The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLEGION PLC FOREIGN EQUITIES G0176J109 11 80 SH   SOLE   80 0 0
ACCENTURE LTD BERMUDA CL A FOREIGN EQUITIES G1151C101 292 990 SH   SOLE   990 0 0
ACCENTURE LTD BERMUDA CL A FOREIGN EQUITIES G1151C101 59 200 SH   DFND   200 0 0
EATON CORP PLC FOREIGN EQUITIES G29183103 44 294 SH   SOLE   294 0 0
JAZZ PHARMACEUTICALS PLC FOREIGN EQUITIES G50871105 6 36 SH   SOLE   36 0 0
LINDE PLC SHS FOREIGN EQUITIES G5494J103 29 100 SH   SOLE   100 0 0
MEDTRONIC PLC ORDINARY FOREIGN EQUITIES G5960L103 511 4,120 SH   SOLE   3,820 0 300
MEDTRONIC PLC ORDINARY FOREIGN EQUITIES G5960L103 62 500 SH   DFND   100 400 0
ALCON INC ORD SHS FOREIGN EQUITIES H01301128 86 1,226 SH   SOLE   1,168 0 58
ALCON INC ORD SHS FOREIGN EQUITIES H01301128 21 298 SH   DFND   200 98 0
CHUBB LTD FOREIGN EQUITIES H1467J104 16 100 SH   SOLE   100 0 0
SPOTIFY TECHNOLOGY S A SHS COMMON STOCK L8681T102 7 25 SH   SOLE   25 0 0
LYONDELLBASELL INDUSTRIES N.V. CL A FOREIGN EQUITIES N53745100 16 158 SH   SOLE   158 0 0
MAXEON SOLAR TECHNOLOGIES LTSHS COMMON STOCK Y58473102 0 3 SH   DFND   3 0 0
AT&T INC COM COMMON STOCK 00206R102 1,442 50,108 SH   SOLE   47,508 2,100 500
AT&T INC COM COMMON STOCK 00206R102 745 25,911 SH   DFND   24,011 1,900 0
ABBOTT LABS COM COMMON STOCK 002824100 1,627 14,034 SH   SOLE   12,534 1,200 300
ABBOTT LABS COM COMMON STOCK 002824100 875 7,550 SH   DFND   7,450 100 0
ABBVIE INC COMMON STOCK 00287Y109 2,254 20,010 SH   SOLE   18,815 895 300
ABBVIE INC COMMON STOCK 00287Y109 1,135 10,078 SH   DFND   9,718 360 0
AGILENT TECHNOLOGIES INC COM COMMON STOCK 00846U101 15 100 SH   SOLE   100 0 0
AGILENT TECHNOLOGIES INC COM COMMON STOCK 00846U101 30 200 SH   DFND   0 200 0
AIR PRODUCT AND CHEMICALS INC COMMON STOCK 009158106 1,722 5,987 SH   SOLE   5,417 570 0
AIR PRODUCT AND CHEMICALS INC COMMON STOCK 009158106 774 2,690 SH   DFND   2,490 200 0
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTNERSHIP COMMON STOCK 01881G106 19 400 SH   SOLE   400 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 13 100 SH   SOLE   100 0 0
ALNYLAM PHARMACEUTICALS INC COM COMMON STOCK 02043Q107 8 50 SH   SOLE   50 0 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 1,805 720 SH   SOLE   640 80 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 1,654 660 SH   DFND   640 20 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 1,651 676 SH   SOLE   676 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 171 70 SH   DFND   60 10 0
ALTRIA GROUP INC COMMON STOCK 02209S103 205 4,297 SH   SOLE   4,297 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 164 3,450 SH   DFND   1,500 1,950 0
AMAZON COM INC COM COMMON STOCK 023135106 3,406 990 SH   SOLE   946 44 0
AMAZON COM INC COM COMMON STOCK 023135106 2,632 765 SH   DFND   760 5 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 236 2,785 SH   DFND   2,785 0 0
AMERICAN EQUITY INVT LIFE HLDG COMMON STOCK 025676206 4 111 SH   SOLE   111 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 2,396 14,504 SH   SOLE   13,304 1,200 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 343 2,075 SH   DFND   1,375 700 0
AMERICAN INTL GROUP INC COM COMMON STOCK 026874784 0 8 SH   SOLE   8 0 0
AMERICAN WATER WORKS COMMON STOCK 030420103 1,324 8,590 SH   SOLE   7,390 1,200 0
AMERICAN WATER WORKS COMMON STOCK 030420103 177 1,150 SH   DFND   950 200 0
AMERIPRISE FINL INC COM COMMON STOCK 03076C106 213 855 SH   SOLE   855 0 0
AMGEN INC COM COMMON STOCK 031162100 830 3,406 SH   SOLE   3,106 300 0
AMGEN INC COM COMMON STOCK 031162100 439 1,800 SH   DFND   1,800 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 1,440 8,362 SH   SOLE   7,362 1,000 0
ANALOG DEVICES INC COMMON STOCK 032654105 117 677 SH   DFND   538 139 0
ANNALY CAPITAL MANAGEMENT INCOM COMMON STOCK 035710409 12 1,400 SH   SOLE   1,400 0 0
APPLE COMPUTER INC COM COMMON STOCK 037833100 8,142 59,447 SH   SOLE   57,047 2,280 120
APPLE COMPUTER INC COM COMMON STOCK 037833100 1,723 12,580 SH   DFND   10,840 1,740 0
APPLIED MATLS INC COM COMMON STOCK 038222105 142 1,000 SH   SOLE   1,000 0 0
ASTRAZENECA PLC SPONSORED ADR FOREIGN EQUITIES 046353108 9 150 SH   SOLE   150 0 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 1,176 5,920 SH   SOLE   5,820 100 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 93 470 SH   DFND   100 370 0
