The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL A COM 084670108 4,800 15 SH   SOLE   0 0 15
REGENERON PHARMACEUTICALS INC COM 75886F107 202 361 SH   SOLE   0 0 361
GOOGLE INC COM 02079K305 596 407 SH   SOLE   0 0 407
SHOPIFY INC CL A COM 82509L107 424 414 SH   SOLE   0 0 414
NETFLIX COM INC COM 64110L106 233 466 SH   SOLE   0 0 466
ALPHABET INC CAP STK CL C COM 02079K107 932 634 SH   SOLE   0 0 634
S&P GLOBAL INC COM COM 78409V104 259 718 SH   SOLE   0 0 718
SHERWIN WILLIAMS CO COM COM 824348106 551 791 SH   SOLE   0 0 791
TESLA MOTORS INC COM 88160R101 373 869 SH   SOLE   0 0 869
ISH TRUST S&P GLOBAL INFO TECH ETF 464287291 273 1,036 SH   SOLE   0 0 1,036
OKTA INC CL A COM 679295105 225 1,050 SH   SOLE   0 0 1,050
UNION PAC CORP COM COM 907818108 226 1,147 SH   SOLE   0 0 1,147
MCDONALDS CORP COM COM 580135101 253 1,151 SH   SOLE   0 0 1,151
AMGEN INC COM 031162100 295 1,162 SH   SOLE   0 0 1,162
NEXTERA ENERGY INC COM COM 65339F101 329 1,186 SH   SOLE   0 0 1,186
UNITEDHEALTH GROUP COM 91324P102 386 1,238 SH   SOLE   0 0 1,238
NVIDIA CORPORATION COM COM 67066G104 675 1,248 SH   SOLE   0 0 1,248
BECTON DICKINSON & CO COM COM 075887109 303 1,303 SH   SOLE   0 0 1,303
ISHARES S&P SMALLCAP 600 GROWTH ETF ETF 464287887 234 1,328 SH   SOLE   0 0 1,328
AMAZON.COM INC COM 023135106 4,317 1,371 SH   SOLE   0 0 1,371
SALESFORCE COM COM 79466L302 351 1,396 SH   SOLE   0 0 1,396
SEA LTD SPONSORD ADS ADR 81141R100 219 1,422 SH   SOLE   0 0 1,422
ISHARES TR RUSSELL 1000 INDEX ETF ETF 464287622 278 1,487 SH   SOLE   0 0 1,487
HONEYWELL INTL INC COM 438516106 251 1,525 SH   SOLE   0 0 1,525
MASTERCARD INC COM 57636Q104 542 1,603 SH   SOLE   0 0 1,603
NIKE INC CLASS B COM 654106103 204 1,626 SH   SOLE   0 0 1,626
ZOETIS INC COM CL A COM 98978V103 269 1,629 SH   SOLE   0 0 1,629
PAYPAL HLDGS INC COM COM 70450Y103 350 1,778 SH   SOLE   0 0 1,778
ALIBABA GROUP HLDG LTD SPONSORD ADS ADR 01609W102 527 1,794 SH   SOLE   0 0 1,794
LIVONGO HEALTH INC COM COM 539183103 276 1,970 SH   SOLE   0 0 1,970
SQUARE INC CL A COM 852234103 320 1,971 SH   SOLE   0 0 1,971
TRAVELERS COMPANIES INC COM COM 89417E109 216 1,996 SH   SOLE   0 0 1,996
ISHARES 0-5 YR TIPS BOND ETF ETF 46429B747 218 2,095 SH   SOLE   0 0 2,095
ADOBE SYS INC COM 00724F101 1,066 2,174 SH   SOLE   0 0 2,174
BOEING CO COM COM 097023105 365 2,210 SH   SOLE   0 0 2,210
QUALCOMM INC COM COM 747525103 276 2,347 SH   SOLE   0 0 2,347
VANGUARD Intmd-TERM CORP BD ETF ETF 92206C870 227 2,370 SH   SOLE   0 0 2,370
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 212 2,408 SH   SOLE   0 0 2,408
ISHR DJ U.S. FINANCIAL SECTOR ETF ETF 464287788 280 2,464 SH   SOLE   0 0 2,464
