The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 500 3,664 SH   SOLE   3,664 0 0
3M COM 88579Y101 250 1,831 SH   DFND 13 0 1,831 0
3M COM 88579Y101 2,042 14,960 SH   DFND 5 0 14,960 0
3M COM 88579Y101 1,083 7,934 SH   DFND 1 0 7,934 0
3M COM 88579Y101 52 380 SH   DFND 6 0 380 0
3M COM 88579Y101 140 1,025 SH   DFND 16 0 1,025 0
3M COM 88579Y101 328 2,400 SH   DFND 12 0 2,400 0
3M COM 88579Y101 48 350 SH   DFND 14 0 350 0
ABBOTT LABS COM 002824100 691 8,759 SH   SOLE   8,759 0 0
ABBOTT LABS COM 002824100 564 7,142 SH   DFND 13 0 7,142 0
ABBOTT LABS COM 002824100 3,299 41,802 SH   DFND 5 0 41,802 0
ABBOTT LABS COM 002824100 2,233 28,295 SH   DFND 1 0 28,295 0
ABBOTT LABS COM 002824100 1,057 13,400 SH   DFND 12 0 13,400 0
ABBOTT LABS COM 002824100 241 3,050 SH   DFND 15 0 3,050 0
ABBOTT LABS COM 002824100 316 4,000 SH   DFND 16 0 4,000 0
ABBOTT LABS COM 002824100 91 1,150 SH   DFND 14 0 1,150 0
ABBOTT LABS COM 002824100 8 100 SH   DFND 6 0 100 0
ABBVIE COM 00287Y109 95 1,243 SH   SOLE   1,243 0 0
ABBVIE COM 00287Y109 802 10,529 SH   DFND 1 0 10,529 0
ABBVIE COM 00287Y109 101 1,327 SH   DFND 13 0 1,327 0
ABBVIE COM 00287Y109 549 7,200 SH   DFND 12 0 7,200 0
ABBVIE COM 00287Y109 110 1,450 SH   DFND 16 0 1,450 0
ABBVIE COM 00287Y109 46 600 SH   DFND 5 0 600 0
ABBVIE COM 00287Y109 6 75 SH   DFND 6 0 75 0
AIR PRODUCTS & CHEM COM 009158106 259 1,300 SH   DFND 1 0 1,300 0
ALPHABET INC CL A COM 02079K305 602 518 SH   SOLE   518 0 0
ALPHABET INC CL A COM 02079K305 507 436 SH   DFND 13 0 436 0
ALPHABET INC CL A COM 02079K305 3,506 3,017 SH   DFND 5 0 3,017 0
ALPHABET INC CL A COM 02079K305 2,212 1,904 SH   DFND 1 0 1,904 0
ALPHABET INC CL A COM 02079K305 540 465 SH   DFND 12 0 465 0
ALPHABET INC CL A COM 02079K305 24 21 SH   DFND 6 0 21 0
ALPHABET INC CL A COM 02079K305 241 207 SH   DFND 15 0 207 0
ALPHABET INC CL A COM 02079K305 272 234 SH   DFND 16 0 234 0
ALPHABET INC CL A COM 02079K305 87 75 SH   DFND 14 0 75 0
ALPHABET INC CL C COM 02079K107 79 68 SH   SOLE   68 0 0
ALPHABET INC CL C COM 02079K107 355 305 SH   DFND 1 0 305 0
AMAZON.COM COM 023135106 441 226 SH   SOLE   226 0 0
AMAZON.COM COM 023135106 1,891 970 SH   DFND 5 0 970 0
AMAZON.COM COM 023135106 1,688 866 SH   DFND 1 0 866 0
AMAZON.COM COM 023135106 195 100 SH   DFND 12 0 100 0
AMAZON.COM COM 023135106 246 126 SH   DFND 13 0 126 0
AMAZON.COM COM 023135106 107 55 SH   DFND 15 0 55 0
AMAZON.COM COM 023135106 154 79 SH   DFND 16 0 79 0
AMAZON.COM COM 023135106 49 25 SH   DFND 14 0 25 0
AMAZON.COM COM 023135106 4 2 SH   DFND 6 0 2 0
AMGEN INC COM 031162100 69 340 SH   SOLE   340 0 0
AMGEN INC COM 031162100 15 75 SH   DFND 13 0 75 0
AMGEN INC COM 031162100 112 550 SH   DFND 15 0 550 0
AMGEN INC COM 031162100 61 300 SH   DFND 1 0 300 0
ANALOG DEVICES COM 032654105 421 4,700 SH   SOLE   4,700 0 0
ANALOG DEVICES COM 032654105 462 5,151 SH   DFND 13 0 5,151 0
ANALOG DEVICES COM 032654105 2,436 27,169 SH   DFND 5 0 27,169 0
ANALOG DEVICES COM 032654105 1,501 16,745 SH   DFND 1 0 16,745 0
