1,540 19,920 SH   SOLE   18,220 1,100 600
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 816 10,550 SH   DFND   9,550 1,000 0
DOW INC COM COMMON STOCK 260557103 271 5,500 SH   SOLE   5,297 0 203
DOW INC COM COMMON STOCK 260557103 334 6,783 SH   DFND   3,934 2,849 0
DUKE ENERGY HLDG CORP COMMON STOCK 26441C204 751 8,507 SH   SOLE   8,507 0 0
DUKE ENERGY HLDG CORP COMMON STOCK 26441C204 400 4,532 SH   DFND   4,466 66 0
DUNKIN BRANDS GROUP INC COM COMMON STOCK 265504100 70 881 SH   DFND   0 881 0
DUPONT DE NEMOURS INC COM COMMON STOCK 26614N102 450 5,996 SH   SOLE   5,793 0 203
DUPONT DE NEMOURS INC COM COMMON STOCK 26614N102 509 6,783 SH   DFND   3,934 2,849 0
EATON VANCE CORP- NON VTG COMMON STOCK 278265103 3 64 SH   SOLE   64 0 0
EATON VANCE INSURED MUNI BD FD MUTUAL FUNDS-ETF NON-TAX 27827X101 21 1,666 SH   SOLE   1,666 0 0
EATON VANCE TAX ADVT DIV INCCOM COMMON STOCK 27828G107 19 800 SH   SOLE   800 0 0
EBAY INC COM COMMON STOCK 278642103 17 434 SH   SOLE   434 0 0
ELECTRONIC ARTS INC COMMON STOCK 285512109 3 31 SH   SOLE   31 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104 1,259 18,870 SH   SOLE   17,270 1,200 400
EMERSON ELEC CO COM COMMON STOCK 291011104 367 5,500 SH   DFND   3,500 2,000 0
ENBRIDGE INC FOREIGN EQUITIES 29250N105 1,330 36,860 SH   SOLE   34,172 2,688 0
ENBRIDGE INC FOREIGN EQUITIES 29250N105 477 13,231 SH   DFND   10,852 2,379 0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PRTNERS COMMON STOCK 29273V100 579 41,112 SH   SOLE   41,112 0 0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PRTNERS COMMON STOCK 29273V100 6 408 SH   DFND   408 0 0
ENERSYS COMMON STOCK 29275Y102 3 50 SH   SOLE   50 0 0
ENTEGRIS INC COMMON STOCK 29362U104 7 200 SH   SOLE   200 0 0
EQUIFAX INC COMMON STOCK 294429105 6 41 SH   SOLE   41 0 0
EQIUTRANS MIDSTREAM CO COMMON STOCK 294600101 2 100 SH   SOLE   100 0 0
ESSA BANCORP INC COM COMMON STOCK 29667D104 9 600 SH   SOLE   600 0 0
ESSA BANCORP INC COM COMMON STOCK 29667D104 132 8,682 SH   DFND   0 8,682 0
EXELON CORP COM COMMON STOCK 30161N101 479 10,000 SH   SOLE   9,500 0 500
EXELON CORP COM COMMON STOCK 30161N101 107 2,233 SH   DFND   2,233 0 0
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 1,420 18,720 SH   SOLE   17,020 1,200 500
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 345 4,550 SH   DFND   2,850 1,700 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 2,627 34,277 SH   SOLE   32,640 1,537 100
EXXON MOBIL CORP COM COMMON STOCK 30231G102 1,914 24,978 SH   DFND   17,974 7,004 0
FLIR SYSTEM INC COMMON STOCK 302445101 4 75 SH   SOLE   75 0 0
F M C CORP COM NEW COMMON STOCK 302491303 481 5,800 SH   SOLE   5,800 0 0
F N B CORP PA COMMON STOCK 302520101 682 57,937 SH   SOLE   57,937 0 0
FACEBOOK INC COMMON STOCK 30303M102 41 210 SH   SOLE   210 0 0
FASTENAL CO COM COMMON STOCK 311900104 2,105 64,600 SH   SOLE   58,600 4,000 2,000
FASTENAL CO COM COMMON STOCK 311900104 557 17,100 SH   DFND   12,700 4,400 0
FEDEX CORPORATION COMMON STOCK 31428X106 324 1,975 SH   SOLE   1,975 0 0
FEDEX CORPORATION COMMON STOCK 31428X106 94 575 SH   DFND   575 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 14 493 SH   SOLE   493 0 0
FIRST SOLAR INC COMMON STOCK 336433107 13 200 SH   DFND   200 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860 10 1,000 SH   SOLE   1,000 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860 1 107 SH   DFND   107 0 0
FORTIVE CORP COM COMMON STOCK 34959J108 3 37 SH   SOLE   37 0 0
