The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 1,786 10,219 SH   SOLE   10,219 0 0
3M COM 88579Y101 52 300 SH   DFND 13 0 300 0
3M COM 88579Y101 718 4,105 SH   DFND 1 0 4,105 0
3M COM 88579Y101 594 3,400 SH   DFND 6 0 3,400 0
ABBOTT LABS COM 002824100 6,289 57,436 SH   SOLE   57,436 0 0
ABBOTT LABS COM 002824100 142 1,300 SH   DFND 13 0 1,300 0
ABBOTT LABS COM 002824100 1,098 10,025 SH   DFND 1 0 10,025 0
ABBOTT LABS COM 002824100 1,429 13,050 SH   DFND 6 0 13,050 0
ABBVIE COM 00287Y109 2,309 21,550 SH   SOLE   21,550 0 0
ABBVIE COM 00287Y109 600 5,600 SH   DFND 1 0 5,600 0
ABBVIE COM 00287Y109 1,029 9,600 SH   DFND 6 0 9,600 0
ACCENTURE PLC SHS COM G1151C101 2,268 8,684 SH   SOLE   8,684 0 0
ADOBE SYS COM 00724F101 1,375 2,750 SH   SOLE   2,750 0 0
AIR PRODUCTS & CHEM COM 009158106 273 1,000 SH   SOLE   1,000 0 0
ALLEGION PLC COM G0176J109 291 2,500 SH   DFND 6 0 2,500 0
ALPHABET INC CL A COM 02079K305 6,465 3,689 SH   SOLE   3,689 0 0
ALPHABET INC CL A COM 02079K305 140 80 SH   DFND 13 0 80 0
ALPHABET INC CL A COM 02079K305 1,060 605 SH   DFND 1 0 605 0
ALPHABET INC CL A COM 02079K305 850 485 SH   DFND 6 0 485 0
ALPHABET INC CL C COM 02079K107 797 455 SH   SOLE   455 0 0
AMAZON.COM COM 023135106 3,557 1,092 SH   SOLE   1,092 0 0
AMAZON.COM COM 023135106 88 27 SH   DFND 13 0 27 0
AMAZON.COM COM 023135106 931 286 SH   DFND 1 0 286 0
AMAZON.COM COM 023135106 309 95 SH   DFND 6 0 95 0
AMGEN INC COM 031162100 2,130 9,265 SH   SOLE   9,265 0 0
ANALOG DEVICES COM 032654105 4,780 32,356 SH   SOLE   32,356 0 0
ANALOG DEVICES COM 032654105 140 950 SH   DFND 13 0 950 0
ANALOG DEVICES COM 032654105 758 5,130 SH   DFND 1 0 5,130 0
ANALOG DEVICES COM 032654105 310 2,100 SH   DFND 6 0 2,100 0
APPLE INC COM 037833100 11,556 87,092 SH   SOLE   87,092 0 0
APPLE INC COM 037833100 156 1,175 SH   DFND 13 0 1,175 0
APPLE INC COM 037833100 1,324 9,975 SH   DFND 1 0 9,975 0
APPLE INC COM 037833100 551 4,150 SH   DFND 6 0 4,150 0
APTARGROUP COM 038336103 4,180 30,534 SH   SOLE   30,534 0 0
APTARGROUP COM 038336103 123 900 SH   DFND 13 0 900 0
APTARGROUP COM 038336103 1,175 8,585 SH   DFND 1 0 8,585 0
APTARGROUP COM 038336103 1,092 7,975 SH   DFND 6 0 7,975 0
AUTOMATIC DATA PROCESSING COM 053015103 6,612 37,523 SH   SOLE   37,523 0 0
AUTOMATIC DATA PROCESSING COM 053015103 123 700 SH   DFND 13 0 700 0
AUTOMATIC DATA PROCESSING COM 053015103 1,070 6,070 SH   DFND 1 0 6,070 0
AUTOMATIC DATA PROCESSING COM 053015103 974 5,525 SH   DFND 6 0 5,525 0
BECTON DICKINSON COM 075887109 1,781 7,117 SH   SOLE   7,117 0 0
BECTON DICKINSON COM 075887109 75 300 SH   DFND 13 0 300 0
BECTON DICKINSON COM 075887109 425 1,700 SH   DFND 1 0 1,700 0
BECTON DICKINSON COM 075887109 313 1,250 SH   DFND 6 0 1,250 0
