The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 182,370 500,605 SH   SOLE   500,605 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 117,421 1,385,984 SH   SOLE   1,385,984 0 0
VANGUARD TAX-MANAGED FD FTSE DEV MKT ETF 921943858 96,202 1,958,900 SH   SOLE   1,958,900 0 0
ISHARES TR CORE S&P SCP ETF 464287804 81,799 753,698 SH   SOLE   753,698 0 0
ISHARES TR CORE S&P MCP ETF 464287507 80,397 308,888 SH   SOLE   308,888 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 64,125 1,201,514 SH   SOLE   1,201,514 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 32,019 615,161 SH   SOLE   615,161 0 0
ISHARES TR CORE MSCI EAFE 46432F842 21,440 297,570 SH   SOLE   297,570 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 18,936 102,192 SH   SOLE   102,192 0 0
MSCI INTL MOMENT ISHARES TR 46434V449 13,888 369,371 SH   SOLE   369,371 0 0
ISHARES TR CORE S&P 500 ETF 464287200 13,658 34,332 SH   SOLE   34,332 0 0
VANGUARD INDEX FDS SMALL CAP ETF 922908751 10,389 48,527 SH   SOLE   48,527 0 0
APPLE INC COM 037833100 10,287 84,214 SH   SOLE   84,214 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 10,244 46,281 SH   SOLE   46,281 0 0
ISHARES TR S&P500 GRWT ETF 464287309 9,976 153,217 SH   SOLE   153,217 0 0
ISHARES TR S&P 500 VAL ETF 464287408 8,365 59,229 SH   SOLE   59,229 0 0
ISHARES TR EAFE SML CP ETF 464288273 6,699 93,251 SH   SOLE   93,251 0 0
ISHARES TR BARCLY USAGG B 464287226 6,684 58,719 SH   SOLE   58,719 0 0
ISHARES 3 7 YR TREAS BD 464288661 6,148 47,331 SH   SOLE   47,331 0 0
ISHARES INC CORE MSCI EMKT 46434G103 6,021 93,548 SH   SOLE   93,548 0 0
ISHARES TR RUS MID CAP ETF 464287499 5,552 75,103 SH   SOLE   75,103 0 0
ISHARES TR MSCI EAFE ETF 464287465 5,037 66,384 SH   SOLE   66,384 0 0
UNITEDHEALTH GROUP INC COM 91324P102 4,982 13,391 SH   SOLE   13,391 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,560 121,210 SH   SOLE   121,210 0 0
INTEL CORP COM 458140100 3,972 62,067 SH   SOLE   62,067 0 0
WAL MART STORES INC COM 931142103 3,651 26,878 SH   SOLE   26,878 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 3,524 23,251 SH   SOLE   23,251 0 0
JOHNSON & JOHNSON COM 478160104 3,483 21,190 SH   SOLE   21,190 0 0
VANGUARD INDEX FDS REIT ETF 922908553 3,450 37,555 SH   SOLE   37,555 0 0
MICROSOFT CORP COM 594918104 3,341 14,172 SH   SOLE   14,172 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 3,070 11,942 SH   SOLE   11,942 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 3,062 13,858 SH   SOLE   13,858 0 0
ISHARES TR INTRM TR CRP ETF 464288638 3,029 51,138 SH   SOLE   51,138 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,980 22,436 SH   SOLE   22,436 0 0
JPMORGAN CHASE & CO COM 46625H100 2,726 17,904 SH   SOLE   17,904 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,650 9,650 SH   SOLE   9,650 0 0
ISHARES TR MBS ETF 464288588 2,546 23,480 SH   SOLE   23,480 0 0
AMAZON COM INC COM 023135106 2,438 788 SH   SOLE   788 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,379 6,003 SH   SOLE   6,003 0 0
ISHARES TR U.S.TECH ETF 464287721 2,303 26,256 SH   SOLE   26,256 0 0