AUTOZONE INC COM COMMON STOCK 053332102 467 313 SH   SOLE   313 0 0
AUTOZONE INC COM COMMON STOCK 053332102 75 50 SH   DFND   50 0 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 139 5,265 SH   SOLE   5,265 0 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 58 2,200 SH   DFND   2,000 200 0
BANKAMERICA CORP NEW COMMON STOCK 060505104 627 15,200 SH   SOLE   15,200 0 0
BANKAMERICA CORP NEW COMMON STOCK 060505104 8 200 SH   DFND   200 0 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100 238 4,650 SH   SOLE   4,650 0 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100 108 2,100 SH   DFND   2,100 0 0
BAXTER INTL INC COM COMMON STOCK 071813109 764 9,485 SH   SOLE   7,930 1,555 0
BAXTER INTL INC COM COMMON STOCK 071813109 197 2,450 SH   DFND   2,150 300 0
BERKSHIRE HATHAWAY B NEW COMMON STOCK 084670702 2,057 7,400 SH   SOLE   6,900 500 0
BERKSHIRE HATHAWAY B NEW COMMON STOCK 084670702 445 1,600 SH   DFND   1,600 0 0
BIOGEN INC COM COMMON STOCK 09062X103 3 10 SH   SOLE   10 0 0
BLACKROCK INC COM COMMON STOCK 09247X101 612 700 SH   DFND   700 0 0
BOEING CO COM COMMON STOCK 097023105 1,847 7,710 SH   SOLE   7,685 25 0
BOEING CO COM COMMON STOCK 097023105 192 800 SH   DFND   800 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 2,164 32,385 SH   SOLE   30,785 1,200 400
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 772 11,548 SH   DFND   10,285 1,263 0
BROADCOM INC NPV COMMON STOCK 11135F101 1,427 2,992 SH   SOLE   2,592 400 0
BROADCOM INC NPV COMMON STOCK 11135F101 43 90 SH   DFND   50 40 0
CDK GLOBAL, INC. COMMON STOCK 12508E101 5 91 SH   SOLE   91 0 0
CSX CORP COM COMMON STOCK 126408103 55 1,700 SH   SOLE   1,700 0 0
CVS/CAREMARK CORP COM COMMON STOCK 126650100 362 4,335 SH   SOLE   4,335 0 0
CVS/CAREMARK CORP COM COMMON STOCK 126650100 24 285 SH   DFND   0 285 0
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104 19 395 SH   SOLE   395 0 0
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104 452 9,300 SH   DFND   9,300 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 131 600 SH   SOLE   600 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 16 75 SH   DFND   0 75 0
CHARTER COMMUNICATIONS INC NCL A COMMON STOCK 16119P108 4 6 SH   SOLE   6 0 0
CHEMOURS CO COM COMMON STOCK 163851108 3 75 SH   SOLE   75 0 0
CHEMOURS CO COM COMMON STOCK 163851108 2 60 SH   DFND   60 0 0
CHENIERE ENERGY INC COM NEW COMMON STOCK 16411R208 9 100 SH   SOLE   100 0 0
CHEVRONTEXACO CORP COM COMMON STOCK 166764100 1,352 12,911 SH   SOLE   12,111 800 0
CHEVRONTEXACO CORP COM COMMON STOCK 166764100 799 7,630 SH   DFND   7,330 300 0
CHIMERA INVT CORP COM NEW COMMON STOCK 16934Q208 8 500 SH   SOLE   500 0 0
CHURCHILL CAPITAL CORP VI UNIT 99/99/9999 COMMON STOCK 17143W200 5 500 SH   SOLE   500 0 0
CHURCHILL CAPITAL CORP IV CL A COMMON STOCK 171439102 12 400 SH   SOLE   400 0 0
CHURCHILL CAPITAL CORP VII UNIT 99/99/9999 COMMON STOCK 17144M201 5 500 SH   SOLE   500 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 1,911 36,053 SH   SOLE   33,603 2,300 150
CISCO SYS INC COM COMMON STOCK 17275R102 248 4,680 SH   DFND   2,900 1,780 0
CITIGROUP INC NEW COMMON STOCK 172967424 105 1,486 SH   SOLE   1,486 0 0
CLOROX COMPANY COMMON STOCK 189054109 22 125 SH   SOLE   125 0 0
COCA COLA CO COM COMMON STOCK 191216100 1,651 30,519 SH   SOLE   28,219 1,500 800
COCA COLA CO COM COMMON STOCK 191216100 215 3,977 SH   DFND   2,732 1,245 0
COINBASE GLOBAL INC COM CL A COMMON STOCK 19260Q107 25 100 SH   SOLE   100 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 382 4,690 SH   SOLE   4,690 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 325 4,000 SH   DFND   4,000 0 0
COMCAST CORP COMMON STOCK 20030N101 689 12,089 SH   SOLE   10,969 1,120 0
COMCAST CORP COMMON STOCK 20030N101 143 2,500 SH   DFND   2,500 0 0
COMMUNITY BANK SYSTEM INC COMMON STOCK 203607106 348 4,600 SH   SOLE   4,600 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 182 2,993 SH   SOLE   2,993 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 244 4,000 SH   DFND   4,000 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 224 3,130 SH   SOLE   3,130 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 72 1,000 SH   DFND   0 0 1,000
