The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 78,665 276,161 SH   SOLE   276,161 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 69,932 1,389,465 SH   SOLE   1,389,465 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 64,305 207,617 SH   SOLE   207,617 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 60,145 1,518,447 SH   SOLE   1,518,447 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 57,191 647,409 SH   SOLE   647,409 0 0
ISHARES TR TIPS BD ETF 464287176 52,464 426,538 SH   SOLE   426,538 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 52,102 818,569 SH   SOLE   818,569 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 41,252 166,323 SH   SOLE   166,323 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 34,754 420,451 SH   SOLE   420,451 0 0
SPDR SER TR NUVEEN BLMBRG SR 78468R739 29,107 583,665 SH   SOLE   583,665 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 25,665 269,758 SH   SOLE   269,758 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 16,832 102,688 SH   SOLE   102,688 0 0
PRICE T ROWE GROUP INC COM 74144T108 15,037 121,758 SH   SOLE   121,758 0 0
SPDR GOLD TR GOLD SHS 78463V107 12,650 75,582 SH   SOLE   75,582 0 0
ISHARES INC MSCI CDA ETF 464286509 12,416 479,760 SH   SOLE   479,760 0 0
ISHARES TR CORE S&P MCP ETF 464287507 12,321 69,396 SH   SOLE   69,396 0 0
SPDR SER TR FTSE INT GVT ETF 78464A490 11,324 215,695 SH   SOLE   215,695 0 0
APPLE INC COM 037833100 11,188 30,669 SH   SOLE   30,669 0 0
ISHARES INC MSCI STH KOR ETF 464286772 10,574 185,084 SH   SOLE   185,084 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 10,391 274,459 SH   SOLE   274,459 0 0
ISHARES TR NATIONAL MUN ETF 464288414 10,254 88,857 SH   SOLE   88,857 0 0
ISHARES TR SHORT TREAS BD 464288679 9,869 89,130 SH   SOLE   89,130 0 0
GLOBAL X FDS GLB X MLP ENRG I 37954Y293 9,128 366,899 SH   SOLE   366,899 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,978 47,886 SH   SOLE   47,886 0 0
ISHARES TR IBOXX INV CP ETF 464287242 6,649 49,435 SH   SOLE   49,435 0 0
UNITED STS COMMODITY INDEX F COMM IDX FND 911717106 6,553 246,546 SH   SOLE   246,546 0 0
ISHARES TR CORE US AGGBD ET 464287226 6,354 53,756 SH   SOLE   53,756 0 0
VANECK VECTORS ETF TR AMT FREE INT ETF 92189H201 6,143 120,590 SH   SOLE   120,590 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5,777 73,570 SH   SOLE   73,570 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 5,307 423,869 SH   SOLE   423,869 0 0
NUVEEN CA QUALTY MUN INCOME COM 67066Y105 4,812 335,847 SH   SOLE   335,847 0 0
AMAZON COM INC COM 023135106 4,113 1,491 SH   SOLE   1,491 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 3,029 9,301 SH   SOLE   9,301 0 0
VANECK VECTORS ETF TR JR GOLD MINERS E 92189F791 2,574 51,908 SH   SOLE   51,908 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,525 16,132 SH   SOLE   16,132 0 0
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 2,428 40,956 SH   SOLE   40,956 0 0
SPDR SER TR NUVEEN BRC MUNIC 78468R721 2,204 42,668 SH   SOLE   42,668 0 0
ISHARES TR JPMORGAN USD EMG 464288281 1,904 17,614 SH   SOLE   17,614 0 0
TESLA INC COM 88160R101 1,636 1,515 SH   SOLE   1,515 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 1,555 42,881 SH   SOLE   42,881 0 0
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 1,542 39,767 SH   SOLE   39,767 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,355 12,034 SH   SOLE   12,034 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,350 180,000 SH Put SOLE   180,000 0 0
POWERSHARES DB MULTI-SECTOR BASE METALS FD 46140H700 1,324 97,300 SH   SOLE   97,300 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,149 10,995 SH   SOLE   10,995 0 0
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 1,034 17,024 SH   SOLE   17,024 0 0
