The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 584 20,293 SH   SOLE   0 0 20,293
ARK ETF TR INNOVATION ETF 00214Q104 377 3,030 SH   SOLE   0 0 3,030
ABBOTT LABS COM 002824100 269 2,458 SH   SOLE   0 0 2,458
ABBVIE INC COM 00287Y109 260 2,430 SH   SOLE   0 0 2,430
ABERDEEN ASIA-PACIFIC INCOME COM 003009107 85 19,000 SH   SOLE   0 0 19,000
ADAMS DIVERSIFIED EQUITY FD COM 006212104 339 19,584 SH   SOLE   0 0 19,584
ALASKA AIR GROUP INC COM 011659109 301 5,779 SH   SOLE   0 0 5,779
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 480 2,062 SH   SOLE   0 0 2,062
AMAZON COM INC COM 023135106 4,778 1,467 SH   SOLE   0 0 1,467
AMGEN INC COM 031162100 438 1,904 SH   SOLE   0 0 1,904
APPLE INC COM 037833100 24,221 182,540 SH   SOLE   0 0 182,540
ARCHER DANIELS MIDLAND CO COM 039483102 263 5,221 SH   SOLE   0 0 5,221
BABCOCK & WILCOX ENTERPRISES COM 05614L209 52 14,901 SH   SOLE   0 0 14,901
BANCO SANTANDER S.A. ADR 05964H105 95 31,304 SH   SOLE   0 0 31,304
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 955 4,120 SH   SOLE   0 0 4,120
BEYOND MEAT INC COM 08862E109 260 2,079 SH   SOLE   0 0 2,079
BLACKROCK ENHANCED EQUITY DI COM 09251A104 85 10,000 SH   SOLE   0 0 10,000
BLACKROCK MUNIYIELD QUALITY COM 09254G108 699 50,000 SH   SOLE   0 0 50,000
BLACKROCK CORPOR HI YLD FD I COM 09255P107 114 10,000 SH   SOLE   0 0 10,000
BLACKSTONE MTG TR INC COM CL A 09257W100 551 20,000 SH   SOLE   0 0 20,000
BLACKROCK SCIENCE & TECHNOLO SHS 09258G104 213 4,000 SH   SOLE   0 0 4,000
BOEING CO COM 097023105 414 1,934 SH   SOLE   0 0 1,934
BRISTOL-MYERS SQUIBB CO COM 110122108 322 5,198 SH   SOLE   0 0 5,198
BYLINE BANCORP INC COM 124411109 173 11,201 SH   SOLE   0 0 11,201
CBOE GLOBAL MKTS INC COM 12503M108 740 7,945 SH   SOLE   0 0 7,945
CIGNA CORP NEW COM 125523100 547 2,629 SH   SOLE   0 0 2,629
CME GROUP INC COM 12572Q105 3,712 20,391 SH   SOLE   0 0 20,391
CARMAX INC COM 143130102 529 5,600 SH   SOLE   0 0 5,600
CATERPILLAR INC COM 149123101 505 2,771 SH   SOLE   0 0 2,773
LUMEN TECHNOLOGIES INC COM 156700106 444 45,580 SH   SOLE   0 0 45,580
COCA COLA CO COM 191216100 860 15,677 SH   SOLE   0 0 15,677
COHEN & STEERS QUALITY INCOM COM 19247L106 466 37,600 SH   SOLE   0 0 37,600
COLGATE PALMOLIVE CO COM 194162103 266 3,111 SH   SOLE   0 0 3,111
COSTCO WHSL CORP NEW COM 22160K105 1,266 3,359 SH   SOLE   0 0 3,359
DISNEY WALT CO COM 254687106 441 2,434 SH   SOLE   0 0 2,434
DUFF & PHELPS UTLITY AND INF COM 26433C105 159 13,000 SH   SOLE   0 0 13,000
EATON VANCE MUNI INCOME TRUS SH BEN INT 27826U108 229 17,108 SH   SOLE   0 0 17,108
EXXON MOBIL CORP COM 30231G102 323 7,839 SH   SOLE   0 0 7,839
FACEBOOK INC CL A 30303M102 273 998 SH   SOLE   0 0 998
FIFTH THIRD BANCORP COM 316773100 1,058 38,366 SH   SOLE   0 0 38,366
FLEXSHARES TR MORNSTAR USMKT 33939L100 28,878 199,515 SH   SOLE   0 0 199,515
