The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 202 2,304 SH   SOLE   2,304 0 0
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 190 12,594 SH   SOLE   12,594 0 0
AMAZON COM INC COM 023135106 1,300 625 SH   SOLE   625 0 0
AMGEN INC COM 031162100 288 1,256 SH   SOLE   1,256 0 0
APPLE INC COM 037833100 2,617 8,178 SH   SOLE   8,178 0 0
AT&T INC COM 00206R102 248 6,456 SH   SOLE   6,456 0 0
BANK AMER CORP COM 060505104 491 14,193 SH   SOLE   14,193 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,023 3 SH   SOLE   3 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 281 1,234 SH   SOLE   1,234 0 0
BIOGEN INC COM 09062X103 580 1,711 SH   SOLE   1,711 0 0
CHEVRON CORP NEW COM 166764100 1,067 9,790 SH   SOLE   9,790 0 0
CISCO SYS INC COM 17275R102 234 4,879 SH   SOLE   4,879 0 0
COSTCO WHSL CORP NEW COM 22160K105 646 2,059 SH   SOLE   2,059 0 0
CSX CORP COM 126408103 2,288 29,388 SH   SOLE   29,388 0 0
DANAHER CORPORATION COM 235851102 524 3,234 SH   SOLE   3,234 0 0
DEERE & CO COM 244199105 425 2,537 SH   SOLE   2,537 0 0
DISNEY WALT CO COM DISNEY 254687106 656 4,649 SH   SOLE   4,649 0 0
ELECTRONIC ARTS INC COM 285512109 418 3,829 SH   SOLE   3,829 0 0
FIDELITY COVINGTON TR MSCI INFO TECH I 316092808 1,064 13,567 SH   SOLE   13,567 0 0
FIRST TR VALUE LINE DIVID IN SHS 33734H106 326 8,947 SH   SOLE   8,947 0 0
GENERAL ELECTRIC CO COM 369604103 560 43,662 SH   SOLE   43,662 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 459 1,931 SH   SOLE   1,931 0 0
HOME DEPOT INC COM 437076102 224 943 SH   SOLE   943 0 0
INTEL CORP COM 458140100 478 7,236 SH   SOLE   7,236 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 357 2,329 SH   SOLE   2,329 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 439 3,439 SH   SOLE   3,439 0 0
INVESCO EXCHNG TRADED FD TR S&P SMLCP LOW 46138G102 1,047 20,691 SH   SOLE   20,691 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 484 2,111 SH   SOLE   2,111 0 0
ISHARES INC ESG MSCI EM ETF 46434G863 945 27,085 SH   SOLE   27,085 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 1,040 22,381 SH   SOLE   22,381 0 0
ISHARES TR AGENCY BOND ETF 464288166 762 6,512 SH   SOLE   6,512 0 0
ISHARES TR BROAD USD HIGH 46435U853 218 5,293 SH   SOLE   5,293 0 0
ISHARES TR CONSER ALLOC ETF 464289883 215 5,845 SH   SOLE   5,845 0 0
ISHARES TR CORE MSCI EAFE 46432F842 325 5,025 SH   SOLE   5,025 0 0
ISHARES TR CORE MSCI EURO 46434V738 1,243 25,280 SH   SOLE   25,280 0 0
ISHARES TR CORE MSCI PAC 46434V696 343 5,890 SH   SOLE   5,890 0 0
ISHARES TR CORE US AGGBD ET 464287226 527 4,615 SH   SOLE   4,615 0 0
ISHARES TR ESG MSCI USA ETF 46435G425 3,771 50,837 SH   SOLE   50,837 0 0
ISHARES TR JPMORGAN USD EMG 464288281 553 4,781 SH   SOLE   4,781 0 0
ISHARES TR MSCI ACWI ETF 464288257 4,824 60,020 SH   SOLE   60,020 0 0
ISHARES TR MSCI MIN VOL ETF 46429B697 642 9,393 SH   SOLE   9,393 0 0
ISHARES TR U.S. TECH ETF 464287721 1,867 7,372 SH   SOLE   7,372 0 0
ISHARES TR US HLTHCARE ETF 464287762 1,611 7,395 SH   SOLE   7,395 0 0
ISHARES TR US TREAS BD ETF 46429B267 9,293 351,622 SH   SOLE   351,622 0 0
ISHARES TR USA MOMENTUM FCT 46432F396 1,025 7,696 SH   SOLE   7,696 0 0
ISHARES TR USA QUALITY FCTR 46432F339 6,028 58,110 SH   SOLE   58,110 0 0
