The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARK ETF TR INNOVATION ETF 00214Q104 498 4,000 SH   SOLE NONE 0 0 4,000
ABBOTT LABS COM 002824100 454 4,142 SH   SOLE NONE 0 0 4,142
ABBVIE INC COM 00287Y109 517 4,827 SH   SOLE NONE 0 0 4,827
ADOBE SYSTEMS INCORPORATED COM 00724F101 251 502 SH   SOLE NONE 0 0 502
ADVANCED MICRO DEVICES INC COM 007903107 207 2,262 SH   SOLE NONE 0 0 2,262
ALPHABET INC CAP STK CL C 02079K107 1,090 622 SH   SOLE NONE 0 0 622
ALPHABET INC CAP STK CL A 02079K305 882 503 SH   SOLE NONE 0 0 503
AMAZON COM INC COM 023135106 4,491 1,379 SH   SOLE NONE 0 0 1,379
AMERICAN CENTY ETF TR US SML CP VALU 025072877 513 9,020 SH   SOLE NONE 0 0 9,020
AMGEN INC COM 031162100 260 1,129 SH   SOLE NONE 0 0 1,129
APPLE INC COM 037833100 22,172 167,097 SH   SOLE NONE 0 0 167,097
APPLIED MATLS INC COM 038222105 742 8,596 SH   SOLE NONE 0 0 8,596
BK OF AMERICA CORP COM 060505104 244 8,038 SH   SOLE NONE 0 0 8,038
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,759 7,584 SH   SOLE NONE 0 0 7,584
BLACKROCK MUNIHLDGS NY QLTY COM 09255C106 204 14,485 SH   SOLE NONE 0 0 14,485
BLACKSTONE GROUP INC COM CL A 09260D107 944 14,565 SH   SOLE NONE 0 0 14,565
CSX CORP COM 126408103 290 3,198 SH   SOLE NONE 0 0 3,198
CAMDEN PPTY TR SH BEN INT 133131102 200 2,000 SH   SOLE NONE 0 0 2,000
CARMAX INC COM 143130102 310 3,283 SH   SOLE NONE 0 0 3,283
CISCO SYS INC COM 17275R102 375 8,388 SH   SOLE NONE 0 0 8,388
CINTAS CORP COM 172908105 288 815 SH   SOLE NONE 0 0 815
CITIZENS FINL GROUP INC COM 174610105 5,220 145,978 SH   SOLE NONE 0 0 145,978
COCA COLA CO COM 191216100 241 4,387 SH   SOLE NONE 0 0 4,387
COSTCO WHSL CORP NEW COM 22160K105 403 1,069 SH   SOLE NONE 0 0 1,069
CREDIT ACCEP CORP MICH COM 225310101 298 861 SH   SOLE NONE 0 0 861
CROCS INC COM 227046109 5,802 92,596 SH   SOLE NONE 0 0 92,596
DATADOG INC CL A COM 23804L103 27,090 275,197 SH   SOLE NONE 0 0 275,197
DEERE CO COM 244199105 234 871 SH   SOLE NONE 0 0 871
DISNEY WALT CO COM 254687106 863 4,762 SH   SOLE NONE 0 0 4,762
EQUITY RESIDENTIAL SH BEN INT 29476L107 301 5,079 SH   SOLE NONE 0 0 5,079
EXXON MOBIL CORP COM 30231G102 687 16,677 SH   SOLE NONE 0 0 16,677
FACEBOOK INC CL A 30303M102 582 2,130 SH   SOLE NONE 0 0 2,130
GENERAL ELECTRIC CO COM 369604103 722 66,887 SH   SOLE NONE 0 0 66,887
HERSHEY CO COM 427866108 406 2,666 SH   SOLE NONE 0 0 2,666
HOME DEPOT INC COM 437076102 1,157 4,357 SH   SOLE NONE 0 0 4,357
HONEYWELL INTL INC COM 438516106 596 2,801 SH   SOLE NONE 0 0 2,801
INTEL CORP COM 458140100 474 9,512 SH   SOLE NONE 0 0 9,512
INTERNATIONAL BUSINESS MACHS COM 459200101 283 2,247 SH   SOLE NONE 0 0 2,247
INVESCO QQQ TR UNIT SER 1 46090E103 703 2,241 SH   SOLE NONE 0 0 2,241
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,868 14,650 SH   SOLE NONE 0 0 14,650
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 20,201 151,657 SH   SOLE NONE 0 0 151,657