PROCTER AND GAMBLE CO COM COM 742718109 380 2,732 SH   SOLE   0 0 2,732
PPG INDS INC COM COM 693506107 334 2,738 SH   SOLE   0 0 2,738
CHUBB LIMITED COM COM H1467J104 339 2,921 SH   SOLE   0 0 2,921
ISHARES S&P 500 GROWTH ETF ETF 464287309 682 2,953 SH   SOLE   0 0 2,953
DOMINION RESOURCES INC COM 25746U109 234 2,964 SH   SOLE   0 0 2,964
ISHARES 3-7 YR TREASURY BOND ETF ETF 464288661 432 3,232 SH   SOLE   0 0 3,232
ABBOTT LABS COM COM 002824100 357 3,277 SH   SOLE   0 0 3,277
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 428 3,326 SH   SOLE   0 0 3,326
ISHR S&P NORTH AMER TECH-SOFTWARE ETF 464287515 1,080 3,471 SH   SOLE   0 0 3,471
HOME DEPOT COM 437076102 967 3,481 SH   SOLE   0 0 3,481
ISHARES MSCI KLD 400 SOCIAL ETF ETF 464288570 472 3,693 SH   SOLE   0 0 3,693
TECHNOLOGY SELECT SECTOR SPDR ETF 81369Y803 434 3,718 SH   SOLE   0 0 3,718
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 137 3,760 SH   SOLE   0 0 3,760
SPDR PORT S&P 600 SMALL CAP ETF ETF 78468R853 109 3,991 SH   SOLE   0 0 3,991
ISHARES TR RUSSELL MIDCAP INDEX FD ETF 464287499 232 4,035 SH   SOLE   0 0 4,035
SPDR PORTFOLIO S&P 400 MID CAP ETF ETF 78464A847 133 4,088 SH   SOLE   0 0 4,088
UNITED PARCEL SERVICE INC COM 911312106 684 4,107 SH   SOLE   0 0 4,107
NUVEEN ESG LARGE-CAP GROWTH ETF ETF 67092P201 210 4,121 SH   SOLE   0 0 4,121
MASCO CORP COM COM 574599106 229 4,160 SH   SOLE   0 0 4,160
ISHARES TR HIGH DIVID EQUITY FD ETF 46429B663 338 4,204 SH   SOLE   0 0 4,204
VISA INC COM 92826C839 859 4,294 SH   SOLE   0 0 4,294
SCHWAB US MID-CAP ETF ETF 808524508 238 4,295 SH   SOLE   0 0 4,295
CENTENE CORP DEL COM COM 15135B101 252 4,319 SH   SOLE   0 0 4,319
WALMART INC COM COM 931142103 609 4,352 SH   SOLE   0 0 4,352
BROOKFIELD INFRA PART LP LP INT UNT COM G16252101 214 4,487 SH   SOLE   0 0 4,487
FIDELITY D & D BANCORP INC COM COM 31609R100 220 4,510 SH   SOLE   0 0 4,510
PIMCO INTERMEDIATE muni bd ACTIVE ETF 72201R866 255 4,532 SH   SOLE   0 0 4,532
JPMORGAN CHASE & CO COM COM 46625H100 448 4,656 SH   SOLE   0 0 4,656
GILEAD SCIENCES INC COM 375558103 305 4,819 SH   SOLE   0 0 4,819
ISHARES MSCI EAFE ESG SELECT ETF ETF 46435G516 311 4,900 SH   SOLE   0 0 4,900
VALERO ENERGY CORP COM 91913Y100 222 5,119 SH   SOLE   0 0 5,119
PEPSICO INC COM COM 713448108 717 5,175 SH   SOLE   0 0 5,175
ISHR BROAD USD INV GRDE CORP BD ETF ETF 464288620 325 5,344 SH   SOLE   0 0 5,344
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 245 5,556 SH   SOLE   0 0 5,556
FEDEX CORP COM 31428X106 1,547 6,149 SH   SOLE   0 0 6,149
ISHARES MSCI EAFE ETF ETF 464287465 394 6,192 SH   SOLE   0 0 6,192
HEALTH CARE SELECT SECTOR SPDR ETF 81369Y209 659 6,251 SH   SOLE   0 0 6,251
