The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
22ND CENTY GROUP INC COM 90137F103 15 20,000 SH   SOLE 8 20,000 0 0
3M CO COM 88579Y101 18 133 SH   DFND 5 6 0 133 0
3M CO COM 88579Y101 4,433 32,470 SH   SOLE 8 26,925 0 5,545
3M CO COM 88579Y101 573 4,200 SH Call SOLE 8 0 0 4,200
ABBOTT LABS COM 002824100 4 50 SH   DFND 5 0 50 0
ABBOTT LABS COM 002824100 1,141 14,457 SH   SOLE 8 12,368 0 2,089
ABBVIE INC COM 00287Y109 670 8,790 SH   SOLE 8 8,790 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 3 19 SH   DFND 5 0 19 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 208 1,272 SH   SOLE 8 1,272 0 0
ALPHABET INC CAP STK CL A 02079K305 558 480 SH   SOLE 8 468 0 12
ALPHABET INC CAP STK CL C 02079K107 91 78 SH   DFND 2 5 7 0 78 0
ALPHABET INC CAP STK CL C 02079K107 624 537 SH   SOLE 8 532 0 5
AMARIN CORP PLC SPONS ADR NEW 023111206 48 12,000 SH   SOLE 8 12,000 0 0
AMAZON COM INC COM 023135106 1,538 789 SH   SOLE 8 753 0 36
AMAZON COM INC COM 023135106 37 19 SH   DFND 2 0 19 0
AMERICAN TOWER CORP NEW COM 03027X100 309 1,419 SH   SOLE 8 1,376 0 43
AMERICAN TOWER CORP NEW COM 03027X100 54 249 SH   DFND 2 5 0 249 0
AMGEN INC COM 031162100 1,458 7,193 SH   SOLE 8 5,638 0 1,555
ANAVEX LIFE SCIENCES CORP COM NEW 032797300 221 70,000 SH   SOLE 8 70,000 0 0
APPLE INC COM 037833100 69 270 SH   DFND 2 7 0 270 0
APPLE INC COM 037833100 11,382 44,758 SH   SOLE 8 44,166 0 592
APPLE INC COM 037833100 687 2,700 SH Call SOLE 8 0 0 2,700
AT&T INC COM 00206R102 27 910 SH   DFND 6 0 910 0
AT&T INC COM 00206R102 231 7,927 SH   SOLE 8 7,777 0 150
AUTOMATIC DATA PROCESSING IN COM 053015103 212 1,551 SH   SOLE 8 1,551 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 10 55 SH   DFND 5 0 55 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,461 7,990 SH   SOLE 8 6,669 0 1,321
BK OF AMERICA CORP COM 060505104 17 785 SH   DFND 5 6 0 785 0
BK OF AMERICA CORP COM 060505104 296 13,950 SH   SOLE 8 8,999 0 4,951
BOEING CO COM 097023105 226 1,513 SH   SOLE 8 1,488 0 25
BP PLC SPONSORED ADR 055622104 215 8,819 SH   SOLE 8 8,819 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 273 4,895 SH   SOLE 8 4,895 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 3 53 SH   DFND 5 0 53 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 8 86 SH   DFND 1 5 0 86 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 1,014 10,690 SH   SOLE 8 8,163 0 2,527
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 2,031 30,679 SH   SOLE 8 24,813 0 5,866
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 1,721 26,000 SH Call SOLE 8 0 0 26,000
CATERPILLAR INC DEL COM 149123101 443 3,816 SH   SOLE 8 3,816 0 0
CELCUITY INC COM 15102K100 79 12,223 SH   SOLE 8 12,223 0 0
CHEMED CORP NEW COM 16359R103 214 495 SH   SOLE 8 495 0 0
CIGNA CORP NEW COM 125523100 206 1,164 SH   SOLE 8 1,164 0 0
CIGNA CORP NEW COM 125523100 18 100 SH Call SOLE 8 0 0 100
CISCO SYS INC COM 17275R102 49 1,247 SH   DFND 2 5 6 0 1,247 0
