The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLEGION PLC FOREIGN EQUITIES G0176J109 8 80 SH   SOLE   80 0 0
ALLERGAN PLC SHS FOREIGN EQUITIES G0177J108 112 665 SH   SOLE   665 0 0
ALLERGAN PLC SHS FOREIGN EQUITIES G0177J108 34 200 SH   DFND   200 0 0
ACCENTURE LTD BERMUDA CL A FOREIGN EQUITIES G1151C101 210 1,090 SH   SOLE   1,090 0 0
ACCENTURE LTD BERMUDA CL A FOREIGN EQUITIES G1151C101 38 200 SH   DFND   200 0 0
EATON CORP PLC FOREIGN EQUITIES G29183103 15 183 SH   SOLE   183 0 0
HELEN OF TROY LTD FOREIGN EQUITIES G4388N106 12 76 SH   SOLE   76 0 0
INGERSOLL-RAND PUBLIC LTD FOREIGN EQUITIES G47791101 30 240 SH   SOLE   240 0 0
INTERNATIONAL GAME TECHNOLOGSHS USD FOREIGN EQUITIES G4863A108 2 143 SH   SOLE   143 0 0
INVESCO LTD COMMON STOCK G491BT108 1 41 SH   SOLE   41 0 0
JAZZ PHARMACEUTICALS PLC FOREIGN EQUITIES G50871105 5 36 SH   SOLE   36 0 0
JOHNSON CONTROLS INTRNL FOREIGN EQUITIES G51502105 15 334 SH   SOLE   334 0 0
LINDE PLC SHS FOREIGN EQUITIES G5494J103 19 100 SH   SOLE   100 0 0
MEDTRONIC PLC ORDINARY FOREIGN EQUITIES G5960L103 467 4,300 SH   SOLE   4,000 0 300
MEDTRONIC PLC ORDINARY FOREIGN EQUITIES G5960L103 76 700 SH   DFND   300 400 0
ALCON INC ORD SHS FOREIGN EQUITIES H01301128 29 506 SH   SOLE   448 0 58
ALCON INC ORD SHS FOREIGN EQUITIES H01301128 20 348 SH   DFND   250 98 0
CHUBB LTD FOREIGN EQUITIES H1467J104 51 317 SH   SOLE   317 0 0
STRATASYS LTD COMMON STOCK M85548101 11 500 SH   SOLE   500 0 0
CORE LABORATORIES N V COM COMMON STOCK N22717107 2 42 SH   SOLE   42 0 0
LYONDELLBASELL INDUSTRIES N.V. CL A FOREIGN EQUITIES N53745100 20 224 SH   SOLE   224 0 0
MYLAN NV FOREIGN EQUITIES N59465109 8 400 SH   SOLE   400 0 0
COPA HOLDINGS SA FOREIGN EQUITIES P31076105 2 22 SH   SOLE   22 0 0
AFLAC INCORPORATED COMMON STOCK 001055102 125 2,395 SH   DFND   0 2,395 0
AES CORP COM COMMON STOCK 00130H105 2 100 SH   SOLE   100 0 0
AT&T INC COM COMMON STOCK 00206R102 2,014 53,216 SH   SOLE   50,616 2,100 500
AT&T INC COM COMMON STOCK 00206R102 1,257 33,218 SH   DFND   25,686 7,532 0
ABBOTT LABS COM COMMON STOCK 002824100 1,002 11,978 SH   SOLE   10,478 1,200 300
ABBOTT LABS COM COMMON STOCK 002824100 636 7,600 SH   DFND   7,500 100 0
ABBVIE, INC COMMON STOCK 00287Y109 1,055 13,937 SH   SOLE   12,837 800 300
ABBVIE, INC COMMON STOCK 00287Y109 697 9,200 SH   DFND   9,100 100 0
AGILENT TECHNOLOGIES INC COM COMMON STOCK 00846U101 8 100 SH   SOLE   100 0 0
AGILENT TECHNOLOGIES INC COM COMMON STOCK 00846U101 15 200 SH   DFND   0 200 0
AIR PRODUCT AND CHEMICALS INC COMMON STOCK 009158106 1,374 6,192 SH   SOLE   5,692 500 0
AIR PRODUCT AND CHEMICALS INC COMMON STOCK 009158106 680 3,066 SH   DFND   2,666 400 0
ALCOA CORP COMMON STOCK 013872106 2 78 SH   SOLE   78 0 0
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTNERSHIP COMMON STOCK 01881G106 15 500 SH   SOLE   500 0 0
ALLIANZGI CONV INCOME FD COM MUTUAL FUNDS-ETF FIXED INCOME 018828103 209 37,000 SH   SOLE   37,000 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 16 148 SH   SOLE   148 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 5 48 SH   DFND   48 0 0
ALNYLAM PHARMACEUTICALS INC COM COMMON STOCK 02043Q107 4 50 SH   SOLE   50 0 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 908 745 SH   SOLE   665 80 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 823 675 SH   DFND   655 20 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 337 276 SH   SOLE   276 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 73 60 SH   DFND   50 10 0
ALTRIA GROUP INC COMMON STOCK 02209S103 229 5,597 SH   SOLE   5,597 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 147 3,600 SH   DFND   1,800 1,800 0
AMAZON COM INC COM COMMON STOCK 023135106 1,377 793 SH   SOLE   768 25 0
AMAZON COM INC COM COMMON STOCK 023135106 1,309 754 SH   DFND   749 5 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 33 355 SH   SOLE   355 0 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 261 2,785 SH   DFND   2,785 0 0
AMERICAN EQUITY INVT LIFE HLDG COMMON STOCK 025676206 3 111 SH   SOLE   111 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 1,785 15,089 SH   SOLE   13,864 1,225 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 1,171 9,900 SH   DFND   1,800 8,100 0
AMERICAN INTL GROUP WARRANTSEXP 1/19/2021 WARRANTS & RIGHTS 026874156 0 8 SH   SOLE   8 0 0
AMERICAN INTL GROUP INC COM COMMON STOCK 026874784 0 8 SH   SOLE   8 0 0
AMERICAN WATER WORKS COMMON STOCK 030420103 1,168 9,400 SH   SOLE   8,200 1,200 0
AMERICAN WATER WORKS COMMON STOCK 030420103 161 1,300 SH   DFND   1,100 200 0
AMERIPRISE FINL INC COM COMMON STOCK 03076C106 186 1,265 SH   SOLE   1,265 0 0
AMERIPRISE FINL INC COM COMMON STOCK 03076C106 294 2,000 SH   DFND   0 2,000 0
AMGEN INC COM COMMON STOCK 031162100 535 2,763 SH   SOLE   2,463 300 0
AMGEN INC COM COMMON STOCK 031162100 445 2,300 SH   DFND   1,800 500 0
