The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 246,818 1,399,037 SH   SOLE   1,241,725 0 157,312
ABBOTT LABS COM 002824100 311,174 3,582,479 SH   SOLE   3,159,847 0 422,632
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 62,566 4,279,466 SH   SOLE   4,279,466 0 0
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 203 13,876 SH   SOLE 1 13,876 0 0
ABERDEEN STD PRECIOUS METALS PHYSCL PM BASKET 003263100 17,121 224,091 SH   SOLE   224,091 0 0
ABERDEEN STD PRECIOUS METALS PHYSCL PM BASKET 003263100 153 1,998 SH   SOLE 1 1,998 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 360,106 1,710,151 SH   SOLE   1,535,294 0 174,857
ALTRIA GROUP INC COM 02209S103 259,764 5,204,652 SH   SOLE   4,857,928 0 346,724
APPLE INC COM 037833100 205 699 SH   SOLE   699 0 0
AT&T INC COM 00206R102 458,505 11,732,484 SH   SOLE   10,642,315 0 1,090,169
BCE INC COM NEW 05534B760 384,952 8,305,338 SH   SOLE   7,553,898 0 751,440
BECTON DICKINSON & CO COM 075887109 346,016 1,272,257 SH   SOLE   1,110,423 0 161,834
CHEVRON CORP NEW COM 166764100 468,046 3,883,875 SH   SOLE   3,539,138 0 344,737
CISCO SYS INC COM 17275R102 282,624 5,892,921 SH   SOLE   5,102,702 0 790,219
COCA COLA CO COM 191216100 303,770 5,488,163 SH   SOLE   4,909,988 0 578,176
COLGATE PALMOLIVE CO COM 194162103 231,965 3,369,629 SH   SOLE   3,114,753 0 254,876
COMCAST CORP NEW CL A 20030N101 168,756 3,752,637 SH   SOLE   3,268,887 0 483,750
CVS HEALTH CORP COM 126650100 314,817 4,237,676 SH   SOLE   3,810,324 0 427,352
DBX ETF TR XTRACK INTL REAL 233051846 166,803 5,650,521 SH   SOLE   5,650,521 0 0
DBX ETF TR XTRACK INTL REAL 233051846 1,661 56,254 SH   SOLE 1 56,254 0 0
DBX ETF TR XTRACK MSCI EAFE 233051630 346,896 14,056,945 SH   SOLE   14,056,945 0 0
DBX ETF TR XTRACK MSCI EAFE 233051630 6,276 254,315 SH   SOLE 1 254,315 0 0
DBX ETF TR XTRACK USD HIGH 233051432 1,003,184 19,916,309 SH   SOLE   19,915,090 0 1,219
DBX ETF TR XTRACK USD HIGH 233051432 3,668 72,822 SH   SOLE 1 72,822 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 388,697 2,307,904 SH   SOLE   2,085,821 0 222,083
DIREXION SHS ETF TR ZACKS MLP HG INC 25459Y298 5,708 476,482 SH   SOLE   476,482 0 0
DIREXION SHS ETF TR ZACKS MLP HG INC 25459Y298 510 42,573 SH   SOLE 1 42,573 0 0
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 2,878 224,285 SH   SOLE   26,715 0 197,570
ENTERPRISE PRODS PARTNERS L COM 293792107 27,338 970,820 SH   SOLE   563,929 0 406,891
EVERSOURCE ENERGY COM 30040W108 416,485 4,895,793 SH   SOLE   4,452,821 0 442,972
EXXON MOBIL CORP COM 30231G102 377,662 5,412,184 SH   SOLE   5,115,035 0 297,149
FIDELITY COVINGTON TR CONSMR STAPLES 316092303 30,480 808,713 SH   SOLE   808,713 0 0
FIDELITY COVINGTON TR CONSMR STAPLES 316092303 117 3,092 SH   SOLE 1 3,092 0 0
FIDELITY COVINGTON TR MSCI COMMNTN SVC 316092873 502 14,023 SH   SOLE 1 14,023 0 0
FIDELITY COVINGTON TR MSCI COMMNTN SVC 316092873 141,506 3,956,001 SH   SOLE   3,956,001 0 0
FIDELITY COVINGTON TR MSCI CONSM DIS 316092204 186,440 3,864,035 SH   SOLE   3,864,035 0 0
FIDELITY COVINGTON TR MSCI CONSM DIS 316092204 667 13,830 SH   SOLE 1 13,830 0 0
FIDELITY COVINGTON TR MSCI HLTH CARE I 316092600 100,645 2,023,415 SH   SOLE   2,023,415 0 0
FIDELITY COVINGTON TR MSCI HLTH CARE I 316092600 373 7,495 SH   SOLE 1 7,495 0 0
FIDELITY COVINGTON TR MSCI INDL INDX 316092709 27,884 663,272 SH   SOLE   663,272 0 0
FIDELITY COVINGTON TR MSCI INDL INDX 316092709 105 2,498 SH   SOLE 1 2,498 0 0
