The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 6,773 34,100 SH   SOLE   0 0 34,100
ABBOTT LABS COM COM 002824100 13,050 112,565 SH   SOLE   0 0 112,415
ABBVIE INC. COM 00287Y109 11,715 104,000 SH   SOLE   0 0 104,000
ACTIVISION COM 00507V109 18,248 191,195 SH   SOLE   0 0 191,195
ADOBE SYSTEMS COM 00724f101 580 990 SH   SOLE   0 0 990
ADVANCED MICRO DEV COM 007903107 8,954 95,325 SH   SOLE   0 0 95,325
AIRBNB COM 009066101 8,556 55,870 SH   SOLE   0 0 55,870
ALIBABA GROUP COM 01609W102 272 1,200 SH   SOLE   0 0 1,200
ALPHABET CLASS A COM 02079K305 2,066 846 SH   SOLE   0 0 846
ALPHABET CLASS C COM 02079K107 915 365 SH   SOLE   0 0 365
ALTRIA GROUP INC COM 02209S103 5,561 116,636 SH   SOLE   0 0 116,636
AMAZON.COM COM 023135106 5,435 1,580 SH   SOLE   0 0 1,580
AMERICAN CAMPUS COM 024835100 327 7,000 SH   SOLE   0 0 7,000
AMERICAN EXPRESS COM 025816109 3,794 22,960 SH   SOLE   0 0 22,960
AMERICAN TOWER COM 03027X100 13,928 51,557 SH   SOLE   0 0 51,557
APPLE COMPUTER COM 037833100 48,905 357,073 SH   SOLE   0 0 357,073
APPLIED MATERIALS COM 038222105 36,036 253,060 SH   SOLE   0 0 253,060
ARCHR DAN MIDLND COM 039483102 6,137 101,277 SH   SOLE   0 0 101,277
AURA SYSTEMS COM 051526309 4 10,000 SH   SOLE   0 0 10,000
AVALONBAY COM 053484101 873 4,185 SH   SOLE   0 0 4,185
BANK OF AMERICA COM 060505104 16,335 396,196 SH   SOLE   0 0 396,196
BERKSHIRE HATH. COM 084670207 202 726 SH   SOLE   0 0 726
BLACKSTONE COM 09253u108 11,463 118,000 SH   SOLE   0 0 118,000
BOEING COM 097023105 13,835 57,750 SH   SOLE   0 0 57,750
BRISTOL-MYERS COM 110122108 7,174 107,360 SH   SOLE   0 0 107,360
BROADCOM LTD COM Y09827109 12,543 26,305 SH   SOLE   0 0 26,305
CAMDEN PROPERTY COM 133131102 1,063 8,009 SH   SOLE   0 0 8,009
CATERPILLAR COM 149123101 15,147 69,600 SH   SOLE   0 0 69,600
CHEVRON CORP COM 166764100 5,860 55,946 SH   SOLE   0 0 55,946
CIGNA CORP COM 125523100 474 2,000 SH   SOLE   0 0 2,000
CITIGROUP INC COM 172967101 1,300 18,372 SH   SOLE   0 0 18,372
CLOROX COMPANY COM 189054109 1,079 6,000 SH   SOLE   0 0 6,000
COINBASE GLB COM 19260Q107 306 1,210 SH   SOLE   0 0 1,210
COMCAST CL A COM 20030N101 7,812 137,013 SH   SOLE   0 0 137,013
COMMUNITY BANK OF THE BAY COM 072205107 219 30,000 SH   SOLE   0 0 30,000
CONSTELLATION COM 21036P108 11,290 48,272 SH   SOLE   0 0 48,272
COSTCO WHOLESALE COM 22160K105 1,563 3,949 SH   SOLE   0 0 3,949
COTY INC COM 222070203 462 49,500 SH   SOLE   0 0 49,500
CROWN CASTLE INT'L COM 22822V101 13,511 69,251 SH   SOLE   0 0 69,051
CYRUSONE INC COM 23283R100 9,022 126,150 SH   SOLE   0 0 126,150
DIGITAL REALTY TR COM 253868103 9,248 61,463 SH   SOLE   0 0 61,463
DISNEY, WALT CO COM 254687106 15,511 88,244 SH   SOLE   0 0 88,244
ENERGY TRANSFER COM 29273v100 136 12,800 SH   SOLE   0 0 12,800
ENTERPRISE PRODS COM 293792107 1,016 42,100 SH   SOLE   0 0 42,100
EXXON MOBIL CORP COM 30231G102 1,615 25,600 SH   SOLE   0 0 25,600
FACEBOOK, INC. COM 30303M102 2,029 5,834 SH   SOLE   0 0 5,834
FIRST REPUBLIC COM 33616C100 17,594 94,000 SH   SOLE   0 0 94,000
