The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AERPIO PHARMACEUTICALS INC COM 00810B105 10 10,219 SH   SOLE   0 0 10,219
AIR TRANSPORT SERVICES GRP I COM 00922R105 516 16,465 SH   SOLE   0 0 16,465
ALPHABET INC CAP STK CL A 02079K305 356 203 SH   SOLE   0 0 203
AMAZON COM INC COM 023135106 1,290 396 SH   SOLE   0 0 396
AMERICAN CENTY ETF TR US ML CP VALU 025072877 2,704 47,571 SH   SOLE   47,571 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 2,482 40,170 SH   SOLE   40,170 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 939 16,444 SH   SOLE   16,444 0 0
ANNALY CAPITAL MANAGEMENT IN COM 035710409 130 15,410 SH   SOLE   0 0 15,410
APPLE INC COM 037833100 6,461 48,690 SH   SOLE   0 0 48,690
AT&T INC COM 00206R102 226 7,873 SH   SOLE   0 0 7,873
AUTOZONE INC COM 053332102 356 300 SH   SOLE   0 0 300
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,087 6 SH   SOLE   0 0 6
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,695 7,310 SH   SOLE   0 0 7,310
CINCINNATI FINL CORP COM 172062101 7,871 90,089 SH   SOLE   0 0 90,089
CINTAS CORP COM 172908105 379 1,071 SH   SOLE   0 0 1,071
COMCAST CORP NEW CL A 20030N101 797 15,215 SH   SOLE   0 0 15,215
COSTCO WHSL CORP NEW COM 22160K105 277 734 SH   SOLE   0 0 734
CVS HEALTH CORP COM 126650100 3,074 45,001 SH   SOLE   0 0 45,001
FACEBOOK INC CL A 30303M102 3,691 13,514 SH   SOLE   0 0 13,514
FRANKLIN STR PPTYS CORP COM 35471R106 329 75,218 SH   SOLE   0 0 75,218
GENERAL ELECTRIC COM 369604103 511 47,301 SH   SOLE   0 0 47,301
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 383 5,062 SH   SOLE   5,062 0 0
HOME DEPOT INC COM 437076102 499 1,880 SH   SOLE   0 0 1,880
I SHARES TR CORE S&P500 ETF 464287200 6,955 18,526 SH   SOLE   18,526 0 0
I SHARES TR MSCI EAFE INDEX 464287465 1,482 20,313 SH   SOLE   20,313 0 0
I SHARES TR MSCI EMG MKT ETF 464287234 1,816 35,146 SH   SOLE   35,146 0 0
I SHARES TR RUS 1000 GRW ETF 464287614 6,705 27,804 SH   SOLE   27,804 0 0
I SHARES TR RUSSELL 3000 464287689 16,019 71,657 SH   SOLE   71,657 0 0
I SHARES TR RUSSELL MCP GR 464287481 23,286 226,852 SH   SOLE   226,852 0 0
INTEL CORP COM 458140100 685 13,742 SH   SOLE   0 0 13,742
INTERNATIONAL BUSINESS MACHS COM 459200101 225 1,787 SH   SOLE   0 0 1,787
INVESCO QQQ TR UNIT SER 1 46090E103 829 2,641 SH   SOLE   2,641 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,669 26,908 SH   SOLE   26,908 0 0
ISHARES INC MSCI EMRG CHN 46434G764 367 6,462 SH   SOLE   6,462 0 0
ISHARES TR CORE MSCI EAFE 46432F842 90,700 1,312,778 SH   SOLE   1,312,778 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,279 5,564 SH   SOLE   5,564 0 0
ISHARES TR CORE S&P SCP ETF 464287804 630 6,859 SH   SOLE   6,859 0 0
ISHARES TR CORE S&P TTL STK 464287150 39,905 462,833 SH   SOLE   462,833 0 0
ISHARES TR CORE US AGGBD ET 464287226 327 2,767 SH   SOLE   2,767 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 428 17,902 SH   SOLE   17,902 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 2,198 25,440 SH   SOLE   25,440 0 0
ISHARES TR NATIONAL MUN ETF 464288414 568 4,845 SH   SOLE   4,845 0 0
ISHARES TR RUS 1000 ETF 464287622 677 3,197 SH   SOLE   3,197 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 551 4,031 SH   SOLE   4,031 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 244 1,246 SH   SOLE   1,246 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 246 1,868 SH   SOLE   1,868 0 0
ISHARES TR RUS MDCP VAL ETF 464287499 351 5,119 SH   SOLE   5,119 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 658 6,782 SH   SOLE   6,782 0 0
ISHARES TR S&P 100 ETF 464287101 582 3,392 SH   SOLE   3,392 0 0
ISHARES TR S&P 500 VAL ETF 464287408 390 3,050 SH   SOLE   3,050 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 772 12,104 SH   SOLE   12,104 0 0
ISHARES TR S&P MC 400GR ETF 464287606 618 8,552 SH   SOLE   8,552 0 0
JOHNSON & JOHNSON COM 478160104 390 2,475 SH   SOLE   0 0 2,475
JPMORGAN CHASE & CO COM 46625H100 334 2,632 SH   SOLE   0 0 2,632
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 598 43,066 SH   SOLE   0 0 43,066
KINDER MORGAN INC DEL COM 49456B101 318 23,234 SH   SOLE   0 0 23,234
