The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 658 4,005 SH   SOLE   4,005 0 0
3M COM 88579Y101 369 2,246 SH   DFND 13 0 2,246 0
3M COM 88579Y101 2,868 17,445 SH   DFND 5 0 17,445 0
3M COM 88579Y101 1,495 9,094 SH   DFND 1 0 9,094 0
3M COM 88579Y101 485 2,950 SH   DFND 12 0 2,950 0
3M COM 88579Y101 64 390 SH   DFND 6 0 390 0
3M COM 88579Y101 148 900 SH   DFND 15 0 900 0
3M COM 88579Y101 242 1,475 SH   DFND 16 0 1,475 0
3M COM 88579Y101 107 650 SH   DFND 14 0 650 0
ABBOTT LABS COM 002824100 730 8,724 SH   SOLE   8,724 0 0
ABBOTT LABS COM 002824100 626 7,477 SH   DFND 13 0 7,477 0
ABBOTT LABS COM 002824100 3,657 43,706 SH   DFND 5 0 43,706 0
ABBOTT LABS COM 002824100 2,402 28,710 SH   DFND 1 0 28,710 0
ABBOTT LABS COM 002824100 1,167 13,950 SH   DFND 12 0 13,950 0
ABBOTT LABS COM 002824100 255 3,050 SH   DFND 15 0 3,050 0
ABBOTT LABS COM 002824100 349 4,175 SH   DFND 16 0 4,175 0
ABBOTT LABS COM 002824100 159 1,900 SH   DFND 14 0 1,900 0
ABBOTT LABS COM 002824100 10 125 SH   DFND 6 0 125 0
ABBVIE COM 00287Y109 94 1,243 SH   SOLE   1,243 0 0
ABBVIE COM 00287Y109 811 10,704 SH   DFND 1 0 10,704 0
ABBVIE COM 00287Y109 100 1,327 SH   DFND 13 0 1,327 0
ABBVIE COM 00287Y109 553 7,300 SH   DFND 12 0 7,300 0
ABBVIE COM 00287Y109 110 1,450 SH   DFND 16 0 1,450 0
ABBVIE COM 00287Y109 45 600 SH   DFND 5 0 600 0
ABBVIE COM 00287Y109 6 75 SH   DFND 6 0 75 0
AIR PRODUCTS & CHEM COM 009158106 322 1,450 SH   DFND 1 0 1,450 0
ALPHABET INC CL A COM 02079K305 650 532 SH   SOLE   532 0 0
ALPHABET INC CL A COM 02079K305 587 481 SH   DFND 13 0 481 0
ALPHABET INC CL A COM 02079K305 3,884 3,181 SH   DFND 5 0 3,181 0
ALPHABET INC CL A COM 02079K305 2,313 1,894 SH   DFND 1 0 1,894 0
ALPHABET INC CL A COM 02079K305 592 485 SH   DFND 12 0 485 0
ALPHABET INC CL A COM 02079K305 26 21 SH   DFND 6 0 21 0
ALPHABET INC CL A COM 02079K305 269 220 SH   DFND 15 0 220 0
ALPHABET INC CL A COM 02079K305 309 253 SH   DFND 16 0 253 0
ALPHABET INC CL A COM 02079K305 171 140 SH   DFND 14 0 140 0
ALPHABET INC CL C COM 02079K107 82 67 SH   SOLE   67 0 0
ALPHABET INC CL C COM 02079K107 421 345 SH   DFND 1 0 345 0
AMAZON.COM COM 023135106 278 160 SH   SOLE   160 0 0
AMAZON.COM COM 023135106 1,625 936 SH   DFND 5 0 936 0
AMAZON.COM COM 023135106 1,345 775 SH   DFND 1 0 775 0
AMAZON.COM COM 023135106 148 85 SH   DFND 12 0 85 0
AMAZON.COM COM 023135106 184 106 SH   DFND 13 0 106 0
AMAZON.COM COM 023135106 95 55 SH   DFND 15 0 55 0
AMAZON.COM COM 023135106 120 69 SH   DFND 16 0 69 0
AMAZON.COM COM 023135106 69 40 SH   DFND 14 0 40 0
AMAZON.COM COM 023135106 3 2 SH   DFND 6 0 2 0
AMGEN INC COM 031162100 74 380 SH   SOLE   380 0 0
AMGEN INC COM 031162100 15 80 SH   DFND 13 0 80 0
AMGEN INC COM 031162100 116 600 SH   DFND 15 0 600 0
AMGEN INC COM 031162100 87 450 SH   DFND 1 0 450 0
ANALOG DEVICES COM 032654105 505 4,522 SH   SOLE   4,522 0 0
ANALOG DEVICES COM 032654105 567 5,076 SH   DFND 13 0 5,076 0
ANALOG DEVICES COM 032654105 3,103 27,769 SH   DFND 5 0 27,769 0
ANALOG DEVICES COM 032654105 1,830 16,383 SH   DFND 1 0 16,383 0
ANALOG DEVICES COM 032654105 246 2,200 SH   DFND 12 0 2,200 0