FRANKLIN ELECTRIC INC COMMON STOCK 353514102 4 75 SH   SOLE   75 0 0
FRANKLIN RESOURCES INC COMMON STOCK 354613101 1 30 SH   SOLE   30 0 0
FRANKLIN LTD DURATION INC TRCOM COMMON STOCK 35472T101 29 3,000 SH   SOLE   3,000 0 0
FREEPORTMCMORAN COPP CL B COMMON STOCK 35671D857 3 268 SH   SOLE   54 214 0
FRONTIER COMMUNICATIONS CORPNPV COMMON STOCK 35906A306 0 10 SH   DFND   10 0 0
GATX CORP COMMON STOCK 361448103 6 72 SH   SOLE   72 0 0
GARRETT MOTION INC COM COMMON STOCK 366505105 0 20 SH   DFND   10 10 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 195 1,075 SH   SOLE   1,075 0 0
GENERAL ELEC CO COM COMMON STOCK 369604103 664 63,230 SH   SOLE   63,030 200 0
GENERAL ELEC CO COM COMMON STOCK 369604103 304 28,971 SH   DFND   12,200 16,771 0
GENERAL MLS INC COM COMMON STOCK 370334104 1,147 21,835 SH   SOLE   20,435 1,400 0
GENERAL MLS INC COM COMMON STOCK 370334104 387 7,375 SH   DFND   5,575 1,800 0
GENERAL MOTORS CO COM COMMON STOCK 37045V100 4 100 SH   SOLE   100 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 95 1,403 SH   SOLE   1,403 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 3 50 SH   DFND   50 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 388 9,702 SH   SOLE   9,702 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 104 2,600 SH   DFND   2,300 300 0
GLOBAL PAMENTS INC COMMON STOCK 37940X102 16 100 SH   SOLE   100 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 17 82 SH   SOLE   82 0 0
HCP INC COMMON STOCK 40414L109 99 3,100 SH   SOLE   3,100 0 0
HCP INC COMMON STOCK 40414L109 96 3,000 SH   DFND   3,000 0 0
HALLIBURTON CO COMMON STOCK 406216101 5 219 SH   SOLE   219 0 0
HANESBRANDS INC COM COMMON STOCK 410345102 2 100 SH   SOLE   100 0 0
HARLEY DAVIDSON INC COM COMMON STOCK 412822108 7 200 SH   SOLE   200 0 0
HARRIS CORP DEL COM COMMON STOCK 413875105 9 46 SH   DFND   46 0 0
HARSCO CORP COMMON STOCK 415864107 2 78 SH   SOLE   78 0 0
HARTFORD FINL SVCS COMMON STOCK 416515104 21 373 SH   DFND   373 0 0
HELMERICH & PAYNE INC COMMON STOCK 423452101 3 57 SH   SOLE   57 0 0
HERSHEY FOODS CORP COM COMMON STOCK 427866108 84 629 SH   SOLE   629 0 0
HEXCEL CORP- NEW COMMON STOCK 428291108 8 100 SH   SOLE   100 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 239 1,150 SH   SOLE   1,150 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 518 2,967 SH   SOLE   2,967 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 52 300 SH   DFND   200 100 0
ITT INC COM COMMON STOCK 45073V108 15 231 SH   DFND   231 0 0
INTEL CORP COM COMMON STOCK 458140100 956 19,966 SH   SOLE   19,166 400 400
INTEL CORP COM COMMON STOCK 458140100 472 9,865 SH   DFND   7,650 2,215 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 1,105 8,011 SH   SOLE   8,011 0 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 1,207 8,755 SH   DFND   5,500 3,255 0
INTL PAPER CO COM COMMON STOCK 460146103 6 130 SH   SOLE   130 0 0
INTL PAPER CO COM COMMON STOCK 460146103 30 700 SH   DFND   0 700 0
INVESCO VAN KAMPEN SR INCOMETR MUTUAL FUNDS-FIXED INCOME 46131H107 6 1,400 SH   SOLE   1,400 0 0
INVESCO EX AEROSPACE DEFENSE MUTUAL FUNDS-ETF EQUITIES 46137V100 8 120 SH   SOLE   120 0 0
INVESCO EX PFD ETF MUTUAL FUNDS-ETF EQUITIES 46138E511 59 4,000 SH   SOLE   4,000 0 0
IQIYI INC SPONSORED ADS FOREIGN EQUITIES 46267X108 1 50 SH   SOLE   50 0 0
IQIYI INC SPONSORED ADS FOREIGN EQUITIES 46267X108 3 130 SH   DFND   130 0 0
ISHARES GOLD TRUST MUTUAL FUNDS-EQUITIES 464285105 9 674 SH   SOLE   674 0 0
