The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 1,468 8,396 SH   SOLE   8,396 0 0
3M COM 88579Y101 2,128 12,172 SH   DFND 7 0 12,172 0
3M COM 88579Y101 230 1,315 SH   DFND 6 0 1,315 0
3M COM 88579Y101 1,086 6,215 SH   DFND 5 0 6,215 0
3M COM 88579Y101 74 425 SH   DFND 07,13 0 425 0
3M COM 88579Y101 22 125 SH   DFND 13 0 125 0
ABBOTT LABS COM 002824100 999 9,125 SH   SOLE   9,125 0 0
ABBOTT LABS COM 002824100 297 2,717 SH   DFND 6 0 2,717 0
ABBOTT LABS COM 002824100 5,301 48,418 SH   DFND 7 0 48,418 0
ABBOTT LABS COM 002824100 3,318 30,304 SH   DFND 5 0 30,304 0
ABBOTT LABS COM 002824100 60 550 SH   DFND 12 0 550 0
ABBOTT LABS COM 002824100 36 325 SH   DFND 07,13 0 325 0
ABBOTT LABS COM 002824100 167 1,525 SH   DFND 13 0 1,525 0
ABBVIE COM 00287Y109 316 2,952 SH   SOLE   2,952 0 0
ABBVIE COM 00287Y109 264 2,460 SH   DFND 7 0 2,460 0
ABBVIE COM 00287Y109 35 330 SH   DFND 6 0 330 0
ABBVIE COM 00287Y109 1,111 10,370 SH   DFND 5 0 10,370 0
ALPHABET INC CL A COM 02079K305 936 534 SH   SOLE   534 0 0
ALPHABET INC CL A COM 02079K305 400 228 SH   DFND 6 0 228 0
ALPHABET INC CL A COM 02079K305 7,547 4,306 SH   DFND 7 0 4,306 0
ALPHABET INC CL A COM 02079K305 3,246 1,852 SH   DFND 5 0 1,852 0
ALPHABET INC CL A COM 02079K305 70 40 SH   DFND 12 0 40 0
ALPHABET INC CL A COM 02079K305 119 68 SH   DFND 07,13 0 68 0
ALPHABET INC CL A COM 02079K305 193 110 SH   DFND 13 0 110 0
AMAZON.COM COM 023135106 733 225 SH   SOLE   225 0 0
AMAZON.COM COM 023135106 2,166 665 SH   DFND 7 0 665 0
AMAZON.COM COM 023135106 173 53 SH   DFND 6 0 53 0
AMAZON.COM COM 023135106 2,387 733 SH   DFND 5 0 733 0
AMAZON.COM COM 023135106 65 20 SH   DFND 12 0 20 0
AMAZON.COM COM 023135106 88 27 SH   DFND 07,13 0 27 0
AMAZON.COM COM 023135106 147 45 SH   DFND 13 0 45 0
ANALOG DEVICES COM 032654105 866 5,862 SH   SOLE   5,862 0 0
ANALOG DEVICES COM 032654105 292 1,978 SH   DFND 6 0 1,978 0
ANALOG DEVICES COM 032654105 6,871 46,512 SH   DFND 7 0 46,512 0
ANALOG DEVICES COM 032654105 2,563 17,351 SH   DFND 5 0 17,351 0
ANALOG DEVICES COM 032654105 63 425 SH   DFND 12 0 425 0
ANALOG DEVICES COM 032654105 103 700 SH   DFND 07,13 0 700 0
ANALOG DEVICES COM 032654105 170 1,150 SH   DFND 13 0 1,150 0
APPLE INC COM 037833100 1,550 11,684 SH   SOLE   11,684 0 0
APPLE INC COM 037833100 697 5,256 SH   DFND 6 0 5,256 0
APPLE INC COM 037833100 12,619 95,103 SH   DFND 7 0 95,103 0
APPLE INC COM 037833100 4,769 35,942 SH   DFND 5 0 35,942 0
APPLE INC COM 037833100 93 700 SH   DFND 12 0 700 0
APPLE INC COM 037833100 232 1,750 SH   DFND 07,13 0 1,750 0
APPLE INC COM 037833100 249 1,880 SH   DFND 13 0 1,880 0
