The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 128,840 454,573 SH   SOLE   454,573 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 98,650 1,116,707 SH   SOLE   1,116,707 0 0
VANGUARD TAX-MANAGED FD FTSE DEV MKT ETF 921943858 74,308 1,915,650 SH   SOLE   1,915,650 0 0
ISHARES TR CORE S&P MCP ETF 464287507 71,589 402,592 SH   SOLE   402,592 0 0
ISHARES TR CORE S&P SCP ETF 464287804 54,593 799,424 SH   SOLE   799,424 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 52,690 969,092 SH   SOLE   969,092 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 24,154 609,807 SH   SOLE   609,807 0 0
ISHARES TR CORE MSCI EAFE 46432F842 17,488 305,955 SH   SOLE   305,955 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 14,931 104,410 SH   SOLE   104,410 0 0
VANGUARD INDEX FDS REIT ETF 922908553 14,297 182,054 SH   SOLE   182,054 0 0
ISHARES TR CORE S&P 500 ETF 464287200 10,863 35,076 SH   SOLE   35,076 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 8,882 54,189 SH   SOLE   54,189 0 0
VANGUARD INDEX FDS SMALL CAP ETF 922908751 7,917 54,333 SH   SOLE   54,333 0 0
ISHARES TR BARCLY USAGG B 464287226 7,867 66,555 SH   SOLE   66,555 0 0
ISHARES TR S&P500 GRWT ETF 464287309 7,857 37,869 SH   SOLE   37,869 0 0
APPLE INC COM 037833100 7,414 20,394 SH   SOLE   20,394 0 0
MICROSOFT CORP COM 594918104 7,333 36,171 SH   SOLE   36,171 0 0
ISHARES TR EAFE SML CP ETF 464288273 6,761 126,100 SH   SOLE   126,100 0 0
ISHARES TR S&P 500 VAL ETF 464287408 6,701 61,925 SH   SOLE   61,925 0 0
ISHARES INC CORE MSCI EMKT 46434G103 4,567 95,942 SH   SOLE   95,942 0 0
ISHARES TR RUS MID CAP ETF 464287499 4,524 84,406 SH   SOLE   84,406 0 0
ISHARES TR MSCI EAFE ETF 464287465 4,377 71,901 SH   SOLE   71,901 0 0
UNITEDHEALTH GROUP INC COM 91324P102 3,900 13,224 SH   SOLE   13,224 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,692 124,101 SH   SOLE   124,101 0 0
INTEL CORP COM 458140100 3,666 61,276 SH   SOLE   61,276 0 0
WAL MART STORES INC COM 931142103 3,144 26,249 SH   SOLE   26,249 0 0
ISHARES TR MBS ETF 464288588 3,063 27,667 SH   SOLE   27,667 0 0
ISHARES TR INTRM TR CRP ETF 464288638 2,988 49,483 SH   SOLE   49,483 0 0
JOHNSON & JOHNSON COM 478160104 2,763 19,645 SH   SOLE   19,645 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,525 24,168 SH   SOLE   24,168 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 2,492 22,130 SH   SOLE   22,130 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,239 15,640 SH   SOLE   15,640 0 0
AMAZON COM INC COM 023135106 2,080 754 SH   SOLE   754 0 0
ISHARES TR U.S.TECH ETF 464287721 1,828 6,775 SH   SOLE   6,775 0 0
VISA INC COM CL A 92826C839 1,823 9,439 SH   SOLE   9,439 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,703 5,523 SH   SOLE   5,523 0 0
ISHARES TR SH TR CRPORT ETF 464288646 1,684 30,777 SH   SOLE   30,777 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,619 8,435 SH   SOLE   8,435 0 0
ISHARES TR MICRO -CAP ETF 464288869 1,599 18,320 SH   SOLE   18,320 0 0
CHEVRON CORP NEW COM 166764100 1,588 17,795 SH   SOLE   17,795 0 0
JPMORGAN CHASE & CO COM 46625H100 1,528 16,240 SH   SOLE   16,240 0 0
ISHARES TR RUS 1000 ETF 464287622 1,511 8,802 SH   SOLE   8,802 0 0
ISHARES TR NASDAQ BIOTECH 464287556 1,461 10,685 SH   SOLE   10,685 0 0