FISERV INC COM 337738108 3,906 36,540 SH   SOLE   0 0 36,540
FLOWERS FOODS COM 343498101 242 10,000 SH   SOLE   0 0 10,000
FRANKLIN RES COM 354613101 345 10,800 SH   SOLE   0 0 10,800
FREEPORT MCMORAN COM 35671d857 3,533 95,200 SH   SOLE   0 0 95,200
GAP INC COM 364760108 895 26,600 SH   SOLE   0 0 26,600
HEWLETT-PACKARD COM 42824C109 373 25,600 SH   SOLE   0 0 25,600
HOME DEPOT INC COM 437076102 12,042 37,762 SH   SOLE   0 0 37,762
HONEYWELL INTL COM 438516106 14,541 66,290 SH   SOLE   0 0 66,290
HP INC. COM 428236103 773 25,600 SH   SOLE   0 0 25,600
IBM CORPORATION COM 459200101 5,692 38,830 SH   SOLE   0 0 38,830
INTEL CORPORATION COM 458140100 1,333 23,750 SH   SOLE   0 0 23,750
JOHN. & JOHN. COM 478160104 11,708 71,070 SH   SOLE   0 0 70,900
JP MORGAN CHASE COM 46625H100 17,132 110,146 SH   SOLE   0 0 109,896
L3HARRIS TECH COM 502431109 2,380 11,010 SH   SOLE   0 0 11,010
LAM RESEARCH CORP COM 512807108 299 460 SH   SOLE   0 0 460
LENDINGCLUB CORP COM 52603A208 1,509 83,250 SH   SOLE   0 0 83,250
LENNAR CORP COM 526057104 484 4,875 SH   SOLE   0 0 4,875
LILLY, ELI & CO COM 532457108 18,225 79,407 SH   SOLE   0 0 79,407
LIVE NATION COM 538034109 274 3,125 SH   SOLE   0 0 3,125
LOCKHEED MARTIN COM 539830109 9,901 26,168 SH   SOLE   0 0 26,168
LUMENTUM HLDG COM 55024U109 2,184 26,625 SH   SOLE   0 0 26,625
MACERICH CO COM 554382101 748 41,000 SH   SOLE   0 0 41,000
MAGELLAN COM 559080106 357 7,300 SH   SOLE   0 0 7,300
MARRIOTT INTL COM 571903202 6,826 50,000 SH   SOLE   0 0 50,000
MCDONALDS COM 580135101 206 891 SH   SOLE   0 0 891
MEDTRONIC PLC COM 585055106 13,899 111,975 SH   SOLE   0 0 111,975
MERCK & CO INC COM 589331107 8,374 107,680 SH   SOLE   0 0 107,430
MICRON TECHNOLOGY COM 595112103 9,201 108,275 SH   SOLE   0 0 108,275
MICROSOFT CORP COM 594918104 44,855 165,577 SH   SOLE   0 0 165,202
MONDELEZ INTL COM 609207105 219 3,500 SH   SOLE   0 0 3,500
MORGAN STANLEY COM 617446448 10,907 118,950 SH   SOLE   0 0 118,950
MOSAIC CO COM 61945a107 6,194 194,102 SH   SOLE   0 0 193,902
NESTLE SA COM 641069406 246 1,975 SH   SOLE   0 0 1,975
NVIDIA CORP COM 67066G104 55,971 69,955 SH   SOLE   0 0 69,955
ORACLE CORP COM 68389X105 9,499 122,031 SH   SOLE   0 0 122,031
PAYPAL COM 70450Y103 387 1,329 SH   SOLE   0 0 1,329
PEPSICO INC COM 713448108 7,112 48,000 SH   SOLE   0 0 48,000
PFIZER INC COM 717081103 5,705 145,677 SH   SOLE   0 0 145,677
PROCTER & GAMBLE COM 742718109 14,087 104,400 SH   SOLE   0 0 104,400
PROLOGIS COM 74340W103 22,839 191,071 SH   SOLE   0 0 191,071
QUOTIENT TECH. COM 749119103 57,362 5,306,350 SH   SOLE   0 0 5,306,350
RAYTHEON COM 75513E101 2,330 27,313 SH   SOLE   0 0 27,313
RIO TINTO COM 767204100 17,287 206,065 SH   SOLE   0 0 205,865
ROYAL CARIBBEAN COM V7780T103 6,613 77,540 SH   SOLE   0 0 77,540
SALESFORCE.COM COM 79466L302 8,811 36,071 SH   SOLE   0 0 36,071
SERVICENOW, INC COM 81762P102 14,038 25,545 SH   SOLE   0 0 25,545
SHOPIFY INC COM 82509L107 581 398 SH   SOLE   0 0 398
SIMON PPTY GRP INC COM 828806109 1,086 8,325 SH   SOLE   0 0 8,125