ANALOG DEVICES COM 032654105 197 2,200 SH   DFND 12 0 2,200 0
ANALOG DEVICES COM 032654105 14 155 SH   DFND 6 0 155 0
ANALOG DEVICES COM 032654105 202 2,250 SH   DFND 15 0 2,250 0
ANALOG DEVICES COM 032654105 245 2,730 SH   DFND 16 0 2,730 0
ANALOG DEVICES COM 032654105 54 600 SH   DFND 14 0 600 0
APPLE INC COM 037833100 877 3,449 SH   SOLE   3,449 0 0
APPLE INC COM 037833100 720 2,832 SH   DFND 13 0 2,832 0
APPLE INC COM 037833100 4,539 17,850 SH   DFND 5 0 17,850 0
APPLE INC COM 037833100 6,639 26,109 SH   DFND 1 0 26,109 0
APPLE INC COM 037833100 718 2,825 SH   DFND 12 0 2,825 0
APPLE INC COM 037833100 36 140 SH   DFND 6 0 140 0
APPLE INC COM 037833100 280 1,100 SH   DFND 15 0 1,100 0
APPLE INC COM 037833100 300 1,180 SH   DFND 16 0 1,180 0
APPLE INC COM 037833100 114 450 SH   DFND 14 0 450 0
APTARGROUP COM 038336103 640 6,425 SH   SOLE   6,425 0 0
APTARGROUP COM 038336103 400 4,022 SH   DFND 13 0 4,022 0
APTARGROUP COM 038336103 3,128 31,420 SH   DFND 5 0 31,420 0
APTARGROUP COM 038336103 1,636 16,433 SH   DFND 1 0 16,433 0
APTARGROUP COM 038336103 732 7,350 SH   DFND 12 0 7,350 0
APTARGROUP COM 038336103 169 1,700 SH   DFND 15 0 1,700 0
APTARGROUP COM 038336103 254 2,550 SH   DFND 16 0 2,550 0
APTARGROUP COM 038336103 8 80 SH   DFND 6 0 80 0
APTARGROUP COM 038336103 70 700 SH   DFND 14 0 700 0
AUTOMATIC DATA PROCESSING COM 053015103 616 4,510 SH   SOLE   4,510 0 0
AUTOMATIC DATA PROCESSING COM 053015103 516 3,776 SH   DFND 13 0 3,776 0
AUTOMATIC DATA PROCESSING COM 053015103 3,361 24,590 SH   DFND 5 0 24,590 0
AUTOMATIC DATA PROCESSING COM 053015103 2,369 17,335 SH   DFND 1 0 17,335 0
AUTOMATIC DATA PROCESSING COM 053015103 721 5,275 SH   DFND 12 0 5,275 0
AUTOMATIC DATA PROCESSING COM 053015103 174 1,275 SH   DFND 15 0 1,275 0
AUTOMATIC DATA PROCESSING COM 053015103 273 1,995 SH   DFND 16 0 1,995 0
AUTOMATIC DATA PROCESSING COM 053015103 81 590 SH   DFND 14 0 590 0
AUTOMATIC DATA PROCESSING COM 053015103 8 55 SH   DFND 6 0 55 0
BANK OF AMERICA COM 060505104 638 30,065 SH   DFND 1 0 30,065 0
BECTON DICKINSON COM 075887109 416 1,810 SH   SOLE   1,810 0 0
BECTON DICKINSON COM 075887109 296 1,290 SH   DFND 13 0 1,290 0
BECTON DICKINSON COM 075887109 1,690 7,355 SH   DFND 5 0 7,355 0
BECTON DICKINSON COM 075887109 1,017 4,425 SH   DFND 1 0 4,425 0
BECTON DICKINSON COM 075887109 195 850 SH   DFND 12 0 850 0
BECTON DICKINSON COM 075887109 107 465 SH   DFND 15 0 465 0
BECTON DICKINSON COM 075887109 192 835 SH   DFND 16 0 835 0
BECTON DICKINSON COM 075887109 3 15 SH   DFND 6 0 15 0
BECTON DICKINSON COM 075887109 52 225 SH   DFND 14 0 225 0
BERKSHIRE HATHAWAY CL B COM 084670702 41 223 SH   SOLE   223 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 270 1,475 SH   DFND 1 0 1,475 0
BERKSHIRE HATHAWAY CL B COM 084670702 704 3,850 SH   DFND 12 0 3,850 0
CANADIAN NATL RAILWAY COM 136375102 671 8,641 SH   SOLE   8,641 0 0
CANADIAN NATL RAILWAY COM 136375102 437 5,633 SH   DFND 13 0 5,633 0
CANADIAN NATL RAILWAY COM 136375102 2,950 38,005 SH   DFND 5 0 38,005 0
CANADIAN NATL RAILWAY COM 136375102 1,686 21,712 SH   DFND 1 0 21,712 0
