The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 8,077 5,696 SH   SOLE   5,696 0 0
AMAZON COM INC COM 023135106 10,644 3,858 SH   SOLE   3,858 0 0
APPLE INC COM 037833100 15,217 41,713 SH   SOLE   41,713 0 0
BROADMARK RLTY CAP INC COM 11135B100 103,224 10,900,118 SH   SOLE   10,900,118 0 0
FACEBOOK INC CL A 30303M102 5,274 23,227 SH   SOLE   23,227 0 0
ISHARES TR 0-5YR HI YL CP 46434v407 18,197 424,282 SH   SOLE   424,282 0 0
ISHARES TR 20 YR TR BD ETF 464287432 750 4,577 SH   SOLE   4,577 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 529,158 3,958,693 SH   SOLE   3,958,693 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 4,654 38,188 SH   SOLE   38,188 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,490 12,602 SH   SOLE   12,602 0 0
ISHARES TR EAFE GRWTH ETF 464288885 223 2,689 SH   SOLE   2,689 0 0
ISHARES TR EAFE VALUE ETF 464288877 5,574 139,460 SH   SOLE   139,460 0 0
ISHARES TR IBOXX INV CP ETF 464287242 845 6,279 SH   SOLE   6,279 0 0
ISHARES TR INTL VALUE FACTR 46435G409 70,897 3,630,169 SH   SOLE   3,630,169 0 0
ISHARES TR MSCI EAFE ETF 464287465 104,649 1,719,221 SH   SOLE   1,719,221 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 3,495 87,409 SH   SOLE   87,409 0 0
ISHARES TR MSCI MIN VOL ETF 46429B697 2,971 49,002 SH   SOLE   49,002 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 649,678 3,608,122 SH   SOLE   3,608,122 0 0
ISHARES TR S&P 100 ETF 464287101 19,941 140,014 SH   SOLE   140,014 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 33,574 161,812 SH   SOLE   161,812 0 0
ISHARES TR US TREAS BD ETF 46429B267 19,377 692,287 SH   SOLE   692,287 0 0
MICROSOFT CORP COM 594918104 14,931 73,366 SH   SOLE   73,366 0 0
OWL ROCK CAPITAL CORPORATION COM 69121K104 13,661 1,107,947 SH   SOLE   1,107,947 0 0
PROSHARES TR PSHS ULT S&P 500 74347R107 75,018 599,763 SH   SOLE   599,763 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 51,720 2,124,023 SH   SOLE   2,124,023 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 333,527 11,210,983 SH   SOLE   11,210,983 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 393,134 5,350,944 SH   SOLE   5,350,944 0 0
SPDR GOLD TR GOLD SHS 78463V107 13,334 79,665 SH   SOLE   79,665 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 59,366 192,523 SH   SOLE   192,523 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 1,052 22,436 SH   SOLE   22,436 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 54,083 1,203,993 SH   SOLE   1,203,993 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,182 5,849 SH   SOLE   5,849 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 612,348 3,912,014 SH   SOLE   3,912,014 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 161,502 1,621,664 SH   SOLE   1,621,664 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 111,530 2,815,700 SH   SOLE   2,815,700 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 7,033 94,026 SH   SOLE   94,026 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 204,620 4,078,539 SH   SOLE   4,078,539 0 0
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 397,658 7,344,990 SH   SOLE   7,344,990 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 2,216 31,398 SH   SOLE   31,398 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 419,703 10,819,864 SH   SOLE   10,819,864 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 8,802 183,004 SH   SOLE   183,004 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 7,482 132,680 SH   SOLE   132,680 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 12,866 46,161 SH   SOLE   46,161 0 0