VISA INC COM CL A 92826C839 2,135 10,084 SH   SOLE   10,084 0 0
LAUDER ESTEE COS INC CL A 518439104 2,132 7,331 SH   SOLE   7,331 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 2,093 8,610 SH   SOLE   8,610 0 0
DISNEY WALT CO COM DISNEY 254687106 2,073 11,233 SH   SOLE   11,233 0 0
3M CO COM 88579Y101 1,969 10,217 SH   SOLE   10,217 0 0
TJX COS INC NEW COM 872540109 1,901 28,739 SH   SOLE   28,739 0 0
TRAVELERS COMPANIES INC COM 89417E109 1,888 12,555 SH   SOLE   12,555 0 0
ISHARES TR RUS 1000 ETF 464287622 1,877 8,387 SH   SOLE   8,387 0 0
FACEBOOK INC CL A 30303M102 1,871 6,354 SH   SOLE   6,354 0 0
CHEVRON CORP NEW COM 166764100 1,861 17,761 SH   SOLE   17,761 0 0
HOME DEPOT INC COM 437076102 1,844 6,040 SH   SOLE   6,040 0 0
GOOGLE INC CL A 38259P508 1,840 892 SH   SOLE   892 0 0
ISHARES TR SH TR CRPORT ETF 464288646 1,836 33,577 SH   SOLE   33,577 0 0
DEERE & CO COM 244199105 1,754 4,689 SH   SOLE   4,689 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,722 6,235 SH   SOLE   6,235 0 0
ROCKWELL AUTOMATION INC COM 773903109 1,653 6,229 SH   SOLE   6,229 0 0
ISHARES TR NASDAQ BIOTECH 464287556 1,586 10,533 SH   SOLE   10,533 0 0
CUMMINS INC COM 231021106 1,573 6,070 SH   SOLE   6,070 0 0
EXXON MOBIL CORP COM 30231G102 1,565 28,028 SH   SOLE   28,028 0 0
PEPSICO INC COM 713448108 1,563 11,053 SH   SOLE   11,053 0 0
COMCAST CORP NEW CL A 20030N101 1,555 28,737 SH   SOLE   28,737 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,542 26,511 SH   SOLE   26,511 0 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 1,499 2,956 SH   SOLE   2,956 0 0
LOCKHEED MARTIN CORP COM 539830109 1,471 3,982 SH   SOLE   3,982 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 1,469 4,602 SH   SOLE   4,602 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,361 5,327 SH   SOLE   5,327 0 0
ISHARES TR MICRO -CAP ETF 464288869 1,333 9,072 SH   SOLE   9,072 0 0
MORGAN STANLEY COM NEW 617446448 1,296 16,694 SH   SOLE   16,694 0 0
ANTHEM INC COM 036752103 1,229 3,424 SH   SOLE   3,424 0 0
NORFOLK SOUTHERN CORP COM 655844108 1,226 4,567 SH   SOLE   4,567 0 0
SNAP ON INC COM 833034101 1,185 5,136 SH   SOLE   5,136 0 0
MASCO CORP COM 574599106 1,159 19,348 SH   SOLE   19,348 0 0
TEXAS INSTRS INC COM 882508104 1,152 6,096 SH   SOLE   6,096 0 0
ISHARES TR COHEN STEER REIT 464287564 1,148 19,851 SH   SOLE   19,851 0 0
PROCTER & GAMBLE CO COM 742718109 1,140 8,415 SH   SOLE   8,415 0 0
LOWES COS INC COM 548661107 1,136 5,971 SH   SOLE   5,971 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,044 7,740 SH   SOLE   7,740 0 0
NIKE INC COM 654106103 1,016 7,644 SH   SOLE   7,644 0 0
OMNICOM GROUP INC COM 681919106 971 13,096 SH   SOLE   13,096 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 957 17,947 SH   SOLE   17,947 0 0
QUEST DIAGNOSTICS INC COM 74834L100 935 7,287 SH   SOLE   7,287 0 0
BOEING CO COM 097023105 887 3,483 SH   SOLE   3,483 0 0
ISHARES TR CRE U S REIT ETF 464288521 879 16,774 SH   SOLE   16,774 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 862 13,649 SH   SOLE   13,649 0 0
