The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 287 3,790 SH   SOLE NONE 0 0 3,790
ALPHABET INC CAP STK CL C 02079K107 531 436 SH   SOLE NONE 0 0 436
AMAZON COM INC COM 023135106 1,109 639 SH   SOLE NONE 0 0 639
APPLE INC COM 037833100 9,559 42,681 SH   SOLE NONE 0 0 42,681
BANK AMER CORP COM 060505104 223 7,658 SH   SOLE NONE 0 0 7,658
BARINGS CORPORATE INVS COM 06759X107 300 17,800 SH   SOLE NONE 0 0 17,800
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,508 7,247 SH   SOLE NONE 0 0 7,247
BLACKSTONE GROUP INC COM CL A 09260D107 687 14,065 SH   SOLE NONE 0 0 14,065
CSX CORP COM 126408103 250 3,615 SH   SOLE NONE 0 0 3,615
CARMAX INC COM 143130102 352 3,998 SH   SOLE NONE 0 0 3,998
CHEVRON CORP NEW COM 166764100 233 1,961 SH   SOLE NONE 0 0 1,961
CINTAS CORP COM 172908105 200 747 SH   SOLE NONE 0 0 747
CITIZENS FINL GROUP INC COM 174610105 2,830 80,000 SH   SOLE NONE 0 0 80,000
CREDIT ACCEP CORP MICH COM 225310101 407 882 SH   SOLE NONE 0 0 882
DEERE & CO COM 244199105 214 1,266 SH   SOLE NONE 0 0 1,266
DISNEY WALT CO COM DISNEY 254687106 501 3,845 SH   SOLE NONE 0 0 3,845
EXXON MOBIL CORP COM 30231G102 1,158 16,403 SH   SOLE NONE 0 0 16,403
FACEBOOK INC CL A 30303M102 417 2,339 SH   SOLE NONE 0 0 2,339
FIRST TR EXCHANGE TRADED FD NO AMER ENERGY 33738D101 350 13,696 SH   SOLE NONE 0 0 13,696
GENERAL ELECTRIC CO COM 369604103 543 60,754 SH   SOLE NONE 0 0 60,754
GLOBAL X FDS GLB X MLP ENRG I 37950E226 1,272 103,421 SH   SOLE NONE 0 0 103,421
HERSHEY CO COM 427866108 496 3,200 SH   SOLE NONE 0 0 3,200
HOME DEPOT INC COM 437076102 940 4,053 SH   SOLE NONE 0 0 4,053
HONEYWELL INTL INC COM 438516106 436 2,574 SH   SOLE NONE 0 0 2,574
INTEL CORP COM 458140100 275 5,344 SH   SOLE NONE 0 0 5,344
INVESCO QQQ TR UNIT SER 1 46090E103 233 1,233 SH   SOLE NONE 0 0 1,233
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 621 5,750 SH   SOLE NONE 0 0 5,750
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 20,689 175,538 SH   SOLE NONE 0 0 175,538
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 5,014 86,606 SH   SOLE NONE 0 0 86,606
INVESCO EXCHNG TRADED FD TR FTSE RAFI SML 46138E735 767 26,030 SH   SOLE NONE 0 0 26,030
INVESCO EXCHNG TRADED FD TR FTSE RAFI DEV 46138E743 229 5,773 SH   SOLE NONE 0 0 5,773
INVESCO EXCHNG TRADED FD TR S&P SMALLCAP 600 46138G664 712 11,178 SH   SOLE NONE 0 0 11,178
INVESCO EXCHNG TRADED FD TR S&P MDCP 400 REV 46138G672 809 13,583 SH   SOLE NONE 0 0 13,583
INVESCO EXCHNG TRADED FD TR S&P 500 REVENUE 46138G698 10,524 195,072 SH   SOLE NONE 0 0 195,072
INVESCO EXCHNG TRADED FD TR VAR RATE PFD 46138G870 2,038 80,156 SH   SOLE NONE 0 0 80,156
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 302 14,191 SH   SOLE NONE 0 0 14,191
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 1,825 85,422 SH   SOLE NONE 0 0 85,422
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 6,231 290,776 SH   SOLE NONE 0 0 290,776
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 4,046 190,055 SH   SOLE NONE 0 0 190,055
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 1,286 59,863 SH   SOLE NONE 0 0 59,863
ISHARES INC MIN VOL EMRG MKT 464286533 458 8,014 SH   SOLE NONE 0 0 8,014