ISHARES MSCI PAC JP ETF MUTUAL FUNDS-EQUITIES 464286665 2 50 SH   SOLE   50 0 0
ISHARES S&P 100 MUTUAL FUNDS-EQUITIES 464287101 6 50 SH   SOLE   50 0 0
I SHARES TR DJ SLECT DIV INDEX MUTUAL FUNDS-EQUITIES 464287168 5 50 SH   SOLE   50 0 0
ISHARES BARCLAYS TIPS BND FD MUTUAL FUNDS-FIXED INCOME 464287176 21 180 SH   SOLE   180 0 0
ISHARES MSCI EMERGING MKTS INDEX FD MUTUAL FUNDS-ETF EQUITIES 464287234 14 321 SH   SOLE   321 0 0
ISHARES TR S&P NA NATURAL RESOURCES MUTUAL FUNDS-EQUITIES 464287374 15 500 SH   SOLE   500 0 0
ISHARES TR S&P NA NATURAL RESOURCES MUTUAL FUNDS-EQUITIES 464287374 31 1,000 SH   DFND   500 500 0
ISHARES TR MSCI EAFE INDEX MUTUAL FUNDS-ETF EQUITIES 464287465 266 4,052 SH   SOLE   4,052 0 0
ISHARES TR MSCI EAFE INDEX MUTUAL FUNDS-ETF EQUITIES 464287465 131 2,000 SH   DFND   1,500 500 0
ISHARES RUSSELL MID-CAP ETF MUTUAL FUNDS-EQUITIES 464287499 17 300 SH   SOLE   300 0 0
ISHARES S&P 600 INDEX MUTUAL FUNDS-ETF EQUITIES 464287804 20 250 SH   SOLE   250 0 0
ISHARES TR US TREAS BD ETF MUTUAL FUNDS-FIXED INCOME 46429B267 16 619 SH   SOLE   619 0 0
ISHARES TR FLTG RATE BD ETF MUTUAL FUNDS-FIXED INCOME 46429B655 4 74 SH   SOLE   74 0 0
ISHARES TR MIN VOL USA ETF MUTUAL FUNDS-ETF EQUITIES 46429B697 27 440 SH   SOLE   440 0 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 1,711 15,305 SH   SOLE   14,305 1,000 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 151 1,350 SH   DFND   1,000 350 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 2,665 19,133 SH   SOLE   18,433 700 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 1,121 8,050 SH   DFND   6,550 1,500 0
KELLOGG CO COM COMMON STOCK 487836108 621 11,600 SH   SOLE   10,000 1,100 500
KELLOGG CO COM COMMON STOCK 487836108 204 3,800 SH   DFND   3,700 100 0
KEYSIGHT TECHNOLOGIES INC. COMMON STOCK 49338L103 9 100 SH   DFND   0 100 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 233 1,748 SH   SOLE   1,748 0 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 473 3,547 SH   DFND   3,547 0 0
KINDER MORGAN INC (DE) CLASS P COMMON STOCK 49456B101 6 292 SH   SOLE   292 0 0
KONTOOR BRANDS INC COM COMMON STOCK 50050N103 12 411 SH   SOLE   411 0 0
KONTOOR BRANDS INC COM COMMON STOCK 50050N103 1 28 SH   DFND   0 28 0
KRAFT HEINZ CO COM COMMON STOCK 500754106 118 3,813 SH   SOLE   3,513 0 300
KRAFT HEINZ CO COM COMMON STOCK 500754106 60 1,945 SH   DFND   1,412 533 0
LABORATORY CORP AMER HLDGS COM NEW COMMON STOCK 50540R409 2 10 SH   SOLE   10 0 0
LEGGETT & PLATT INC COMMON STOCK 524660107 5 139 SH   SOLE   139 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 781 7,050 SH   SOLE   6,650 0 400
LILLY ELI & CO COM COMMON STOCK 532457108 1,022 9,225 SH   DFND   7,425 1,800 0
LINCOLN NATIONAL CORP COMMON STOCK 534187109 8 117 SH   SOLE   117 0 0
LITTLEFUSE INC COMMON STOCK 537008104 7 38 SH   SOLE   38 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 164 450 SH   SOLE   450 0 0
LOWES COS INC COM COMMON STOCK 548661107 164 1,625 SH   SOLE   1,225 0 400
LOWES COS INC COM COMMON STOCK 548661107 40 400 SH   DFND   0 400 0
LULULEMON ATHLETICA COMMON STOCK 550021109 36 200 SH   SOLE   200 0 0
M&T BANK CORP COMMON STOCK 55261F104 9 50 SH   SOLE   50 0 0
MFS CHARTER INCOME TRUST MUTUAL FUNDS-FIXED INCOME 552727109 2 300 SH   SOLE   300 0 0
MAGNA INTERNATIONAL INC CL A FOREIGN EQUITIES 559222401 7 146 SH   SOLE   146 0 0
MANNKIND CORPORATION COMMON STOCK 56400P706 0 240 SH   DFND   240 0 0
