The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 213,083 1,229,277 SH   SOLE   1,074,089 0 155,188
ABBOTT LABS COM 002824100 293,141 3,485,628 SH   SOLE   3,026,629 0 458,999
ABERDEEN STD PRECIOUS METALS PHYSCL PM BASKET 003263100 17,610 258,682 SH   SOLE   258,682 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 310,468 1,680,297 SH   SOLE   1,492,469 0 187,828
ALTRIA GROUP INC COM 02209S103 226,691 4,787,557 SH   SOLE   4,422,265 0 365,292
AMAZON COM INC COM 023135106 272 144 SH   SOLE   144 0 0
APPLE INC COM 037833100 199,803 1,009,511 SH   SOLE   815,332 0 194,179
AT&T INC COM 00206R102 373,714 11,152,326 SH   SOLE   10,049,125 0 1,103,202
BB&T CORP COM 054937107 371,610 7,563,821 SH   SOLE   6,685,240 0 878,581
BCE INC COM NEW 05534B760 350,091 7,697,691 SH   SOLE   6,954,490 0 743,201
BECTON DICKINSON & CO COM 075887109 309,384 1,227,666 SH   SOLE   1,055,807 0 171,859
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 2,612 74,895 SH   SOLE   13,792 0 61,103
CHEVRON CORP NEW COM 166764100 445,054 3,576,454 SH   SOLE   3,238,178 0 338,275
CISCO SYS INC COM 17275R102 300,020 5,481,835 SH   SOLE   4,660,097 0 821,738
COCA COLA CO COM 191216100 265,279 5,209,728 SH   SOLE   4,612,724 0 597,004
COLGATE PALMOLIVE CO COM 194162103 219,939 3,068,762 SH   SOLE   2,821,560 0 247,202
CVS HEALTH CORP COM 126650100 212,814 3,905,547 SH   SOLE   3,478,494 0 427,053
DBX ETF TR XTRACK USD HIGH 233051432 918,759 18,305,619 SH   SOLE   18,304,400 0 1,219
DBX ETF TR XTRACK MSCI EAFE 233051630 244,887 10,677,558 SH   SOLE   10,677,558 0 0
DBX ETF TR XTRACK INTL REAL 233051846 70,139 2,458,068 SH   SOLE   2,458,068 0 0
DEERE & CO COM 244199105 171,352 1,034,046 SH   SOLE   887,920 0 146,126
DIAGEO P L C SPON ADR NEW 25243Q205 375,693 2,180,203 SH   SOLE   1,952,897 0 227,306
DIREXION SHS ETF TR ZACKS MLP HG INC 25459Y298 3,117 230,919 SH   SOLE   230,919 0 0
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 3,813 270,796 SH   SOLE   35,542 0 235,254
ENTERPRISE PRODS PARTNERS L COM 293792107 30,447 1,054,638 SH   SOLE   585,097 0 469,541
EVERSOURCE ENERGY COM 30040W108 363,055 4,792,176 SH   SOLE   4,320,692 0 471,484
EXXON MOBIL CORP COM 30231g102 397,793 5,191,079 SH   SOLE   4,813,215 0 377,864
FERRELLGAS PARTNERS L.P. UNIT LTD PART 315293100 10 10,000 SH   SOLE   10,000 0 0
FIDELITY MSCI CONSM DIS 316092204 152,909 3,345,202 SH   SOLE   3,345,042 0 160
FIDELITY CONSMR STAPLES 316092303 88,423 2,543,210 SH   SOLE   2,543,073 0 137
FIDELITY MSCI FINLS IDX 316092501 81,868 2,041,608 SH   SOLE   2,041,530 0 78
FIDELITY MSCI HLTH CARE I 316092600 145,223 3,226,470 SH   SOLE   3,226,318 0 152
FIDELITY MSCI INDL INDX 316092709 28,838 725,661 SH   SOLE   725,601 0 60
FIDELITY MSCI INFO TECH I 316092808 204,053 3,276,373 SH   SOLE   3,276,218 0 155
FIDELITY MSCI COMMNTN SVC 316092873 67,186 2,027,342 SH   SOLE   2,027,248 0 94
GALLAGHER ARTHUR J & CO COM 363576109 324,831 3,708,536 SH   SOLE   3,280,666 0 427,869
GENERAL MLS INC COM 370334104 169,761 3,232,319 SH   SOLE   2,851,291 0 381,028
GENUINE PARTS CO COM 372460105 248,780 2,401,816 SH   SOLE   2,092,388 0 309,428
