The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101 2,944 15,282 SH   SOLE   15,257 0 25
Abbott Laboratories COM 002824100 427 3,561 SH   SOLE   3,561 0 0
Abbvie Inc COM 00287Y109 735 6,796 SH   SOLE   6,796 0 0
Accenture PLC Cl A COM G1151C101 1,253 4,538 SH   SOLE   4,538 0 0
Adobe Inc COM 00724F101 647 1,360 SH   SOLE   1,335 0 25
Alphabet Inc - Class A COM 02079K305 4,243 2,057 SH   SOLE   2,057 0 0
Alphabet Inc - Class C COM 02079K107 981 474 SH   SOLE   474 0 0
Altria Group Inc COM 02209S103 305 5,971 SH   SOLE   5,971 0 0
Amazon.Com Inc COM 023135106 4,986 1,612 SH   SOLE   1,612 0 0
American Express COM 025816109 1,634 11,554 SH   SOLE   11,554 0 0
Amerisourcebergen Corp Com COM 03073E105 201 1,701 SH   SOLE   1,701 0 0
Amgen Inc COM 031162100 1,764 7,090 SH   SOLE   7,065 0 25
Anthem Inc COM 036752103 345 961 SH   SOLE   961 0 0
Apple Inc COM 037833100 14,987 122,690 SH   SOLE   122,640 0 50
Applied Materials COM 038222105 740 5,540 SH   SOLE   5,540 0 0
Aptiv PLC COM g6095l109 796 5,769 SH   SOLE   5,769 0 0
ASML Holding NV - NY Reg COM N07059210 247 400 SH   SOLE   400 0 0
AT&T Inc COM 00206R102 648 21,405 SH   SOLE   21,405 0 0
Automatic Data Processing COM 053015103 231 1,224 SH   SOLE   1,224 0 0
Auxly Cannabis Group COM 05335P109 15 47,500 SH   SOLE   47,500 0 0
Bank Of America Corp COM 060505104 1,807 46,693 SH   SOLE   46,593 0 100
Berkshire Hathaway Inc-CL B COM 084670702 1,904 7,451 SH   SOLE   7,426 0 25
Blackrock Inc COM 09247X101 3,461 4,590 SH   SOLE   4,590 0 0
Boeing Co COM 097023105 484 1,900 SH   SOLE   1,900 0 0
Bristol-Myers Squibb Co COM 110122108 1,494 23,668 SH   SOLE   23,668 0 0
Caterpillar Incorporated COM 149123101 394 1,698 SH   SOLE   1,698 0 0
Chevron Corporation COM 166764100 800 7,638 SH   SOLE   7,588 0 50
Cisco Systems COM 17275R102 2,451 47,393 SH   SOLE   47,243 0 150
Citigroup Inc COM 172967424 819 11,254 SH   SOLE   11,254 0 0
Clorox Co COM 189054109 698 3,619 SH   SOLE   3,619 0 0
Coca-Cola Co COM 191216100 565 10,725 SH   SOLE   10,725 0 0
Colgate-Palmolive COM 194162103 250 3,175 SH   SOLE   3,175 0 0
Comcast Corp Cl A COM 20030N101 513 9,475 SH   SOLE   9,475 0 0
Costco Wholesale Corp COM 22160K105 514 1,457 SH   SOLE   1,457 0 0
Cummins Inc COM 231021106 1,457 5,622 SH   SOLE   5,622 0 0
Delta Air Lines COM 247361702 239 4,960 SH   SOLE   4,960 0 0
Dominion Energy Inc COM 25746U109 401 5,275 SH   SOLE   5,275 0 0
Drone Guarder Inc COM 26211L103 0 12,070 SH   SOLE   12,070 0 0
Eaton Corp PLC COM G29183103 315 2,280 SH   SOLE   2,280 0 0
Eli Lilly & Co COM 532457108 331 1,770 SH   SOLE   1,770 0 0
Emerson Elec Co COM 291011104 606 6,714 SH   SOLE   6,714 0 0
Facebook Inc COM 30303M102 1,559 5,292 SH   SOLE   5,292 0 0