TARGET CORP COM 87612E106 853 4,307 SH   SOLE   4,307 0 0
ISHARES TR US HLTHCARE ETF 464287762 847 3,354 SH   SOLE   3,354 0 0
KROGER CO COM 501044101 820 22,791 SH   SOLE   22,791 0 0
KIMBERLY CLARK CORP COM 494368103 769 5,527 SH   SOLE   5,527 0 0
EMERSON ELEC CO COM 291011104 763 8,453 SH   SOLE   8,453 0 0
GENERAL DYNAMICS CORP COM 369550108 763 4,200 SH   SOLE   4,200 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 756 15,409 SH   SOLE   15,409 0 0
UNIVERSAL HLTH SVCS INC CL B 913903100 755 5,658 SH   SOLE   5,658 0 0
NVIDIA CORP COM 67066G104 746 1,398 SH   SOLE   1,398 0 0
INTERNATIONAL PAPER CO COM 460146103 740 13,691 SH   SOLE   13,691 0 0
CAPITAL ONE FINL CORP COM 14040H105 734 5,769 SH   SOLE   5,769 0 0
TESLA INC COM 88160R101 722 1,081 SH   SOLE   1,081 0 0
QUALCOMM INC COM 747525103 719 5,421 SH   SOLE   5,421 0 0
SYSCO CORP COM 871829107 717 9,108 SH   SOLE   9,108 0 0
STARBUCKS CORP COM 855244109 715 6,547 SH   SOLE   6,547 0 0
ISHARES TR S&P SML 600 GWT 464287887 706 5,508 SH   SOLE   5,508 0 0
PAYPAL HLDGS INC COM 70450Y103 704 2,899 SH   SOLE   2,899 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 685 6,587 SH   SOLE   6,587 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 665 3,217 SH   SOLE   3,217 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 644 9,433 SH   SOLE   9,433 0 0
EXELON CORP COM 30161N101 641 14,646 SH   SOLE   14,646 0 0
MERCK & CO INC COM 58933Y107 626 8,124 SH   SOLE   8,124 0 0
CISCO SYS INC COM 17275R102 623 12,049 SH   SOLE   12,049 0 0
ISHARES TR NATIONAL MUN ETF 464288414 615 5,299 SH   SOLE   5,299 0 0
ISHARES TR MSCI KLD400 SOC 464288570 601 7,866 SH   SOLE   7,866 0 0
ALLSTATE CORP COM 020002101 591 5,140 SH   SOLE   5,140 0 0
US BANCORP DEL COM NEW 902973304 582 10,516 SH   SOLE   10,516 0 0
MCDONALDS CORP COM 580135101 570 2,543 SH   SOLE   2,543 0 0
AMERICAN EXPRESS CO COM 025816109 555 3,921 SH   SOLE   3,921 0 0
SOUTHWEST ARILS CO COM 844741108 546 8,939 SH   SOLE   8,939 0 0
ISHARES TR U.S. FINLS ETF 464287788 532 7,102 SH   SOLE   7,102 0 0
ISHARES TR TIPS BD ETF 464287176 511 4,074 SH   SOLE   4,074 0 0
PRINCIPAL FINL GROUP INC COM 74251V102 502 8,367 SH   SOLE   8,367 0 0
ENTERPRISE FINL SVCS CORP COM 293712105 500 10,114 SH   SOLE   10,114 0 0
CDW CORP COM 12514G108 499 3,009 SH   SOLE   3,009 0 0
AMEREN CORP COM 023608102 488 5,996 SH   SOLE   5,996 0 0
MONSTER BEVERAGE CORP COM 611740101 485 5,323 SH   SOLE   5,323 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 484 4,097 SH   SOLE   4,097 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 474 5,492 SH   SOLE   5,492 0 0
CERNER CORP COM 156782104 470 6,536 SH   SOLE   6,536 0 0
COCA COLA CO COM 191216100 466 8,841 SH   SOLE   8,841 0 0
EBAY INC. COM 278642103 460 7,505 SH   SOLE   7,505 0 0
CATERPILLAR INC DEL COM 149123101 456 1,968 SH   SOLE   1,968 0 0
PFIZER INC COM 717081103 455 12,552 SH   SOLE   12,552 0 0
ABBOTT LABS COM 002824100 443 3,699 SH   SOLE   3,699 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 443 1,952 SH   SOLE   1,952 0 0