ANALOG DEVICES INC COMMON STOCK 032654105 1,064 9,522 SH   SOLE   8,522 1,000 0
ANALOG DEVICES INC COMMON STOCK 032654105 176 1,577 SH   DFND   1,088 489 0
ANAVEX LIFE SCIENCES CORP COM NEW COMMON STOCK 032797300 3 1,000 SH   SOLE   1,000 0 0
ANNALY CAP MGMT INC COM COMMON STOCK 035710409 12 1,400 SH   SOLE   1,400 0 0
APPLE COMPUTER INC COM COMMON STOCK 037833100 3,616 16,145 SH   SOLE   15,575 570 0
APPLE COMPUTER INC COM COMMON STOCK 037833100 1,167 5,212 SH   DFND   4,347 865 0
APPLIED MATLS INC COM COMMON STOCK 038222105 50 1,000 SH   SOLE   1,000 0 0
AQUA AMERICA INC COM COMMON STOCK 03836W103 45 1,000 SH   SOLE   0 0 1,000
AQUA AMERICA INC COM COMMON STOCK 03836W103 86 1,916 SH   DFND   250 1,666 0
ARCONIC INC COMMON STOCK 03965L100 6 236 SH   SOLE   236 0 0
ARES CAP CORP COM MUTUAL FUNDS-ETF EQUITIES 04010L103 13 682 SH   SOLE   682 0 0
ASHLAND GLOBAL HLDGS INC NPV COMMON STOCK 044186104 1 13 SH   DFND   13 0 0
ASTRAZENECA PLC SPONSORED ADR FOREIGN EQUITIES 046353108 7 150 SH   SOLE   150 0 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 815 5,050 SH   SOLE   4,950 100 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 97 600 SH   DFND   200 400 0
AUTOZONE INC COM COMMON STOCK 053332102 339 313 SH   SOLE   313 0 0
AUTOZONE INC COM COMMON STOCK 053332102 54 50 SH   DFND   50 0 0
BB&T CORP COM COMMON STOCK 054937107 40 750 SH   SOLE   750 0 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 226 5,939 SH   SOLE   5,459 480 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 110 2,900 SH   DFND   2,700 200 0
BANKAMERICA CORP NEW COMMON STOCK 060505104 297 10,175 SH   SOLE   10,175 0 0
BANKAMERICA CORP NEW COMMON STOCK 060505104 22 750 SH   DFND   750 0 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100 118 2,600 SH   SOLE   2,600 0 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100 95 2,100 SH   DFND   2,100 0 0
BAXTER INTL INC COM COMMON STOCK 071813109 923 10,550 SH   SOLE   8,750 1,800 0
BAXTER INTL INC COM COMMON STOCK 071813109 214 2,450 SH   DFND   2,150 300 0
BERKSHIRE HATHAWAY B NEW COMMON STOCK 084670702 1,343 6,455 SH   SOLE   5,955 500 0
BERKSHIRE HATHAWAY B NEW COMMON STOCK 084670702 422 2,030 SH   DFND   1,830 200 0
BERKSHIRE HILLS BANCORP INC COM COMMON STOCK 084680107 207 7,080 SH   DFND   0 7,080 0
BIOGEN INC COM COMMON STOCK 09062X103 2 10 SH   SOLE   10 0 0
BLACKROCK INC COM COMMON STOCK 09247X101 312 700 SH   DFND   700 0 0
BOEING CO COM COMMON STOCK 097023105 2,250 5,915 SH   SOLE   5,915 0 0
BOEING CO COM COMMON STOCK 097023105 331 870 SH   DFND   870 0 0
BOOKING HOLDINGS INC COMMON STOCK 09857L108 20 10 SH   SOLE   10 0 0
BRIGHTHOUSE FINANCIAL INC COMMON STOCK 10922N103 1 27 SH   SOLE   27 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1,736 34,245 SH   SOLE   32,645 1,200 400
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 636 12,548 SH   DFND   10,485 2,063 0
BROADCOM INC NPV COMMON STOCK 11135F101 711 2,576 SH   SOLE   2,176 400 0
BROADCOM INC NPV COMMON STOCK 11135F101 138 500 SH   DFND   500 0 0
BUCKEYE PARTNERS COMMON STOCK 118230101 58 1,400 SH   DFND   1,000 400 0
CDK GLOBAL, INC. COMMON STOCK 12508E101 4 91 SH   SOLE   91 0 0
CIGNA CORP NEW COM COMMON STOCK 125523100 15 100 SH   SOLE   100 0 0
CSX CORP COM COMMON STOCK 126408103 118 1,700 SH   SOLE   1,700 0 0
CVS/CAREMARK CORP COM COMMON STOCK 126650100 38 606 SH   SOLE   606 0 0
CAMPBELL SOUP CO COM COMMON STOCK 134429109 28 600 SH   SOLE   600 0 0
CANTEL MEDICAL CORP COMMON STOCK 138098108 4 50 SH   SOLE   50 0 0
CAPITAL ONE FINL CORP COMMON STOCK 14040H105 18 200 SH   SOLE   200 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 76 600 SH   SOLE   600 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 9 75 SH   DFND   0 75 0
CELGENE CORP COM COMMON STOCK 151020104 8 80 SH   SOLE   80 0 0
CHARTER COMMUNICATIONS INC NCL A COMMON STOCK 16119P108 2 6 SH   SOLE   6 0 0
CHARTER COMMUNICATIONS INC NCL A COMMON STOCK 16119P108 121 293 SH   DFND   0 293 0
CHEMOURS CO COM COMMON STOCK 163851108 1 35 SH   SOLE   35 0 0
CHEMOURS CO COM COMMON STOCK 163851108 1 60 SH   DFND   60 0 0
CHENIERE ENERGY INC COM NEW COMMON STOCK 16411R208 6 100 SH   SOLE   100 0 0
CHEVRONTEXACO CORP COM COMMON STOCK 166764100 1,618 13,641 SH   SOLE   12,351 1,290 0
CHEVRONTEXACO CORP COM COMMON STOCK 166764100 1,042 8,790 SH   DFND   8,490 300 0
CHIMERA INVT CORP COM NEW COMMON STOCK 16934Q208 10 500 SH   SOLE   500 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 1,555 31,480 SH   SOLE   29,180 2,300 0
CISCO SYS INC COM COMMON STOCK 17275R102 299 6,050 SH   DFND   3,350 2,700 0
CITIGROUP INC NEW COMMON STOCK 172967424 139 2,006 SH   SOLE   1,956 50 0
CITIGROUP INC NEW COMMON STOCK 172967424 11 161 SH   DFND   161 0 0
CLEAN ENERGY FUELS CORP COM COMMON STOCK 184499101 23 11,100 SH   SOLE   11,100 0 0
CLOROX COMPANY COMMON STOCK 189054109 15 100 SH   SOLE   100 0 0