ISHARES TR USA SIZE FACTOR 46432F370 853 8,631 SH   SOLE   8,631 0 0
ISHARES US ETF TR SHT MAT BD ETF 46431W507 2,637 52,437 SH   SOLE   52,437 0 0
JOHNSON & JOHNSON COM 478160104 464 3,052 SH   SOLE   3,052 0 0
JPMORGAN CHASE & CO COM 46625H100 290 2,113 SH   SOLE   2,113 0 0
LOCKHEED MARTIN CORP COM 539830109 3,127 7,121 SH   SOLE   7,121 0 0
MERCK & CO INC COM 58933Y105 279 3,281 SH   SOLE   3,281 0 0
MICROSOFT CORP COM 594918104 977 5,312 SH   SOLE   5,312 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 214 1,190 SH   SOLE   1,190 0 0
NORTHROP GRUMMAN CORP COM 666807102 680 1,881 SH   SOLE   1,881 0 0
NVIDIA CORP COM 67066G104 237 943 SH   SOLE   943 0 0
PEPSICO INC COM 713448108 246 1,695 SH   SOLE   1,695 0 0
PNC FINL SVCS GROUP INC COM 693475105 216 1,410 SH   SOLE   1,410 0 0
PROCTER & GAMBLE CO COM 742718109 328 2,602 SH   SOLE   2,602 0 0
PULTE GROUP INC COM 745867101 330 7,160 SH   SOLE   7,160 0 0
QUANTA SVCS INC COM 74762E102 340 8,750 SH   SOLE   8,750 0 0
SCHLUMBERGER LTD COM 806857108 275 7,993 SH   SOLE   7,993 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,744 46,914 SH   SOLE   46,914 0 0
SEMPRA ENERGY COM 816851109 864 5,451 SH   SOLE   5,451 0 0
SNAP INC CL A 83304A106 243 14,175 SH   SOLE   14,175 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 912 25,133 SH   SOLE   25,133 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 286 861 SH   SOLE   861 0 0
SPDR SERIES TRUST AEROSPACE DEF 78464A631 537 4,583 SH   SOLE   4,583 0 0
SPDR SERIES TRUST NYSE TECH ETF 78464A102 1,969 22,040 SH   SOLE   22,040 0 0
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 1,819 50,962 SH   SOLE   50,962 0 0
SPDR SERIES TRUST PORTFOLIO LN COR 78464A367 748 23,980 SH   SOLE   23,980 0 0
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664 755 18,240 SH   SOLE   18,240 0 0
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 6,444 164,904 SH   SOLE   164,904 0 0
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 240 3,682 SH   SOLE   3,682 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 410 3,813 SH   SOLE   3,813 0 0
SPDR SERIES TRUST SSGA US LRG ETF 78468R804 1,785 15,000 SH   SOLE   15,000 0 0
STARBUCKS CORP COM 855244109 376 4,351 SH   SOLE   4,351 0 0
TELADOC HEALTH INC COM 87918A105 445 4,207 SH   SOLE   4,207 0 0
UNION PACIFIC CORP COM 907818108 250 1,361 SH   SOLE   1,361 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,124 10,901 SH   SOLE   10,901 0 0
VANGUARD GROUP DIV APP ETF 921908844 502 3,902 SH   SOLE   3,902 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 398 1,302 SH   SOLE   1,302 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 244 2,600 SH   SOLE   2,600 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 382 1,441 SH   SOLE   1,441 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 478 7,978 SH   SOLE   7,978 0 0
VIAVI SOLUTIONS INC COM 925550105 301 20,937 SH   SOLE   20,937 0 0
VISA INC COM CL A 92826C839 295 1,454 SH   SOLE   1,454 0 0
WALMART INC COM 931142103 483 4,144 SH   SOLE   4,144 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578 666 21,642 SH   SOLE   21,642 0 0
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 2,164 58,306 SH   SOLE   58,306 0 0