GLOBAL X FDS GLBL X MLP ETF 37950E473 47,551 5,391,191 SH   SOLE   5,391,191 0 0
GLOBAL X FDS US PFD ETF 37954Y657 119,801 4,884,841 SH   SOLE   4,884,841 0 0
ILLINOIS TOOL WKS INC COM 452308109 239,213 1,586,186 SH   SOLE   1,392,494 0 193,692
INTEL CORP COM 458140100 291,482 6,089,027 SH   SOLE   5,248,985 0 840,042
INTERNATIONAL BUSINESS MACHS COM 459200101 385,449 2,795,133 SH   SOLE   2,529,070 0 266,063
INVESCO ACTIVELY MANAGD ETF OPTIMUM YIELD 46090F100 110,975 6,779,181 SH   SOLE   6,778,816 0 365
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506 1,323 46,136 SH   SOLE   11,992 0 34,144
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 313,522 2,455,529 SH   SOLE   2,455,529 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 585,824 5,022,495 SH   SOLE   5,022,495 0 0
INVESCO EXCHNG TRADED FD TR CALIF AMT MUN 46138E206 152,827 5,687,662 SH   SOLE   5,687,662 0 0
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 203,340 3,695,756 SH   SOLE   3,634,243 0 61,513
INVESCO EXCHNG TRADED FD TR FTSE RAFI EMNG 46138E727 158,525 7,339,130 SH   SOLE   7,339,130 0 0
INVESCO EXCHNG TRADED FD TR FTSE RAFI SML 46138E735 138,345 4,634,670 SH   SOLE   4,634,669 0 1
INVESCO EXCHNG TRADED FD TR FTSE RAFI DEV 46138E743 300,422 7,394,086 SH   SOLE   7,394,086 0 0
INVESCO EXCHNG TRADED FD TR SR LN ETF 46138G508 175,483 7,744,166 SH   SOLE   7,744,166 0 0
INVESCO EXCHNG TRADED FD TR TREAS COLATERL 46138G888 2,767 26,202 SH   SOLE   6,295 0 19,907
INVESCO QQQ TR UNIT SER 1 46090E103 286,230 1,532,770 SH   SOLE   1,508,500 0 24,270
ISHARES GOLD TRUST ISHARES 464285105 837,455 62,033,652 SH   SOLE   61,856,664 0 176,988
ISHARES INC CORE MSCI EMKT 46434G103 77,595 1,508,458 SH   SOLE   1,508,458 0 0
ISHARES TR SELECT DIVID ETF 464287168 3,266 32,800 SH   SOLE   29,625 0 3,175
ISHARES TR TIPS BD ETF 464287176 477,670 4,136,031 SH   SOLE   4,075,583 0 60,449
ISHARES TR CORE S&P500 ETF 464287200 1,036 3,516 SH   SOLE   3,516 0 0
ISHARES TR CORE US AGGBD ET 464287226 482,281 4,331,216 SH   SOLE   4,276,570 0 54,646
ISHARES TR MSCI EMG MKT ETF 464287234 477 11,109 SH   SOLE   11,109 0 0
ISHARES TR IBOXX INV CP ETF 464287242 63,601 511,382 SH   SOLE   508,978 0 2,404
ISHARES TR 20 YR TR BD ETF 464287432 224,241 1,688,438 SH   SOLE   1,664,377 0 24,061
ISHARES TR BARCLAYS 7 10 YR 464287440 26,929 244,761 SH   SOLE   243,458 0 1,303
ISHARES TR MSCI EAFE ETF 464287465 2,899 44,102 SH   SOLE   44,102 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 87,004 559,511 SH   SOLE   550,041 0 9,470
ISHARES TR AGENCY BOND ETF 464288166 56,676 491,849 SH   SOLE   491,849 0 0
ISHARES TR JPMORGAN USD EMG 464288281 312,652 2,759,745 SH   SOLE   2,715,336 0 44,409
ISHARES TR CALIF MUN BD ETF 464288356 173,257 2,857,133 SH   SOLE   2,857,133 0 0
ISHARES TR IBOXX HI YD ETF 464288513 895 10,264 SH   SOLE   967 0 9,297
ISHARES TR CRE U S REIT ETF 464288521 143,603 2,760,538 SH   SOLE   2,760,538 0 0
ISHARES TR MBS ETF 464288588 886,315 8,237,134 SH   SOLE   8,188,862 0 48,272
ISHARES TR INTRM GOV CR ETF 464288612 1,815 16,165 SH   SOLE   3,639 0 12,526