CANADIAN NATL RAILWAY COM 136375102 675 8,700 SH   DFND 12 0 8,700 0
CANADIAN NATL RAILWAY COM 136375102 70 900 SH   DFND 6 0 900 0
CANADIAN NATL RAILWAY COM 136375102 206 2,650 SH   DFND 15 0 2,650 0
CANADIAN NATL RAILWAY COM 136375102 275 3,545 SH   DFND 16 0 3,545 0
CANADIAN NATL RAILWAY COM 136375102 39 500 SH   DFND 14 0 500 0
CHEVRON COM 166764100 260 3,595 SH   SOLE   3,595 0 0
CHEVRON COM 166764100 145 2,000 SH   DFND 13 0 2,000 0
CHEVRON COM 166764100 1,498 20,675 SH   DFND 5 0 20,675 0
CHEVRON COM 166764100 506 6,985 SH   DFND 1 0 6,985 0
CHEVRON COM 166764100 431 5,950 SH   DFND 12 0 5,950 0
CHEVRON COM 166764100 54 750 SH   DFND 15 0 750 0
CHEVRON COM 166764100 114 1,575 SH   DFND 16 0 1,575 0
CHEVRON COM 166764100 33 450 SH   DFND 14 0 450 0
CHUBB LIMITED COM H1467J104 432 3,868 SH   SOLE   3,868 0 0
CHUBB LIMITED COM H1467J104 283 2,537 SH   DFND 13 0 2,537 0
CHUBB LIMITED COM H1467J104 1,981 17,738 SH   DFND 5 0 17,738 0
CHUBB LIMITED COM H1467J104 962 8,610 SH   DFND 1 0 8,610 0
CHUBB LIMITED COM H1467J104 500 4,475 SH   DFND 12 0 4,475 0
CHUBB LIMITED COM H1467J104 10 90 SH   DFND 6 0 90 0
CHUBB LIMITED COM H1467J104 131 1,175 SH   DFND 15 0 1,175 0
CHUBB LIMITED COM H1467J104 219 1,957 SH   DFND 16 0 1,957 0
CHUBB LIMITED COM H1467J104 56 500 SH   DFND 14 0 500 0
CISCO SYS INC COM 17275R102 6 150 SH   DFND 6 0 150 0
CISCO SYS INC COM 17275R102 197 5,000 SH   DFND 12 0 5,000 0
CISCO SYS INC COM 17275R102 39 1,000 SH   DFND 16 0 1,000 0
CISCO SYS INC COM 17275R102 153 3,900 SH   DFND 1 0 3,900 0
CISCO SYS INC COM 17275R102 118 3,000 SH   DFND 5 0 3,000 0
CISCO SYS INC COM 17275R102 20 500 SH   DFND 13 0 500 0
COCA COLA COM 191216100 86 1,950 SH   SOLE   1,950 0 0
COCA COLA COM 191216100 186 4,200 SH   DFND 1 0 4,200 0
COCA COLA COM 191216100 378 8,550 SH   DFND 12 0 8,550 0
COCA COLA COM 191216100 115 2,600 SH   DFND 5 0 2,600 0
COLGATE-PALMOLIVE COM 194162103 21 315 SH   SOLE   315 0 0
COLGATE-PALMOLIVE COM 194162103 60 900 SH   DFND 13 0 900 0
COLGATE-PALMOLIVE COM 194162103 15 230 SH   DFND 1 0 230 0
COLGATE-PALMOLIVE COM 194162103 90 1,350 SH   DFND 16 0 1,350 0
COLGATE-PALMOLIVE COM 194162103 60 900 SH   DFND 12 0 900 0
CVS HEALTH COM 126650100 241 4,070 SH   SOLE   4,070 0 0
CVS HEALTH COM 126650100 1,441 24,290 SH   DFND 5 0 24,290 0
CVS HEALTH COM 126650100 638 10,757 SH   DFND 1 0 10,757 0
CVS HEALTH COM 126650100 10 165 SH   DFND 6 0 165 0
CVS HEALTH COM 126650100 242 4,083 SH   DFND 13 0 4,083 0
CVS HEALTH COM 126650100 98 1,650 SH   DFND 16 0 1,650 0
CVS HEALTH COM 126650100 104 1,750 SH   DFND 12 0 1,750 0
CVS HEALTH COM 126650100 30 500 SH   DFND 15 0 500 0
DANAHER CORP COM 235851102 584 4,217 SH   SOLE   4,217 0 0
DANAHER CORP COM 235851102 594 4,289 SH   DFND 13 0 4,289 0
DANAHER CORP COM 235851102 3,026 21,860 SH   DFND 5 0 21,860 0
DANAHER CORP COM 235851102 1,372 9,910 SH   DFND 1 0 9,910 0
DANAHER CORP COM 235851102 332 2,400 SH   DFND 12 0 2,400 0
DANAHER CORP COM 235851102 242 1,750 SH   DFND 15 0 1,750 0
