The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 9 300 PRN   SOLE   0 0 300
ABBVIE INC COM 00287Y109 32 328 PRN   SOLE   0 0 328
ALTRIA GROUP INC COM 02209S103 34 852 PRN   SOLE   0 0 852
BERRY CORP COM 08579X101 0 2 PRN   SOLE   0 0 2
BRISTOL-MYERS SQUIBB CO COM 110122108 6 99 PRN   SOLE   0 0 99
BRISTOL-MYERS SQUIBB CO RIGHT 99/99/9999 110122157 0 99 PRN   SOLE   0 0 99
CANADIAN IMP BK COMM COM 136069101 103 1,536 PRN   SOLE   0 0 1,536
CEDAR FAIR L P DEPOSITRY UNIT 150185106 9 333 PRN   SOLE   0 0 333
CHEVRON CORP NEW COM 166764100 43 477 PRN   SOLE   0 0 477
CISCO SYS INC COM 17275R102 2,077 44,524 PRN   SOLE   0 0 44,524
COCA COLA CO COM 191216100 70 1,566 PRN   SOLE   0 0 1,566
AMAZON COM INC COM 023135106 22 8 PRN   SOLE   0 0 8
AMERCO COM 023586100 151 500 PRN   SOLE   0 0 500
DISNEY WALT CO COM DISNEY 254687106 71 640 PRN   SOLE   0 0 640
DOMINION ENERGY INC COM 25746U109 20 250 PRN   SOLE   0 0 250
EBAY INC. COM 278642103 147 2,800 PRN   SOLE   0 0 2,800
ABBOTT LABS COM 002824100 20 214 PRN   SOLE   0 0 214
ELECTRONIC ARTS INC COM 285512109 132 1,000 PRN   SOLE   0 0 1,000
EMCLAIRE FINL CORP COM 290828102 560 27,994 PRN   SOLE   0 0 27,994
ESSENTIAL UTILS INC COM 29670G102 36 862 PRN   SOLE   0 0 862
EXXON MOBIL CORP COM 30231G102 49 1,085 PRN   SOLE   0 0 1,085
FORD MTR CO DEL COM 345370860 6 1,000 PRN   SOLE   0 0 1,000
GENERAL ELECTRIC CO COM 369604103 13 1,925 PRN   SOLE   0 0 1,925
GILEAD SCIENCES INC COM 375558103 15 198 PRN   SOLE   0 0 198
APPLE INC COM 037833100 2,765 7,580 PRN   SOLE   0 0 7,580
INVESCO QQQ TR UNIT SER 1 46090E103 1,660 6,694 PRN   SOLE   0 0 6,694
HERSHEY CO COM 427866108 25 190 PRN   SOLE   0 0 190
HONDA MOTOR LTD AMERN SHS 438128308 13 500 PRN   SOLE   0 0 500
ILLINOIS TOOL WKS INC COM 452308109 57 322 PRN   SOLE   0 0 322
INTERNATIONAL BUSINESS MACHS COM 459200101 16 129 PRN   SOLE   0 0 129
ISHARES INC GLB ENR PROD ETF 464286343 0 30 PRN   SOLE   0 0 30
ISHARES TR SELECT DIVID ETF 464287168 119 1,475 PRN   SOLE   0 0 1,475
ISHARES TR TIPS BD ETF 464287176 35,542 288,960 PRN   SOLE   0 0 288,960
ISHARES TR CORE S&P500 ETF 464287200 188 607 PRN   SOLE   0 0 607
ISHARES TR CORE US AGGBD ET 464287226 338 2,858 PRN   SOLE   0 0 2,858
ISHARES TR MSCI EMG MKT ETF 464287234 2 50 PRN   SOLE   0 0 50
ISHARES TR IBOXX INV CP ETF 464287242 302 2,242 PRN   SOLE   0 0 2,242
ISHARES TR S&P 500 GRWT ETF 464287309 5 25 PRN   SOLE   0 0 25
ISHARES TR S&P 500 VAL ETF 464287408 2 20 PRN   SOLE   0 0 20
ISHARES TR MSCI EAFE ETF 464287465 230 3,773 PRN   SOLE   0 0 3,773
ISHARES TR RUS MD CP GR ETF 464287481 76 482 PRN   SOLE   0 0 482
ISHARES TR NASDAQ BIOTECH 464287556 111 810 PRN   SOLE   0 0 810
ISHARES TR RUS 1000 GRW ETF 464287614 2,081 10,844 PRN   SOLE   0 0 10,844
ISHARES TR CORE S&P SCP ETF 464287804 310 4,546 PRN   SOLE   0 0 4,546