PSHRS SP500 LOW VOLATILITY ETF ETF 46138E354 351 6,551 SH   SOLE   0 0 6,551
INTL BUSINESS MACHINES COM 459200101 823 6,768 SH   SOLE   0 0 6,768
ABBVIE INC COM COM 00287Y109 600 6,852 SH   SOLE   0 0 6,852
MERCK & CO INC COM 58933Y105 576 6,945 SH   SOLE   0 0 6,945
ISHARES MSCI EM ESG SELECT ETF ETF 46434G863 251 7,062 SH   SOLE   0 0 7,062
CITIGROUP INC COM 172967424 305 7,064 SH   SOLE   0 0 7,064
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 406 7,065 SH   SOLE   0 0 7,065
ISHARES DJ SELECT DIVIDEND ETF 464287168 585 7,179 SH   SOLE   0 0 7,179
FACEBOOK INC CL A COM 30303M102 1,922 7,339 SH   SOLE   0 0 7,339
WISDOMTREE LARGE CAP DIVIDEND ETF 97717W307 725 7,473 SH   SOLE   0 0 7,473
SPDR PORTFOLIO S&P 500 ETF ETF 78464A854 295 7,500 SH   SOLE   0 0 7,500
JOHNSON & JOHNSON COM COM 478160104 1,125 7,555 SH   SOLE   0 0 7,555
LOCKHEED MARTIN CORP COM 539830109 2,900 7,566 SH   SOLE   0 0 7,566
ISHR TR DOW JONESUS AEROSPACE & DEF ETF 464288760 1,232 7,774 SH   SOLE   0 0 7,774
SPDR GOLD ETF ETF 78463V107 1,383 7,806 SH   SOLE   0 0 7,806
ISHARES Intmd CREDIT BD ETF ETF 464288638 479 7,884 SH   SOLE   0 0 7,884
AMEREN CORP COM 023608102 634 8,020 SH   SOLE   0 0 8,020
SH FTSE NAREIT MORT PLUS CAP IDX FD ETF 46435G342 210 8,169 SH   SOLE   0 0 8,169
ISHARES 1-3 YR CREDIT BOND ETF ETF 464288646 451 8,210 SH   SOLE   0 0 8,210
JANUS HENDERSON SHT DURATION INCOME ETF 47103U886 425 8,437 SH   SOLE   0 0 8,437
DISNEY WALT CO COM DISNEY COM 254687106 1,058 8,529 SH   SOLE   0 0 8,529
ORACLE CORPORATION COM 68389X105 517 8,654 SH   SOLE   0 0 8,654
VANGUARD LONG TERM CORP BOND FD ETF ETF 92206C813 928 8,680 SH   SOLE   0 0 8,680
SPDR SER TR S&P SEMICONDUCTOR ETF ETF 78464A862 1,097 8,728 SH   SOLE   0 0 8,728
BRISTOL-MYERS SQUIBB CO COM COM 110122108 548 9,094 SH   SOLE   0 0 9,094
BERKSHIRE HATHAWAY INC DEL CL B NEW COM 084670702 1,939 9,105 SH   SOLE   0 0 9,105
SPDR PORT DEVELOPED WORLD EX-US ETF ETF 78463X889 271 9,250 SH   SOLE   0 0 9,250
FIFTH THIRD BANCORP COM 316773100 205 9,604 SH   SOLE   0 0 9,604
ISH BROAD USD HGH YD CORP BD ETF ETF 46435U853 384 9,741 SH   SOLE   0 0 9,741
ISHR EDGE MSCI MIN VOL GLOBAL ETF ETF 464286525 906 9,854 SH   SOLE   0 0 9,854
WELLS FARGO CO NEW COM COM 949746101 233 9,893 SH   SOLE   0 0 9,893
ISHARES 7-10 YR TREASURY BOND ETF ETF 464287440 1,213 9,953 SH   SOLE   0 0 9,953
PPL CORP COM COM 69351T106 272 10,003 SH   SOLE   0 0 10,003
TYSON FOODS INC CL A COM 902494103 595 10,006 SH   SOLE   0 0 10,006
FS KKR CAP CORP II COM COM 35952V303 151 10,243 SH   SOLE   0 0 10,243
CHEVRON CORP NEW COM COM 166764100 783 10,880 SH   SOLE   0 0 10,880
