The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 641 3,700 SH   SOLE   3,700 0 0
3M COM 88579Y101 287 1,656 SH   DFND 13 0 1,656 0
3M COM 88579Y101 3,063 17,670 SH   DFND 5 0 17,670 0
3M COM 88579Y101 1,610 9,289 SH   DFND 1 0 9,289 0
3M COM 88579Y101 576 3,325 SH   DFND 12 0 3,325 0
3M COM 88579Y101 68 390 SH   DFND 6 0 390 0
3M COM 88579Y101 173 1,000 SH   DFND 15 0 1,000 0
3M COM 88579Y101 264 1,525 SH   DFND 16 0 1,525 0
3M COM 88579Y101 113 650 SH   DFND 14 0 650 0
ABBOTT LABS COM 002824100 628 7,464 SH   SOLE   7,464 0 0
ABBOTT LABS COM 002824100 496 5,897 SH   DFND 13 0 5,897 0
ABBOTT LABS COM 002824100 3,767 44,791 SH   DFND 5 0 44,791 0
ABBOTT LABS COM 002824100 2,500 29,725 SH   DFND 1 0 29,725 0
ABBOTT LABS COM 002824100 1,232 14,650 SH   DFND 12 0 14,650 0
ABBOTT LABS COM 002824100 273 3,250 SH   DFND 15 0 3,250 0
ABBOTT LABS COM 002824100 372 4,425 SH   DFND 16 0 4,425 0
ABBOTT LABS COM 002824100 177 2,100 SH   DFND 14 0 2,100 0
ABBOTT LABS COM 002824100 11 125 SH   DFND 6 0 125 0
ABBVIE COM 00287Y109 90 1,243 SH   SOLE   1,243 0 0
ABBVIE COM 00287Y109 792 10,889 SH   DFND 1 0 10,889 0
ABBVIE COM 00287Y109 57 777 SH   DFND 13 0 777 0
ABBVIE COM 00287Y109 531 7,300 SH   DFND 12 0 7,300 0
ABBVIE COM 00287Y109 105 1,450 SH   DFND 16 0 1,450 0
ABBVIE COM 00287Y109 44 600 SH   DFND 5 0 600 0
ABBVIE COM 00287Y109 5 75 SH   DFND 6 0 75 0
AIR PRODUCTS & CHEM COM 009158106 328 1,450 SH   DFND 1 0 1,450 0
ALCON INC COM H01301128 43 699 SH   SOLE   699 0 0
ALCON INC COM H01301128 395 6,373 SH   DFND 5 0 6,373 0
ALCON INC COM H01301128 139 2,239 SH   DFND 1 0 2,239 0
ALCON INC COM H01301128 37 600 SH   DFND 12 0 600 0
ALCON INC COM H01301128 43 696 SH   DFND 13 0 696 0
ALCON INC COM H01301128 21 340 SH   DFND 15 0 340 0
ALCON INC COM H01301128 21 340 SH   DFND 16 0 340 0
ALCON INC COM H01301128 18 290 SH   DFND 14 0 290 0
ALCON INC COM H01301128 1 20 SH   DFND 6 0 20 0
ALPHABET INC CL A COM 02079K305 500 462 SH   SOLE   462 0 0
ALPHABET INC CL A COM 02079K305 408 377 SH   DFND 13 0 377 0
ALPHABET INC CL A COM 02079K305 3,444 3,181 SH   DFND 5 0 3,181 0
ALPHABET INC CL A COM 02079K305 2,053 1,896 SH   DFND 1 0 1,896 0
ALPHABET INC CL A COM 02079K305 536 495 SH   DFND 12 0 495 0
ALPHABET INC CL A COM 02079K305 23 21 SH   DFND 6 0 21 0
ALPHABET INC CL A COM 02079K305 254 235 SH   DFND 15 0 235 0
ALPHABET INC CL A COM 02079K305 276 255 SH   DFND 16 0 255 0
ALPHABET INC CL A COM 02079K305 152 140 SH   DFND 14 0 140 0
ALPHABET INC CL C COM 02079K107 72 67 SH   SOLE   67 0 0
ALPHABET INC CL C COM 02079K107 378 350 SH   DFND 1 0 350 0
AMAZON.COM COM 023135106 233 123 SH   SOLE   123 0 0
AMAZON.COM COM 023135106 1,418 749 SH   DFND 5 0 749 0
AMAZON.COM COM 023135106 1,390 734 SH   DFND 1 0 734 0
AMAZON.COM COM 023135106 161 85 SH   DFND 12 0 85 0
AMAZON.COM COM 023135106 97 51 SH   DFND 13 0 51 0
AMAZON.COM COM 023135106 104 55 SH   DFND 15 0 55 0
AMAZON.COM COM 023135106 131 69 SH   DFND 16 0 69 0
AMAZON.COM COM 023135106 57 30 SH   DFND 14 0 30 0
AMAZON.COM COM 023135106 4 2 SH   DFND 6 0 2 0
AMGEN INC COM 031162100 80 435 SH   SOLE   435 0 0
AMGEN INC COM 031162100 15 80 SH   DFND 13 0 80 0
AMGEN INC COM 031162100 111 600 SH   DFND 15 0 600 0