MANULIFE FINANCIAL CORP FOREIGN EQUITIES 56501R106 60 3,294 SH   SOLE   3,294 0 0
MARATHON OIL CO COMMON STOCK 565849106 44 3,111 SH   SOLE   0 3,111 0
MARATHON PETROLEUM CORP COMMON STOCK 56585A102 155 2,768 SH   SOLE   0 2,768 0
MARRIOTT VACTINS WORLDWID COCOM COMMON STOCK 57164Y107 2 17 SH   DFND   17 0 0
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202 27 196 SH   DFND   196 0 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104 3,617 13,675 SH   SOLE   12,775 900 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104 860 3,250 SH   DFND   2,950 300 0
MATTEL INC COM COMMON STOCK 577081102 45 3,983 SH   SOLE   3,983 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 3,661 17,630 SH   SOLE   17,030 600 0
MCDONALDS CORP COM COMMON STOCK 580135101 654 3,150 SH   DFND   2,850 300 0
MCKESSON CORP COMMON STOCK 58155Q103 13 100 SH   SOLE   100 0 0
MEDICAL PROPERTIES TR INC COMMON STOCK 58463J304 3 188 SH   SOLE   188 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 1,509 18,000 SH   SOLE   17,500 0 500
MERCK & CO INC NEW COMMON STOCK 58933Y105 573 6,835 SH   DFND   5,735 1,100 0
METLIFE INC COMMON STOCK 59156R108 16 317 SH   SOLE   317 0 0
METLIFE INC COMMON STOCK 59156R108 10 200 SH   DFND   0 200 0
MICROSOFT CORP COMMON STOCK 594918104 4,342 32,410 SH   SOLE   30,910 1,500 0
MICROSOFT CORP COMMON STOCK 594918104 1,105 8,250 SH   DFND   4,850 3,400 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 1,768 20,390 SH   SOLE   18,390 1,600 400
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 460 5,300 SH   DFND   3,400 1,900 0
MONDELEZ INTL INC COMMON STOCK 609207105 590 10,941 SH   SOLE   10,441 0 500
MONDELEZ INTL INC COMMON STOCK 609207105 554 10,278 SH   DFND   8,742 1,536 0
MOOG INC CLASS A COMMON STOCK 615394202 5 51 SH   SOLE   51 0 0
MOTOROLA SOLUTIONS, INC. COMMON STOCK 620076307 5 28 SH   SOLE   28 0 0
NBT BANCORP INC COM COMMON STOCK 628778102 4,876 130,025 SH   DFND   90,025 40,000 0
NCR CORP NEW COMMON STOCK 62886E108 3 100 SH   SOLE   100 0 0
NCR CORP NEW COMMON STOCK 62886E108 1 27 SH   DFND   27 0 0
NATIONAL OILWELL VARCO INC COM COMMON STOCK 637071101 58 2,600 SH   SOLE   2,600 0 0
NATIONAL OILWELL VARCO INC COM COMMON STOCK 637071101 9 400 SH   DFND   400 0 0
NETFLIX INC COM COMMON STOCK 64110L106 41 112 SH   SOLE   112 0 0
NETFLIX INC COM COMMON STOCK 64110L106 110 300 SH   DFND   300 0 0
NEW YORK COMMUNITY BANCORP INC COMMON STOCK 649445103 4 404 SH   SOLE   404 0 0
NEW YORK TIMES CO CL A COMMON STOCK 650111107 20 600 SH   SOLE   600 0 0
NEWPARK RESOURCES INC COMMON STOCK 651718504 1 100 SH   SOLE   100 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 947 4,625 SH   SOLE   4,625 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 949 4,633 SH   DFND   4,033 600 0
NIKE INC CL B COMMON STOCK 654106103 197 2,342 SH   SOLE   2,342 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1,381 6,930 SH   SOLE   6,930 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 154 775 SH   DFND   375 400 0
NORTHROP GRUMMAN CORP COM COMMON STOCK 666807102 65 200 SH   SOLE   200 0 0
NORWOOD FINANCIAL CORPORATION COMMON STOCK 669549107 411 11,821 SH   SOLE   11,821 0 0
NOVARTIS AG FOREIGN EQUITIES 66987V109 158 1,734 SH   SOLE   1,442 0 292
NOVARTIS AG FOREIGN EQUITIES 66987V109 159 1,742 SH   DFND   1,250 492 0
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205 5 100 SH   DFND   100 0 0
NOW INC COMMON STOCK 67011P100 4 250 SH   SOLE   250 0 0