CISCO SYS INC COM 17275R102 1,753 44,599 SH   SOLE 8 37,401 0 7,198
CISCO SYS INC COM 17275R102 947 24,100 SH Call SOLE 8 0 0 24,100
CME GROUP INC COM 12572Q105 2,839 16,416 SH   SOLE 8 14,876 0 1,540
CME GROUP INC COM 12572Q105 865 5,000 SH Call SOLE 8 0 0 5,000
COCA COLA CO COM 191216100 912 20,600 SH Call SOLE 8 0 0 20,600
COCA COLA CO COM 191216100 1,391 31,441 SH   SOLE 8 25,847 0 5,594
COMCAST CORP NEW CL A 20030N101 37 1,068 SH   DFND 7 0 1,068 0
COMCAST CORP NEW CL A 20030N101 394 11,469 SH   SOLE 8 11,251 0 218
CONAGRA BRANDS INC COM 205887102 2,668 90,920 SH   SOLE 8 73,612 0 17,308
CONAGRA BRANDS INC COM 205887102 2,444 83,300 SH Call SOLE 8 0 0 83,300
COSTCO WHSL CORP NEW COM 22160K105 694 2,434 SH   SOLE 8 2,409 0 25
DISNEY WALT CO COM DISNEY 254687106 1,719 17,800 SH Call SOLE 8 0 0 17,800
DISNEY WALT CO COM DISNEY 254687106 10 107 SH   DFND 5 0 107 0
DISNEY WALT CO COM DISNEY 254687106 2,613 27,045 SH   SOLE 8 23,116 0 3,929
DUKE ENERGY CORP NEW COM NEW 26441C204 11 136 SH   DFND 6 0 136 0
DUKE ENERGY CORP NEW COM NEW 26441C204 2,233 27,609 SH   SOLE 8 22,421 0 5,188
DUNKIN BRANDS GROUP INC COM 265504100 1,561 29,400 SH Call SOLE 8 0 0 29,400
DUNKIN BRANDS GROUP INC COM 265504100 1,750 32,953 SH   SOLE 8 26,472 0 6,481
ECOLAB INC COM 278865100 312 2,000 SH Put SOLE 8 0 0 2,000
ECOLAB INC COM 278865100 608 3,900 SH   SOLE 8 3,900 0 0
ECOLAB INC COM 278865100 9 59 SH   DFND 2 5 0 59 0
EXELON CORP COM 30161N101 244 6,621 SH   SOLE 8 6,621 0 0
EXXON MOBIL CORP COM 30231G102 18 475 SH   DFND 6 0 475 0
EXXON MOBIL CORP COM 30231G102 593 15,621 SH   SOLE 8 15,621 0 0
FACEBOOK INC CL A 30303M102 60 361 SH   DFND 2 7 0 361 0
FACEBOOK INC CL A 30303M102 709 4,249 SH   SOLE 8 4,102 0 147
FIRST TR EXCHANGE-TRADED FD DORSEY WRIGHT 33738R886 158 11,502 SH   SOLE 8 9,811 0 1,691
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605 3,379 131,443 SH   SOLE 8 119,896 0 11,547
FIRST TR EXCHANGE-TRADED FD FST TR GLB FD 33739H101 764 53,489 SH   SOLE 8 47,758 0 5,731
FIRST TR EXCHNG TRADED FD VI CBOE EQT DEP NOV 33740F839 1,613 57,190 SH   SOLE 8 57,190 0 0
FIRST TR MORNINGSTAR DIVID L SHS 336917109 6,466 289,579 SH   SOLE 8 284,579 0 5,000
FORD MTR CO DEL COM 345370860 62 12,883 SH   SOLE 8 10,633 0 2,250
GENERAL ELECTRIC CO COM 369604103 199 25,046 SH   SOLE 8 24,196 0 850
GENERAL ELECTRIC CO COM 369604103 8 1,000 SH Call SOLE 8 0 0 1,000
GILEAD SCIENCES INC COM 375558103 23 307 SH   DFND 7 0 307 0
GILEAD SCIENCES INC COM 375558103 266 3,555 SH   SOLE 8 3,555 0 0
HOME DEPOT INC COM 437076102 24 130 SH   DFND 2 0 130 0
HOME DEPOT INC COM 437076102 472 2,530 SH   SOLE 8 2,485 0 45
HONEYWELL INTL INC COM 438516106 998 7,462 SH   SOLE 8 7,337 0 125
HORMEL FOODS CORP COM 440452100 302 6,473 SH   SOLE 8 1,217 0 5,256
INTEL CORP COM 458140100 30 560 SH   DFND 6 0 560 0
INTEL CORP COM 458140100 1,241 22,934 SH   SOLE 8 22,096 0 838