SLANG WORLDWIDE COM 831002600 21 100,000 SH   SOLE   0 0 100,000
SOLAREDGE TECH COM 83417M104 276 1,000 SH   SOLE   0 0 1,000
SONY CORP COM 835699307 1,415 14,550 SH   SOLE   0 0 14,550
SQUARE INC COM 852234103 227 931 SH   SOLE   0 0 931
STARBUCKS CORP COM 855244109 1,109 9,922 SH   SOLE   0 0 9,922
STARWOOD PROP COM 85571B105 1,264 48,300 SH   SOLE   0 0 48,300
TAIWAN SEMI ADR COM 874039100 11,224 93,411 SH   SOLE   0 0 93,411
TC ENERGY CORP COM 87807B107 248 5,000 SH   SOLE   0 0 5,000
TESLA MOTORS COM 88160R101 723 1,063 SH   SOLE   0 0 1,063
UBER TECHNOLOGIES COM 90353T100 629 12,550 SH   SOLE   0 0 12,550
UNION PACIFIC COM 907818108 11,499 52,283 SH   SOLE   0 0 52,283
US STEEL CORP COM 912909108 2,045 85,200 SH   SOLE   0 0 85,200
VENTAS INC. COM 92276F100 343 6,000 SH   SOLE   0 0 6,000
VERIZON COMM COM 92343V104 7,040 125,649 SH   SOLE   0 0 125,499
VISA INC CL A COM 92826c839 24,981 106,840 SH   SOLE   0 0 106,840
VULCAN MATERIALS COM 929160109 7,972 45,800 SH   SOLE   0 0 45,800
WAL-MART STORES COM 931142103 4,894 34,704 SH   SOLE   0 0 34,704
WASTE MANAGEMENT COM 94106L109 266 1,900 SH   SOLE   0 0 1,900
WELLS FARGO & CO COM 949746101 7,011 154,801 SH   SOLE   0 0 154,601
WORKDAY INC COM 98138H101 2,472 10,355 SH   SOLE   0 0 10,355
WYNN RESORTS LTD COM 983134107 2,677 21,890 SH   SOLE   0 0 21,890
FIDELITY INTL INDX-INST PRM COM 315917127 238 4,805 SH   SOLE   0 0 4,805
FIDELITY VALUE FUND COM 316464106 161 10,575 SH   SOLE   0 0 10,575
SCHWAB TTL STCK COM 808509756 218 2,851 SH   SOLE   0 0 2,851
VANGUARD 500 INDEX COM 922908710 990 2,496 SH   SOLE   0 0 2,496
VANGUARD CA INT COM 922021308 125 10,198 SH   SOLE   0 0 10,198
VANGUARD CA LONG COM 922021100 132 10,271 SH   SOLE   0 0 10,271
BIOTECHNOLOGY COM 464287556 2,439 14,905 SH   SOLE   0 0 14,905
COMM SERVICES COM 81369Y852 362 4,466 SH   SOLE   0 0 4,466
CONSUMER DISCR COM 81369Y407 1,211 6,780 SH   SOLE   0 0 6,780
EXPANDED TECH COM 464287549 475 1,176 SH   SOLE   0 0 1,176
FINANCIAL COM 81369y605 358 9,745 SH   SOLE   0 0 9,745
GLOBAL X ELECTRIC VEHICLES COM 37954Y624 436 15,400 SH   SOLE   0 0 15,400
HEALTH CARE COM 81369Y209 2,329 18,492 SH   SOLE   0 0 18,492
INDUSTRIALS COM 81369Y704 2,938 28,688 SH   SOLE   0 0 28,688
INNOVATOR IBD 50 COM 004006508 521 11,250 SH   SOLE   0 0 11,250
INVESCO AEROSP & DEF COM 46137V100 1,796 23,893 SH   SOLE   0 0 23,893
INVESCO QQQ COM 46090E103 4,482 12,646 SH   SOLE   0 0 12,646
ISHARES RUSSELL 2000 COM 464287655 229 1,000 SH   SOLE   0 0 1,000
ISHARES SIlVER COM 43428Q109 484 20,000 SH   SOLE   0 0 20,000
MATERIALS COM 81369Y100 886 10,765 SH   SOLE   0 0 10,765
NVN CA DIV ADV MUNI COM 67066Y105 238 15,000 SH   SOLE   0 0 15,000
SELECT DIVIDEND COM 464287168 574 4,918 SH   SOLE   0 0 4,918
SPDR DOW JONES IND COM 78467X109 492 1,425 SH   SOLE   0 0 1,425
SPDR GOLD SHARES COM 78463V107 696 4,200 SH   SOLE   0 0 4,200
TECHNOLOGY COM 81369Y803 4,569 30,944 SH   SOLE   0 0 30,944
US OIL COM 91232N108 998 20,000 SH   SOLE   0 0 20,000
VIRTUS TERRANOVA COM 92790A504 681 23,400 SH   SOLE   0 0 23,400