AT&T INC COM 00206R102 432 14,277 SH   SOLE   14,277 0 0
SQUARE INC CL A 852234103 422 1,859 SH   SOLE   1,859 0 0
MARATHON PETE CORP COM 56585A102 415 7,752 SH   SOLE   7,752 0 0
JACOBS ENGR GROUP INC COM 469814107 399 3,089 SH   SOLE   3,089 0 0
PHILLIPS 66 COM 718546104 391 4,799 SH   SOLE   4,799 0 0
RAYTHEON CO COM NEW 75513E101 389 5,035 SH   SOLE   5,035 0 0
EDGEWELL PERSONAL CARE CO COM 28035Q102 386 9,746 SH   SOLE   9,746 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 386 3,261 SH   SOLE   3,261 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 382 11,224 SH   SOLE   11,224 0 0
NUSHARES ETF TR ESG SMALL CAP 67092P607 374 8,700 SH   SOLE   8,700 0 0
CVS CAREMARK CORPORATION COM 126650100 373 4,965 SH   SOLE   4,965 0 0
SCHWAB STRATEGIC TR US SML CAP ETG 808524607 373 3,745 SH   SOLE   3,745 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 339 2,579 SH   SOLE   2,579 0 0
VANGUARD GROUP DIV APP ETF 921908844 331 2,251 SH   SOLE   2,251 0 0
ISHARES TR U.S. REAL ES ETF 464287739 327 3,555 SH   SOLE   3,555 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 319 2,393 SH   SOLE   2,393 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 317 883 SH   SOLE   883 0 0
NORTHROP GRUMMAN CORP COM 666807102 314 970 SH   SOLE   970 0 0
TRANE TECHNOLOGIES SHS G8994E103 314 1,895 SH   SOLE   1,895 0 0
ISHARES TR MSCI USA ESG SLC 464288802 314 3,570 SH   SOLE   3,570 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 306 3,108 SH   SOLE   3,108 0 0
CONOCOPHILLIPS COM 20825C104 292 5,510 SH   SOLE   5,510 0 0
GOOGLE INC CL A 38259P508 288 139 SH   SOLE   139 0 0
MSCI CHINA ETF ISHARES TR 46429B671 284 3,472 SH   SOLE   3,472 0 0
AMGEN INC COM 031162100 266 1,071 SH   SOLE   1,071 0 0
ISHARES TR U.S. MED DVC ETF 464288810 264 800 SH   SOLE   800 0 0
ABBVIE INC COM 00287Y109 251 2,324 SH   SOLE   2,324 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 250 847 SH   SOLE   847 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 242 3,250 SH   SOLE   3,250 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 239 2,860 SH   SOLE   2,860 0 0
TRACTOR SUPPLY CO COM 892356106 239 1,350 SH   SOLE   1,350 0 0
FIFTH THIRD BANCORP COM 316773100 235 6,287 SH   SOLE   6,287 0 0
ILLINOIS TOOL WKS INC COM 452308109 234 1,058 SH   SOLE   1,058 0 0
INTUITIVE SURGICAL INC COM 46120E602 233 315 SH   SOLE   315 0 0
WELLS FARGO & CO NEW COM 949746101 231 5,924 SH   SOLE   5,924 0 0
VALERO ENERGY CORP NEW COM 91913Y100 230 3,216 SH   SOLE   3,216 0 0
BUNGE LIMITED COM G16962105 229 2,888 SH   SOLE   2,888 0 0
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 227 2,477 SH   SOLE   2,477 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 224 3,700 SH   SOLE   3,700 0 0
MASTERCARD INC CL A 57636Q104 224 628 SH   SOLE   628 0 0
ISHARES INC MSCI PAC JP ETF 464286665 216 4,310 SH   SOLE   4,310 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 211 1,491 SH   SOLE   1,491 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 211 1,924 SH   SOLE   1,924 0 0