COMCAST CORP NEW CL A COM 20030N101 523 11,312 SH   SOLE   0 0 11,312
FIDELITY MSCI REAL ESTATE INDEX ETF ETF 316092857 269 11,432 SH   SOLE   0 0 11,432
COCA COLA CO COM COM 191216100 567 11,483 SH   SOLE   0 0 11,483
PWSHRS GLOBAL ET FD TR INSURED NATL ETF 46138E537 307 11,542 SH   SOLE   0 0 11,542
LOWES COS INC COM COM 548661107 1,952 11,768 SH   SOLE   0 0 11,768
CVS HEALTH CORP COM COM 126650100 729 12,483 SH   SOLE   0 0 12,483
NUVEEN ESG SMALL-CAP ETF ETF 67092P607 385 12,974 SH   SOLE   0 0 12,974
VANGUARD MEGA CAP VALUE ETF ETF 921910840 1,041 13,574 SH   SOLE   0 0 13,574
VANGUARD SMALL CAP ETF ETF 922908751 2,097 13,636 SH   SOLE   0 0 13,636
SPDR PORTFOLIO AGGREGATE BOND ETF ETF 78464A649 428 13,902 SH   SOLE   0 0 13,902
ADVISORSHARES PURE CANNABIS ETF ETF 00768Y495 152 14,180 SH   SOLE   0 0 14,180
PRUDENTIAL FINL INC COM 744320102 923 14,528 SH   SOLE   0 0 14,528
ISHARES TIPS BOND ETF ETF 464287176 1,894 14,969 SH   SOLE   0 0 14,969
CISCO SYS INC COM 17275R102 602 15,291 SH   SOLE   0 0 15,291
ISHR IBOXX HIGH YIELD CORP BD ETF ETF 464288513 1,317 15,697 SH   SOLE   0 0 15,697
CRONOS GROUP INC COM COM 22717L101 88 17,541 SH   SOLE   0 0 17,541
ISHR TRUST CORE SHRT TERM US BD ETF ETF 46432F859 918 17,818 SH   SOLE   0 0 17,818
VANGUARD SHORT TERM CORP BD FD ETF ETF 92206C409 1,478 17,836 SH   SOLE   0 0 17,836
ISH DOW JONES US HOME CONST ETF ETF 464288752 1,015 17,912 SH   SOLE   0 0 17,912
VERIZON COMMUNICATIONS COM 92343V104 1,077 18,101 SH   SOLE   0 0 18,101
GLOBAL X NASDAQ 100 COVERED CALL ETF 37954Y483 394 18,297 SH   SOLE   0 0 18,297
ABERDEEN ASIA PACIFIC INCOME FD INC CEF 003009107 74 18,500 SH   SOLE   0 0 18,500
ISHARES S&P US PREFERRED STOCK ETF ETF 464288687 698 19,155 SH   SOLE   0 0 19,155
XTRACKERS MSCI EAFE HEDGED EQTY ETF ETF 233051200 594 19,401 SH   SOLE   0 0 19,401
ISHARES TR S&P 100 INDEX FUND ETF 464287101 3,038 19,510 SH   SOLE   0 0 19,510
INTEL CORP COM COM 458140100 1,021 19,724 SH   SOLE   0 0 19,724
MARKET VECTORS ETF HY MUNI INDX ETF 92189H409 1,190 19,906 SH   SOLE   0 0 19,906
SPDR S&P 500 ETF ETF 78462F103 1,117 20,167 SH   SOLE   0 0 20,167
ENTERPRISE FINANCIAL SERVICES CORP COM 293712105 557 20,424 SH   SOLE   0 0 20,424
NUVEEN ESG LARGE-CAP VALUE ETF ETF 67092P300 595 20,472 SH   SOLE   0 0 20,472
VANGUARD S&P 500 ETF ETF 922908363 6,495 21,112 SH   SOLE   0 0 21,112
GENERAL MOTORS CORP COM 37045V100 627 21,175 SH   SOLE   0 0 21,175
WISDOMTREE MIDCAP EARNINGS ETF ETF 97717W570 724 21,180 SH   SOLE   0 0 21,180
BK OF AMERICA CORP COM COM 060505104 517 21,477 SH   SOLE   0 0 21,477
VANGUARD GROWTH ETF ETF 922908736 4,959 21,788 SH   SOLE   0 0 21,788
ISHR US ETF TR SHRT MATURITY BD ETF ETF 46431W507 1,120 22,346 SH   SOLE   0 0 22,346