AMGEN INC COM 031162100 83 450 SH   DFND 1 0 450 0
ANALOG DEVICES COM 032654105 394 3,490 SH   SOLE   3,490 0 0
ANALOG DEVICES COM 032654105 458 4,061 SH   DFND 13 0 4,061 0
ANALOG DEVICES COM 032654105 3,201 28,359 SH   DFND 5 0 28,359 0
ANALOG DEVICES COM 032654105 1,863 16,508 SH   DFND 1 0 16,508 0
ANALOG DEVICES COM 032654105 248 2,200 SH   DFND 12 0 2,200 0
ANALOG DEVICES COM 032654105 19 165 SH   DFND 6 0 165 0
ANALOG DEVICES COM 032654105 271 2,400 SH   DFND 15 0 2,400 0
ANALOG DEVICES COM 032654105 339 3,000 SH   DFND 16 0 3,000 0
ANALOG DEVICES COM 032654105 147 1,300 SH   DFND 14 0 1,300 0
APPLE INC COM 037833100 670 3,387 SH   SOLE   3,387 0 0
APPLE INC COM 037833100 495 2,503 SH   DFND 13 0 2,503 0
APPLE INC COM 037833100 4,455 22,510 SH   DFND 5 0 22,510 0
APPLE INC COM 037833100 5,489 27,733 SH   DFND 1 0 27,733 0
APPLE INC COM 037833100 663 3,350 SH   DFND 12 0 3,350 0
APPLE INC COM 037833100 31 155 SH   DFND 6 0 155 0
APPLE INC COM 037833100 292 1,475 SH   DFND 15 0 1,475 0
APPLE INC COM 037833100 299 1,510 SH   DFND 16 0 1,510 0
APPLE INC COM 037833100 178 900 SH   DFND 14 0 900 0
APTARGROUP COM 038336103 653 5,248 SH   SOLE   5,248 0 0
APTARGROUP COM 038336103 380 3,057 SH   DFND 13 0 3,057 0
APTARGROUP COM 038336103 4,227 33,995 SH   DFND 5 0 33,995 0
APTARGROUP COM 038336103 2,006 16,135 SH   DFND 1 0 16,135 0
APTARGROUP COM 038336103 957 7,700 SH   DFND 12 0 7,700 0
APTARGROUP COM 038336103 224 1,800 SH   DFND 15 0 1,800 0
APTARGROUP COM 038336103 354 2,850 SH   DFND 16 0 2,850 0
APTARGROUP COM 038336103 168 1,350 SH   DFND 14 0 1,350 0
APTARGROUP COM 038336103 11 90 SH   DFND 6 0 90 0
AUTOMATIC DATA PROCESSING COM 053015103 708 4,282 SH   SOLE   4,282 0 0
AUTOMATIC DATA PROCESSING COM 053015103 528 3,193 SH   DFND 13 0 3,193 0
AUTOMATIC DATA PROCESSING COM 053015103 4,470 27,035 SH   DFND 5 0 27,035 0
AUTOMATIC DATA PROCESSING COM 053015103 3,125 18,900 SH   DFND 1 0 18,900 0
AUTOMATIC DATA PROCESSING COM 053015103 918 5,550 SH   DFND 12 0 5,550 0
AUTOMATIC DATA PROCESSING COM 053015103 223 1,350 SH   DFND 15 0 1,350 0
AUTOMATIC DATA PROCESSING COM 053015103 368 2,225 SH   DFND 16 0 2,225 0
AUTOMATIC DATA PROCESSING COM 053015103 165 1,000 SH   DFND 14 0 1,000 0
AUTOMATIC DATA PROCESSING COM 053015103 11 65 SH   DFND 6 0 65 0
BANK OF AMERICA COM 060505104 872 30,065 SH   DFND 1 0 30,065 0
BECTON DICKINSON COM 075887109 120 475 SH   SOLE   475 0 0
BECTON DICKINSON COM 075887109 91 360 SH   DFND 13 0 360 0
BECTON DICKINSON COM 075887109 659 2,615 SH   DFND 5 0 2,615 0
BECTON DICKINSON COM 075887109 523 2,075 SH   DFND 1 0 2,075 0
BECTON DICKINSON COM 075887109 50 200 SH   DFND 12 0 200 0
BECTON DICKINSON COM 075887109 25 100 SH   DFND 15 0 100 0
BECTON DICKINSON COM 075887109 18 70 SH   DFND 16 0 70 0
BECTON DICKINSON COM 075887109 32 125 SH   DFND 14 0 125 0
BERKSHIRE HATHAWAY CL B COM 084670702 330 1,550 SH   DFND 1 0 1,550 0
BERKSHIRE HATHAWAY CL B COM 084670702 831 3,900 SH   DFND 12 0 3,900 0
BOEING COM 097023105 257 705 SH   DFND 1 0 705 0
CANADIAN NATL RAILWAY COM 136375102 684 7,401 SH   SOLE   7,401 0 0
CANADIAN NATL RAILWAY COM 136375102 376 4,068 SH   DFND 13 0 4,068 0
CANADIAN NATL RAILWAY COM 136375102 3,664 39,615 SH   DFND 5 0 39,615 0