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 4,459 79,307 SH   SOLE NONE 0 0 79,307
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 839 24,276 SH   SOLE NONE 0 0 24,276
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 246 5,799 SH   SOLE NONE 0 0 5,799
INVESCO EXCH TRADED FD TR II S&P SMALLCAP 600 46138G664 812 10,013 SH   SOLE NONE 0 0 10,013
INVESCO EXCH TRADED FD TR II S&P MDCP 400 REV 46138G672 956 13,433 SH   SOLE NONE 0 0 13,433
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698 10,958 175,943 SH   SOLE NONE 0 0 175,943
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 1,727 66,541 SH   SOLE NONE 0 0 66,541
ISHARES TR S&P 100 ETF 464287101 1,183 6,895 SH   SOLE NONE 0 0 6,895
ISHARES TR CORE S&P TTL STK 464287150 594 6,894 SH   SOLE NONE 0 0 6,894
ISHARES TR SELECT DIVID ETF 464287168 3,343 34,754 SH   SOLE NONE 0 0 34,754
ISHARES TR TIPS BD ETF 464287176 1,799 14,097 SH   SOLE NONE 0 0 14,097
ISHARES TR CORE S&P500 ETF 464287200 139,548 371,741 SH   SOLE NONE 0 0 371,741
ISHARES TR MSCI EMG MKT ETF 464287234 745 14,426 SH   SOLE NONE 0 0 14,426
ISHARES TR S&P 500 VAL ETF 464287408 295 2,305 SH   SOLE NONE 0 0 2,305
ISHARES TR MSCI EAFE ETF 464287465 1,952 26,756 SH   SOLE NONE 0 0 26,756
ISHARES TR RUS MID CAP ETF 464287499 662 9,663 SH   SOLE NONE 0 0 9,663
ISHARES TR CORE S&P MCP ETF 464287507 36,522 158,907 SH   SOLE NONE 0 0 158,907
ISHARES TR PHLX SEMICND ETF 464287523 1,668 4,400 SH   SOLE NONE 0 0 4,400
ISHARES TR COHEN STEER REIT 464287564 218 4,052 SH   SOLE NONE 0 0 4,052
ISHARES TR RUS 1000 VAL ETF 464287598 464 3,393 SH   SOLE NONE 0 0 3,393
ISHARES TR RUS 1000 GRW ETF 464287614 445 1,846 SH   SOLE NONE 0 0 1,846
ISHARES TR RUS 1000 ETF 464287622 4,354 20,553 SH   SOLE NONE 0 0 20,553
ISHARES TR RUS 2000 VAL ETF 464287630 1,634 12,406 SH   SOLE NONE 0 0 12,406
ISHARES TR RUSSELL 2000 ETF 464287655 6,223 31,740 SH   SOLE NONE 0 0 31,740
ISHARES TR CORE S&P SCP ETF 464287804 26,527 288,649 SH   SOLE NONE 0 0 288,649
ISHARES TR EAFE SML CP ETF 464288273 810 11,851 SH   SOLE NONE 0 0 11,851
ISHARES TR CORE HIGH DV ETF 46429B663 1,618 18,452 SH   SOLE NONE 0 0 18,452
ISHARES TR MSCI EAFE MIN VL 46429B689 11,659 158,820 SH   SOLE NONE 0 0 158,820
ISHARES TR MSCI USA MIN VOL 46429B697 26,664 392,814 SH   SOLE NONE 0 0 392,814
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 16,252 323,929 SH   SOLE NONE 0 0 323,929
ISHARES TR CORE MSCI TOTAL 46432F834 919 13,682 SH   SOLE NONE 0 0 13,682
ISHARES TR CORE MSCI EAFE 46432F842 4,229 61,212 SH   SOLE NONE 0 0 61,212
ISHARES INC CORE MSCI EMKT 46434G103 1,622 26,147 SH   SOLE NONE 0 0 26,147
ISHARES TR IBONDS DEC2023 46435G318 321 12,269 SH   SOLE NONE 0 0 12,269
ISHARES TR IBONDS DEC2022 46435G755 250 9,499 SH   SOLE NONE 0 0 9,499
ISHARES TR IBONDS DEC 46435U697 254 9,380 SH   SOLE NONE 0 0 9,380
JPMORGAN CHASE CO COM 46625H100 1,998 15,722 SH   SOLE NONE 0 0 15,722