Fedex Corp COM 31428X106 206 725 SH   SOLE   725 0 0
Fuse Cobalt Inc COM 36116V106 2 25,000 SH   SOLE   25,000 0 0
General Mills COM 370334104 1,541 25,129 SH   SOLE   25,054 0 75
Gilead Sciences Inc COM 375558103 860 13,308 SH   SOLE   13,308 0 0
Global Security & Intelligen COM 379369101 0 10,000 SH   SOLE   10,000 0 0
Goldman Sachs Group Inc COM 38141G104 862 2,635 SH   SOLE   2,635 0 0
Home Depot Inc COM 437076102 2,340 7,666 SH   SOLE   7,641 0 25
Honeywell International COM 438516106 440 2,025 SH   SOLE   2,025 0 0
Illinois Tool Works Inc COM 452308109 439 1,980 SH   SOLE   1,980 0 0
Intel Corp COM 458140100 2,203 34,418 SH   SOLE   34,293 0 125
International Business Machi COM 459200101 1,070 8,031 SH   SOLE   8,031 0 0
Johnson & Johnson COM 478160104 5,940 36,143 SH   SOLE   36,093 0 50
JPMorgan Chase & Co COM 46625H100 3,817 25,074 SH   SOLE   25,049 0 25
Kimberly-Clark COM 494368103 216 1,550 SH   SOLE   1,550 0 0
KLA Corp COM 482480100 874 2,645 SH   SOLE   2,645 0 0
Lockheed Martin Corporation COM 539830109 1,949 5,274 SH   SOLE   5,274 0 0
Lowe's Companies Inc COM 548661107 965 5,073 SH   SOLE   5,073 0 0
Mastercard Inc Class A COM 57636q104 1,523 4,279 SH   SOLE   4,279 0 0
McDonald's Corp COM 580135101 2,246 10,022 SH   SOLE   9,997 0 25
McKesson Corp COM 58155Q103 211 1,080 SH   SOLE   1,080 0 0
Merck & Co COM 58933Y105 1,002 13,002 SH   SOLE   13,002 0 0
Microsoft Corp COM 594918104 5,850 24,813 SH   SOLE   24,788 0 25
Morgan Stanley COM 617446448 1,773 22,830 SH   SOLE   22,780 0 50
Netflix Inc COM 64110L106 475 911 SH   SOLE   911 0 0
Nextera Energy Inc COM 65339F101 345 4,564 SH   SOLE   4,564 0 0
Nike Inc - B COM 654106103 265 1,996 SH   SOLE   1,996 0 0
NorthStar HealthCare Income COM 66799d107 97 25,000 SH   SOLE   25,000 0 0
NVIDIA Corp COM 67066G104 1,261 2,361 SH   SOLE   2,361 0 0
Oracle Corp COM 68389X105 270 3,843 SH   SOLE   3,843 0 0
Pepsico Inc COM 713448108 1,413 9,992 SH   SOLE   9,942 0 50
Pfizer Inc COM 717081103 2,541 70,130 SH   SOLE   69,880 0 250
PNC Fincl Services Group COM 693475105 2,131 12,147 SH   SOLE   12,147 0 0
Procter & Gamble COM 742718109 2,488 18,369 SH   SOLE   18,369 0 0
Public Service Enterprise Gr COM 744573106 317 5,266 SH   SOLE   5,266 0 0
PulteGroup Inc COM 745867101 321 6,125 SH   SOLE   6,125 0 0
Qorvo Inc COM 74736k101 368 2,015 SH   SOLE   2,015 0 0
Qualcomm Inc COM 747525103 216 1,630 SH   SOLE   1,630 0 0
Raytheon Tech Corp COM 75513e101 2,016 26,085 SH   SOLE   26,035 0 50
Rockwell Automation Inc COM 773903109 252 950 SH   SOLE   950 0 0
SeaGen Inc COM 81181C104 231 1,660 SH   SOLE   1,660 0 0
Sherwin-Williams COM 824348106 252 342 SH   SOLE   342 0 0
Starbucks Corp COM 855244109 1,213 11,097 SH   SOLE   11,047 0 50
T Rowe Price Group Inc COM 74144T108 1,015 5,917 SH   SOLE   5,917 0 0