FIDELITY COVINGTON TR MSCI INFO TECH I 316092808 265,892 3,668,482 SH   SOLE   3,668,482 0 0
FIDELITY COVINGTON TR MSCI INFO TECH I 316092808 950 13,108 SH   SOLE 1 13,108 0 0
GALLAGHER ARTHUR J & CO COM 363576109 349,856 3,673,801 SH   SOLE   3,284,597 0 389,204
GENERAL MLS INC COM 370334104 179,971 3,360,179 SH   SOLE   2,992,246 0 367,933
GENUINE PARTS CO COM 372460105 277,928 2,616,284 SH   SOLE   2,309,164 0 307,120
GLOBAL X FDS GLBL X MLP ETF 37950E473 53,747 6,820,692 SH   SOLE   6,820,692 0 0
GLOBAL X FDS GLBL X MLP ETF 37950E473 344 43,655 SH   SOLE 1 43,655 0 0
GLOBAL X FDS US PFD ETF 37954Y657 183,655 7,337,407 SH   SOLE   7,337,407 0 0
GLOBAL X FDS US PFD ETF 37954Y657 3,223 128,781 SH   SOLE 1 128,781 0 0
ILLINOIS TOOL WKS INC COM 452308109 294,081 1,637,146 SH   SOLE   1,452,323 0 184,823
INTEL CORP COM 458140100 377,774 6,312,013 SH   SOLE   5,509,878 0 802,135
INTERNATIONAL BUSINESS MACHS COM 459200101 405,589 3,025,878 SH   SOLE   2,774,845 0 251,033
INVESCO ACTIVELY MANAGD ETF OPTIMUM YIELD 46090F100 189,317 11,432,172 SH   SOLE   11,432,172 0 0
INVESCO ACTIVELY MANAGD ETF OPTIMUM YIELD 46090F100 680 41,085 SH   SOLE 1 41,085 0 0
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506 1,218 39,655 SH   SOLE   10,915 0 28,740
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 5,606 44,243 SH   SOLE 1 44,243 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 621,450 4,904,506 SH   SOLE   4,904,506 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 4,563 33,377 SH   SOLE 1 33,377 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 330,227 2,415,526 SH   SOLE   2,415,526 0 0
INVESCO EXCHNG TRADED FD TR CALIF AMT MUN 46138E206 145,367 5,317,011 SH   SOLE   5,317,011 0 0
INVESCO EXCHNG TRADED FD TR FTSE RAFI DEV 46138E743 281,404 6,619,719 SH   SOLE   6,619,719 0 0
INVESCO EXCHNG TRADED FD TR FTSE RAFI DEV 46138E743 4,030 94,793 SH   SOLE 1 94,793 0 0
INVESCO EXCHNG TRADED FD TR FTSE RAFI EMNG 46138E727 2,277 102,115 SH   SOLE 1 102,115 0 0
INVESCO EXCHNG TRADED FD TR FTSE RAFI EMNG 46138E727 155,506 6,973,380 SH   SOLE   6,973,380 0 0
INVESCO EXCHNG TRADED FD TR FTSE RAFI SML 46138E735 147,267 4,607,842 SH   SOLE   4,607,841 0 1
INVESCO EXCHNG TRADED FD TR FTSE RAFI SML 46138E735 1,876 58,690 SH   SOLE 1 58,690 0 0
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 190,311 3,262,096 SH   SOLE   3,210,276 0 51,820
INVESCO EXCHNG TRADED FD TR SR LN ETF 46138G508 210,286 9,214,975 SH   SOLE   9,214,975 0 0
INVESCO EXCHNG TRADED FD TR SR LN ETF 46138G508 2,488 109,018 SH   SOLE 1 109,018 0 0
INVESCO EXCHNG TRADED FD TR TREAS COLATERL 46138G888 5,292 50,140 SH   SOLE   9,909 0 40,231
INVESCO EXCHNG TRADED FD TR VAR RATE PFD 46138G870 102,206 3,956,880 SH   SOLE   3,904,881 0 51,999
INVESCO QQQ TR UNIT SER 1 46090E103 470,883 2,214,775 SH   SOLE   2,182,342 0 32,433
ISHARES GOLD TRUST ISHARES 464285105 1,848 127,430 SH   SOLE 1 127,430 0 0
ISHARES GOLD TRUST ISHARES 464285105 978,877 67,508,761 SH   SOLE   67,264,658 0 244,103
ISHARES INC CORE MSCI EMKT 46434G103 499 9,280 SH   SOLE 1 9,280 0 0
ISHARES INC CORE MSCI EMKT 46434G103 76,920 1,430,806 SH   SOLE   1,430,806 0 0
ISHARES S&P GSCI COMMODITY I UNIT BEN INT 46428R107 199 12,304 SH   SOLE   12,304 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 479 10,321 SH   SOLE   10,321 0 0
ISHARES TR 20 YR TR BD ETF 464287432 142,311 1,050,424 SH   SOLE   1,041,311 0 9,113
ISHARES TR 3 7 YR TREAS BD 464288661 66,135 525,921 SH   SOLE   525,431 0 490