COCA COLA CO COM COMMON STOCK 191216100 2,168 39,829 SH   SOLE   37,529 1,500 800
COCA COLA CO COM COMMON STOCK 191216100 315 5,786 SH   DFND   4,386 1,400 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 369 5,020 SH   SOLE   5,020 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 345 4,700 SH   DFND   4,000 700 0
COMCAST CORP COMMON STOCK 20030N101 115 2,544 SH   SOLE   2,544 0 0
COMCAST CORP COMMON STOCK 20030N101 70 1,554 SH   DFND   1,554 0 0
COMMUNITY BANK SYSTEM INC COMMON STOCK 203607106 345 5,600 SH   SOLE   5,600 0 0
COMMUNITY BANK SYSTEM INC COMMON STOCK 203607106 308 5,000 SH   DFND   5,000 0 0
CONDUENT INC COM COMMON STOCK 206787103 0 75 SH   SOLE   75 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 243 4,257 SH   SOLE   4,257 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 479 8,400 SH   DFND   4,400 4,000 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 296 3,128 SH   SOLE   3,128 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 94 1,000 SH   DFND   0 0 1,000
CORNING INC COM COMMON STOCK 219350105 92 3,233 SH   SOLE   3,233 0 0
CORTEVA INC COM COMMON STOCK 22052L104 159 5,666 SH   SOLE   5,463 0 203
CORTEVA INC COM COMMON STOCK 22052L104 190 6,783 SH   DFND   3,934 2,849 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 58 200 SH   SOLE   200 0 0
DANAHER CORP COMMON STOCK 235851102 11 75 SH   SOLE   75 0 0
DEERE & CO COM COMMON STOCK 244199105 277 1,640 SH   SOLE   1,440 0 200
DEERE & CO COM COMMON STOCK 244199105 354 2,100 SH   DFND   1,550 550 0
DELL TECHNOLOGIES INC CL C COMMON STOCK 24703L202 2 35 SH   SOLE   35 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 932 7,151 SH   SOLE   6,551 600 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 399 3,065 SH   DFND   2,340 400 325
DISCOVER FINL SVCS COMMON STOCK 254709108 11 136 SH   SOLE   136 0 0
DOLLAR TREE INC COM COMMON STOCK 256746108 3 30 SH   SOLE   30 0 0
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 1,599 19,731 SH   SOLE   18,031 1,100 600
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 855 10,550 SH   DFND   9,550 1,000 0
DOW INC COM COMMON STOCK 260557103 262 5,500 SH   SOLE   5,297 0 203
DOW INC COM COMMON STOCK 260557103 323 6,784 SH   DFND   3,935 2,849 0
DUKE ENERGY HLDG CORP COMMON STOCK 26441C204 815 8,507 SH   SOLE   8,507 0 0
DUKE ENERGY HLDG CORP COMMON STOCK 26441C204 434 4,532 SH   DFND   4,466 66 0
DUNKIN BRANDS GROUP INC COM COMMON STOCK 265504100 70 881 SH   DFND   0 881 0
DUPONT DE NEMOURS INC COM COMMON STOCK 26614N102 445 6,246 SH   SOLE   6,043 0 203
DUPONT DE NEMOURS INC COM COMMON STOCK 26614N102 484 6,783 SH   DFND   3,934 2,849 0
EATON VANCE CORP- NON VTG COMMON STOCK 278265103 3 64 SH   SOLE   64 0 0
EATON VANCE INSURED MUNI BD FD MUTUAL FUNDS-ETF NON-TAX 27827X101 22 1,666 SH   SOLE   1,666 0 0
EBAY INC COM COMMON STOCK 278642103 17 434 SH   SOLE   434 0 0
ELECTRONIC ARTS INC COMMON STOCK 285512109 3 31 SH   SOLE   31 0 0
ELMIRA SVGS BK ELMIRA N Y COM COMMON STOCK 289660102 14 1,000 SH   SOLE   1,000 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104 1,335 19,970 SH   SOLE   18,370 1,200 400
EMERSON ELEC CO COM COMMON STOCK 291011104 368 5,500 SH   DFND   3,500 2,000 0
ENBRIDGE INC FOREIGN EQUITIES 29250N105 1,275 36,370 SH   SOLE   33,682 2,688 0
ENBRIDGE INC FOREIGN EQUITIES 29250N105 464 13,231 SH   DFND   10,852 2,379 0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PRTNERS COMMON STOCK 29273V100 481 36,792 SH   SOLE   36,792 0 0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PRTNERS COMMON STOCK 29273V100 5 408 SH   DFND   408 0 0
ENERSYS COMMON STOCK 29275Y102 3 50 SH   SOLE   50 0 0
ENTEGRIS INC COMMON STOCK 29362U104 9 200 SH   SOLE   200 0 0
EQUIFAX INC COMMON STOCK 294429105 6 41 SH   SOLE   41 0 0
EQIUTRANS MIDSTREAM CO COMMON STOCK 294600101 1 100 SH   SOLE   100 0 0
ESSA BANCORP INC COM COMMON STOCK 29667D104 10 600 SH   SOLE   600 0 0
ESSA BANCORP INC COM COMMON STOCK 29667D104 142 8,682 SH   DFND   0 8,682 0
EXELON CORP COM COMMON STOCK 30161N101 483 10,000 SH   SOLE   9,500 0 500
EXELON CORP COM COMMON STOCK 30161N101 108 2,233 SH   DFND   2,233 0 0
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 1,366 18,385 SH   SOLE   16,685 1,200 500
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 338 4,550 SH   DFND   2,850 1,700 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 2,417 34,229 SH   SOLE   32,592 1,537 100
EXXON MOBIL CORP COM COMMON STOCK 30231G102 1,764 24,978 SH   DFND   16,974 7,004 1,000
FLIR SYSTEM INC COMMON STOCK 302445101 4 75 SH   SOLE   75 0 0
F M C CORP COM NEW COMMON STOCK 302491303 509 5,800 SH   SOLE   5,800 0 0
F N B CORP PA COMMON STOCK 302520101 668 57,937 SH   SOLE   57,937 0 0
FACEBOOK INC COMMON STOCK 30303M102 37 210 SH   SOLE   210 0 0
FASTENAL CO COM COMMON STOCK 311900104 2,101 64,315 SH   SOLE   58,315 4,000 2,000