TJX COS INC NEW COM 872540109 1,459 28,855 SH   SOLE   28,855 0 0
HOME DEPOT INC COM 437076102 1,424 5,685 SH   SOLE   5,685 0 0
3M CO COM 88579Y101 1,420 9,102 SH   SOLE   9,102 0 0
LOCKHEED MARTIN CORP COM 539830109 1,417 3,882 SH   SOLE   3,882 0 0
ISHARES 3 7 YR TREAS BD 464288661 1,412 10,563 SH   SOLE   10,563 0 0
LAUDER ESTEE COS INC CL A 518439104 1,370 7,263 SH   SOLE   7,263 0 0
TRAVELERS COMPANIES INC COM 89417E109 1,361 11,934 SH   SOLE   11,934 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,290 23,405 SH   SOLE   23,405 0 0
ISHARES TR CRE U S REIT ETF 464288521 1,288 29,624 SH   SOLE   29,624 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,281 5,966 SH   SOLE   5,966 0 0
NIKE INC COM 654106103 1,277 13,023 SH   SOLE   13,023 0 0
ISHARES TR COHEN STEER REIT 464287564 1,221 12,103 SH   SOLE   12,103 0 0
PEPSICO INC COM 713448108 1,192 9,011 SH   SOLE   9,011 0 0
ROCKWELL AUTOMATION INC COM 773903109 1,164 5,466 SH   SOLE   5,466 0 0
DISNEY WALT CO COM DISNEY 254687106 1,153 10,436 SH   SOLE   10,436 0 0
CUMMINS INC COM 231021106 1,029 5,941 SH   SOLE   5,941 0 0
GOOGLE INC CL A 38259P508 984 694 SH   SOLE   694 0 0
COMCAST CORP NEW CL A 20030N101 953 24,447 SH   SOLE   24,447 0 0
EXXON MOBIL CORP COM 30231G102 950 21,242 SH   SOLE   21,242 0 0
ANTHEM INC COM 036752103 926 3,523 SH   SOLE   3,523 0 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 926 2,195 SH   SOLE   2,195 0 0
PROCTER & GAMBLE CO COM 742718109 910 7,610 SH   SOLE   7,610 0 0
MARATHON PETE CORP COM 56585A102 910 24,331 SH   SOLE   24,331 0 0
MASCO CORP COM 574599106 908 18,088 SH   SOLE   18,088 0 0
ISHARES TR U.S. REAL ES ETF 464287739 876 11,114 SH   SOLE   11,114 0 0
TEXAS INSTRS INC COM 882508104 871 6,858 SH   SOLE   6,858 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 846 3,418 SH   SOLE   3,418 0 0
NORFOLK SOUTHERN CORP COM 655844108 841 4,788 SH   SOLE   4,788 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 827 4,631 SH   SOLE   4,631 0 0
SYSCO CORP COM 871829107 815 14,904 SH   SOLE   14,904 0 0
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 796 8,696 SH   SOLE   8,696 0 0
DEERE & CO COM 244199105 788 5,014 SH   SOLE   5,014 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 782 3,916 SH   SOLE   3,916 0 0
CAPITAL ONE FINL CORP COM 14040H105 780 12,455 SH   SOLE   12,455 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 774 13,158 SH   SOLE   13,158 0 0
FACEBOOK INC CL A 30303M102 770 3,389 SH   SOLE   3,389 0 0
ISHARES TR US HLTHCARE ETF 464287762 760 3,524 SH   SOLE   3,524 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 730 7,628 SH   SOLE   7,628 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 725 3,589 SH   SOLE   3,589 0 0
VALERO ENERGY CORP NEW COM 91913Y100 713 12,128 SH   SOLE   12,128 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 704 17,605 SH   SOLE   17,605 0 0
QUEST DIAGNOSTICS INC COM 74834L100 689 6,048 SH   SOLE   6,048 0 0
EMERSON ELEC CO COM 291011104 682 10,995 SH   SOLE   10,995 0 0
STARBUCKS CORP COM 855244109 678 9,211 SH   SOLE   9,211 0 0
GENERAL DYNAMICS CORP COM 369550108 661 4,420 SH   SOLE   4,420 0 0
BOEING CO COM 097023105 656 3,578 SH   SOLE   3,578 0 0