FLEXSHARES TR M STAR DEV MKT 33939L803 33,667 510,103 SH   SOLE   0 0 510,103
FORD MTR CO DEL COM 345370860 453 51,488 SH   SOLE   0 0 51,488
GENERAL ELECTRIC CO COM 369604103 314 29,066 SH   SOLE   0 0 29,066
GRAINGER W W INC COM 384802104 408 1,000 SH   SOLE   0 0 1,000
IDEXX LABS INC COM 45168D104 204 408 SH   SOLE   0 0 408
INTEL CORP COM 458140100 997 20,005 SH   SOLE   0 0 20,005
INTERCONTINENTAL EXCHANGE IN COM 45866F104 369 3,203 SH   SOLE   0 0 3,203
INTERNATIONAL BUSINESS MACHS COM 459200101 680 5,398 SH   SOLE   0 0 5,398
INVESCO QQQ TR UNIT SER 1 46090E103 512 1,631 SH   SOLE   0 0 1,631
ISHARES TR CORE S&P TTL STK 464287150 12,592 146,040 SH   SOLE   0 0 146,040
ISHARES TR CORE S&P500 ETF 464287200 266 708 SH   SOLE   0 0 708
ISHARES TR RUS 1000 GRW ETF 464287614 25,918 107,482 SH   SOLE   0 0 107,482
ISHARES TR RUS 1000 ETF 464287622 328,388 1,550,171 SH   SOLE   0 0 1,550,171
ISHARES TR RUSSELL 2000 ETF 464287655 641 3,267 SH   SOLE   0 0 3,267
ISHARES TR RUSSELL 3000 ETF 464287689 1,218 5,449 SH   SOLE   0 0 5,449
ISHARES TR GLB INFRASTR ETF 464288372 18,073 413,473 SH   SOLE   0 0 413,473
ISHARES TR PFD AND INCM SEC 464288687 246 6,391 SH   SOLE   0 0 6,391
ISHARES TR CORE MSCI TOTAL 46432F834 30,072 447,566 SH   SOLE   0 0 447,566
ISHARES TR GLOBAL REIT ETF 46434V647 21,895 914,955 SH   SOLE   0 0 914,955
ISHARES TR BLACKROCK ULTRA 46434V878 3,926 77,714 SH   SOLE   0 0 77,714
JPMORGAN CHASE & CO COM 46625H100 6,386 50,259 SH   SOLE   0 0 50,259
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 11,908 233,312 SH   SOLE   0 0 233,312
JOHNSON & JOHNSON COM 478160104 1,309 8,318 SH   SOLE   0 0 8,318
LAMB WESTON HLDGS INC COM 513272104 554 7,038 SH   SOLE   0 0 7,038
MCDONALDS CORP COM 580135101 41,668 194,185 SH   SOLE   0 0 194,185
MERCK & CO. INC COM 58933Y105 326 3,988 SH   SOLE   0 0 3,988
MICROSOFT CORP COM 594918104 2,508 11,276 SH   SOLE   0 0 11,276
MODERNA INC COM 60770K107 299 2,866 SH   SOLE   0 0 2,866
MYERS INDS INC COM 628464109 472 22,696 SH   SOLE   0 0 22,696
NAVISTAR INTL CORP NEW COM 63934E108 554 12,608 SH   SOLE   0 0 12,608
NETFLIX INC COM 64110L106 237 438 SH   SOLE   0 0 438
NEXTERA ENERGY INC COM 65339F101 217 2,816 SH   SOLE   0 0 2,816
NIKE INC CL B 654106103 284 2,004 SH   SOLE   0 0 2,004
NOODLES & CO COM CL A 65540B105 198 25,000 SH   SOLE   0 0 25,000
NUVEEN NASDAQ 100 DYNAMIC OV COM SHS 670699107 391 15,025 SH   SOLE   0 0 15,025
NUVEEN S&P 500 BUY-WRITE INC COM 6706ER101 148 11,500 SH   SOLE   0 0 11,500
NUVEEN PFD & INCM SECURTIES COM 67072C105 138 14,195 SH   SOLE   0 0 14,195
PAYPAL HLDGS INC COM 70450Y103 374 1,595 SH   SOLE   0 0 1,595
PEPSICO INC COM 713448108 498 3,356 SH   SOLE   0 0 3,356
PFIZER INC COM 717081103 523 14,195 SH   SOLE   0 0 14,195
PROCTER AND GAMBLE CO COM 742718109 448 3,221 SH   SOLE   0 0 3,221
