The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 255 3,359 SH   SOLE   0 0 3,359
ABERDEEN STANDARD ETF COM 00326A104 1,276 84,266 SH   SOLE   0 0 84,266
ABERDEEN TOTAL DYNAMIC COM 00326L100 90 13,700 SH   SOLE   0 0 13,700
ALTRIA GROUP INC COM 02209S103 203 5,264 SH   SOLE   0 0 5,264
AMERICAN TOWER CORP COM 03027X100 210 967 SH   SOLE   0 0 967
AMGEN INC COM 031162100 284 1,402 SH   SOLE   0 0 1,402
APPLE INC COM 037833100 1,682 6,614 SH   SOLE   0 0 6,614
BANK OF AMERICA CORP COM 060505104 312 14,716 SH   SOLE   0 0 14,716
BERKSHIRE HATHAWAY INC COM 084670108 272 1 SH   SOLE   0 0 1
BLACKROCK ENHANCED COM 09256A109 151 11,700 SH   SOLE   0 0 11,700
BRISTOL MYERS SQUIBB COM 110122108 244 4,383 SH   SOLE   0 0 4,383
COMMUNITY BANKERS TR COM 203612106 97 20,160 SH   SOLE   0 0 20,160
EXXON MOBIL CORP COM 30231G102 256 6,747 SH   SOLE   0 0 6,747
FIRST TRUST CLOUD ETF COM 33734X192 407 7,476 SH   SOLE   0 0 7,476
FLAHERTY & CRMRN PRF INC COM 338478100 212 12,715 SH   SOLE   0 0 12,715
FLAHERTY CRUMRINE DYN PR COM 33848W106 252 12,460 SH   SOLE   0 0 12,460
HOME DEPOT INC COM 437076102 251 1,347 SH   SOLE   0 0 1,347
INVESCO ETF I BULSHS 2020 CB ETF COM 46138J502 431 20,515 SH   SOLE   0 0 20,515
INVESCO ETF I BULSHS 2021 CB ETF COM 46138J700 438 20,908 SH   SOLE   0 0 20,908
INVESCO QQQ TRUST UNIT SER 1 ETF COM 46090E103 335 1,760 SH   SOLE   0 0 1,760
INVESCO TR II ETF COM 46138E354 985 21,001 SH   SOLE   0 0 21,001
INVESCO TR II ETF COM 46138E198 370 9,313 SH   SOLE   0 0 9,313
ISHARES ETF COM 46429B689 2,278 36,724 SH   SOLE   0 0 36,724
ISHARES ETF COM 464287598 615 6,202 SH   SOLE   0 0 6,202
ISHARES CORE MSCI ETF COM 46432F842 710 14,242 SH   SOLE   0 0 14,242
ISHARES EDGE MSCI ETF COM 46429B697 2,738 50,702 SH   SOLE   0 0 50,702
ISHARES MSCI EAFE GROWTH COM 464288885 637 8,960 SH   SOLE   0 0 8,960
ISHARES S&P 500 ETF COM 464287309 238 1,448 SH   SOLE   0 0 1,448
ISHARES S&P500 VALUE ETF COM 464287408 243 2,528 SH   SOLE   0 0 2,528
ISHARES TRUST 0-5YR INVT GR CP ETF COM 46434V100 753 15,028 SH   SOLE   0 0 15,028
ISHARES TRUST IBOXX INV CP ETF COM 464287242 536 4,341 SH   SOLE   0 0 4,341
ISHARES ULTRA SHORT ETF COM 46434V878 317 6,359 SH   SOLE   0 0 6,359
J P MORGAN CHASE & CO COM 46625H100 398 4,422 SH   SOLE   0 0 4,422
JPMORGAN ULTRA SHORT COM 46641Q837 301 6,065 SH   SOLE   0 0 6,065
MARKEL CORP COM 570535104 371 400 SH   SOLE   0 0 400
NIO INC ADR COM 62914V106 38 14,003 SH   SOLE   0 0 14,003