CORNING INC COM COMMON STOCK 219350105 123 3,000 SH   SOLE   3,000 0 0
CORTEVA INC COM COMMON STOCK 22052L104 180 4,071 SH   SOLE   3,868 0 203
CORTEVA INC COM COMMON STOCK 22052L104 235 5,294 SH   DFND   3,350 1,944 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 79 200 SH   SOLE   200 0 0
DANAHER CORP COMMON STOCK 235851102 13 50 SH   SOLE   50 0 0
DEERE & CO COM COMMON STOCK 244199105 356 1,010 SH   SOLE   810 0 200
DEERE & CO COM COMMON STOCK 244199105 494 1,400 SH   DFND   1,250 150 0
DELL TECHNOLOGIES INC CL C COMMON STOCK 24703L202 3 35 SH   SOLE   35 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 1,557 8,861 SH   SOLE   8,261 600 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 356 2,025 SH   DFND   1,600 100 325
DISCOVER FINL SVCS COMMON STOCK 254709108 16 136 SH   SOLE   136 0 0
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 1,292 17,561 SH   SOLE   15,861 1,100 600
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 758 10,300 SH   DFND   9,300 1,000 0
DOW INC COM COMMON STOCK 260557103 267 4,225 SH   SOLE   4,022 0 203
DOW INC COM COMMON STOCK 260557103 335 5,295 SH   DFND   3,351 1,944 0
DUKE ENERGY HLDG CORP COMMON STOCK 26441C204 844 8,552 SH   SOLE   8,552 0 0
DUKE ENERGY HLDG CORP COMMON STOCK 26441C204 444 4,499 SH   DFND   4,433 66 0
DUPONT DE NEMOURS INC COM COMMON STOCK 26614N102 426 5,507 SH   SOLE   5,304 0 203
DUPONT DE NEMOURS INC COM COMMON STOCK 26614N102 394 5,094 SH   DFND   3,150 1,944 0
ETF MANAGERS TR ETFMG ALTR HRVST MUTUAL FUNDS-ETF EQUITIES 26924G508 2 100 SH   SOLE   100 0 0
EATON VANCE INSURED MUNI BD FD MUTUAL FUNDS-ETF NON-TAX 27827X101 23 1,666 SH   SOLE   1,666 0 0
EBAY INC COM COMMON STOCK 278642103 30 434 SH   SOLE   434 0 0
ECOLAB INC COMMON STOCK 278865100 896 4,350 SH   SOLE   4,225 125 0
ECOLAB INC COMMON STOCK 278865100 68 330 SH   DFND   330 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104 1,762 18,305 SH   SOLE   16,705 1,200 400
EMERSON ELEC CO COM COMMON STOCK 291011104 497 5,160 SH   DFND   3,660 1,500 0
ENBRIDGE INC FOREIGN EQUITIES 29250N105 1,377 34,391 SH   SOLE   31,703 2,688 0
ENBRIDGE INC FOREIGN EQUITIES 29250N105 491 12,266 SH   DFND   10,187 2,079 0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PRTNERS COMMON STOCK 29273V100 391 36,792 SH   SOLE   36,792 0 0
ENTEGRIS INC COMMON STOCK 29362U104 25 200 SH   SOLE   200 0 0
EQIUTRANS MIDSTREAM CO COMMON STOCK 294600101 1 100 SH   SOLE   100 0 0
ESSA BANCORP INC COM COMMON STOCK 29667D104 24 1,462 SH   SOLE   1,462 0 0
ESSENTIAL UTILS INC COM COMMON STOCK 29670G102 46 1,000 SH   SOLE   0 0 1,000
ESSENTIAL UTILS INC COM COMMON STOCK 29670G102 11 250 SH   DFND   250 0 0
EXELON CORP COM COMMON STOCK 30161N101 416 9,395 SH   SOLE   8,895 0 500
EXELON CORP COM COMMON STOCK 30161N101 35 800 SH   DFND   800 0 0
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 1,405 11,095 SH   SOLE   9,395 1,200 500
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 256 2,020 SH   DFND   520 1,500 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 1,871 29,660 SH   SOLE   28,460 1,100 100
EXXON MOBIL CORP COM COMMON STOCK 30231G102 1,296 20,550 SH   DFND   14,750 4,800 1,000
F M C CORP COM NEW COMMON STOCK 302491303 628 5,800 SH   SOLE   5,800 0 0
F N B CORP PA COMMON STOCK 302520101 714 57,937 SH   SOLE   57,937 0 0
FACEBOOK INC COMMON STOCK 30303M102 409 1,175 SH   SOLE   1,070 105 0
FASTENAL CO COM COMMON STOCK 311900104 2,478 47,645 SH   SOLE   41,960 3,685 2,000
FASTENAL CO COM COMMON STOCK 311900104 670 12,885 SH   DFND   8,885 4,000 0
FEDEX CORPORATION COMMON STOCK 31428X106 970 3,250 SH   SOLE   3,250 0 0
FEDEX CORPORATION COMMON STOCK 31428X106 194 650 SH   DFND   650 0 0
FIDELITY D & D BANCORP INC COM COMMON STOCK 31609R100 8 146 SH   SOLE   146 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 8 200 SH   SOLE   200 0 0
FIRST SOLAR INC COMMON STOCK 336433107 18 200 SH   DFND   200 0 0
FIRST TR EXCHANGE-TRADED FD NAS CLNEDG GREEN COMMON STOCK 33733E500 14 200 SH   SOLE   200 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860 15 1,000 SH   SOLE   1,000 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860 2 107 SH   DFND   107 0 0