INTERNATIONAL BUSINESS MACHS COM 459200101 550 4,961 SH   SOLE 8 4,759 0 202
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 16,737 796,614 SH   SOLE 8 767,092 0 29,522
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 24,563 1,171,328 SH   SOLE 8 1,125,810 0 45,518
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 13,202 623,327 SH   SOLE 8 597,971 0 25,356
INVESCO QQQ TR UNIT SER 1 46090E103 1,031 5,417 SH   SOLE 8 5,417 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 1,131 13,052 SH   SOLE 8 12,019 0 1,033
ISHARES TR 3 7 YR TREAS BD 464288661 47,515 356,344 SH   SOLE 8 344,285 0 12,059
ISHARES TR CORE HIGH DV ETF 46429B663 8,945 125,011 SH   SOLE 8 116,082 0 8,929
ISHARES TR CORE S&P SCP ETF 464287804 317 5,647 SH   SOLE 8 5,497 0 150
ISHARES TR CORE S&P500 ETF 464287200 2,641 10,222 SH   SOLE 8 10,222 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,253 10,862 SH   SOLE 8 8,555 0 2,307
ISHARES TR GLOBAL ENERG ETF 464287341 1,337 79,165 SH   SOLE 8 63,658 0 15,507
ISHARES TR MSCI ACWI ETF 464288257 6,205 99,161 SH   SOLE 8 98,958 0 203
ISHARES TR MSCI EAFE ETF 464287465 2 45 SH   DFND 5 0 45 0
ISHARES TR MSCI EAFE ETF 464287465 10,904 203,963 SH   SOLE 8 190,980 0 12,983
ISHARES TR MSCI EAFE ETF 464287465 2,390 44,700 SH Call SOLE 8 0 0 44,700
ISHARES TR MSCI EAFE ETF 464287465 2,390 44,700 SH Put SOLE 8 0 0 44,700
ISHARES TR MSCI EMG MKT ETF 464287234 1,365 40,000 SH Call SOLE 8 0 0 40,000
ISHARES TR MSCI EMG MKT ETF 464287234 1,365 40,000 SH Put SOLE 8 0 0 40,000
ISHARES TR MSCI EMG MKT ETF 464287234 5,699 166,991 SH   SOLE 8 153,421 0 13,570
ISHARES TR MSCI USA ESG SLC 464288802 359 3,274 SH   SOLE 8 3,274 0 0
ISHARES TR NATIONAL MUN ETF 464288414 798 7,057 SH   SOLE 8 7,057 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 267 1,771 SH   SOLE 8 1,771 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 305 4,761 SH   SOLE 8 4,761 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 3,937 34,400 SH Put SOLE 8 0 0 34,400
ISHARES TR RUSSELL 2000 ETF 464287655 3,937 34,400 SH Call SOLE 8 0 0 34,400
ISHARES TR RUSSELL 2000 ETF 464287655 7,071 61,776 SH   SOLE 8 53,476 0 8,300
ISHARES TR S&P 500 GRWT ETF 464287309 208 1,260 SH   SOLE 8 1,260 0 0
ISHARES TR S&P MC 400VL ETF 464287705 2,077 18,928 SH   SOLE 4 8 18,867 0 61
ISHARES TR SELECT DIVID ETF 464287168 212 2,886 SH   SOLE 8 2,714 0 172
ISHARES TR SP SMCP600VL ETF 464287879 888 8,883 SH   SOLE 8 8,354 0 529
ISHARES TR USA QUALITY FCTR 46432F339 23,205 286,336 SH   SOLE 8 277,987 0 8,349
J P MORGAN EXCHANGE-TRADED F DIV RTN INT EQ 46641Q209 286 6,615 SH   SOLE 8 6,158 0 457
JOHNSON & JOHNSON COM 478160104 44 339 SH   DFND 5 6 0 339 0
JOHNSON & JOHNSON COM 478160104 1,048 7,995 SH   SOLE 8 7,995 0 0
JPMORGAN CHASE & CO COM 46625H100 18 200 SH Call SOLE 8 0 0 200
JPMORGAN CHASE & CO COM 46625H100 93 1,035 SH   DFND 2 5 6 7 0 1,035 0
JPMORGAN CHASE & CO COM 46625H100 380 4,219 SH   SOLE 8 3,797 0 422