APTARGROUP COM 038336103 1,057 7,721 SH   SOLE   7,721 0 0
APTARGROUP COM 038336103 268 1,955 SH   DFND 6 0 1,955 0
APTARGROUP COM 038336103 3,019 22,054 SH   DFND 5 0 22,054 0
APTARGROUP COM 038336103 5,266 38,472 SH   DFND 7 0 38,472 0
APTARGROUP COM 038336103 41 300 SH   DFND 12 0 300 0
APTARGROUP COM 038336103 123 900 SH   DFND 07,13 0 900 0
APTARGROUP COM 038336103 110 800 SH   DFND 13 0 800 0
AUTOMATIC DATA PROCESSING COM 053015103 959 5,443 SH   SOLE   5,443 0 0
AUTOMATIC DATA PROCESSING COM 053015103 337 1,913 SH   DFND 6 0 1,913 0
AUTOMATIC DATA PROCESSING COM 053015103 4,659 26,441 SH   DFND 7 0 26,441 0
AUTOMATIC DATA PROCESSING COM 053015103 2,899 16,452 SH   DFND 5 0 16,452 0
AUTOMATIC DATA PROCESSING COM 053015103 53 300 SH   DFND 12 0 300 0
AUTOMATIC DATA PROCESSING COM 053015103 106 600 SH   DFND 07,13 0 600 0
AUTOMATIC DATA PROCESSING COM 053015103 151 855 SH   DFND 13 0 855 0
BAXTER INTERNTL COM 071813109 321 4,000 SH   DFND 7 0 4,000 0
BECTON DICKINSON COM 075887109 516 2,061 SH   SOLE   2,061 0 0
BECTON DICKINSON COM 075887109 33 130 SH   DFND 6 0 130 0
BECTON DICKINSON COM 075887109 1,968 7,865 SH   DFND 7 0 7,865 0
BECTON DICKINSON COM 075887109 1,145 4,575 SH   DFND 5 0 4,575 0
BECTON DICKINSON COM 075887109 44 175 SH   DFND 12 0 175 0
BECTON DICKINSON COM 075887109 56 225 SH   DFND 07,13 0 225 0
BECTON DICKINSON COM 075887109 113 450 SH   DFND 13 0 450 0
BRISTOL-MYERS SQUIBB COM 110122108 726 11,700 SH   DFND 5 0 11,700 0
CANADIAN NATL RAILWAY COM 136375102 1,299 11,827 SH   SOLE   11,827 0 0
CANADIAN NATL RAILWAY COM 136375102 356 3,240 SH   DFND 6 0 3,240 0
CANADIAN NATL RAILWAY COM 136375102 6,205 56,490 SH   DFND 7 0 56,490 0
CANADIAN NATL RAILWAY COM 136375102 3,146 28,643 SH   DFND 5 0 28,643 0
CANADIAN NATL RAILWAY COM 136375102 60 550 SH   DFND 12 0 550 0
CANADIAN NATL RAILWAY COM 136375102 135 1,225 SH   DFND 07,13 0 1,225 0
CANADIAN NATL RAILWAY COM 136375102 148 1,350 SH   DFND 13 0 1,350 0
CHEVRON COM 166764100 275 3,255 SH   SOLE   3,255 0 0
CHEVRON COM 166764100 75 884 SH   DFND 6 0 884 0
CHEVRON COM 166764100 1,455 17,229 SH   DFND 5 0 17,229 0
CHEVRON COM 166764100 478 5,656 SH   DFND 7 0 5,656 0
CHEVRON COM 166764100 30 350 SH   DFND 12 0 350 0
CHEVRON COM 166764100 59 700 SH   DFND 07,13 0 700 0
CHEVRON COM 166764100 81 960 SH   DFND 13 0 960 0
CHUBB LIMITED COM H1467J104 44 287 SH   SOLE   287 0 0
CHUBB LIMITED COM H1467J104 2,833 18,408 SH   DFND 7 0 18,408 0
CHUBB LIMITED COM H1467J104 385 2,500 SH   DFND 5 0 2,500 0
CHUBB LIMITED COM H1467J104 40 260 SH   DFND 6 0 260 0
CHUBB LIMITED COM H1467J104 100 650 SH   DFND 13 0 650 0
CHURCH & DWIGHT COM 171340102 5 60 SH   DFND 6 0 60 0
