The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101 1,903 12,200 SH   SOLE   12,200 0 0
Abbott Laboratories COM 002824100 333 3,641 SH   SOLE   3,641 0 0
Abbvie Inc COM 00287Y109 478 4,869 SH   SOLE   4,869 0 0
Abn-Amro North America PFD 003714201 218 8,000 SH   SOLE   8,000 0 0
Accenture PLC Cl A COM G1151C101 1,040 4,842 SH   SOLE   4,842 0 0
Adobe Inc COM 00724F101 541 1,243 SH   SOLE   1,243 0 0
Aflac Inc COM 001055102 261 7,255 SH   SOLE   7,255 0 0
Alibaba Groups Holdings - Sp ADR 01609w102 219 1,014 SH   SOLE   1,014 0 0
Alphabet Inc - Class A COM 02079K305 3,351 2,363 SH   SOLE   2,363 0 0
Alphabet Inc - Class C COM 02079K107 669 473 SH   SOLE   473 0 0
Amazon.Com Inc COM 023135106 3,346 1,213 SH   SOLE   1,213 0 0
American Express COM 025816109 1,554 16,324 SH   SOLE   16,324 0 0
Amerisourcebergen Corp Com COM 03073E105 217 2,151 SH   SOLE   2,151 0 0
Amgen Inc COM 031162100 1,297 5,501 SH   SOLE   5,501 0 0
Anthem Inc COM 036752103 258 981 SH   SOLE   981 0 0
Apple Inc COM 037833100 7,612 20,865 SH   SOLE   20,865 0 0
Applied Materials COM 038222105 438 7,245 SH   SOLE   7,245 0 0
Aptiv PLC COM g6095l109 499 6,405 SH   SOLE   6,405 0 0
AT&T Inc COM 00206R102 1,130 37,382 SH   SOLE   37,382 0 0
Automatic Data Processing COM 053015103 216 1,450 SH   SOLE   1,450 0 0
Bank Of America Corp COM 060505104 945 39,798 SH   SOLE   39,798 0 0
Berkshire Hathaway Inc-CL B COM 084670702 1,514 8,479 SH   SOLE   8,479 0 0
Blackrock Inc COM 09247X101 2,598 4,775 SH   SOLE   4,775 0 0
Boeing Co COM 097023105 335 1,825 SH   SOLE   1,825 0 0
Bridgebio Pharma Inc. COM 10806x102 1,665 51,044 SH   SOLE   51,044 0 0
Bristol-Myers Squibb Co COM 110122108 1,365 23,220 SH   SOLE   23,220 0 0
Caterpillar Incorporated COM 149123101 203 1,608 SH   SOLE   1,608 0 0
Chevron Corporation COM 166764100 516 5,788 SH   SOLE   5,788 0 0
Cisco Systems COM 17275R102 1,785 38,262 SH   SOLE   38,262 0 0
Citigroup Inc COM 172967424 701 13,711 SH   SOLE   13,711 0 0
Clorox Co COM 189054109 851 3,879 SH   SOLE   3,879 0 0
Coca-Cola Co COM 191216100 439 9,829 SH   SOLE   9,829 0 0
Colgate-Palmolive COM 194162103 234 3,200 SH   SOLE   3,200 0 0
Comcast Corp Cl A COM 20030N101 351 9,009 SH   SOLE   9,009 0 0
Costco Wholesale Corp COM 22160K105 278 916 SH   SOLE   916 0 0
Cummins Inc COM 231021106 1,158 6,684 SH   SOLE   6,684 0 0
Dominion Energy Inc COM 25746U109 399 4,910 SH   SOLE   4,910 0 0
Eli Lilly & Co COM 532457108 332 2,020 SH   SOLE   2,020 0 0
Emerson Elec Co COM 291011104 380 6,129 SH   SOLE   6,129 0 0
Exxon Mobil Corp COM 30231G102 223 4,989 SH   SOLE   4,989 0 0
Facebook Inc COM 30303M102 1,055 4,647 SH   SOLE   4,647 0 0
First Trust DJ Internet ETF 33733e302 2,115 12,406 SH   SOLE   12,406 0 0
First Trust Ise Cloud Comput ETF 33734X192 1,273 17,085 SH   SOLE   17,085 0 0
FlexShares iBoxx 3 Yr Target ETF 33939l506 2,138 84,575 SH   SOLE   84,575 0 0
General Mills COM 370334104 1,580 25,629 SH   SOLE   25,629 0 0
Gilead Sciences Inc COM 375558103 530 6,894 SH   SOLE   6,894 0 0
Global Security & Intelligen COM 379369101 0 10,000 SH   SOLE   10,000 0 0
