The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 6,618 5,696 SH   SOLE   5,696 0 0
AMAZON COM INC COM 023135106 7,522 3,858 SH   SOLE   3,858 0 0
APPLE INC COM 037833100 10,607 41,713 SH   SOLE   41,713 0 0
BROADMARK RLTY CAP INC COM 11135B100 93,081 12,377,784 SH   SOLE   12,377,784 0 0
FACEBOOK INC CL A 30303M102 3,874 23,227 SH   SOLE   23,227 0 0
ISHARES TR 0-5YR HI YL CP 46434v407 62,634 1,532,516 SH   SOLE   1,532,516 0 0
ISHARES TR 20 YR TR BD ETF 464287432 927 5,620 SH   SOLE   5,620 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 242,766 1,820,652 SH   SOLE   1,820,652 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 4,660 38,357 SH   SOLE   38,357 0 0
ISHARES TR CORE US AGGBD ET 464287226 2,955 25,617 SH   SOLE   25,617 0 0
ISHARES TR EAFE VALUE ETF 464288877 29,675 831,469 SH   SOLE   831,469 0 0
ISHARES TR IBOXX INV CP ETF 464287242 930 7,529 SH   SOLE   7,529 0 0
ISHARES TR MSCI EAFE ETF 464287465 94,847 1,774,160 SH   SOLE   1,774,160 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 15,040 440,665 SH   SOLE   440,665 0 0
ISHARES TR MSCI MIN VOL ETF 46429B697 4,083 75,588 SH   SOLE   75,588 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 551,242 3,716,324 SH   SOLE   3,716,324 0 0
ISHARES TR S&P 100 ETF 464287101 18,174 153,215 SH   SOLE   153,215 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 27,179 164,674 SH   SOLE   164,674 0 0
ISHARES TR US TREAS BD ETF 46429B267 19,492 695,887 SH   SOLE   695,887 0 0
MICROSOFT CORP COM 594918104 11,571 73,366 SH   SOLE   73,366 0 0
OWL ROCK CAPITAL CORPORATION COM 69121K104 6,291 545,188 SH   SOLE   545,188 0 0
PROSHARES TR PSHS ULT S&P 500 74347R107 53,325 599,763 SH   SOLE   599,763 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 20,911 1,010,678 SH   SOLE   1,010,678 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 226,913 8,781,450 SH   SOLE   8,781,450 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 318,959 5,278,150 SH   SOLE   5,278,150 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 10,856 73,324 SH   SOLE   73,324 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 51,902 201,366 SH   SOLE   201,366 0 0
SPDR SER TR BLOOMBERG SRT TR 78468r408 31,514 1,337,610 SH   SOLE   1,337,610 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 1,822 38,568 SH   SOLE   38,568 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 2,204 14,068 SH   SOLE   14,068 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 502,693 3,899,565 SH   SOLE   3,899,565 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 99,920 1,121,944 SH   SOLE   1,121,944 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 90,974 2,711,607 SH   SOLE   2,711,607 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 3,908 62,237 SH   SOLE   62,237 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 114,709 2,354,446 SH   SOLE   2,354,446 0 0
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 56,504 1,068,121 SH   SOLE   1,068,121 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206c706 3,794 53,773 SH   SOLE   53,773 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 381,988 11,457,352 SH   SOLE   11,457,352 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 7,707 187,296 SH   SOLE   187,296 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 5,965 130,279 SH   SOLE   130,279 0 0
VANGUARD WORLD FDS INF TECH ETF 92204a702 7,923 37,392 SH   SOLE   37,392 0 0