<DOCUMENT>
<TYPE>424B3
<SEQUENCE>1
<TEXT>


Pricing Supplement Dated March 28, 1995         Rule 424(b)(3)
                                                File No. 33-56887

(To Prospectus dated January 19, 1995 and
Prospectus Supplement dated March 23, 1995)

MEDIUM-TERM NOTES--FIXED RATE
_________________________________________________________________

Principal Amount:  $15,000,000   Trade Date: 3/28/95
Issue Price:  100%               Original Issue Date:  4/4/95
Interest Rate:  8.30%            Net Proceeds to Issuer: $14,887,500
Stated Maturity:  4/4/2025       Agent's Discount or Commission: .750%
__________________________________________________________________

Interest Payment Dates:  June 1 and December 1

Redemption:

     X  The Notes cannot be redeemed prior to maturity

     __ The Notes may be redeemed prior to maturity

  Initial Redemption Date:
  Initial Redemption Price:   %
  Annual Redemption Price Reduction: % until Redemption Price is 100%
  of the principal amount

Repayment:

     X  The Notes cannot be repaid prior to maturity

    __  The Notes can be repaid prior to maturity at the option of
        the holder of the Notes

  Repayment Date(s):  N/A
  Repayment Prices:     %

Currency:

  Specified Currency: U.S. dollars
    (if other than U.S. dollars, see attached)
  Minimum Denominations:
    (Applicable only if Specified Currency is other than U.S. dollars)

Discount Note:  __ Yes    X No

  Total Amount of OID:
  Yield to Maturity:
  Initial Accrual Period:

Form:     X  Book-Entry      __ Certificated

Defeasance:

X    The Notes are subject to defeasance and covenant defeasance

__   The Notes are not subject to defeasance and covenant defeasance


X    Goldman, Sachs & Co.
__   Lazard Freres & Co.
__   Citicorp Securities, Inc.

                                   CUSIP NO.  21935NAW5


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