BOSTON PPTYS INC REIT COM 101121101 828 8,762 SH   SOLE   8,762 0 0
BRISTOL-MYERS SQUIBB COM 110122108 664 10,700 SH   SOLE   10,700 0 0
BRISTOL-MYERS SQUIBB COM 110122108 248 4,000 SH   DFND 1 0 4,000 0
BRISTOL-MYERS SQUIBB COM 110122108 397 6,400 SH   DFND 6 0 6,400 0
BROADCOM INC COM 11135F101 722 1,650 SH   SOLE   1,650 0 0
CANADIAN NATL RAILWAY COM 136375102 3,326 30,275 SH   SOLE   30,275 0 0
CANADIAN NATL RAILWAY COM 136375102 137 1,250 SH   DFND 13 0 1,250 0
CANADIAN NATL RAILWAY COM 136375102 1,000 9,105 SH   DFND 1 0 9,105 0
CANADIAN NATL RAILWAY COM 136375102 1,217 11,075 SH   DFND 6 0 11,075 0
CARRIER GLOBAL COM 14448C104 221 5,855 SH   SOLE   5,855 0 0
CERNER COM 156782104 212 2,700 SH   SOLE   2,700 0 0
CHEVRON COM 166764100 522 6,177 SH   SOLE   6,177 0 0
CHEVRON COM 166764100 167 1,980 SH   DFND 1 0 1,980 0
CHEVRON COM 166764100 507 6,000 SH   DFND 6 0 6,000 0
CHUBB LIMITED COM H1467J104 1,739 11,295 SH   SOLE   11,295 0 0
CHUBB LIMITED COM H1467J104 487 3,165 SH   DFND 1 0 3,165 0
CHURCH & DWIGHT COM 171340102 1,646 18,875 SH   SOLE   18,875 0 0
CIGNA CORP NEW COM 125523100 343 1,650 SH   SOLE   1,650 0 0
CISCO SYS INC COM 17275R102 1,219 27,250 SH   SOLE   27,250 0 0
CISCO SYS INC COM 17275R102 107 2,400 SH   DFND 1 0 2,400 0
COCA COLA COM 191216100 465 8,480 SH   SOLE   8,480 0 0
COLGATE-PALMOLIVE COM 194162103 1,043 12,194 SH   SOLE   12,194 0 0
COMCAST CORP NEW CL A COM 20030N101 828 15,800 SH   SOLE   15,800 0 0
COSTCO WHOLESALE COM 22160K105 1,069 2,837 SH   SOLE   2,837 0 0
COSTCO WHOLESALE COM 22160K105 75 200 SH   DFND 13 0 200 0
CVS HEALTH COM 126650100 2,224 32,555 SH   SOLE   32,555 0 0
CVS HEALTH COM 126650100 72 1,050 SH   DFND 13 0 1,050 0
CVS HEALTH COM 126650100 605 8,860 SH   DFND 1 0 8,860 0
CVS HEALTH COM 126650100 581 8,500 SH   DFND 6 0 8,500 0
DANAHER CORP COM 235851102 5,664 25,496 SH   SOLE   25,496 0 0
DANAHER CORP COM 235851102 100 450 SH   DFND 13 0 450 0
DANAHER CORP COM 235851102 744 3,350 SH   DFND 1 0 3,350 0
DANAHER CORP COM 235851102 394 1,775 SH   DFND 6 0 1,775 0
DEERE & CO COM 244199105 57 210 SH   SOLE   210 0 0
DEERE & CO COM 244199105 291 1,080 SH   DFND 1 0 1,080 0
DEERE & CO COM 244199105 61 225 SH   DFND 6 0 225 0
DIAGEO PLC SPSD ADR COM 25243Q205 999 6,290 SH   SOLE   6,290 0 0
DISNEY COM 254687106 3,802 20,987 SH   SOLE   20,987 0 0
DISNEY COM 254687106 100 550 SH   DFND 13 0 550 0
DISNEY COM 254687106 773 4,265 SH   DFND 1 0 4,265 0
DISNEY COM 254687106 643 3,550 SH   DFND 6 0 3,550 0
DOW CHEMICAL COMPANY COM 260557103 83 1,500 SH   SOLE   1,500 0 0
DOW CHEMICAL COMPANY COM 260557103 144 2,600 SH   DFND 6 0 2,600 0
DOW CHEMICAL COMPANY COM 260557103 11 200 SH   DFND 1 0 200 0
DUPONT DE NEMOURS INC COM 26614N102 111 1,565 SH   SOLE   1,565 0 0