CHURCH & DWIGHT COM 171340102 475 5,440 SH   DFND 7 0 5,440 0
CHURCH & DWIGHT COM 171340102 96 1,098 SH   DFND 5 0 1,098 0
CIGNA CORP NEW COM 125523100 177 848 SH   SOLE   848 0 0
CIGNA CORP NEW COM 125523100 312 1,500 SH   DFND 7 0 1,500 0
CISCO SYS INC COM 17275R102 225 5,025 SH   SOLE   5,025 0 0
CISCO SYS INC COM 17275R102 1,477 33,015 SH   DFND 7 0 33,015 0
CISCO SYS INC COM 17275R102 189 4,220 SH   DFND 5 0 4,220 0
CISCO SYS INC COM 17275R102 34 750 SH   DFND 6 0 750 0
CISCO SYS INC COM 17275R102 72 1,600 SH   DFND 13 0 1,600 0
COCA COLA COM 191216100 89 1,630 SH   SOLE   1,630 0 0
COCA COLA COM 191216100 186 3,400 SH   DFND 6 0 3,400 0
COCA COLA COM 191216100 250 4,550 SH   DFND 7 0 4,550 0
COCA COLA COM 191216100 170 3,100 SH   DFND 5 0 3,100 0
CSX COM 126408103 336 3,700 SH   DFND 6 0 3,700 0
CVS HEALTH COM 126650100 370 5,415 SH   SOLE   5,415 0 0
CVS HEALTH COM 126650100 1,332 19,502 SH   DFND 5 0 19,502 0
CVS HEALTH COM 126650100 2,272 33,265 SH   DFND 7 0 33,265 0
CVS HEALTH COM 126650100 73 1,062 SH   DFND 6 0 1,062 0
CVS HEALTH COM 126650100 27 400 SH   DFND 12 0 400 0
CVS HEALTH COM 126650100 41 600 SH   DFND 07,13 0 600 0
CVS HEALTH COM 126650100 65 950 SH   DFND 13 0 950 0
CYCLERION THERAPEUTICS INC COM 23255M105 3 1,000 SH   SOLE   1,000 0 0
CYCLERION THERAPEUTICS INC COM 23255M105 95 31,175 SH   DFND 7 0 31,175 0
DANAHER CORP COM 235851102 1,039 4,675 SH   SOLE   4,675 0 0
DANAHER CORP COM 235851102 229 1,029 SH   DFND 6 0 1,029 0
DANAHER CORP COM 235851102 9,554 43,009 SH   DFND 7 0 43,009 0
DANAHER CORP COM 235851102 2,985 13,437 SH   DFND 5 0 13,437 0
DANAHER CORP COM 235851102 72 325 SH   DFND 12 0 325 0
DANAHER CORP COM 235851102 117 525 SH   DFND 07,13 0 525 0
DANAHER CORP COM 235851102 178 800 SH   DFND 13 0 800 0
DEERE & CO COM 244199105 94 350 SH   SOLE   350 0 0
DEERE & CO COM 244199105 155 575 SH   DFND 7 0 575 0
DEERE & CO COM 244199105 54 200 SH   DFND 07,13 0 200 0
DENALI THERAPEUTICS INC COM 24823R105 335 4,000 SH   DFND 7 0 4,000 0
DISNEY COM 254687106 657 3,624 SH   SOLE   3,624 0 0
DISNEY COM 254687106 158 872 SH   DFND 6 0 872 0
DISNEY COM 254687106 4,301 23,737 SH   DFND 7 0 23,737 0
DISNEY COM 254687106 1,874 10,346 SH   DFND 5 0 10,346 0
DISNEY COM 254687106 63 350 SH   DFND 12 0 350 0
DISNEY COM 254687106 100 550 SH   DFND 07,13 0 550 0
DISNEY COM 254687106 149 825 SH   DFND 13 0 825 0
DOW CHEMICAL COMPANY COM 260557103 51 912 SH   SOLE   912 0 0
DOW CHEMICAL COMPANY COM 260557103 108 1,950 SH   DFND 7 0 1,950 0
DOW CHEMICAL COMPANY COM 260557103 53 960 SH   DFND 5 0 960 0
DUPONT DE NEMOURS INC COM 26614N102 65 912 SH   SOLE   912 0 0