KIMBERLY CLARK CORP COM 494368103 27 210 SH   DFND 6 0 210 0
KIMBERLY CLARK CORP COM 494368103 203 1,589 SH   SOLE 8 1,589 0 0
LILLY ELI & CO COM 532457108 22 160 SH   DFND 6 0 160 0
LILLY ELI & CO COM 532457108 1,644 11,849 SH   SOLE 8 9,077 0 2,772
LILLY ELI & CO COM 532457108 1,346 9,700 SH Call SOLE 8 0 0 9,700
MCDONALDS CORP COM 580135101 489 2,955 SH   SOLE 8 2,955 0 0
MCDONALDS CORP COM 580135101 33 200 SH Call SOLE 8 0 0 200
MEDTRONIC PLC SHS G5960L103 45 498 SH   DFND 5 6 7 0 498 0
MEDTRONIC PLC SHS G5960L103 1,093 12,121 SH   SOLE 8 12,086 0 35
MERCK & CO. INC COM 58933Y105 23 305 SH   DFND 6 0 305 0
MERCK & CO. INC COM 58933Y105 526 6,842 SH   SOLE 8 5,852 0 990
MICROSOFT CORP COM 594918104 84 535 SH   DFND 2 5 6 0 535 0
MICROSOFT CORP COM 594918104 3,470 22,000 SH   SOLE 8 21,202 0 798
MONDELEZ INTL INC CL A 609207105 11 212 SH   DFND 5 0 212 0
MONDELEZ INTL INC CL A 609207105 232 4,631 SH   SOLE 8 3,631 0 1,000
MONDELEZ INTL INC CL A 609207105 50 1,000 SH Call SOLE 8 0 0 1,000
MOTOROLA SOLUTIONS INC COM NEW 620076307 1,989 14,962 SH   SOLE 8 12,063 0 2,899
MOTOROLA SOLUTIONS INC COM NEW 620076307 1,170 8,800 SH Call SOLE 8 0 0 8,800
NETFLIX INC COM 64110L106 20 52 SH   DFND 7 0 52 0
NETFLIX INC COM 64110L106 584 1,554 SH   SOLE 8 1,554 0 0
NEXTERA ENERGY INC COM 65339F101 80 333 SH   DFND 2 5 6 0 333 0
NEXTERA ENERGY INC COM 65339F101 185 768 SH   SOLE 8 568 0 200
NIKE INC CL B 654106103 4 43 SH   DFND 5 0 43 0
NIKE INC CL B 654106103 198 2,395 SH   SOLE 8 2,395 0 0
NORTHERN OIL & GAS INC NEV COM 665531109 33 50,000 SH   SOLE 8 50,000 0 0
ORACLE CORP COM 68389X105 293 6,063 SH   SOLE 8 6,063 0 0
OTTER TAIL CORP COM 689648103 466 10,471 SH   SOLE 8 0 0 10,471
PAYCHEX INC COM 704326107 204 3,239 SH   SOLE 8 3,239 0 0
PEPSICO INC COM 713448108 6 48 SH   DFND 5 0 48 0
PEPSICO INC COM 713448108 448 3,734 SH   SOLE 8 3,734 0 0
PFIZER INC COM 717081103 29 890 SH   DFND 6 0 890 0
PFIZER INC COM 717081103 3,384 103,675 SH   SOLE 8 87,779 0 15,896
PFIZER INC COM 717081103 2,001 61,300 SH Call SOLE 8 0 0 61,300
PHILIP MORRIS INTL INC COM 718172109 30 410 SH   DFND 6 0 410 0
PHILIP MORRIS INTL INC COM 718172109 191 2,623 SH   SOLE 8 2,623 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 234 2,205 SH   SOLE 8 2,205 0 0
POLYMET MINING CORP COM 731916102 9 38,553 SH   SOLE 8 38,553 0 0
PROCTER & GAMBLE CO COM 742718109 6 59 SH   DFND 5 0 59 0
PROCTER & GAMBLE CO COM 742718109 852 7,747 SH   SOLE 8 7,507 0 240
PROVENTION BIO INC COM 74374N102 171 18,540 SH   SOLE 8 18,540 0 0
PROVENTION BIO INC COM 74374N102 188 20,500 SH Call SOLE 8 0 0 20,500
RAYTHEON CO COM NEW 755111507 18 140 SH   DFND 6 0 140 0
RAYTHEON CO COM NEW 755111507 187 1,425 SH   SOLE 8 1,425 0 0
SCHWAB CHARLES CORP COM 808513105 3 79 SH   DFND 5 0 79 0
SCHWAB CHARLES CORP COM 808513105 278 8,281 SH   SOLE 8 8,281 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,185 153,953 SH   SOLE 8 148,350 0 5,603