CANADIAN NATL RAILWAY COM 136375102 1,997 21,595 SH   DFND 1 0 21,595 0
CANADIAN NATL RAILWAY COM 136375102 805 8,700 SH   DFND 12 0 8,700 0
CANADIAN NATL RAILWAY COM 136375102 86 925 SH   DFND 6 0 925 0
CANADIAN NATL RAILWAY COM 136375102 245 2,650 SH   DFND 15 0 2,650 0
CANADIAN NATL RAILWAY COM 136375102 360 3,895 SH   DFND 16 0 3,895 0
CANADIAN NATL RAILWAY COM 136375102 111 1,200 SH   DFND 14 0 1,200 0
CDK GLOBAL COM 12508E101 2 50 SH   SOLE   50 0 0
CDK GLOBAL COM 12508E101 239 4,831 SH   DFND 1 0 4,831 0
CHEVRON COM 166764100 219 1,760 SH   SOLE   1,760 0 0
CHEVRON COM 166764100 1,101 8,845 SH   DFND 5 0 8,845 0
CHEVRON COM 166764100 515 4,135 SH   DFND 1 0 4,135 0
CHEVRON COM 166764100 61 490 SH   DFND 13 0 490 0
CHEVRON COM 166764100 47 375 SH   DFND 15 0 375 0
CHEVRON COM 166764100 622 5,000 SH   DFND 12 0 5,000 0
CHEVRON COM 166764100 50 400 SH   DFND 14 0 400 0
CHEVRON COM 166764100 19 150 SH   DFND 16 0 150 0
CHUBB LIMITED COM H1467J104 614 4,168 SH   SOLE   4,168 0 0
CHUBB LIMITED COM H1467J104 294 1,997 SH   DFND 13 0 1,997 0
CHUBB LIMITED COM H1467J104 2,883 19,573 SH   DFND 5 0 19,573 0
CHUBB LIMITED COM H1467J104 1,418 9,630 SH   DFND 1 0 9,630 0
CHUBB LIMITED COM H1467J104 744 5,054 SH   DFND 12 0 5,054 0
CHUBB LIMITED COM H1467J104 13 90 SH   DFND 6 0 90 0
CHUBB LIMITED COM H1467J104 217 1,475 SH   DFND 15 0 1,475 0
CHUBB LIMITED COM H1467J104 303 2,057 SH   DFND 16 0 2,057 0
CHUBB LIMITED COM H1467J104 147 1,000 SH   DFND 14 0 1,000 0
CISCO SYS INC COM 17275R102 8 150 SH   DFND 6 0 150 0
CISCO SYS INC COM 17275R102 274 5,000 SH   DFND 12 0 5,000 0
CISCO SYS INC COM 17275R102 77 1,400 SH   DFND 16 0 1,400 0
CISCO SYS INC COM 17275R102 213 3,900 SH   DFND 1 0 3,900 0
CISCO SYS INC COM 17275R102 164 3,000 SH   DFND 5 0 3,000 0
CISCO SYS INC COM 17275R102 27 500 SH   DFND 13 0 500 0
CITIGROUP COM 172967424 47 665 SH   SOLE   665 0 0
CITIGROUP COM 172967424 182 2,600 SH   DFND 1 0 2,600 0
COCA COLA COM 191216100 141 2,760 SH   SOLE   2,760 0 0
COCA COLA COM 191216100 234 4,600 SH   DFND 1 0 4,600 0
COCA COLA COM 191216100 448 8,800 SH   DFND 12 0 8,800 0
COCA COLA COM 191216100 153 3,000 SH   DFND 5 0 3,000 0
COLGATE-PALMOLIVE COM 194162103 23 315 SH   SOLE   315 0 0
COLGATE-PALMOLIVE COM 194162103 65 900 SH   DFND 13 0 900 0
COLGATE-PALMOLIVE COM 194162103 16 230 SH   DFND 1 0 230 0
COLGATE-PALMOLIVE COM 194162103 154 2,150 SH   DFND 16 0 2,150 0
COLGATE-PALMOLIVE COM 194162103 65 900 SH   DFND 12 0 900 0
CVS HEALTH COM 126650100 193 3,550 SH   SOLE   3,550 0 0
CVS HEALTH COM 126650100 1,324 24,290 SH   DFND 5 0 24,290 0
CVS HEALTH COM 126650100 754 13,842 SH   DFND 1 0 13,842 0
CVS HEALTH COM 126650100 188 3,443 SH   DFND 13 0 3,443 0
CVS HEALTH COM 126650100 9 165 SH   DFND 6 0 165 0
CVS HEALTH COM 126650100 63 1,150 SH   DFND 15 0 1,150 0
CVS HEALTH COM 126650100 101 1,850 SH   DFND 16 0 1,850 0
CVS HEALTH COM 126650100 95 1,750 SH   DFND 12 0 1,750 0
DANAHER CORP COM 235851102 505 3,532 SH   SOLE   3,532 0 0
DANAHER CORP COM 235851102 515 3,602 SH   DFND 13 0 3,602 0
DANAHER CORP COM 235851102 3,379 23,640 SH   DFND 5 0 23,640 0
DANAHER CORP COM 235851102 1,536 10,745 SH   DFND 1 0 10,745 0
