The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 4,057 37,281 SH   SOLE   37,281 0 0
ABBVIE INC COM 00287y109 3,545 40,470 SH   SOLE   40,470 0 0
AIR PRODS & CHEMS INC COM 009158106 29 99 SH   SOLE   99 0 0
ALCON INC F COM h01301128 6 105 SH   SOLE   105 0 0
ALEXION PHARMACEUTICALS INC COM 015351109 13 115 SH   SOLE   115 0 0
ALPHABET INC. CLASS A COM 02079k305 29 20 SH   SOLE   20 0 0
ALPHABET INC. CMN CLASS C COM 02079k107 73 50 SH   SOLE   50 0 0
ALTERYX INC COM 02156B103 36 317 SH   SOLE   317 0 0
AMAZON COM INC COM 023135106 104 33 SH   SOLE   33 0 0
AMERICAN ELEC PWR CO INC COM 025537101 15 178 SH   SOLE   178 0 0
AMERICAN TOWER CORP NEW COM 03027X100 115 474 SH   SOLE   474 0 0
AMGEN INC COM 031162100 65 255 SH   SOLE   255 0 0
APACHE CORP COM 037411105 6 627 SH   SOLE   627 0 0
APPLE INC COM 037833100 376 3,243 SH   SOLE   3,243 0 0
ATT INC. CMN COM 00206r102 36 1,259 SH   SOLE   1,259 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 136 976 SH   SOLE   976 0 0
BANCO SANTANDER S.A. COM 05964H105 11 5,743 SH   SOLE   5,743 0 0
BK OF AMERICA CORP COM 060505104 23 956 SH   SOLE   956 0 0
BECTON DICKINSON & CO COM 075887109 5 20 SH   SOLE   20 0 0
BERKSHIRE HATHAWAY INC DEL COM 084670702 10,227 48,029 SH   SOLE   48,029 0 0
BERKSHIRE HATHAWAY INC DEL COM 084670108 1,920 6 SH   SOLE   6 0 0
BP PLC COM 055622104 38 2,192 SH   SOLE   2,192 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 11 175 SH   SOLE   175 0 0
CABOT OIL & GAS CORP COM 127097103 2 92 SH   SOLE   92 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 12 400 SH   SOLE   400 0 0
CATERPILLAR INC DEL COM 149123101 112 750 SH   SOLE   750 0 0
CENTERPOINT ENERGY COM 15189t107 7 350 SH   SOLE   350 0 0
LUMEN TECHNOLOGIES INC COM 156700106 2 156 SH   SOLE   156 0 0
CHARLES RIV LABS INTL INC COM 159864107 31 139 SH   SOLE   139 0 0
CHARTER COMMUNICATN CLASS A COM 16119p108 11 18 SH   SOLE   18 0 0
CHEVRON CORP NEW COM 166764100 193 2,675 SH   SOLE   2,675 0 0
CINCINNATI BELL INC NEW COM 171871502 1 80 SH   SOLE   80 0 0
CISCO SYSTEMS INC COM 17275r102 12 300 SH   SOLE   300 0 0
CITIGROUP INC COM 172967424 16 375 SH   SOLE   375 0 0
CME GROUP INC COM 12572Q105 63 379 SH   SOLE   379 0 0
COCA COLA CO COM 191216100 185 3,750 SH   SOLE   3,750 0 0
COMCAST CORP CLASS A COM 20030n101 3 65 SH   SOLE   65 0 0
CONAGRA BRANDS INC COM 205887102 20 557 SH   SOLE   557 0 0
CONOCOPHILLIPS COM 20825c104 40 1,233 SH   SOLE   1,233 0 0
CORTEVA INC COM 22052L104 1 41 SH   SOLE   41 0 0
COSTCO WHSL CORP NEW COM 22160K105 35 100 SH   SOLE   100 0 0
CSX CORP COM 126408103 274 3,534 SH   SOLE   3,534 0 0
CUSTOMERS BANCORP INC COM 23204G100 65 5,776 SH   SOLE   5,776 0 0
CVS HEALTH CORP COM 126650100 15 250 SH   SOLE   250 0 0
DANAHER CORPORATION COM 235851102 5 25 SH   SOLE   25 0 0