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 12,707 248,965 SH   SOLE NONE 0 0 248,965
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 106,520 2,097,257 SH   SOLE NONE 0 0 2,097,257
JACOBS ENGR GROUP INC COM 469814107 367 3,369 SH   SOLE NONE 0 0 3,369
JOHNSON JOHNSON COM 478160104 2,044 12,988 SH   SOLE NONE 0 0 12,988
MASTERCARD INCORPORATED CL A 57636Q104 2,226 6,235 SH   SOLE NONE 0 0 6,235
MERCK CO. INC COM 58933Y105 473 5,788 SH   SOLE NONE 0 0 5,788
MICROSOFT CORP COM 594918104 4,864 21,868 SH   SOLE NONE 0 0 21,868
NATIONAL RESH CORP COM NEW 637372202 299 7,000 SH   SOLE NONE 0 0 7,000
NATURA CO HLDG S A ADS 63884N108 680 34,000 SH   SOLE NONE 0 0 34,000
NETFLIX INC COM 64110L106 338 625 SH   SOLE NONE 0 0 625
OREILLY AUTOMOTIVE INC COM 67103H107 376 831 SH   SOLE NONE 0 0 831
PDF SOLUTIONS INC COM 693282105 302 14,000 SH   SOLE NONE 0 0 14,000
PJT PARTNERS INC COM CL A 69343T107 9,389 124,770 SH   SOLE NONE 0 0 124,770
PPG INDS INC COM 693506107 456 3,163 SH   SOLE NONE 0 0 3,163
PEPSICO INC COM 713448108 851 5,739 SH   SOLE NONE 0 0 5,739
PFIZER INC COM 717081103 885 24,047 SH   SOLE NONE 0 0 24,047
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 823 8,063 SH   SOLE NONE 0 0 8,063
PROCTER AND GAMBLE CO COM 742718109 809 5,812 SH   SOLE NONE 0 0 5,812
PROSIGHT GLOBAL INC COM 74349J103 128 10,000 SH   SOLE NONE 0 0 10,000
QUALCOMM INC COM 747525103 236 1,552 SH   SOLE NONE 0 0 1,552
QUOTIENT TECHNOLOGY INC COM 749119103 188 20,000 SH   SOLE NONE 0 0 20,000
ROSS STORES INC COM 778296103 852 6,937 SH   SOLE NONE 0 0 6,937
ROYAL BK CDA COM 780087102 468 5,700 SH   SOLE NONE 0 0 5,700
SPDR SP 500 ETF TR TR UNIT 78462F103 49,084 131,282 SH   SOLE NONE 0 0 131,282
SPDR GOLD TR GOLD SHS 78463V107 311 1,743 SH   SOLE NONE 0 0 1,743
SPDR SER TR S&P 600 SMCP GRW 78464A201 11,717 153,423 SH   SOLE NONE 0 0 153,423
SPDR SER TR S&P 600 SMCP VAL 78464A300 16,325 246,643 SH   SOLE NONE 0 0 246,643
SPDR SER TR PRTFLO S&P500 GW 78464A409 25,315 457,852 SH   SOLE NONE 0 0 457,852
SPDR SER TR FTSE INT GVT ETF 78464A490 321 5,460 SH   SOLE NONE 0 0 5,460
SPDR SER TR PRTFLO S&P500 VL 78464A508 23,169 673,727 SH   SOLE NONE 0 0 673,727
SPDR SER TR S&P DIVID ETF 78464A763 23,331 220,249 SH   SOLE NONE 0 0 220,249
SPDR SER TR S&P 400 MDCP GRW 78464A821 18,413 265,591 SH   SOLE NONE 0 0 265,591
SPDR SER TR S&P 400 MDCP VAL 78464A839 18,202 327,969 SH   SOLE NONE 0 0 327,969
SPDR SP MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 19,759 47,054 SH   SOLE NONE 0 0 47,054
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 462 3,601 SH   SOLE NONE 0 0 3,601
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 324 5,449 SH   SOLE NONE 0 0 5,449
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 683 18,960 SH   SOLE NONE 0 0 18,960
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 315 2,425 SH   SOLE NONE 0 0 2,425
TJX COS INC NEW COM 872540109 849 12,426 SH   SOLE NONE 0 0 12,426