DANAHER CORPORATION COM 235851102 205 910 SH   SOLE   910 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 198 3,461 SH   SOLE   3,461 0 0
ALTRIA GROUP INC COM 02209S103 197 3,855 SH   SOLE   3,855 0 0
SOUTHERN CO COM 842587107 194 3,124 SH   SOLE   3,124 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 193 2,125 SH   SOLE   2,125 0 0
NETFLIX INC COM 64110L106 192 368 SH   SOLE   368 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 191 1,640 SH   SOLE   1,640 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 188 4,454 SH   SOLE   4,454 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 187 871 SH   SOLE   871 0 0
COSTCO WHSL CORP NEW COM 22160K105 184 522 SH   SOLE   522 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 184 1,111 SH   SOLE   1,111 0 0
UNION PAC CORP COM 907818108 176 800 SH   SOLE   800 0 0
SHOPIFY INC CL A 82509L107 176 159 SH   SOLE   159 0 0
ISHARES TR RUS MD CP GR ETF 464287481 176 1,722 SH   SOLE   1,722 0 0
HILL ROM HLDGS INC COM 431475102 171 1,545 SH   SOLE   1,545 0 0
PARKER-HANNIFIN CORP COM 701094104 171 541 SH   SOLE   541 0 0
HUMANA INC COM 444859102 169 404 SH   SOLE   404 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 164 975 SH   SOLE   975 0 0
RIO TINTO PLC SPONSORED ADR 767204100 163 2,100 SH   SOLE   2,100 0 0
BRINKS CO COM 109696104 158 2,000 SH   SOLE   2,000 0 0
SCHWAB CHARLES CORP NEW COM 808513105 153 2,347 SH   SOLE   2,347 0 0
VAIL RESORTS INC COM 91879Q109 148 507 SH   SOLE   507 0 0
OTIS WORLDWIDE CORP COM 68902V107 145 2,122 SH   SOLE   2,122 0 0
BANK AMER CORP COM 060505104 145 3,752 SH   SOLE   3,752 0 0
HEWLETT PACKARD CO COM 428236103 143 4,500 SH   SOLE   4,500 0 0
BHP GROUP LTD SPONSORED ADS 088606108 139 2,000 SH   SOLE   2,000 0 0
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 134 1,400 SH   SOLE   1,400 0 0
D R HORTON INC COM 23331A109 131 1,466 SH   SOLE   1,466 0 0
FORD MTR CO DEL COM 345370860 123 10,037 SH   SOLE   10,037 0 0
ISHARES TR US TREAS BD ETF 46429B267 122 4,673 SH   SOLE   4,673 0 0
DUKE ENERGY CORP NEW COM NEW 26441C201 120 1,248 SH   SOLE   1,248 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 120 1,880 SH   SOLE   1,880 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 120 1,244 SH   SOLE   1,244 0 0
INVESCO EXCHANGE TRADED FD T NASDAQ INTERNET 46137V530 115 500 SH   SOLE   500 0 0
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 115 2,272 SH   SOLE   2,272 0 0
VERISK ANALYTICS INC COM 92345Y106 113 641 SH   SOLE   641 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 111 2,035 SH   SOLE   2,035 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 108 3,405 SH   SOLE   3,405 0 0
ATHERSYS INC NEW COM 04744L106 108 60,000 SH   SOLE   60,000 0 0
PRICE T ROWE GROUP INC COM 74144T108 108 629 SH   SOLE   629 0 0
ISHARES TR ESG AWARE MSCI 46435U663 105 2,720 SH   SOLE   2,720 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 104 1,255 SH   SOLE   1,255 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 101 1,798 SH   SOLE   1,798 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 101 1,831 SH   SOLE   1,831 0 0