Goldman Sachs Group Inc COM 38141G104 437 2,210 SH   SOLE   2,210 0 0
Home Depot Inc COM 437076102 1,852 7,391 SH   SOLE   7,391 0 0
Honeywell International COM 438516106 400 2,766 SH   SOLE   2,766 0 0
Humana Inc Com COM 444859102 206 530 SH   SOLE   530 0 0
Illinois Tool Works Inc COM 452308109 358 2,050 SH   SOLE   2,050 0 0
Intel Corp COM 458140100 2,067 34,554 SH   SOLE   34,554 0 0
International Business Machi COM 459200101 1,024 8,475 SH   SOLE   8,475 0 0
Invesco Preferred Port ETF ETF 46138e511 159 11,280 SH   SOLE   11,280 0 0
Invesco QQQ Trust Series I ETF 46090E103 7,103 28,687 SH   SOLE   28,567 0 120
Invesco S&P 500 Equal Weight ETF 46137V357 5,051 49,632 SH   SOLE   49,417 0 215
Invesco Variable Rate Prefer ETF 46138g870 704 30,058 SH   SOLE   30,058 0 0
IQ Merger Arbitrage ETF 45409B800 1,783 56,553 SH   SOLE   56,553 0 0
iShares Barclay S/Treasury B ETF 464288679 887 8,006 SH   SOLE   8,006 0 0
Ishares Barclays 3-7 Year ETF 464288661 3,480 26,033 SH   SOLE   26,033 0 0
iShares Core MSCI Emerging M ETF 46434G103 2,276 47,820 SH   SOLE   47,600 0 220
iShares Core MSCI Total Intl ETF 46432f834 583 10,700 SH   SOLE   10,700 0 0
iShares Core S&P 500 Index F ETF 464287200 4,443 14,346 SH   SOLE   14,346 0 0
iShares Edge MSCI Multifacto ETF 46434v274 345 15,035 SH   SOLE   15,035 0 0
iShares Edge MSCI USA Moment ETF 46432f396 878 6,704 SH   SOLE   6,704 0 0
IShares High Dividend Eq Fd ETF 46429b663 698 8,605 SH   SOLE   8,605 0 0
iShares MSCI ACWI ex US ETF ETF 464288240 603 13,935 SH   SOLE   13,935 0 0
iShares MSCI EAFE Small Cap ETF 464288273 377 7,025 SH   SOLE   7,025 0 0
I-Shares MSCI USA Minimum Vo ETF 46429b697 3,833 63,222 SH   SOLE   62,872 0 350
iShares MSCI USA Quality ETF 46432F339 9,385 97,838 SH   SOLE   97,593 0 245
iShares Nasdaq Biotechnology ETF 464287556 337 2,463 SH   SOLE   2,463 0 0
iShares Preferred & Inc Secu ETF 464288687 808 23,315 SH   SOLE   23,315 0 0
iShares Russell 1000 Growth ETF 464287614 516 2,688 SH   SOLE   2,688 0 0
iShares Russell 1000 Value I ETF 464287598 436 3,872 SH   SOLE   3,872 0 0
iShares Russell 2000 Value I ETF 464287630 714 7,326 SH   SOLE   7,326 0 0
iShares Russell Midcap Growt ETF 464287481 205 1,297 SH   SOLE   1,297 0 0
iShares S&P Global Infrastru ETF 464288372 368 9,600 SH   SOLE   9,600 0 0
iShares S&P National AMT Fre ETF 464288414 1,213 10,513 SH   SOLE   10,513 0 0
iShares S&P Smallcap 600 Gro ETF 464287887 581 3,422 SH   SOLE   3,422 0 0
iShares S&P Smallcap 600 Val ETF 464287879 1,697 14,098 SH   SOLE   14,098 0 0
iShares Short Maturity Bond ETF 46431W507 2,331 46,619 SH   SOLE   45,219 0 1,400
IShares Short Maturity Munic ETF 46431w838 596 11,875 SH   SOLE   11,875 0 0
iShares Short-Term Corporate ETF 464288646 982 17,958 SH   SOLE   17,958 0 0
iShares Tr 1-3 Yr Trs Bd ETF 464287457 1,462 16,880 SH   SOLE   16,880 0 0
iShares Tr Russell 2000 ETF 464287655 1,429 9,983 SH   SOLE   9,983 0 0
iShares Tr S&P Midcap 400 ETF 464287507 1,069 6,013 SH   SOLE   6,013 0 0
iShares Tr S&P Smlcap 600 ETF 464287804 2,294 33,599 SH   SOLE   33,599 0 0
Johnson & Johnson COM 478160104 5,001 35,564 SH   SOLE   35,564 0 0