ISHR US ETF TR SHRT MATURITY BD ETF ETF 46434V407 1,006 22,881 SH   SOLE   0 0 22,881
BARINGS GLOBAL SHORT DURATION COM CEF 06760L100 305 22,926 SH   SOLE   0 0 22,926
FORD MOTOR COMPANY COM 345370860 156 23,360 SH   SOLE   0 0 23,360
FIDELITY MSCI ENERGY INDEX ETF ETF 316092402 186 23,542 SH   SOLE   0 0 23,542
VANGUARD VALUE ETF ETF 922908744 2,476 23,695 SH   SOLE   0 0 23,695
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 1,002 25,191 SH   SOLE   0 0 25,191
ISHR INT SELECT DIV ETF ETF 464288448 631 25,316 SH   SOLE   0 0 25,316
WEYERHAEUSER CO REIT 962166104 733 25,694 SH   SOLE   0 0 25,694
WISDOMTREE MIDCAP DIVIDEND ETF 97717W505 780 26,985 SH   SOLE   0 0 26,985
EXXON MOBIL CORP COM COM 30231G102 962 28,014 SH   SOLE   0 0 28,014
ISHR EDGE MSCI US MOMENT FACTOR ETF ETF 46432F396 4,184 28,385 SH   SOLE   0 0 28,385
US BANCORP DEL COM NEW COM 902973304 1,087 30,329 SH   SOLE   0 0 30,329
POWERSHARES SP500 HIGH BETA ETF ETF 46138E370 1,277 30,731 SH   SOLE   0 0 30,731
PFIZER INC COM COM 717081103 1,130 30,794 SH   SOLE   0 0 30,794
UBSAG LND BRH ETRC ALRN MLP INDETN ETF 90267B682 215 31,551 SH   SOLE   0 0 31,551
ISHR IBOXX INVEST GRDE CORP BD ETF ETF 464287242 4,540 33,699 SH   SOLE   0 0 33,699
MEDTRONIC PLC SHS COM G5960L103 3,574 34,391 SH   SOLE   0 0 34,391
BP PLC SPONSORED ADR ADR 055622104 632 36,169 SH   SOLE   0 0 36,169
ISHR JPMORG USD EMERG MARKTS BD ETF ETF 464288281 4,050 36,519 SH   SOLE   0 0 36,519
ISHR TRST COR MSCI TOT INTL STK ETF ETF 46432F834 2,202 37,746 SH   SOLE   0 0 37,746
ISHARES TR S&P 1500 INDEX FD ETF 464287150 2,963 39,252 SH   SOLE   0 0 39,252
GLOBAL X FDS GLOBX SUPDV US ETF 37950E291 604 39,968 SH   SOLE   0 0 39,968
VANGUARD FTSE ALL-WORLD EX-US ETF 922042775 2,060 40,823 SH   SOLE   0 0 40,823
WISDOMTREE SMALLCAP DIVIDEND ETF 97717W604 884 41,936 SH   SOLE   0 0 41,936
INVESCO QQQ TRUST ETF 46090E103 11,655 41,949 SH   SOLE   0 0 41,949
VANGUARD TOTAL STK MKT ETF 922908769 7,377 43,314 SH   SOLE   0 0 43,314
POWERSHARES TRUST II ETF ETF 46138E362 1,536 46,567 SH   SOLE   0 0 46,567
VANGUARD EXTENDED MARKET ETF ETF 922908652 6,049 46,634 SH   SOLE   0 0 46,634
ENBRIDGE INC COM COM 29250N105 1,417 48,532 SH   SOLE   0 0 48,532
ISHARES AMT-FREE MUNI BOND ETF ETF 464288414 6,013 51,864 SH   SOLE   0 0 51,864
VANECK VECTORS SHORT MUNI ETF ETF 92189F528 1,048 58,049 SH   SOLE   0 0 58,049
ISHR TRST COR MSCI TOT INTL STK ETF ETF 46429B697 4,088 64,142 SH   SOLE   0 0 64,142
ISHARES FLOATING RATE BOND ETF ETF 46429B655 3,525 69,501 SH   SOLE   0 0 69,501
FIDELITY HIGH DIVIDEND ETF ETF 316092840 2,019 72,873 SH   SOLE   0 0 72,873