ANALOG DEVICES COM 032654105 18 165 SH   DFND 6 0 165 0
ANALOG DEVICES COM 032654105 251 2,250 SH   DFND 15 0 2,250 0
ANALOG DEVICES COM 032654105 324 2,900 SH   DFND 16 0 2,900 0
ANALOG DEVICES COM 032654105 145 1,300 SH   DFND 14 0 1,300 0
APPLE INC COM 037833100 854 3,811 SH   SOLE   3,811 0 0
APPLE INC COM 037833100 716 3,197 SH   DFND 13 0 3,197 0
APPLE INC COM 037833100 4,973 22,205 SH   DFND 5 0 22,205 0
APPLE INC COM 037833100 6,134 27,386 SH   DFND 1 0 27,386 0
APPLE INC COM 037833100 739 3,300 SH   DFND 12 0 3,300 0
APPLE INC COM 037833100 34 150 SH   DFND 6 0 150 0
APPLE INC COM 037833100 308 1,375 SH   DFND 15 0 1,375 0
APPLE INC COM 037833100 323 1,440 SH   DFND 16 0 1,440 0
APPLE INC COM 037833100 190 850 SH   DFND 14 0 850 0
APTARGROUP COM 038336103 700 5,910 SH   SOLE   5,910 0 0
APTARGROUP COM 038336103 482 4,072 SH   DFND 13 0 4,072 0
APTARGROUP COM 038336103 3,927 33,155 SH   DFND 5 0 33,155 0
APTARGROUP COM 038336103 1,907 16,098 SH   DFND 1 0 16,098 0
APTARGROUP COM 038336103 882 7,450 SH   DFND 12 0 7,450 0
APTARGROUP COM 038336103 201 1,700 SH   DFND 15 0 1,700 0
APTARGROUP COM 038336103 320 2,700 SH   DFND 16 0 2,700 0
APTARGROUP COM 038336103 154 1,300 SH   DFND 14 0 1,300 0
APTARGROUP COM 038336103 9 80 SH   DFND 6 0 80 0
AUTOMATIC DATA PROCESSING COM 053015103 772 4,785 SH   SOLE   4,785 0 0
AUTOMATIC DATA PROCESSING COM 053015103 629 3,896 SH   DFND 13 0 3,896 0
AUTOMATIC DATA PROCESSING COM 053015103 4,199 26,010 SH   DFND 5 0 26,010 0
AUTOMATIC DATA PROCESSING COM 053015103 2,916 18,065 SH   DFND 1 0 18,065 0
AUTOMATIC DATA PROCESSING COM 053015103 880 5,450 SH   DFND 12 0 5,450 0
AUTOMATIC DATA PROCESSING COM 053015103 206 1,275 SH   DFND 15 0 1,275 0
AUTOMATIC DATA PROCESSING COM 053015103 337 2,090 SH   DFND 16 0 2,090 0
AUTOMATIC DATA PROCESSING COM 053015103 161 1,000 SH   DFND 14 0 1,000 0
AUTOMATIC DATA PROCESSING COM 053015103 10 60 SH   DFND 6 0 60 0
BANK OF AMERICA COM 060505104 877 30,065 SH   DFND 1 0 30,065 0
BECTON DICKINSON COM 075887109 231 915 SH   SOLE   915 0 0
BECTON DICKINSON COM 075887109 183 725 SH   DFND 13 0 725 0
BECTON DICKINSON COM 075887109 1,356 5,360 SH   DFND 5 0 5,360 0
BECTON DICKINSON COM 075887109 706 2,790 SH   DFND 1 0 2,790 0
BECTON DICKINSON COM 075887109 139 550 SH   DFND 12 0 550 0
BECTON DICKINSON COM 075887109 25 100 SH   DFND 15 0 100 0
BECTON DICKINSON COM 075887109 78 310 SH   DFND 16 0 310 0
BECTON DICKINSON COM 075887109 44 175 SH   DFND 14 0 175 0
BERKSHIRE HATHAWAY CL B COM 084670702 42 200 SH   SOLE   200 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 322 1,550 SH   DFND 1 0 1,550 0
BERKSHIRE HATHAWAY CL B COM 084670702 801 3,850 SH   DFND 12 0 3,850 0
BOEING COM 097023105 268 705 SH   DFND 1 0 705 0
CANADIAN NATL RAILWAY COM 136375102 748 8,320 SH   SOLE   8,320 0 0
CANADIAN NATL RAILWAY COM 136375102 512 5,693 SH   DFND 13 0 5,693 0
CANADIAN NATL RAILWAY COM 136375102 3,512 39,080 SH   DFND 5 0 39,080 0
CANADIAN NATL RAILWAY COM 136375102 1,896 21,102 SH   DFND 1 0 21,102 0
CANADIAN NATL RAILWAY COM 136375102 782 8,700 SH   DFND 12 0 8,700 0
CANADIAN NATL RAILWAY COM 136375102 81 900 SH   DFND 6 0 900 0