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 25,345 980,837 SH   SOLE 8 951,961 0 28,876
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 246 8,026 SH   SOLE 8 8,026 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,688 49,529 SH   SOLE 8 47,984 0 1,545
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 24,091 398,659 SH   SOLE 8 378,456 0 20,203
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,101 68,933 SH   SOLE 8 66,423 0 2,510
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,547 25,253 SH   SOLE 8 25,253 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,308 25,387 SH   SOLE 8 24,397 0 990
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 956 17,245 SH   SOLE 8 17,245 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 415 5,169 SH   SOLE 8 5,169 0 0
SIENTRA INC COM 82621J105 20 10,000 SH   SOLE 8 10,000 0 0
SOUTHERN CO COM 842587107 436 8,044 SH   SOLE 8 6,644 0 1,400
SOUTHWEST AIRLS CO COM 844741108 249 7,000 SH   SOLE 8 7,000 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 4,889 22,300 SH Call SOLE 8 0 0 22,300
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 4,889 22,300 SH Put SOLE 8 0 0 22,300
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 6,177 28,178 SH   SOLE 8 23,431 0 4,747
SPDR GOLD TRUST GOLD SHS 78463V107 311 2,103 SH   SOLE 8 2,103 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,367 57,087 SH   SOLE 8 54,344 0 2,743
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 434 15,253 SH   SOLE 8 13,529 0 1,724
SPDR S&P 500 ETF TR TR UNIT 78462F103 32,507 126,119 SH   SOLE 8 117,581 0 8,538
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,384 36,400 SH Call SOLE 8 0 0 36,400
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,083 23,600 SH Put SOLE 8 0 0 23,600
SPDR SER TR DJ REIT ETF 78464A607 1,647 22,810 SH   SOLE 8 18,741 0 4,069
SPDR SER TR NUVEEN BRC MUNIC 78468R721 258 5,166 SH   SOLE 8 5,166 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 2,361 75,062 SH   SOLE 8 71,156 0 3,906
SPDR SER TR PORTFOLIO AGRGTE 78464A649 1,107 36,615 SH   SOLE 8 32,663 0 3,952
SPDR SER TR PORTFOLIO S&P600 78468R853 530 24,246 SH   SOLE 8 23,037 0 1,209
SPDR SER TR PORTFOLIO SHORT 78464A474 773 25,566 SH   SOLE 8 23,296 0 2,270
SPDR SER TR S&P DIVID ETF 78464A763 317 3,973 SH   SOLE 8 3,943 0 30
SPDR SER TR SPDR BLOOMBERG 78468R663 3,013 32,877 SH   SOLE 8 28,500 0 4,377
SPDR SER TR WELLS FG PFD ETF 78464A292 998 25,454 SH   SOLE 8 24,758 0 696
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1,039 21,674 SH   SOLE 8 20,538 0 1,136
STARBUCKS CORP COM 855244109 16 241 SH   DFND 5 7 0 241 0
STARBUCKS CORP COM 855244109 315 4,792 SH   SOLE 8 4,792 0 0
TARGET CORP COM 87612E106 897 9,649 SH   SOLE 8 9,029 0 620
TARGET CORP COM 87612E106 20 210 SH   DFND 6 0 210 0
TERADYNE INC COM 880770102 636 11,743 SH   SOLE 8 11,743 0 0
TESLA INC COM 88160R101 384 732 SH   SOLE 8 732 0 0
TEXAS INSTRS INC COM 882508104 3 30 SH   DFND 5 0 30 0