DOVER CORP COM 260003108 158 1,457 SH   SOLE   1,457 0 0
DOW INC COM 260557103 2 41 SH   SOLE   41 0 0
DUPONT DE NEMOURS INC CMN COM 26614n102 2 41 SH   SOLE   41 0 0
ENPRO INDS INC COM 29355X107 80 1,411 SH   SOLE   1,411 0 0
LAUDER ESTEE COS INC COM 518439104 16 75 SH   SOLE   75 0 0
EXELON CORP COM 30161N101 89 2,483 SH   SOLE   2,483 0 0
EXXON MOBIL CORPORATION CMN COM 30231g102 3 100 SH   SOLE   100 0 0
FACEBOOK INC CLASS A COM 30303m102 26 100 SH   SOLE   100 0 0
FEDEX CORP COM 31428x106 38 150 SH   SOLE   150 0 0
FNCB BANCORP INC COM 302578109 33 6,230 SH   SOLE   6,230 0 0
FORTIVE CORP DISC COM 34959j108 1 13 SH   SOLE   13 0 0
FORTUNE BRANDS HM S COM 34964c106 30 350 SH   SOLE   350 0 0
FOX CORP CLASS A COM 35137l105 1 18 SH   SOLE   18 0 0
GENERAL DYNAMICS CORP COM 369550108 1 10 SH   SOLE   10 0 0
GENERAL MLS INC COM 370334104 17 275 SH   SOLE   275 0 0
GOLDMAN SACHS GROUP COM 38141g104 7 35 SH   SOLE   35 0 0
GOODYEAR TIRE & RUBR CO COM 382550101 21 2,700 SH   SOLE   2,700 0 0
HILL ROM HLDGS INC COM 431475102 16 190 SH   SOLE   190 0 0
HOME DEPOT INC COM 437076102 58 210 SH   SOLE   210 0 0
HONEYWELL INTL INC COM 438516106 57 344 SH   SOLE   344 0 0
HUBSPOT INC COM 443573100 37 126 SH   SOLE   126 0 0
INTEL CORP COM 458140100 72 1,396 SH   SOLE   1,396 0 0
INVESCO LTD F COM g491bt108 7 650 SH   SOLE   650 0 0
SMUCKER J M CO COM 832696405 10 90 SH   SOLE   90 0 0
JOHNSON & JOHNSON COM 478160104 670 4,502 SH   SOLE   4,502 0 0
JPMORGAN CHASE & CO CMN COM 46625h100 85 878 SH   SOLE   878 0 0
KEYCORP COM 493267108 8 700 SH   SOLE   700 0 0
LAMB WESTON HLDGS INC COM 513272104 7 100 SH   SOLE   100 0 0
LHC GROUP INC COM 50187A107 44 208 SH   SOLE   208 0 0
LILLY ELI & CO COM 532457108 7 50 SH   SOLE   50 0 0
LOCKHEED MARTIN CORP COM 539830109 20 52 SH   SOLE   52 0 0
LYONDELLBASELL INDS F CLASS A COM n53745100 14 200 SH   SOLE   200 0 0
M AND T BANK CORP COM 55261f104 281 3,053 SH   SOLE   3,053 0 0
MARTIN MARIETTA MATLS INC COM 573284106 28 120 SH   SOLE   120 0 0
MASTERCARD INC CLASS A COM 57636q104 85 250 SH   SOLE   250 0 0
MCDONALDS CORP COM 580135101 34 155 SH   SOLE   155 0 0
MEDTRONIC PLC F COM g5960l103 16 150 SH   SOLE   150 0 0
MERCK & CO. INC COM 58933Y105 62 750 SH   SOLE   750 0 0
METLIFE INC COM 59156r108 9 250 SH   SOLE   250 0 0
MICRON TECHNOLOGY INC COM 595112103 1 11 SH   SOLE   11 0 0
MICROSOFT CORP COM 594918104 587 2,791 SH   SOLE   2,791 0 0
MONDELEZ INTL INC COM 609207105 17 300 SH   SOLE   300 0 0
MOODYS CORP COM 615369105 59 205 SH   SOLE   205 0 0
MORGAN STANLEY COM 617446448 5 100 SH   SOLE   100 0 0
NEWS CORP NEW COM 65249B109 0 13 SH   SOLE   13 0 0
NIKE INC COM 654106103 13 100 SH   SOLE   100 0 0
NORTHROP GRUMMAN CORP COM 666807102 3 10 SH   SOLE   10 0 0