ISHARES TR INTRM TR CRP ETF 464288638 3,648 64,055 SH   SOLE   15,455 0 48,600
ISHARES TR SH TR CRPORT ETF 464288646 195,754 3,663,047 SH   SOLE   3,568,616 0 94,431
ISHARES TR 3 7 YR TREAS BD 464288661 68,721 546,448 SH   SOLE   545,813 0 635
ISHARES TR CMBS ETF 46429B366 33,830 639,386 SH   SOLE   639,386 0 0
ISHARES TR MIN VOL EAFE ETF 46429B689 127,787 1,759,183 SH   SOLE   1,733,371 0 25,812
ISHARES TR CORE 1 5 YR USD 46432F859 276,360 5,480,083 SH   SOLE   5,411,557 0 68,526
ISHARES TR 0-5YR HI YL CP 46434V407 876 18,756 SH   SOLE   18,756 0 0
ISHARES TR CORE INTL AGGR 46435G672 17,714 325,172 SH   SOLE   325,172 0 0
ISHARES TR BROAD USD HIGH 46435U853 145,755 3,560,198 SH   SOLE   3,560,198 0 0
ISHARES US ETF TR COMMOD SEL STG 46431W853 117,683 3,598,880 SH   SOLE   3,544,538 0 54,342
JOHNSON & JOHNSON COM 478160104 513,730 3,688,469 SH   SOLE   3,268,999 0 419,470
JPMORGAN CHASE & CO COM 46625H100 306,848 2,744,618 SH   SOLE   2,331,973 0 412,645
KIMBERLY CLARK CORP COM 494368103 12,687 95,187 SH   SOLE   24,796 0 70,391
KINDER MORGAN INC DEL COM 49456B101 257,411 12,328,127 SH   SOLE   11,779,285 0 548,842
LEGGETT & PLATT INC COM 524660107 126,736 3,302,997 SH   SOLE   2,864,158 0 438,839
LOCKHEED MARTIN CORP COM 539830109 427,992 1,177,291 SH   SOLE   1,020,360 0 156,931
LOWES COS INC COM 548661107 280,001 2,774,755 SH   SOLE   2,397,403 0 377,352
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 13,597 212,446 SH   SOLE   30,724 0 181,722
MICROSOFT CORP COM 594918104 438,198 3,271,108 SH   SOLE   2,786,559 0 484,549
NOVARTIS A G SPONSORED ADR 66987V109 386,166 4,229,178 SH   SOLE   3,739,744 0 489,434
OCCIDENTAL PETE CORP COM 674599105 293,621 5,839,718 SH   SOLE   5,362,511 0 477,208
OMNICOM GROUP INC COM 681919106 265,157 3,235,597 SH   SOLE   2,873,374 0 362,223
ORACLE CORP COM 68389X105 300,347 5,272,029 SH   SOLE   4,587,393 0 684,636
PARKER HANNIFIN CORP COM 701094104 260,089 1,529,846 SH   SOLE   1,364,179 0 165,667
PEPSICO INC COM 713448108 2,839 21,650 SH   SOLE   5,527 0 16,123
PHILIP MORRIS INTL INC COM 718172109 300,849 3,831,015 SH   SOLE   3,529,927 0 301,088
PIMCO ETF TR ACTIVE BD ETF 72201R775 315 2,927 SH   SOLE   2,927 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 64,081 629,787 SH   SOLE   626,755 0 3,032
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 15,873 651,879 SH   SOLE   572,365 0 79,514
PPG INDS INC COM 693506107 258,615 2,215,881 SH   SOLE   1,935,909 0 279,972
PROCTER AND GAMBLE CO COM 742718109 356,588 3,252,052 SH   SOLE   2,935,905 0 316,147
RAYTHEON CO COM NEW 755111507 243,337 1,399,452 SH   SOLE   1,221,531 0 177,921
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,845,899 40,545,640 SH   SOLE   40,542,764 0 2,876
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 223 3,966 SH   SOLE   3,966 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,466,636 20,518,131 SH   SOLE   20,516,656 0 1,475
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 886,706 33,792,125 SH   SOLE   33,789,484 0 2,641
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 1,240,955 43,178,689 SH   SOLE   43,175,608 0 3,081