DUPONT DE NEMOURS INC COM 26614N102 139 1,950 SH   DFND 7 0 1,950 0
DUPONT DE NEMOURS INC COM 26614N102 75 1,060 SH   DFND 5 0 1,060 0
ELI LILLY & CO COM 532457108 3 16 SH   SOLE   16 0 0
ELI LILLY & CO COM 532457108 270 1,600 SH   DFND 7 0 1,600 0
ELI LILLY & CO COM 532457108 3 16 SH   DFND 6 0 16 0
ELI LILLY & CO COM 532457108 30 175 SH   DFND 07,13 0 175 0
EXXON MOBIL COM 30231G102 226 5,492 SH   SOLE   5,492 0 0
EXXON MOBIL COM 30231G102 499 12,099 SH   DFND 7 0 12,099 0
EXXON MOBIL COM 30231G102 159 3,850 SH   DFND 6 0 3,850 0
EXXON MOBIL COM 30231G102 903 21,907 SH   DFND 5 0 21,907 0
EXXON MOBIL COM 30231G102 15 375 SH   DFND 07,13 0 375 0
FISERV COM 337738108 790 6,935 SH   SOLE   6,935 0 0
FISERV COM 337738108 5,812 51,041 SH   DFND 7 0 51,041 0
FISERV COM 337738108 110 968 SH   DFND 6 0 968 0
FISERV COM 337738108 1,515 13,304 SH   DFND 5 0 13,304 0
FISERV COM 337738108 40 350 SH   DFND 12 0 350 0
FISERV COM 337738108 102 900 SH   DFND 07,13 0 900 0
FISERV COM 337738108 447 3,925 SH   DFND 13 0 3,925 0
GENERAL ELECTRIC COM 369604103 42 3,850 SH   SOLE   3,850 0 0
GENERAL ELECTRIC COM 369604103 130 12,025 SH   DFND 7 0 12,025 0
GENERAL ELECTRIC COM 369604103 113 10,500 SH   DFND 5 0 10,500 0
GENERAL ELECTRIC COM 369604103 28 2,600 SH   DFND 07,13 0 2,600 0
GENERAL MILLS COM 370334104 59 1,000 SH   SOLE   1,000 0 0
GENERAL MILLS COM 370334104 176 3,000 SH   DFND 6 0 3,000 0
HOME DEPOT COM 437076102 663 2,497 SH   SOLE   2,497 0 0
HOME DEPOT COM 437076102 4,312 16,233 SH   DFND 7 0 16,233 0
HOME DEPOT COM 437076102 2,301 8,662 SH   DFND 5 0 8,662 0
HOME DEPOT COM 437076102 126 475 SH   DFND 6 0 475 0
HOME DEPOT COM 437076102 40 150 SH   DFND 12 0 150 0
HOME DEPOT COM 437076102 120 450 SH   DFND 07,13 0 450 0
HOME DEPOT COM 437076102 53 200 SH   DFND 13 0 200 0
HONEYWELL INTL COM 438516106 588 2,765 SH   SOLE   2,765 0 0
HONEYWELL INTL COM 438516106 1,197 5,627 SH   DFND 7 0 5,627 0
HONEYWELL INTL COM 438516106 1,441 6,774 SH   DFND 5 0 6,774 0
HONEYWELL INTL COM 438516106 4 20 SH   DFND 6 0 20 0
ILLUMINA COM 452327109 247 668 SH   SOLE   668 0 0
ILLUMINA COM 452327109 1,221 3,299 SH   DFND 5 0 3,299 0
ILLUMINA COM 452327109 24 65 SH   DFND 6 0 65 0
ILLUMINA COM 452327109 3,473 9,386 SH   DFND 7 0 9,386 0
ILLUMINA COM 452327109 46 125 SH   DFND 12 0 125 0
ILLUMINA COM 452327109 37 100 SH   DFND 07,13 0 100 0
ILLUMINA COM 452327109 74 200 SH   DFND 13 0 200 0
INGERSOLL RAND INC COM 45687V106 202 4,435 SH   DFND 5 0 4,435 0
INTEL CORP COM 458140100 468 9,400 SH   SOLE   9,400 0 0
INTEL CORP COM 458140100 234 4,690 SH   DFND 6 0 4,690 0