DUPONT DE NEMOURS INC COM 26614N102 185 2,600 SH   DFND 6 0 2,600 0
DUPONT DE NEMOURS INC COM 26614N102 14 199 SH   DFND 1 0 199 0
ECOLAB INC COM 278865100 2,034 9,400 SH   SOLE   9,400 0 0
EMERSON ELECTRIC COM 291011104 925 11,510 SH   SOLE   11,510 0 0
EMERSON ELECTRIC COM 291011104 153 1,900 SH   DFND 1 0 1,900 0
EMERSON ELECTRIC COM 291011104 362 4,500 SH   DFND 6 0 4,500 0
EOG RESOURCES COM 26875P101 187 3,752 SH   SOLE   3,752 0 0
EOG RESOURCES COM 26875P101 21 425 SH   DFND 1 0 425 0
EXXON MOBIL COM 30231G102 1,274 30,904 SH   SOLE   30,904 0 0
EXXON MOBIL COM 30231G102 334 8,100 SH   DFND 1 0 8,100 0
EXXON MOBIL COM 30231G102 453 11,000 SH   DFND 6 0 11,000 0
FISERV COM 337738108 3,507 30,805 SH   SOLE   30,805 0 0
FISERV COM 337738108 108 950 SH   DFND 13 0 950 0
FISERV COM 337738108 561 4,930 SH   DFND 1 0 4,930 0
FISERV COM 337738108 763 6,700 SH   DFND 6 0 6,700 0
GILEAD SCIENCES COM 375558103 495 8,500 SH   SOLE   8,500 0 0
HOME DEPOT COM 437076102 2,651 9,980 SH   SOLE   9,980 0 0
HOME DEPOT COM 437076102 66 250 SH   DFND 13 0 250 0
HOME DEPOT COM 437076102 668 2,515 SH   DFND 1 0 2,515 0
HOME DEPOT COM 437076102 266 1,000 SH   DFND 6 0 1,000 0
HONEYWELL INTL COM 438516106 1,997 9,390 SH   SOLE   9,390 0 0
HONEYWELL INTL COM 438516106 117 550 SH   DFND 1 0 550 0
ILLINOIS TOOL WORKS COM 452308109 1,348 6,610 SH   SOLE   6,610 0 0
ILLUMINA COM 452327109 2,247 6,073 SH   SOLE   6,073 0 0
ILLUMINA COM 452327109 83 225 SH   DFND 13 0 225 0
ILLUMINA COM 452327109 233 630 SH   DFND 1 0 630 0
ILLUMINA COM 452327109 277 750 SH   DFND 6 0 750 0
INGERSOLL RAND INC COM 45687V106 281 6,176 SH   DFND 6 0 6,176 0
INTEL CORP COM 458140100 3,711 74,492 SH   SOLE   74,492 0 0
INTEL CORP COM 458140100 62 1,250 SH   DFND 13 0 1,250 0
INTEL CORP COM 458140100 1,010 20,275 SH   DFND 1 0 20,275 0
INTEL CORP COM 458140100 790 15,850 SH   DFND 6 0 15,850 0
INTL PAPER COM 460146103 298 6,000 SH   DFND 6 0 6,000 0
JACOBS ENGINEERING GROUP INC COM 469814107 436 4,000 SH   SOLE   4,000 0 0
JOHNSON & JOHNSON COM 478160104 5,722 36,355 SH   SOLE   36,355 0 0
JOHNSON & JOHNSON COM 478160104 106 675 SH   DFND 13 0 675 0
JOHNSON & JOHNSON COM 478160104 1,220 7,755 SH   DFND 1 0 7,755 0
JOHNSON & JOHNSON COM 478160104 854 5,425 SH   DFND 6 0 5,425 0
JPMORGAN CHASE COM 46625H100 2,073 16,316 SH   SOLE   16,316 0 0
LOWES COMPANIES COM 548661107 2,801 17,450 SH   SOLE   17,450 0 0
MAGELLAN MIDSTREAM LP COM 559080106 644 15,175 SH   SOLE   15,175 0 0
MASTERCARD COM 57636Q104 8,125 22,762 SH   SOLE   22,762 0 0
MASTERCARD COM 57636Q104 143 400 SH   DFND 13 0 400 0
MASTERCARD COM 57636Q104 405 1,135 SH   DFND 1 0 1,135 0
MASTERCARD COM 57636Q104 1,231 3,450 SH   DFND 6 0 3,450 0
MCDONALDS CORP COM 580135101 622 2,900 SH   SOLE   2,900 0 0