CANADIAN NATL RAILWAY COM 136375102 238 2,650 SH   DFND 15 0 2,650 0
CANADIAN NATL RAILWAY COM 136375102 348 3,870 SH   DFND 16 0 3,870 0
CANADIAN NATL RAILWAY COM 136375102 108 1,200 SH   DFND 14 0 1,200 0
CDK GLOBAL COM 12508E101 232 4,831 SH   DFND 1 0 4,831 0
CHEVRON COM 166764100 220 1,855 SH   SOLE   1,855 0 0
CHEVRON COM 166764100 125 1,050 SH   DFND 13 0 1,050 0
CHEVRON COM 166764100 1,814 15,295 SH   DFND 5 0 15,295 0
CHEVRON COM 166764100 586 4,945 SH   DFND 1 0 4,945 0
CHEVRON COM 166764100 620 5,225 SH   DFND 12 0 5,225 0
CHEVRON COM 166764100 44 375 SH   DFND 15 0 375 0
CHEVRON COM 166764100 74 625 SH   DFND 16 0 625 0
CHEVRON COM 166764100 77 650 SH   DFND 14 0 650 0
CHUBB LIMITED COM H1467J104 733 4,543 SH   SOLE   4,543 0 0
CHUBB LIMITED COM H1467J104 454 2,812 SH   DFND 13 0 2,812 0
CHUBB LIMITED COM H1467J104 3,160 19,573 SH   DFND 5 0 19,573 0
CHUBB LIMITED COM H1467J104 1,595 9,880 SH   DFND 1 0 9,880 0
CHUBB LIMITED COM H1467J104 779 4,825 SH   DFND 12 0 4,825 0
CHUBB LIMITED COM H1467J104 15 90 SH   DFND 6 0 90 0
CHUBB LIMITED COM H1467J104 226 1,400 SH   DFND 15 0 1,400 0
CHUBB LIMITED COM H1467J104 332 2,057 SH   DFND 16 0 2,057 0
CHUBB LIMITED COM H1467J104 161 1,000 SH   DFND 14 0 1,000 0
CISCO SYS INC COM 17275R102 7 150 SH   DFND 6 0 150 0
CISCO SYS INC COM 17275R102 247 5,000 SH   DFND 12 0 5,000 0
CISCO SYS INC COM 17275R102 64 1,300 SH   DFND 16 0 1,300 0
CISCO SYS INC COM 17275R102 193 3,900 SH   DFND 1 0 3,900 0
CISCO SYS INC COM 17275R102 148 3,000 SH   DFND 5 0 3,000 0
CISCO SYS INC COM 17275R102 25 500 SH   DFND 13 0 500 0
COCA COLA COM 191216100 118 2,175 SH   SOLE   2,175 0 0
COCA COLA COM 191216100 250 4,600 SH   DFND 1 0 4,600 0
COCA COLA COM 191216100 474 8,700 SH   DFND 12 0 8,700 0
COCA COLA COM 191216100 152 2,800 SH   DFND 5 0 2,800 0
COLGATE-PALMOLIVE COM 194162103 23 315 SH   SOLE   315 0 0
COLGATE-PALMOLIVE COM 194162103 66 900 SH   DFND 13 0 900 0
COLGATE-PALMOLIVE COM 194162103 17 230 SH   DFND 1 0 230 0
COLGATE-PALMOLIVE COM 194162103 158 2,150 SH   DFND 16 0 2,150 0
COLGATE-PALMOLIVE COM 194162103 66 900 SH   DFND 12 0 900 0
CVS HEALTH COM 126650100 263 4,170 SH   SOLE   4,170 0 0
CVS HEALTH COM 126650100 1,532 24,290 SH   DFND 5 0 24,290 0
CVS HEALTH COM 126650100 723 11,467 SH   DFND 1 0 11,467 0
CVS HEALTH COM 126650100 10 165 SH   DFND 6 0 165 0
CVS HEALTH COM 126650100 258 4,083 SH   DFND 13 0 4,083 0
CVS HEALTH COM 126650100 104 1,650 SH   DFND 16 0 1,650 0
CVS HEALTH COM 126650100 110 1,750 SH   DFND 12 0 1,750 0
CVS HEALTH COM 126650100 32 500 SH   DFND 15 0 500 0
DANAHER CORP COM 235851102 590 4,088 SH   SOLE   4,088 0 0
DANAHER CORP COM 235851102 646 4,474 SH   DFND 13 0 4,474 0
DANAHER CORP COM 235851102 3,374 23,360 SH   DFND 5 0 23,360 0
DANAHER CORP COM 235851102 1,494 10,345 SH   DFND 1 0 10,345 0
DANAHER CORP COM 235851102 361 2,500 SH   DFND 12 0 2,500 0
DANAHER CORP COM 235851102 264 1,825 SH   DFND 15 0 1,825 0
DANAHER CORP COM 235851102 255 1,765 SH   DFND 16 0 1,765 0
DANAHER CORP COM 235851102 166 1,150 SH   DFND 14 0 1,150 0