FREEPORTMCMORAN COPP CL B COMMON STOCK 35671D857 10 268 SH   SOLE   268 0 0
GARRETT MOTION INC COM COMMON STOCK 366505105 0 10 SH   DFND   0 10 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 139 740 SH   SOLE   740 0 0
GENERAL ELEC CO COM COMMON STOCK 369604103 669 49,680 SH   SOLE   49,680 0 0
GENERAL ELEC CO COM COMMON STOCK 369604103 204 15,171 SH   DFND   9,100 6,071 0
GENERAL MLS INC COM COMMON STOCK 370334104 1,050 17,227 SH   SOLE   15,827 1,400 0
GENERAL MLS INC COM COMMON STOCK 370334104 394 6,465 SH   DFND   5,765 700 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 283 7,121 SH   SOLE   7,121 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 104 2,600 SH   DFND   2,300 300 0
GLOBAL PAMENTS INC COMMON STOCK 37940X102 19 100 SH   SOLE   100 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 28 75 SH   SOLE   75 0 0
HARLEY DAVIDSON INC COM COMMON STOCK 412822108 9 200 SH   SOLE   200 0 0
HASBRO INC COM COMMON STOCK 418056107 26 276 SH   SOLE   276 0 0
HEALTHPEAK PROPERTIES INC COM COMMON STOCK 42250P103 103 3,100 SH   SOLE   3,100 0 0
HEALTHPEAK PROPERTIES INC COM COMMON STOCK 42250P103 100 3,000 SH   DFND   3,000 0 0
HERSHEY FOODS CORP COM COMMON STOCK 427866108 110 629 SH   SOLE   629 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 1,185 3,715 SH   SOLE   3,395 320 0
HOME DEPOT INC COM COMMON STOCK 437076102 41 130 SH   DFND   130 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 736 3,356 SH   SOLE   3,356 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 22 100 SH   DFND   0 100 0
ITT INC COM COMMON STOCK 45073V108 9 100 SH   DFND   100 0 0
INTEL CORP COM COMMON STOCK 458140100 1,164 20,741 SH   SOLE   20,141 200 400
INTEL CORP COM COMMON STOCK 458140100 427 7,600 SH   DFND   6,900 700 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 978 6,673 SH   SOLE   6,673 0 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 151 1,030 SH   DFND   100 930 0
INTL PAPER CO COM COMMON STOCK 460146103 12 200 SH   DFND   0 200 0
INVESCO EX PFD ETF MUTUAL FUNDS-ETF EQUITIES 46138E511 61 4,000 SH   SOLE   4,000 0 0
IQIYI INC SPONSORED ADS FOREIGN EQUITIES 46267X108 1 50 SH   SOLE   50 0 0
ISHARES MSCI PAC JP ETF MUTUAL FUNDS-EQUITIES 464286665 3 50 SH   SOLE   50 0 0
ISHARES S&P 100 MUTUAL FUNDS-EQUITIES 464287101 10 50 SH   SOLE   50 0 0
I SHARES TR DJ SLECT DIV INDEX MUTUAL FUNDS-EQUITIES 464287168 6 50 SH   SOLE   50 0 0
ISHARES BARCLAYS TIPS BND FD MUTUAL FUNDS-ETF FIXED INCOME 464287176 17 134 SH   SOLE   134 0 0
ISHARES S&P 500 INDEX MUTUAL FUNDS-ETF EQUITIES 464287200 602 1,400 SH   SOLE   1,400 0 0
ISHARES TR S&P NA NATURAL RESOURCES MUTUAL FUNDS-EQUITIES 464287374 15 500 SH   DFND   500 0 0
ISHARES TR MSCI EAFE INDEX MUTUAL FUNDS-ETF EQUITIES 464287465 300 3,800 SH   SOLE   3,800 0 0
ISHARES TR MSCI EAFE INDEX MUTUAL FUNDS-ETF EQUITIES 464287465 103 1,300 SH   DFND   1,300 0 0
ISHARES RUSSELL MID-CAP ETF MUTUAL FUNDS-EQUITIES 464287499 24 300 SH   SOLE   300 0 0
ISHARES S&P 600 INDEX MUTUAL FUNDS-ETF EQUITIES 464287804 28 250 SH   SOLE   250 0 0
ISHARES TR GL CLEAN ENE ETF COMMON STOCK 464288224 5 200 SH   SOLE   200 0 0
ISHARES TR GL CLEAN ENE ETF COMMON STOCK 464288224 9 400 SH   DFND   400 0 0
ISHARES TR US TREAS BD ETF MUTUAL FUNDS-ETF FIXED INCOME 46429B267 16 619 SH   SOLE   619 0 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 2,758 17,732 SH   SOLE   16,732 1,000 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 266 1,710 SH   DFND   1,400 310 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 3,191 19,368 SH   SOLE   18,668 700 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 1,244 7,550 SH   DFND   6,450 1,100 0
KELLOGG CO COM COMMON STOCK 487836108 464 7,220 SH   SOLE   5,620 1,100 500
KELLOGG CO COM COMMON STOCK 487836108 193 3,000 SH   DFND   2,900 100 0
KEYSIGHT TECHNOLOGIES INC. COMMON STOCK 49338L103 15 100 SH   DFND   0 100 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 255 1,907 SH   SOLE   1,907 0 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 473 3,532 SH   DFND   3,532 0 0
KINDER MORGAN INC (DE) CLASS P COMMON STOCK 49456B101 0 1 SH   SOLE   1 0 0
KRAFT HEINZ CO COM COMMON STOCK 500754106 295 7,233 SH   SOLE   6,933 0 300