PROSHARES TR DJ BRKFLD GLB 74347B508 45,041 1,096,685 SH   SOLE   0 0 1,096,685
QUALCOMM INC COM 747525103 2,614 17,157 SH   SOLE   0 0 17,157
RYANAIR HOLDINGS PLC SPONSORED ADS 783513203 220 2,000 SH   SOLE   0 0 2,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 262 700 SH Put SOLE   0 0 700
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,306 6,169 SH   SOLE   0 0 6,169
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 2,607 58,627 SH   SOLE   0 0 58,627
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 215 702 SH   SOLE   0 0 702
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 10,225 24,349 SH   SOLE   0 0 24,349
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,603 17,619 SH   SOLE   0 0 17,619
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 218 2,445 SH   SOLE   0 0 2,445
TESLA INC COM 88160R101 1,160 1,644 SH   SOLE   0 0 1,644
THERMO FISHER SCIENTIFIC INC COM 883556102 443 952 SH   SOLE   0 0 952
UNILEVER PLC SPON ADR NEW 904767704 1,476 24,452 SH   SOLE   0 0 24,452
UNITED STATES STL CORP NEW COM 912909108 219 13,079 SH   SOLE   0 0 13,079
UNITEDHEALTH GROUP INC COM 91324P102 458 1,307 SH   SOLE   0 0 1,307
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 20,806 147,381 SH   SOLE   0 0 147,381
VANGUARD STAR FDS VG TL INTL STK F 921909768 41,454 689,067 SH   SOLE   0 0 689,067
VANGUARD WORLD FD ESG INTL STK ETF 921910725 215 3,624 SH   SOLE   0 0 3,624
VANGUARD WORLD FD ESG US STK ETF 921910733 243 3,458 SH   SOLE   0 0 3,458
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 113,701 1,289,275 SH   SOLE   0 0 1,289,275
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 281 5,960 SH   SOLE   0 0 5,960
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 94,464 1,613,386 SH   SOLE   0 0 1,613,386
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 453 7,762 SH   SOLE   0 0 7,762
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,402 25,399 SH   SOLE   0 0 25,399
VANGUARD INDEX FDS TOTAL STK MKT 922908769 75,813 389,505 SH   SOLE   0 0 389,505
VERIZON COMMUNICATIONS INC COM 92343V104 480 8,163 SH   SOLE   0 0 8,163
VISA INC COM CL A 92826C839 218 997 SH   SOLE   0 0 997
WEC ENERGY GROUP INC COM 92939U106 342 3,713 SH   SOLE   0 0 3,713
WALGREENS BOOTS ALLIANCE INC COM 931427108 5,116 128,285 SH   SOLE   0 0 128,285
WELBILT INC COM 949090104 198 15,017 SH   SOLE   0 0 15,017
XINYUAN REAL ESTATE CO LTD SPONS ADR 98417P105 55 25,000 SH   SOLE   0 0 25,000
ARCOS DORADOS HOLDINGS INC SHS CLASS -A - G0457F107 95 18,930 SH   SOLE   0 0 18,930
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 302 1,157 SH   SOLE   0 0 1,157
EATON CORP PLC SHS G29183103 348 2,900 SH   SOLE   0 0 2,900
MYOVANT SCIENCES LTD COM G637AM102 318 11,500 SH   SOLE   0 0 11,500
ELASTIC N V ORD SHS N14506104 848 5,800 SH   SOLE   0 0 5,800