DANAHER CORP COM 235851102 10 70 SH   DFND 6 0 70 0
DEERE & CO COM 244199105 4 25 SH   SOLE   25 0 0
DEERE & CO COM 244199105 367 2,175 SH   DFND 1 0 2,175 0
DEERE & CO COM 244199105 14 85 SH   DFND 16 0 85 0
DEERE & CO COM 244199105 1,248 7,400 SH   DFND 5 0 7,400 0
DEERE & CO COM 244199105 135 800 SH   DFND 12 0 800 0
DEERE & CO COM 244199105 17 100 SH   DFND 13 0 100 0
DISNEY COM 254687106 450 3,455 SH   SOLE   3,455 0 0
DISNEY COM 254687106 317 2,435 SH   DFND 13 0 2,435 0
DISNEY COM 254687106 2,107 16,165 SH   DFND 5 0 16,165 0
DISNEY COM 254687106 1,287 9,878 SH   DFND 1 0 9,878 0
DISNEY COM 254687106 368 2,825 SH   DFND 12 0 2,825 0
DISNEY COM 254687106 195 1,500 SH   DFND 15 0 1,500 0
DISNEY COM 254687106 189 1,450 SH   DFND 16 0 1,450 0
DISNEY COM 254687106 78 600 SH   DFND 14 0 600 0
DISNEY COM 254687106 4 30 SH   DFND 6 0 30 0
EMERSON ELECTRIC COM 291011104 20 300 SH   SOLE   300 0 0
EMERSON ELECTRIC COM 291011104 284 4,248 SH   DFND 1 0 4,248 0
EMERSON ELECTRIC COM 291011104 287 4,300 SH   DFND 12 0 4,300 0
EMERSON ELECTRIC COM 291011104 87 1,300 SH   DFND 13 0 1,300 0
EMERSON ELECTRIC COM 291011104 167 2,500 SH   DFND 5 0 2,500 0
EOG RESOURCES COM 26875P101 139 1,875 SH   SOLE   1,875 0 0
EOG RESOURCES COM 26875P101 109 1,470 SH   DFND 5 0 1,470 0
EOG RESOURCES COM 26875P101 310 4,180 SH   DFND 1 0 4,180 0
EOG RESOURCES COM 26875P101 137 1,850 SH   DFND 12 0 1,850 0
EOG RESOURCES COM 26875P101 83 1,125 SH   DFND 13 0 1,125 0
EOG RESOURCES COM 26875P101 67 900 SH   DFND 15 0 900 0
EOG RESOURCES COM 26875P101 33 450 SH   DFND 14 0 450 0
EOG RESOURCES COM 26875P101 52 700 SH   DFND 16 0 700 0
EOG RESOURCES COM 26875P101 4 50 SH   DFND 6 0 50 0
EXXON MOBIL COM 30231G102 305 4,318 SH   SOLE   4,318 0 0
EXXON MOBIL COM 30231G102 789 11,170 SH   DFND 1 0 11,170 0
EXXON MOBIL COM 30231G102 402 5,700 SH   DFND 5 0 5,700 0
EXXON MOBIL COM 30231G102 127 1,800 SH   DFND 13 0 1,800 0
EXXON MOBIL COM 30231G102 187 2,650 SH   DFND 16 0 2,650 0
EXXON MOBIL COM 30231G102 92 1,300 SH   DFND 12 0 1,300 0
EXXON MOBIL COM 30231G102 6 90 SH   DFND 6 0 90 0
EXXON MOBIL COM 30231G102 28 400 SH   DFND 14 0 400 0
FIDELITY NATL INFO SVCS COM 31620M106 64 480 SH   SOLE   480 0 0
FIDELITY NATL INFO SVCS COM 31620M106 412 3,100 SH   DFND 5 0 3,100 0
FISERV COM 337738108 747 7,207 SH   SOLE   7,207 0 0
FISERV COM 337738108 693 6,689 SH   DFND 13 0 6,689 0
FISERV COM 337738108 4,455 43,010 SH   DFND 5 0 43,010 0
FISERV COM 337738108 3,186 30,760 SH   DFND 1 0 30,760 0
FISERV COM 337738108 373 3,600 SH   DFND 12 0 3,600 0
FISERV COM 337738108 16 150 SH   DFND 6 0 150 0
FISERV COM 337738108 251 2,425 SH   DFND 15 0 2,425 0
FISERV COM 337738108 280 2,700 SH   DFND 16 0 2,700 0
FISERV COM 337738108 171 1,650 SH   DFND 14 0 1,650 0
FORTIVE CORP COM 34959J108 146 2,125 SH   SOLE   2,125 0 0
FORTIVE CORP COM 34959J108 1,032 15,058 SH   DFND 5 0 15,058 0
FORTIVE CORP COM 34959J108 473 6,900 SH   DFND 1 0 6,900 0
FORTIVE CORP COM 34959J108 120 1,750 SH   DFND 12 0 1,750 0
FORTIVE CORP COM 34959J108 79 1,150 SH   DFND 13 0 1,150 0
FORTIVE CORP COM 34959J108 106 1,550 SH   DFND 15 0 1,550 0