DANAHER CORP COM 235851102 235 1,700 SH   DFND 16 0 1,700 0
DANAHER CORP COM 235851102 94 680 SH   DFND 14 0 680 0
DANAHER CORP COM 235851102 8 60 SH   DFND 6 0 60 0
DEERE & CO COM 244199105 3 25 SH   SOLE   25 0 0
DEERE & CO COM 244199105 300 2,175 SH   DFND 1 0 2,175 0
DEERE & CO COM 244199105 12 85 SH   DFND 16 0 85 0
DEERE & CO COM 244199105 1,022 7,400 SH   DFND 5 0 7,400 0
DEERE & CO COM 244199105 111 800 SH   DFND 12 0 800 0
DEERE & CO COM 244199105 14 100 SH   DFND 13 0 100 0
DISNEY COM 254687106 445 4,605 SH   SOLE   4,605 0 0
DISNEY COM 254687106 252 2,610 SH   DFND 13 0 2,610 0
DISNEY COM 254687106 1,914 19,815 SH   DFND 5 0 19,815 0
DISNEY COM 254687106 1,146 11,865 SH   DFND 1 0 11,865 0
DISNEY COM 254687106 302 3,125 SH   DFND 12 0 3,125 0
DISNEY COM 254687106 145 1,500 SH   DFND 15 0 1,500 0
DISNEY COM 254687106 159 1,650 SH   DFND 16 0 1,650 0
DISNEY COM 254687106 3 30 SH   DFND 6 0 30 0
DISNEY COM 254687106 31 325 SH   DFND 14 0 325 0
EMERSON ELECTRIC COM 291011104 14 300 SH   SOLE   300 0 0
EMERSON ELECTRIC COM 291011104 202 4,248 SH   DFND 1 0 4,248 0
EMERSON ELECTRIC COM 291011104 205 4,300 SH   DFND 12 0 4,300 0
EMERSON ELECTRIC COM 291011104 62 1,300 SH   DFND 13 0 1,300 0
EMERSON ELECTRIC COM 291011104 105 2,200 SH   DFND 5 0 2,200 0
EOG RESOURCES COM 26875P101 119 3,310 SH   SOLE   3,310 0 0
EOG RESOURCES COM 26875P101 519 14,460 SH   DFND 5 0 14,460 0
EOG RESOURCES COM 26875P101 122 3,390 SH   DFND 1 0 3,390 0
EOG RESOURCES COM 26875P101 27 750 SH   DFND 13 0 750 0
EOG RESOURCES COM 26875P101 22 600 SH   DFND 15 0 600 0
EOG RESOURCES COM 26875P101 7 200 SH   DFND 16 0 200 0
EOG RESOURCES COM 26875P101 3 80 SH   DFND 6 0 80 0
EOG RESOURCES COM 26875P101 14 400 SH   DFND 14 0 400 0
EXXON MOBIL COM 30231G102 129 3,395 SH   SOLE   3,395 0 0
EXXON MOBIL COM 30231G102 417 10,970 SH   DFND 1 0 10,970 0
EXXON MOBIL COM 30231G102 194 5,100 SH   DFND 5 0 5,100 0
EXXON MOBIL COM 30231G102 68 1,800 SH   DFND 13 0 1,800 0
EXXON MOBIL COM 30231G102 101 2,650 SH   DFND 16 0 2,650 0
EXXON MOBIL COM 30231G102 46 1,200 SH   DFND 12 0 1,200 0
EXXON MOBIL COM 30231G102 3 90 SH   DFND 6 0 90 0
EXXON MOBIL COM 30231G102 15 400 SH   DFND 14 0 400 0
FIDELITY NATL INFO SVCS COM 31620M106 43 350 SH   SOLE   350 0 0
FIDELITY NATL INFO SVCS COM 31620M106 377 3,100 SH   DFND 5 0 3,100 0
FISERV COM 337738108 589 6,204 SH   SOLE   6,204 0 0
FISERV COM 337738108 555 5,844 SH   DFND 13 0 5,844 0
FISERV COM 337738108 3,362 35,395 SH   DFND 5 0 35,395 0
FISERV COM 337738108 2,691 28,330 SH   DFND 1 0 28,330 0
FISERV COM 337738108 299 3,150 SH   DFND 12 0 3,150 0
FISERV COM 337738108 12 125 SH   DFND 6 0 125 0
FISERV COM 337738108 200 2,110 SH   DFND 15 0 2,110 0
FISERV COM 337738108 226 2,375 SH   DFND 16 0 2,375 0
FISERV COM 337738108 66 700 SH   DFND 14 0 700 0
FORTIVE CORP COM 34959J108 112 2,025 SH   SOLE   2,025 0 0
FORTIVE CORP COM 34959J108 831 15,058 SH   DFND 5 0 15,058 0
FORTIVE CORP COM 34959J108 333 6,025 SH   DFND 1 0 6,025 0