JP Morgan US Aggregate Bond ETF 46641q613 247 8,845 SH   SOLE   8,845 0 0
JPMorgan Chase & Co COM 46625H100 2,259 24,019 SH   SOLE   24,019 0 0
JPMorgan Diversified Return ETF 46641Q845 700 25,785 SH   SOLE   25,785 0 0
Kimberly-Clark COM 494368103 218 1,541 SH   SOLE   1,541 0 0
KLA Corp COM 482480100 551 2,835 SH   SOLE   2,835 0 0
Lockheed Martin Corporation COM 539830109 1,817 4,979 SH   SOLE   4,979 0 0
Lowes Companies Inc COM 548661107 727 5,383 SH   SOLE   5,383 0 0
Mastercard Inc Class A COM 57636q104 1,422 4,808 SH   SOLE   4,808 0 0
Mazda Motor - Unsp ADR ADR 578787103 29 10,000 SH   SOLE   10,000 0 0
McDonalds Corp COM 580135101 1,730 9,379 SH   SOLE   9,379 0 0
Merck & Co COM 58933Y105 563 7,281 SH   SOLE   7,281 0 0
Microsoft Corp COM 594918104 6,136 30,153 SH   SOLE   30,153 0 0
Myos Rens Technology Inc. COM 62857p108 107 120,968 SH   SOLE   120,968 0 0
Nestle Sa-Spons Adr ADR 641069406 273 2,473 SH   SOLE   2,473 0 0
Netflix Inc COM 64110L106 235 516 SH   SOLE   516 0 0
Nextera Energy Inc COM 65339F101 291 1,211 SH   SOLE   1,211 0 0
Nike Inc - B COM 654106103 280 2,859 SH   SOLE   2,859 0 0
NorthStar HealthCare Income COM 66799d107 0 25,000 SH   SOLE   25,000 0 0
Novartis Ag-Adr ADR 66987V109 257 2,945 SH   SOLE   2,945 0 0
NVIDIA Corp COM 67066G104 838 2,207 SH   SOLE   2,207 0 0
Oracle Corp COM 68389X105 246 4,443 SH   SOLE   4,443 0 0
Pepsico Inc COM 713448108 1,212 9,164 SH   SOLE   9,164 0 0
Pfizer Inc COM 717081103 1,827 55,877 SH   SOLE   55,877 0 0
Pimco Enhanced Short Maturit ETF 72201r833 816 8,020 SH   SOLE   8,020 0 0
PIMCO Total Return ETF ETF 72201R775 1,574 14,109 SH   SOLE   14,109 0 0
PNC Fincl Services Group COM 693475105 1,254 11,921 SH   SOLE   11,921 0 0
Procter & Gamble COM 742718109 2,922 24,441 SH   SOLE   24,441 0 0
Progressive Corp COM 743315103 239 2,986 SH   SOLE   2,986 0 0
Public Service Enterprise Gr COM 744573106 265 5,381 SH   SOLE   5,381 0 0
PulteGroup Inc COM 745867101 233 6,855 SH   SOLE   6,855 0 0
Qorvo Inc COM 74736k101 245 2,215 SH   SOLE   2,215 0 0
Raytheon Tech Corp COM 75513e101 1,574 25,542 SH   SOLE   25,542 0 0
Rockwell Automation Inc COM 773903109 219 1,030 SH   SOLE   1,030 0 0
Schwab US DVD equity ETF ETF 808524797 354 6,844 SH   SOLE   6,844 0 0
Schwab US Mid Cap ETF ETF 808524508 727 13,825 SH   SOLE   13,825 0 0
Schwab Us Reit Etf ETF 808524847 216 6,120 SH   SOLE   6,120 0 0
Schwab US Small-Cap ETF ETF 808524607 646 9,888 SH   SOLE   9,888 0 0
Seattle Genetics Inc COM 812578102 303 1,785 SH   SOLE   1,785 0 0
Sector SPDR AMEX Tech Sele ETF 81369Y803 340 3,250 SH   SOLE   3,250 0 0
SPDR Barclays Capital Conv S ETF 78464a359 344 5,680 SH   SOLE   5,680 0 0
SPDR Doubleline Total Return ETF 78467V848 5,963 120,342 SH   SOLE   118,787 0 1,555
SPDR Dow Jones Indl Avrg ETF ETF 78467X109 9,405 36,470 SH   SOLE   36,470 0 0
SPDR Gold Trust ETF 78463V107 289 1,728 SH   SOLE   1,728 0 0
SPDR Nuveen Bloomberg Barcla ETF 78468R739 627 12,582 SH   SOLE   12,582 0 0
SPDR Portfolio S/T Corp Bond ETF 78464a474 311 9,915 SH   SOLE   9,915 0 0