NOVARTIS AG-ADR SPONSORED ADR COM 66987v109 46 525 SH   SOLE   525 0 0
NVIDIA CORP COM 67066g104 186 344 SH   SOLE   344 0 0
OCCIDENTAL PETE CORP COM 674599105 19 1,945 SH   SOLE   1,945 0 0
PAYCHEX INC COM 704326107 17 211 SH   SOLE   211 0 0
PELOTON INTERACTIVE INC COM 70614W100 99 1,000 SH   SOLE   1,000 0 0
PEPSICO INC COM 713448108 97 700 SH   SOLE   700 0 0
PFIZER INC COM 717081103 7 200 SH   SOLE   200 0 0
PHILLIPS 66 COM 718546104 28 546 SH   SOLE   546 0 0
PNC FINL SVCS GROUP INC COM 693475105 605 5,504 SH   SOLE   5,504 0 0
PPL CORP COM 69351t106 56 2,060 SH   SOLE   2,060 0 0
PROCTER AND GAMBLE CO COM 742718109 55 395 SH   SOLE   395 0 0
QTS RLTY TR INC COM 74736A103 28 438 SH   SOLE   438 0 0
QUALCOMM INC COM 747525103 18 150 SH   SOLE   150 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 19 333 SH   SOLE   333 0 0
S & T BANCORP INC COM 783859101 678 38,336 SH   SOLE   38,336 0 0
SALESFORCE COM COM 79466l302 13 50 SH   SOLE   50 0 0
SELECT MED HLDGS CORP COM 81619Q105 833 40,000 SH   SOLE   40,000 0 0
SELECTIVE INS GROUP INC COM 816300107 3 55 SH   SOLE   55 0 0
SONY CORP COM 835699307 153 2,000 SH   SOLE   2,000 0 0
SOUTHERN CO COM 842587107 18 325 SH   SOLE   325 0 0
SOUTHWEST GAS HOLDINGS INC COM 844895102 19 300 SH   SOLE   300 0 0
STARBUCKS CORP COM 855244109 21 250 SH   SOLE   250 0 0
SYNNEX CORP COM 87162W100 2 12 SH   SOLE   12 0 0
TARGET CORP COM 87612e106 16 100 SH   SOLE   100 0 0
TEXAS INSTRS INC COM 882508104 111 779 SH   SOLE   779 0 0
TIFFANY & CO NEW COM 886547108 80 691 SH   SOLE   691 0 0
TJX COS INC NEW COM 872540109 15 270 SH   SOLE   270 0 0
UNION PAC CORP COM 907818108 168 853 SH   SOLE   853 0 0
VERIZON COMMUNICATN COM 92343v104 103 1,728 SH   SOLE   1,728 0 0
VISA INC CLASS A COM 92826c839 83 415 SH   SOLE   415 0 0
VODAFONE GROUP PLC ADR CMN COM 92857w308 1 107 SH   SOLE   107 0 0
WALMART INC COM 931142103 155 1,108 SH   SOLE   1,108 0 0
WELLS FARGO CO NEW COM 949746101 0 1 SH   SOLE   1 0 0
WELLTOWER INC REIT COM 95040q104 3 60 SH   SOLE   60 0 0
WIDEOPENWEST INC COM 96758W101 328 63,217 SH   SOLE   63,217 0 0
XCEL ENERGY INC MINN COM 98389b100 303 4,391 SH   SOLE   4,391 0 0
XYLEM INC. COM 98419m100 13 150 SH   SOLE   150 0 0
YORK WTR CO COM 987184108 68 1,600 SH   SOLE   1,600 0 0
ZENDESK, INC. CMN COM 98936j101 27 264 SH   SOLE   264 0 0
BRISTOL-MYERS SQUIBB CO ETF 110122157 0 50 SH   SOLE   50 0 0
OCCIDENTAL PETE CORP WT 674599162 1 243 SH   SOLE   243 0 0
ALPS ETF TR ETF 00162Q452 8,665 433,660 SH   SOLE   433,660 0 0
GLOBAL X FDS ETF 37950E747 381 36,786 SH   SOLE   36,786 0 0
INNOVATOR ETFS TR ETF 45782C680 270 10,000 SH   SOLE   10,000 0 0
INNOVATOR ETFS TR ETF 45782C656 11,300 430,000 SH   SOLE   430,000 0 0
INVESCO EXCH TRADED FD TR II ETF 46138E511 0 18 SH   SOLE   18 0 0