INTEL CORP COM 458140100 2,222 44,600 SH   DFND 7 0 44,600 0
INTEL CORP COM 458140100 1,923 38,590 SH   DFND 5 0 38,590 0
INTEL CORP COM 458140100 83 1,675 SH   DFND 07,13 0 1,675 0
INTL BUSINESS MACH COM 459200101 198 1,575 SH   DFND 5 0 1,575 0
INTL BUSINESS MACH COM 459200101 12 97 SH   DFND 6 0 97 0
INTL BUSINESS MACH COM 459200101 35 275 SH   DFND 07,13 0 275 0
INTL BUSINESS MACH COM 459200101 16 125 SH   DFND 13 0 125 0
IPG PHOTONICS COM 44980X109 224 1,000 SH   DFND 7 0 1,000 0
IRONWOOD PHARMACEUTICALS COM 46333X108 114 10,000 SH   SOLE   10,000 0 0
IRONWOOD PHARMACEUTICALS COM 46333X108 1,675 147,100 SH   DFND 7 0 147,100 0
JOHNSON & JOHNSON COM 478160104 1,127 7,160 SH   SOLE   7,160 0 0
JOHNSON & JOHNSON COM 478160104 325 2,066 SH   DFND 6 0 2,066 0
JOHNSON & JOHNSON COM 478160104 5,640 35,838 SH   DFND 7 0 35,838 0
JOHNSON & JOHNSON COM 478160104 3,107 19,742 SH   DFND 5 0 19,742 0
JOHNSON & JOHNSON COM 478160104 47 300 SH   DFND 12 0 300 0
JOHNSON & JOHNSON COM 478160104 122 775 SH   DFND 07,13 0 775 0
JOHNSON & JOHNSON COM 478160104 79 500 SH   DFND 13 0 500 0
KONINKLIJKE DSM NV COM 780249108 57 1,320 SH   SOLE   1,320 0 0
KONINKLIJKE DSM NV COM 780249108 189 4,366 SH   DFND 5 0 4,366 0
KONINKLIJKE DSM NV COM 780249108 13 300 SH   DFND 12 0 300 0
KONINKLIJKE DSM NV COM 780249108 1 20 SH   DFND 6 0 20 0
KONINKLIJKE DSM NV COM 780249108 56 1,300 SH   DFND 7 0 1,300 0
MASTERCARD COM 57636Q104 993 2,783 SH   SOLE   2,783 0 0
MASTERCARD COM 57636Q104 343 960 SH   DFND 6 0 960 0
MASTERCARD COM 57636Q104 9,248 25,910 SH   DFND 7 0 25,910 0
MASTERCARD COM 57636Q104 3,369 9,438 SH   DFND 5 0 9,438 0
MASTERCARD COM 57636Q104 54 150 SH   DFND 12 0 150 0
MASTERCARD COM 57636Q104 139 390 SH   DFND 07,13 0 390 0
MASTERCARD COM 57636Q104 184 515 SH   DFND 13 0 515 0
MCDONALDS CORP COM 580135101 54 250 SH   SOLE   250 0 0
MCDONALDS CORP COM 580135101 129 600 SH   DFND 7 0 600 0
MCDONALDS CORP COM 580135101 54 250 SH   DFND 6 0 250 0
MERCK COM 58933Y105 61 750 SH   SOLE   750 0 0
MERCK COM 58933Y105 383 4,685 SH   DFND 7 0 4,685 0
MERCK COM 58933Y105 410 5,015 SH   DFND 5 0 5,015 0
MERCK COM 58933Y105 8 100 SH   DFND 07,13 0 100 0
MICROSOFT CORP COM 594918104 547 2,461 SH   SOLE   2,461 0 0
MICROSOFT CORP COM 594918104 175 786 SH   DFND 6 0 786 0
MICROSOFT CORP COM 594918104 3,253 14,626 SH   DFND 5 0 14,626 0
MICROSOFT CORP COM 594918104 6,867 30,875 SH   DFND 7 0 30,875 0
MICROSOFT CORP COM 594918104 72 325 SH   DFND 12 0 325 0
MICROSOFT CORP COM 594918104 54 245 SH   DFND 07,13 0 245 0
MICROSOFT CORP COM 594918104 33 150 SH   DFND 13 0 150 0
NESTLE SA ADR COM 641069406 932 7,910 SH   SOLE   7,910 0 0
