The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
GRANITESHARES ETF TR BBG COMMD K 1 38747R108 23,270 960,780 SH   SOLE   960,780 0 0
ISHARES TR BROAD USD HIGH 46435U853 52,159 1,269,082 SH   SOLE   1,269,082 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 587,667 9,493,805 SH   SOLE   9,493,805 0 0
ISHARES TR CORE S&P500 ETF 464287200 705,666 2,183,102 SH   SOLE   2,183,102 0 0
ISHARES TR IBOXX HI YD ETF 464288513 76,499 869,900 SH   SOLE   869,900 0 0
ISHARES TR JPMORGAN USD EMG 464288281 283,493 2,474,623 SH   SOLE   2,474,623 0 0
ISHARES TR US TREAS BD ETF 46429B267 6,174 238,023 SH   SOLE   238,023 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 69,955 1,235,299 SH   SOLE   1,235,299 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 15,803 49,100 SH   SOLE   49,100 0 0
SPDR SERIES TRUST BLOOMBERG BRCLYS 78468R622 76,470 698,100 SH   SOLE   698,100 0 0