ISHARES TR S&P 100 ETF 464287101 907 6,895 SH   SOLE NONE 0 0 6,895
ISHARES TR CORE S&P TTL STK 464287150 287 4,284 SH   SOLE NONE 0 0 4,284
ISHARES TR SELECT DIVID ETF 464287168 4,352 42,687 SH   SOLE NONE 0 0 42,687
ISHARES TR TIPS BD ETF 464287176 1,412 12,145 SH   SOLE NONE 0 0 12,145
ISHARES TR CORE S&P500 ETF 464287200 104,219 349,119 SH   SOLE NONE 0 0 349,119
ISHARES TR MSCI EMG MKT ETF 464287234 405 9,903 SH   SOLE NONE 0 0 9,903
ISHARES TR S&P 500 VAL ETF 464287408 230 1,930 SH   SOLE NONE 0 0 1,930
ISHARES TR MSCI EAFE ETF 464287465 1,637 25,103 SH   SOLE NONE 0 0 25,103
ISHARES TR RUS MID CAP ETF 464287499 527 9,422 SH   SOLE NONE 0 0 9,422
ISHARES TR CORE S&P MCP ETF 464287507 46,680 241,576 SH   SOLE NONE 0 0 241,576
ISHARES TR PHLX SEMICND ETF 464287523 930 4,400 SH   SOLE NONE 0 0 4,400
ISHARES TR RUS 1000 ETF 464287622 3,283 19,951 SH   SOLE NONE 0 0 19,951
ISHARES TR RUSSELL 2000 ETF 464287655 5,419 35,804 SH   SOLE NONE 0 0 35,804
ISHARES TR CORE S&P SCP ETF 464287804 28,541 366,668 SH   SOLE NONE 0 0 366,668
ISHARES TR EAFE SML CP ETF 464288273 667 11,655 SH   SOLE NONE 0 0 11,655
ISHARES TR JPMORGAN USD EMG 464288281 349 3,075 SH   SOLE NONE 0 0 3,075
ISHARES TR INTL SEL DIV ETF 464288448 3,473 112,985 SH   SOLE NONE 0 0 112,985
ISHARES TR CORE HIGH DV ETF 46429B663 1,916 20,352 SH   SOLE NONE 0 0 20,352
ISHARES TR MIN VOL EAFE ETF 46429B689 8,966 122,351 SH   SOLE NONE 0 0 122,351
ISHARES TR MSCI MIN VOL ETF 46429B697 12,448 194,202 SH   SOLE NONE 0 0 194,202
ISHARES US ETF TR SHT MAT BD ETF 46431W507 15,340 304,735 SH   SOLE NONE 0 0 304,735
ISHARES TR IBONDS DEC2023 46435G318 346 13,415 SH   SOLE NONE 0 0 13,415
ISHARES TR IBONDS DEC2022 46435G755 292 11,159 SH   SOLE NONE 0 0 11,159
ISHARES TR IBONDS DEC2021 46435G789 221 8,571 SH   SOLE NONE 0 0 8,571
JPMORGAN CHASE & CO COM 46625H100 776 6,596 SH   SOLE NONE 0 0 6,596
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 11,041 474,489 SH   SOLE NONE 0 0 474,489
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 5,632 111,685 SH   SOLE NONE 0 0 111,685
JACOBS ENGR GROUP INC COM 469814107 323 3,533 SH   SOLE NONE 0 0 3,533
JOHNSON & JOHNSON COM 478160104 1,039 8,033 SH   SOLE NONE 0 0 8,033
MANAGED PORTFOLIO SER TORTOISE NRAM PI 56167N720 31,005 1,325,175 SH   SOLE NONE 0 0 1,325,175
MASTERCARD INC CL A 57636Q104 1,723 6,344 SH   SOLE NONE 0 0 6,344
MERCK & CO INC COM 58933Y105 321 3,816 SH   SOLE NONE 0 0 3,816
MICROSOFT CORP COM 594918104 2,272 16,340 SH   SOLE NONE 0 0 16,340
O REILLY AUTOMOTIVE INC NEW COM 67103H107 326 819 SH   SOLE NONE 0 0 819
PJT PARTNERS INC COM CL A 69343T107 5,078 124,770 SH   SOLE NONE 0 0 124,770
PPG INDS INC COM 693506107 396 3,342 SH   SOLE NONE 0 0 3,342
PAYCOM SOFTWARE INC COM 70432V102 209 1,000 SH   SOLE NONE 0 0 1,000
PEPSICO INC COM 713448108 655 4,777 SH   SOLE NONE 0 0 4,777
PFIZER INC COM 717081103 441 12,284 SH   SOLE NONE 0 0 12,284
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 769 7,563 SH   SOLE NONE 0 0 7,563
PROCTER & GAMBLE CO COM 742718109 356 2,862 SH   SOLE NONE 0 0 2,862
PUBLIC STORAGE COM 74460D109 233 952 SH   SOLE NONE 0 0 952
ROSS STORES INC COM 778296103 1,123 10,219 SH   SOLE NONE 0 0 10,219