TESLA INC COM 88160R101 223 316 SH   SOLE NONE 0 0 316
TRUIST FINL CORP COM 89832Q109 216 4,508 SH   SOLE NONE 0 0 4,508
UNITEDHEALTH GROUP INC COM 91324P102 238 679 SH   SOLE NONE 0 0 679
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 600 4,247 SH   SOLE NONE 0 0 4,247
VANGUARD STAR FDS VG TL INTL STK F 921909768 279 4,637 SH   SOLE NONE 0 0 4,637
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 917 5,467 SH   SOLE NONE 0 0 5,467
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 1,179 7,581 SH   SOLE NONE 0 0 7,581
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 465 5,611 SH   SOLE NONE 0 0 5,611
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 10,755 227,822 SH   SOLE NONE 0 0 227,822
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 764 8,348 SH   SOLE NONE 0 0 8,348
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 48,584 950,754 SH   SOLE NONE 0 0 950,754
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 221 4,063 SH   SOLE NONE 0 0 4,063
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 339 2,779 SH   SOLE NONE 0 0 2,779
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,565 43,944 SH   SOLE NONE 0 0 43,944
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,095 41,818 SH   SOLE NONE 0 0 41,818
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 341 5,662 SH   SOLE NONE 0 0 5,662
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,503 7,284 SH   SOLE NONE 0 0 7,284
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 308 2,586 SH   SOLE NONE 0 0 2,586
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 370 1,746 SH   SOLE NONE 0 0 1,746
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,637 54,594 SH   SOLE NONE 0 0 54,594
VANGUARD INDEX FDS SML CP GRW ETF 922908595 350 1,308 SH   SOLE NONE 0 0 1,308
VANGUARD INDEX FDS SM CP VAL ETF 922908611 992 6,977 SH   SOLE NONE 0 0 6,977
VANGUARD INDEX FDS LARGE CAP ETF 922908637 251 1,426 SH   SOLE NONE 0 0 1,426
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 568 3,450 SH   SOLE NONE 0 0 3,450
VANGUARD INDEX FDS GROWTH ETF 922908736 501 1,976 SH   SOLE NONE 0 0 1,976
VANGUARD INDEX FDS VALUE ETF 922908744 384 3,232 SH   SOLE NONE 0 0 3,232
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,532 7,867 SH   SOLE NONE 0 0 7,867
VANGUARD INDEX FDS TOTAL STK MKT 922908769 7,513 38,600 SH   SOLE NONE 0 0 38,600
VERIZON COMMUNICATIONS INC COM 92343V104 296 5,042 SH   SOLE NONE 0 0 5,042
VISA INC COM CL A 92826C839 289 1,319 SH   SOLE NONE 0 0 1,319
VONAGE HLDGS CORP COM 92886T201 129 10,000 SH   SOLE NONE 0 0 10,000
WALMART INC COM 931142103 262 1,815 SH   SOLE NONE 0 0 1,815
WASHINGTON REAL ESTATE INVT SH BEN INT 939653101 303 14,000 SH   SOLE NONE 0 0 14,000
WESTERN ASSET EMERGING MKTS COM 95766A101 224 16,081 SH   SOLE NONE 0 0 16,081
WISDOMTREE TR EMER MKT HIGH FD 97717W315 438 10,650 SH   SOLE NONE 0 0 10,650
COMPUGEN LTD ORD M25722105 363 30,000 SH   SOLE NONE 0 0 30,000