Target Corp COM 87612E106 470 2,375 SH   SOLE   2,375 0 0
Tesla Inc COM 88160r101 1,642 2,458 SH   SOLE   2,458 0 0
Texas Instruments Inc COM 882508104 486 2,573 SH   SOLE   2,573 0 0
The Charles Schwab COM 808513105 311 4,777 SH   SOLE   4,727 0 50
The Hershey Company COM 427866108 203 1,285 SH   SOLE   1,285 0 0
Travelers Companies Inc COM 89417E109 327 2,175 SH   SOLE   2,175 0 0
United Parcel Service -Cl B COM 911312106 2,346 13,800 SH   SOLE   13,800 0 0
Unitedhealth Group Inc COM 91324P102 2,482 6,672 SH   SOLE   6,672 0 0
Verizon Communications COM 92343V104 2,570 44,200 SH   SOLE   44,050 0 150
Visa Inc Class A Shares COM 92826C839 1,009 4,765 SH   SOLE   4,765 0 0
Wal Mart Stores Inc COM 931142103 1,689 12,432 SH   SOLE   12,432 0 0
Walt Disney Co COM 254687106 1,682 9,115 SH   SOLE   9,115 0 0
Alibaba Groups Holdings - Sp ADR 01609w102 233 1,029 SH   SOLE   1,029 0 0
Baidu Inc - Spon Adr ADR 056752108 209 961 SH   SOLE   961 0 0
Mazda Motor - Unsp ADR ADR 578787103 41 10,000 SH   SOLE   10,000 0 0
Novartis Ag-Adr ADR 66987V109 283 3,309 SH   SOLE   3,309 0 0
(Sector SPDR) AMEX Tech Sele ETF 81369Y803 545 4,106 SH   SOLE   4,106 0 0
Blackrock Short Maturity Bon ETF 46431W507 4,276 85,198 SH   SOLE   83,528 0 1,670
Energy Select Sector SPDR Fu ETF 81369Y506 308 6,280 SH   SOLE   6,280 0 0
First Trust DJ Internet ETF 33733e302 1,592 7,302 SH   SOLE   7,302 0 0
First Trust Ise Cloud Comput ETF 33734X192 1,623 16,945 SH   SOLE   16,945 0 0
First Trust NASDAQ Trans ETF ETF 33738R795 1,932 58,695 SH   SOLE   58,695 0 0
FlexShares iBoxx 3 Yr Target ETF 33939l506 4,408 167,150 SH   SOLE   166,435 0 715
Invesco QQQ Trust Series I ETF 46090E103 8,010 25,099 SH   SOLE   24,919 0 180
Invesco S&P 500 Equal Weight ETF 46137V357 7,336 51,789 SH   SOLE   51,559 0 230
Invesco Senior Loan Portfoli ETF 46138g508 251 11,340 SH   SOLE   11,340 0 0
Invesco Variable Rate Prefer ETF 46138g870 612 23,683 SH   SOLE   23,683 0 0
iShares 1-5 Year Inv Gr Corp ETF 464288646 919 16,808 SH   SOLE   16,808 0 0
iShares Barclay S/Treasury B ETF 464288679 1,700 15,379 SH   SOLE   15,379 0 0
iShares Barclays 3-7 Yr Trea ETF 464288661 3,610 27,796 SH   SOLE   27,796 0 0
iShares Barclays TIPS Bond F ETF 464287176 584 4,650 SH   SOLE   4,650 0 0
iShares Core MSCI Emerging M ETF 46434G103 3,968 61,646 SH   SOLE   61,396 0 250
iShares Core MSCI Total Intl ETF 46432f834 752 10,700 SH   SOLE   10,700 0 0
iShares Core S&P 500 Index F ETF 464287200 7,284 18,310 SH   SOLE   18,290 0 20
IShares Edge MSCI Intl Quali ETF 46434v456 214 5,875 SH   SOLE   5,875 0 0
iShares Edge MSCI Multifacto ETF 46434v274 406 14,145 SH   SOLE   14,145 0 0
iShares Edge MSCI USA Moment ETF 46432f396 583 3,625 SH   SOLE   3,595 0 30