FORTIVE CORP COM 34959J108 97 1,750 SH   DFND 12 0 1,750 0
FORTIVE CORP COM 34959J108 57 1,035 SH   DFND 13 0 1,035 0
FORTIVE CORP COM 34959J108 86 1,550 SH   DFND 15 0 1,550 0
FORTIVE CORP COM 34959J108 58 1,050 SH   DFND 16 0 1,050 0
FORTIVE CORP COM 34959J108 3 50 SH   DFND 6 0 50 0
FORTIVE CORP COM 34959J108 19 350 SH   DFND 14 0 350 0
GENERAL ELECTRIC COM 369604103 38 4,750 SH   SOLE   4,750 0 0
GENERAL ELECTRIC COM 369604103 95 12,000 SH   DFND 1 0 12,000 0
GENERAL ELECTRIC COM 369604103 31 3,910 SH   DFND 13 0 3,910 0
GENERAL ELECTRIC COM 369604103 16 2,000 SH   DFND 12 0 2,000 0
GENERAL MILLS COM 370334104 375 7,100 SH   DFND 1 0 7,100 0
GENERAL MILLS COM 370334104 17 325 SH   DFND 13 0 325 0
GENERAL MILLS COM 370334104 169 3,200 SH   DFND 5 0 3,200 0
HERSHEY COMPANY COM 427866108 225 1,700 SH   DFND 1 0 1,700 0
HOME DEPOT COM 437076102 654 3,503 SH   SOLE   3,503 0 0
HOME DEPOT COM 437076102 2,980 15,960 SH   DFND 5 0 15,960 0
HOME DEPOT COM 437076102 1,623 8,690 SH   DFND 1 0 8,690 0
HOME DEPOT COM 437076102 476 2,550 SH   DFND 12 0 2,550 0
HOME DEPOT COM 437076102 37 200 SH   DFND 6 0 200 0
HOME DEPOT COM 437076102 400 2,145 SH   DFND 13 0 2,145 0
HOME DEPOT COM 437076102 121 650 SH   DFND 15 0 650 0
HOME DEPOT COM 437076102 251 1,345 SH   DFND 16 0 1,345 0
ILLUMINA COM 452327109 288 1,054 SH   SOLE   1,054 0 0
ILLUMINA COM 452327109 190 696 SH   DFND 13 0 696 0
ILLUMINA COM 452327109 1,678 6,145 SH   DFND 5 0 6,145 0
ILLUMINA COM 452327109 178 650 SH   DFND 12 0 650 0
ILLUMINA COM 452327109 524 1,918 SH   DFND 1 0 1,918 0
ILLUMINA COM 452327109 117 430 SH   DFND 15 0 430 0
ILLUMINA COM 452327109 16 60 SH   DFND 16 0 60 0
ILLUMINA COM 452327109 45 165 SH   DFND 14 0 165 0
ILLUMINA COM 452327109 5 20 SH   DFND 6 0 20 0
INTEL CORP COM 458140100 623 11,505 SH   SOLE   11,505 0 0
INTEL CORP COM 458140100 192 3,545 SH   DFND 13 0 3,545 0
INTEL CORP COM 458140100 3,051 56,379 SH   DFND 5 0 56,379 0
INTEL CORP COM 458140100 1,546 28,560 SH   DFND 1 0 28,560 0
INTEL CORP COM 458140100 438 8,100 SH   DFND 12 0 8,100 0
INTEL CORP COM 458140100 7 125 SH   DFND 6 0 125 0
INTEL CORP COM 458140100 54 1,000 SH   DFND 14 0 1,000 0
IPG PHOTONICS COM 44980X109 62 560 SH   SOLE   560 0 0
IPG PHOTONICS COM 44980X109 44 400 SH   DFND 12 0 400 0
IPG PHOTONICS COM 44980X109 41 375 SH   DFND 13 0 375 0
IPG PHOTONICS COM 44980X109 130 1,175 SH   DFND 1 0 1,175 0
IPG PHOTONICS COM 44980X109 540 4,895 SH   DFND 5 0 4,895 0
IPG PHOTONICS COM 44980X109 22 200 SH   DFND 14 0 200 0
ISHARES S&P 500 COM 464287200 904 3,500 SH   DFND 13 0 3,500 0
JOHNSON & JOHNSON COM 478160104 884 6,739 SH   SOLE   6,739 0 0
JOHNSON & JOHNSON COM 478160104 466 3,553 SH   DFND 13 0 3,553 0
JOHNSON & JOHNSON COM 478160104 5,170 39,430 SH   DFND 5 0 39,430 0
JOHNSON & JOHNSON COM 478160104 2,324 17,725 SH   DFND 1 0 17,725 0
JOHNSON & JOHNSON COM 478160104 941 7,175 SH   DFND 12 0 7,175 0
JOHNSON & JOHNSON COM 478160104 164 1,250 SH   DFND 15 0 1,250 0
JOHNSON & JOHNSON COM 478160104 237 1,810 SH   DFND 16 0 1,810 0