INVESCO QQQ TR ETF 46090E103 819 2,947 SH   SOLE   2,947 0 0
ISHARES GOLD TRUST ETF 464285105 5,433 302,036 SH   SOLE   302,036 0 0
ISHARES TR ETF 46432F842 13 217 SH   SOLE   217 0 0
ISHARES INC ETF 46434G103 186 3,523 SH   SOLE   3,523 0 0
ISHARES TR ETF 464287200 10,767 32,038 SH   SOLE   32,038 0 0
ISHARES INC ETF 464286525 6,606 71,875 SH   SOLE   71,875 0 0
ISHARES TR ETF 46435U218 3 58 SH   SOLE   58 0 0
ISHARES INC ETF 46434G830 11 469 SH   SOLE   469 0 0
ISHARES TR ETF 464288257 164,164 2,054,110 SH   SOLE   2,054,110 0 0
ISHARES TR ETF 464288240 6,823 148,366 SH   SOLE   148,366 0 0
ISHARES TR ETF 464287465 6,479 101,787 SH   SOLE   101,787 0 0
ISHARES TR ETF 464287234 6,876 155,963 SH   SOLE   155,963 0 0
ISHARES TR ETF 464288687 16,754 459,646 SH   SOLE   459,646 0 0
ISHARES TR ETF 464287655 3,638 24,289 SH   SOLE   24,289 0 0
ISHARES TR ETF 464287614 67 309 SH   SOLE   309 0 0
ISHARES TR ETF 464287598 124 1,048 SH   SOLE   1,048 0 0
ISHARES TR ETF 464287507 21 114 SH   SOLE   114 0 0
ISHARES TR ETF 464287309 515 2,227 SH   SOLE   2,227 0 0
JPMORGAN CHASE & CO ETF 46625H365 18,661 1,731,102 SH   SOLE   1,731,102 0 0
SELECT SECTOR SPDR TR ETF 81369Y506 4,605 153,745 SH   SOLE   153,745 0 0
SPDR DOW JONES INDL AVERAGE ETF 78467X109 788 2,839 SH   SOLE   2,839 0 0
SPDR GOLD TR ETF 78463V107 29 161 SH   SOLE   161 0 0
SPDR S&P 500 ETF TR ETF 78462F103 102,882 307,212 SH   SOLE   307,212 0 0
SPDR S AND P MIDCAP 400 ETF TRUST ETF 78467y107 25 75 SH   SOLE   75 0 0
SPDR INDEX SHS FDS ETF 78463X376 951 16,675 SH   SOLE   16,675 0 0
SELECT SECTOR SPDR TR ETF 81369Y803 58 500 SH   SOLE   500 0 0
VANGUARD SPECIALIZED FUNDS ETF 921908844 474 3,678 SH   SOLE   3,678 0 0
VANGUARD WORLD FD ETF 921910725 201 3,889 SH   SOLE   3,889 0 0
VANGUARD WORLD FD ETF 921910733 304 4,912 SH   SOLE   4,912 0 0
VANGUARD TAX-MANAGED INTL FD ETF 921943858 5,152 125,966 SH   SOLE   125,966 0 0
VANGUARD INDEX FDS ETF 922908736 20 88 SH   SOLE   88 0 0
VANGUARD INDEX FDS ETF 922908751 481 3,125 SH   SOLE   3,125 0 0
VANGUARD WORLD FDS ETF 92204A702 109 350 SH   SOLE   350 0 0
VANGUARD INDEX FDS ETF 922908629 2 10 SH   SOLE   10 0 0
VANGUARD INDEX FDS ETF 922908553 1,238 15,681 SH   SOLE   15,681 0 0
VANGUARD INDEX FDS ETF 922908363 36,709 119,321 SH   SOLE   119,321 0 0
VANGUARD INDEX FDS ETF 922908595 2 11 SH   SOLE   11 0 0
VANGUARD INDEX FDS ETF 922908611 925 8,365 SH   SOLE   8,365 0 0
VANGUARD STAR FDS ETF 921909768 225,404 4,320,562 SH   SOLE   4,320,562 0 0
VANGUARD INDEX FDS ETF 922908769 158,201 928,901 SH   SOLE   928,901 0 0
VANGUARD INTL EQUITY INDEX F ETF 922042742 56,633 702,283 SH   SOLE   702,283 0 0
VANGUARD INDEX FDS ETF 922908744 2,123 20,316 SH   SOLE   20,316 0 0
VANGUARD INTL EQUITY INDEX F ETF 922042718 33,021 313,620 SH   SOLE   313,620 0 0