KRAFT HEINZ CO COM COMMON STOCK 500754106 71 1,745 SH   DFND   1,212 533 0
L3HARRIS TECHNOLOGIES INC COM COMMON STOCK 502431109 4 20 SH   DFND   20 0 0
LEGGETT & PLATT INC COMMON STOCK 524660107 5 100 SH   SOLE   100 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 1,733 7,551 SH   SOLE   7,151 0 400
LILLY ELI & CO COM COMMON STOCK 532457108 2,117 9,225 SH   DFND   7,425 1,800 0
LINCOLN NATIONAL CORP COMMON STOCK 534187109 7 117 SH   SOLE   117 0 0
LITTLEFUSE INC COMMON STOCK 537008104 10 38 SH   SOLE   38 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 1,151 3,043 SH   SOLE   3,043 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 95 250 SH   DFND   250 0 0
LOWES COS INC COM COMMON STOCK 548661107 354 1,825 SH   SOLE   1,425 0 400
LOWES COS INC COM COMMON STOCK 548661107 175 900 SH   DFND   500 400 0
LULULEMON ATHLETICA COMMON STOCK 550021109 73 200 SH   SOLE   200 0 0
M&T BANK CORP COMMON STOCK 55261F104 7 50 SH   SOLE   50 0 0
MANNKIND CORPORATION COMMON STOCK 56400P706 1 240 SH   DFND   240 0 0
MANULIFE FINANCIAL CORP FOREIGN EQUITIES 56501R106 10 492 SH   SOLE   492 0 0
MARATHON OIL CO COMMON STOCK 565849106 42 3,111 SH   SOLE   3,111 0 0
MARATHON PETROLEUM CORP COMMON STOCK 56585A102 121 2,000 SH   SOLE   2,000 0 0
MARRIOTT INTL INC NEW CL A COMMON STOCK 571903202 7 50 SH   DFND   50 0 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104 4,580 12,546 SH   SOLE   11,786 760 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104 1,030 2,820 SH   DFND   2,720 100 0
MATTEL INC COM COMMON STOCK 577081102 80 3,983 SH   SOLE   3,983 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 4,316 18,685 SH   SOLE   18,045 640 0
MCDONALDS CORP COM COMMON STOCK 580135101 733 3,175 SH   DFND   3,075 100 0
MCKESSON CORP COMMON STOCK 58155Q103 19 100 SH   SOLE   100 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 1,615 20,760 SH   SOLE   19,995 265 500
MERCK & CO INC NEW COMMON STOCK 58933Y105 522 6,715 SH   DFND   5,735 980 0
METLIFE INC COMMON STOCK 59156R108 12 200 SH   DFND   0 200 0
MICROSOFT CORP COMMON STOCK 594918104 7,518 27,753 SH   SOLE   26,353 1,400 0
MICROSOFT CORP COMMON STOCK 594918104 1,826 6,740 SH   DFND   4,150 2,590 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 3,101 20,708 SH   SOLE   18,808 1,500 400
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 721 4,815 SH   DFND   3,605 1,210 0
MONDELEZ INTL INC COMMON STOCK 609207105 685 10,973 SH   SOLE   10,473 0 500
MONDELEZ INTL INC COMMON STOCK 609207105 598 9,578 SH   DFND   8,142 1,436 0
MR COOPER GROUP INC COM COMMON STOCK 62482R107 0 4 SH   SOLE   4 0 0
NBT BANCORP INC COM COMMON STOCK 628778102 2,662 74,000 SH   DFND   34,000 40,000 0
NOV INC COM COMMON STOCK 62955J103 6 400 SH   DFND   400 0 0
NETFLIX INC COM COMMON STOCK 64110L106 158 300 SH   DFND   300 0 0
NEW YORK TIMES CO CL A COMMON STOCK 650111107 26 600 SH   SOLE   600 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 1,115 15,210 SH   SOLE   15,210 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 1,351 18,432 SH   DFND   16,232 2,200 0
NIKE INC CL B COMMON STOCK 654106103 1,252 8,104 SH   SOLE   7,359 745 0
NIKE INC CL B COMMON STOCK 654106103 197 1,275 SH   DFND   1,275 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1,027 3,870 SH   SOLE   3,870 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 86 325 SH   DFND   225 100 0
NORWOOD FINANCIAL CORPORATION COMMON STOCK 669549107 312 12,006 SH   SOLE   12,006 0 0
NOVARTIS AG FOREIGN EQUITIES 66987V109 158 1,734 SH   SOLE   1,442 0 292
NOVARTIS AG FOREIGN EQUITIES 66987V109 154 1,692 SH   DFND   1,200 492 0
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205 8 100 SH   DFND   100 0 0
NOW INC COMMON STOCK 67011P100 1 100 SH   DFND   100 0 0
NUCOR CORP COMMON STOCK 670346105 48 500 SH   SOLE   500 0 0
NUVEEN AMT-FREE MUNI INC FNDCOM MUTUAL FUNDS-ETF NON-TAX 670657105 53 3,389 SH   SOLE   3,389 0 0
NUVEEN REAL ESTATE INCOME FD MUTUAL FUNDS-ETF FIXED INCOME 67071B108 19 1,700 SH   SOLE   1,700 0 0
NUVEEN PA INVT QUALITY MUN FCOM MUTUAL FUNDS-ETF NON-TAX 670972108 51 3,352 SH   SOLE   3,352 0 0