IShares High Dividend Eq Fd ETF 46429b663 290 3,055 SH   SOLE   3,055 0 0
iShares Lehman 7-10 Year Bon ETF 464287440 216 1,911 SH   SOLE   1,911 0 0
iShares MSCI ACWI ex US ETF ETF 464288240 769 13,935 SH   SOLE   13,935 0 0
iShares MSCI EAFE Small Cap ETF 464288273 272 3,780 SH   SOLE   3,780 0 0
iShares MSCI USA Quality ETF 46432F339 12,928 106,158 SH   SOLE   105,658 0 500
iShares Nasdaq Biotechnology ETF 464287556 252 1,673 SH   SOLE   1,673 0 0
iShares Preferred & Inc Secu ETF 464288687 1,111 28,920 SH   SOLE   28,920 0 0
iShares Russell 1000 Growth ETF 464287614 419 1,722 SH   SOLE   1,722 0 0
iShares Russell 1000 Value I ETF 464287598 720 4,752 SH   SOLE   4,752 0 0
iShares Russell 2000 Value I ETF 464287630 203 1,276 SH   SOLE   1,276 0 0
iShares Russell Midcap Growt ETF 464287481 270 2,648 SH   SOLE   2,648 0 0
iShares S&P National AMT Fre ETF 464288414 1,060 9,136 SH   SOLE   9,136 0 0
iShares S&P Smallcap 600 Gro ETF 464287887 844 6,580 SH   SOLE   6,580 0 0
iShares S&P Smallcap 600 Val ETF 464287879 2,711 26,911 SH   SOLE   26,911 0 0
iShares Tr 1-3 Yr Trs Bd ETF 464287457 954 11,060 SH   SOLE   11,060 0 0
iShares Tr Russell 2000 ETF 464287655 474 2,144 SH   SOLE   2,144 0 0
iShares Tr S&P Midcap 400 ETF 464287507 1,600 6,148 SH   SOLE   6,148 0 0
iShares Tr S&P Smlcap 600 ETF 464287804 3,786 34,886 SH   SOLE   34,886 0 0
iShares Ultra Short-Term Bon ETF 46434v878 253 5,000 SH   SOLE   5,000 0 0
JP Morgan Ultra-Short Income ETF 46641Q837 724 14,255 SH   SOLE   14,255 0 0
JP Morgan US Aggregate Bond ETF 46641q241 242 9,025 SH   SOLE   9,025 0 0
JPMorgan Diversified Return ETF 46641Q845 948 22,410 SH   SOLE   22,410 0 0
Pimco 0-5 Year H/Y Corp Bond ETF 72201r783 229 2,309 SH   SOLE   2,309 0 0
Pimco Enhanced Short Maturit ETF 72201r833 2,012 19,742 SH   SOLE   19,742 0 0
PIMCO Total Return ETF ETF 72201R775 1,350 12,336 SH   SOLE   12,336 0 0
Schwab US Broad Martket ETF ETF 808524102 208 2,149 SH   SOLE   2,149 0 0
Schwab US DVD equity ETF ETF 808524797 6,330 86,813 SH   SOLE   86,408 0 405
Schwab US Mid Cap ETF ETF 808524508 1,060 14,248 SH   SOLE   14,248 0 0
Schwab Us Reit Etf ETF 808524847 244 5,945 SH   SOLE   5,945 0 0
Schwab US Small-Cap ETF ETF 808524607 1,282 12,867 SH   SOLE   12,867 0 0
SPDR Barclays Capital Conv S ETF 78464a359 596 7,155 SH   SOLE   7,155 0 0
SPDR Doubleline Total Return ETF 78467V848 7,024 145,697 SH   SOLE   143,127 0 2,570
SPDR Dow Jones Indl Avrg ETF ETF 78467X109 6,217 18,830 SH   SOLE   18,780 0 50
SPDR Gold Trust ETF 78463V107 548 3,428 SH   SOLE   3,428 0 0
SPDR Nuveen Bloomberg Barcla ETF 78468R739 569 11,477 SH   SOLE   11,477 0 0
SPDR Portfolio S/T Corp Bond ETF 78464a474 295 9,415 SH   SOLE   9,415 0 0
