The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 280 1,157 SH   OTR 0 0 0 1,157
ISHARES TR CORE S&P MCP ETF 464287507 3,883 16,060 SH   SOLE 0 0 0 16,060
ISHARES TR CORE S&P SCP ETF 464287804 93 944 SH   OTR 0 0 0 944
ISHARES TR CORE S&P SCP ETF 464287804 1,079 10,900 SH   SOLE 0 0 0 10,900
ISHARES TR CORE S&P500 ETF 464287200 876 2,297 SH   OTR 0 0 0 2,297
ISHARES TR CORE S&P500 ETF 464287200 11,052 28,995 SH   SOLE 0 0 0 28,995
ISHARES TR RUS 1000 ETF 464287622 371 1,719 SH   SOLE 0 0 0 1,719
ADOBE SYSTEMS INCORPORATED COM 00724F101 295 624 SH   SOLE 0 0 0 624
AMAZON COM INC COM 023135106 874 276 SH   OTR 0 0 0 276
AMAZON COM INC COM 023135106 27,091 8,557 SH   SOLE 0 0 0 8,557
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 42 177 SH   OTR 0 0 0 177
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 825 3,520 SH   SOLE 0 0 0 3,520
ERICSSON ADR B SEK 10 294821608 958 81,620 SH   SOLE 0 0 0 81,620
REALTY INCOME CORP COM 756109104 635 10,984 SH   SOLE 0 0 0 10,984
NOKIA CORP SPONSORED ADR 654902204 398 100,000 SH   SOLE 0 0 0 100,000
QUALCOMM INC COM 747525103 268 1,700 SH   SOLE 0 0 0 1,700
DISNEY WALT CO COM 254687106 159 900 SH   OTR 0 0 0 900
DISNEY WALT CO COM 254687106 217 1,231 SH   SOLE 0 0 0 1,231
JOHNSON & JOHNSON COM 478160104 884 5,601 SH   SOLE 0 0 0 5,601
MICROSOFT CORP COM 594918104 330 1,525 SH   OTR 0 0 0 1,525
MICROSOFT CORP COM 594918104 20,436 94,461 SH   SOLE 0 0 0 94,461
PEPSICO INC COM 713448108 229 1,609 SH   SOLE 0 0 0 1,609
ISHARES TR U.S. FIN SVC ETF 464287770 583 3,675 SH   SOLE 0 0 0 3,675
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 282 1,986 SH   OTR 0 0 0 1,986
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,920 27,582 SH   SOLE 0 0 0 27,582
BK OF AMERICA CORP COM 060505104 323 9,668 SH   SOLE 0 0 0 9,668
AUTOMATIC DATA PROCESSING IN COM 053015103 347 2,105 SH   SOLE 0 0 0 2,105
EXXON MOBIL CORP COM 30231G102 30 614 SH   OTR 0 0 0 614
EXXON MOBIL CORP COM 30231G102 244 5,033 SH   SOLE 0 0 0 5,033
WALMART INC COM 931142103 589 3,996 SH   SOLE 0 0 0 3,996
COSTCO WHSL CORP NEW COM 22160K105 587 1,600 SH   SOLE 0 0 0 1,600
DOMINION ENERGY INC COM 25746U109 223 3,081 SH   SOLE 0 0 0 3,081
MERCK & CO. INC COM 58933Y105 27 333 SH   OTR 0 0 0 333
MERCK & CO. INC COM 58933Y105 484 5,877 SH   SOLE 0 0 0 5,877
FULTON FINL CORP PA COM 360271100 732 50,508 SH   SOLE 0 0 0 50,508
GENERAL ELECTRIC CO COM 369604103 127 11,012 SH   SOLE 0 0 0 11,012
JPMORGAN CHASE & CO COM 46625H100 211 1,500 SH   OTR 0 0 0 1,500
JPMORGAN CHASE & CO COM 46625H100 266 1,893 SH   SOLE 0 0 0 1,893
UNITEDHEALTH GROUP INC COM 91324P102 945 2,662 SH   SOLE 0 0 0 2,662
RAYTHEON TECHNOLOGIES CORP COM 75513E101 528 7,488 SH   SOLE 0 0 0 7,488
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,034 5,196 SH   SOLE 0 0 0 5,196
NEXTERA ENERGY INC COM 65339F101 1,025 12,520 SH   SOLE 0 0 0 12,520
APPLE INC COM 037833100 2,142 16,365 SH   OTR 0 0 0 16,365
APPLE INC COM 037833100 23,833 182,088 SH   SOLE 0 0 0 182,088
ISHARES TR PHLX SEMICND ETF 464287523 85 210 SH   OTR 0 0 0 210
ISHARES TR PHLX SEMICND ETF 464287523 2,677 6,596 SH   SOLE 0 0 0 6,596