OREILLY AUTOMOTIVE INC COM COMMON STOCK 67103H107 57 100 SH   DFND   100 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 80 2,543 SH   SOLE   2,543 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 13 400 SH   DFND   0 400 0
OCCIDENTAL PETE CORP W EXP 08/03/2027 WARRANTS & RIGHTS 674599162 6 407 SH   SOLE   407 0 0
OCCIDENTAL PETE CORP W EXP 08/03/2027 WARRANTS & RIGHTS 674599162 1 50 SH   DFND   0 50 0
ORACLE CORP COM COMMON STOCK 68389X105 1,570 20,173 SH   SOLE   18,173 2,000 0
ORACLE CORP COM COMMON STOCK 68389X105 54 700 SH   DFND   400 300 0
ORASURE TECHNOLOGIES INC COM COMMON STOCK 68554V108 20 2,000 SH   SOLE   2,000 0 0
ORGANON & CO COMMON STOCK COMMON STOCK 68622V106 60 1,993 SH   SOLE   1,917 26 50
ORGANON & CO COMMON STOCK COMMON STOCK 68622V106 20 671 SH   DFND   573 98 0
OTIS WORLDWIDE CORP COM COMMON STOCK 68902V107 16 197 SH   SOLE   197 0 0
OTIS WORLDWIDE CORP COM COMMON STOCK 68902V107 380 4,650 SH   DFND   4,650 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 1,319 6,917 SH   SOLE   6,617 0 300
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 620 3,250 SH   DFND   0 3,250 0
PPG INDS INC COM COMMON STOCK 693506107 233 1,375 SH   SOLE   1,375 0 0
PPG INDS INC COM COMMON STOCK 693506107 85 500 SH   DFND   100 400 0
PPL CORP, COM COMMON STOCK 69351T106 1,203 43,037 SH   SOLE   42,337 0 700
PPL CORP, COM COMMON STOCK 69351T106 568 20,327 SH   DFND   19,127 200 1,000
PAYCHEX INC COM COMMON STOCK 704326107 38 354 SH   SOLE   354 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 2,225 7,634 SH   SOLE   7,634 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 335 1,150 SH   DFND   1,150 0 0
PELOTON INTERACTIVE INC CL A COM COMMON STOCK 70614W100 12 100 SH   SOLE   100 0 0
PEOPLES FINL SVCS CORP COMMON STOCK 711040105 13,794 323,888 SH   SOLE   207,155 100 116,633
PEOPLES FINL SVCS CORP COMMON STOCK 711040105 134 3,136 SH   DFND   0 3,136 0
PEPSICO INC COM COMMON STOCK 713448108 4,716 31,830 SH   SOLE   30,630 900 300
PEPSICO INC COM COMMON STOCK 713448108 256 1,730 SH   DFND   840 890 0
PETMED EXPRESS INC COM COMMON STOCK 716382106 32 1,000 SH   SOLE   1,000 0 0
PFIZER INC COM COMMON STOCK 717081103 3,030 77,394 SH   SOLE   75,194 1,500 700
PFIZER INC COM COMMON STOCK 717081103 976 24,924 SH   DFND   18,600 5,824 500
PHILIP MORRIS INTL INC COMMON STOCK 718172109 547 5,517 SH   SOLE   5,517 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 291 2,940 SH   DFND   1,240 1,700 0
PHILLIPS 66 COMMON STOCK 718546104 403 4,695 SH   SOLE   4,695 0 0
PHILLIPS 66 COMMON STOCK 718546104 203 2,365 SH   DFND   2,365 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 3,807 28,212 SH   SOLE   26,557 1,155 500
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 2,319 17,186 SH   DFND   10,926 5,860 400
PROSPECT CAP CORP COM COMMON STOCK 74348T102 2 200 SH   SOLE   200 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 32 312 SH   SOLE   312 0 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106 16 264 SH   SOLE   264 0 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106 24 400 SH   DFND   400 0 0
QUALCOMM INC COM COMMON STOCK 747525103 1,115 7,800 SH   SOLE   7,800 0 0
QUALCOMM INC COM COMMON STOCK 747525103 286 2,000 SH   DFND   2,000 0 0
RAYMOND JAMES FINANCIAL INC COMMON STOCK 754730109 10 80 SH   SOLE   80 0 0
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101 196 2,303 SH   SOLE   2,303 0 0
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101 793 9,300 SH   DFND   9,300 0 0
REGIONS FINANCIAL CORP NEW COMMON STOCK 7591EP100 14 684 SH   SOLE   684 0 0
RESIDEO TECHNOLOGIES INC COM COMMON STOCK 76118Y104 0 16 SH   DFND   0 16 0
RESTAURANT BRANDS INTL INC COM FOREIGN EQUITIES 76131D103 7 106 SH   SOLE   106 0 0
ROYAL DUTCH SHELL PLC RDS-B FOREIGN EQUITIES 780259107 12 300 SH   SOLE   300 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A FOREIGN EQUITIES 780259206 131 3,250 SH   DFND   400 2,850 0
GOLD TRUST MUTUAL FUNDS-ETF EQUITIES 78463V107 83 500 SH   SOLE   500 0 0
SPDR INDEX SHS FDS S&P INTL ETF MUTUAL FUNDS-ETF EQUITIES 78463X772 32 800 SH   SOLE   800 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 237 7,412 SH   SOLE   7,012 0 400
SCHLUMBERGER LTD COM COMMON STOCK 806857108 51 1,600 SH   DFND   1,400 200 0