DANAHER CORP COM 235851102 357 2,500 SH   DFND 12 0 2,500 0
DANAHER CORP COM 235851102 272 1,900 SH   DFND 15 0 1,900 0
DANAHER CORP COM 235851102 274 1,915 SH   DFND 16 0 1,915 0
DANAHER CORP COM 235851102 179 1,250 SH   DFND 14 0 1,250 0
DANAHER CORP COM 235851102 10 70 SH   DFND 6 0 70 0
DEERE & CO COM 244199105 4 25 SH   SOLE   25 0 0
DEERE & CO COM 244199105 360 2,175 SH   DFND 1 0 2,175 0
DEERE & CO COM 244199105 17 100 SH   DFND 16 0 100 0
DEERE & CO COM 244199105 1,317 7,950 SH   DFND 5 0 7,950 0
DEERE & CO COM 244199105 133 800 SH   DFND 12 0 800 0
DEERE & CO COM 244199105 17 100 SH   DFND 13 0 100 0
DISNEY COM 254687106 307 2,198 SH   SOLE   2,198 0 0
DISNEY COM 254687106 256 1,830 SH   DFND 13 0 1,830 0
DISNEY COM 254687106 2,118 15,165 SH   DFND 5 0 15,165 0
DISNEY COM 254687106 1,331 9,530 SH   DFND 1 0 9,530 0
DISNEY COM 254687106 388 2,775 SH   DFND 12 0 2,775 0
DISNEY COM 254687106 209 1,500 SH   DFND 15 0 1,500 0
DISNEY COM 254687106 202 1,450 SH   DFND 16 0 1,450 0
DISNEY COM 254687106 84 600 SH   DFND 14 0 600 0
DISNEY COM 254687106 4 30 SH   DFND 6 0 30 0
EMERSON ELECTRIC COM 291011104 40 599 SH   SOLE   599 0 0
EMERSON ELECTRIC COM 291011104 277 4,149 SH   DFND 1 0 4,149 0
EMERSON ELECTRIC COM 291011104 287 4,300 SH   DFND 12 0 4,300 0
EMERSON ELECTRIC COM 291011104 167 2,500 SH   DFND 5 0 2,500 0
EOG RESOURCES COM 26875P101 188 2,015 SH   SOLE   2,015 0 0
EOG RESOURCES COM 26875P101 126 1,353 SH   DFND 13 0 1,353 0
EOG RESOURCES COM 26875P101 1,408 15,115 SH   DFND 5 0 15,115 0
EOG RESOURCES COM 26875P101 508 5,455 SH   DFND 1 0 5,455 0
EOG RESOURCES COM 26875P101 172 1,850 SH   DFND 12 0 1,850 0
EOG RESOURCES COM 26875P101 84 900 SH   DFND 15 0 900 0
EOG RESOURCES COM 26875P101 89 950 SH   DFND 14 0 950 0
EOG RESOURCES COM 26875P101 93 1,000 SH   DFND 16 0 1,000 0
EOG RESOURCES COM 26875P101 5 50 SH   DFND 6 0 50 0
EXXON MOBIL COM 30231G102 247 3,218 SH   SOLE   3,218 0 0
EXXON MOBIL COM 30231G102 871 11,370 SH   DFND 1 0 11,370 0
EXXON MOBIL COM 30231G102 471 6,150 SH   DFND 5 0 6,150 0
EXXON MOBIL COM 30231G102 100 1,300 SH   DFND 13 0 1,300 0
EXXON MOBIL COM 30231G102 220 2,875 SH   DFND 16 0 2,875 0
EXXON MOBIL COM 30231G102 100 1,300 SH   DFND 12 0 1,300 0
EXXON MOBIL COM 30231G102 7 90 SH   DFND 6 0 90 0
EXXON MOBIL COM 30231G102 46 600 SH   DFND 14 0 600 0
FIDELITY NATL INFO SVCS COM 31620M106 59 480 SH   SOLE   480 0 0
FIDELITY NATL INFO SVCS COM 31620M106 380 3,100 SH   DFND 5 0 3,100 0
FISERV COM 337738108 621 6,815 SH   SOLE   6,815 0 0
FISERV COM 337738108 559 6,131 SH   DFND 13 0 6,131 0
FISERV COM 337738108 4,254 46,665 SH   DFND 5 0 46,665 0
FISERV COM 337738108 2,950 32,365 SH   DFND 1 0 32,365 0
FISERV COM 337738108 356 3,900 SH   DFND 12 0 3,900 0
FISERV COM 337738108 14 150 SH   DFND 6 0 150 0
FISERV COM 337738108 227 2,485 SH   DFND 15 0 2,485 0
FISERV COM 337738108 283 3,100 SH   DFND 16 0 3,100 0
FISERV COM 337738108 155 1,700 SH   DFND 14 0 1,700 0
FORTIVE CORP COM 34959J108 157 1,925 SH   SOLE   1,925 0 0
FORTIVE CORP COM 34959J108 1,219 14,958 SH   DFND 5 0 14,958 0
FORTIVE CORP COM 34959J108 542 6,650 SH   DFND 1 0 6,650 0
FORTIVE CORP COM 34959J108 143 1,750 SH   DFND 12 0 1,750 0