FORTIVE CORP COM 34959J108 72 1,050 SH   DFND 16 0 1,050 0
FORTIVE CORP COM 34959J108 65 950 SH   DFND 14 0 950 0
FORTIVE CORP COM 34959J108 3 50 SH   DFND 6 0 50 0
GENERAL ELECTRIC COM 369604103 42 4,750 SH   SOLE   4,750 0 0
GENERAL ELECTRIC COM 369604103 111 12,399 SH   DFND 1 0 12,399 0
GENERAL ELECTRIC COM 369604103 35 3,910 SH   DFND 13 0 3,910 0
GENERAL ELECTRIC COM 369604103 18 2,000 SH   DFND 14 0 2,000 0
GENERAL ELECTRIC COM 369604103 18 2,000 SH   DFND 12 0 2,000 0
GENERAL MILLS COM 370334104 408 7,400 SH   DFND 1 0 7,400 0
GENERAL MILLS COM 370334104 18 325 SH   DFND 13 0 325 0
GENERAL MILLS COM 370334104 176 3,200 SH   DFND 5 0 3,200 0
HERSHEY COMPANY COM 427866108 279 1,800 SH   DFND 1 0 1,800 0
HOME DEPOT COM 437076102 730 3,148 SH   SOLE   3,148 0 0
HOME DEPOT COM 437076102 3,998 17,230 SH   DFND 5 0 17,230 0
HOME DEPOT COM 437076102 1,887 8,131 SH   DFND 1 0 8,131 0
HOME DEPOT COM 437076102 621 2,675 SH   DFND 12 0 2,675 0
HOME DEPOT COM 437076102 46 200 SH   DFND 6 0 200 0
HOME DEPOT COM 437076102 510 2,197 SH   DFND 13 0 2,197 0
HOME DEPOT COM 437076102 232 1,000 SH   DFND 15 0 1,000 0
HOME DEPOT COM 437076102 298 1,285 SH   DFND 16 0 1,285 0
HOME DEPOT COM 437076102 70 300 SH   DFND 14 0 300 0
ILLUMINA COM 452327109 319 1,049 SH   SOLE   1,049 0 0
ILLUMINA COM 452327109 212 696 SH   DFND 13 0 696 0
ILLUMINA COM 452327109 1,880 6,180 SH   DFND 5 0 6,180 0
ILLUMINA COM 452327109 198 650 SH   DFND 12 0 650 0
ILLUMINA COM 452327109 590 1,938 SH   DFND 1 0 1,938 0
ILLUMINA COM 452327109 131 430 SH   DFND 15 0 430 0
ILLUMINA COM 452327109 18 60 SH   DFND 16 0 60 0
ILLUMINA COM 452327109 91 300 SH   DFND 14 0 300 0
ILLUMINA COM 452327109 6 20 SH   DFND 6 0 20 0
INTEL CORP COM 458140100 647 12,565 SH   SOLE   12,565 0 0
INTEL CORP COM 458140100 217 4,215 SH   DFND 13 0 4,215 0
INTEL CORP COM 458140100 3,096 60,079 SH   DFND 5 0 60,079 0
INTEL CORP COM 458140100 1,701 33,018 SH   DFND 1 0 33,018 0
INTEL CORP COM 458140100 428 8,300 SH   DFND 12 0 8,300 0
INTEL CORP COM 458140100 9 175 SH   DFND 6 0 175 0
INTEL CORP COM 458140100 52 1,000 SH   DFND 14 0 1,000 0
IPG PHOTONICS COM 44980X109 117 860 SH   SOLE   860 0 0
IPG PHOTONICS COM 44980X109 1,136 8,375 SH   DFND 5 0 8,375 0
IPG PHOTONICS COM 44980X109 112 825 SH   DFND 12 0 825 0
IPG PHOTONICS COM 44980X109 52 385 SH   DFND 13 0 385 0
IPG PHOTONICS COM 44980X109 163 1,200 SH   DFND 1 0 1,200 0
IPG PHOTONICS COM 44980X109 14 100 SH   DFND 15 0 100 0
IPG PHOTONICS COM 44980X109 27 200 SH   DFND 14 0 200 0
ISHARES S&P 500 COM 464287200 1,045 3,500 SH   DFND 13 0 3,500 0
JOHNSON & JOHNSON COM 478160104 857 6,625 SH   SOLE   6,625 0 0
JOHNSON & JOHNSON COM 478160104 460 3,558 SH   DFND 13 0 3,558 0
JOHNSON & JOHNSON COM 478160104 5,193 40,140 SH   DFND 5 0 40,140 0
JOHNSON & JOHNSON COM 478160104 2,185 16,891 SH   DFND 1 0 16,891 0
JOHNSON & JOHNSON COM 478160104 941 7,275 SH   DFND 12 0 7,275 0
JOHNSON & JOHNSON COM 478160104 162 1,250 SH   DFND 15 0 1,250 0
JOHNSON & JOHNSON COM 478160104 239 1,850 SH   DFND 16 0 1,850 0
JOHNSON & JOHNSON COM 478160104 132 1,020 SH   DFND 14 0 1,020 0