GENERAL DYNAMICS CORP COM 369550108 240 1,571 SH   SOLE 0 0 0 1,571
AVERY DENNISON CORP COM 053611109 224 1,375 SH   SOLE 0 0 0 1,375
ENTERPRISE PRODS PARTNERS L COM 293792107 142 6,250 SH   OTR 0 0 0 6,250
ENTERPRISE PRODS PARTNERS L COM 293792107 1,621 71,274 SH   SOLE 0 0 0 71,274
ALPHABET INC CAP STK CL A 02079K305 1,553 889 SH   SOLE 0 0 0 889
SPDR GOLD TR GOLD SHS 78463V107 230 1,327 SH   SOLE 0 0 0 1,327
VANGUARD INDEX FDS SMALL CP ETF 922908751 40 196 SH   OTR 0 0 0 196
VANGUARD INDEX FDS SMALL CP ETF 922908751 361 1,756 SH   SOLE 0 0 0 1,756
VANGUARD INDEX FDS GROWTH ETF 922908736 399 1,569 SH   OTR 0 0 0 1,569
VANGUARD INDEX FDS GROWTH ETF 922908736 4,954 19,505 SH   SOLE 0 0 0 19,505
VULCAN MATLS CO COM 929160109 611 3,780 SH   OTR 0 0 0 3,780
VULCAN MATLS CO COM 929160109 3,328 20,591 SH   SOLE 0 0 0 20,591
CENTENE CORP DEL COM 15135B101 1,102 16,564 SH   OTR 0 0 0 16,564
CENTENE CORP DEL COM 15135B101 1,649 24,793 SH   SOLE 0 0 0 24,793
THERMO FISHER SCIENTIFIC INC COM 883556102 384 765 SH   OTR 0 0 0 765
THERMO FISHER SCIENTIFIC INC COM 883556102 622 1,240 SH   SOLE 0 0 0 1,240
SALESFORCE COM INC COM 79466L302 21 97 SH   OTR 0 0 0 97
SALESFORCE COM INC COM 79466L302 1,408 6,455 SH   SOLE 0 0 0 6,455
SIGNATURE BK NEW YORK N Y COM 82669G104 384 2,497 SH   SOLE 0 0 0 2,497
CITIZENS & NORTHN CORP COM 172922106 2,646 129,031 SH   SOLE 0 0 0 129,031
SPDR SER TR S&P REGL BKG 78464A698 522 8,946 SH   SOLE 0 0 0 8,946
SPDR SER TR S&P BK ETF 78464A797 315 6,832 SH   SOLE 0 0 0 6,832
ERIE INDTY CO CL A 29530P102 647 2,550 SH   SOLE 0 0 0 2,550
ISHARES TR MSCI KLD400 SOC 464288570 574 7,914 SH   SOLE 0 0 0 7,914
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 964 10,405 SH   SOLE 0 0 0 10,405
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 395 3,065 SH   SOLE 0 0 0 3,065
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 414 5,812 SH   SOLE 0 0 0 5,812
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 121 1,822 SH   OTR 0 0 0 1,822
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,426 51,632 SH   SOLE 0 0 0 51,632
ISHARES INC MSCI GBL MIN VOL 464286525 122 1,256 SH   OTR 0 0 0 1,256
ISHARES INC MSCI GBL MIN VOL 464286525 826 8,472 SH   SOLE 0 0 0 8,472
FACEBOOK INC CL A 30303M102 1,337 5,315 SH   SOLE 0 0 0 5,315
AMBEV SA SPONSORED ADR 02319V103 73 23,808 SH   SOLE 0 0 0 23,808
ALPHABET INC CAP STK CL C 02079K107 2,139 1,219 SH   SOLE 0 0 0 1,219
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 19 80 SH   OTR 0 0 0 80
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 1,301 5,527 SH   SOLE 0 0 0 5,527
ATHENEX INC COM 04685N103 140 13,126 SH   SOLE 0 0 0 13,126
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 239 4,715 SH   SOLE 0 0 0 4,715
ISHARES INC MSCI EMRG CHN 46434G764 640 10,610 SH   SOLE 0 0 0 10,610
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 5 98 SH   OTR 0 0 0 98
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 1,184 23,190 SH   SOLE 0 0 0 23,190
DOW INC COM 260557103 213 3,540 SH   SOLE 0 0 0 3,540
WISDOMTREE TR CLOUD COMPUTNG 97717Y691 42 778 SH   OTR 0 0 0 778
WISDOMTREE TR CLOUD COMPUTNG 97717Y691 2,822 51,778 SH   SOLE 0 0 0 51,778