NOW INC COMMON STOCK 67011P100 1 100 SH   DFND   100 0 0
NUCOR CORP COMMON STOCK 670346105 69 1,250 SH   SOLE   1,250 0 0
NUCOR CORP COMMON STOCK 670346105 77 1,400 SH   DFND   1,400 0 0
NUVEEN AMT-FREE MUNI INC FNDCOM MUTUAL FUNDS-FIXED INCOME 670657105 63 4,568 SH   SOLE   4,568 0 0
NUVEEN REAL ESTATE INCOME FD MUTUAL FUNDS-ETF EQUITIES 67071B108 18 1,700 SH   SOLE   1,700 0 0
NUVEEN PA INVT QUALITY MUN FCOM MUTUAL FUNDS-FIXED INCOME 670972108 46 3,352 SH   SOLE   3,352 0 0
O REILLY AUTOMOTIVE INC NEW COM COMMON STOCK 67103H107 37 100 SH   DFND   100 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 377 7,494 SH   SOLE   7,494 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 20 400 SH   DFND   0 400 0
ONE GAS INC. COMMON STOCK 68235P108 2 19 SH   SOLE   19 0 0
ONEOK INC COMMON STOCK 682680103 3 50 SH   SOLE   50 0 0
ORACLE CORP COM COMMON STOCK 68389X105 1,201 21,088 SH   SOLE   18,988 2,100 0
ORACLE CORP COM COMMON STOCK 68389X105 57 1,000 SH   DFND   700 300 0
ORASURE TECHNOLOGIES INC COM COMMON STOCK 68554V108 19 2,000 SH   SOLE   2,000 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 990 7,210 SH   SOLE   6,110 800 300
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 606 4,415 SH   DFND   115 4,300 0
PPG INDS INC COM COMMON STOCK 693506107 161 1,380 SH   SOLE   1,380 0 0
PPG INDS INC COM COMMON STOCK 693506107 61 525 SH   DFND   125 400 0
PPL CORP, COM COMMON STOCK 69351T106 1,527 49,256 SH   SOLE   48,556 0 700
PPL CORP, COM COMMON STOCK 69351T106 925 29,853 SH   DFND   27,595 2,258 0
PAYCHEX INC COM COMMON STOCK 704326107 10 125 SH   SOLE   125 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 55 484 SH   SOLE   484 0 0
PENNS WOODS BANCORP INC COMMON STOCK 708430103 109 2,407 SH   DFND   0 2,407 0
PEOPLES FINL SVCS CORP COMMON STOCK 711040105 14,297 317,789 SH   SOLE   206,513 4,545 106,731
PEOPLES FINL SVCS CORP COMMON STOCK 711040105 261 5,793 SH   DFND   133 5,660 0
PEPSICO INC COM COMMON STOCK 713448108 4,461 34,020 SH   SOLE   32,820 900 300
PEPSICO INC COM COMMON STOCK 713448108 328 2,500 SH   DFND   950 1,550 0
PETMED EXPRESS INC COM COMMON STOCK 716382106 16 1,000 SH   SOLE   1,000 0 0
PFIZER INC COM COMMON STOCK 717081103 3,235 74,700 SH   SOLE   72,500 1,500 700
PFIZER INC COM COMMON STOCK 717081103 1,694 39,105 SH   DFND   21,681 17,424 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 457 5,818 SH   SOLE   5,818 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 231 2,940 SH   DFND   1,240 1,700 0
PHILLIPS 66 COMMON STOCK 718546104 452 4,836 SH   SOLE   4,836 0 0
PHILLIPS 66 COMMON STOCK 718546104 455 4,865 SH   DFND   2,365 2,500 0
PIMCO MUNI INCOME FUND II COMMON STOCK 72200W106 4 300 SH   SOLE   300 0 0
PIMCO MUN INCOME FD III COM COMMON STOCK 72201A103 4 350 SH   SOLE   350 0 0
PLANET FITNESS INC CL A COMMON STOCK 72703H101 11 149 SH   SOLE   149 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 3,554 32,413 SH   SOLE   30,613 1,300 500
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 1,978 18,038 SH   DFND   11,838 6,200 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106 12 200 SH   SOLE   200 0 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106 24 400 SH   DFND   400 0 0
PUTNAM MUNICIPAL OPP TRUST MUTUAL FUNDS-FIXED INCOME 746922103 22 1,715 SH   SOLE   1,715 0 0
QUALCOMM INC COM COMMON STOCK 747525103 522 6,869 SH   SOLE   6,869 0 0
QUALCOMM INC COM COMMON STOCK 747525103 141 1,850 SH   DFND   1,850 0 0