PHILLIPS 66 COM 718546104 646 8,989 SH   SOLE   8,989 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 627 7,241 SH   SOLE   7,241 0 0
OMNICOM GROUP INC COM 681919106 600 10,995 SH   SOLE   10,995 0 0
KROGER CO COM 501044101 590 17,440 SH   SOLE   17,440 0 0
LOWES COS INC COM 548661107 588 4,352 SH   SOLE   4,352 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 570 9,715 SH   SOLE   9,715 0 0
ISHARES TR MSCI KLD400 SOC 464288570 509 4,312 SH   SOLE   4,312 0 0
CISCO SYS INC COM 17275R102 508 10,883 SH   SOLE   10,883 0 0
QUALCOMM INC COM 747525103 503 5,518 SH   SOLE   5,518 0 0
MORGAN STANLEY COM NEW 617446448 501 10,363 SH   SOLE   10,363 0 0
MCDONALDS CORP COM 580135101 486 2,635 SH   SOLE   2,635 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 484 2,242 SH   SOLE   2,242 0 0
AMERICAN EXPRESS CO COM 025816109 479 5,030 SH   SOLE   5,030 0 0
SNAP ON INC COM 833034101 456 3,295 SH   SOLE   3,295 0 0
WELLS FARGO & CO NEW COM 949746101 450 17,579 SH   SOLE   17,579 0 0
CERNER CORP COM 156782104 449 6,543 SH   SOLE   6,543 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 416 2,660 SH   SOLE   2,660 0 0
AMEREN CORP COM 023608102 415 5,895 SH   SOLE   5,895 0 0
ISHARES TR U.S. FINLS ETF 464287788 414 3,761 SH   SOLE   3,761 0 0
AT&T INC COM 00206R102 406 13,446 SH   SOLE   13,446 0 0
MSCI CHINA ETF ISHARES TR 46429B671 406 6,199 SH   SOLE   6,199 0 0
ISHARES TR NATIONAL MUN ETF 464288414 396 3,429 SH   SOLE   3,429 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 394 4,322 SH   SOLE   4,322 0 0
MODERNA INC COM 60770K107 389 6,060 SH   SOLE   6,060 0 0
KIMBERLY CLARK CORP COM 494368103 383 2,710 SH   SOLE   2,710 0 0
MONSTER BEVERAGE CORP COM 611740101 373 5,383 SH   SOLE   5,383 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 369 9,740 SH   SOLE   9,740 0 0
ISHARES TR TIPS BD ETF 464287176 367 2,984 SH   SOLE   2,984 0 0
US BANCORP DEL COM NEW 902973304 365 9,914 SH   SOLE   9,914 0 0
CVS CAREMARK CORPORATION COM 126650100 341 5,247 SH   SOLE   5,247 0 0
NVIDIA CORP COM 67066G104 338 889 SH   SOLE   889 0 0
UNIVERSAL HLTH SVCS INC CL B 913903100 337 3,628 SH   SOLE   3,628 0 0
ABBOTT LABS COM 002824100 332 3,633 SH   SOLE   3,633 0 0
ENTERPRISE FINL SVCS CORP COM 293712105 315 10,114 SH   SOLE   10,114 0 0
RAYTHEON CO COM NEW 755111507 310 5,026 SH   SOLE   5,026 0 0
EDGEWELL PERSONAL CARE CO COM 28035Q102 304 9,746 SH   SOLE   9,746 0 0
SOUTHWEST ARILS CO COM 844741108 302 8,849 SH   SOLE   8,849 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 300 2,484 SH   SOLE   2,484 0 0
NORTHROP GRUMMAN CORP COM 666807102 298 970 SH   SOLE   970 0 0
PFIZER INC COM 717081103 288 8,809 SH   SOLE   8,809 0 0
PAYPAL HLDGS INC COM 70450Y103 285 1,636 SH   SOLE   1,636 0 0
ISHARES TR S&P SML 600 GWT 464287887 260 1,530 SH   SOLE   1,530 0 0
SCHWAB STRATEGIC TR US SML CAP ETG 808524607 254 3,884 SH   SOLE   3,884 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 249 2,502 SH   SOLE   2,502 0 0
CATERPILLAR INC DEL COM 149123101 249 1,966 SH   SOLE   1,966 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 246 883 SH   SOLE   883 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 246 10,636 SH   SOLE   10,636 0 0
COCA COLA CO COM 191216100 242 5,419 SH   SOLE   5,419 0 0