ISHARES TR IBOXX HI YD ETF 464288513 36,436 446,413 PRN   SOLE   0 0 446,413
ISHARES TR 10-20 YR TRS ETF 464288653 175 1,043 PRN   SOLE   0 0 1,043
ISHARES TR PFD AND INCM SEC 464288687 218 6,298 PRN   SOLE   0 0 6,298
ISHARES TR EAFE VALUE ETF 464288877 4 92 PRN   SOLE   0 0 92
ISHARES SILVER TR ISHARES 46428Q109 2 117 PRN   SOLE   0 0 117
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107 33 3,185 PRN   SOLE   0 0 3,185
ISHARES TR CORE MSCI TOTAL 46432F834 346 6,345 PRN   SOLE   0 0 6,345
ISHARES TR MULTIFACTOR USA 46434V290 2,707 75,794 PRN   SOLE   0 0 75,794
JOHNSON & JOHNSON COM 478160104 56 399 PRN   SOLE   0 0 399
KEMPER CORP DEL COM 488401100 131 1,805 PRN   SOLE   0 0 1,805
KRAFT HEINZ CO COM 500754106 5 160 PRN   SOLE   0 0 160
LILLY ELI & CO COM 532457108 77 470 PRN   SOLE   0 0 470
LUCKIN COFFEE INC SPONSORED ADS 54951L109 0 161 PRN   SOLE   0 0 161
BP PLC SPONSORED ADR 055622104 12 500 PRN   SOLE   0 0 500
MCDONALDS CORP COM 580135101 37 200 PRN   SOLE   0 0 200
MERCK & CO. INC COM 58933Y105 12 150 PRN   SOLE   0 0 150
METLIFE INC COM 59156R108 10 268 PRN   SOLE   0 0 268
MICROSOFT CORP COM 594918104 2,117 10,400 PRN   SOLE   0 0 10,400
BK OF AMERICA CORP COM 060505104 1 55 PRN   SOLE   0 0 55
MONDELEZ INTL INC CL A 609207105 24 464 PRN   SOLE   0 0 464
PAYPAL HLDGS INC COM 70450Y103 976 5,600 PRN   SOLE   0 0 5,600
PEPSICO INC COM 713448108 7 50 PRN   SOLE   0 0 50
PFIZER INC COM 717081103 98 2,997 PRN   SOLE   0 0 2,997
PHILIP MORRIS INTL INC COM 718172109 40 557 PRN   SOLE   0 0 557
PIMCO ETF TR INV GRD CRP BD 72201R817 69 600 PRN   SOLE   0 0 600
PITNEY BOWES INC COM 724479100 1 295 PRN   SOLE   0 0 295
PROCTER AND GAMBLE CO COM 742718109 73 614 PRN   SOLE   0 0 614
PROTARA THERAPEUTICS INC COM STK 74365U107 1 37 PRN   SOLE   0 0 37
SPDR S&P 500 ETF TR TR UNIT 78462F103 160 518 PRN   SOLE   0 0 518
SPDR GOLD TR GOLD SHS 78463V107 24 146 PRN   SOLE   0 0 146
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 116 2,902 PRN   SOLE   0 0 2,902
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 166 4,502 PRN   SOLE   0 0 4,502
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 344 8,811 PRN   SOLE   0 0 8,811
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 1,241 54,769 PRN   SOLE   0 0 54,769
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855 203 4,630 PRN   SOLE   0 0 4,630
SPDR SER TR S&P 600 SMCP GRW 78464A201 5 93 PRN   SOLE   0 0 93
SPDR SER TR WELLS FG PFD ETF 78464A292 423 10,117 PRN   SOLE   0 0 10,117
SPDR SER TR S&P DIVID ETF 78464A763 1,020 11,183 PRN   SOLE   0 0 11,183
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 244 942 PRN   SOLE   0 0 942
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 5 15 PRN   SOLE   0 0 15
SPDR SER TR OILGAS EQUIP 78468R549 0 2 PRN   SOLE   0 0 2
SAP SE SPON ADR 803054204 67 480 PRN   SOLE   0 0 480