SPDR Portfolio Short Term Tr ETF 78468r101 520 16,967 SH   SOLE   16,967 0 0
SPDR S & P Mid-Cap 400 ETF T ETF 78467Y107 5,897 12,387 SH   SOLE   12,387 0 0
SPDR S&P 500 ETF Tr ETF 78462F103 12,504 31,549 SH   SOLE   31,449 0 100
SPDR S&P 600 S/C Value ETF ETF 78464A300 603 7,360 SH   SOLE   7,360 0 0
SPDR S&P Biotech ETF ETF 78464A870 543 4,000 SH   SOLE   4,000 0 0
Vanguard Bd Index Fd Tot Mkt ETF 921937835 6,967 82,231 SH   SOLE   80,821 0 1,410
Vanguard Dividend Appreciati ETF 921908844 611 4,157 SH   SOLE   4,157 0 0
Vanguard Extended Market ETF ETF 922908652 1,553 8,780 SH   SOLE   8,780 0 0
Vanguard FTSE All World Ex U ETF 922042775 10,659 175,656 SH   SOLE   174,296 0 1,360
Vanguard FTSE Developed Mark ETF 921943858 362 7,379 SH   SOLE   7,379 0 0
Vanguard FTSE Emerging Marke ETF 922042858 457 8,778 SH   SOLE   8,778 0 0
Vanguard FTSE Europe ETF ETF 922042874 381 6,050 SH   SOLE   6,050 0 0
Vanguard High Div Yield ETF ETF 921946406 11,793 116,656 SH   SOLE   116,381 0 275
Vanguard Information Technol ETF 92204A702 369 1,030 SH   SOLE   1,030 0 0
Vanguard Interm-Term Govt Bd ETF 92206C706 719 10,690 SH   SOLE   10,690 0 0
Vanguard Intermediate-Term C ETF 92206c870 296 3,185 SH   SOLE   3,185 0 0
Vanguard Intl Hi Div Yield I ETF 921946794 577 8,820 SH   SOLE   8,820 0 0
Vanguard Large Cap ETF ETF 922908637 5,613 30,293 SH   SOLE   30,293 0 0
Vanguard Mid-Cap ETF ETF 922908629 1,634 7,383 SH   SOLE   7,383 0 0
Vanguard S&P 500 ETF ETF 922908363 2,639 7,244 SH   SOLE   7,244 0 0
Vanguard S&P 500 Growth ETF ETF 921932505 705 3,000 SH   SOLE   3,000 0 0
Vanguard S/T Treasury ETF ETF 92206c102 321 5,225 SH   SOLE   5,225 0 0
Vanguard Short-Term TIPS Ind ETF 922020805 369 7,155 SH   SOLE   7,155 0 0
Vanguard Short Term Corp Bon ETF 92206C409 9,660 117,094 SH   SOLE   115,989 0 1,105
Vanguard Small-Cap ETF ETF 922908751 21,916 102,375 SH   SOLE   101,859 0 516
Vanguard Tax Exempt Bond ETF ETF 922907746 535 9,799 SH   SOLE   9,799 0 0
Vanguard Total Intl Stock In ETF 921909768 2,561 40,844 SH   SOLE   40,844 0 0
Vanguard US Total Stock Mark ETF 922908769 9,307 45,030 SH   SOLE   44,635 0 395
WisdomTree Bloomberg Fl Rate ETF 97717x628 377 15,006 SH   SOLE   15,006 0 0
Wisdomtree MidCap Dividend F ETF 97717W505 1,934 47,851 SH   SOLE   47,851 0 0
Wisdomtree SmallCap Dividend ETF 97717W604 1,340 43,033 SH   SOLE   43,033 0 0
IQ Merger Arbitrage ETF 45409B800 1,465 44,463 SH   SOLE   44,463 0 0
iShares MSCI USA Min Vol Fac ETF 46429b697 432 6,243 SH   SOLE   6,243 0 0
Vanguard REIT ETF ETF 922908553 1,014 11,035 SH   SOLE   11,035 0 0
Abn-Amro North America PFD 003714201 218 8,000 SH   SOLE   8,000 0 0
Altegris Multi Strategy Fund COM 001011961 244 122 SH   SOLE   122 0 0
Walton US Land Fund 4 COM 93399c107 0 10,000 SH   SOLE   10,000 0 0