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 1,154,483 36,978,962 SH   SOLE   36,976,265 0 2,697
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 2,484,927 89,193,362 SH   SOLE   89,187,692 0 5,670
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 2,327,745 61,760,273 SH   SOLE   61,756,070 0 4,203
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 3,753,324 95,968,419 SH   SOLE   95,962,047 0 6,372
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 468,311 8,824,384 SH   SOLE   8,824,384 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,899,860 59,204,078 SH   SOLE   59,199,482 0 4,596
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 469 8,850 SH   SOLE   8,850 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,109,788 24,972,709 SH   SOLE   24,970,862 0 1,847
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 2,426,288 44,146,432 SH   SOLE   44,143,549 0 2,883
SCHWAB STRATEGIC TR US TIPS ETF 808524870 2,369,553 42,080,507 SH   SOLE   42,077,881 0 2,626
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 804,827 24,657,682 SH   SOLE   24,655,680 0 2,002
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 95,328 1,029,011 SH   SOLE   1,010,765 0 18,246
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 97,124 1,672,524 SH   SOLE   1,642,552 0 29,972
SPDR GOLD TRUST GOLD SHS 78463V107 432 3,234 SH   SOLE   3,234 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 535,933 1,829,123 SH   SOLE   1,798,017 0 31,106
SPDR SERIES TRUST WELLS FG PFD ETF 78464A292 57,378 1,327,876 SH   SOLE   1,327,876 0 0
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 1,142,119 32,697,387 SH   SOLE   32,612,552 0 84,835
SPDR SERIES TRUST BLOMBRG BRC EMRG 78464A391 526,445 18,923,233 SH   SOLE   18,922,754 0 479
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 199,186 6,471,289 SH   SOLE   6,426,850 0 44,439
SPDR SERIES TRUST BLOMBERG INTL TR 78464A516 39,706 1,372,935 SH   SOLE   1,372,649 0 286
SPDR SERIES TRUST DJ REIT ETF 78464A607 144,011 1,457,606 SH   SOLE   1,457,606 0 0
SPDR SERIES TRUST BLOMBRG BRC TIPS 78464A656 323,725 5,720,537 SH   SOLE   5,720,537 0 0
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664 81,061 2,124,254 SH   SOLE   2,124,211 0 43
SPDR SERIES TRUST BLMBRG BRC INTRM 78464A672 1,134 18,351 SH   SOLE   6,039 0 12,312
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 291,162 9,705,411 SH   SOLE   9,654,384 0 51,027
SPDR SERIES TRUST NUVEEN BRC MUNIC 78468R721 207,685 4,142,097 SH   SOLE   4,142,097 0 0
SPDR SERIES TRUST PORTFOLIO SM ETF 78468R853 163,159 5,325,061 SH   SOLE   5,325,061 0 0
STARBUCKS CORP COM 855244109 183,646 2,190,703 SH   SOLE   1,958,436 0 232,268
TEXAS INSTRS INC COM 882508104 318,615 2,776,363 SH   SOLE   2,365,625 0 410,738
THE CHARLES SCHWAB CORPORATI COM 808513105 322 8,000 SH   SOLE   8,000 0 0
TJX COS INC NEW COM 872540109 154,403 2,919,884 SH   SOLE   2,542,482 0 377,402
UNITED TECHNOLOGIES CORP COM 913017109 385,182 2,958,389 SH   SOLE   2,605,949 0 352,440
V F CORP COM 918204108 381,556 4,368,129 SH   SOLE   3,860,549 0 507,580