JOHNSON & JOHNSON COM 478160104 8 65 SH   DFND 6 0 65 0
JPMORGAN CHASE COM 46625H100 424 3,600 SH   DFND 1 0 3,600 0
MASTERCARD COM 57636Q104 914 3,364 SH   SOLE   3,364 0 0
MASTERCARD COM 57636Q104 747 2,752 SH   DFND 13 0 2,752 0
MASTERCARD COM 57636Q104 5,254 19,345 SH   DFND 5 0 19,345 0
MASTERCARD COM 57636Q104 2,983 10,985 SH   DFND 1 0 10,985 0
MASTERCARD COM 57636Q104 706 2,600 SH   DFND 12 0 2,600 0
MASTERCARD COM 57636Q104 39 145 SH   DFND 6 0 145 0
MASTERCARD COM 57636Q104 244 900 SH   DFND 15 0 900 0
MASTERCARD COM 57636Q104 382 1,405 SH   DFND 16 0 1,405 0
MASTERCARD COM 57636Q104 204 750 SH   DFND 14 0 750 0
MERCK COM 58933Y105 120 1,431 SH   SOLE   1,431 0 0
MERCK COM 58933Y105 130 1,550 SH   DFND 5 0 1,550 0
MERCK COM 58933Y105 257 3,049 SH   DFND 1 0 3,049 0
MERCK COM 58933Y105 1 10 SH   DFND 13 0 10 0
MERCK COM 58933Y105 76 900 SH   DFND 12 0 900 0
MICROSOFT CORP COM 594918104 821 5,905 SH   SOLE   5,905 0 0
MICROSOFT CORP COM 594918104 4,247 30,545 SH   DFND 5 0 30,545 0
MICROSOFT CORP COM 594918104 1,949 14,020 SH   DFND 1 0 14,020 0
MICROSOFT CORP COM 594918104 335 2,410 SH   DFND 13 0 2,410 0
MICROSOFT CORP COM 594918104 104 750 SH   DFND 16 0 750 0
MICROSOFT CORP COM 594918104 695 5,000 SH   DFND 12 0 5,000 0
MICROSOFT CORP COM 594918104 24 175 SH   DFND 15 0 175 0
MICROSOFT CORP COM 594918104 97 700 SH   DFND 14 0 700 0
NESTLE SA ADR COM 641069406 732 6,738 SH   SOLE   6,738 0 0
NESTLE SA ADR COM 641069406 4,127 38,003 SH   DFND 5 0 38,003 0
NESTLE SA ADR COM 641069406 1,996 18,379 SH   DFND 1 0 18,379 0
NESTLE SA ADR COM 641069406 858 7,900 SH   DFND 12 0 7,900 0
NESTLE SA ADR COM 641069406 38 350 SH   DFND 6 0 350 0
NESTLE SA ADR COM 641069406 547 5,033 SH   DFND 13 0 5,033 0
NESTLE SA ADR COM 641069406 156 1,440 SH   DFND 15 0 1,440 0
NESTLE SA ADR COM 641069406 307 2,824 SH   DFND 16 0 2,824 0
NESTLE SA ADR COM 641069406 141 1,300 SH   DFND 14 0 1,300 0
NOVARTIS AG ADR COM 66987V109 525 6,045 SH   SOLE   6,045 0 0
NOVARTIS AG ADR COM 66987V109 3,300 37,975 SH   DFND 5 0 37,975 0
NOVARTIS AG ADR COM 66987V109 1,379 15,874 SH   DFND 1 0 15,874 0
NOVARTIS AG ADR COM 66987V109 521 6,000 SH   DFND 12 0 6,000 0
NOVARTIS AG ADR COM 66987V109 463 5,327 SH   DFND 13 0 5,327 0
NOVARTIS AG ADR COM 66987V109 182 2,100 SH   DFND 15 0 2,100 0
NOVARTIS AG ADR COM 66987V109 330 3,800 SH   DFND 16 0 3,800 0
NOVARTIS AG ADR COM 66987V109 126 1,450 SH   DFND 14 0 1,450 0
NOVARTIS AG ADR COM 66987V109 9 100 SH   DFND 6 0 100 0
NOVOZYMES A S DKK 2.0 COM B798FW902 303 7,225 SH   SOLE   7,225 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 2,182 52,028 SH   DFND 5 0 52,028 0
NOVOZYMES A S DKK 2.0 COM B798FW902 806 19,213 SH   DFND 1 0 19,213 0
NOVOZYMES A S DKK 2.0 COM B798FW902 367 8,750 SH   DFND 12 0 8,750 0
NOVOZYMES A S DKK 2.0 COM B798FW902 171 4,078 SH   DFND 13 0 4,078 0
NOVOZYMES A S DKK 2.0 COM B798FW902 105 2,500 SH   DFND 15 0 2,500 0
NOVOZYMES A S DKK 2.0 COM B798FW902 48 1,150 SH   DFND 16 0 1,150 0
NOVOZYMES A S DKK 2.0 COM B798FW902 75 1,800 SH   DFND 14 0 1,800 0
NOVOZYMES A S DKK 2.0 COM B798FW902 6 150 SH   DFND 6 0 150 0
NVIDIA CORP COM 67066G104 61 350 SH   SOLE   350 0 0