FORTIVE CORP COM 34959J108 53 650 SH   DFND 13 0 650 0
FORTIVE CORP COM 34959J108 126 1,550 SH   DFND 15 0 1,550 0
FORTIVE CORP COM 34959J108 86 1,050 SH   DFND 16 0 1,050 0
FORTIVE CORP COM 34959J108 77 950 SH   DFND 14 0 950 0
FORTIVE CORP COM 34959J108 4 50 SH   DFND 6 0 50 0
GENERAL ELECTRIC COM 369604103 39 3,749 SH   SOLE   3,749 0 0
GENERAL ELECTRIC COM 369604103 126 12,000 SH   DFND 1 0 12,000 0
GENERAL ELECTRIC COM 369604103 9 900 SH   DFND 5 0 900 0
GENERAL ELECTRIC COM 369604103 41 3,910 SH   DFND 13 0 3,910 0
GENERAL ELECTRIC COM 369604103 21 2,000 SH   DFND 14 0 2,000 0
GENERAL ELECTRIC COM 369604103 21 2,000 SH   DFND 12 0 2,000 0
GENERAL MILLS COM 370334104 389 7,400 SH   DFND 1 0 7,400 0
GENERAL MILLS COM 370334104 17 325 SH   DFND 13 0 325 0
GENERAL MILLS COM 370334104 168 3,200 SH   DFND 5 0 3,200 0
HELMERICH & PAYNE COM 423452101 8 150 SH   SOLE   150 0 0
HELMERICH & PAYNE COM 423452101 202 4,000 SH   DFND 12 0 4,000 0
HERSHEY COMPANY COM 427866108 267 1,992 SH   DFND 1 0 1,992 0
HOME DEPOT COM 437076102 565 2,717 SH   SOLE   2,717 0 0
HOME DEPOT COM 437076102 3,568 17,155 SH   DFND 5 0 17,155 0
HOME DEPOT COM 437076102 1,692 8,134 SH   DFND 1 0 8,134 0
HOME DEPOT COM 437076102 556 2,675 SH   DFND 12 0 2,675 0
HOME DEPOT COM 437076102 42 200 SH   DFND 6 0 200 0
HOME DEPOT COM 437076102 394 1,895 SH   DFND 13 0 1,895 0
HOME DEPOT COM 437076102 224 1,075 SH   DFND 15 0 1,075 0
HOME DEPOT COM 437076102 286 1,375 SH   DFND 16 0 1,375 0
HOME DEPOT COM 437076102 62 300 SH   DFND 14 0 300 0
ILLUMINA COM 452327109 235 639 SH   SOLE   639 0 0
ILLUMINA COM 452327109 157 426 SH   DFND 13 0 426 0
ILLUMINA COM 452327109 2,349 6,380 SH   DFND 5 0 6,380 0
ILLUMINA COM 452327109 239 650 SH   DFND 12 0 650 0
ILLUMINA COM 452327109 715 1,943 SH   DFND 1 0 1,943 0
ILLUMINA COM 452327109 175 475 SH   DFND 15 0 475 0
ILLUMINA COM 452327109 22 60 SH   DFND 16 0 60 0
ILLUMINA COM 452327109 110 300 SH   DFND 14 0 300 0
ILLUMINA COM 452327109 7 20 SH   DFND 6 0 20 0
INTEL CORP COM 458140100 537 11,215 SH   SOLE   11,215 0 0
INTEL CORP COM 458140100 148 3,100 SH   DFND 13 0 3,100 0
INTEL CORP COM 458140100 3,008 62,829 SH   DFND 5 0 62,829 0
INTEL CORP COM 458140100 1,600 33,418 SH   DFND 1 0 33,418 0
INTEL CORP COM 458140100 407 8,500 SH   DFND 12 0 8,500 0
INTEL CORP COM 458140100 8 175 SH   DFND 6 0 175 0
INTEL CORP COM 458140100 48 1,000 SH   DFND 14 0 1,000 0
IPG PHOTONICS COM 44980X109 133 860 SH   SOLE   860 0 0
IPG PHOTONICS COM 44980X109 1,292 8,375 SH   DFND 5 0 8,375 0
IPG PHOTONICS COM 44980X109 127 825 SH   DFND 12 0 825 0
IPG PHOTONICS COM 44980X109 59 385 SH   DFND 13 0 385 0
IPG PHOTONICS COM 44980X109 185 1,200 SH   DFND 1 0 1,200 0
IPG PHOTONICS COM 44980X109 15 100 SH   DFND 15 0 100 0
IPG PHOTONICS COM 44980X109 31 200 SH   DFND 14 0 200 0
ISHARES S&P 500 COM 464287200 1,061 3,600 SH   DFND 13 0 3,600 0
JOHNSON & JOHNSON COM 478160104 836 6,005 SH   SOLE   6,005 0 0
JOHNSON & JOHNSON COM 478160104 374 2,685 SH   DFND 13 0 2,685 0
JOHNSON & JOHNSON COM 478160104 5,726 41,115 SH   DFND 5 0 41,115 0
JOHNSON & JOHNSON COM 478160104 2,333 16,754 SH   DFND 1 0 16,754 0
JOHNSON & JOHNSON COM 478160104 1,027 7,375 SH   DFND 12 0 7,375 0