RMR GROUP INC CL A COMMON STOCK 74967R106 0 2 SH   SOLE   2 0 0
RAYMOND JAMES FINANCIAL INC COMMON STOCK 754730109 7 80 SH   SOLE   80 0 0
RAYTHEON CO COM NEW COMMON STOCK 755111507 156 900 SH   SOLE   900 0 0
REGIONS FINANCIAL CORP NEW COMMON STOCK 7591EP100 10 684 SH   SOLE   684 0 0
REINSURANCE GROUP AMER INC COMMON STOCK 759351604 7 43 SH   SOLE   43 0 0
RESIDEO TECHNOLOGIES INC COM COMMON STOCK 76118Y104 1 32 SH   DFND   16 16 0
RESTAURANT BRANDS INTL INC COM FOREIGN EQUITIES 76131D103 7 106 SH   SOLE   106 0 0
ROCKWELL AUTOMATION INC COMMON STOCK 773903109 8 50 SH   SOLE   50 0 0
ROYAL DUTCH SHELL PLC RDS-B FOREIGN EQUITIES 780259107 26 389 SH   SOLE   389 0 0
ROYAL DUTCH SHELL PLC RDS-B FOREIGN EQUITIES 780259107 120 1,830 SH   DFND   1,830 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A FOREIGN EQUITIES 780259206 397 6,101 SH   DFND   2,470 3,631 0
SBA COMMUNICATIONS CORP NEW NPV COMMON STOCK 78410G104 9 39 SH   SOLE   39 0 0
GOLD TRUST MUTUAL FUNDS-ETF EQUITIES 78463V107 67 500 SH   SOLE   500 0 0
SPDR INDEX SHS FDS S&P INTL ETF MUTUAL FUNDS-ETF EQUITIES 78463X772 31 800 SH   SOLE   800 0 0
SPDR SER TR SSGA US SMAL ETF MUTUAL FUNDS-ETF EQUITIES 78468R887 6 60 SH   SOLE   60 0 0
SANOFI AVENTIS SPONSORED ADR FOREIGN EQUITIES 80105N105 3 75 SH   SOLE   75 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 472 11,870 SH   SOLE   10,670 800 400
SCHLUMBERGER LTD COM COMMON STOCK 806857108 151 3,800 SH   DFND   3,500 300 0
SCHWAB STRATEGIC TR US BRD MKT ETF MUTUAL FUNDS-ETF EQUITIES 808524102 81 1,150 SH   SOLE   1,150 0 0
TECHNOLOGY SELECT SECT SPDR EFT MUTUAL FUNDS-EQUITIES 81369Y803 8 100 SH   SOLE   100 0 0
JM SMUCKER CO COMMON STOCK 832696405 23 200 SH   DFND   0 200 0
SNAP ON INC COMMON STOCK 833034101 8 47 SH   SOLE   47 0 0
SNAP INC CL A COMMON STOCK 83304A106 3 200 SH   SOLE   200 0 0
SOUTH JERSEY INDUSTRIES INC COMMON STOCK 838518108 71 2,102 SH   SOLE   2,102 0 0
SOUTHERN CO COM COMMON STOCK 842587107 1,014 18,350 SH   SOLE   17,350 300 700
SOUTHERN CO COM COMMON STOCK 842587107 420 7,600 SH   DFND   7,300 300 0
SOUTHWESTERN ENERGY COMMON STOCK 845467109 6 2,000 SH   SOLE   2,000 0 0
SOUTHWESTERN ENERGY COMMON STOCK 845467109 40 12,600 SH   DFND   12,600 0 0
STARBUCKS CORP COM COMMON STOCK 855244109 1,464 17,460 SH   SOLE   16,060 1,400 0
STARBUCKS CORP COM COMMON STOCK 855244109 256 3,050 SH   DFND   3,050 0 0
STATE STR CORP COM COMMON STOCK 857477103 186 3,318 SH   SOLE   3,318 0 0
STATE STR CORP COM COMMON STOCK 857477103 17 300 SH   DFND   300 0 0
STERLING BANCORP DEL COM COMMON STOCK 85917A100 2 87 SH   SOLE   87 0 0
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN COMMON STOCK 864482104 7 300 SH   SOLE   300 0 0
SUNCOR ENERGY INC NEW COM FOREIGN EQUITIES 867224107 154 4,940 SH   SOLE   4,940 0 0
SUNCOR ENERGY INC NEW COM FOREIGN EQUITIES 867224107 118 3,800 SH   DFND   3,800 0 0
SUNPOWER CORP COMMON STOCK 867652406 0 30 SH   DFND   30 0 0
SYSCO CORP COM COMMON STOCK 871829107 861 12,175 SH   SOLE   10,375 1,800 0
SYSCO CORP COM COMMON STOCK 871829107 173 2,450 SH   DFND   1,150 1,300 0
TJX COMPANIES COMMON STOCK 872540109 11 200 SH   SOLE   0 0 200
TAIWAN SEMICONDUCTOR ADR COMMON STOCK 874039100 3 75 SH   SOLE   75 0 0
TAKEDA PHARMACEUTICAL CO LTDSPONSORED ADS FOREIGN EQUITIES 874060205 2 100 SH   SOLE   100 0 0
TARGET CORP COMMON STOCK 87612E106 108 1,250 SH   SOLE   1,250 0 0
TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 10 37 SH   SOLE   37 0 0