NVIDIA CORP COM 67066G104 44 250 SH   DFND 1 0 250 0
NVIDIA CORP COM 67066G104 103 590 SH   DFND 15 0 590 0
PAYPAL HOLDINGS COM 70450Y103 290 2,800 SH   SOLE   2,800 0 0
PAYPAL HOLDINGS COM 70450Y103 187 1,810 SH   DFND 13 0 1,810 0
PAYPAL HOLDINGS COM 70450Y103 1,712 16,525 SH   DFND 5 0 16,525 0
PAYPAL HOLDINGS COM 70450Y103 1,062 10,255 SH   DFND 1 0 10,255 0
PAYPAL HOLDINGS COM 70450Y103 135 1,300 SH   DFND 12 0 1,300 0
PAYPAL HOLDINGS COM 70450Y103 137 1,325 SH   DFND 15 0 1,325 0
PAYPAL HOLDINGS COM 70450Y103 120 1,155 SH   DFND 16 0 1,155 0
PAYPAL HOLDINGS COM 70450Y103 88 850 SH   DFND 14 0 850 0
PAYPAL HOLDINGS COM 70450Y103 4 40 SH   DFND 6 0 40 0
PEPSICO COM 713448108 243 1,775 SH   SOLE   1,775 0 0
PEPSICO COM 713448108 1,909 13,925 SH   DFND 5 0 13,925 0
PEPSICO COM 713448108 1,738 12,674 SH   DFND 1 0 12,674 0
PEPSICO COM 713448108 21 150 SH   DFND 6 0 150 0
PEPSICO COM 713448108 216 1,575 SH   DFND 13 0 1,575 0
PEPSICO COM 713448108 302 2,200 SH   DFND 16 0 2,200 0
PEPSICO COM 713448108 110 800 SH   DFND 12 0 800 0
PEPSICO COM 713448108 53 390 SH   DFND 14 0 390 0
PROCTER & GAMBLE COM 742718109 734 5,900 SH   SOLE   5,900 0 0
PROCTER & GAMBLE COM 742718109 542 4,357 SH   DFND 13 0 4,357 0
PROCTER & GAMBLE COM 742718109 4,385 35,252 SH   DFND 5 0 35,252 0
PROCTER & GAMBLE COM 742718109 1,917 15,415 SH   DFND 1 0 15,415 0
PROCTER & GAMBLE COM 742718109 852 6,850 SH   DFND 12 0 6,850 0
PROCTER & GAMBLE COM 742718109 27 215 SH   DFND 6 0 215 0
PROCTER & GAMBLE COM 742718109 271 2,175 SH   DFND 15 0 2,175 0
PROCTER & GAMBLE COM 742718109 364 2,925 SH   DFND 16 0 2,925 0
PROCTER & GAMBLE COM 742718109 149 1,200 SH   DFND 14 0 1,200 0
ROCKWELL AUTOMATION COM 773903109 381 2,310 SH   SOLE   2,310 0 0
ROCKWELL AUTOMATION COM 773903109 264 1,600 SH   DFND 13 0 1,600 0
ROCKWELL AUTOMATION COM 773903109 2,679 16,255 SH   DFND 5 0 16,255 0
ROCKWELL AUTOMATION COM 773903109 1,271 7,715 SH   DFND 1 0 7,715 0
ROCKWELL AUTOMATION COM 773903109 115 700 SH   DFND 12 0 700 0
ROCKWELL AUTOMATION COM 773903109 58 350 SH   DFND 6 0 350 0
ROCKWELL AUTOMATION COM 773903109 181 1,100 SH   DFND 15 0 1,100 0
ROCKWELL AUTOMATION COM 773903109 139 845 SH   DFND 16 0 845 0
ROCKWELL AUTOMATION COM 773903109 128 775 SH   DFND 14 0 775 0
SNAP ON COM 833034101 250 1,600 SH   DFND 12 0 1,600 0
SPDR S&P 500 ETF COM 78462F103 401 1,350 SH   DFND 12 0 1,350 0
SPDR S&P 500 ETF COM 78462F103 824 2,775 SH   DFND 5 0 2,775 0
STATE STREET COM 857477103 92 1,550 SH   SOLE   1,550 0 0
STATE STREET COM 857477103 30 500 SH   DFND 13 0 500 0
STATE STREET COM 857477103 91 1,540 SH   DFND 1 0 1,540 0
STATE STREET COM 857477103 30 500 SH   DFND 16 0 500 0
STRYKER CORP COM 863667101 249 1,150 SH   DFND 1 0 1,150 0
STRYKER CORP COM 863667101 49 225 SH   DFND 13 0 225 0
SYSCO COM 871829107 611 7,700 SH   DFND 12 0 7,700 0
SYSCO COM 871829107 48 600 SH   DFND 15 0 600 0
SYSCO COM 871829107 151 1,900 SH   DFND 1 0 1,900 0
UNILEVER PLC NEW ADR COM 904767704 472 7,860 SH   SOLE   7,860 0 0
UNILEVER PLC NEW ADR COM 904767704 308 5,127 SH   DFND 13 0 5,127 0