FASTENAL CO COM COMMON STOCK 311900104 549 16,800 SH   DFND   12,400 4,400 0
FEDEX CORPORATION COMMON STOCK 31428X106 288 1,975 SH   SOLE   1,975 0 0
FEDEX CORPORATION COMMON STOCK 31428X106 84 575 SH   DFND   575 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 13 493 SH   SOLE   493 0 0
FIRST SOLAR INC COMMON STOCK 336433107 12 200 SH   DFND   200 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860 9 1,000 SH   SOLE   1,000 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860 1 107 SH   DFND   107 0 0
FORTIVE CORP COM COMMON STOCK 34959J108 3 37 SH   SOLE   37 0 0
FRANKLIN ELECTRIC INC COMMON STOCK 353514102 4 75 SH   SOLE   75 0 0
FRANKLIN RESOURCES INC COMMON STOCK 354613101 1 30 SH   SOLE   30 0 0
FREEPORTMCMORAN COPP CL B COMMON STOCK 35671D857 3 268 SH   SOLE   54 214 0
FRONTIER COMMUNICATIONS CORPNPV COMMON STOCK 35906A306 0 10 SH   DFND   10 0 0
GATX CORP COMMON STOCK 361448103 6 72 SH   SOLE   72 0 0
GARRETT MOTION INC COM COMMON STOCK 366505105 0 20 SH   DFND   10 10 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 196 1,075 SH   SOLE   1,075 0 0
GENERAL ELEC CO COM COMMON STOCK 369604103 562 62,830 SH   SOLE   62,630 200 0
GENERAL ELEC CO COM COMMON STOCK 369604103 249 27,871 SH   DFND   12,100 15,771 0
GENERAL MLS INC COM COMMON STOCK 370334104 1,176 21,342 SH   SOLE   19,942 1,400 0
GENERAL MLS INC COM COMMON STOCK 370334104 406 7,375 SH   DFND   5,575 1,800 0
GENERAL MOTORS CO COM COMMON STOCK 37045V100 2 50 SH   SOLE   50 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 89 1,403 SH   SOLE   1,403 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 3 50 SH   DFND   50 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 408 9,565 SH   SOLE   9,565 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 111 2,600 SH   DFND   2,300 300 0
GLOBAL PAMENTS INC COMMON STOCK 37940X102 16 100 SH   SOLE   100 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 16 75 SH   SOLE   75 0 0
HCP INC COMMON STOCK 40414L109 110 3,100 SH   SOLE   3,100 0 0
HCP INC COMMON STOCK 40414L109 107 3,000 SH   DFND   3,000 0 0
HALLIBURTON CO COMMON STOCK 406216101 4 219 SH   SOLE   219 0 0
HANESBRANDS INC COM COMMON STOCK 410345102 1 50 SH   SOLE   50 0 0
HARLEY DAVIDSON INC COM COMMON STOCK 412822108 7 200 SH   SOLE   200 0 0
HARSCO CORP COMMON STOCK 415864107 1 78 SH   SOLE   78 0 0
HARTFORD FINL SVCS COMMON STOCK 416515104 23 373 SH   DFND   373 0 0
HASBRO INC COM COMMON STOCK 418056107 8 65 SH   SOLE   65 0 0
HERSHEY FOODS CORP COM COMMON STOCK 427866108 97 629 SH   SOLE   629 0 0
HEXCEL CORP- NEW COMMON STOCK 428291108 8 100 SH   SOLE   100 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 267 1,150 SH   SOLE   1,150 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 500 2,956 SH   SOLE   2,956 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 51 300 SH   DFND   200 100 0
ITT INC COM COMMON STOCK 45073V108 14 231 SH   DFND   231 0 0
INTEL CORP COM COMMON STOCK 458140100 1,017 19,741 SH   SOLE   18,941 400 400
INTEL CORP COM COMMON STOCK 458140100 508 9,865 SH   DFND   7,650 2,215 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 1,157 7,954 SH   SOLE   7,954 0 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 1,273 8,755 SH   DFND   5,500 3,255 0
INTL PAPER CO COM COMMON STOCK 460146103 5 130 SH   SOLE   130 0 0
INTL PAPER CO COM COMMON STOCK 460146103 29 700 SH   DFND   0 700 0
INVESCO EX AEROSPACE DEFENSE MUTUAL FUNDS-ETF EQUITIES 46137V100 8 120 SH   SOLE   120 0 0
INVESCO EX PFD ETF MUTUAL FUNDS-ETF EQUITIES 46138E511 60 4,000 SH   SOLE   4,000 0 0
IQIYI INC SPONSORED ADS FOREIGN EQUITIES 46267X108 1 50 SH   SOLE   50 0 0
IQIYI INC SPONSORED ADS FOREIGN EQUITIES 46267X108 2 130 SH   DFND   130 0 0
ISHARES SILVER TRUST ETF MUTUAL FUNDS-ETF EQUITIES 46428Q109 111 7,000 SH   DFND   7,000 0 0
ISHARES GOLD TRUST MUTUAL FUNDS-EQUITIES 464285105 10 674 SH   SOLE   674 0 0
ISHARES MSCI PAC JP ETF MUTUAL FUNDS-EQUITIES 464286665 2 50 SH   SOLE   50 0 0
ISHARES S&P 100 MUTUAL FUNDS-EQUITIES 464287101 7 50 SH   SOLE   50 0 0
I SHARES TR DJ SLECT DIV INDEX MUTUAL FUNDS-EQUITIES 464287168 5 50 SH   SOLE   50 0 0
ISHARES BARCLAYS TIPS BND FD MUTUAL FUNDS-FIXED INCOME 464287176 21 180 SH   SOLE   180 0 0
ISHARES MSCI EMERGING MKTS INDEX FD MUTUAL FUNDS-ETF EQUITIES 464287234 13 321 SH   SOLE   321 0 0
ISHARES TR S&P NA NATURAL RESOURCES MUTUAL FUNDS-EQUITIES 464287374 15 500 SH   SOLE   500 0 0
ISHARES TR S&P NA NATURAL RESOURCES MUTUAL FUNDS-EQUITIES 464287374 29 1,000 SH   DFND   500 500 0
ISHARES TR MSCI EAFE INDEX MUTUAL FUNDS-ETF EQUITIES 464287465 264 4,052 SH   SOLE   4,052 0 0
ISHARES TR MSCI EAFE INDEX MUTUAL FUNDS-ETF EQUITIES 464287465 130 2,000 SH   DFND   1,500 500 0
ISHARES RUSSELL MID-CAP ETF MUTUAL FUNDS-EQUITIES 464287499 17 300 SH   SOLE   300 0 0
ISHARES S&P 600 INDEX MUTUAL FUNDS-ETF EQUITIES 464287804 19 250 SH   SOLE   250 0 0