ROYAL BK CDA MONTREAL QUE COM 780087102 954 11,749 SH   SOLE NONE 0 0 11,749
SPDR S&P 500 ETF TR TR UNIT 78462F103 40,709 137,173 SH   SOLE NONE 0 0 137,173
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 411 7,921 SH   SOLE NONE 0 0 7,921
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 281 7,103 SH   SOLE NONE 0 0 7,103
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 408 6,854 SH   SOLE NONE 0 0 6,854
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 6,191 101,067 SH   SOLE NONE 0 0 101,067
SPDR SERIES TRUST FTSE INT GVT ETF 78464A490 246 4,500 SH   SOLE NONE 0 0 4,500
SPDR SERIES TRUST S&P DIVID ETF 78464A763 22,957 223,751 SH   SOLE NONE 0 0 223,751
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 233 4,335 SH   SOLE NONE 0 0 4,335
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 293 5,700 SH   SOLE NONE 0 0 5,700
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 17,509 49,676 SH   SOLE NONE 0 0 49,676
THE CHARLES SCHWAB CORPORATI COM 808513105 289 6,912 SH   SOLE NONE 0 0 6,912
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 331 13,152 SH   SOLE NONE 0 0 13,152
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 208 2,585 SH   SOLE NONE 0 0 2,585
TJX COS INC NEW COM 872540109 664 11,904 SH   SOLE NONE 0 0 11,904
UBS AG JERSEY BRH ALERIAN INFRST 902641646 13,528 648,802 SH   SOLE NONE 0 0 648,802
VANGUARD GROUP DIV APP ETF 921908844 1,225 10,247 SH   SOLE NONE 0 0 10,247
VANGUARD STAR FD VG TL INTL STK F 921909768 3,706 71,734 SH   SOLE NONE 0 0 71,734
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 252 1,930 SH   SOLE NONE 0 0 1,930
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,373 57,761 SH   SOLE NONE 0 0 57,761
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 420 4,728 SH   SOLE NONE 0 0 4,728
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 36,787 749,986 SH   SOLE NONE 0 0 749,986
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 355 3,481 SH   SOLE NONE 0 0 3,481
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,206 44,206 SH   SOLE NONE 0 0 44,206
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,890 46,949 SH   SOLE NONE 0 0 46,949
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 670 7,341 SH   SOLE NONE 0 0 7,341
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 376 7,017 SH   SOLE NONE 0 0 7,017
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,615 9,594 SH   SOLE NONE 0 0 9,594
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5,223 56,009 SH   SOLE NONE 0 0 56,009
VANGUARD INDEX FDS MID CAP ETF 922908629 520 3,105 SH   SOLE NONE 0 0 3,105
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 419 3,600 SH   SOLE NONE 0 0 3,600
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,361 8,841 SH   SOLE NONE 0 0 8,841
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,238 28,067 SH   SOLE NONE 0 0 28,067
VERIZON COMMUNICATIONS INC COM 92343V104 278 4,603 SH   SOLE NONE 0 0 4,603
VISA INC COM CL A 92826C839 219 1,271 SH   SOLE NONE 0 0 1,271
WESTERN ASSET EMRG MKT DEBT COM 95766A101 273 19,645 SH   SOLE NONE 0 0 19,645
WISDOMTREE TR EMER MKT HIGH FD 97717W315 464 11,225 SH   SOLE NONE 0 0 11,225