VANGUARD TOTAL INTERNATIONAL BD ETF ETF 92203J407 4,370 75,109 SH   SOLE   0 0 75,109
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746 4,205 77,240 SH   SOLE   0 0 77,240
VANECK VECTS FALLENANGEL HY BD ETF ETF 92189F437 2,377 79,921 SH   SOLE   0 0 79,921
FID MSCI INFO TECHNOLOGY INDEX ETF ETF 316092808 7,866 85,449 SH   SOLE   0 0 85,449
ISHARES ETF CURRENCY BOND FUND ETF 464286517 3,624 86,648 SH   SOLE   0 0 86,648
ISHR CORE INT AGGREGATE BD FUND ETF 46435G672 5,236 94,077 SH   SOLE   0 0 94,077
FID MSCI CONSUM DISCRETION IDX ET ETF 316092204 6,142 99,011 SH   SOLE   0 0 99,011
MICROSOFT COM 594918104 21,423 101,857 SH   SOLE   0 0 101,857
APPLE INC COM 037833100 12,239 105,682 SH   SOLE   0 0 105,682
ISHARES TR LEHMAN SHORT TREA BDFD ETF 464288679 12,449 112,457 SH   SOLE   0 0 112,457
ISHARES 1-3 YR TREASURY BOND ETF ETF 464287457 9,873 114,122 SH   SOLE   0 0 114,122
FIDELITY MSCI FINANCIALS INDEX ETF ETF 316092501 4,282 126,607 SH   SOLE   0 0 126,607
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409 6,603 131,778 SH   SOLE   0 0 131,778
MKT VECT LEHMAN BRS AMTFREE INTERM ETF 92189H201 7,466 145,604 SH   SOLE   0 0 145,604
PIMCO ACTIVE BOND ET FUND ETF 72201R775 16,387 145,751 SH   SOLE   0 0 145,751
AT&T INC COM COM 00206R102 4,179 146,573 SH   SOLE   0 0 146,573
GENERAL ELECTRIC CO COM COM 369604103 988 158,616 SH   SOLE   0 0 158,616
ISHARES S&P 500 VALUE ETF ETF 464287408 18,056 160,567 SH   SOLE   0 0 160,567
FIDELITY TOTAL BOND ETF ETF 316188309 9,171 167,809 SH   SOLE   0 0 167,809
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600 9,542 181,416 SH   SOLE   0 0 181,416
BHP GROUP LTD SPONSORED ADS ADR 088606108 9,643 186,483 SH   SOLE   0 0 186,483
ISHARES AGGREGATE BOND ETF ETF 464287226 22,917 194,114 SH   SOLE   0 0 194,114
COLGATE PALMOLIVE CO COM COM 194162103 16,069 208,287 SH   SOLE   0 0 208,287
ISHARES CORE MSCI EMERGING MKTS ETF 46434G103 11,062 209,516 SH   SOLE   0 0 209,516
COMMERCE BANCSHARES INC COM COM 200525103 11,905 211,491 SH   SOLE   0 0 211,491
ISH CORE TOTAL USD BOND MARKET ETF ETF 46434V613 13,418 246,737 SH   SOLE   0 0 246,737
ISHARES S&P 500 INDEX ETF 464287200 83,875 249,583 SH   SOLE   0 0 249,583
ISHARES CORE S&P MID CAP ETF ETF 464287507 55,426 299,097 SH   SOLE   0 0 299,097
SPDR DOUBLELINE TOT RETURN TACT ETF ETF 78467V848 17,552 355,953 SH   SOLE   0 0 355,953
ISHARES U.S. TREASURY BOND ETF ETF 46429B267 10,120 362,058 SH   SOLE   0 0 362,058
ISHARES S&P SMALLCAP 600 ETF ETF 464287804 34,546 491,901 SH   SOLE   0 0 491,901
ISHARES GOLD TRUST ETF ETF 464285105 9,305 517,247 SH   SOLE   0 0 517,247
ISHARES CORE MSCI EAFE ETF 46432F842 53,384 885,606 SH   SOLE   0 0 885,606