ISHARES TR US TREAS BD ETF MUTUAL FUNDS-FIXED INCOME 46429B267 16 619 SH   SOLE   619 0 0
ISHARES TR FLTG RATE BD ETF MUTUAL FUNDS-FIXED INCOME 46429B655 4 74 SH   SOLE   74 0 0
ISHARES TR MIN VOL USA ETF MUTUAL FUNDS-ETF EQUITIES 46429B697 28 440 SH   SOLE   440 0 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 1,809 15,370 SH   SOLE   14,370 1,000 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 153 1,300 SH   DFND   1,000 300 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 2,469 19,083 SH   SOLE   18,383 700 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 1,042 8,050 SH   DFND   6,550 1,500 0
KELLOGG CO COM COMMON STOCK 487836108 826 12,840 SH   SOLE   11,240 1,100 500
KELLOGG CO COM COMMON STOCK 487836108 245 3,800 SH   DFND   3,700 100 0
KEYSIGHT TECHNOLOGIES INC. COMMON STOCK 49338L103 10 100 SH   DFND   0 100 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 255 1,792 SH   SOLE   1,792 0 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 504 3,547 SH   DFND   3,547 0 0
KINDER MORGAN INC (DE) CLASS P COMMON STOCK 49456B101 6 292 SH   SOLE   292 0 0
KRAFT HEINZ CO COM COMMON STOCK 500754106 246 8,813 SH   SOLE   8,513 0 300
KRAFT HEINZ CO COM COMMON STOCK 500754106 54 1,945 SH   DFND   1,412 533 0
L3HARRIS TECHNOLOGIES INC COM COMMON STOCK 502431109 10 46 SH   DFND   46 0 0
LABORATORY CORP AMER HLDGS COM NEW COMMON STOCK 50540R409 2 10 SH   SOLE   10 0 0
LEGGETT & PLATT INC COMMON STOCK 524660107 4 100 SH   SOLE   100 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 786 7,025 SH   SOLE   6,625 0 400
LILLY ELI & CO COM COMMON STOCK 532457108 1,032 9,225 SH   DFND   7,425 1,800 0
LINCOLN NATIONAL CORP COMMON STOCK 534187109 7 117 SH   SOLE   117 0 0
LITTLEFUSE INC COMMON STOCK 537008104 7 38 SH   SOLE   38 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 172 440 SH   SOLE   440 0 0
LOWES COS INC COM COMMON STOCK 548661107 179 1,625 SH   SOLE   1,225 0 400
LOWES COS INC COM COMMON STOCK 548661107 44 400 SH   DFND   0 400 0
LULULEMON ATHLETICA COMMON STOCK 550021109 39 200 SH   SOLE   200 0 0
M&T BANK CORP COMMON STOCK 55261F104 8 50 SH   SOLE   50 0 0
MFS CHARTER INCOME TRUST MUTUAL FUNDS-FIXED INCOME 552727109 2 300 SH   SOLE   300 0 0
MAGNA INTERNATIONAL INC CL A FOREIGN EQUITIES 559222401 8 146 SH   SOLE   146 0 0
MANNKIND CORPORATION COMMON STOCK 56400P706 0 240 SH   DFND   240 0 0
MANULIFE FINANCIAL CORP FOREIGN EQUITIES 56501R106 60 3,294 SH   SOLE   3,294 0 0
MARATHON OIL CO COMMON STOCK 565849106 38 3,111 SH   SOLE   0 3,111 0
MARATHON PETROLEUM CORP COMMON STOCK 56585A102 168 2,768 SH   SOLE   0 2,768 0
MARRIOTT VACTINS WORLDWID COCOM COMMON STOCK 57164Y107 2 17 SH   DFND   17 0 0
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202 24 196 SH   DFND   196 0 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104 3,655 13,460 SH   SOLE   12,560 900 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104 876 3,225 SH   DFND   2,925 300 0
MATTEL INC COM COMMON STOCK 577081102 45 3,983 SH   SOLE   3,983 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 3,793 17,665 SH   SOLE   17,065 600 0
MCDONALDS CORP COM COMMON STOCK 580135101 676 3,150 SH   DFND   2,850 300 0
MCKESSON CORP COMMON STOCK 58155Q103 14 100 SH   SOLE   100 0 0
MEDICAL PROPERTIES TR INC COMMON STOCK 58463J304 4 188 SH   SOLE   188 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 1,515 18,000 SH   SOLE   17,500 0 500
MERCK & CO INC NEW COMMON STOCK 58933Y105 575 6,835 SH   DFND   5,735 1,100 0
METLIFE INC COMMON STOCK 59156R108 15 317 SH   SOLE   317 0 0
METLIFE INC COMMON STOCK 59156R108 9 200 SH   DFND   0 200 0
MICROSOFT CORP COMMON STOCK 594918104 4,575 32,905 SH   SOLE   31,405 1,500 0
MICROSOFT CORP COMMON STOCK 594918104 1,147 8,250 SH   DFND   4,850 3,400 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 1,875 20,180 SH   SOLE   18,180 1,600 400
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 492 5,300 SH   DFND   3,400 1,900 0
MONDELEZ INTL INC COMMON STOCK 609207105 600 10,856 SH   SOLE   10,356 0 500
MONDELEZ INTL INC COMMON STOCK 609207105 563 10,178 SH   DFND   8,742 1,436 0
MOOG INC CLASS A COMMON STOCK 615394202 4 51 SH   SOLE   51 0 0
MOTOROLA SOLUTIONS, INC. COMMON STOCK 620076307 5 28 SH   SOLE   28 0 0
MR COOPER GROUP INC COM COMMON STOCK 62482R107 9 835 SH   SOLE   835 0 0
NBT BANCORP INC COM COMMON STOCK 628778102 4,758 130,025 SH   DFND   0 130,025 0
NCR CORP NEW COMMON STOCK 62886E108 3 100 SH   SOLE   100 0 0
NCR CORP NEW COMMON STOCK 62886E108 1 27 SH   DFND   27 0 0
NATIONAL OILWELL VARCO INC COM COMMON STOCK 637071101 51 2,400 SH   SOLE   2,400 0 0
NATIONAL OILWELL VARCO INC COM COMMON STOCK 637071101 8 400 SH   DFND   400 0 0
NETFLIX INC COM COMMON STOCK 64110L106 80 300 SH   DFND   300 0 0
NEW YORK COMMUNITY BANCORP INC COMMON STOCK 649445103 5 404 SH   SOLE   404 0 0