JOHNSON & JOHNSON COM 478160104 174 1,250 SH   DFND 15 0 1,250 0
JOHNSON & JOHNSON COM 478160104 258 1,850 SH   DFND 16 0 1,850 0
JOHNSON & JOHNSON COM 478160104 142 1,020 SH   DFND 14 0 1,020 0
JOHNSON & JOHNSON COM 478160104 9 65 SH   DFND 6 0 65 0
JPMORGAN CHASE COM 46625H100 70 628 SH   SOLE   628 0 0
JPMORGAN CHASE COM 46625H100 402 3,600 SH   DFND 1 0 3,600 0
MASTERCARD COM 57636Q104 864 3,268 SH   SOLE   3,268 0 0
MASTERCARD COM 57636Q104 654 2,474 SH   DFND 13 0 2,474 0
MASTERCARD COM 57636Q104 5,414 20,465 SH   DFND 5 0 20,465 0
MASTERCARD COM 57636Q104 3,026 11,440 SH   DFND 1 0 11,440 0
MASTERCARD COM 57636Q104 767 2,900 SH   DFND 12 0 2,900 0
MASTERCARD COM 57636Q104 40 150 SH   DFND 6 0 150 0
MASTERCARD COM 57636Q104 258 975 SH   DFND 15 0 975 0
MASTERCARD COM 57636Q104 419 1,585 SH   DFND 16 0 1,585 0
MASTERCARD COM 57636Q104 212 800 SH   DFND 14 0 800 0
MERCK COM 58933Y105 143 1,705 SH   SOLE   1,705 0 0
MERCK COM 58933Y105 138 1,650 SH   DFND 5 0 1,650 0
MERCK COM 58933Y105 1 10 SH   DFND 13 0 10 0
MERCK COM 58933Y105 75 900 SH   DFND 12 0 900 0
MERCK COM 58933Y105 235 2,800 SH   DFND 1 0 2,800 0
MICROSOFT CORP COM 594918104 672 5,020 SH   SOLE   5,020 0 0
MICROSOFT CORP COM 594918104 4,245 31,690 SH   DFND 5 0 31,690 0
MICROSOFT CORP COM 594918104 1,918 14,320 SH   DFND 1 0 14,320 0
MICROSOFT CORP COM 594918104 227 1,695 SH   DFND 13 0 1,695 0
MICROSOFT CORP COM 594918104 44 325 SH   DFND 16 0 325 0
MICROSOFT CORP COM 594918104 697 5,200 SH   DFND 12 0 5,200 0
MICROSOFT CORP COM 594918104 23 175 SH   DFND 15 0 175 0
MICROSOFT CORP COM 594918104 100 750 SH   DFND 14 0 750 0
NESTLE SA ADR COM 641069406 574 5,553 SH   SOLE   5,553 0 0
NESTLE SA ADR COM 641069406 3,948 38,183 SH   DFND 5 0 38,183 0
NESTLE SA ADR COM 641069406 1,911 18,479 SH   DFND 1 0 18,479 0
NESTLE SA ADR COM 641069406 817 7,900 SH   DFND 12 0 7,900 0
NESTLE SA ADR COM 641069406 37 360 SH   DFND 6 0 360 0
NESTLE SA ADR COM 641069406 415 4,017 SH   DFND 13 0 4,017 0
NESTLE SA ADR COM 641069406 168 1,620 SH   DFND 15 0 1,620 0
NESTLE SA ADR COM 641069406 297 2,874 SH   DFND 16 0 2,874 0
NESTLE SA ADR COM 641069406 134 1,300 SH   DFND 14 0 1,300 0
NOVARTIS AG ADR COM 66987V109 459 5,030 SH   SOLE   5,030 0 0
NOVARTIS AG ADR COM 66987V109 3,477 38,075 SH   DFND 5 0 38,075 0
NOVARTIS AG ADR COM 66987V109 1,459 15,974 SH   DFND 1 0 15,974 0
NOVARTIS AG ADR COM 66987V109 548 6,000 SH   DFND 12 0 6,000 0
NOVARTIS AG ADR COM 66987V109 388 4,247 SH   DFND 13 0 4,247 0
NOVARTIS AG ADR COM 66987V109 205 2,250 SH   DFND 15 0 2,250 0
NOVARTIS AG ADR COM 66987V109 347 3,800 SH   DFND 16 0 3,800 0
NOVARTIS AG ADR COM 66987V109 132 1,450 SH   DFND 14 0 1,450 0
NOVARTIS AG ADR COM 66987V109 9 100 SH   DFND 6 0 100 0
NOVOZYMES A S DKK 2.0 COM B798FW902 287 6,174 SH   SOLE   6,174 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 2,420 52,053 SH   DFND 5 0 52,053 0
NOVOZYMES A S DKK 2.0 COM B798FW902 890 19,139 SH   DFND 1 0 19,139 0
NOVOZYMES A S DKK 2.0 COM B798FW902 407 8,750 SH   DFND 12 0 8,750 0
NOVOZYMES A S DKK 2.0 COM B798FW902 176 3,778 SH   DFND 13 0 3,778 0
NOVOZYMES A S DKK 2.0 COM B798FW902 116 2,500 SH   DFND 15 0 2,500 0
NOVOZYMES A S DKK 2.0 COM B798FW902 53 1,150 SH   DFND 16 0 1,150 0
