The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P 500 VAL ETF 464287408 701 7,287 SH   SOLE 0 0 0 7,287
ISHARES TR CORE S&P500 ETF 464287200 560 2,169 SH   SOLE 0 0 0 2,169
ISHARES TR MSCI EAFE ETF 464287465 247 4,624 SH   SOLE 0 0 0 4,624
SPDR SER TR PORTFOLI S&P1500 78464A805 2,349 74,704 SH   SOLE 0 0 0 74,704
ISHARES TR 1 3 YR TREAS BD 464287457 738 8,510 SH   SOLE 0 0 0 8,510
VANGUARD INDEX FDS TOTAL STK MKT 922908769 23,911 185,487 SH   SOLE 0 0 0 185,487
ISHARES TR CORE US AGGBD ET 464287226 2,533 21,954 SH   SOLE 0 0 0 21,954
VANGUARD INDEX FDS SM CP VAL ETF 922908611 493 5,553 SH   SOLE 0 0 0 5,553
VANGUARD INDEX FDS SMALL CP ETF 922908751 345 2,987 SH   SOLE 0 0 0 2,987
ISHARES TR MICRO-CAP ETF 464288869 301 4,487 SH   SOLE 0 0 0 4,487
ISHARES TR EAFE VALUE ETF 464288877 534 14,966 SH   SOLE 0 0 0 14,966
ISHARES TR IBOXX HI YD ETF 464288513 920 11,934 SH   SOLE 0 0 0 11,934
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,586 19,302 SH   SOLE 0 0 0 19,302
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,912 67,199 SH   SOLE 0 0 0 67,199
ISHARES TR NATIONAL MUN ETF 464288414 9,545 84,461 SH   SOLE 0 0 0 84,461
SPDR SER TR PORTFOLIO S&P500 78464A854 12,655 418,356 SH   SOLE 0 0 0 418,356
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 9,511 397,274 SH   SOLE 0 0 0 397,274
SPDR SER TR PORTFOLIO AGRGTE 78464A649 8,203 271,445 SH   SOLE 0 0 0 271,445
ISHARES TR MSCI ACWI ETF 464288257 533 8,519 SH   SOLE 0 0 0 8,519
ISHARES TR GRWT ALLOCAT ETF 464289867 792 19,131 SH   SOLE 0 0 0 19,131
ISHARES TR AGGRES ALLOC ETF 464289859 805 16,961 SH   SOLE 0 0 0 16,961
VANGUARD STAR FDS VG TL INTL STK F 921909768 17,902 426,642 SH   SOLE 0 0 0 426,642
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 9,983 177,437 SH   SOLE 0 0 0 177,437
SPDR SER TR PORTFOLIO S&P600 78468R853 1,263 57,833 SH   SOLE 0 0 0 57,833
ISHARES TR CORE TOTAL USD 46434V613 15,473 294,723 SH   SOLE 0 0 0 294,723
ISHARES TR MULTIFACTOR INTL 46434V274 1,084 53,524 SH   SOLE 0 0 0 53,524
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 10,354 195,722 SH   SOLE 0 0 0 195,722
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 1,201 23,018 SH   SOLE 0 0 0 23,018
ISHARES TR CORE INTL AGGR 46435G672 6,076 111,101 SH   SOLE 0 0 0 111,101
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 359 13,736 SH   SOLE 0 0 0 13,736
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 711 30,850 SH   SOLE 0 0 0 30,850
ISHARES TR MULTIFACTOR USA 46434V282 1,744 65,929 SH   SOLE 0 0 0 65,929
ISHARES TR MULTIFACTOR USA 46434V290 359 12,061 SH   SOLE 0 0 0 12,061