UNILEVER PLC NEW ADR COM 904767704 2,397 39,889 SH   DFND 5 0 39,889 0
UNILEVER PLC NEW ADR COM 904767704 920 15,300 SH   DFND 1 0 15,300 0
UNILEVER PLC NEW ADR COM 904767704 225 3,750 SH   DFND 12 0 3,750 0
UNILEVER PLC NEW ADR COM 904767704 14 225 SH   DFND 6 0 225 0
UNILEVER PLC NEW ADR COM 904767704 250 4,160 SH   DFND 15 0 4,160 0
UNILEVER PLC NEW ADR COM 904767704 183 3,050 SH   DFND 16 0 3,050 0
UNILEVER PLC NEW ADR COM 904767704 132 2,200 SH   DFND 14 0 2,200 0
UNION PACIFIC COM 907818108 238 1,468 SH   SOLE   1,468 0 0
UNION PACIFIC COM 907818108 94 579 SH   DFND 5 0 579 0
UNION PACIFIC COM 907818108 28 175 SH   DFND 13 0 175 0
UNION PACIFIC COM 907818108 36 225 SH   DFND 1 0 225 0
UNITED TECHNOLOGIES COM 913017109 613 4,490 SH   SOLE   4,490 0 0
UNITED TECHNOLOGIES COM 913017109 538 3,942 SH   DFND 13 0 3,942 0
UNITED TECHNOLOGIES COM 913017109 3,392 24,845 SH   DFND 5 0 24,845 0
UNITED TECHNOLOGIES COM 913017109 2,114 15,485 SH   DFND 1 0 15,485 0
UNITED TECHNOLOGIES COM 913017109 287 2,100 SH   DFND 12 0 2,100 0
UNITED TECHNOLOGIES COM 913017109 28 206 SH   DFND 6 0 206 0
UNITED TECHNOLOGIES COM 913017109 246 1,800 SH   DFND 15 0 1,800 0
UNITED TECHNOLOGIES COM 913017109 304 2,225 SH   DFND 16 0 2,225 0
UNITED TECHNOLOGIES COM 913017109 143 1,050 SH   DFND 14 0 1,050 0
US BANCORP COM 902973304 249 4,500 SH   DFND 1 0 4,500 0
VERIZON COMMUNICATIONS COM 92343V104 85 1,406 SH   DFND 1 0 1,406 0
VERIZON COMMUNICATIONS COM 92343V104 97 1,600 SH   DFND 15 0 1,600 0
VERIZON COMMUNICATIONS COM 92343V104 46 760 SH   DFND 12 0 760 0
WAL-MART STORES COM 931142103 42 352 SH   SOLE   352 0 0
WAL-MART STORES COM 931142103 131 1,100 SH   DFND 12 0 1,100 0
WAL-MART STORES COM 931142103 261 2,200 SH   DFND 1 0 2,200 0
WAL-MART STORES COM 931142103 742 6,250 SH   DFND 5 0 6,250 0
WAL-MART STORES COM 931142103 47 400 SH   DFND 14 0 400 0
WALGREEN BOOTS ALLIANCE INC COM 931427108 55 1,000 SH   DFND 5 0 1,000 0
WALGREEN BOOTS ALLIANCE INC COM 931427108 166 3,000 SH   DFND 1 0 3,000 0
WELLS FARGO COM 949746101 217 4,300 SH   DFND 12 0 4,300 0
XILINX COM 983919101 454 4,733 SH   SOLE   4,733 0 0
XILINX COM 983919101 2,892 30,155 SH   DFND 5 0 30,155 0
XILINX COM 983919101 259 2,700 SH   DFND 12 0 2,700 0
XILINX COM 983919101 764 7,970 SH   DFND 1 0 7,970 0
XILINX COM 983919101 285 2,975 SH   DFND 13 0 2,975 0
XILINX COM 983919101 173 1,800 SH   DFND 15 0 1,800 0
XILINX COM 983919101 59 615 SH   DFND 16 0 615 0
XILINX COM 983919101 8 80 SH   DFND 6 0 80 0
XYLEM INC COM 98419M100 123 1,550 SH   SOLE   1,550 0 0
XYLEM INC COM 98419M100 1,471 18,475 SH   DFND 5 0 18,475 0
XYLEM INC COM 98419M100 119 1,500 SH   DFND 12 0 1,500 0
XYLEM INC COM 98419M100 534 6,705 SH   DFND 1 0 6,705 0
XYLEM INC COM 98419M100 153 1,927 SH   DFND 13 0 1,927 0
XYLEM INC COM 98419M100 139 1,750 SH   DFND 15 0 1,750 0
XYLEM INC COM 98419M100 104 1,300 SH   DFND 16 0 1,300 0
XYLEM INC COM 98419M100 92 1,150 SH   DFND 14 0 1,150 0
GABELLI UTILITES FUND CLASS A Equity Mutual Fu 36240E202 1,266 138,714 SH   DFND 1 0 138,714 0
VANGUARD TOTAL STOCK MARKET IN Equity Mutual Fu 922908728 309 4,201 SH   DFND 12 0 4,201 0