NOVOZYMES A S DKK 2.0 COM B798FW902 84 1,800 SH   DFND 14 0 1,800 0
NOVOZYMES A S DKK 2.0 COM B798FW902 7 150 SH   DFND 6 0 150 0
PAYPAL HOLDINGS COM 70450Y103 207 1,812 SH   SOLE   1,812 0 0
PAYPAL HOLDINGS COM 70450Y103 159 1,390 SH   DFND 13 0 1,390 0
PAYPAL HOLDINGS COM 70450Y103 1,842 16,090 SH   DFND 5 0 16,090 0
PAYPAL HOLDINGS COM 70450Y103 1,157 10,105 SH   DFND 1 0 10,105 0
PAYPAL HOLDINGS COM 70450Y103 137 1,200 SH   DFND 12 0 1,200 0
PAYPAL HOLDINGS COM 70450Y103 152 1,325 SH   DFND 15 0 1,325 0
PAYPAL HOLDINGS COM 70450Y103 132 1,155 SH   DFND 16 0 1,155 0
PAYPAL HOLDINGS COM 70450Y103 97 850 SH   DFND 14 0 850 0
PAYPAL HOLDINGS COM 70450Y103 5 40 SH   DFND 6 0 40 0
PEPSICO COM 713448108 234 1,785 SH   SOLE   1,785 0 0
PEPSICO COM 713448108 1,826 13,925 SH   DFND 5 0 13,925 0
PEPSICO COM 713448108 1,662 12,674 SH   DFND 1 0 12,674 0
PEPSICO COM 713448108 20 150 SH   DFND 6 0 150 0
PEPSICO COM 713448108 138 1,050 SH   DFND 13 0 1,050 0
PEPSICO COM 713448108 288 2,200 SH   DFND 16 0 2,200 0
PEPSICO COM 713448108 105 800 SH   DFND 12 0 800 0
PEPSICO COM 713448108 51 390 SH   DFND 14 0 390 0
PROCTER & GAMBLE COM 742718109 585 5,335 SH   SOLE   5,335 0 0
PROCTER & GAMBLE COM 742718109 344 3,141 SH   DFND 13 0 3,141 0
PROCTER & GAMBLE COM 742718109 3,850 35,112 SH   DFND 5 0 35,112 0
PROCTER & GAMBLE COM 742718109 1,691 15,420 SH   DFND 1 0 15,420 0
PROCTER & GAMBLE COM 742718109 773 7,050 SH   DFND 12 0 7,050 0
PROCTER & GAMBLE COM 742718109 24 215 SH   DFND 6 0 215 0
PROCTER & GAMBLE COM 742718109 249 2,275 SH   DFND 15 0 2,275 0
PROCTER & GAMBLE COM 742718109 334 3,050 SH   DFND 16 0 3,050 0
PROCTER & GAMBLE COM 742718109 132 1,200 SH   DFND 14 0 1,200 0
ROCKWELL AUTOMATION COM 773903109 343 2,095 SH   SOLE   2,095 0 0
ROCKWELL AUTOMATION COM 773903109 191 1,168 SH   DFND 13 0 1,168 0
ROCKWELL AUTOMATION COM 773903109 2,660 16,235 SH   DFND 5 0 16,235 0
ROCKWELL AUTOMATION COM 773903109 1,266 7,730 SH   DFND 1 0 7,730 0
ROCKWELL AUTOMATION COM 773903109 115 700 SH   DFND 12 0 700 0
ROCKWELL AUTOMATION COM 773903109 57 350 SH   DFND 6 0 350 0
ROCKWELL AUTOMATION COM 773903109 180 1,100 SH   DFND 15 0 1,100 0
ROCKWELL AUTOMATION COM 773903109 127 775 SH   DFND 14 0 775 0
ROCKWELL AUTOMATION COM 773903109 110 670 SH   DFND 16 0 670 0
SNAP ON COM 833034101 273 1,650 SH   DFND 12 0 1,650 0
SPDR S&P 500 ETF COM 78462F103 439 1,500 SH   DFND 12 0 1,500 0
SPDR S&P 500 ETF COM 78462F103 963 3,285 SH   DFND 5 0 3,285 0
STATE STREET COM 857477103 88 1,575 SH   SOLE   1,575 0 0
STATE STREET COM 857477103 8 150 SH   DFND 13 0 150 0
STATE STREET COM 857477103 86 1,540 SH   DFND 1 0 1,540 0
STATE STREET COM 857477103 28 500 SH   DFND 16 0 500 0
STRYKER CORP COM 863667101 236 1,150 SH   DFND 1 0 1,150 0
STRYKER CORP COM 863667101 46 225 SH   DFND 13 0 225 0
SYSCO COM 871829107 552 7,800 SH   DFND 12 0 7,800 0
SYSCO COM 871829107 42 600 SH   DFND 15 0 600 0
SYSCO COM 871829107 134 1,900 SH   DFND 1 0 1,900 0
UNILEVER PLC NEW ADR COM 904767704 360 5,810 SH   SOLE   5,810 0 0
UNILEVER PLC NEW ADR COM 904767704 242 3,902 SH   DFND 13 0 3,902 0
UNILEVER PLC NEW ADR COM 904767704 2,472 39,889 SH   DFND 5 0 39,889 0