TEVA PHARMACEUTICAL INDS LTDADR FOREIGN EQUITIES 881624209 2 200 SH   DFND   200 0 0
3 D SYSTEMS CORP (NEW) COMMON STOCK 88554D205 18 2,000 SH   SOLE   2,000 0 0
3M CO COMMON STOCK 88579Y101 2,156 12,436 SH   SOLE   12,336 0 100
3M CO COMMON STOCK 88579Y101 661 3,816 SH   DFND   3,466 350 0
TIMKEN CO COMMON STOCK 887389104 3 60 SH   SOLE   60 0 0
TIMKENSTEEL CORP COMMON STOCK 887399103 0 30 SH   SOLE   30 0 0
TITAN MEDICAL INC. FOREIGN EQUITIES 88830X819 0 33 SH   SOLE   33 0 0
TOOTSIE ROLL IND INC COMMON STOCK 890516107 38 1,030 SH   SOLE   1,030 0 0
TOTAL S.A. ADR FOREIGN EQUITIES 89151E109 7 118 SH   SOLE   118 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 123 825 SH   SOLE   825 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 15 100 SH   DFND   100 0 0
TRUSTMARK CORP COMMON STOCK 898402102 3 103 SH   SOLE   103 0 0
TWITTER INC. COMMON STOCK 90184L102 17 500 SH   SOLE   500 0 0
TWITTER INC. COMMON STOCK 90184L102 45 1,300 SH   DFND   1,300 0 0
US BANCORP DEL COMMON STOCK 902973304 1,190 22,710 SH   SOLE   20,910 1,800 0
US BANCORP DEL COMMON STOCK 902973304 73 1,400 SH   DFND   1,000 400 0
UNDER ARMOUR INC COMMON STOCK 904311107 7 265 SH   SOLE   265 0 0
UNDER ARMOUR INC CL C COMMON STOCK 904311206 4 200 SH   SOLE   200 0 0
UNION PAC CORP COM COMMON STOCK 907818108 1,459 8,628 SH   SOLE   8,628 0 0
UNION PAC CORP COM COMMON STOCK 907818108 55 328 SH   DFND   328 0 0
UNITED BANKSHARES INC COMMON STOCK 909907107 3 74 SH   SOLE   74 0 0
UNITED FIRE GROUP INC COMMON STOCK 910340108 4 80 SH   SOLE   80 0 0
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 62 600 SH   SOLE   300 0 300
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 62 600 SH   DFND   600 0 0
UNITED STATES STL CORP NEW COM COMMON STOCK 912909108 1 62 SH   SOLE   0 62 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 234 1,795 SH   SOLE   1,795 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 1,211 9,300 SH   DFND   9,300 0 0
VF CORP COMMON STOCK 918204108 253 2,900 SH   SOLE   2,900 0 0
VF CORP COMMON STOCK 918204108 17 200 SH   DFND   0 200 0
VALERO ENERGY CORP NEW COM COMMON STOCK 91913Y100 9 100 SH   SOLE   100 0 0
VALVOLINE INC COMMON STOCK 92047W101 1 35 SH   DFND   35 0 0
VANGUARD B SHORT TERM BOND MUTUAL FUNDS-FIXED INCOME 921937827 50 625 SH   DFND   0 625 0
VANGUARD BD INDEX FD INC TOTAL BD MARKET MUTUAL FUNDS-FIXED INCOME 921937835 51 619 SH   DFND   0 619 0
VANGUARD FTSE DEVELOPED MARKET ETF MUTUAL FUNDS-EQUITIES 921943858 10 234 SH   SOLE   234 0 0
VANGUARD INFORMATION TECH ETF MUTUAL FUNDS-ETF EQUITIES 92204A702 42 198 SH   SOLE   198 0 0
VANGUARD INTL EQUITY INDEX FALLWRLD EX US MUTUAL FUNDS-ETF EQUITIES 922042775 6 120 SH   SOLE   120 0 0
VANGUARD EMERGING MARKETS ETF MUTUAL FUNDS-ETF EQUITIES 922042858 94 2,200 SH   SOLE   2,200 0 0
VANGUARD EMERGING MARKETS ETF MUTUAL FUNDS-ETF EQUITIES 922042858 13 300 SH   DFND   300 0 0
VANGUARD RUSSELL ETF MUTUAL FUNDS-EQUITIES 92206C599 23 170 SH   SOLE   170 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP MUTUAL FUNDS-ETF EQUITIES 92206C870 8 90 SH   SOLE   90 0 0
VECTRUS INC. COMMON STOCK 92242T101 1 25 SH   DFND   25 0 0
VANGUARD REIT ETF MUTUAL FUNDS-ETF EQUITIES 922908553 223 2,550 SH   SOLE   2,550 0 0
VANGUARD REIT ETF MUTUAL FUNDS-ETF EQUITIES 922908553 52 600 SH   DFND   500 100 0
VANGUARD MID CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908629 117 700 SH   SOLE   600 100 0