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 398,599 11,486,992 SH   SOLE   11,486,169 0 823
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 239,207 2,879,585 SH   SOLE   2,865,631 0 13,954
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 20,894 364,652 SH   SOLE   364,652 0 0
VANGUARD GROUP DIV APP ETF 921908844 371,167 3,223,056 SH   SOLE   3,165,853 0 57,203
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 331,474 1,231,557 SH   SOLE   1,231,557 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 195,268 2,234,181 SH   SOLE   2,200,914 0 33,267
VANGUARD INDEX FDS SM CP VAL ETF 922908611 207 1,588 SH   SOLE   1,588 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 70,232 521,319 SH   SOLE   521,319 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 200,749 1,281,430 SH   SOLE   1,281,430 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 330,052 2,199,023 SH   SOLE   2,165,517 0 33,506
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 632,271 10,716,441 SH   SOLE   10,715,719 0 722
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 91,389 868,222 SH   SOLE   868,222 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 443,505 10,428,031 SH   SOLE   10,295,981 0 132,050
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 212,238 3,865,907 SH   SOLE   3,804,670 0 61,237
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 657,841 12,395,715 SH   SOLE   12,395,697 0 18
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 163,753 2,482,237 SH   SOLE   2,479,644 0 2,593
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 2,459,783 46,560,345 SH   SOLE   46,558,008 0 2,337
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 89,322 922,081 SH   SOLE   922,064 0 17
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 521,549 5,804,661 SH   SOLE   5,722,325 0 82,336
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,337,289 32,061,606 SH   SOLE   31,799,116 0 262,490
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 63,683 728,806 SH   SOLE   727,408 0 1,398
VANGUARD WHITEHALL FDS INC INTL HIGH ETF 921946794 88,734 1,445,654 SH   SOLE   1,445,654 0 0
VANGUARD WHITEHALL FDS INC INTL DVD ETF 921946810 1,045 15,364 SH   SOLE   1,829 0 13,535
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 856 10,647 SH   SOLE   10,647 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 78,730 438,879 SH   SOLE   431,460 0 7,419
VANGUARD WORLD FDS INF TECH ETF 92204A702 208 989 SH   SOLE   989 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 426,365 7,463,053 SH   SOLE   6,687,984 0 775,069
VICTORY PORTFOLIOS II VCSHS US DISCVRY 92647N774 1,394 36,906 SH   SOLE   36,906 0 0
VICTORY PORTFOLIOS II VCSHS US 500 ENH 92647N782 1,675 34,259 SH   SOLE   34,259 0 0
WALMART INC COM 931142103 350,145 3,169,022 SH   SOLE   2,800,718 0 368,304
WATSCO INC COM 942622200 113,318 692,952 SH   SOLE   610,177 0 82,775
WELLS FARGO CO NEW COM 949746101 364,993 7,713,287 SH   SOLE   6,905,360 0 807,927
WILLIAMS COS INC DEL COM 969457100 266,489 9,503,890 SH   SOLE   8,965,294 0 538,596