SCHWAB STRATEGIC TR US BRD MKT ETF MUTUAL FUNDS-ETF EQUITIES 808524102 120 1,150 SH   SOLE   1,150 0 0
SPDR MATERIALS COMMON STOCK 81369Y100 11 130 SH   SOLE   130 0 0
SPDR HEALTH CARE COMMON STOCK 81369Y209 339 2,695 SH   SOLE   2,695 0 0
SPDR HEALTH CARE COMMON STOCK 81369Y209 13 100 SH   DFND   100 0 0
SPDR STAPLES COMMON STOCK 81369Y308 2 25 SH   SOLE   25 0 0
SPDR DISCRETIONARY COMMON STOCK 81369Y407 465 2,605 SH   SOLE   2,605 0 0
SPDR DISCRETIONARY COMMON STOCK 81369Y407 51 285 SH   DFND   285 0 0
SPDR ENERGY COMMON STOCK 81369Y506 265 4,925 SH   SOLE   4,925 0 0
SPDR ENERGY COMMON STOCK 81369Y506 30 550 SH   DFND   425 125 0
SPDR FINANCIALS COMMON STOCK 81369Y605 493 13,430 SH   SOLE   13,430 0 0
SPDR FINANCIALS COMMON STOCK 81369Y605 37 1,000 SH   DFND   1,000 0 0
SPDR INDUSTRIALS COMMON STOCK 81369Y704 126 1,235 SH   SOLE   1,235 0 0
PDR TECHNOLOGY COMMON STOCK 81369Y803 41 280 SH   SOLE   280 0 0
SPDR COMMUNICATION COMMON STOCK 81369Y852 343 4,235 SH   SOLE   4,235 0 0
SPDR COMMUNICATION COMMON STOCK 81369Y852 24 300 SH   DFND   300 0 0
SPDR REAL ESTATE COMMON STOCK 81369Y860 5 115 SH   SOLE   115 0 0
SPDR UTILITIES ETF EQUITIES 81369Y886 290 4,590 SH   SOLE   4,280 310 0
SNAP INC CL A COMMON STOCK 83304A106 14 200 SH   SOLE   200 0 0
SOFI TECHNOLOGIES INC COM COMMON STOCK 83406F102 8 400 SH   SOLE   400 0 0
SOUTH JERSEY INDUSTRIES INC COMMON STOCK 838518108 52 2,000 SH   SOLE   2,000 0 0
SOUTHERN CO COM COMMON STOCK 842587107 1,040 17,185 SH   SOLE   16,185 300 700
SOUTHERN CO COM COMMON STOCK 842587107 545 9,000 SH   DFND   8,800 200 0
SOUTHWESTERN ENERGY COMMON STOCK 845467109 11 2,000 SH   SOLE   2,000 0 0
SPROTT PHYSICAL SILVER TR TR UNIT COMMON STOCK 85207K107 46 5,000 SH   DFND   5,000 0 0
STARBUCKS CORP COM COMMON STOCK 855244109 1,762 15,760 SH   SOLE   14,360 1,400 0
STARBUCKS CORP COM COMMON STOCK 855244109 386 3,450 SH   DFND   3,450 0 0
STATE STR CORP COM COMMON STOCK 857477103 294 3,568 SH   SOLE   3,568 0 0
STATE STR CORP COM COMMON STOCK 857477103 33 400 SH   DFND   400 0 0
SUNCOR ENERGY INC NEW COM FOREIGN EQUITIES 867224107 22 913 SH   SOLE   913 0 0
SUNCOR ENERGY INC NEW COM FOREIGN EQUITIES 867224107 7 300 SH   DFND   300 0 0
SUNDIAL GROWERS INC COM COMMON STOCK 86730L109 1 1,000 SH   SOLE   1,000 0 0
SUNPOWER CORP COMMON STOCK 867652406 1 30 SH   DFND   30 0 0
SYNCHRONY FINANCIAL COM COMMON STOCK 87165B103 12 250 SH   SOLE   250 0 0
SYSCO CORP COM COMMON STOCK 871829107 351 4,510 SH   SOLE   3,400 1,110 0
SYSCO CORP COM COMMON STOCK 871829107 54 700 SH   DFND   0 700 0
TJX COMPANIES COMMON STOCK 872540109 13 200 SH   SOLE   0 0 200
TAIWAN SEMICONDUCTOR ADR FOREIGN EQUITIES 874039100 6 50 SH   SOLE   50 0 0
TARGET CORP COMMON STOCK 87612E106 392 1,620 SH   SOLE   1,620 0 0
TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 15 37 SH   SOLE   37 0 0
TESLA MOTORS INC COMMON STOCK 88160R101 107 158 SH   SOLE   158 0 0
TESLA MOTORS INC COMMON STOCK 88160R101 7 10 SH   DFND   10 0 0
3M CO COMMON STOCK 88579Y101 2,333 11,746 SH   SOLE   11,646 0 100
3M CO COMMON STOCK 88579Y101 738 3,716 SH   DFND   3,366 350 0
TITAN MEDICAL INC. FOREIGN EQUITIES 88830X819 0 33 SH   SOLE   33 0 0
TOOTSIE ROLL IND INC COMMON STOCK 890516107 17 515 SH   SOLE   515 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 76 509 SH   SOLE   509 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 15 100 SH   DFND   100 0 0
TRUIST FINL CORP COM COMMON STOCK 89832Q109 30 544 SH   SOLE   544 0 0
TUSCAN HLDGS CORP COM COMMON STOCK 90069K104 7 500 SH   SOLE   500 0 0
TWITTER INC. COMMON STOCK 90184L102 33 475 SH   SOLE   475 0 0
TWITTER INC. COMMON STOCK 90184L102 69 1,000 SH   DFND   1,000 0 0
US BANCORP DEL COMMON STOCK 902973304 1,341 23,537 SH   SOLE   21,737 1,800 0
US BANCORP DEL COMMON STOCK 902973304 80 1,400 SH   DFND   1,000 400 0
UNION PAC CORP COM COMMON STOCK 907818108 1,898 8,628 SH   SOLE   8,628 0 0
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 321 1,545 SH   SOLE   915 330 300
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 135 650 SH   DFND   650 0 0
UNITED STATES STL CORP NEW COM COMMON STOCK 912909108 1 62 SH   SOLE   62 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF COMMON STOCK 92189F106 68 2,000 SH   DFND   2,000 0 0