JOHNSON & JOHNSON COM 478160104 93 710 SH   DFND 14 0 710 0
JOHNSON & JOHNSON COM 478160104 9 65 SH   DFND 6 0 65 0
JPMORGAN CHASE COM 46625H100 3 37 SH   SOLE   37 0 0
JPMORGAN CHASE COM 46625H100 324 3,600 SH   DFND 1 0 3,600 0
MASTERCARD COM 57636Q104 741 3,067 SH   SOLE   3,067 0 0
MASTERCARD COM 57636Q104 603 2,495 SH   DFND 13 0 2,495 0
MASTERCARD COM 57636Q104 4,220 17,470 SH   DFND 5 0 17,470 0
MASTERCARD COM 57636Q104 2,498 10,340 SH   DFND 1 0 10,340 0
MASTERCARD COM 57636Q104 576 2,385 SH   DFND 12 0 2,385 0
MASTERCARD COM 57636Q104 33 135 SH   DFND 6 0 135 0
MASTERCARD COM 57636Q104 205 850 SH   DFND 15 0 850 0
MASTERCARD COM 57636Q104 303 1,255 SH   DFND 16 0 1,255 0
MASTERCARD COM 57636Q104 91 375 SH   DFND 14 0 375 0
MERCK COM 58933Y105 54 700 SH   SOLE   700 0 0
MERCK COM 58933Y105 38 500 SH   DFND 5 0 500 0
MERCK COM 58933Y105 235 3,049 SH   DFND 1 0 3,049 0
MERCK COM 58933Y105 54 700 SH   DFND 12 0 700 0
MICROSOFT CORP COM 594918104 914 5,797 SH   SOLE   5,797 0 0
MICROSOFT CORP COM 594918104 355 2,250 SH   DFND 13 0 2,250 0
MICROSOFT CORP COM 594918104 4,295 27,235 SH   DFND 5 0 27,235 0
MICROSOFT CORP COM 594918104 2,160 13,699 SH   DFND 1 0 13,699 0
MICROSOFT CORP COM 594918104 757 4,800 SH   DFND 12 0 4,800 0
MICROSOFT CORP COM 594918104 75 475 SH   DFND 15 0 475 0
MICROSOFT CORP COM 594918104 193 1,225 SH   DFND 16 0 1,225 0
MICROSOFT CORP COM 594918104 110 700 SH   DFND 14 0 700 0
NESTLE SA ADR COM 641069406 677 6,578 SH   SOLE   6,578 0 0
NESTLE SA ADR COM 641069406 3,633 35,273 SH   DFND 5 0 35,273 0
NESTLE SA ADR COM 641069406 1,913 18,574 SH   DFND 1 0 18,574 0
NESTLE SA ADR COM 641069406 808 7,850 SH   DFND 12 0 7,850 0
NESTLE SA ADR COM 641069406 35 340 SH   DFND 6 0 340 0
NESTLE SA ADR COM 641069406 512 4,973 SH   DFND 13 0 4,973 0
NESTLE SA ADR COM 641069406 143 1,390 SH   DFND 15 0 1,390 0
NESTLE SA ADR COM 641069406 275 2,674 SH   DFND 16 0 2,674 0
NESTLE SA ADR COM 641069406 62 600 SH   DFND 14 0 600 0
NOVARTIS AG ADR COM 66987V109 514 6,235 SH   SOLE   6,235 0 0
NOVARTIS AG ADR COM 66987V109 444 5,382 SH   DFND 13 0 5,382 0
NOVARTIS AG ADR COM 66987V109 2,981 36,160 SH   DFND 5 0 36,160 0
NOVARTIS AG ADR COM 66987V109 1,361 16,509 SH   DFND 1 0 16,509 0
NOVARTIS AG ADR COM 66987V109 495 6,000 SH   DFND 12 0 6,000 0
NOVARTIS AG ADR COM 66987V109 132 1,600 SH   DFND 15 0 1,600 0
NOVARTIS AG ADR COM 66987V109 289 3,500 SH   DFND 16 0 3,500 0
NOVARTIS AG ADR COM 66987V109 8 100 SH   DFND 6 0 100 0
NOVARTIS AG ADR COM 66987V109 58 700 SH   DFND 14 0 700 0
NOVOZYMES A S DKK 2.0 COM B798FW902 329 7,225 SH   SOLE   7,225 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 2,307 50,628 SH   DFND 5 0 50,628 0
NOVOZYMES A S DKK 2.0 COM B798FW902 774 16,988 SH   DFND 1 0 16,988 0
NOVOZYMES A S DKK 2.0 COM B798FW902 399 8,750 SH   DFND 12 0 8,750 0
NOVOZYMES A S DKK 2.0 COM B798FW902 177 3,878 SH   DFND 13 0 3,878 0
NOVOZYMES A S DKK 2.0 COM B798FW902 114 2,500 SH   DFND 15 0 2,500 0
NOVOZYMES A S DKK 2.0 COM B798FW902 48 1,050 SH   DFND 16 0 1,050 0