NESTLE SA ADR COM 641069406 5,890 50,004 SH   DFND 7 0 50,004 0
NESTLE SA ADR COM 641069406 352 2,992 SH   DFND 6 0 2,992 0
NESTLE SA ADR COM 641069406 2,970 25,216 SH   DFND 5 0 25,216 0
NESTLE SA ADR COM 641069406 71 600 SH   DFND 12 0 600 0
NESTLE SA ADR COM 641069406 133 1,125 SH   DFND 07,13 0 1,125 0
NESTLE SA ADR COM 641069406 147 1,250 SH   DFND 13 0 1,250 0
NEXTERA ENERGY COM 65339F101 77 1,000 SH   SOLE   1,000 0 0
NEXTERA ENERGY COM 65339F101 154 2,000 SH   DFND 6 0 2,000 0
NEXTERA ENERGY COM 65339F101 62 800 SH   DFND 07,13 0 800 0
NIKE INC CLASS B COM 654106103 151 1,070 SH   SOLE   1,070 0 0
NIKE INC CLASS B COM 654106103 74 526 SH   DFND 6 0 526 0
NIKE INC CLASS B COM 654106103 1,462 10,331 SH   DFND 7 0 10,331 0
NIKE INC CLASS B COM 654106103 134 946 SH   DFND 5 0 946 0
NIKE INC CLASS B COM 654106103 35 250 SH   DFND 07,13 0 250 0
NIKE INC CLASS B COM 654106103 42 300 SH   DFND 13 0 300 0
NOVARTIS AG ADR COM 66987V109 822 8,700 SH   SOLE   8,700 0 0
NOVARTIS AG ADR COM 66987V109 330 3,495 SH   DFND 6 0 3,495 0
NOVARTIS AG ADR COM 66987V109 4,266 45,173 SH   DFND 7 0 45,173 0
NOVARTIS AG ADR COM 66987V109 2,451 25,952 SH   DFND 5 0 25,952 0
NOVARTIS AG ADR COM 66987V109 52 550 SH   DFND 12 0 550 0
NOVARTIS AG ADR COM 66987V109 109 1,150 SH   DFND 07,13 0 1,150 0
NOVARTIS AG ADR COM 66987V109 113 1,200 SH   DFND 13 0 1,200 0
NOVO NORDISK A S ADR COM 670100205 203 2,900 SH   SOLE   2,900 0 0
NOVO NORDISK A S ADR COM 670100205 105 1,500 SH   DFND 7 0 1,500 0
NOVOZYMES A S DKK 2.0 COM B798FW902 351 6,135 SH   SOLE   6,135 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 1,661 29,007 SH   DFND 5 0 29,007 0
NOVOZYMES A S DKK 2.0 COM B798FW902 3,879 67,757 SH   DFND 7 0 67,757 0
NOVOZYMES A S DKK 2.0 COM B798FW902 29 500 SH   DFND 12 0 500 0
NVIDIA CORP COM 67066G104 347 665 SH   SOLE   665 0 0
NVIDIA CORP COM 67066G104 980 1,876 SH   DFND 7 0 1,876 0
NVIDIA CORP COM 67066G104 2,758 5,281 SH   DFND 5 0 5,281 0
NVIDIA CORP COM 67066G104 78 150 SH   DFND 12 0 150 0
NVIDIA CORP COM 67066G104 5 10 SH   DFND 6 0 10 0
NVIDIA CORP COM 67066G104 91 175 SH   DFND 07,13 0 175 0
PAYPAL HOLDINGS COM 70450Y103 765 3,265 SH   SOLE   3,265 0 0
PAYPAL HOLDINGS COM 70450Y103 149 636 SH   DFND 6 0 636 0
PAYPAL HOLDINGS COM 70450Y103 6,860 29,291 SH   DFND 7 0 29,291 0
PAYPAL HOLDINGS COM 70450Y103 2,621 11,190 SH   DFND 5 0 11,190 0
PAYPAL HOLDINGS COM 70450Y103 59 250 SH   DFND 12 0 250 0
PAYPAL HOLDINGS COM 70450Y103 94 400 SH   DFND 07,13 0 400 0
PAYPAL HOLDINGS COM 70450Y103 164 700 SH   DFND 13 0 700 0
PEMBINA PIPELINE CO COM 706327103 84 3,550 SH   SOLE   3,550 0 0