VANGUARD MID CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908629 67 400 SH   DFND   300 100 0
VANGUARD INDEX FDS EXTEND MKT ETF MUTUAL FUNDS-ETF EQUITIES 922908652 462 3,900 SH   SOLE   3,900 0 0
VANGUARD GROWTH ETF MUTUAL FUNDS-EQUITIES 922908736 16 100 SH   SOLE   100 0 0
VANGUARD VALUE ETF MUTUAL FUNDS-ETF EQUITIES 922908744 11 100 SH   SOLE   100 0 0
VANGUARD SMALL CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908751 110 700 SH   SOLE   600 100 0
VANGUARD SMALL CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908751 70 450 SH   DFND   350 100 0
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 2,320 40,601 SH   SOLE   37,801 1,400 1,400
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 1,056 18,487 SH   DFND   13,810 4,677 0
VERSUM MATLS INC COM COMMON STOCK 92532W103 3 50 SH   SOLE   50 0 0
VERSUM MATLS INC COM COMMON STOCK 92532W103 2 33 SH   DFND   33 0 0
VIACOM INC CL B COMMON STOCK 92553P201 8 254 SH   DFND   254 0 0
VISA CLASS A COMMON STOCK 92826C839 13,096 75,458 SH   SOLE   75,458 0 0
VISA CLASS A COMMON STOCK 92826C839 399 2,300 SH   DFND   2,000 300 0
VODAFONE GROUP PLC FOREIGN EQUITIES 92857W308 460 28,162 SH   SOLE   27,890 0 272
VODAFONE GROUP PLC FOREIGN EQUITIES 92857W308 253 15,500 SH   DFND   15,500 0 0
WEC ENERGY GROUP INC COM COMMON STOCK 92939U106 31 375 SH   SOLE   375 0 0
WABTEC CORP COM COMMON STOCK 929740108 6 83 SH   SOLE   73 10 0
WABTEC CORP COM COMMON STOCK 929740108 11 153 SH   DFND   70 83 0
WAL MART STORES INC COM COMMON STOCK 931142103 502 4,540 SH   SOLE   4,540 0 0
WAL MART STORES INC COM COMMON STOCK 931142103 88 800 SH   DFND   800 0 0
WALGREENS BOOTS ALLIANCE COMMON STOCK 931427108 324 5,925 SH   SOLE   5,525 0 400
WALGREENS BOOTS ALLIANCE COMMON STOCK 931427108 44 800 SH   DFND   700 100 0
WASTE MANAGEMENT INC NEW COMMON STOCK 94106L109 5 46 SH   SOLE   46 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 1,298 27,434 SH   SOLE   26,034 1,400 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 222 4,700 SH   DFND   4,100 600 0
WELLTOWER INC COM COMMON STOCK 95040Q104 9 111 SH   SOLE   111 0 0
WENDYS CO COM COMMON STOCK 95058W100 4 212 SH   SOLE   212 0 0
WESTPAC BKG CORP SPONSORED ADR COMMON STOCK 961214301 2 100 SH   SOLE   100 0 0
WEYERHAEUSER CO COM COMMON STOCK 962166104 1,094 41,536 SH   SOLE   37,959 2,600 977
WEYERHAEUSER CO COM COMMON STOCK 962166104 365 13,854 SH   DFND   10,554 3,300 0
WHIRLPOOL CORP COMMON STOCK 963320106 23 160 SH   DFND   0 160 0
WILLIAMS CO INC COMMON STOCK 969457100 7 258 SH   DFND   0 258 0
WYNDHAM DESTINATIONS INC COM COMMON STOCK 98310W108 4 100 SH   SOLE   100 0 0
WYNDHAM HOTELS & RESORTS INC COMMON STOCK 98311A105 6 100 SH   SOLE   100 0 0
WYNN RESORTS LTD COMMON STOCK 983134107 4 33 SH   SOLE   33 0 0
WYNN RESORTS LTD COMMON STOCK 983134107 4 33 SH   DFND   33 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 202 3,400 SH   SOLE   3,400 0 0
XENIA HOTELS & RESORTS INC COM COMMON STOCK 984017103 20 937 SH   SOLE   937 0 0
XEROX CORP USD 1.0 COM COMMON STOCK 984121608 3 93 SH   SOLE   93 0 0
XYLEM INC COMMON STOCK 98419M100 608 7,275 SH   SOLE   5,775 1,500 0
XYLEM INC COMMON STOCK 98419M100 147 1,763 SH   DFND   1,663 100 0
YUM BRANDS INC COMMON STOCK 988498101 9 80 SH   SOLE   80 0 0
YUM CHINA HLDGS INC COM COMMON STOCK 98850P109 4 80 SH   SOLE   80 0 0
ZIMMER HLDGS INC COM COMMON STOCK 98956P102 9 80 SH   SOLE   80 0 0
ZIMMER HLDGS INC COM COMMON STOCK 98956P102 228 1,940 SH   DFND   1,940 0 0