NOVOZYMES A S DKK 2.0 COM B798FW902 7 150 SH   DFND 6 0 150 0
NOVOZYMES A S DKK 2.0 COM B798FW902 36 800 SH   DFND 14 0 800 0
NVIDIA CORP COM 67066G104 145 550 SH   SOLE   550 0 0
NVIDIA CORP COM 67066G104 59 225 SH   DFND 1 0 225 0
NVIDIA CORP COM 67066G104 156 590 SH   DFND 15 0 590 0
PAYPAL HOLDINGS COM 70450Y103 380 3,970 SH   SOLE   3,970 0 0
PAYPAL HOLDINGS COM 70450Y103 203 2,125 SH   DFND 13 0 2,125 0
PAYPAL HOLDINGS COM 70450Y103 1,570 16,400 SH   DFND 5 0 16,400 0
PAYPAL HOLDINGS COM 70450Y103 1,022 10,675 SH   DFND 1 0 10,675 0
PAYPAL HOLDINGS COM 70450Y103 139 1,450 SH   DFND 12 0 1,450 0
PAYPAL HOLDINGS COM 70450Y103 134 1,400 SH   DFND 15 0 1,400 0
PAYPAL HOLDINGS COM 70450Y103 117 1,225 SH   DFND 16 0 1,225 0
PAYPAL HOLDINGS COM 70450Y103 50 520 SH   DFND 14 0 520 0
PAYPAL HOLDINGS COM 70450Y103 4 40 SH   DFND 6 0 40 0
PEPSICO COM 713448108 213 1,775 SH   SOLE   1,775 0 0
PEPSICO COM 713448108 1,603 13,350 SH   DFND 5 0 13,350 0
PEPSICO COM 713448108 1,486 12,374 SH   DFND 1 0 12,374 0
PEPSICO COM 713448108 18 150 SH   DFND 6 0 150 0
PEPSICO COM 713448108 187 1,555 SH   DFND 13 0 1,555 0
PEPSICO COM 713448108 246 2,050 SH   DFND 16 0 2,050 0
PEPSICO COM 713448108 96 800 SH   DFND 12 0 800 0
PEPSICO COM 713448108 47 390 SH   DFND 14 0 390 0
PROCTER & GAMBLE COM 742718109 631 5,740 SH   SOLE   5,740 0 0
PROCTER & GAMBLE COM 742718109 464 4,222 SH   DFND 13 0 4,222 0
PROCTER & GAMBLE COM 742718109 3,575 32,497 SH   DFND 5 0 32,497 0
PROCTER & GAMBLE COM 742718109 1,748 15,895 SH   DFND 1 0 15,895 0
PROCTER & GAMBLE COM 742718109 731 6,650 SH   DFND 12 0 6,650 0
PROCTER & GAMBLE COM 742718109 23 210 SH   DFND 6 0 210 0
PROCTER & GAMBLE COM 742718109 239 2,175 SH   DFND 15 0 2,175 0
PROCTER & GAMBLE COM 742718109 305 2,775 SH   DFND 16 0 2,775 0
PROCTER & GAMBLE COM 742718109 77 700 SH   DFND 14 0 700 0
ROCKWELL AUTOMATION COM 773903109 380 2,520 SH   SOLE   2,520 0 0
ROCKWELL AUTOMATION COM 773903109 244 1,615 SH   DFND 13 0 1,615 0
ROCKWELL AUTOMATION COM 773903109 2,338 15,495 SH   DFND 5 0 15,495 0
ROCKWELL AUTOMATION COM 773903109 1,311 8,685 SH   DFND 1 0 8,685 0
ROCKWELL AUTOMATION COM 773903109 106 700 SH   DFND 12 0 700 0
ROCKWELL AUTOMATION COM 773903109 53 350 SH   DFND 6 0 350 0
ROCKWELL AUTOMATION COM 773903109 166 1,100 SH   DFND 15 0 1,100 0
ROCKWELL AUTOMATION COM 773903109 140 925 SH   DFND 16 0 925 0
ROCKWELL AUTOMATION COM 773903109 80 530 SH   DFND 14 0 530 0
SPDR S&P 500 ETF COM 78462F103 348 1,350 SH   DFND 12 0 1,350 0
SPDR S&P 500 ETF COM 78462F103 116 450 SH   DFND 14 0 450 0
SPDR S&P 500 ETF COM 78462F103 648 2,515 SH   DFND 5 0 2,515 0
STRYKER CORP COM 863667101 175 1,050 SH   DFND 1 0 1,050 0
STRYKER CORP COM 863667101 33 200 SH   DFND 13 0 200 0
SYSCO COM 871829107 347 7,600 SH   DFND 12 0 7,600 0
SYSCO COM 871829107 27 600 SH   DFND 15 0 600 0
SYSCO COM 871829107 64 1,400 SH   DFND 1 0 1,400 0
UNILEVER PLC NEW ADR COM 904767704 429 8,475 SH   SOLE   8,475 0 0
UNILEVER PLC NEW ADR COM 904767704 272 5,377 SH   DFND 13 0 5,377 0