PEMBINA PIPELINE CO COM 706327103 2 78 SH   DFND 7 0 78 0
PEMBINA PIPELINE CO COM 706327103 447 18,900 SH   DFND 5 0 18,900 0
PEPSICO COM 713448108 615 4,145 SH   SOLE   4,145 0 0
PEPSICO COM 713448108 2,261 15,249 SH   DFND 7 0 15,249 0
PEPSICO COM 713448108 540 3,640 SH   DFND 5 0 3,640 0
PEPSICO COM 713448108 33 225 SH   DFND 6 0 225 0
PEPSICO COM 713448108 78 525 SH   DFND 07,13 0 525 0
PEPSICO COM 713448108 44 300 SH   DFND 13 0 300 0
PFIZER COM 717081103 61 1,654 SH   SOLE   1,654 0 0
PFIZER COM 717081103 177 4,800 SH   DFND 6 0 4,800 0
PFIZER COM 717081103 26 700 SH   DFND 07,13 0 700 0
PROCTER & GAMBLE COM 742718109 1,109 7,969 SH   SOLE   7,969 0 0
PROCTER & GAMBLE COM 742718109 444 3,189 SH   DFND 6 0 3,189 0
PROCTER & GAMBLE COM 742718109 5,814 41,788 SH   DFND 7 0 41,788 0
PROCTER & GAMBLE COM 742718109 3,193 22,948 SH   DFND 5 0 22,948 0
PROCTER & GAMBLE COM 742718109 70 500 SH   DFND 12 0 500 0
PROCTER & GAMBLE COM 742718109 136 975 SH   DFND 07,13 0 975 0
PROCTER & GAMBLE COM 742718109 153 1,100 SH   DFND 13 0 1,100 0
RAYTHEON TECHNOLOGIES COM 75513E101 609 8,510 SH   SOLE   8,510 0 0
RAYTHEON TECHNOLOGIES COM 75513E101 204 2,857 SH   DFND 6 0 2,857 0
RAYTHEON TECHNOLOGIES COM 75513E101 3,114 43,543 SH   DFND 7 0 43,543 0
RAYTHEON TECHNOLOGIES COM 75513E101 1,887 26,391 SH   DFND 5 0 26,391 0
RAYTHEON TECHNOLOGIES COM 75513E101 36 500 SH   DFND 12 0 500 0
RAYTHEON TECHNOLOGIES COM 75513E101 64 900 SH   DFND 07,13 0 900 0
RAYTHEON TECHNOLOGIES COM 75513E101 129 1,800 SH   DFND 13 0 1,800 0
ROCHE HLDG LTD ADR COM 771195104 203 4,640 SH   SOLE   4,640 0 0
ROCHE HLDG LTD ADR COM 771195104 1,094 24,950 SH   DFND 5 0 24,950 0
ROCHE HLDG LTD ADR COM 771195104 11 250 SH   DFND 7 0 250 0
ROCHE HLDG LTD ADR COM 771195104 2 40 SH   DFND 6 0 40 0
ROCHE HLDG LTD ADR COM 771195104 70 1,600 SH   DFND 13 0 1,600 0
ROCKWELL AUTOMATION COM 773903109 770 3,070 SH   SOLE   3,070 0 0
ROCKWELL AUTOMATION COM 773903109 169 672 SH   DFND 6 0 672 0
ROCKWELL AUTOMATION COM 773903109 5,312 21,178 SH   DFND 7 0 21,178 0
ROCKWELL AUTOMATION COM 773903109 2,732 10,891 SH   DFND 5 0 10,891 0
ROCKWELL AUTOMATION COM 773903109 63 250 SH   DFND 12 0 250 0
ROCKWELL AUTOMATION COM 773903109 144 575 SH   DFND 07,13 0 575 0
ROCKWELL AUTOMATION COM 773903109 157 625 SH   DFND 13 0 625 0
SPDR TOTAL STOCK MARKET PORTFO COM 78464A805 1,618 35,100 SH   DFND 13 0 35,100 0
THERMO FISHER SCIENTIFIC COM 883556102 68 145 SH   DFND 6 0 145 0
THERMO FISHER SCIENTIFIC COM 883556102 442 950 SH   DFND 13 0 950 0
TJX COS COM 872540109 325 4,752 SH   SOLE   4,752 0 0
TJX COS COM 872540109 79 1,164 SH   DFND 6 0 1,164 0