SPDR Portfolio Short Term Tr ETF 78468r101 857 27,892 SH   SOLE   27,892 0 0
SPDR S & P Mid-Cap 400 ETF T ETF 78467Y107 4,058 12,505 SH   SOLE   12,505 0 0
SPDR S&P 500 ETF Tr ETF 78462F103 11,662 37,821 SH   SOLE   37,721 0 100
SPDR S&P 600 S/C Value ETF ETF 78464A300 614 12,494 SH   SOLE   12,485 0 9
SPDR S&P Biotech ETF ETF 78464A870 448 4,000 SH   SOLE   4,000 0 0
Starbucks Corp COM 855244109 662 9,001 SH   SOLE   9,001 0 0
T Rowe Price Group Inc COM 74144T108 849 6,877 SH   SOLE   6,877 0 0
Target Corp COM 87612E106 275 2,289 SH   SOLE   2,289 0 0
Tesla Inc COM 88160r101 239 221 SH   SOLE   221 0 0
Texas Instruments Inc COM 882508104 320 2,523 SH   SOLE   2,523 0 0
Travelers Companies Inc COM 89417E109 315 2,760 SH   SOLE   2,760 0 0
Unitedhealth Group Inc COM 91324P102 2,031 6,886 SH   SOLE   6,886 0 0
Valero Energy Corp New COM 91913Y100 702 11,940 SH   SOLE   11,940 0 0
Vanguard Bd Index Fd Tot Mkt ETF 921937835 5,971 67,589 SH   SOLE   66,229 0 1,360
Vanguard Dividend Appreciati ETF 921908844 488 4,167 SH   SOLE   4,167 0 0
Vanguard Extended Market ETF ETF 922908652 1,087 9,185 SH   SOLE   9,185 0 0
Vanguard FTSE All World Ex U ETF 922042775 6,922 145,384 SH   SOLE   144,859 0 525
Vanguard FTSE Developed Mark ETF 921943858 234 6,035 SH   SOLE   6,035 0 0
Vanguard FTSE Emerging Marke ETF 922042858 401 10,118 SH   SOLE   10,118 0 0
Vanguard FTSE Europe ETF ETF 922042874 372 7,400 SH   SOLE   7,400 0 0
Vanguard High Div Yield ETF ETF 921946406 8,815 111,889 SH   SOLE   111,889 0 0
Vanguard Information Technol ETF 92204A702 287 1,030 SH   SOLE   1,030 0 0
Vanguard Interm-Term Govt Bd ETF 92206C706 802 11,365 SH   SOLE   11,365 0 0
Vanguard Intl Hi Div Yield I ETF 921946794 428 8,365 SH   SOLE   8,365 0 0
Vanguard Large Cap ETF ETF 922908637 5,395 37,730 SH   SOLE   37,730 0 0
Vanguard Mid-Cap ETF ETF 922908629 545 3,328 SH   SOLE   3,328 0 0
Vanguard REIT ETF ETF 922908553 1,861 23,703 SH   SOLE   23,703 0 0
Vanguard S&P 500 ETF ETF 922908363 2,372 8,368 SH   SOLE   8,368 0 0
Vanguard S&P 500 Growth ETF ETF 921932505 1,019 5,450 SH   SOLE   5,450 0 0
Vanguard S/T Treasury ETF ETF 92206c102 1,281 20,600 SH   SOLE   20,600 0 0
Vanguard Short Term Corp Bon ETF 92206C409 4,400 53,226 SH   SOLE   52,241 0 985
Vanguard Small-Cap ETF ETF 922908751 14,357 98,524 SH   SOLE   98,374 0 150
Vanguard Tax Exempt Bond ETF ETF 922907746 442 8,163 SH   SOLE   8,163 0 0
Vanguard Total Intl Stock In ETF 921909768 1,469 29,874 SH   SOLE   29,874 0 0
Vanguard US Total Stock Mark ETF 922908769 6,702 42,814 SH   SOLE   42,569 0 245
Verizon Communications COM 92343V104 1,354 24,556 SH   SOLE   24,556 0 0
Visa Inc Class A Shares COM 92826C839 1,263 6,540 SH   SOLE   6,540 0 0
Wal Mart Stores Inc COM 931142103 1,569 13,097 SH   SOLE   13,097 0 0
Walt Disney Co COM 254687106 1,050 9,417 SH   SOLE   9,417 0 0
Walton US Land Fund 4 COM 93399c107 0 10,000 SH   SOLE   10,000 0 0
WisdomTree Bloomberg Fl Rate ETF 97717x628 286 11,395 SH   SOLE   11,395 0 0
Wisdomtree MidCap Dividend F ETF 97717W505 1,465 51,688 SH   SOLE   51,688 0 0
Wisdomtree SmallCap Dividend ETF 97717W604 1,351 63,788 SH   SOLE   63,788 0 0