ISHARES TR 3 7 YR TREAS BD 464288661 114 910 SH   SOLE 1 910 0 0
ISHARES TR AGENCY BOND ETF 464288166 207 1,788 SH   SOLE 1 1,788 0 0
ISHARES TR AGENCY BOND ETF 464288166 55,262 478,126 SH   SOLE   478,126 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 26,031 236,169 SH   SOLE   234,958 0 1,211
ISHARES TR BROAD USD HIGH 46435U853 367,638 8,944,967 SH   SOLE   8,874,757 0 70,210
ISHARES TR BROAD USD HIGH 46435U853 1,290 31,383 SH   SOLE 1 31,383 0 0
ISHARES TR CALIF MUN BD ETF 464288356 224,710 3,669,926 SH   SOLE   3,669,926 0 0
ISHARES TR CMBS ETF 46429B366 109 2,061 SH   SOLE 1 2,061 0 0
ISHARES TR CMBS ETF 46429B366 32,658 618,643 SH   SOLE   618,643 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 176,172 3,495,474 SH   SOLE   3,461,351 0 34,123
ISHARES TR CORE INTL AGGR 46435G672 29,025 529,756 SH   SOLE   529,756 0 0
ISHARES TR CORE INTL AGGR 46435G672 59 1,081 SH   SOLE 1 1,081 0 0
ISHARES TR CORE S&P SCP ETF 464287804 101,053 1,205,162 SH   SOLE   1,188,250 0 16,912
ISHARES TR CORE S&P500 ETF 464287200 864 2,672 SH   SOLE   2,672 0 0
ISHARES TR CORE US AGGBD ET 464287226 176,017 1,566,405 SH   SOLE   1,559,328 0 7,077
ISHARES TR CRE U S REIT ETF 464288521 137,707 2,522,575 SH   SOLE   2,522,575 0 0
ISHARES TR CRE U S REIT ETF 464288521 886 16,237 SH   SOLE 1 16,237 0 0
ISHARES TR CUR HD EURZN ETF 46434V639 253 7,946 SH   SOLE 1 7,946 0 0
ISHARES TR CUR HD EURZN ETF 46434V639 180,481 5,679,079 SH   SOLE   5,628,335 0 50,744
ISHARES TR GRWT ALLOCAT ETF 464289867 555 11,602 SH   SOLE   0 0 11,602
ISHARES TR IBOXX HI YD ETF 464288513 691 7,855 SH   SOLE   1,169 0 6,686
ISHARES TR IBOXX INV CP ETF 464287242 62,338 487,168 SH   SOLE   484,962 0 2,206
ISHARES TR INTRM GOV CR ETF 464288612 1,550 13,760 SH   SOLE   3,535 0 10,224
ISHARES TR INTRM TR CRP ETF 464288638 182,855 3,153,763 SH   SOLE   3,114,033 0 39,730
ISHARES TR JPMORGAN USD EMG 464288281 131,035 1,143,813 SH   SOLE   1,125,155 0 18,658
ISHARES TR MBS ETF 464288588 1,164,518 10,776,588 SH   SOLE   10,698,875 0 77,713
ISHARES TR MBS ETF 464288588 1,632 15,099 SH   SOLE 1 15,099 0 0
ISHARES TR MIN VOL EAFE ETF 46429B689 123,718 1,659,750 SH   SOLE   1,636,596 0 23,154
ISHARES TR MSCI EAFE ETF 464287465 2,288 32,956 SH   SOLE   32,956 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 715 15,925 SH   SOLE   15,925 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 86,545 522,396 SH   SOLE   514,000 0 8,396
ISHARES TR SELECT DIVID ETF 464287168 11,534 109,162 SH   SOLE   97,023 0 12,139
ISHARES TR SH TR CRPORT ETF 464288646 248,538 4,634,318 SH   SOLE   4,545,729 0 88,589
ISHARES TR TIPS BD ETF 464287176 438,978 3,765,786 SH   SOLE   3,716,114 0 49,672
ISHARES US ETF TR COMMOD SEL STG 46431W853 154,505 4,695,007 SH   SOLE   4,627,668 0 67,339
JOHNSON & JOHNSON COM 478160104 585,170 4,011,583 SH   SOLE   3,591,989 0 419,594
JPMORGAN CHASE & CO COM 46625H100 389,859 2,796,694 SH   SOLE   2,414,394 0 382,299
KIMBERLY CLARK CORP COM 494368103 6,812 49,527 SH   SOLE   15,454 0 34,073
KINDER MORGAN INC DEL COM 49456B101 288,689 13,636,689 SH   SOLE   12,942,035 0 694,654
LEGGETT & PLATT INC COM 524660107 181,553 3,571,760 SH   SOLE   3,130,839 0 440,921
LOCKHEED MARTIN CORP COM 539830109 467,705 1,201,153 SH   SOLE   1,056,181 0 144,972
LOWES COS INC COM 548661107 341,696 2,853,176 SH   SOLE   2,503,701 0 349,475
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 11,299 179,721 SH   SOLE   27,943 0 151,778