NEW YORK TIMES CO CL A COMMON STOCK 650111107 17 600 SH   SOLE   600 0 0
NEWPARK RESOURCES INC COMMON STOCK 651718504 1 100 SH   SOLE   100 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 1,083 4,650 SH   SOLE   4,650 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 1,079 4,633 SH   DFND   4,033 600 0
NIKE INC CL B COMMON STOCK 654106103 361 3,842 SH   SOLE   3,842 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1,216 6,770 SH   SOLE   6,770 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 139 775 SH   DFND   375 400 0
NORTHROP GRUMMAN CORP COM COMMON STOCK 666807102 75 200 SH   SOLE   200 0 0
NORWOOD FINANCIAL CORPORATION COMMON STOCK 669549107 374 11,821 SH   SOLE   11,821 0 0
NOVARTIS AG FOREIGN EQUITIES 66987V109 151 1,734 SH   SOLE   1,442 0 292
NOVARTIS AG FOREIGN EQUITIES 66987V109 147 1,692 SH   DFND   1,200 492 0
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205 5 100 SH   DFND   100 0 0
NOW INC COMMON STOCK 67011P100 2 200 SH   SOLE   200 0 0
NOW INC COMMON STOCK 67011P100 1 100 SH   DFND   100 0 0
NUCOR CORP COMMON STOCK 670346105 64 1,250 SH   SOLE   1,250 0 0
NUCOR CORP COMMON STOCK 670346105 71 1,400 SH   DFND   1,400 0 0
NUVEEN AMT-FREE MUNI INC FNDCOM MUTUAL FUNDS-FIXED INCOME 670657105 48 3,389 SH   SOLE   3,389 0 0
NUVEEN REAL ESTATE INCOME FD MUTUAL FUNDS-ETF EQUITIES 67071B108 19 1,700 SH   SOLE   1,700 0 0
NUVEEN PA INVT QUALITY MUN FCOM MUTUAL FUNDS-FIXED INCOME 670972108 47 3,352 SH   SOLE   3,352 0 0
O REILLY AUTOMOTIVE INC NEW COM COMMON STOCK 67103H107 40 100 SH   DFND   100 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 337 7,584 SH   SOLE   7,584 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 18 400 SH   DFND   0 400 0
ONE GAS INC. COMMON STOCK 68235P108 2 19 SH   SOLE   19 0 0
ONEOK INC COMMON STOCK 682680103 4 50 SH   SOLE   50 0 0
ORACLE CORP COM COMMON STOCK 68389X105 1,157 21,033 SH   SOLE   18,958 2,075 0
ORACLE CORP COM COMMON STOCK 68389X105 55 1,000 SH   DFND   700 300 0
ORASURE TECHNOLOGIES INC COM COMMON STOCK 68554V108 15 2,000 SH   SOLE   2,000 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 1,002 7,147 SH   SOLE   6,047 800 300
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 612 4,365 SH   DFND   115 4,250 0
PPG INDS INC COM COMMON STOCK 693506107 164 1,380 SH   SOLE   1,380 0 0
PPG INDS INC COM COMMON STOCK 693506107 62 525 SH   DFND   125 400 0
PPL CORP, COM COMMON STOCK 69351T106 1,545 49,079 SH   SOLE   48,379 0 700
PPL CORP, COM COMMON STOCK 69351T106 940 29,853 SH   DFND   23,595 2,258 4,000
PAYCHEX INC COM COMMON STOCK 704326107 17 209 SH   SOLE   209 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 50 484 SH   SOLE   484 0 0
PENNS WOODS BANCORP INC COMMON STOCK 708430103 111 2,407 SH   DFND   0 2,407 0
PEOPLES FINL SVCS CORP COMMON STOCK 711040105 14,347 316,789 SH   SOLE   205,513 4,545 106,731
PEOPLES FINL SVCS CORP COMMON STOCK 711040105 262 5,793 SH   DFND   133 5,660 0
PEPSICO INC COM COMMON STOCK 713448108 4,634 33,800 SH   SOLE   32,600 900 300
PEPSICO INC COM COMMON STOCK 713448108 343 2,500 SH   DFND   950 1,550 0
PETMED EXPRESS INC COM COMMON STOCK 716382106 18 1,000 SH   SOLE   1,000 0 0
PFIZER INC COM COMMON STOCK 717081103 2,709 75,390 SH   SOLE   73,190 1,500 700
PFIZER INC COM COMMON STOCK 717081103 1,401 39,005 SH   DFND   21,181 17,324 500
PHILIP MORRIS INTL INC COMMON STOCK 718172109 525 6,917 SH   SOLE   6,917 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 223 2,940 SH   DFND   1,240 1,700 0
PHILLIPS 66 COMMON STOCK 718546104 486 4,745 SH   SOLE   4,745 0 0
PHILLIPS 66 COMMON STOCK 718546104 498 4,865 SH   DFND   2,365 2,500 0
PLANET FITNESS INC CL A COMMON STOCK 72703H101 6 100 SH   SOLE   100 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 3,979 31,993 SH   SOLE   30,193 1,300 500
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 2,244 18,038 SH   DFND   11,438 6,200 400
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 8 87 SH   SOLE   87 0 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106 12 200 SH   SOLE   200 0 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106 25 400 SH   DFND   400 0 0
QUALCOMM INC COM COMMON STOCK 747525103 531 6,965 SH   SOLE   6,965 0 0
QUALCOMM INC COM COMMON STOCK 747525103 141 1,850 SH   DFND   1,850 0 0
RMR GROUP INC CL A COMMON STOCK 74967R106 0 2 SH   SOLE   2 0 0
RAYMOND JAMES FINANCIAL INC COMMON STOCK 754730109 7 80 SH   SOLE   80 0 0
RAYTHEON CO COM NEW COMMON STOCK 755111507 177 900 SH   SOLE   900 0 0
REGIONS FINANCIAL CORP NEW COMMON STOCK 7591EP100 11 684 SH   SOLE   684 0 0
REINSURANCE GROUP AMER INC COMMON STOCK 759351604 7 43 SH   SOLE   43 0 0
RESIDEO TECHNOLOGIES INC COM COMMON STOCK 76118Y104 0 32 SH   DFND   16 16 0
RESTAURANT BRANDS INTL INC COM FOREIGN EQUITIES 76131D103 8 106 SH   SOLE   106 0 0
ROCKWELL AUTOMATION INC COMMON STOCK 773903109 8 50 SH   SOLE   50 0 0