TEXAS INSTRS INC COM 882508104 1,112 11,124 SH   SOLE 8 8,749 0 2,375
TEXAS INSTRS INC COM 882508104 879 8,800 SH Call SOLE 8 0 0 8,800
THERMO FISHER SCIENTIFIC INC COM 883556102 62 220 SH   DFND 5 7 0 220 0
THERMO FISHER SCIENTIFIC INC COM 883556102 254 897 SH   SOLE 8 897 0 0
TRAVELERS COMPANIES INC COM 89417E109 13 131 SH   DFND 6 0 131 0
TRAVELERS COMPANIES INC COM 89417E109 258 2,596 SH   SOLE 8 2,596 0 0
UNION PAC CORP COM 907818108 2,229 15,804 SH   SOLE 8 9,154 0 6,650
UNION PAC CORP COM 907818108 1,636 11,600 SH Call SOLE 8 0 0 11,600
UNITEDHEALTH GROUP INC COM 91324P102 2,107 8,448 SH   SOLE 8 8,448 0 0
US BANCORP DEL COM NEW 902973304 348 10,099 SH   SOLE 8 10,099 0 0
VANECK VECTORS ETF TR INVT GRADE FLTG 92189F486 723 30,605 SH   SOLE 8 28,482 0 2,123
VANGUARD BD INDEX FDS INTERMED TERM 921937819 687 7,687 SH   SOLE 8 7,687 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 240 2,917 SH   SOLE 8 2,917 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 16,442 192,638 SH   SOLE 4 8 185,032 0 7,606
VANGUARD INDEX FDS GROWTH ETF 922908736 11,059 70,578 SH   SOLE 8 68,488 0 2,090
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 6,344 78,044 SH   SOLE 8 76,726 0 1,318
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,040 14,889 SH   SOLE 8 13,245 0 1,644
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 338 1,427 SH   SOLE 8 1,427 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,531 17,245 SH   SOLE 8 16,695 0 550
VANGUARD INDEX FDS SMALL CP ETF 922908751 239 2,068 SH   SOLE 8 2,068 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 8,659 67,168 SH   SOLE 4 8 66,044 0 1,124
VANGUARD INDEX FDS VALUE ETF 922908744 392 4,399 SH   SOLE 8 4,248 0 151
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4,087 99,639 SH   SOLE 8 96,773 0 2,866
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3 95 SH   DFND 5 0 95 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 15,783 470,443 SH   SOLE 8 456,367 0 14,076
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,543 40,492 SH   SOLE 8 35,792 0 4,700
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 863 8,345 SH   SOLE 8 8,230 0 115
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,056 31,670 SH   SOLE 8 29,802 0 1,868
VERIZON COMMUNICATIONS INC COM 92343V104 1,472 27,389 SH   SOLE 8 22,545 0 4,844
VERIZON COMMUNICATIONS INC COM 92343V104 1,026 19,100 SH Call SOLE 8 0 0 19,100
VERIZON COMMUNICATIONS INC COM 92343V104 8 147 SH   DFND 5 0 147 0
VISA INC COM CL A 92826C839 671 4,165 SH   SOLE 8 4,165 0 0
VISA INC COM CL A 92826C839 40 248 SH   DFND 2 5 0 248 0
WELLS FARGO CO NEW COM 949746101 17 600 SH   DFND 6 0 600 0
WELLS FARGO CO NEW COM 949746101 285 9,917 SH   SOLE 8 9,917 0 0
WISDOMTREE TR YIELD ENHANCD US 97717X511 405 7,848 SH   SOLE 8 7,848 0 0
XCEL ENERGY INC COM 98389B100 569 9,441 SH   SOLE 8 6,351 0 3,090
XCEL ENERGY INC COM 98389B100 3 54 SH   DFND 1 0 54 0