MICROSOFT CORP COM 594918104 514,337 3,261,493 SH   SOLE   2,830,762 0 430,731
NOVARTIS A G SPONSORED ADR 66987V109 416,534 4,398,928 SH   SOLE   3,930,502 0 468,426
OCCIDENTAL PETE CORP COM 674599105 265,868 6,451,534 SH   SOLE   6,057,391 0 394,144
OMNICOM GROUP INC COM 681919106 280,040 3,456,427 SH   SOLE   3,105,005 0 351,422
ORACLE CORP COM 68389x105 293,806 5,545,611 SH   SOLE   4,887,497 0 658,114
PARKER HANNIFIN CORP COM 701094104 336,431 1,634,590 SH   SOLE   1,465,422 0 169,168
PEPSICO INC COM 713448108 2,259 16,528 SH   SOLE   4,821 0 11,707
PHILIP MORRIS INTL INC COM 718172109 354,961 4,171,590 SH   SOLE   3,860,297 0 311,293
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 12,847 126,458 SH   SOLE   125,886 0 572
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 11,721 637,382 SH   SOLE   565,432 0 71,950
PPG INDS INC COM 693506107 307,047 2,300,149 SH   SOLE   2,032,348 0 267,801
PROCTER & GAMBLE CO COM 742718109 418,675 3,352,080 SH   SOLE   3,046,527 0 305,553
RAYTHEON CO COM NEW 755111507 326,546 1,486,054 SH   SOLE   1,310,874 0 175,181
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 9 182 SH   SOLE 1 182 0 0
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 4,752 94,944 SH   SOLE   94,944 0 0
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 85,077 1,699,154 SH   SOLE   1,699,154 0 0
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 670 13,379 SH   SOLE 1 13,379 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 967,463 35,347,564 SH   SOLE   35,345,391 0 2,173
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,921 106,724 SH   SOLE 1 106,724 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,119 181,957 SH   SOLE 1 181,957 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,092,786 62,229,749 SH   SOLE   62,226,188 0 3,561
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 2,718 78,446 SH   SOLE 1 78,446 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 906,259 26,154,674 SH   SOLE   26,152,773 0 1,901
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 10,661 194,077 SH   SOLE 1 194,077 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 2,651,430 48,269,253 SH   SOLE   48,266,457 0 2,796
SCHWAB STRATEGIC TR LONG TERM US 808524680 3,149 66,688 SH   SOLE   66,688 0 0
SCHWAB STRATEGIC TR LONG TERM US 808524680 5 106 SH   SOLE 1 106 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 4,490,215 105,206,532 SH   SOLE   105,199,739 0 6,793
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 8,236 192,962 SH   SOLE 1 192,962 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 2,751,566 68,378,871 SH   SOLE   68,374,539 0 4,332
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 4,283 106,430 SH   SOLE 1 106,430 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 1,355,835 45,436,816 SH   SOLE   45,433,833 0 2,983
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 2,097 70,284 SH   SOLE 1 70,284 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 4,509 155,908 SH   SOLE 1 155,908 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 2,893,829 100,063,240 SH   SOLE   100,057,502 0 5,738
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 1,980 59,537 SH   SOLE 1 59,537 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 1,291,874 38,853,354 SH   SOLE   38,850,770 0 2,584