ROYAL DUTCH SHELL PLC RDS-B FOREIGN EQUITIES 780259107 18 300 SH   SOLE   300 0 0
ROYAL DUTCH SHELL PLC RDS-B FOREIGN EQUITIES 780259107 110 1,830 SH   DFND   1,830 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A FOREIGN EQUITIES 780259206 359 6,101 SH   DFND   2,470 3,631 0
SBA COMMUNICATIONS CORP NEW NPV COMMON STOCK 78410G104 9 39 SH   SOLE   39 0 0
GOLD TRUST MUTUAL FUNDS-ETF EQUITIES 78463V107 69 500 SH   SOLE   500 0 0
SPDR INDEX SHS FDS S&P INTL ETF MUTUAL FUNDS-ETF EQUITIES 78463X772 31 800 SH   SOLE   800 0 0
SPDR SER TR SSGA US SMAL ETF MUTUAL FUNDS-ETF EQUITIES 78468R887 6 60 SH   SOLE   60 0 0
SANOFI AVENTIS SPONSORED ADR FOREIGN EQUITIES 80105N105 3 75 SH   SOLE   75 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 544 15,922 SH   SOLE   14,722 800 400
SCHLUMBERGER LTD COM COMMON STOCK 806857108 147 4,300 SH   DFND   4,000 300 0
SCHWAB STRATEGIC TR US BRD MKT ETF MUTUAL FUNDS-ETF EQUITIES 808524102 82 1,150 SH   SOLE   1,150 0 0
TECHNOLOGY SELECT SECT SPDR EFT MUTUAL FUNDS-EQUITIES 81369Y803 8 100 SH   SOLE   100 0 0
JM SMUCKER CO COMMON STOCK 832696405 22 200 SH   DFND   0 200 0
SNAP ON INC COMMON STOCK 833034101 7 47 SH   SOLE   47 0 0
SNAP INC CL A COMMON STOCK 83304A106 3 200 SH   SOLE   200 0 0
SOUTH JERSEY INDUSTRIES INC COMMON STOCK 838518108 69 2,102 SH   SOLE   2,102 0 0
SOUTHERN CO COM COMMON STOCK 842587107 1,140 18,463 SH   SOLE   17,463 300 700
SOUTHERN CO COM COMMON STOCK 842587107 463 7,500 SH   DFND   7,300 200 0
SOUTHWESTERN ENERGY COMMON STOCK 845467109 4 2,000 SH   SOLE   2,000 0 0
SOUTHWESTERN ENERGY COMMON STOCK 845467109 24 12,600 SH   DFND   12,600 0 0
STARBUCKS CORP COM COMMON STOCK 855244109 1,535 17,360 SH   SOLE   15,960 1,400 0
STARBUCKS CORP COM COMMON STOCK 855244109 270 3,050 SH   DFND   3,050 0 0
STATE STR CORP COM COMMON STOCK 857477103 208 3,518 SH   SOLE   3,518 0 0
STATE STR CORP COM COMMON STOCK 857477103 18 300 SH   DFND   300 0 0
STERLING BANCORP DEL COM COMMON STOCK 85917A100 2 87 SH   SOLE   87 0 0
SUNCOR ENERGY INC NEW COM FOREIGN EQUITIES 867224107 162 5,123 SH   SOLE   5,123 0 0
SUNCOR ENERGY INC NEW COM FOREIGN EQUITIES 867224107 117 3,700 SH   DFND   3,700 0 0
SUNPOWER CORP COMMON STOCK 867652406 0 30 SH   DFND   30 0 0
SUNTRUST BKS INC COM COMMON STOCK 867914103 8 119 SH   SOLE   119 0 0
SYSCO CORP COM COMMON STOCK 871829107 943 11,875 SH   SOLE   10,075 1,800 0
SYSCO CORP COM COMMON STOCK 871829107 195 2,450 SH   DFND   1,150 1,300 0
TJX COMPANIES COMMON STOCK 872540109 11 200 SH   SOLE   0 0 200
TAIWAN SEMICONDUCTOR ADR FOREIGN EQUITIES 874039100 3 75 SH   SOLE   75 0 0
TAKEDA PHARMACEUTICAL CO LTDSPONSORED ADS FOREIGN EQUITIES 874060205 2 100 SH   SOLE   100 0 0
TARGET CORP COMMON STOCK 87612E106 155 1,450 SH   SOLE   1,450 0 0
TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 12 37 SH   SOLE   37 0 0
TESLA MOTORS, INC COMMON STOCK 88160R101 6 25 SH   SOLE   25 0 0
TEVA PHARMACEUTICAL INDS LTDADR FOREIGN EQUITIES 881624209 1 200 SH   DFND   200 0 0
3 D SYSTEMS CORP (NEW) COMMON STOCK 88554D205 16 2,000 SH   SOLE   2,000 0 0
3M CO COMMON STOCK 88579Y101 2,131 12,961 SH   SOLE   12,861 0 100
3M CO COMMON STOCK 88579Y101 627 3,816 SH   DFND   3,466 350 0
TIMKEN CO COMMON STOCK 887389104 3 60 SH   SOLE   60 0 0
TIMKENSTEEL CORP COMMON STOCK 887399103 0 30 SH   SOLE   30 0 0
TITAN MEDICAL INC. FOREIGN EQUITIES 88830X819 0 33 SH   SOLE   33 0 0
TOOTSIE ROLL IND INC COMMON STOCK 890516107 38 1,030 SH   SOLE   1,030 0 0
TOTAL S.A. ADR FOREIGN EQUITIES 89151E109 6 118 SH   SOLE   118 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 131 880 SH   SOLE   880 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 15 100 SH   DFND   100 0 0
TRUSTMARK CORP COMMON STOCK 898402102 4 103 SH   SOLE   103 0 0
TWITTER INC. COMMON STOCK 90184L102 21 500 SH   SOLE   500 0 0
TWITTER INC. COMMON STOCK 90184L102 54 1,300 SH   DFND   1,300 0 0
US BANCORP DEL COMMON STOCK 902973304 1,259 22,748 SH   SOLE   20,948 1,800 0
US BANCORP DEL COMMON STOCK 902973304 77 1,400 SH   DFND   1,000 400 0
UNDER ARMOUR INC COMMON STOCK 904311107 5 240 SH   SOLE   240 0 0
UNDER ARMOUR INC CL C COMMON STOCK 904311206 4 200 SH   SOLE   200 0 0
UNION PAC CORP COM COMMON STOCK 907818108 1,398 8,628 SH   SOLE   8,628 0 0
UNION PAC CORP COM COMMON STOCK 907818108 53 328 SH   DFND   328 0 0
UNITED BANKSHARES INC COMMON STOCK 909907107 3 74 SH   SOLE   74 0 0
UNITED FIRE GROUP INC COMMON STOCK 910340108 4 80 SH   SOLE   80 0 0
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 79 662 SH   SOLE   362 0 300
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 72 600 SH   DFND   600 0 0
UNITED STATES STL CORP NEW COM COMMON STOCK 912909108 1 62 SH   SOLE   0 62 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 245 1,795 SH   SOLE   1,795 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 1,270 9,300 SH   DFND   9,300 0 0