NUVEEN PREFERRED COM 67072C105 111 15,311 SH   SOLE   0 0 15,311
NUVEEN VA QUALITY MUNI COM 67064R102 332 25,727 SH   SOLE   0 0 25,727
PEPSICO INCORPORATED COM 713448108 205 1,710 SH   SOLE   0 0 1,710
PIMCO 0-5 YEAR HIGH YLD COM 72201R783 241 2,820 SH   SOLE   0 0 2,820
PIMCO ETF TRUST ETF COM 72201R833 1,521 15,370 SH   SOLE   0 0 15,370
PIMCO INCOME STRATEGY COM 72201J104 86 11,350 SH   SOLE   0 0 11,350
PROSHARES TR ETF COM 74347B425 1,976 71,469 SH   SOLE   0 0 71,469
PROSPECT CAPITAL 4.95 COM 74348TAR3 43 40,010 SH   SOLE   0 0 40,010
ROYAL BANK CANADA COM 780087102 213 3,467 SH   SOLE   0 0 3,467
SCHWAB EMERGING MARKETS COM 808524706 284 13,774 SH   SOLE   0 0 13,774
SCHWAB US LARGE CAP COM 808524409 1,969 44,477 SH   SOLE   0 0 44,477
SELECT SECTOR SPDR T ETF COM 81369Y886 669 10,670 SH   SOLE   0 0 10,670
SPDR S&P 400 MID CAP COM 78464A821 1,674 39,113 SH   SOLE   0 0 39,113
SPDR S&P 400 MID CAP COM 78464A839 1,088 30,870 SH   SOLE   0 0 30,870
SPDR S&P 500 TRUST ETF COM 78462F103 432 1,677 SH   SOLE   0 0 1,677
SPDR TRUST PRTFlO SHORT ETF COM 78464A474 517 17,114 SH   SOLE   0 0 17,114
SPDR TRUST PRTFLO S&P500 ETF COM 78464A409 273 7,666 SH   SOLE   0 0 7,666
SPDR TRUST PRTFLO S&P500 VL ETF COM 78464A508 219 8,508 SH   SOLE   0 0 8,508
T ROWE PRICE MID-CAP COM 779556109 333 4,559 SH   SOLE   0 0 4,559
T ROWE PRICE SUMMIT COM 77957N209 1,241 103,988 SH   SOLE   0 0 103,988
TEXAS INSTRUMENTS INC COM 882508104 242 2,429 SH   SOLE   0 0 2,429
THE RANGER EQUITY ETF COM 00768Y883 155 22,400 SH   SOLE   0 0 22,400
UNITEDHEALTH GROUP COM 91324P102 428 1,718 SH   SOLE   0 0 1,718
VANECK VECTORS TR ETF COM 92189F643 686 15,685 SH   SOLE   0 0 15,685
VANGUARD ALLWRLD EX US ETF COM 922042775 209 5,116 SH   SOLE   0 0 5,116
VANGUARD FUNDS COM 921921300 961 15,862 SH   SOLE   0 0 15,862
VANGUARD GROWTH ETF COM 922908736 2,627 16,770 SH   SOLE   0 0 16,770
VANGUARD INDEX FDS ETF COM 922908553 481 6,890 SH   SOLE   0 0 6,890
VANGUARD LONG TERM COR COM 92206C813 315 3,246 SH   SOLE   0 0 3,246
VANGUARD MID-CAP ETF COM 922908538 697 5,507 SH   SOLE   0 0 5,507
VANGUARD SMALL CP ETF COM 922908751 574 4,974 SH   SOLE   0 0 4,974
VANGUARD STAR FD TL INTL STK F ETF COM 921909768 444 10,603 SH   SOLE   0 0 10,603
VANGUARD VALUE ETF COM 922908744 1,504 16,889 SH   SOLE   0 0 16,889
VERIZON COMMUNICATIONS COM 92343V104 472 8,797 SH   SOLE   0 0 8,797
VISA INC CLASS A COM 92826C839 243 1,511 SH   SOLE   0 0 1,511
WALMART INC COM 931142103 206 1,820 SH   SOLE   0 0 1,820