UNILEVER PLC NEW ADR COM 904767704 950 15,325 SH   DFND 1 0 15,325 0
UNILEVER PLC NEW ADR COM 904767704 232 3,750 SH   DFND 12 0 3,750 0
UNILEVER PLC NEW ADR COM 904767704 14 225 SH   DFND 6 0 225 0
UNILEVER PLC NEW ADR COM 904767704 265 4,280 SH   DFND 15 0 4,280 0
UNILEVER PLC NEW ADR COM 904767704 189 3,050 SH   DFND 16 0 3,050 0
UNILEVER PLC NEW ADR COM 904767704 136 2,200 SH   DFND 14 0 2,200 0
UNION PACIFIC COM 907818108 189 1,118 SH   SOLE   1,118 0 0
UNION PACIFIC COM 907818108 98 579 SH   DFND 5 0 579 0
UNION PACIFIC COM 907818108 32 190 SH   DFND 13 0 190 0
UNION PACIFIC COM 907818108 38 225 SH   DFND 1 0 225 0
UNITED TECHNOLOGIES COM 913017109 484 3,715 SH   SOLE   3,715 0 0
UNITED TECHNOLOGIES COM 913017109 396 3,045 SH   DFND 13 0 3,045 0
UNITED TECHNOLOGIES COM 913017109 3,235 24,845 SH   DFND 5 0 24,845 0
UNITED TECHNOLOGIES COM 913017109 2,016 15,485 SH   DFND 1 0 15,485 0
UNITED TECHNOLOGIES COM 913017109 273 2,100 SH   DFND 12 0 2,100 0
UNITED TECHNOLOGIES COM 913017109 27 206 SH   DFND 6 0 206 0
UNITED TECHNOLOGIES COM 913017109 234 1,800 SH   DFND 15 0 1,800 0
UNITED TECHNOLOGIES COM 913017109 290 2,225 SH   DFND 16 0 2,225 0
UNITED TECHNOLOGIES COM 913017109 137 1,050 SH   DFND 14 0 1,050 0
US BANCORP COM 902973304 236 4,500 SH   DFND 1 0 4,500 0
VERIZON COMMUNICATIONS COM 92343V104 103 1,806 SH   DFND 1 0 1,806 0
VERIZON COMMUNICATIONS COM 92343V104 97 1,700 SH   DFND 15 0 1,700 0
VERIZON COMMUNICATIONS COM 92343V104 43 760 SH   DFND 12 0 760 0
WAL-MART STORES COM 931142103 39 352 SH   SOLE   352 0 0
WAL-MART STORES COM 931142103 122 1,100 SH   DFND 12 0 1,100 0
WAL-MART STORES COM 931142103 243 2,200 SH   DFND 1 0 2,200 0
WAL-MART STORES COM 931142103 702 6,350 SH   DFND 5 0 6,350 0
WAL-MART STORES COM 931142103 44 400 SH   DFND 14 0 400 0
WALGREEN BOOTS ALLIANCE INC COM 931427108 38 700 SH   DFND 15 0 700 0
WALGREEN BOOTS ALLIANCE INC COM 931427108 68 1,250 SH   DFND 5 0 1,250 0
WALGREEN BOOTS ALLIANCE INC COM 931427108 186 3,400 SH   DFND 1 0 3,400 0
WELLS FARGO COM 949746101 213 4,500 SH   DFND 12 0 4,500 0
XILINX COM 983919101 462 3,918 SH   SOLE   3,918 0 0
XILINX COM 983919101 3,723 31,570 SH   DFND 5 0 31,570 0
XILINX COM 983919101 330 2,800 SH   DFND 12 0 2,800 0
XILINX COM 983919101 837 7,095 SH   DFND 1 0 7,095 0
XILINX COM 983919101 307 2,600 SH   DFND 13 0 2,600 0
XILINX COM 983919101 212 1,800 SH   DFND 15 0 1,800 0
XILINX COM 983919101 35 295 SH   DFND 16 0 295 0
XILINX COM 983919101 11 90 SH   DFND 6 0 90 0
XYLEM INC COM 98419M100 59 700 SH   SOLE   700 0 0
XYLEM INC COM 98419M100 1,420 16,975 SH   DFND 5 0 16,975 0
XYLEM INC COM 98419M100 125 1,500 SH   DFND 12 0 1,500 0
XYLEM INC COM 98419M100 561 6,705 SH   DFND 1 0 6,705 0
XYLEM INC COM 98419M100 115 1,377 SH   DFND 13 0 1,377 0
XYLEM INC COM 98419M100 146 1,750 SH   DFND 15 0 1,750 0
XYLEM INC COM 98419M100 109 1,300 SH   DFND 16 0 1,300 0
XYLEM INC COM 98419M100 96 1,150 SH   DFND 14 0 1,150 0
EVERMORE GLOBAL VALUE FUND INS Equity Mutual Fu 300397122 153 11,422 SH   SOLE   11,422 0 0
GABELLI UTILITES FUND CLASS A Equity Mutual Fu 36240E202 1,257 138,714 SH   DFND 1 0 138,714 0
VANGUARD TOTAL STOCK MARKET IN Equity Mutual Fu 922908728 329 4,501 SH   DFND 12 0 4,501 0