VF CORP COMMON STOCK 918204108 258 2,900 SH   SOLE   2,900 0 0
VF CORP COMMON STOCK 918204108 18 200 SH   DFND   0 200 0
VALERO ENERGY CORP NEW COM COMMON STOCK 91913Y100 9 100 SH   SOLE   100 0 0
VALVOLINE INC COMMON STOCK 92047W101 1 35 SH   DFND   35 0 0
VANGUARD B SHORT TERM BOND MUTUAL FUNDS-FIXED INCOME 921937827 50 625 SH   DFND   0 625 0
VANGUARD BD INDEX FD INC TOTAL BD MARKET MUTUAL FUNDS-FIXED INCOME 921937835 52 619 SH   DFND   0 619 0
VANGUARD FTSE DEVELOPED MARKET ETF MUTUAL FUNDS-EQUITIES 921943858 10 234 SH   SOLE   234 0 0
VANGUARD INFORMATION TECH ETF MUTUAL FUNDS-ETF EQUITIES 92204A702 43 198 SH   SOLE   198 0 0
VANGUARD INTL EQUITY INDEX FALLWRLD EX US MUTUAL FUNDS-ETF EQUITIES 922042775 6 120 SH   SOLE   120 0 0
VANGUARD EMERGING MARKETS ETF MUTUAL FUNDS-ETF EQUITIES 922042858 89 2,200 SH   SOLE   2,200 0 0
VANGUARD EMERGING MARKETS ETF MUTUAL FUNDS-ETF EQUITIES 922042858 12 300 SH   DFND   300 0 0
VANGUARD RUSSELL ETF MUTUAL FUNDS-EQUITIES 92206C599 23 170 SH   SOLE   170 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP MUTUAL FUNDS-ETF EQUITIES 92206C870 8 90 SH   SOLE   90 0 0
VECTRUS INC. COMMON STOCK 92242T101 1 25 SH   DFND   25 0 0
VANGUARD REIT ETF MUTUAL FUNDS-ETF EQUITIES 922908553 228 2,450 SH   SOLE   2,450 0 0
VANGUARD REIT ETF MUTUAL FUNDS-ETF EQUITIES 922908553 56 600 SH   DFND   500 100 0
VANGUARD MID CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908629 117 700 SH   SOLE   600 100 0
VANGUARD MID CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908629 67 400 SH   DFND   300 100 0
VANGUARD INDEX FDS EXTEND MKT ETF MUTUAL FUNDS-ETF EQUITIES 922908652 454 3,900 SH   SOLE   3,900 0 0
VANGUARD GROWTH ETF MUTUAL FUNDS-EQUITIES 922908736 17 100 SH   SOLE   100 0 0
VANGUARD VALUE ETF MUTUAL FUNDS-ETF EQUITIES 922908744 11 100 SH   SOLE   100 0 0
VANGUARD SMALL CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908751 108 700 SH   SOLE   600 100 0
VANGUARD SMALL CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908751 69 450 SH   DFND   350 100 0
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 2,436 40,363 SH   SOLE   37,763 1,400 1,200
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 1,110 18,387 SH   DFND   10,810 4,577 3,000
VERSUM MATLS INC COM COMMON STOCK 92532W103 3 50 SH   SOLE   50 0 0
VERSUM MATLS INC COM COMMON STOCK 92532W103 2 33 SH   DFND   33 0 0
VIACOM INC CL B COMMON STOCK 92553P201 6 254 SH   DFND   254 0 0
VISA CLASS A COMMON STOCK 92826C839 12,987 75,503 SH   SOLE   75,503 0 0
VISA CLASS A COMMON STOCK 92826C839 396 2,300 SH   DFND   2,000 300 0
VODAFONE GROUP PLC FOREIGN EQUITIES 92857W308 560 28,162 SH   SOLE   27,890 0 272
VODAFONE GROUP PLC FOREIGN EQUITIES 92857W308 308 15,500 SH   DFND   15,500 0 0
WEC ENERGY GROUP INC COM COMMON STOCK 92939U106 36 375 SH   SOLE   375 0 0
WABTEC CORP COM COMMON STOCK 929740108 5 63 SH   SOLE   53 10 0
WABTEC CORP COM COMMON STOCK 929740108 11 148 SH   DFND   70 78 0
WAL MART STORES INC COM COMMON STOCK 931142103 539 4,540 SH   SOLE   4,540 0 0
WAL MART STORES INC COM COMMON STOCK 931142103 95 800 SH   DFND   800 0 0
WALGREENS BOOTS ALLIANCE COMMON STOCK 931427108 328 5,925 SH   SOLE   5,525 0 400
WALGREENS BOOTS ALLIANCE COMMON STOCK 931427108 44 800 SH   DFND   700 100 0
WASTE MANAGEMENT INC NEW COMMON STOCK 94106L109 5 46 SH   SOLE   46 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 1,396 27,685 SH   SOLE   26,285 1,400 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 237 4,700 SH   DFND   4,100 600 0
WELLTOWER INC COM COMMON STOCK 95040Q104 10 111 SH   SOLE   111 0 0
WENDYS CO COM COMMON STOCK 95058W100 4 212 SH   SOLE   212 0 0
WESTPAC BKG CORP SPONSORED ADR COMMON STOCK 961214301 2 100 SH   SOLE   100 0 0
WEYERHAEUSER CO COM COMMON STOCK 962166104 1,142 41,211 SH   SOLE   37,634 2,600 977
WEYERHAEUSER CO COM COMMON STOCK 962166104 384 13,854 SH   DFND   10,554 3,300 0
WHIRLPOOL CORP COMMON STOCK 963320106 25 160 SH   DFND   0 160 0
WILLIAMS CO INC COMMON STOCK 969457100 6 258 SH   DFND   0 258 0
WYNDHAM DESTINATIONS INC COM COMMON STOCK 98310W108 5 100 SH   SOLE   100 0 0
WYNDHAM HOTELS & RESORTS INC COMMON STOCK 98311A105 5 100 SH   SOLE   100 0 0
WYNN RESORTS LTD COMMON STOCK 983134107 4 33 SH   SOLE   33 0 0
WYNN RESORTS LTD COMMON STOCK 983134107 4 33 SH   DFND   33 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 221 3,400 SH   SOLE   3,400 0 0
XYLEM INC COMMON STOCK 98419M100 545 6,845 SH   SOLE   5,345 1,500 0
XYLEM INC COMMON STOCK 98419M100 140 1,763 SH   DFND   1,663 100 0
XEROX CORP USD 1.0 COM COMMON STOCK 98421M106 3 93 SH   SOLE   93 0 0
YUM BRANDS INC COMMON STOCK 988498101 9 80 SH   SOLE   80 0 0
YUM CHINA HLDGS INC COM COMMON STOCK 98850P109 4 80 SH   SOLE   80 0 0
ZIMMER HLDGS INC COM COMMON STOCK 98956P102 11 80 SH   SOLE   80 0 0
ZIMMER HLDGS INC COM COMMON STOCK 98956P102 266 1,940 SH   DFND   1,940 0 0