KROGER CO COM 501044101 230 7,230 SH   SOLE   0 0 7,230
LOCKHEED MARTIN CORP COM 539830109 347 977 SH   SOLE   0 0 977
MARATHON OIL CORP COM 565849106 80 12,052 SH   SOLE   0 0 12,052
MERCK & CO. INC COM 58933Y105 318 3,890 SH   SOLE   0 0 3,890
MICROSOFT CORP COM 594918104 1,141 5,132 SH   SOLE   0 0 5,132
NATIONAL CINEMEDIA INC COM 635309107 93 25,000 SH   SOLE   0 0 25,000
NETFLIX INC COM 64110L106 466 861 SH   SOLE   0 0 861
NVIDIA CORPORATION COM 67066G104 341 653 SH   SOLE   0 0 653
PEPSICO INC COM 713448108 631 4,253 SH   SOLE   0 0 4,253
PNC FINL SVCS GROUP INC COM 693475105 325 2,178 SH   SOLE   0 0 2,178
PROCTER & GAMBLE CO COM 742718109 34,649 249,025 SH   SOLE   0 0 249,025
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 42,383 1,176,992 SH   SOLE   1,176,992 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 20,157 221,526 SH   SOLE   221,526 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 9,477 249,581 SH   SOLE   249,581 0 0
SMUCKER J M CO COM NEW 832696405 287 2,483 SH   SOLE   0 0 2,483
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 2,908 9,510 SH   SOLE   9,510 0 0
SPDR GOLD TR GOLD SHS 78463V107 223 1,249 SH   SOLE   1,249 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,784 10,121 SH   SOLE   10,121 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 680 1,619 SH   SOLE   1,619 0 0
SPDR SER TR S&P BK ETF 78464A797 1,291 30,880 SH   SOLE   30,880 0 0
SPDR SER TR S&P DIVID ETF 78464A763 282 2,661 SH   SOLE   2,661 0 0
TESLA INC COM 88160R101 540 765 SH   SOLE   0 0 765
UNION PAC CORP COM 907818108 225 1,080 SH   SOLE   0 0 1,080
US BANCORP DEL COM NEW 902973304 1,916 41,122 SH   SOLE   0 0 41,122
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 846 5,440 SH   SOLE   5,440 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 136,020 1,640,774 SH   SOLE   1,640,774 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,060 12,016 SH   SOLE   12,016 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 303 1,842 SH   SOLE   1,842 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 97,721 385,732 SH   SOLE   385,732 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 886 4,286 SH   SOLE   4,286 0 0
VANGUARD INDEX FDS MID CAP GRW ETF 922908538 152,789 720,466 SH   SOLE   720,466 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 902 7,584 SH   SOLE   7,584 0 0
VANGUARD INDEX FDS REIT ETF 922908553 116,203 1,368,225 SH   SOLE   1,368,225 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,225 3,565 SH   SOLE   3,565 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,704 19,013 SH   SOLE   19,013 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 362 1,859 SH   SOLE   1,859 0 0
VANGUARD INDEX FDS STK MRK ETF 922908769 441,315 2,267,342 SH   SOLE   2,267,342 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 498 4,184 SH   SOLE   4,184 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,429 48,479 SH   SOLE   48,479 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,965 50,806 SH   SOLE   50,806 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 7,897 145,408 SH   SOLE   145,408 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 378 4,079 SH   SOLE   4,079 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,183 12,183 SH   SOLE   12,183 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 692 8,316 SH   SOLE   8,316 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 298 2,113 SH   SOLE   2,113 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,852 47,415 SH   SOLE   47,415 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 165,834 3,512,690 SH   SOLE   3,512,690 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 708 2,000 SH   SOLE   2,000 0 0
VISA INC COM CL A 92826C839 521 2,383 SH   SOLE   0 0 2,383
WALGREENS BOOTS ALLIANCE INC COM 931427108 383 9,613 SH   SOLE   0 0 9,613
WALMART INC COM 931142103 527 3,654 SH   SOLE   0 0 3,654
WESBANCO INC COM 950810101 1,002 33,443 SH   SOLE   0 0 33,443
WISDOMTREE TR FLOATNG RAT TREA 97717X628 392 7,803 SH   SOLE   7,803 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604 2,155 81,000 SH   SOLE   81,000 0 0