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 99 1,339 PRN   SOLE   0 0 1,339
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 16 326 PRN   SOLE   0 0 326
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 7 137 PRN   SOLE   0 0 137
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 51 773 PRN   SOLE   0 0 773
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 145 5,947 PRN   SOLE   0 0 5,947
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 22 723 PRN   SOLE   0 0 723
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 102 1,817 PRN   SOLE   0 0 1,817
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 43 740 PRN   SOLE   0 0 740
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 31 1,042 PRN   SOLE   0 0 1,042
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 61 1,085 PRN   SOLE   0 0 1,085
SOUTHERN CO COM 842587107 13 245 PRN   SOLE   0 0 245
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 250 1,398 PRN   SOLE   0 0 1,398
SPECTRUM BRANDS HLDGS INC NE COM 84790A105 0 9 PRN   SOLE   0 0 9
UNIVEST FINANCIAL CORPORATIO COM 915271100 12 764 PRN   SOLE   0 0 764
AIR PRODS & CHEMS INC COM 009158106 14 58 PRN   SOLE   0 0 58
VANECK VECTORS ETF TR STEEL ETF 92189F205 55 2,000 PRN   SOLE   0 0 2,000
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 15 126 PRN   SOLE   0 0 126
VANGUARD WORLD FD MEGA GRWTH IND 921910816 150 920 PRN   SOLE   0 0 920
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 118,259 1,338,677 PRN   SOLE   0 0 1,338,677
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 216,145 4,539,910 PRN   SOLE   0 0 4,539,910
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 48 250 PRN   SOLE   0 0 250
VANGUARD WORLD FDS INF TECH ETF 92204A702 75 268 PRN   SOLE   0 0 268
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 317 3,205 PRN   SOLE   0 0 3,205
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 49,628 521,633 PRN   SOLE   0 0 521,633
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 394 1,383 PRN   SOLE   0 0 1,383
VANGUARD INDEX FDS MID CAP ETF 922908629 53,474 326,241 PRN   SOLE   0 0 326,241
VANGUARD INDEX FDS GROWTH ETF 922908736 162,667 804,923 PRN   SOLE   0 0 804,923
VANGUARD INDEX FDS VALUE ETF 922908744 141,132 1,417,125 PRN   SOLE   0 0 1,417,125
VANGUARD INDEX FDS SMALL CP ETF 922908751 54,344 372,937 PRN   SOLE   0 0 372,937
VANGUARD INDEX FDS TOTAL STK MKT 922908769 14,537 92,870 PRN   SOLE   0 0 92,870
VERIZON COMMUNICATIONS INC COM 92343V104 339 6,150 PRN   SOLE   0 0 6,150
WALMART INC COM 931142103 67 557 PRN   SOLE   0 0 557
WESTPORT FUEL SYSTEMS INC COM NEW 960908309 0 250 PRN   SOLE   0 0 250
WISDOMTREE TR US HIGH DIVIDEND 97717W208 10 167 PRN   SOLE   0 0 167
WISDOMTREE TR YIELD ENHANCD US 97717X511 28 529 PRN   SOLE   0 0 529
ZYNERBA PHARMACEUTICALS INC COM 98986X109 1 357 PRN   SOLE   0 0 357