VANGUARD TOTAL INTL STOCK VG TL INTL STK F MUTUAL FUNDS-ETF EQUITIES 921909768 415 6,325 SH   SOLE   6,325 0 0
VANGUARD TOTAL INTL STOCK VG TL INTL STK F MUTUAL FUNDS-ETF EQUITIES 921909768 20 300 SH   DFND   300 0 0
VANGUARD B SHORT TERM BOND MUTUAL FUNDS-ETF FIXED INCOME 921937827 51 625 SH   DFND   0 625 0
VANGUARD BD INDEX FD INC TOTAL BD MARKET MUTUAL FUNDS-ETF FIXED INCOME 921937835 53 619 SH   DFND   0 619 0
VANGUARD FTSE DEVELOPED MARKET ETF MUTUAL FUNDS-ETF EQUITIES 921943858 12 234 SH   SOLE   234 0 0
VANGUARD INFORMATION TECH ETF MUTUAL FUNDS-ETF EQUITIES 92204A702 79 198 SH   SOLE   198 0 0
VANGUARD INTL EQUITY INDEX FALLWRLD EX US MUTUAL FUNDS-ETF EQUITIES 922042775 8 120 SH   SOLE   120 0 0
VANGUARD EMERGING MARKETS ETF MUTUAL FUNDS-ETF EQUITIES 922042858 179 3,300 SH   SOLE   3,300 0 0
VANGUARD EMERGING MARKETS ETF MUTUAL FUNDS-ETF EQUITIES 922042858 16 300 SH   DFND   300 0 0
VANGUARD RUSSELL ETF MUTUAL FUNDS-ETF EQUITIES 92206C599 100 500 SH   SOLE   500 0 0
VECTRUS INC. COMMON STOCK 92242T101 1 11 SH   DFND   11 0 0
VANGUARD INDEX FUND MUTUAL FUNDS-ETF EQUITIES 922908363 39 100 SH   SOLE   100 0 0
VANGUARD REAL ESTATE COMMON STOCK 922908553 968 9,510 SH   SOLE   8,320 1,190 0
VANGUARD REAL ESTATE COMMON STOCK 922908553 112 1,100 SH   DFND   1,000 100 0
VANGUARD MID CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908629 304 1,280 SH   SOLE   1,150 130 0
VANGUARD MID CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908629 24 100 SH   DFND   0 100 0
VANGUARD INDEX FDS EXTEND MKT ETF MUTUAL FUNDS-ETF EQUITIES 922908652 1,816 9,630 SH   SOLE   9,630 0 0
VANGUARD GROWTH ETF MUTUAL FUNDS-ETF EQUITIES 922908736 29 100 SH   SOLE   100 0 0
VANGUARD VALUE ETF MUTUAL FUNDS-ETF EQUITIES 922908744 14 100 SH   SOLE   100 0 0
VANGUARD SMALL CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908751 306 1,359 SH   SOLE   1,225 134 0
VANGUARD SMALL CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908751 68 300 SH   DFND   200 100 0
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 2,182 38,944 SH   SOLE   36,444 1,400 1,100
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 1,013 18,078 SH   DFND   11,001 4,577 2,500
VIATRIS INC COM COMMON STOCK 92556V106 57 4,024 SH   SOLE   3,938 0 86
VIATRIS INC COM COMMON STOCK 92556V106 39 2,726 SH   DFND   2,020 644 62
VISA CLASS A COMMON STOCK 92826C839 17,642 75,453 SH   SOLE   75,453 0 0
VISA CLASS A COMMON STOCK 92826C839 491 2,100 SH   DFND   2,000 100 0
VODAFONE GROUP PLC FOREIGN EQUITIES 92857W308 682 39,812 SH   SOLE   39,540 0 272
VODAFONE GROUP PLC FOREIGN EQUITIES 92857W308 248 14,500 SH   DFND   14,500 0 0
WEC ENERGY GROUP INC COM COMMON STOCK 92939U106 29 326 SH   SOLE   326 0 0
WABTEC CORP COM COMMON STOCK 929740108 1 10 SH   SOLE   10 0 0
WABTEC CORP COM COMMON STOCK 929740108 3 38 SH   DFND   14 24 0
WAL MART STORES INC COM COMMON STOCK 931142103 926 6,565 SH   SOLE   6,565 0 0
WAL MART STORES INC COM COMMON STOCK 931142103 123 875 SH   DFND   875 0 0
WALGREENS BOOTS ALLIANCE COMMON STOCK 931427108 304 5,775 SH   SOLE   5,375 0 400
WALGREENS BOOTS ALLIANCE COMMON STOCK 931427108 42 800 SH   DFND   700 100 0
WASTE MANAGEMENT INC NEW COMMON STOCK 94106L109 6 46 SH   SOLE   46 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 937 20,691 SH   SOLE   19,591 1,100 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 59 1,300 SH   DFND   1,300 0 0
WENDYS CO COM COMMON STOCK 95058W100 5 212 SH   SOLE   212 0 0
WEYERHAEUSER CO COM COMMON STOCK 962166104 119 3,465 SH   SOLE   2,732 0 733
WEYERHAEUSER CO COM COMMON STOCK 962166104 58 1,700 SH   DFND   0 1,700 0
WILLIAMS CO INC COMMON STOCK 969457100 7 258 SH   DFND   0 258 0
XCEL ENERGY INC COMMON STOCK 98389B100 224 3,400 SH   SOLE   3,400 0 0
XYLEM INC COMMON STOCK 98419M100 710 5,920 SH   SOLE   4,905 1,015 0
XYLEM INC COMMON STOCK 98419M100 168 1,400 SH   DFND   1,300 100 0
YUM BRANDS INC COMMON STOCK 988498101 9 80 SH   SOLE   80 0 0
YUM CHINA HLDGS INC COM COMMON STOCK 98850P109 5 80 SH   SOLE   80 0 0
ZIMMER HLDGS INC COM COMMON STOCK 98956P102 13 80 SH   SOLE   80 0 0
ZIMMER HLDGS INC COM COMMON STOCK 98956P102 312 1,940 SH   DFND   1,940 0 0
ZOOM VIDEO COMMUNICATIONS INCL A COMMON STOCK 98980L101 10 25 SH   SOLE   25 0 0