BLACKROCK MUN TARGET TERM TR COM SHS BEN IN 09257P105 963 40,344 SH   SOLE   40,344 0 0
THE TRADE DESK INC COM CL A 88339J105 961 2,363 SH   SOLE   2,363 0 0
ISHARES TR CALIF MUN BD ETF 464288356 960 15,445 SH   SOLE   15,445 0 0
MICROSOFT CORP COM 594918104 956 4,700 SH   SOLE   4,700 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 943 15,708 SH   SOLE   15,708 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 905 7,090 SH   SOLE   7,090 0 0
SPX CORP PUT 784635954 1,103 35,400 SH Put SOLE   35,400 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 872 4,410 SH   SOLE   4,410 0 0
ISHARES TR PFD AND INCM SEC 464288687 861 25,400 SH   SOLE   25,400 0 0
ISHARES TR MSCI ACWI ETF 464288257 797 10,810 SH   SOLE   10,810 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 784 5,477 SH   SOLE   5,477 0 0
WISDOMTREE TR INDIA ERNGS FD 97717W422 743 37,070 SH   SOLE   37,070 0 0
ARK ETF TR INNOVATION ETF 00214Q104 699 9,800 SH   SOLE   9,800 0 0
ISHARES TR ESG MSCI EAFE 46435G516 697 11,504 SH   SOLE   11,504 0 0
ISHARES TR ESG MSCI USA ETF 46435G425 656 9,367 SH   SOLE   9,367 0 0
NEXTERA ENERGY INC COM 65339F101 640 2,666 SH   SOLE   2,666 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 638 3,575 SH   SOLE   3,575 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 625 26,999 SH   SOLE   26,999 0 0
ALPHABET INC CAP STK CL C 02079K107 577 408 SH   SOLE   408 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 570 11,466 SH   SOLE   11,466 0 0
ISHARES TR CORE S&P500 ETF 464287200 567 1,831 SH   SOLE   1,831 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 563 2,785 SH   SOLE   2,785 0 0
ISHARES INC MSCI BRAZIL ETF 464286400 500 17,390 SH   SOLE   17,390 0 0
ISHARES INC MSCI SINGPOR ETF 46434G780 454 24,165 SH   SOLE   24,165 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 432 65,000 SH Put SOLE   65,000 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 430 4,045 SH   SOLE   4,045 0 0
ISHARES TR DOW JONES US ETF 464287846 383 2,500 SH   SOLE   2,500 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 378 6,700 SH   SOLE   6,700 0 0
GLOBAL X FDS CLOUD COMPUTNG 37954Y442 360 16,825 SH   SOLE   16,825 0 0
INVESCO EXCHANGE-TRADED FD T TAXABLE MUN BD 46138G805 329 9,985 SH   SOLE   9,985 0 0
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 323 4,150 SH   SOLE   4,150 0 0
POPULAR INC COM NEW 733174700 313 8,320 SH   SOLE   8,320 0 0
INVESCO EXCHANGE TRADED FD T DYNMC FOOD BEV 46137V753 312 10,000 SH   SOLE   10,000 0 0
ALPHABET INC CAP STK CL A 02079K305 308 217 SH   SOLE   217 0 0
ISHARES TR MSCI ACWI EX US 464288240 297 6,860 SH   SOLE   6,860 0 0
NIKE INC CL B 654106103 296 3,008 SH   SOLE   3,008 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 274 2,816 SH   SOLE   2,816 0 0
ISHARES TR MSCI KLD400 SOC 464288570 267 2,260 SH   SOLE   2,260 0 0
ISHARES INC ESG MSCI EM ETF 46434G863 267 8,313 SH   SOLE   8,313 0 0
ISHARES INC MSCI PAC JP ETF 464286665 258 6,500 SH   SOLE   6,500 0 0
REGENERON PHARMACEUTICALS COM 75886F107 256 410 SH   SOLE   410 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 250 3,315 SH   SOLE   3,315 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 236 5,900 SH   SOLE   5,900 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 216 4,500 SH   SOLE   4,500 0 0
CELANESE CORP DEL COM 150870103 216 2,500 SH   SOLE   2,500 0 0
FORD MTR CO DEL COM 345370860 91 15,000 SH   SOLE   15,000 0 0
SPDR GOLD TR GOLD SHS 78463V107 70 10,000 SH Call SOLE   10,000 0 0
PUTNAM PREMIER INCOME TR SH BEN INT 746853100 48 10,000 SH   SOLE   10,000 0 0
ODYSSEY MARINE EXPLORATION I COM NEW 676118201 47 10,378 SH   SOLE   10,378 0 0
W & T OFFSHORE INC COM 92922P106 23 10,000 SH   SOLE   10,000 0 0