NUSHARES ETF TR ESG SMALL CAP 67092P607 239 8,700 SH   SOLE   8,700 0 0
ISHARES TR MSCI USA ESG SLC 464288802 239 1,785 SH   SOLE   1,785 0 0
AMGEN INC COM 031162100 234 991 SH   SOLE   991 0 0
CONOCOPHILLIPS COM 20825C104 233 5,550 SH   SOLE   5,550 0 0
CDW CORP COM 12514G108 232 2,000 SH   SOLE   2,000 0 0
JACOBS ENGR GROUP INC DEL COM 469814107 220 2,600 SH   SOLE   2,600 0 0
MERCK & CO INC COM 58933Y107 220 2,847 SH   SOLE   2,847 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 218 3,168 SH   SOLE   3,168 0 0
ISHARES TR U.S. MED DVC ETF 464288810 212 800 SH   SOLE   800 0 0
TESLA INC COM 88160R101 208 193 SH   SOLE   193 0 0
SQUARE INC CL A 852234103 200 1,909 SH   SOLE   1,909 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 200 3,461 SH   SOLE   3,461 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 198 3,490 SH   SOLE   3,490 0 0
GOOGLE INC CL A 38259P508 198 140 SH   SOLE   140 0 0
DANAHER CORPORATION COM 235851102 197 1,116 SH   SOLE   1,116 0 0
ABBVIE INC COM 00287Y109 194 1,973 SH   SOLE   1,973 0 0
MASTERCARD INC CL A 57636Q104 186 628 SH   SOLE   628 0 0
INTUITIVE SURGICAL INC COM 46120E602 179 315 SH   SOLE   315 0 0
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 178 3,510 SH   SOLE   3,510 0 0
TRANE TECHNOLOGIES SHS G8994E103 171 1,925 SH   SOLE   1,925 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 171 3,250 SH   SOLE   3,250 0 0
HILL ROM HLDGS INC COM 431475102 170 1,545 SH   SOLE   1,545 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 169 847 SH   SOLE   847 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 166 3,483 SH   SOLE   3,483 0 0
COSTCO WHSL CORP NEW COM 22160K105 160 527 SH   SOLE   527 0 0
SOUTHERN CO COM 842587107 159 3,057 SH   SOLE   3,057 0 0
VANGUARD GROUP DIV APP ETF 921908844 156 1,333 SH   SOLE   1,333 0 0
HUMANA INC COM 444859102 156 402 SH   SOLE   402 0 0
NETFLIX INC COM 64110L106 155 340 SH   SOLE   340 0 0
ATHERSYS INC NEW COM 04744L106 155 56,000 SH   SOLE   56,000 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 152 1,491 SH   SOLE   1,491 0 0
BUNGE LIMITED COM G16962105 151 3,680 SH   SOLE   3,680 0 0
ISHARES TR US TREAS BD ETF 46429B267 151 5,398 SH   SOLE   5,398 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 148 1,482 SH   SOLE   1,482 0 0
ISHARES INC MSCI PAC JP ETF 464286665 143 3,608 SH   SOLE   3,608 0 0
FIFTH THIRD BANCORP COM 316773100 141 7,338 SH   SOLE   7,338 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 141 1,103 SH   SOLE   1,103 0 0
SHOPIFY INC CL A 82509L107 133 140 SH   SOLE   140 0 0
ILLINOIS TOOL WKS INC COM 452308109 133 758 SH   SOLE   758 0 0
OTIS WORLDWIDE CORP COM 68902V107 125 2,195 SH   SOLE   2,195 0 0
RIO TINTO PLC SPONSORED ADR 767204100 118 2,100 SH   SOLE   2,100 0 0
ISHARES TR RUS MD CP GR ETF 464287481 110 694 SH   SOLE   694 0 0
VERISK ANALYTICS INC COM 92345Y106 109 641 SH   SOLE   641 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 109 1,933 SH   SOLE   1,933 0 0
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 104 1,400 SH   SOLE   1,400 0 0
PRICE T ROWE GROUP INC COM 74144T108 104 844 SH   SOLE   844 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 104 1,255 SH   SOLE   1,255 0 0
GRANITESHARES GOLD TR SHS BEN INT 38748G101 103 5,830 SH   SOLE   5,830 0 0