MERCK COM 58933Y105 286 3,500 SH   SOLE   3,500 0 0
MERCK COM 58933Y105 466 5,700 SH   DFND 1 0 5,700 0
MERCK COM 58933Y105 777 9,500 SH   DFND 6 0 9,500 0
MICROSOFT CORP COM 594918104 7,665 34,460 SH   SOLE   34,460 0 0
MICROSOFT CORP COM 594918104 106 475 SH   DFND 13 0 475 0
MICROSOFT CORP COM 594918104 771 3,465 SH   DFND 1 0 3,465 0
NESTLE SA ADR COM 641069406 3,909 33,187 SH   SOLE   33,187 0 0
NESTLE SA ADR COM 641069406 144 1,225 SH   DFND 13 0 1,225 0
NESTLE SA ADR COM 641069406 1,167 9,905 SH   DFND 1 0 9,905 0
NESTLE SA ADR COM 641069406 907 7,700 SH   DFND 6 0 7,700 0
NEXTERA ENERGY COM 65339F101 1,447 18,760 SH   SOLE   18,760 0 0
NIKE INC CLASS B COM 654106103 1,719 12,150 SH   SOLE   12,150 0 0
NIKE INC CLASS B COM 654106103 23 160 SH   DFND 13 0 160 0
NOVARTIS AG ADR COM 66987V109 2,733 28,940 SH   SOLE   28,940 0 0
NOVARTIS AG ADR COM 66987V109 104 1,100 SH   DFND 13 0 1,100 0
NOVARTIS AG ADR COM 66987V109 751 7,950 SH   DFND 1 0 7,950 0
NOVARTIS AG ADR COM 66987V109 623 6,600 SH   DFND 6 0 6,600 0
NOVOZYMES A S DKK 2.0 COM B798FW902 1,123 19,611 SH   SOLE   19,611 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 60 1,050 SH   DFND 13 0 1,050 0
NOVOZYMES A S DKK 2.0 COM B798FW902 241 4,215 SH   DFND 1 0 4,215 0
NOVOZYMES A S DKK 2.0 COM B798FW902 458 8,000 SH   DFND 6 0 8,000 0
NVIDIA CORP COM 67066G104 718 1,375 SH   SOLE   1,375 0 0
NVIDIA CORP COM 67066G104 1,081 2,070 SH   DFND 1 0 2,070 0
NVIDIA CORP COM 67066G104 744 1,425 SH   DFND 6 0 1,425 0
ORACLE COM 68389X105 990 15,300 SH   SOLE   15,300 0 0
ORACLE COM 68389X105 129 2,000 SH   DFND 1 0 2,000 0
ORACLE COM 68389X105 226 3,500 SH   DFND 6 0 3,500 0
PAYCHEX COM 704326107 247 2,650 SH   SOLE   2,650 0 0
PAYPAL HOLDINGS COM 70450Y103 3,232 13,800 SH   SOLE   13,800 0 0
PAYPAL HOLDINGS COM 70450Y103 91 390 SH   DFND 13 0 390 0
PAYPAL HOLDINGS COM 70450Y103 869 3,710 SH   DFND 1 0 3,710 0
PAYPAL HOLDINGS COM 70450Y103 433 1,850 SH   DFND 6 0 1,850 0
PEMBINA PIPELINE CO COM 706327103 203 8,600 SH   SOLE   8,600 0 0
PEMBINA PIPELINE CO COM 706327103 263 11,100 SH   DFND 1 0 11,100 0
PEMBINA PIPELINE CO COM 706327103 144 6,100 SH   DFND 6 0 6,100 0
PEPSICO COM 713448108 2,499 16,854 SH   SOLE   16,854 0 0
PEPSICO COM 713448108 371 2,500 SH   DFND 1 0 2,500 0
PEPSICO COM 713448108 371 2,500 SH   DFND 6 0 2,500 0
PFIZER COM 717081103 348 9,450 SH   SOLE   9,450 0 0
PFIZER COM 717081103 122 3,305 SH   DFND 1 0 3,305 0
PROCTER & GAMBLE COM 742718109 5,855 42,081 SH   SOLE   42,081 0 0
PROCTER & GAMBLE COM 742718109 125 900 SH   DFND 13 0 900 0
PROCTER & GAMBLE COM 742718109 947 6,805 SH   DFND 1 0 6,805 0
PROCTER & GAMBLE COM 742718109 793 5,700 SH   DFND 6 0 5,700 0
QUALCOMM COM 747525103 1,258 8,260 SH   SOLE   8,260 0 0