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 592,995 10,238,170 SH   SOLE   10,238,170 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 9,491 163,857 SH   SOLE 1 163,857 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,381,123 44,019,303 SH   SOLE   44,016,532 0 2,771
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 5,130 66,782 SH   SOLE 1 66,782 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,266,225 27,550,577 SH   SOLE   27,548,940 0 1,637
SCHWAB STRATEGIC TR US REIT ETF 808524847 4,333 94,277 SH   SOLE 1 94,277 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,723,777 22,789,222 SH   SOLE   22,787,824 0 1,398
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,286 43,441 SH   SOLE 1 43,441 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 2,703,735 47,743,870 SH   SOLE   47,741,425 0 2,445
SCHWAB STRATEGIC TR US TIPS ETF 808524870 5,902 104,226 SH   SOLE 1 104,226 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 96,906 1,538,671 SH   SOLE   1,512,740 0 25,931
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 244 2,666 SH   SOLE   2,666 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 469 3,280 SH   SOLE   3,280 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 574,064 1,783,582 SH   SOLE   1,748,627 0 34,955
SPDR SERIES TRUST BLOMBRG BRC EMRG 78464A391 630,326 22,584,240 SH   SOLE   22,583,845 0 395
SPDR SERIES TRUST BLOMBRG BRC EMRG 78464A391 3,304 118,371 SH   SOLE 1 118,371 0 0
SPDR SERIES TRUST DJ REIT ETF 78464A607 182,755 1,791,368 SH   SOLE   1,791,368 0 0
SPDR SERIES TRUST NUVEEN BRC MUNIC 78468R721 204,492 4,042,950 SH   SOLE   4,042,950 0 0
SPDR SERIES TRUST PORTFLI INTRMDIT 78464A672 952 30,765 SH   SOLE   11,013 0 19,752
SPDR SERIES TRUST PORTFLI TIPS ETF 78464A656 295,932 10,365,410 SH   SOLE   10,365,410 0 0
SPDR SERIES TRUST PORTFLI TIPS ETF 78464A656 2,406 84,265 SH   SOLE 1 84,265 0 0
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 2,972 84,176 SH   SOLE 1 84,176 0 0
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 1,373,896 38,909,544 SH   SOLE   38,797,733 0 111,812
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664 54,212 1,394,713 SH   SOLE   1,394,713 0 0
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664 169 4,338 SH   SOLE 1 4,338 0 0
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 369,240 12,324,447 SH   SOLE   12,251,125 0 73,322
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 251,007 8,139,013 SH   SOLE   8,081,353 0 57,660
SPDR SERIES TRUST PORTFOLIO SM ETF 78468R853 165,539 5,073,226 SH   SOLE   5,073,226 0 0
SPDR SERIES TRUST WELLS FG PFD ETF 78464A292 186 4,216 SH   SOLE 1 4,216 0 0
SPDR SERIES TRUST WELLS FG PFD ETF 78464A292 52,391 1,190,425 SH   SOLE   1,190,425 0 0
STARBUCKS CORP COM 855244109 193,324 2,198,859 SH   SOLE   1,978,231 0 220,628
TEXAS INSTRS INC COM 882508104 368,405 2,871,659 SH   SOLE   2,493,308 0 378,351
TJX COS INC NEW COM 872540109 403,549 6,609,054 SH   SOLE   5,641,206 0 967,848
TRUIST FINL CORP COM 89832Q109 456,180 8,099,779 SH   SOLE   7,230,077 0 869,702
UNITED TECHNOLOGIES CORP COM 913017109 467,567 3,122,109 SH   SOLE   2,781,439 0 340,670
V F CORP COM 918204108 445,389 4,469,088 SH   SOLE   3,982,823 0 486,265
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 345,446 10,157,200 SH   SOLE   10,156,377 0 823
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 490 14,405 SH   SOLE 1 14,405 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 165,594 1,974,646 SH   SOLE   1,965,704 0 8,942