UNILEVER PLC NEW ADR COM 904767704 1,999 39,539 SH   DFND 5 0 39,539 0
UNILEVER PLC NEW ADR COM 904767704 877 17,350 SH   DFND 1 0 17,350 0
UNILEVER PLC NEW ADR COM 904767704 190 3,750 SH   DFND 12 0 3,750 0
UNILEVER PLC NEW ADR COM 904767704 11 225 SH   DFND 6 0 225 0
UNILEVER PLC NEW ADR COM 904767704 210 4,160 SH   DFND 15 0 4,160 0
UNILEVER PLC NEW ADR COM 904767704 169 3,350 SH   DFND 16 0 3,350 0
UNILEVER PLC NEW ADR COM 904767704 56 1,100 SH   DFND 14 0 1,100 0
UNION PACIFIC COM 907818108 198 1,403 SH   SOLE   1,403 0 0
UNION PACIFIC COM 907818108 33 232 SH   DFND 5 0 232 0
UNION PACIFIC COM 907818108 25 175 SH   DFND 13 0 175 0
UNION PACIFIC COM 907818108 32 225 SH   DFND 1 0 225 0
UNITED HEALTH GROUP COM 91324P102 74 297 SH   SOLE   297 0 0
UNITED HEALTH GROUP COM 91324P102 87 350 SH   DFND 13 0 350 0
UNITED HEALTH GROUP COM 91324P102 218 874 SH   DFND 1 0 874 0
UNITED HEALTH GROUP COM 91324P102 75 300 SH   DFND 15 0 300 0
UNITED HEALTH GROUP COM 91324P102 25 100 SH   DFND 16 0 100 0
UNITED HEALTH GROUP COM 91324P102 34 135 SH   DFND 5 0 135 0
UNITED TECHNOLOGIES COM 913017109 497 5,270 SH   SOLE   5,270 0 0
UNITED TECHNOLOGIES COM 913017109 376 3,987 SH   DFND 13 0 3,987 0
UNITED TECHNOLOGIES COM 913017109 2,312 24,515 SH   DFND 5 0 24,515 0
UNITED TECHNOLOGIES COM 913017109 1,497 15,875 SH   DFND 1 0 15,875 0
UNITED TECHNOLOGIES COM 913017109 198 2,100 SH   DFND 12 0 2,100 0
UNITED TECHNOLOGIES COM 913017109 19 206 SH   DFND 6 0 206 0
UNITED TECHNOLOGIES COM 913017109 163 1,725 SH   DFND 15 0 1,725 0
UNITED TECHNOLOGIES COM 913017109 210 2,225 SH   DFND 16 0 2,225 0
UNITED TECHNOLOGIES COM 913017109 64 675 SH   DFND 14 0 675 0
WAL-MART STORES COM 931142103 40 352 SH   SOLE   352 0 0
WAL-MART STORES COM 931142103 125 1,100 SH   DFND 12 0 1,100 0
WAL-MART STORES COM 931142103 250 2,200 SH   DFND 1 0 2,200 0
WAL-MART STORES COM 931142103 710 6,250 SH   DFND 5 0 6,250 0
WAL-MART STORES COM 931142103 45 400 SH   DFND 14 0 400 0
XILINX COM 983919101 433 5,558 SH   SOLE   5,558 0 0
XILINX COM 983919101 253 3,245 SH   DFND 13 0 3,245 0
XILINX COM 983919101 2,362 30,305 SH   DFND 5 0 30,305 0
XILINX COM 983919101 210 2,700 SH   DFND 12 0 2,700 0
XILINX COM 983919101 892 11,450 SH   DFND 1 0 11,450 0
XILINX COM 983919101 140 1,800 SH   DFND 15 0 1,800 0
XILINX COM 983919101 76 975 SH   DFND 16 0 975 0
XILINX COM 983919101 6 80 SH   DFND 6 0 80 0
XYLEM INC COM 98419M100 123 1,885 SH   SOLE   1,885 0 0
XYLEM INC COM 98419M100 1,268 19,475 SH   DFND 5 0 19,475 0
XYLEM INC COM 98419M100 98 1,500 SH   DFND 12 0 1,500 0
XYLEM INC COM 98419M100 489 7,505 SH   DFND 1 0 7,505 0
XYLEM INC COM 98419M100 139 2,132 SH   DFND 13 0 2,132 0
XYLEM INC COM 98419M100 114 1,750 SH   DFND 15 0 1,750 0
XYLEM INC COM 98419M100 91 1,400 SH   DFND 16 0 1,400 0
XYLEM INC COM 98419M100 33 500 SH   DFND 14 0 500 0
GABELLI UTILITES FUND CLASS A Equity Mutual Fu 36240E202 1,013 138,714 SH   DFND 1 0 138,714 0
VANGUARD TOTAL STOCK MARKET IN Equity Mutual Fu 922908728 264 4,201 SH   DFND 12 0 4,201 0