RAYTHEON TECHNOLOGIES COM 75513E101 3,197 44,713 SH   SOLE   44,713 0 0
RAYTHEON TECHNOLOGIES COM 75513E101 457 6,395 SH   DFND 1 0 6,395 0
RAYTHEON TECHNOLOGIES COM 75513E101 164 2,300 SH   DFND 6 0 2,300 0
ROCHE HLDG LTD ADR COM 771195104 1,328 30,300 SH   SOLE   30,300 0 0
ROCHE HLDG LTD ADR COM 771195104 22 500 SH   DFND 13 0 500 0
ROCHE HLDG LTD ADR COM 771195104 285 6,500 SH   DFND 1 0 6,500 0
ROCKWELL AUTOMATION COM 773903109 4,333 17,276 SH   SOLE   17,276 0 0
ROCKWELL AUTOMATION COM 773903109 138 550 SH   DFND 13 0 550 0
ROCKWELL AUTOMATION COM 773903109 1,089 4,340 SH   DFND 1 0 4,340 0
ROCKWELL AUTOMATION COM 773903109 50 200 SH   DFND 6 0 200 0
SALESFORCE.COM COM 79466L302 334 1,500 SH   SOLE   1,500 0 0
STARBUCKS COM 855244109 1,353 12,650 SH   SOLE   12,650 0 0
STRYKER CORP COM 863667101 2,270 9,265 SH   SOLE   9,265 0 0
SYSCO COM 871829107 507 6,825 SH   SOLE   6,825 0 0
TELEFLEX COM 879369106 926 2,250 SH   SOLE   2,250 0 0
TEXAS INSTRUMENTS COM 882508104 525 3,200 SH   SOLE   3,200 0 0
TJX COS COM 872540109 1,548 22,662 SH   SOLE   22,662 0 0
TJX COS COM 872540109 31 450 SH   DFND 13 0 450 0
TJX COS COM 872540109 253 3,705 SH   DFND 1 0 3,705 0
TJX COS COM 872540109 239 3,500 SH   DFND 6 0 3,500 0
TRANE TECHNOLOGIES PLC COM G8994E103 973 6,700 SH   DFND 6 0 6,700 0
UNILEVER PLC NEW ADR COM 904767704 2,496 41,345 SH   SOLE   41,345 0 0
UNILEVER PLC NEW ADR COM 904767704 100 1,650 SH   DFND 13 0 1,650 0
UNILEVER PLC NEW ADR COM 904767704 312 5,175 SH   DFND 1 0 5,175 0
UNILEVER PLC NEW ADR COM 904767704 157 2,600 SH   DFND 6 0 2,600 0
UNION PACIFIC COM 907818108 269 1,290 SH   SOLE   1,290 0 0
UNION PACIFIC COM 907818108 677 3,250 SH   DFND 1 0 3,250 0
UNION PACIFIC COM 907818108 1,083 5,200 SH   DFND 6 0 5,200 0
UNITED HEALTH GROUP COM 91324P102 1,461 4,167 SH   SOLE   4,167 0 0
UNITED HEALTH GROUP COM 91324P102 35 100 SH   DFND 13 0 100 0
UNITED HEALTH GROUP COM 91324P102 144 412 SH   DFND 1 0 412 0
UNITED HEALTH GROUP COM 91324P102 65 185 SH   DFND 6 0 185 0
VERIZON COMMUNICATIONS COM 92343V104 795 13,532 SH   SOLE   13,532 0 0
WALGREEN BOOTS ALLIANCE INC COM 931427108 313 7,850 SH   SOLE   7,850 0 0
WASTE MANAGEMENT INC COM 94106L109 460 3,900 SH   SOLE   3,900 0 0
XILINX COM 983919101 3,146 22,192 SH   SOLE   22,192 0 0
XILINX COM 983919101 89 625 SH   DFND 13 0 625 0
XILINX COM 983919101 454 3,200 SH   DFND 1 0 3,200 0
XILINX COM 983919101 255 1,800 SH   DFND 6 0 1,800 0
XYLEM INC COM 98419M100 2,274 22,345 SH   SOLE   22,345 0 0
XYLEM INC COM 98419M100 91 890 SH   DFND 13 0 890 0
XYLEM INC COM 98419M100 84 825 SH   DFND 1 0 825 0
YUM BRANDS COM 988498101 489 4,500 SH   SOLE   4,500 0 0
EATON VANCE ATLANTA CAPITAL SM Equity Mutual Fu 277902698 368 9,783 SH   SOLE   9,783 0 0