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 18,449 326,068 SH   SOLE   326,068 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 31 553 SH   SOLE 1 553 0 0
VANGUARD GROUP DIV APP ETF 921908844 396,048 3,177,027 SH   SOLE   3,111,885 0 65,142
VANGUARD INDEX FDS LARGE CAP ETF 922908637 97,134 657,023 SH   SOLE   657,023 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 323,946 3,491,173 SH   SOLE   3,441,483 0 49,690
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 348,749 1,179,002 SH   SOLE   1,179,002 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,718 19,330 SH   SOLE 1 19,330 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 208,735 1,260,174 SH   SOLE   1,260,174 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,828 17,075 SH   SOLE 1 17,075 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 270,468 1,653,024 SH   SOLE   1,629,361 0 23,663
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 568,652 12,787,312 SH   SOLE   12,634,989 0 152,323
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 115,717 1,974,687 SH   SOLE   1,942,941 0 31,746
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 90,414 813,810 SH   SOLE   813,810 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 349 3,137 SH   SOLE 1 3,137 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 769,697 13,025,839 SH   SOLE   12,978,545 0 47,294
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,114 18,846 SH   SOLE 1 18,846 0 0
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 786,636 14,692,488 SH   SOLE   14,692,472 0 16
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 591 11,035 SH   SOLE 1 11,035 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 25,390 385,284 SH   SOLE   385,014 0 270
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 270,500 2,961,791 SH   SOLE   2,921,205 0 40,586
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 78 854 SH   SOLE 1 854 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 73,000 720,202 SH   SOLE   720,202 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 227 2,243 SH   SOLE 1 2,243 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 9,751 183,394 SH   SOLE 1 183,394 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 2,758,986 51,889,905 SH   SOLE   51,887,544 0 2,361
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,190,723 27,025,027 SH   SOLE   26,824,426 0 200,601
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,502 34,100 SH   SOLE 1 34,100 0 0
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 321 3,946 SH   SOLE   3,946 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 73,058 779,622 SH   SOLE   760,030 0 19,592
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 2,393 25,532 SH   SOLE 1 25,532 0 0
VANGUARD WHITEHALL FDS INC INTL DVD ETF 921946810 871 12,082 SH   SOLE   1,590 0 10,492
VANGUARD WHITEHALL FDS INC INTL HIGH ETF 921946794 81,337 1,275,274 SH   SOLE   1,275,274 0 0
VANGUARD WHITEHALL FDS INC INTL HIGH ETF 921946794 1,195 18,732 SH   SOLE 1 18,732 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 76,709 404,840 SH   SOLE   398,434 0 6,406
VERIZON COMMUNICATIONS INC COM 92343V104 490,351 7,986,178 SH   SOLE   7,209,157 0 777,021
WALMART INC COM 931142103 376,847 3,171,047 SH   SOLE   2,836,138 0 334,909
WATSCO INC COM 942622200 131,369 729,223 SH   SOLE   651,540 0 77,683
WELLS FARGO CO NEW COM 949746101 443,555 8,244,517 SH   SOLE   7,443,367 0 801,150
WILLIAMS COS INC DEL COM 969457100 258,043 10,878,697 SH   SOLE   10,132,523 0 746,174