TJX COS COM 872540109 1,795 26,278 SH   DFND 7 0 26,278 0
TJX COS COM 872540109 954 13,977 SH   DFND 5 0 13,977 0
TJX COS COM 872540109 41 600 SH   DFND 12 0 600 0
TJX COS COM 872540109 44 650 SH   DFND 07,13 0 650 0
TJX COS COM 872540109 75 1,100 SH   DFND 13 0 1,100 0
TRANE TECHNOLOGIES PLC COM G8994E103 645 4,440 SH   DFND 5 0 4,440 0
UNILEVER PLC NEW ADR COM 904767704 489 8,105 SH   SOLE   8,105 0 0
UNILEVER PLC NEW ADR COM 904767704 66 1,097 SH   DFND 6 0 1,097 0
UNILEVER PLC NEW ADR COM 904767704 774 12,818 SH   DFND 5 0 12,818 0
UNILEVER PLC NEW ADR COM 904767704 3,973 65,825 SH   DFND 7 0 65,825 0
UNILEVER PLC NEW ADR COM 904767704 54 900 SH   DFND 12 0 900 0
UNILEVER PLC NEW ADR COM 904767704 109 1,800 SH   DFND 13 0 1,800 0
UNION PACIFIC COM 907818108 222 1,068 SH   SOLE   1,068 0 0
UNION PACIFIC COM 907818108 263 1,265 SH   DFND 5 0 1,265 0
UNION PACIFIC COM 907818108 461 2,214 SH   DFND 7 0 2,214 0
UNITED HEALTH GROUP COM 91324P102 268 765 SH   SOLE   765 0 0
UNITED HEALTH GROUP COM 91324P102 1,251 3,566 SH   DFND 5 0 3,566 0
UNITED HEALTH GROUP COM 91324P102 1,722 4,910 SH   DFND 7 0 4,910 0
UNITED HEALTH GROUP COM 91324P102 5 15 SH   DFND 6 0 15 0
UNITED HEALTH GROUP COM 91324P102 44 125 SH   DFND 12 0 125 0
UNITED HEALTH GROUP COM 91324P102 46 130 SH   DFND 07,13 0 130 0
UNITED HEALTH GROUP COM 91324P102 63 180 SH   DFND 13 0 180 0
WAL-MART STORES COM 931142103 79 550 SH   DFND 5 0 550 0
WAL-MART STORES COM 931142103 144 1,000 SH   DFND 13 0 1,000 0
WELLTOWER COM 95040Q104 640 9,910 SH   DFND 7 0 9,910 0
XILINX COM 983919101 659 4,645 SH   SOLE   4,645 0 0
XILINX COM 983919101 274 1,930 SH   DFND 6 0 1,930 0
XILINX COM 983919101 6,819 48,096 SH   DFND 7 0 48,096 0
XILINX COM 983919101 2,031 14,324 SH   DFND 5 0 14,324 0
XILINX COM 983919101 57 400 SH   DFND 12 0 400 0
XILINX COM 983919101 85 600 SH   DFND 07,13 0 600 0
XILINX COM 983919101 198 1,400 SH   DFND 13 0 1,400 0
XYLEM INC COM 98419M100 215 2,115 SH   SOLE   2,115 0 0
XYLEM INC COM 98419M100 57 556 SH   DFND 6 0 556 0
XYLEM INC COM 98419M100 883 8,674 SH   DFND 5 0 8,674 0
XYLEM INC COM 98419M100 4,962 48,748 SH   DFND 7 0 48,748 0
XYLEM INC COM 98419M100 41 400 SH   DFND 12 0 400 0
XYLEM INC COM 98419M100 143 1,400 SH   DFND 13 0 1,400 0
FPA CRESCENT FUND Equity Mutual Fu 30254T759 4,967 138,082 SH   DFND 7 0 138,082 0
HARDING LOEVNER INSTL EMERGING Equity Mutual Fu 412295701 5,366 209,509 SH   DFND 7 0 209,509 0
NEUBERGER BERMAN ALTERN LONG S Equity Mutual Fu 64128R608 4,567 275,757 SH   DFND 7 0 275,757 0
ROBECO BOSTON PARTNERS LONG SH Equity Mutual Fu 74925K581 4,158 287,144 SH   DFND 7 0 287,144 0